Search found 332 matches

by metacritic
Wed Nov 27, 2019 1:50 pm
Forum: Personal Consumer Issues
Topic: Best Albums of 2019
Replies: 39
Views: 3297

Re: Best Albums of 2019

Brittany Howard - Jaime
FKA twigs - Magdalene
Purple Moutains - Purple Mountains

Was a remarkable decade for music but not necessarily a great year!
by metacritic
Wed Nov 13, 2019 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Seller's agent not letting us use a buyer's agent
Replies: 122
Views: 10738

Re: Seller's agent not letting us use a buyer's agent

What work? Get a buyers agent, make an offer, wait and see if it's accepted.
Silk McCue wrote:
Fri Nov 08, 2019 10:21 pm
The sellers agent did all the work and you didn’t tell them that you had an agent. They deserve the whole sale.

You don’t have to miss out on the house. You just need to get over being miffed.

Sorry.

Cheers
by metacritic
Sun Nov 10, 2019 9:13 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 126
Views: 14374

Re: Bucket List Adventures/Activities

1. hiking to mountain gorillas in Rwanda or Uganda (pondering doing this in summer 2018) Nope, didn't make it as hoped 2. Angkor Wat 3. Burma 4. Komodo National Park/Flores 5. Namibia (Completed summer 2019!) 6. Iguacu Falls 7. Salta, Argentina 8. Antarctica 9. Borneo 10. Eat my way through Kyoto (...
by metacritic
Tue Oct 15, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: Why are Mazda CX-5’s sales so much less than other brands?
Replies: 69
Views: 8001

Re: Why are Mazda CX-5’s sales so much less than other brands?

Switched from a Toyota Camry to a Mazda CX-5. This new car is the first I've ever truly enjoyed.
by metacritic
Tue Oct 08, 2019 6:14 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 242
Views: 28704

Re: Index Funds Bubble? [Michael Burry article]

Here is a key part of the NPR article that concerns me: https://www.npr.org/sections/money/2019/10/08/767884839/is-your-retirement-fund-ruining-our-economy [link fixed by admin LadyGeek] "In this Giant Three scenario, three investment managers would largely dominate shareholder voting in practically...
by metacritic
Wed Oct 02, 2019 6:21 am
Forum: Personal Consumer Issues
Topic: Craigslist apartments in NYC, too cheap to be true!
Replies: 8
Views: 1408

Re: Craigslist apartments in NYC, too cheap to be true!

You didn't ask this as a question but I'd suggest anyone looking for an apartment for short term rentals to use airbnb, not Craigslist.

Visitors often ask about red line, blue line, etc. I know what trains are on the red line. I couldn't begin to guess at the others!
by metacritic
Sun Sep 22, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Traveling to Riyadh for Business
Replies: 46
Views: 4014

Re: Traveling to Riyadh for Business

Are you a man or woman? Makes a huge difference in Saudi. I know a major journalist, a household name, who had to wait in the hotel lobby to check in until a man in the camera crew showed up to check them in. I'm traveling to Riyadh later this year for work. I've never been to Riyadh or the Middle E...
by metacritic
Sun Sep 22, 2019 6:03 am
Forum: Personal Finance (Not Investing)
Topic: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity
Replies: 48
Views: 8271

Re: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity

Fantastic! And don't forget to explore the possibility of finding employment in your fields in Singapore or Bangkok rather than returning here, NY. Your post has me fantasizing about how I'd use a gap year if not for kids and spending my 20s in grad school. Here's what I came up with: Jan-Feb Thaila...
by metacritic
Sat Sep 14, 2019 6:12 pm
Forum: Personal Consumer Issues
Topic: Advice on southern Italy trip November
Replies: 20
Views: 1883

Re: Advice on southern Italy trip November

I think you are spending too little time for so many places. In any event, in Puglia, for instance, don’t just focus on Lecce. Spend several days poking around the whole of the Salentine peninsula. It’s gorgeous. As are the towns just north of Salento. Don’t miss Ostunia and Albariño. Or skip all o...
by metacritic
Wed Aug 07, 2019 1:30 am
Forum: Personal Consumer Issues
Topic: Advice on short Vietnam visit
Replies: 30
Views: 2598

