Search found 2294 matches

by pennstater2005
Sun Jan 21, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 53
Views: 2138

Re: Laughter is the Best Medicine - What makes you Laugh?

randomizer wrote:
Sun Jan 21, 2018 3:48 pm
What's laughter?
Beaker makes me laugh.
by pennstater2005
Sat Jan 20, 2018 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Make me feel good about my bond allocation
Replies: 35
Views: 3220

Re: Make me feel good about my bond allocation

I'm 39 with 20% in bonds. I think it's reasonable. I think what you're doing is reasonable. If you are thinking about this a lot then you must not have your AA where it needs to be yet. Tweak it if need be. You'll feel better about your bonds though when the market decides to correct itself.
by pennstater2005
Sat Jan 20, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 53
Views: 2138

Re: Laughter is the Best Medicine - What makes you Laugh?

Ray and Tom Magliozzi from Car Talk. Their laughter is infectious! Yeah. They always came on the air right before Wait Wait. So sad when Tom died and they shut down production. One of my favorite callers had a complaint where his vehicle started up with no problem, initially had a lot of power, but...
by pennstater2005
Sat Jan 20, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 53
Views: 2138

Re: Laughter is the Best Medicine - What makes you Laugh?

pennstater2005............you got me started on the Car Talk thing... What was your favorite segment on Car Talk?....Well sort of a dumb question cuz they were all fantastic.... but DW and my favorite was their closing credits.......... Every week they had new and hilarious folks.....but always rep...
by pennstater2005
Sat Jan 20, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 53
Views: 2138

Re: Laughter is the Best Medicine - What makes you Laugh?

my wife and I still listen to Car Talk repeats often...... I have the Car Talk podcast from NPR on my phone. I just download the latest one aired each week and listen. My son is 6 and he loves it :happy I always like how they attempt to spell each caller's name. "That's Cathy with a C.....am I righ...
by pennstater2005
Sat Jan 20, 2018 7:00 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 53
Views: 2138

Re: Laughter is the Best Medicine - What makes you Laugh?

Ray and Tom Magliozzi from Car Talk. Their laughter is infectious!
by pennstater2005
Fri Jan 19, 2018 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: What can I do to fight this ridiculous medical bill?
Replies: 86
Views: 4005

Re: What can I do to fight this ridiculous medical bill?

My father had something similar to this. He ended up not paying it until it went to collections. Then he was able to negotiate for significantly less. I don’t remember if or how much it impacted his credit score. He wasn’t concerned about that though as he had no major purchases in the immediate fut...
by pennstater2005
Tue Jan 16, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

Thanks for the tips. Just got Hulu a week ago specifically to watch Handmaid since it won several awards. As a long time Netflix user I am not too impressed so far. Handmaid was good (albeit deeply disturbing at times), but Netflix has a pretty outstanding lineup of original content so I'll have to...
by pennstater2005
Tue Jan 16, 2018 2:22 pm
Forum: Investing - Theory, News & General
Topic: How does everyone keep track of your portfolio?
Replies: 157
Views: 13491

Re: How does everyone keep track of your portfolio?

I happen to have everything through Vanguard, except my 401k, so it’s easy to track. And my 401k just started last year so it’s a bit small :D
by pennstater2005
Tue Jan 16, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

Geneyus wrote:
Tue Jan 16, 2018 1:53 pm
pennstater2005 wrote:
Tue Jan 16, 2018 1:47 pm
Geneyus wrote:
Tue Jan 16, 2018 1:26 pm
My wife binge-watches "Brooklyn Nine Nine" on Hulu. We also enjoy "Shark Tank" and "Total Divas" (don't judge).
Brooklyn Nine Nine looks pretty funny. Not sure about Total Divas :wink:
I don't watch it for the plot and banter, but I think my wife does. :beer
Ahhhh...got ya!
by pennstater2005
Tue Jan 16, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

We love a ton of British comedies available on Hulu: Peep Show Toast of London The Mighty Boosh Pramface are a few of our favorites. Thanks! We were subscribed to Acorn TV for a couple months through the Roku and enjoyed a few British shows namely Doc Martin. We did for the most recent season which...
by pennstater2005
Tue Jan 16, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

