Search found 351 matches

by meebers
Fri Jun 12, 2020 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees wanting to move back home..
Replies: 28
Views: 3444

Re: Retirees wanting to move back home..

This was several years ago. The house I sold had no mortgage and I was buying a new house. The first month of mortgage was paid as part of the closing/negotiations with the builder. I was able to get a bridge loan which I never had to use. The buyers wanted possession in 30 days. Moved everything to...
by meebers
Thu Jun 11, 2020 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 369
Views: 33158

Re: Quicken 2019 and forward

I have trouble with 4 of my accounts (non-VG)that just don't want to download as a group, but when I pull up each one of them and do it by itself, it works :shock:
by meebers
Sat Jun 06, 2020 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: Lost my job yesterday
Replies: 68
Views: 11844

Re: Lost my job yesterday

[/quote] I feel eventually there will only be 3 pharmacy chains, walmart, CVS, Walgreens. There will still be independents and possibly Publix but most pharmacies will be bought out. Walgreens bought Fred's and now my company out in a 2 year span. [/quote] I have been dealing with Express Scripts. F...
by meebers
Thu Jun 04, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: To what Broadband Speeds do you Subscribe and Why?
Replies: 123
Views: 5903

Re: To what Broadband Speeds do you Subscribe and Why?

We have 100/100 which is the lowest tier Verizon offers in my area. There are also 300/300 and 1000/1000 tiers. I'm curious what folks are doing where they think they need so much more bandwidth. I suppose if you are regularly downloading or uploading very large files 1000/1000 is good, but we regu...
by meebers
Mon Jun 01, 2020 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Navy Federal CU Certificate Rate Drops
Replies: 3
Views: 781

Re: Navy Federal CU Certificate Rate Drops

I have 2 17 mo, 3.25% 50K accounts @ NFCU, 1 ending late this month and 1 ending mid July. Transfer as much as I can into a 17mo 2.25 account that has maturity in about 11 months. Not sure what I will do with the balances. Thought I would do the 1.5/12mo until this morning when I seen the drop. :(
by meebers
Tue May 26, 2020 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Switching Insurance
Replies: 40
Views: 2047

Re: Switching Insurance

I am in that process at the moment. I have until June 30 to decide. I made copies of my present coverage less the $$ amounts as hand outs. I had been a SF customer ever since I can remember, but about 9 years ago, SF more than doubled my Home insurance. I shopped around and chose another company tha...
by meebers
Wed May 06, 2020 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 Savings Promo
Replies: 108
Views: 13113

Re: Capital One 360 Savings Promo

I have a GM card called "Buy Power Card" that has the CapitalOne logo on it. (I believe they just administer it??) Don't know if this makes me an official CapitalOne member or not?? :shock:
by meebers
Mon Apr 27, 2020 9:01 pm
Forum: Personal Investments
Topic: Poor Publix employee seeking 401k investment advice
Replies: 169
Views: 11507

Re: Poor Publix employee seeking 401k investment advice

All of my kids and their future wives/husbands as well as all my grand kids have worked for Publix in their lives. One SIL still works there and is getting ready to retire. I will say that they all have come out of there for the better. All have bought Publix stock and most still hold on to it. At o...
by meebers
Wed Apr 22, 2020 8:18 pm
Forum: Personal Consumer Issues
Topic: Anybody here pay less than $40 a month for home internet and with what company?
Replies: 62
Views: 4381

Re: Anybody here pay less than $40 a month for home internet and with what company?

Impossible here in the north east. Cable internet speeds of 100 - 300 mbps is minimum $60-$80/month and I refuse to downgrade to DSL to save a buck a day. Might as well have no internet than super slow internet. I have DSL 50 mb/sec. not slow at all. can't get fios, so it's dsl or cable modem for u...
by meebers
Wed Apr 22, 2020 7:57 pm
Forum: Personal Consumer Issues
Topic: Anybody here pay less than $40 a month for home internet and with what company?
Replies: 62
Views: 4381

Re: Anybody here pay less than $40 a month for home internet and with what company?

