Search found 56 matches

by coldav
Tue Apr 11, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 8528

Re: Best way to expand my vocabulary?

There is no way around it: one has to read. As one gets into reading, adding classic literature would be helpful. The Modern Library Association has a list of the best 100 novels originally written in English during the 20th century: take your pick. They not only increase one's vocabulary but aid in...
by coldav
Tue Feb 21, 2017 8:24 am
Forum: Investing - Theory, News & General
Topic: Extreme Valuations, and why you should reconsider
Replies: 307
Views: 27114

Re: Extreme Valuations, and why you should reconsider

I have read a few of John Hussman's weekly commentaries and don't have the depth of knowledge to completely understand what he is talking about. He is obviously a brainy type when it comes to investing and also refers to himself as a perma bear. What shocked me was looking at one of his funds, HSGFX...
by coldav
Thu Oct 09, 2014 12:24 pm
Forum: Investing - Theory, News & General
Topic: Headed for a 300+ point loss today?
Replies: 464
Views: 50515

Re: Headed for a 300+ point loss today?

Hopefully, the Fed won't jump in and initiate a QE4 to save the day. Let the market sink or swim on it's own.
by coldav
Tue Sep 23, 2014 6:38 am
Forum: Investing - Help with Personal Investments
Topic: How to build a Vanguard portfolio
Replies: 10
Views: 1397

Re: How to build a Vanguard portfolio

Hello! I am a neophyte at this. Thinking of a 3 fund lazy portfolio. The missing link is the Vanguard Total International Stock Fund. I would add $40K to the Bond Fund, 30K to the Total U.S. Stock Fund, and 10K to the International Fund. Supposedly, at 60 years of age one should be 60% in bonds and ...
by coldav
Mon Sep 08, 2014 9:28 am
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 18210

Re: A 'really good book' you did NOT enjoy

Joyce took his "stream of consciousness" style too far in that one where it became a "stream of gibberishness."
by coldav
Mon Sep 08, 2014 9:12 am
Forum: Personal Consumer Issues
Topic: A 'really good book' you did NOT enjoy
Replies: 229
Views: 18210

Re: A 'really good book' you did NOT enjoy

"Ulysses" by James Joyce. I may have got as far as 20 pages and realized I understood nothing of which I had read.

P.S. I enjoyed his "Portrait Of An Artist As A Young Man,"
by coldav
Mon Nov 19, 2012 3:55 pm
Forum: Investing - Help with Personal Investments
Topic: Suze Orman 100% equities
Replies: 40
Views: 5375

Re: Suze Orman 100% equities

I heared Ric Edelman say awhile back that Orman herself does not invest in the market though she may recommend it.
by coldav
Sun Nov 18, 2012 10:11 am
Forum: Investing - Theory, News & General
Topic: Investments Spreads A La Mode - How Come?
Replies: 11
Views: 895

Re: Investments Spreads A La Mode - How Come?

Hello! Thanks for the replies. The impetus for my question was a current portfolio review here where the person had .2% in this fund, .4% in another, and on it went. I suppose it got me wondering though this part has been answered if there is a duplicity taking place having so many mutual funds. Not...
by coldav
Sun Nov 18, 2012 8:21 am
Forum: Investing - Theory, News & General
Topic: Investments Spreads A La Mode - How Come?
Replies: 11
Views: 895

Investments Spreads A La Mode - How Come?

Hello! More of a lurker then a contributor here with very little money to invest. I have noticed in some of the portfolio reviews people have money invested all over the map - sometimes up to fifty or more different stocks, bonds, whatever. My question is how does that occur? How does one make a few...
by coldav
Wed Nov 14, 2012 8:28 am
Forum: Investing - Theory, News & General
Topic: How To Position Yourself For a Meltdown
Replies: 85
Views: 9355

Re: How To Position Yourself For a Meltdown

Marc Faber appears to me to be a perma bear especially when it comes to the United States. His financial outlook for the country is always dire. I wish he would point out the country's postives just a couple of times a year instead of his constant stream of negativity.
by coldav
Sat Oct 20, 2012 1:00 pm
Forum: Investing - Theory, News & General
Topic: Your Best One Line of Wisdom
Replies: 238
Views: 19844

Re: Your Best One Line of Wisdom

"Feelings are not facts."
by coldav
Sat Oct 20, 2012 9:17 am
Forum: Personal Consumer Issues
Topic: any recommended books to learn about Civil War
Replies: 59
Views: 3988

Re: any recommended books to learn about Civil War

It'as been awhile since I have read them but I recommend two historical fiction books: "Freedom" by William Safire and "Lincoln" by Gore Vidal. The Vidal book is shorter and gets into the character and political genius of President Lincoln. Also, I have only read one of his books but Bruce Catton us...
by coldav
Tue Oct 16, 2012 12:39 pm
Forum: Personal Consumer Issues
Topic: What's the Current Estimate of the Liberal Arts?
Replies: 23
Views: 1886

Re: What's the Current Estimate of the Liberal Arts?