Re: Advice on short Vietnam visit

We fished for squid in the dark, which we ate for breakfast. That was quite fun! And I enjoyed watching the vessels even in the dark. I am intrigued by all the suggestions of spending at least one night on a boat in Halong Bay. What can be seen better at night than during the day? Nothing can be see...
by metacritic
Wed Aug 07, 2019 1:29 am
Forum: Personal Consumer Issues
Topic: Advice on short Vietnam visit
Replies: 30
Views: 2598

Re: Advice on short Vietnam visit

Hanoi is spectacular and fascinating. And the food! Overnight on Ha long Bay is haunting. That would be a sufficient use of 4-5 days. I can’t speak to anything in the south. I will be visiting relatives in Asia for a couple of weeks in late Sept. I'm thinking of adding 5/6 days (on the ground) to th...
by metacritic
Sat Aug 03, 2019 2:02 am
Forum: Non-US Investing
Topic: US investor buying house in London: sell stock and use cash or get mortgage?
Replies: 29
Views: 1920

Re: US investor buying house in London: sell stock and use cash or get mortgage?

We can’t talk politics here but there’s a real risk the housing market falls somewhat precipitously on or about October 31. Who knows what it would take to recover. Don’t sell your investments. Take the mortgage, delays and all. We (US citizen and US/UK dual citizen) are moving to London and were pl...
by metacritic
Sat Jul 20, 2019 3:29 am
Forum: Personal Investments
Topic: College Student Needs Investment Assistance
Replies: 9
Views: 834

Re: Introduction

I suggest you change the title of the thread to something that will attract more eyeballs. Something like “22 year old, rough times, investment help needed.” The good news is that financially, at least, these are not rough times for you. I know of VERY few 22 year-olds with $500k to invest. And you ...
by metacritic
Tue Jul 09, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Grilling with wood fire
Replies: 12
Views: 1381

Grilling with wood fire

The post on buying a smoker leads me to post here -- not least as I haven't found forums on grilling with wood fire. Instead, you see the occasional NY Times story about the rising popularity of cooking with wood fire (mostly in restaurants, from what I can tell) or stories about GrillWorks USA. I'm...
by metacritic
Thu May 16, 2019 8:22 am
Forum: Personal Investments
Topic: How did it come to this? [Help with investments]
Replies: 51
Views: 5575

Re: How did it come to this?

Want to reiterate the points of this post. You are in good financial shape. Not sure you need to sell what's in taxable (but you certainly could if you feel strongly that you want to bring down taxes on this portion of your savings). You seem to be in pretty sound financial shape with about $900k in...
by metacritic
Fri Apr 26, 2019 8:58 am
Forum: Personal Investments
Topic: Dump international?
Replies: 228
Views: 17340

Re: Dump international?

Woah! I'm holding 40% int ex US but your last post concerns me. You are way too focused on what is up and down at any given moment. Focus on risk of sequence returns, on black swan events, or just factor investing. But the last thing that should persuade you is what is up or down .15% -- a trivial n...
by metacritic
Thu Mar 28, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: African Safari: Worth it or Hype?
Replies: 83
Views: 12370

Re: African Safari: Worth it or Hype?

I think this is exactly wrong. People’s willingness to spend huge sums shows exactly the degree to which they rate it. Those of us who have done it multiple times are the best gauge of all. People usually overrate their travel, since they had spent so much time and money. I have a unique way to judg...
by metacritic
Fri Mar 08, 2019 5:22 pm
Forum: Personal Investments
Topic: Log-in problems with Vanguard site
Replies: 5
Views: 698

Re: Log-in problems with Vanguard site

You are a genius! Thank you. Did you check your Account Maintnence->Security Profile->Security Code setting? That is where the number to which to send 2FA codes. This is not necessarily the same as the phone number in your contact information. Also, your computer at work is probably working because ...
by metacritic
Fri Mar 08, 2019 8:48 am
Forum: Personal Investments
Topic: Log-in problems with Vanguard site
Replies: 5
Views: 698

Re: Log-in problems with Vanguard site

KingRiggs wrote:
Fri Mar 08, 2019 7:51 am
Call them directly. Should be easy to sort out.
I have my doubts, but you are surely right on a necessary step that I have been putting off.
by metacritic
Fri Mar 08, 2019 7:31 am
Forum: Personal Investments
Topic: Log-in problems with Vanguard site
Replies: 5
Views: 698

Log-in problems with Vanguard site

Hi folks -- A totally perplexing problem. When I log into Vanguard on my home computer and put in the correct password, I'm asked to use two step login. The code is sent to a phone number I no longer use. I have no way to log in on the home computer. Perplexingly, I had long ago updated my phone num...
by metacritic
Mon Feb 18, 2019 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Parents fell for scam: sent cash -- what now?
Replies: 46
Views: 5475

Re: Parents fell for scam: sent cash -- what now?