I am grandfathered in to BHN (now Spectrum) My speed is listed as 60/5 and due to overprovisioning I am getting 85/7. The latest billing change has the internet broken out as $20 month. Understand, that price is no longer available, but some time in the near future, the grandfathering price may diss...
by meebers
Thu Apr 02, 2020 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a New Car in Current Market Conditions
Replies: 17
Views: 1739

Re: Buying a New Car in Current Market Conditions

I need to go thru the trade in process at least for a couple of hours. Selling it myself is out of the question now that we are "locked" down. They need to look at and "test "my car. I absolutely expect them to low ball more so without it being there. ?? :mrgreen:
by meebers
Wed Mar 18, 2020 7:40 pm
Forum: Personal Consumer Issues
Topic: Anybody here go all-Linux for personal computing?
Replies: 116
Views: 9139

Re: Anybody here go all-Linux for personal computing?

I interchange 3ea 120GB SSD's on one computer (front panel access). 1 SSD is Windows 10 insider, 1 is ChromeOS and the third one I updated to Mint 19.3 Linux yesterday. Mint is fairly easy to use but I still feel behind in doing so. 8-)
by meebers
Wed Mar 18, 2020 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Taxact deluxe and higher = $5 federal and $5 additional states
Replies: 20
Views: 2249

Re: Taxact deluxe and higher = $5 federal and $5 additional states

I already have my taxes done, just have not filed it yet. Tried Tax Act today as a verification/check with same numbers etc, they both agree. Two different styles of interview just in case I missed something :D
by meebers
Tue Feb 18, 2020 9:15 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11337

Re: Perform own oil change pros & cons?

I do most of the work on my vehicles except warranty items. To me one important thing is to exam the magnetic drain plug and clean it every time. It tells a story of what is going on in the engine. If you don't pull it, you will never know. :P My local auto parts store lets me bring in the used oil ...
by meebers
Tue Feb 11, 2020 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Cannot access credit reports - Equifax and TransUnion
Replies: 12
Views: 1067

Re: Cannot access credit reports - Equifax and TransUnion

[/quote] What identifying information do you have to send them with the form? [/quote] The identifying information, to me, is pretty scary. I did it after much thought in the mail. This info should be listed on the request. But, DL, SSC, Bank statement and current utility address. Everything some im...
by meebers
Sun Jan 26, 2020 8:56 pm
Forum: Personal Consumer Issues
Topic: My Hotmail account is getting spammed big time
Replies: 48
Views: 4880

Re: My Hotmail account is getting spammed big time

I am still getting 30-40 junk msn emails a day. Went thru every? option but no luck. Have tried i.e. 9jdf;liw5q9384hfa83@junk.com and blocked it by using *@junk.com" hoping that any junk from @junk.com would be filtered out. Keep looking at the "filter" option and it looks senseless nothing there to...
by meebers
Sat Jan 18, 2020 9:49 pm
Forum: Personal Consumer Issues
Topic: My Hotmail account is getting spammed big time
Replies: 48
Views: 4880

Re: My Hotmail account is getting spammed big time

I have only 4 items in my "safe" senders file and a check mark to only accept those 4. Not working. This morning after I cleaned up what was there from last night by blocking them all, about 3 this after noon, there were 98 in my junk mail again. Something happened that has it screwed up. Blocking h...
by meebers
Sun Jan 12, 2020 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: [RMD shortfall - issue fixed]
Replies: 17
Views: 2421

Re: Vanguard another RMD snafu

I suppose that even automatic RMD withdraws will at some point cause some of the funds to drop below the minimum. i.e. Admiral funds would then drop out of Admiral status and revert back to non admiral?? :confused
by meebers
Thu Jan 02, 2020 9:43 pm
Forum: Personal Investments
Topic: spreadsheet to calculate RMD distributions while rebalancing portfolio
Replies: 5
Views: 510