I think today's student is looking for financial security when choosing a major; thus, the rush into STEM degrees. I would assume the liberal arts degree has lost some favorability that it had in the 1960's. Instead of exploration of the mind, society, and world, young people are thinking pocket boo...
by coldav
Sun Oct 14, 2012 2:12 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

Blues wrote:"American Pastoral" by Philip Roth.

PS: McCarthy's trilogy was a fantastic (and moving) read.
Yes, McCarthy is something else. Critics consider "Blood Meridian" to be his best, but I lean toward "All The Pretty Horses" and "The Crossing" as my favorites.
by coldav
Sun Oct 14, 2012 7:54 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

"Cities of the Plain" by Cormac McCarthy. It's the third book in his Texas/Mexico trilogy, the first two being "All The Pretty Horse" and "The Crossing." I consider him to be a great contempory novelist.
by coldav
Sun Oct 07, 2012 2:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: [Poll] How True a Boglehead are You?
Replies: 44
Views: 3206

Re: [Poll] How "True" of a Boglehead are You?

Low income type and highly risk averse. My only 2 mutual funds are VBMFX and VTSMX, with it weighted more toward the former than the latter since I am in my 60's - 2/3's in the bond fund. I put pretty close since I am open to change, but the reasons will have to be convincing.
by coldav
Tue Sep 25, 2012 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: What's the best way to get a job?
Replies: 28
Views: 2472

Re: What's the best way to get a job?

I obtained jobs using a variety of techniques. I have noticed the generation after me appears to lean on networking more than mine. I am not saying "it's not what you know it's who you know," but it does help.
by coldav
Thu Sep 20, 2012 12:57 pm
Forum: Personal Consumer Issues
Topic: Say no to high dental cost
Replies: 84
Views: 13162

Re: Say no to high dental cost

I live in Southern California and used to go to one of these low cost dental factories (my terminology). Medicaid used to pay for dental expenses in this state which meant these dental offices were filled with patients. Since the state is broke they no longer cover dental procedures other than extra...
by coldav
Thu Sep 20, 2012 7:40 am
Forum: Investing - Help with Personal Investments
Topic: [Enlisted in Military, How to Start?] 18 years old.
Replies: 15
Views: 1406

Re: [Enlisted in Military, How to Start?] 18 years old.

$1,600 a month, wow! In '68 I went in making about $90 a month and came out a few years later, an E-5, earning $256.

I looked up your MOS, Intelligence, and it seems like a good choice.
by coldav
Tue Sep 18, 2012 11:36 am
Forum: Personal Consumer Issues
Topic: 5K or 3K oil change?
Replies: 91
Views: 15430

Re: 5K or 3K oil change?

Leon Kaplan an automotive mechanic, shop owner, with a long running radio talk show in Los Angeles, 30 years on KABC, recommends oil changes every 5,000 miles.
by coldav
Sun Sep 16, 2012 9:27 am
Forum: Personal Consumer Issues
Topic: One hit wonder (Albums)
Replies: 68
Views: 4201

Re: One hit wonder (Albums)

Psychedelic Era: "Incense and Peppermint" by Strawberry Alarmclock

Folk/Beat Era: "Little Wheel Spin And Spin" by Buffy Saint Marie
by coldav
Sun Sep 16, 2012 9:00 am
Forum: Personal Consumer Issues
Topic: One hit wonder (Albums)
Replies: 68
Views: 4201

Re: One hit wonder (Albums)

An Oldie: "Angle Baby" by Rosie and The Originals"
by coldav
Fri Sep 14, 2012 9:56 pm
Forum: Personal Consumer Issues
Topic: GM Volt
Replies: 208
Views: 18248

Re: GM Volt

The only way the Volt will move is by increasing the point of sale tax paid subsidy to such a degree that one might consider buying it. Otherwise, it will go the way of the Edsel.
by coldav
Fri Sep 14, 2012 6:49 pm
Forum: Personal Consumer Issues
Topic: GM Volt
Replies: 208
Views: 18248

Re: GM Volt

The $10,000 subsidy is already in the 2013 federal budget as a line item that won't be voted on until after the election. Also, this tax payer sweetener will be at point of sale.

