Search found 93 matches
- Wed Jan 13, 2021 12:39 pm
- Forum: Personal Consumer Issues
- Topic: What is so special about the Toyota Tacoma?
- Replies: 97
- Views: 12869
Re: What is so special about the Toyota Tacoma?
I'm excited to see how the Tesla Cybertruck will disrupt the truck market.
- Fri Aug 28, 2020 12:29 pm
- Forum: Personal Consumer Issues
- Topic: Bee keeping
- Replies: 69
- Views: 5997
Re: Bee keeping
The best advice I got from the beekeeper that introduced me was that if you ask two beekeepers their opinion you'll get three different answers.
- Tue Aug 11, 2020 2:15 pm
- Forum: Personal Consumer Issues
- Topic: What YouTube channels do you watch?
- Replies: 112
- Views: 16225
Re: What YouTube channels do you watch?
I have 150+ subscriptions so I'll just mention one.
Sailing SV Delos
Sailing With SV Delos! This is our story, a story of four souls sailing around the world. It is a story about sailing and travel and adventure. But it's also a story about meeting amazing people and making life long friends. It's a story of people living their lives in an alternate way, in close connection with the beautiful people and amazing planet that we call home. Our experience has affected us so profoundly we want to share it, hoping that others may find inspiration to follow their dreams and do what they love.
Sailing SV Delos
Sailing With SV Delos! This is our story, a story of four souls sailing around the world. It is a story about sailing and travel and adventure. But it's also a story about meeting amazing people and making life long friends. It's a story of people living their lives in an alternate way, in close connection with the beautiful people and amazing planet that we call home. Our experience has affected us so profoundly we want to share it, hoping that others may find inspiration to follow their dreams and do what they love.
- Sat Jul 25, 2020 10:11 am
- Forum: Personal Consumer Issues
- Topic: Family expanding - Time for a 3 row SUV
- Replies: 69
- Views: 5561
- Sun May 24, 2020 6:53 am
- Forum: Personal Consumer Issues
- Topic: Warning: Virginia State Inspection
- Replies: 38
- Views: 8462
Re: Warning: Virginia State Inspection
I did not know this inspection was a thing. Scarily enough I've driven my uninspected vehicle from another state hundreds of miles in Virginia. Was that legal?Stinky wrote: ↑Sat May 23, 2020 9:17 pmWell said.illumination wrote: ↑Sat May 23, 2020 8:53 pm My state has never had vehicle inspections and for some reason the street is not lined with dead bodies.
You should never allow someone to have regulatory power and combine that with a profit motive. It's just going to be abused.
- Thu Jan 09, 2020 12:24 pm
- Forum: Personal Finance (Not Investing)
- Topic: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?
- Replies: 45
- Views: 4581
Re: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?
Take it! You'll never get this time back.
- Thu Jan 09, 2020 12:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Customer service representative request for last name
- Replies: 23
- Views: 2031
Re: Customer service representative request for last name
I'm sorting through a student loan debt that was transferred from one servicer to another and I've had several problems with payments since then. I try to keep correspondence written rather than verbal, but it's come to the point that they are slow to respond or send back non helpful responses that I am now calling them. I have spoken to at least 5 people now and each time I take notes along with whom I spoke to. The last person I spoked to in the servicing department refused to provide their last name, and only their first name. The previous people I spoke with gave me their last name with no issue. I'm just trying to keep detailed notes, am I asking for too much? There is no way to know whether the names they give you are real. I would t...
- Thu Jan 09, 2020 11:54 am
- Forum: Personal Finance (Not Investing)
- Topic: Customer service representative request for last name
- Replies: 23
- Views: 2031
Customer service representative request for last name
I'm sorting through a student loan debt that was transferred from one servicer to another and I've had several problems with payments since then. I try to keep correspondence written rather than verbal, but it's come to the point that they are slow to respond or send back non helpful responses that I am now calling them. I have spoken to at least 5 people now and each time I take notes along with whom I spoke to. The last person I spoked to in the servicing department refused to provide their last name, and only their first name. The previous people I spoke with gave me their last name with no issue. I'm just trying to keep detailed notes, am I asking for too much?