Geneyus wrote:
Tue Jan 16, 2018 1:26 pm
My wife binge-watches "Brooklyn Nine Nine" on Hulu. We also enjoy "Shark Tank" and "Total Divas" (don't judge).
Brooklyn Nine Nine looks pretty funny. Not sure about Total Divas :wink:
by pennstater2005
Mon Jan 15, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

Hulu has all 15 seasons of the medical drama ER now. That's over 330 episodes :shock:
by pennstater2005
Mon Jan 15, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: FlipPhone
Replies: 18
Views: 1487

Re: FlipPhone

How about TracFone minutes? I personally would just go back to a bag phone and call it a day.
by pennstater2005
Mon Jan 15, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: AA is much harder than I thought...
Replies: 45
Views: 4731

Re: AA is much harder than I thought...

I didn’t trust myself so I went with a Lifestrategy Fund and set it to automatic. Mine happened to be 80/20. Otherwise I probably would screw things up.
by pennstater2005
Mon Jan 15, 2018 10:36 am
Forum: Investing - Theory, News & General
Topic: Do people in the forum hold foreign bonds?
Replies: 42
Views: 2580

Re: Do people in the forum hold foreign bonds?

Yes. Within the Vanguard Lifestrategy Growth fund. I have no preference either way so it is what it is.
by pennstater2005
Sat Jan 13, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

I found Superstore and it's fairly funny. The Handmaid's Tale is sort of brutal to watch.
by pennstater2005
Thu Jan 11, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

douginct wrote:
Thu Jan 11, 2018 6:17 pm
I wonder if there is a single subscriber who likes the revamped Hulu user interface. Personally I think it’s horrible.
It's bad. But I do enjoy the new and differing content versus Netflix.
by pennstater2005
Thu Jan 11, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Re: Hulu, Your Current Favorite Show

Part of the reason I switched to Hulu, for now, was because I was out of stuff on Netflix. The other part was the auto preview on the Roku of Netflix shows. It drove me crazy and there was no way to turn it off. I'm not talking about the autoplay feature. That was fine. Thanks for the recommendation...
by pennstater2005
Thu Jan 11, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 18
Views: 1019

Hulu, Your Current Favorite Show

Obviously piggybacking off of the popular Netflix favorite show thread..... I recently switched from Netflix to Hulu. I have found a few shows I like to watch on Hulu. Baskets, The Goldbergs, Key and Peele and a few others. My problem is the user interface on the Roku I have isn't great. It's not ea...
by pennstater2005
Wed Jan 03, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: 10 Year Anniversary
Replies: 3
Views: 450

Re: 10 Year Anniversary

Congratulations! Agree on all fronts......well, except for retirement. I've got a ways to go there!
by pennstater2005
Tue Jan 02, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 142
Views: 8343

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

3073.55

Posting here for reference.
by pennstater2005
Wed Dec 13, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: Who is Right Me or Spouse
Replies: 51
Views: 3166

Re: WHO IS RIGHT ME or SPOUSE

Without reading any of this.....your spouse is right :beer
by pennstater2005
Sat Nov 25, 2017 7:35 am
Forum: Personal Consumer Issues
Topic: TVs: Go for $0 or $300
Replies: 17
Views: 1802

Re: TVs: Go for $0 or $300

I've always stayed away from the Black Friday tv sales. Some of those TV's are "derivatives" and are made with cheaper components and have less features. You just have no way of knowing which features or components. https://www.nbcnews.com/business/consumer/black-friday-brief-derivative-tvs-smoking-...
by pennstater2005
Fri Nov 17, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: Buy iPhone 7 or Wait for iPhone 8
Replies: 57
Views: 8414

Re: Buy iPhone 7 or Wait for iPhone 8

I have the 6s+. I upgrade exclusively for the camera. However, I'm realizing that while great for sunny days, camera phones aren't great for indoor duty. I'm taking the $900 and instead buying a mirrorless compact camera - sony rx100V I think - something bridging the iPhone and my great but clunky ...
by pennstater2005
Thu Nov 02, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Do you Mow your own Lawn?
Replies: 90
Views: 3410

Re: Do you Mow your own Lawn?