Dan Akerson GM CEO said the target buyer for the Volt was an individual making $170,000 a year.
by coldav
Fri Sep 14, 2012 8:50 am
Forum: Personal Consumer Issues
Topic: GM Volt
Replies: 208
Views: 18248

Re: GM Volt

The government will try it's hardest to keep this thing going with the Volt. The $7,500 tax subsidy is set to go to $10,000 in the next 2013 federal budget. If that doesn't work it would go to $15,000 and onward & upward. The sales are at 14,000 so far, 26,000 less than the projected 40,000. The tar...
by coldav
Fri Sep 14, 2012 6:18 am
Forum: Personal Finance (Not Investing)
Topic: [being a successful landlord in a bad neighborhood]
Replies: 27
Views: 2408

I live in a semi hood and practically every apartment building except the one I reside in is section 8. Am unsure of the few houses in the area. I notice the turnover is small and vacancy rates are non existent.
by coldav
Thu Sep 13, 2012 6:02 pm
Forum: Personal Consumer Issues
Topic: GM Volt
Replies: 208
Views: 18248

Re: GM Volt

According to automotive columnist, Eric Peters, the Volt costs GM $89,000 to build, sells for $39,350 with a payback subsidy to the buyer of $7,500. If this is true how are they making any money on this venture?
by coldav
Mon Aug 27, 2012 12:13 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

Doing a reread of "Adventures Of Augie March" by Saul Bellow. For sure, a heavy hitter author, winning several awards including the Noble Prize for literature. It's the only book I have read of his. Sometimes I am lost with his references to philosphy and mythology, but otherwise enjoy this coming o...
by coldav
Sat Aug 11, 2012 9:00 am
Forum: Personal Finance (Not Investing)
Topic: On SSDI - rights regarding possible house inheritance
Replies: 10
Views: 2164

Re: On SSDI - rights regarding possible house inheritance

I am on SSDI and I don't now much about law, but the only right you have is freedom to live where you want if it is affordable. Once I lived in those group homes, couldn't stand them, and left to live on my own. If and when the house is inherited and your siblings elect to sell then you will have to...
by coldav
Fri Jun 22, 2012 7:20 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

"Swamplandia" by Karen Russell. It is one of the 3 books recommended to the Pulitzer Prize committee for best fiction of 2011 which no award was given. I am about 100 pages into it and have yet to get a handle on the author's style of writing. It will come to me but the question is: when?
by coldav
Tue Jun 19, 2012 8:27 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

Just finished "Rust" by Julie Mars. An excellent contemporary novel set in New Mexico.
by coldav
Sat Jun 16, 2012 9:32 pm
Forum: Personal Consumer Issues
Topic: [Music Recommendations]
Replies: 103
Views: 8671

Re: What music are you listening to right now...

Best of Van Morrison +1 I'm a HUGE Van Morrison fan and am slowly collecting his entire discography. The Best of Van Morrison Volume 3 is pretty sweet overall. But my favorite favorite favorite Van Morrison, heck my favorite CD in the world is Van Morrison's "A Night in San Francisco" - which is a ...
by coldav
Sat Jun 16, 2012 9:21 pm
Forum: Personal Consumer Issues
Topic: [Music Recommendations]
Replies: 103
Views: 8671

Re: [Music Recommendations]

Dittos on Van Morrison's "A Night in San Francisco." Super hot!

Another gem: John Coltrane's "A Love Supreme."
by coldav
Sat Jun 16, 2012 6:43 am
Forum: Personal Consumer Issues
Topic: [Music Recommendations]
Replies: 103
Views: 8671

Re: What music are you listening to right now...

I, too, saw James Brown and his Famous Flames at L.A.'s Shrine Auditorium and the Sports Arena. Fabulous entertainer.
by coldav
Tue Jun 05, 2012 7:06 am
Forum: Personal Consumer Issues
Topic: Financial Books We Detest
Replies: 61
Views: 6264

Re: Financial Books We Detest

Harry Dent's not 1 but 2 recent books on the depression which should be experiencing right now.
by coldav
Tue May 29, 2012 7:42 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

Just finished William Faulkner's "As I Lay Dying." His material is difficult with his semi Joycean stream of consciousness style, Deep South themes, and dictionary reaching words. This is the second book I have read by him and consider him to be an extraordinary author.
by coldav
Tue May 29, 2012 7:32 am
Forum: Investing - Theory, News & General
Topic: When Full Faith and Credit is not good enough?
Replies: 31
Views: 2746

Re: When Full Faith and Credit is not good enough?

Harry Dent as written not 1 but 2 books stating we should be in an economic depression starting last year. Recently, I saw a short interview he gave in Australia and seemed to walk that back or avoid the question - it was hard to tell. We will always have doom and gloomers but the trick is to discer...
by coldav
Mon May 28, 2012 7:55 am
Forum: Personal Consumer Issues
Topic: [looking for consumer products] that truly last...
Replies: 56
Views: 6434

Re: [looking for consumer products] that truly last...