- Thu Jan 02, 2020 9:46 am
- Forum: Personal Consumer Issues
- Topic: Quality Power-Tool Brands
- Replies: 93
- Views: 8570
Re: Quality Power-Tool Brands
I'm surprised to not see more mentions for Hilti, but they are quite expensive. I follow the same process with Harbor Freight tools - some are perfectly fine for around the house but some are worth the upgrade. One thing I've found is I really like variable speed tools at the very least if you're considering the Harbor Freight cheapy tools.
- Wed Nov 13, 2019 10:14 am
- Forum: Personal Finance (Not Investing)
- Topic: Laurel Road / Mohela Student Loan Payment Not Applied
- Replies: 4
- Views: 644
Re: Laurel Road / Mohela Student Loan Payment Not Applied
Thanks - I didn't think of that, and I will try it.AZAttorney11 wrote: ↑Wed Nov 13, 2019 10:09 am Why don’t you send them a redacted copy of your statement showing the payment was made?
- Wed Nov 13, 2019 10:07 am
- Forum: Personal Finance (Not Investing)
- Topic: Laurel Road / Mohela Student Loan Payment Not Applied
- Replies: 4
- Views: 644
Laurel Road / Mohela Student Loan Payment Not Applied
A few months ago my student loans were acquired from Laural Road to the new servicer Mohela. I have 3 loan payments all with auto-payment setup, and all 3 have been deducted from my bank account monthly consistently. I have received several notices that payments were missed and late fees would be applied. All of them show as being resolved when I login to my account, however one is still not applied. I've been using the messaging system to try and get them to resolve the missed payment since the money was deducted from my bank account. They are asking me to provide my bank statement showing the money was deducted. I don't want to share my other transactions with another company that doesn't need to know them, and I'm opening up my data for ...
- Wed Jun 05, 2019 10:45 am
- Forum: Personal Consumer Issues
- Topic: Company requiring salaried employees to clock in?
- Replies: 92
- Views: 6197
Re: Company requiring salaried employees to clock in?
This is silly. Just because you're at work doesn't mean you're working....
- Tue Apr 16, 2019 9:43 am
- Forum: Personal Finance (Not Investing)
- Topic: Can we afford this house ?
- Replies: 20
- Views: 2441
Re: Can we afford this house ?
Sorry but no. You should be looking around a max of $360k. You need to either lower expectations or make more money. You will be stressed out carrying that amount of debt against your income.
- Mon Apr 01, 2019 1:31 pm
- Forum: Personal Consumer Issues
- Topic: Family flying - picking seats at booking
- Replies: 75
- Views: 6543
Re: Family flying - picking seats at booking
We're a family of 5 with three little ones that will be flying this summer. . . Any recommendations on being able to pick assigned seats for a reasonable price? How young are the kids? In the past we've had success socially engineering seat assignments. I ask the booking agent if they can waive the fee because we're a family with young children. If that doesn't work I ask the check in/gate agent if they can seat us all together because we have young children. All else fails, ask the flight attendant/other passengers to exchange seats. Start asking early in the process and be persistent. Don't be afraid to ask to escalate to a customer service supervisor. It helps to act sympathetic but not annoying/entitled. Generally airlines will do what...
- Mon Apr 01, 2019 12:22 pm
- Forum: Personal Consumer Issues
- Topic: Family flying - picking seats at booking
- Replies: 75
- Views: 6543
Re: Family flying - picking seats at booking
With two small children, I just consider the lowest-price fare that includes seat selection to be the lowest-price fare and assess the affordability of the trip based on that. It is not helpful to think of it as an "extra" charge, I try to completely ignore the price of anything lower as those are teaser rates that cannot meet our needs. In the same way, I ignore the price of flights that are not direct (when direct is preferred option) and I ignore the price of flights that leave at non-child-friendly hours. I also ignore the price of flights (for domestic travel) from other NYC airports that are not convenient for us to get to. If the price isn't right for suitable flights, I would look at other dates/travel modes or just not p...