I'm stunned at how ubiquitous a problem this is and sorry to hear how many people have encountered and/or narrowly avoided this issue with aging parents. And this week I heard about a younger employee who sent thousands in gift cards to the person he thought was his boss... I'm coming to think that ...
by metacritic
Sat Feb 16, 2019 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Parents fell for scam: sent cash -- what now?
Replies: 46
Views: 5475

Re: Parents fell for scam: sent cash -- what now?

This is the blueprint that the scammers followed. I'm reading comments carefully from all in order to make sensible decisions. They did call police who made a house call with my parents. That they took this step is a frank relief. Folks -- Seeking advice as to what steps I should counsel parents to ...
by metacritic
Sat Feb 16, 2019 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Parents fell for scam: sent cash -- what now?
Replies: 46
Views: 5475

Re: Parents fell for scam: sent cash -- what now?

My mother does this too. She got her comeuppance, alas.
whodidntante wrote:
Sat Feb 16, 2019 6:28 pm
I sometimes intentionally waste the time of scammers, usually when I'm on the treadmill or otherwise have time on my hands. I figure the more time they waste on me, the less time they have to steal. I guess my efforts are not enough.
by metacritic
Sat Feb 16, 2019 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Parents fell for scam: sent cash -- what now?
Replies: 46
Views: 5475

Parents fell for scam: sent cash -- what now?

Folks -- Seeking advice as to what steps I should counsel parents to take after falling for a scam that most would see right through. Someone called claiming to be me -- and in an accident that affected the tone of my voice and needed cash ASAP. After a follow up call, they requested $5k be sent in ...
by metacritic
Fri Feb 08, 2019 9:01 pm
Forum: Personal Consumer Issues
Topic: Visiting Hawaii- Big Island - 8 days
Replies: 24
Views: 2327

Re: Visiting Hawaii- Big Island - 8 days

- Hiking the Pololulu Valley trail -- easy but spectacular - Hiking Volcanoes National Park -- not sure if all the trails are now open but I love Kilauea Iki trail, Devastation trail, and Napau-Makaopuhi trail (in that order) - Swimming in the morning at Kua - Snorkeling Captain Cooks Monument (and ...
by metacritic
Thu Jan 03, 2019 11:04 am
Forum: Personal Investments
Topic: 403b rollover help -- time limited?
Replies: 4
Views: 192

Re: 403b rollover help -- time limited?

Thanks, all! So if I waited another 2-4 (or 12-24) months there remain no issues? Or do people think it is foolish to worry that a mistake will be made: I want to keep us invested during the rollover but worry that they will instead disinvest during the transfer period? The 60 days allowed for a rol...
by metacritic
Thu Jan 03, 2019 10:47 am
Forum: Personal Investments
Topic: 403b rollover help -- time limited?
Replies: 4
Views: 192

403b rollover help -- time limited?

Hello, I left a job some four months ago with the plan to roll over my 403b to a Vanguard IRA. The 403b is invested in TIAA Cref, which includes TIAA real estate allocations and TIAA Trad. All investments in the previous 403b are in an R1 account. Despite my intentions of enacting a rollover, I didn...
by metacritic
Sat Dec 22, 2018 5:45 am
Forum: Investing - Theory, News & General
Topic: All the "should I be 100% stocks" threads over the last year.
Replies: 185
Views: 16068

Re: All the "should I be 100% stocks" threads over the last year.

I'm 90% equities. I aim to stay here for at least another 10 years, until 55. Then I'll slowly ramp up my bonds.