Mow my own lawn. I'm too picky. I'd be watching them the whole time telling them what pattern to mow and such :D I did it to my wife and now she won't mow the lawn.
by pennstater2005
Fri Oct 27, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 27796

Re: Iphone X is $1000

Off topic but iPhone SE prepaid for $149. I poppped my Cricket sim in and off I went. https://www.bestbuy.com/site/at-t-prepaid-apple-iphone-se-4g-lte-with-32gb-memory-prepaid-cell-phone-space-gray/5792701.p?skuId=5792701&ref=212&loc=1&ksid=954d87a1-f6c5-47e4-9a76-13c9189157b2&ksprof_id=3&ksaffcode=...
by pennstater2005
Fri Oct 27, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2391
Views: 442489

Re: What's Your Credit Card Rewards Strategy?

Just happened to check a credit card to see if I had any remaining points before canceling. Good thing I did. $865 fraudulent purchase at Bloomingdales online. Called and it was wiped out immediately. I'm not very good about looking at old sign up bonus cards that I have yet to cancel. Pain in the ...
by pennstater2005
Thu Oct 26, 2017 9:21 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2391
Views: 442489

Re: What's Your Credit Card Rewards Strategy?

Just happened to check a credit card to see if I had any remaining points before canceling. Good thing I did. $865 fraudulent purchase at Bloomingdales online. Called and it was wiped out immediately. I'm not very good about looking at old sign up bonus cards that I have yet to cancel. Pain in the r...
by pennstater2005
Wed Oct 18, 2017 1:59 pm
Forum: Investing - Help with Personal Investments
Topic: If someone held a gun to your head, and force u to gamble whether the S&P 500 will rise or fall tomorrow, what do u say?
Replies: 45
Views: 2613

Re: If someone held a gun to your head, and force u to gamble whether the S&P 500 will rise or fall tomorrow, what do u

I would give him/her my wallet although that would probably make matters worse as I don't carry cash. Wasn't that a thread on here before? Carrying cash and getting mugged or something like that :oops:

Edited to add: In before the lock :D
by pennstater2005
Thu Oct 05, 2017 7:36 am
Forum: Personal Finance (Not Investing)
Topic: That blank stare... ?
Replies: 49
Views: 3294

Re: That blank stare... ?

I can honestly say my wife is very appreciative that I take care of the investing. We discuss it only occasionally as I even get bored talking about it most of the time.
by pennstater2005
Wed Oct 04, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Cash in a local bank or credit union
Replies: 54
Views: 3811

Re: Cash in a local bank or credit union

Grt2bOutdoors wrote:
Wed Oct 04, 2017 9:29 am
pennstater2005 wrote:
Wed Oct 04, 2017 9:18 am
No local banking now for the last few years. Have yet to have an incident where I needed it. No cash on hand either. I don't need free cookies.
I go for the free coffee, my kid tags along for a free lollipop! :)
Don't let my kids know they're giving away lollipops!!!
by pennstater2005
Wed Oct 04, 2017 10:33 am
Forum: Investing - Help with Personal Investments
Topic: How many money accounts do you have? And how do you Keep track of them?
Replies: 28
Views: 2722

Re: How many accounts do you have?

RDHlooking4FIRE wrote:
Wed Oct 04, 2017 9:14 am
Well I mean money accounts. Not like netflix and stuff.

And how do you manage all of your money accounts? I use mint. com.
Still too many to count :wink:
by pennstater2005
Wed Oct 04, 2017 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Cash in a local bank or credit union
Replies: 54
Views: 3811

Re: Cash in a local bank or credit union

No local banking now for the last few years. Have yet to have an incident where I needed it. No cash on hand either. I don't need free cookies.
by pennstater2005
Wed Oct 04, 2017 9:11 am
Forum: Investing - Help with Personal Investments
Topic: How many money accounts do you have? And how do you Keep track of them?
Replies: 28
Views: 2722

Re: How many accounts do you have?

Jack FFR1846 wrote:
Wed Oct 04, 2017 9:09 am
OMG.....I won't even count. I have a coded sheet with usernames and passwords on it and there's over 50 accounts. Don't even get me started on forgotten eBay accounts, FAFSA, cable TV, cell phone.......
Same. Too many to count :D
by pennstater2005
Tue Oct 03, 2017 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 54424

Re: Equifax says info stolen. What's my best course of action?