Re: spreadsheet to calculate RMD distributions while rebalancing portfolio

I would ask the VG people to help you make out a theatrical plan and see if you like it, change it or ignore it. I have been doing my RMD's out of the cash account so have not had to do that chore yet. At some point you will have to determine how much of the distribution will be withheld for Tax's :(
by meebers
Tue Dec 24, 2019 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 68
Views: 10818

Re: Equifax: can’t log in

Equifax is a joke and a nightmare. I spent 2 hours on the phone with them yesterday just trying to get my identity verified so they could talk to me. All the info they have about me seems to be incorrect, so the answer to just about every question is 'none of the above'. They ask me how much my mon...
by meebers
Fri Dec 13, 2019 9:21 pm
Forum: Personal Consumer Issues
Topic: Changing names to get new customer discounts - Comcast
Replies: 17
Views: 1411

Re: Changing names to get new customer discounts - Comcast

Assume your account is in your name only?? Then state to them in person, that you and your wife are having problems (that being to much for the service) and you want to cancel the account. In the same instance, have your wife say she is not going to go with out xxx?? and immediately want an account ...
by meebers
Fri Dec 06, 2019 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: 50 Next Year - Should I Join AARP?
Replies: 105
Views: 8591

Re: 50 Next Year - Should I Join AARP?

I joined several years ago because of a "discount" on tickets et. for a vacation with 2 of my neighbors. We dropped out of the trip and had to endure the remaining year from AARP email and snail mail. :( The content of the communications was just not that informative or interesting.
by meebers
Fri Nov 22, 2019 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge Combo
Replies: 18
Views: 2545

Re: Bank of America/Merrill Edge Combo

When I opened my account(s), the Merrill Edge guy was in an office at the BOA Lobby. He did everything in a matter of minutes. I chose to manage my own accounts and have not had any occasion to talk to him since (3 yrs). I also did not order any checks for the checking account and do a simple transa...
by meebers
Wed Oct 16, 2019 7:31 pm
Forum: Personal Consumer Issues
Topic: Invited to join HOA board. Pros/cons?
Replies: 58
Views: 5195

Re: Invited to join HOA board. Pros/cons?

After most, and finally all left the HOA board (moving away, etc) I ended up being the President, VP, Secretary, ACC and Treasurer for 13 years total. Nobody wanted to be a member, let alone help, comment etc. All of our meetings had less than 25% attendance. Our HOA Lawyers secretary commented to m...
by meebers
Wed Oct 16, 2019 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Error OL-221-A
Replies: 13
Views: 1394

Re: Quicken Error OL-221-A

Been working for me the past 2 days. (Knocking on wood) Wife's account from VG never had the problem, my account had the problem?
by meebers
Wed Oct 09, 2019 8:11 pm
Forum: Personal Consumer Issues
Topic: Concerned I may have somehow gotten scammed on Craigslist (as a seller)...
Replies: 28
Views: 4275

Re: Concerned I may have somehow gotten scammed on Craigslist (as a seller)...

I just backed off on one of my listings. Person was not from the US and wanted me to ship it to them. Their email name and email that they were using were not the same. Would deposit :moneybag in my PP account for the item and the postage. After a while they offered to use a US address for shipment....
by meebers
Mon Oct 07, 2019 8:07 pm
Forum: Personal Consumer Issues
Topic: Solar Installation - 1 Year Later (Updated)
Replies: 74
Views: 11940

Re: Solar Installation - 0.75 Year Later

Has there been a calculation (cost/benefit) of a "fixed" solar array on a roof vrs a platform mounted in the yard which has the ability to "follow" the sun during the day as well as the season? Info on the web suggests 25-30% more for a single axis and an additional 10% for dual axis, but at what co...
by meebers
Sun Oct 06, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: Buying a house with in slab copper piping
Replies: 34
Views: 4350

Re: Buying a house with in slab copper piping

It was a problem for me here in Florida. House was 19 years old when I discovered that the water supply copper pipes were eaten away from inside and became razor thin. I had to do a re-piping with the new lines in the attic. Plumber told me he did plumbing and not drywall. Drywall had to have slots ...
by meebers
Tue Sep 17, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: Cleaning up a Windows 10 PC [Removing unwanted features]
Replies: 13
Views: 1301

Re: Cleaning up a Windows 10 PC

I would suggest here. Many experienced W10 users, lots of tutorials etc. https://www.tenforums.com/
by meebers
Sat Sep 14, 2019 12:05 pm
Forum: Personal Consumer Issues
Topic: Do you trust Microsoft updating your Windows 7 machine?
Replies: 122
Views: 7200

Re: Do you trust Microsoft updating your Windows 7 machine?