Not a technical type but CCrane radios are the only electronic products I own that seem to last.
by coldav
Tue May 08, 2012 10:32 am
Forum: Investing - Theory, News & General
Topic: Economics. [Does it help the investor?]
Replies: 83
Views: 6101

Re: Economics. What do you think?

In the public arena it seems that so much of the discourse in economics is between those on the left like Paul Krugman & Joseph Stiglitz and the ones on the right like Peter Schiff &Thomas Sowell. It's analygous to psychiatrists in criminal court cases, one for the defense and one for the prosecutio...
by coldav
Tue May 08, 2012 9:06 am
Forum: Investing - Help with Personal Investments
Topic: Is average good enough???
Replies: 42
Views: 3196

Re: Is average good enough???

Recovery International a mental health self help group founded by Dr. Abraham Low: "Recovery stands for averageness and shuns the extremes."
by coldav
Tue May 08, 2012 7:38 am
Forum: Personal Consumer Issues
Topic: Best book, intro to economics
Replies: 54
Views: 5658

Re: Best book, intro to economics

"The Worldly Philosophers" - "The Life, Times and Ideas of The Great Economic Thinkers" by Robert Heilbroner - Note: For what you are after this is a must read.

"Naked Economics" - "Understanding The Dismal Science" by Charles Wheelan
by coldav
Sun May 06, 2012 6:33 pm
Forum: Investing - Help with Personal Investments
Topic: In debt--Need Help --
Replies: 39
Views: 4292

Re: In debt--Need Help --

I haven't read the article but in the alternative paper, LA Weekly (Los Angeles) (it's probably online, too), there is a long article on U.S. military veterans with serious gambling problems. Just glancing at it there appears to be little set up by the V.A. to treat it. They mentioned the only major...
by coldav
Sun May 06, 2012 12:35 pm
Forum: Investing - Theory, News & General
Topic: Real inflation and best source for it
Replies: 48
Views: 2714

Re: Real inflation and best source for it

If you are a consumer of food and gas the 2% or 3% inflation rate that is touted is fiction - not to be taken seriously, and certainly not amusing.
by coldav
Sun May 06, 2012 7:10 am
Forum: Investing - Theory, News & General
Topic: Real inflation and best source for it
Replies: 48
Views: 2714

Re: Real inflation and best source for it

The U.S. inflation data put out by the government appear to be artificially low at least in California where I live. It seems that they low ball energy, food, healthcare, and higher education. How they say it's always less than 2% year over year lately is beyond my comprehension. One skeptic said ju...
by coldav
Tue May 01, 2012 11:16 am
Forum: Investing - Theory, News & General
Topic: 2/3 fund portfolio not enough any more ?
Replies: 23
Views: 2498

Re: 2/3 fund portfolio not enough any more ?

Welcome to the forum. I do not see a problem with a 3-fund portfolio of TSM, TISM, and TBM. Boglehead investing philosophy is not about market timing, so it does not need updating every time the headlines change. If you can accurately predict the future, you should be extremely wealthy. I can't pre...
by coldav
Thu Apr 26, 2012 10:00 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

I got on a Norman Mailor kick and read his "Castle In The Forest" an historical novel about Adolf Hitler in his youth but the focus was mostly on his father Alois. Then I read "Executioner's Song" which concerned the life, criminal offenses, prosecution, and execution, by firing squad of Gary Gilmor...
by coldav
Sun Apr 22, 2012 7:32 am
Forum: Investing - Theory, News & General
Topic: Bob Brinker
Replies: 47
Views: 14095

Re: Bob Brinker

Thanks for the advice. I'll put William Bernstein's book at the top of my non fiction reading list. I noticed it is at our county library system in several branches.
by coldav
Fri Apr 20, 2012 8:56 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1491106

Re: What Book Are You Currently Reading? Part V

Blood Meridian -- Cormac McCarthy. One of the better books I've read, ever, though might not be everyone tastes. Horrific. Also rereading No Country for Old Men for a second time. Anyone know of any good authros who write in a style similar to McCarthy's later books. By that I mean stark, little to...
by coldav
Fri Apr 20, 2012 6:25 am
Forum: Investing - Theory, News & General
Topic: Bob Brinker
Replies: 47
Views: 14095

Re: Bob Brinker

Bait and switch.

I like your blogspot/commentary on his radio programs.
by coldav
Thu Apr 19, 2012 1:46 pm
Forum: Investing - Theory, News & General
Topic: Harry Dent: Cassandra or Fortune Teller?
Replies: 25
Views: 2221

Re: Harry Dent: Cassandra or Fortune Teller?

Me, too, after 2 books that appear to be in every library I go to.