- Mon Apr 01, 2019 12:20 pm
- Forum: Personal Consumer Issues
- Topic: Family flying - picking seats at booking
- Replies: 75
- Views: 6543
Re: Family flying - picking seats at booking
Thanks for the feedback. Southwest is in the locations we are going, and their early bird option seems like it will work just fine to get us all seated together and the pricing is reasonable at $15 to $25 per person each way. I know I'm out of touch with how airlines are pricing things, but I thought there would be more a la carte options. Oh well. Thanks for pointing me towards Southwest.
- Mon Apr 01, 2019 11:28 am
- Forum: Personal Consumer Issues
- Topic: Family flying - picking seats at booking
- Replies: 75
- Views: 6543
Family flying - picking seats at booking
We're a family of 5 with three little ones that will be flying this summer. We've only flown once when we had one child so taking two more with will be a challenge. Of course we want to sit together and all my initial searches indicate we would need to upgrade classes in order to be able to pick our own seats. On some airlines this is adding over $800 to the overall flight cost. We're willing to fly a low cost carrier like Spirit, but when I priced out having assigned seats with them they were more expensive than United or American Airlines. Any recommendations on being able to pick assigned seats for a reasonable price?
- Thu Nov 08, 2018 11:15 am
- Forum: Personal Consumer Issues
- Topic: Favorite "free stuff"?
- Replies: 137
- Views: 14162
Re: Favorite "free stuff"?
Libraries are not free to get books, you're paying for them with your property taxes. I moved to an unincorporated area where the library is not a line item on the property tax bill. To get access to the local library they would require an annual payment equal to what that tax would be, and in my case it turns out the library costs about $500 a year. I can buy a lot of books for $500. I encourage everyone to go take a look at how much $ you're giving up in taxes to get your free library books.
- Wed Aug 15, 2018 9:18 am
- Forum: Personal Consumer Issues
- Topic: Best consumer products - made in USA
- Replies: 62
- Views: 4812
Re: Best consumer products - made in USA
Rogue Fitness
- Thu Mar 29, 2018 8:42 pm
- Forum: Personal Consumer Issues
- Topic: FB
- Replies: 356
- Views: 42991
Re: Anyone Deleting Facebook?
Don't need to delete it, I never had it. I will say I have missed out on many updates on families and friends, but I've been willing to pay that price knowing what they are capable of.
- Wed Mar 28, 2018 4:38 pm
- Forum: Personal Consumer Issues
- Topic: Mac Office 2016 download on Ebay - how so cheap?
- Replies: 23
- Views: 7382
Re: Mac Office 2016 download on Ebay - how so cheap?
Thanks everyone - it looks like the home edition will suit my needs. As far the reselling of it being Office 2016 versus Office 365, I came across this website that helps you manage reselling Office 365. Is this basically what the Ebay guys are doing?
https://www.sherweb.com/resell-office-365/
How to video
https://www.youtube.com/watch?v=RHkweJVppNs
https://www.sherweb.com/resell-office-365/
How to video
https://www.youtube.com/watch?v=RHkweJVppNs
- Wed Mar 28, 2018 12:55 pm
- Forum: Personal Consumer Issues
- Topic: Mac Office 2016 download on Ebay - how so cheap?
- Replies: 23
- Views: 7382
Re: Mac Office 2016 download on Ebay - how so cheap?
Found this in another sellers description. Is the below statement true or most likely false - I'm curious why Ebay would continue to allow this if it's not legit? This listing has been legally verified to ensure it does not violate any law or eBay policy. This product does NOT infringe on any copyright, Trademark, or any other rights, or any of eBay's listing policies or spam policies. We own and are entitled to sell each item, these are legally acquired therefore entitled to sell each item. This item is not unauthorized. This is not a digitally delivered Item. I have and maintain the right to sell/resell this license, which forms part of an academic license, under the first-sale doctrine. It is legal to resell this license and the sale is ...
- Wed Mar 28, 2018 12:39 pm
- Forum: Personal Consumer Issues
- Topic: Mac Office 2016 download on Ebay - how so cheap?
- Replies: 23
- Views: 7382
Re: Mac Office 2016 download on Ebay - how so cheap?