The only reason I'm 90% equities over 100% is that I think it important to learn how bonds operate and how I feel about them before half my portfolio consists of them.
by metacritic
Wed Nov 14, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: International Travel during Maternity/Paternity
Replies: 86
Views: 4377

Re: International Travel during Maternity/Paternity

We did this with both our kids. I suggest picking 1-2 places at most and know you'll be tired, moving slowly, and need to stop constantly for feedings and diaper changes. Beach could be a bit tricky with a new born as baby's skin will be very sensitive to sun and wind. As much as I love Kauai and Gr...
by metacritic
Sat Oct 27, 2018 6:35 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why International Diversification Works
Replies: 119
Views: 10545

Re: Larry Swedroe: Why International Diversification Works

These two poles add important new contours to the discussion. Would you both be able to say more? I'm at roughly 55/45 US/INT for those wondering and US based, with an eye toward moving to 50/50. I started at 70/30 -- if I recall correctly -- and have gradually increased my holdings of international...
by metacritic
Thu Oct 25, 2018 3:45 pm
Forum: US Chapters
Topic: Who/what made the helpful culture of Bogleheads?
Replies: 29
Views: 2387

Re: Who/what made the helpful culture of Bogleheads?

The aforementioned, for sure, plus Laura.

https://www.bogleheads.org/wiki/Laura_Dogu
Teague wrote:
Thu Oct 25, 2018 12:19 pm
Somewhere in here we need to acknowledge the unflagging and occasionally Solomon-like work of LadyGeek and the other moderators.

edit: I see RM beat me to it, so consider this a second vote for the mods.
by metacritic
Sun Oct 21, 2018 5:30 am
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6854

Re: Pull kids from school for vacations?

We took children out of elementary school for 1 week to make a trip to South Africa, adding to the week of winter break they are given. We made certain to include elements to the trip that helped them learn about the history of apartheid, about its ongoing legacy, and gave them exposure to things th...
by metacritic
Fri Oct 19, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Re: Namibia question

Brilliant. Thank you. And yes, I’m tempted to add a weekend trip to the falls. I’ve been before and agree children would love it. Thanks for the google tip on searching for Namibia road trips. Thanks too to the poster suggesting I look at trip reports on FlyerTalk. Children absolutely not too young ...
by metacritic
Fri Oct 19, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Re: Namibia question

Northern hemisphere summer: August specifically.
Bfwolf wrote:
Fri Oct 19, 2018 12:25 pm
Would this trip take place during Northern Hemisphere Summer?
by metacritic
Fri Oct 19, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Re: Namibia question

Children absolutely not too young to appreciate Africa travels. South Africa is one of their favorite places in the world. They will (likely) spend a couple weeks there again with me before any add-on. And the following year we will all go to East Africa to Kenya, another place dear to me. The quest...
by metacritic
Fri Oct 19, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Re: Namibia question

Don't hesitate to tack on your own questions. I'm sure we would both learn from the feedback given.
Natsdoc wrote:
Thu Oct 18, 2018 9:14 pm
Following as I’m going next month for work!
by metacritic
Fri Oct 19, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Re: Namibia question

Truly grateful for this trip report. I'm reasonably intrepid but it is different to travel with young children. Given the many great opportunities in Southern Africa I also was/am looking for reassurance that this is time well spent. You seem to be indicating it is. May I ask where else you traveled...
by metacritic
Thu Oct 18, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Namibia question
Replies: 11
Views: 1140

Namibia question

Experienced travelers -- I am contemplating a family trip to Namibia and wonder what those who have been have to report back in terms of the experience, price, and range of things to do. I've made some 40 trips to parts of Africa, yet I have never traveled to Namibia nor have I seen any geography li...
by metacritic
Sun Oct 14, 2018 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 110
Views: 14011

Re: Weigh in on our Marital Argument =)-- HCOL edition

Not sure it's true in NYC. My take -- not based on rigorous analytics -- is that a third bedroom in premium Brooklyn jumped the price by roughly 7 figures over a two bedroom. We moved to a Rivertown based on what we encountered. OP, have you looked at Queens or other boroughs that might offer a comp...
by metacritic
Sat Sep 08, 2018 2:20 pm
Forum: Personal Consumer Issues
Topic: Your Favorite [Travel Destination] on Earth: Where and Why?
Replies: 184
Views: 21765

Re: Your Favorite [Travel Destination] on Earth: Where and Why?