Enrolling into their free monitoring will exclude you from any future class action lawsuits. With so many people involved what would the actual amount of settlement money be at the end anyway? A check probably barely worth cashing. I got a check a few years ago from student loan servicer AES that w...
by pennstater2005
Mon Oct 02, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Hardwood/Laminate floors ?
Replies: 17
Views: 1696

Re: Hardwood/Laminate floors ?

Something I posted awhile back. We used this in the basement but it turned out nice and was relatively cheap. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=213566&hilit=Flooring#p3278889 It was from Home Depot. Lakeshore Pecan. I believe $.79 a sq ft. http://www.homedepot.com/p/TrafficMASTER...
by pennstater2005
Mon Oct 02, 2017 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: Are credit cards rewards worth it?
Replies: 103
Views: 6959

Re: Are credit cards rewards worth it?

I use credit rewards cards. We usually earn about $2500/year, but the past 12 months I think we are on track for $3000. Amex Blue Preferred - Groceries Amazon Prime Store Card - 5% on Amazon PenFed for gasoline Fidelity 2% Visa and Citi Double Cash 2%- everything else I think it is worth it. We hav...
by pennstater2005
Mon Oct 02, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 8414

Re: Lowes vs Home Depot

Customer service seems to vary by locations of each store. You're only as good as your people. Happens to be Lowes for me. Although I occasionally shop at Home Depot.
by pennstater2005
Mon Oct 02, 2017 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Are credit cards rewards worth it?
Replies: 103
Views: 6959

Re: Are credit cards rewards worth it?

Absolutely credit card rewards are worth it to me. That said it is basically a second job to me both in the time I put in and the income I get out of it. To those concerned about your credit mine is almost always over 800. And when I cancel a card it's maybe a couple points ding that recovers very ...
by pennstater2005
Mon Oct 02, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Consumer Cellular lowers prices or increases benefits
Replies: 14
Views: 1396

Re: Consumer Cellular lowers prices or increases benefits

CULater wrote:
Mon Oct 02, 2017 10:32 am
Unfortunately, unlimited talk and 3 GB data will cost $40 plus taxes, fees, tolls, etc. I get the same thing at H2O wireless for a flat $27.
Agreed. They lost me a couple years ago. I'm sure they're very sad about that.
by pennstater2005
Mon Oct 02, 2017 10:50 am
Forum: Investing - Help with Personal Investments
Topic: Are credit cards rewards worth it?
Replies: 103
Views: 6959

Re: Are credit cards rewards worth it?

I use credit rewards cards. We usually earn about $2500/year, but the past 12 months I think we are on track for $3000. Amex Blue Preferred - Groceries Amazon Prime Store Card - 5% on Amazon PenFed for gasoline Fidelity 2% Visa and Citi Double Cash 2%- everything else I think it is worth it. We hav...
by pennstater2005
Sat Sep 30, 2017 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2391
Views: 442489

Re: What's Your Credit Card Rewards Strategy?

Well, my strategy now is not much. I froze mine and my wife's credit, as so many here, at the big 5 credit reporting agencies. I figured maybe it was time to take a break anyway. Of course I've said that before and this will actually be the first time I've done it. I did upgrade my current AMEX Blue...
by pennstater2005
Sat Sep 30, 2017 2:52 pm
Forum: Personal Consumer Issues
Topic: Is it a waste of money having your furnace checked every year?
Replies: 58
Views: 6631

Re: Is it a waste of money having your furnace checked every year?

We have our furnace inspected annually. It's nearly forty years old. Mostly to make sure the firebox isn't cracked. Although the guy who does it said the firebox's in older furnaces use to be thicker and just don't crack easily. Also, the thermocouple is replaced about every other year. Something I ...
by pennstater2005
Fri Sep 15, 2017 10:47 pm
Forum: Personal Consumer Issues
Topic: [ShopRunner] from AMEX
Replies: 12
Views: 894

Re: [ShopRunner] from AMEX

We've had it through AMEX, free, for years. Stuff actually arrives in 2 days or so via FedEx. It also includes free returns via UPS. Great service. Plus after we signed up via our AMEX card it seems that you can then use any card, e.g., Fido Visa, and it still works. We recently ordered something f...