Highly doubt this is legal. Best case this is for the software media only and you need a valid license and CD key to install. Worse case its illegal software and you are being scammed. So why not call Microsoft and Ask https://www.microsoft.com/en-us/piracy/default.aspx "You cannot use your own email for this. I will send you a username and password for your new account with instructions on how to install." No why would I ever touch this... Funny that you said to call them - I followed the link to the online reporting form and it leads to this message: We are sorry, the page you requested cannot be found. The URL may be misspelled or the page you're looking for is no longer available. https://www.microsoft.com/en-us/piracy/report...
- Wed Mar 28, 2018 12:14 pm
- Forum: Personal Consumer Issues
- Topic: Mac Office 2016 download on Ebay - how so cheap?
- Replies: 23
- Views: 7382
Mac Office 2016 download on Ebay - how so cheap?
I've been looking to get Mac Office 2016 as a download rather than paying a monthly fee. A quick check on Amazon and it's more than $200. When I looked on Ebay there are multiple sellers at less than $10. Below are some of the notes from the seller - and it's good on 5 devices. Ebay is showing over 1,900 sold. The weird one is that you can't use your email, but why would I even want to associate my email with Office? Is this a scam or a good legit deal? THERE IS NO PRODUCT KEY/CODE WITH THIS SOFTWARE. YOU WILL ONLY GET ACCOUNT DETAILS & INSTRUCTIONS TO DOWNLOAD & INSTALL THE SOFTWARE TO YOUR DEVICE OF CHOICE. This is a fully legal legitimate software. You can update as normal. This is a NEW account. There is no CD or key or serial c...
- Thu Mar 08, 2018 8:32 am
- Forum: Investing - Theory, News & General
- Topic: How Amazon Can Blow Up Asset Management
- Replies: 31
- Views: 6593
- Mon Mar 05, 2018 8:06 am
- Forum: Personal Consumer Issues
- Topic: re-siding house - vinyl or hardiplank?
- Replies: 54
- Views: 9577
Re: re-siding house - vinyl or hardiplank?
Your house value warrants hardi in the midwest. Under $250,000 and vinyl would be an option. Hardi is worth it.
- Wed Feb 28, 2018 9:06 am
- Forum: Personal Finance (Not Investing)
- Topic: How much cash do you keep at any time on checking?
- Replies: 183
- Views: 23549
Re: How much cash do you keep at any time on checking?
At least $500 in checking, but linked to a $1,000 savings account if needed. If more is needed I just transfer from a money market account.
- Wed Feb 21, 2018 9:06 am
- Forum: Personal Consumer Issues
- Topic: Cedar Roof
- Replies: 27
- Views: 2762
Re: Cedar Roof
I don't have a roof but do have 2 floors worth of cedar shake siding. I'm in a similar climate and the original siding lasted for 43 years (a few looked to be replaced), and we expect to get 30 to 40 years out of the replacements. I highly recommend recommend visiting http://www.cedarbureau.org/ to learn more about the products and care. They have a member directory of service providers that are certified and we chose one that gave us a very good overview of product grades and treatments to get (or not). Cost wise it will be more than traditional shingles to replace - I would guess in the neighborhood of $30,000. This document should be helpful for roof maintenance. http://www.cedarbureau.org/cms-assets/cms-assets/documents/FPL-Shake%20%26%...
- Tue Feb 20, 2018 8:20 am
- Forum: Personal Consumer Issues
- Topic: Sams Club vs Costco
- Replies: 78
- Views: 10226
Re: Sams Club vs Costco
Costco aims for more affluent customers, while Sam's aims for more of a "blue collar" type market. I once read an article comparing the two stores. The writer used a fine ladies sweater as an example. It would sell for about $100 in a department store and would be about $60 at Costco. He said that a Costco customer would say "that is a very good price for that nice sweater", while a Sam's customer would say "$60 is too expensive for a sweater". One data point: In my area the Sam's store closed "due to competition and lack of business". The competition is a Costco store that has been a big success. This appears to be correct after a quick search of locations in my area. All Sam's Clubs are located in ...
- Thu Feb 15, 2018 8:23 am
- Forum: Personal Investments
- Topic: Did you learn anything from the market correction?
- Replies: 160
- Views: 17828
Re: Did you learn anything from the market correction?
I learned how much peace of mind having an emergency fund fully funded brings me that I don't worry about these drops.
- Sun Feb 11, 2018 3:57 pm
- Forum: Personal Consumer Issues
- Topic: Does it ever make sense to buy a new car?