South Africa (Cape Town if I have to be more specific but really the entire country is astounding)
Bangkok for the food and temples
Zanzibar
Peninsula Valdez in Patagonia
north shore of Kauai or all of the Big Island
Fez
Bali
by metacritic
Sun Sep 02, 2018 9:34 am
Forum: Personal Investments
Topic: rollover TIAA SRA to Roth IRA - which institution and funds?
Replies: 6
Views: 684

Re: rollover TIAA SRA to Roth IRA - which institution and funds?

Yesterday I decided to rollover my TIAA CREF 401k to a Vanguard IRA when I move jobs in a couple of days. I decided not to keep anything in TREA and was relieved to see my simplified set of funds on a spreadsheet that helped me to make this decision. Your thread prompted me to look up Vanguard's REI...
by metacritic
Fri Aug 31, 2018 2:29 am
Forum: Personal Consumer Issues
Topic: Vacuum Tubes
Replies: 15
Views: 1856

Re: Vacuum Tubes

I go through the Tube Depot or the Tube Store. But there are no deals to be found — especially for new old stock!

I sometimes regret getting a tube integrated amp!!!
by metacritic
Sat Aug 25, 2018 1:23 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1247
Views: 117711

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

But this is outmoded. Coca Cola is no longer the emblem of globalization in the Southern Hemisphere. Now it is Huawei and Baidu. I am nearly as likely to find a Chinese or Korean restaurant in Zambia or Kenya as I am a Pizza place serving coke. Bob Dylan said it well: Sailin’ round the world in a di...
by metacritic
Tue Jul 03, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 140
Views: 14757

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

Minneapolis is a lively, growing, and diverse city that is thriving, with one of the great neighborhoods in America in the newly fashioned mill district. Madison is a sweet college town.

Between those I know which I would choose but you should select whichever fits your preferences most closely.
by metacritic
Sat Jun 30, 2018 7:35 am
Forum: Personal Investments
Topic: [100% stock, uncomfortable with international]
Replies: 73
Views: 10143

Re: [100% stock, uncomfortable with international]

Just because you can buy international stocks doesn’t mean you should. Diversification has its risks if you are buying things that are unfamiliar. Do you travel as much as other Bogleheads? There is also a very real risk of dramatically underperforming with international stocks (and bonds). It seem...
by metacritic
Sun May 27, 2018 7:00 am
Forum: Personal Investments
Topic: Book for wife on investing
Replies: 26
Views: 2629

Re: Book for wife on investing

1. Smart Women Finish Rich by David Bach. Not for the ins and outs of indexing but for the goals that patient investments can allow.

2. The Little Book on Common Sense Investing, 2nd ed, 2017. That's the best entry point for Bogleheads philosophy I know.
by metacritic
Thu May 24, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Affordable luxury ladies watch?
Replies: 21
Views: 1578

Re: Affordable luxury ladies watch?

My wife has a Nomos which is lovely, well below 3k and is fully propelled by gears/wind up. IMO at that price point you are looking at fashion watches (not the Omega/Rolexes and the like). At that price point many enjoy Michael Kors watches. Keep in mind there is nothing special about them other tha...
by metacritic
Wed May 23, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Employer pays 50% tuition -- how to fund 529?
Replies: 6
Views: 924

Re: Employer pays 50% tuition -- how to fund 529?

Thank you. This sounds the most likely course of action that I will take. Grateful for your advice. As for benefits being taken away (brought up by another poster) I think that's surely a possibility, though I don't know how such things work. It's hardly an equitable benefit. I have children, others...
by metacritic
Tue May 22, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Employer pays 50% tuition -- how to fund 529?
Replies: 6
Views: 924

Employer pays 50% tuition -- how to fund 529?

I am joining an institution that pays 50% of college tuition if I remain an employee when children attend college. Children are 8 years and 10 years from beginning college now. After 10 years at this institution the benefit is portable -- I think. It is plausible but certainly not guaranteed that I ...
by metacritic
Tue May 08, 2018 7:19 am
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 126
Views: 14374

Re: Bucket List Adventures/Activities

My parents took us through the Khyber Pass as a child. We drove. Most fantastic place I’ve ever been and I’ve lived a life of rich travels. .... +1. I'd be interested to know people's bucket list failures - they've left it too late. I always wanted to head over the Khyber Pass from Pakistan into Afg...