I always create a free Macrium image of my W7 machine before I accept any MS updates just in case it does not go as planned. I am also running W10 on 2 other computers without any issues.
by meebers
Tue Sep 10, 2019 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax breach settlement update?
Replies: 49
Views: 4742

Re: Equifax breach settlement update?

The funny thing is that if everyone ends up getting $0.25 a piece, the COST of sending everyone that quarter will be triple to quadruple the payout per person. Check, signature, envelope, mail. I have been successfully getting rebates (check) via email. Have not had any trouble with them yet. So co...
by meebers
Mon Sep 02, 2019 7:17 pm
Forum: Personal Consumer Issues
Topic: semi-DIY solar panels
Replies: 39
Views: 3617

Re: semi-DIY solar panels

I'd like to get roof solar panels but I've seen a couple instances where solar panel installs cause massive roof leakage. It seems they drill holes into the roof, put a pseudo-flashing on for the many screws, then squirt silicone goop in . As someone who has replaced too many roofs, to me it doesn'...
by meebers
Tue Aug 27, 2019 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Can an employee join back as a Consultant?
Replies: 14
Views: 1175

Re: Can an employee join back as a Consultant?

I retired from a company and was recruited about 2 months later by the same company just another department for a 60 day commitment. I now wore a contractor badge rather than a company badge. About 2 weeks in, 2 security guards showed up at my office door and escorted me to HR. HR removed my contrac...
by meebers
Tue Jul 30, 2019 8:17 pm
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 9028

Re: Whole-house generators - Generac, Kohler, or Briggs?

House across the street from me had a 20kw Generac NG generator installed about 6 months ago. During scheduled start up etc, I can hear it very well in my house. Talked to the installer guy, Generac on his truck but does all brands, suggested for me to take a look at Briggs. I have not decided yet m...
by meebers
Tue Jul 23, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: What companies provide the best customer service
Replies: 58
Views: 4703

Re: What companies provide the best customer service

Moen, lifetime support and replacement parts, No question :P
by meebers
Sat Jul 13, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Want a 2 in 1 laptop
Replies: 28
Views: 3121

Re: Want a 2 in 1 laptop

I have an ASUS 10" 2 in 1 that when used on the couch, my legs go up, and I use a couch pillow on lap to put my computer on. It is just used for surfing, email etc. It is small enough to just store on end table.
by meebers
Sat Jul 13, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: Standard Car Key Battery Life for Late Model Vehicles
Replies: 40
Views: 3442

Re: Standard Car Key Battery Life for Late Model Vehicles

My 2007 GMC truck, I have yet to replace it. My 2013 Kia Sorento, both wife and my Key Fob about 3-4 months.
by meebers
Tue Jul 09, 2019 8:46 pm
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 16782

Re: No more print Money magazine

RE: previous post. Well I did not get my refund as promised in 2-3 weeks. Called the Phone #, just rang busy, no reply via email either. I had just renewed Money and Kiplinger for 3 years each, now Kiplinger said they were extending and did so until 2015. :annoyed I still want my refund for Money $3...
by meebers
Tue Jul 09, 2019 8:32 pm
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11661

Re: Who cuts your hair? And for how much?

I cut all my kids hair until they were about 12 yr old. Now the wife does mine and I appreciate it, however she will not let me do hers :D
by meebers
Wed Jun 19, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5748

Re: Anyone buy Security Cams from Costco?