- Replies: 103
- Views: 12131
Re: Does it ever make sense to buy a new car?
The used market might surprise you. Drove my last truck for 9 years. Went to buy a replacement and priced 2014/5 Silverados. The used trucks were the same price as a new 2017 with incentives. I shopped Carmax, various dealers, online quotes and private purchase. Cheapest I could find was a 2015 with 38k miles for 39.9. Bought a new 2017 for 40.7. The 800 extra was worth going new as it had full warranty, safety features, new tires, brakes, etc. The $800 difference would not buy the warranty or new tires. Just like my last truck I will own it 8-10 years unless it gets totaled. After 9 years of ownership (bought new) I sold it for 12k. IIRC we paid 36k for it new. Had a 100k warranty on it. Put 150k+ miles on it. Was my first new car. Hopefu...
- Fri Feb 09, 2018 11:09 am
- Forum: Personal Investments
- Topic: What day of the week do you invest?
- Replies: 11
- Views: 1415
Re: What day of the week do you invest?
I don't, but if I did I would invest the money as soon as it was ready to be invested. I would be agnostic to the day of the week.
- Fri Feb 09, 2018 8:51 am
- Forum: Personal Finance (Not Investing)
- Topic: Tenants want to break lease early and is pregnant
- Replies: 105
- Views: 14631
Re: Tenants want to break lease early and is pregnant
I would let them leave. I still run into my former landlord who did a great job. If they ever needed a favor I'd be more than willing to help them out. Had they forced me to pay 2 months rent while expecting then I wouldn't give them the time of day. Yeah yeah it's a contract but have some perspective on things, and like someone else said put yourself in their shoes.
- Fri Feb 09, 2018 8:44 am
- Forum: Personal Finance (Not Investing)
- Topic: How Do You Discuss Starting Time when You Get a Job Offer
- Replies: 29
- Views: 3362
Re: How Do You Discuss Starting Time when You Get a Job Offer
You need to understand the culture of where you work and if the job has hard or soft start/quit times. If you work somewhere in customer service the expectation is probably going to be a hard requirement - you're like a firefighter that needs to be there regardless if there is work occurring or not. If you were in something project based I would expect your hours are going to flex day to day and you might be working evenings/weekends so it's somewhat ridiculous to define the hours. Managing people does not require you to be there at the same time as your employees are working. Bottom line is if you can prove you can get the work done then the start/stop time should be negotiable. Jealous co-workers seems to be what I find as the biggest ob...
- Fri Feb 09, 2018 8:18 am
- Forum: Personal Finance (Not Investing)
- Topic: How Do You Discuss Starting Time when You Get a Job Offer
- Replies: 29
- Views: 3362
Re: How Do You Discuss Starting Time when You Get a Job Offer
You need to understand the culture of where you work and if the job has hard or soft start/quit times. If you work somewhere in customer service the expectation is probably going to be a hard requirement - you're like a firefighter that needs to be there regardless if there is work occurring or not. If you were in something project based I would expect your hours are going to flex day to day and you might be working evenings/weekends so it's somewhat ridiculous to define the hours. Managing people does not require you to be there at the same time as your employees are working. Bottom line is if you can prove you can get the work done then the start/stop time should be negotiable. Jealous co-workers seems to be what I find as the biggest obs...
- Thu Feb 08, 2018 12:10 pm
- Forum: Investing - Theory, News & General
- Topic: What the 1987 crash looked like 5 minutes by 5 minutes
- Replies: 9
- Views: 1805
Re: What the 1987 crash looked like 5 minutes by 5 minutes
Touchéletsgobobby wrote: ↑Thu Feb 08, 2018 12:09 pmMost Americans can't do percentages.destinationnc wrote: ↑Thu Feb 08, 2018 12:07 pmWhy does the media continue to speak in points instead of percentage change? I'm looking at the S&P 500 down > 600 points today and no one cares because it's about 2.5% but this evening we will probably hear in the news DOW PLUNGES 600 POINTS!letsgobobby wrote: ↑Thu Feb 08, 2018 12:02 pm the local newspaper showing "Dow plunges 501 points" or whatever it was.