I have a general question about these systems that maybe someone can help with. We own an old family homestead with other family members that has scenic views. Can these types of systems be activated remotely to view real-time scenery, weather conditions, etc. or are they strictly automatic motion ...
by meebers
Mon Jun 17, 2019 8:22 pm
Forum: Personal Consumer Issues
Topic: Winning $0.99 bid items on eBay
Replies: 10
Views: 2464

Re: Winning $0.99 bid items on eBay

I am just guessing...but maybe the seller "bumps" the price or sets a limit that out bids you. I have only had one problem with a seller, the item was inoperative and the seller offered me half of what I paid to just forget it? Promised he was sending a replacement which never showed up. Ebay eventu...
by meebers
Mon Jun 17, 2019 7:51 pm
Forum: Personal Consumer Issues
Topic: Is it a waste of money having heat pump checked every year?
Replies: 7
Views: 1216

Re: Is it a waste of money having heat pump checked every year?

I get marketing mail from the guy who has been my Heat pump repairman. He is a good honest guy, but he says that any manufacturers warranty, in the case of a problem, relies on minimal annual maintenance. He is suggesting semi=annual @ $95 a pop. It has been 3 years since he installed my latest heat...
by meebers
Sun Jun 16, 2019 3:27 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5748

Re: Anyone buy Security Cams from Costco?

I bought a Q-See NVR from Costco, 16 chnl, 4k Cameras, POE. This replace an Q-See analog system also from Costco that was ok but I had to constantly "jiffle" the video cable and sometimes remove and insert the power connector to various cameras to have them return from loss of video. The zoom capabi...
by meebers
Sun Jun 16, 2019 3:05 pm
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 53
Views: 5471

Re: how is Home Depot's contractor service (for a water heater)?

I have natural gas at my house. We only use it for water heater year round and fireplace in the winter. The monthly bill is usually $32.00 of which $10 is gas charge and the remaining is assorted fee's etc. If a tank-less water heater was installed and my bill was reduced by half, [not the fee's] pa...
by meebers
Thu Jun 13, 2019 7:24 pm
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 6446

Re: (Water Filtration System) Miracle we are all not dead

I installed a water softener system [city water] about 10 yrs ago which for all practical purposes is low maintenance. Over the years when something seems to be off, I have to clean out all the lines/orifice's in the system. I believe it is sediment that was causing that so installed a whole house s...
by meebers
Wed May 29, 2019 12:40 pm
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 16782

Re: No more print Money magazine

Just renewed for 3 yrs about 2 weeks ago. Called and was promptly answered without any hassle when I asked for refund. In my case, the check is in the mail :( 2-3 weeks. Got a confirmation # if that will mean anything.
by meebers
Sat Apr 27, 2019 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Is ACH Billpay risky?
Replies: 47
Views: 4416

Re: Is ACH Billpay risky?

I have been doing ACH for +20 years without a problem. (knock, knock) Some utilities will only take payments from checking, while others will charge to credit cards without a fee, while others will charge a fee for CC's. I get at least one activity email per day from each financial bank/CU's. Almost...
by meebers
Tue Apr 16, 2019 7:48 pm
Forum: Personal Consumer Issues
Topic: French Door Refrigerator Recommendations?
Replies: 65
Views: 5923

Re: French Door Refrigerator Recommendations?

No matter what fridge, check the price of water filters for it. Mine expire every 6 months and cost $54.00 each and the fridge will not allow you to reset/reuse them. I have found a hack that keeps my sanity. :D
by meebers
Thu Mar 28, 2019 8:03 pm
Forum: Personal Consumer Issues
Topic: Experience with replacing heat pump - Carrier or Lennox?
Replies: 16
Views: 1209

Re: Experience with replacing heat pump - Carrier or Lennox?

I replaced our 15 YR old Bryant(Carrier) HP about 2 years ago which I had minimal trouble with and then one day compressor died. :( I have always favored Trane and so replaced it with a HP with variable speed compressor and air handler. This thing is working just great. On normal load, you have to g...