- Thu Feb 08, 2018 12:07 pm
- Forum: Investing - Theory, News & General
- Topic: What the 1987 crash looked like 5 minutes by 5 minutes
- Replies: 9
- Views: 1805
Re: What the 1987 crash looked like 5 minutes by 5 minutes
Why does the media continue to speak in points instead of percentage change? I'm looking at the S&P 500 down > 600 points today and no one cares because it's about 2.5% but this evening we will probably hear in the news DOW PLUNGES 600 POINTS!letsgobobby wrote: ↑Thu Feb 08, 2018 12:02 pm the local newspaper showing "Dow plunges 501 points" or whatever it was.
- Thu Feb 08, 2018 12:01 pm
- Forum: Investing - Theory, News & General
- Topic: What the 1987 crash looked like 5 minutes by 5 minutes
- Replies: 9
- Views: 1805
Re: What the 1987 crash looked like 5 minutes by 5 minutes
It would be helpful to add some sort of reference to the charts. Visually for the S&P 500 I just see the line sloped down, came up a bit, and then went down again. I would have to read the numbers on the axis to see how much it fell and the calculate what the % drop was to understand the significance. Without something like an average day layered on the chart would I have no idea how bad this day was.
- Wed Feb 07, 2018 1:05 pm
- Forum: Personal Consumer Issues
- Topic: Radon: basement stair and basement gym considerations
- Replies: 11
- Views: 2907
Re: Radon: basement stair and basement gym considerations
If you have a radon mitigation device I'd also suggest getting a radon detector for about $200. I have one that is battery operated and provides 1 day, 1 week, and yearly levels. It's battery operated so I occasionally move it around the basement to check the levels. I've found this to be a good solution to find out if the levels vary somehow throughout the year which wouldn't be caught by some kit that you leave out for 4 days.
- Tue Feb 06, 2018 3:38 pm
- Forum: Forum Issues and Administration
- Topic: we need an individual stock sub forum
- Replies: 31
- Views: 8554
Re: we need an individual stock sub forum
My vote is no.
- Fri Dec 01, 2017 3:58 pm
- Forum: Personal Consumer Issues
- Topic: Price of haircut?
- Replies: 194
- Views: 19529
- Thu Nov 30, 2017 9:30 am
- Forum: Personal Consumer Issues
- Topic: Wifi speakers-SONOS vs Echo/Google Home
- Replies: 30
- Views: 4696
Re: Wifi speakers-SONOS vs Echo/Google Home
Sonos!
Just saw a deal over at slickdeals for the play1 white or black or the One for $159. Hurry.
https://slickdeals.net/f/10967339-sonos ... x-for-some
I plan to eventually get the sonos connect amp to drive 4 speakers and a subwoofer if it ever drops below $500 again.
Just saw a deal over at slickdeals for the play1 white or black or the One for $159. Hurry.
https://slickdeals.net/f/10967339-sonos ... x-for-some
I plan to eventually get the sonos connect amp to drive 4 speakers and a subwoofer if it ever drops below $500 again.
- Sun Nov 19, 2017 9:22 pm
- Forum: Personal Consumer Issues
- Topic: Honeymoon Suggestions
- Replies: 26
- Views: 3090
Re: Honeymoon Suggestions
We had a great time at Occidental Grand Xcaret in the Riviera Maya. Good rooms, pools, food, and plenty to do. Being next to Xcaret Park is the biggest perk. We went with kids, but we saw honey mooners there and I think it's still a good mix of ages. We booked through Costco Travel and everything was great for the flights and transportation - the only complaint we could find would be they have an attendant at each building that hassles you upon check-in and when you come back to your room for excursions. Hammock beds at the beach with drink service is what I miss most. Cost wise it was the same or cheaper to a comparable cruise. For us a low end cruise with ports are not worth seeing so we would prefer an all-inclusive. PS - I love these re...
- Sun Oct 22, 2017 3:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Promissory note not signed
- Replies: 12
- Views: 2013
Re: Promissory note not signed
I plan to return it. I did not mean to insinuate that I was in some way trying to not pay back the money I agreed to borrow. My curiosity is more along the lines of regulatory and risk practices. A while back Florida had high burden of proof in processing a foreclosure including original documents and the penalty to banks for their losing the original documents was that they could not foreclose. I believe the laws have been changed in the banks failure since. It would be very similar to bearer bonds - lose them and you cannot claim the money because you lost a piece of paper. I am curious if this would need to be self reported to a bank regulator or would it only be discovered via an audit sampling of loan documents. An error was made and I...
- Sun Oct 22, 2017 1:34 pm
- Forum: Personal Finance (Not Investing)
- Topic: Promissory note not signed
- Replies: 12
- Views: 2013
Promissory note not signed
I recently took an auto loan from a credit union about 2 months ago. Purchase of the sale went fine, and shortly after I received the first payment due notice. I went ahead and made the first payment. Since then I've received 2 letters notifying me that the promissory note was never signed, and it is "crucial" for completing the processing of the loan. I won't add the details of what's in the promissory note but it looks to me to be fairly boiler plate - I can add information if it helps add to the conversation. What's the impact to me and the lender if I don't sign the promissory note?
- Fri Oct 06, 2017 9:18 pm
- Forum: Personal Consumer Issues
- Topic: Garage door opener on last leg
- Replies: 32
- Views: 4700
Re: Garage door opener on last leg
I got a Chamberlain at Menards and installed it myself. I don't know the exact model, but it was under $150. A few things I like are belt driven so it is quieter. Automatically closes if you forget to (user settable time) Motion sensor turns on light (love this) Notifies me on my phone when door opens or closes Can remotely open/close the door (I haven't used this but think it could be handy for when having work done in the house and not wanting to give a key as garage is attached) Installed a similar Chamberlain style unit but from Home Depot - all the big boxes sell it. The first note is my favorite - it is incredibly quite compared to a chain when you are in a room above your garage door. It was a fairly easy replacement installation an...
- Sun Sep 24, 2017 8:31 pm
- Forum: Personal Consumer Issues
- Topic: What is your favorite reasonably priced bourbon?
- Replies: 362
- Views: 53907
Re: What is your favorite reasonably priced bourbon?
Surprised I had to scroll so far to see this. It's pretty close to what Jack Daniels is at about half the price - even the label seems to be a close rip-off. I found out about it from a WSJ article maybe 8 years ago. It's no Knob Creek, Woodford Reserve, or Makers Mark's - but the OP asked for reasonably pried bourbon and this is probably your best value.
- Wed Sep 20, 2017 1:28 pm
- Forum: Personal Consumer Issues
- Topic: 2018 Subaru Outback
- Replies: 65
- Views: 16717
Re: 2018 Subaru Outback
I've got the same model, year, and problem. Not as bad as you, but usually the oil light will come on around 6,000 miles and I just add a bit and do a full change at 7,500.Jamieson22 wrote: ↑Wed Sep 20, 2017 12:57 pm I have a 2013 Limited 2.5 with 75k on clock. Currently undergoing its second oil consumption test. Oil light has come on during each oil change interval and the last one came on twice (after refilling). It burned 2 quarts in 6500 miles.
Other than that the car has been fine.
- Wed Sep 20, 2017 9:10 am
- Forum: Personal Consumer Issues
- Topic: 2018 Subaru Outback
- Replies: 65
- Views: 16717
Re: 2018 Subaru Outback
I have an older model - '13 - but for your needs the outback is a good fit. The back gate is lower than an SUV but still plenty roomy. They hold their value well, so buy new rather than used.
- Sat Aug 26, 2017 10:21 am
- Forum: Personal Consumer Issues
- Topic: Fixing Slow Drains
- Replies: 40
- Views: 5348
Re: Fixing Slow Drains
I had my sewer line backup once so we had a plumber come and run a camera down the line. I watched it and saw there was minimal tree roots that had caught up something. The camera was enough to knock it past the roots and clear the line. So then he tried to sell me on putting in a clean out valve for $5,000 and suggested annual cleanouts. We decided to simply remove the offending tree and will wait for the roots to rot. In the meantime we got a Cloghog hose that I use with a pressure washer to clear the line. It seems to be about every 6 months I clear it, so costwise it's saved me quite a bit over having a plumber come out to do it. You can use it for clearing interior drains but if you run a gas pressure water it may be a bit difficult to...