Search found 2417 matches

by pennstater2005
Tue Oct 16, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: [What TV Show Have You Recently Watched?]

Letterkenny on Hulu.
by pennstater2005
Thu Oct 11, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5995

Re: Anyone done a Hair Transplant?

LadyGeek wrote:
Thu Oct 11, 2018 3:24 pm
How about the obligatory "Please stay on-topic"? :wink:
Fair enough :sharebeer
by pennstater2005
Thu Oct 11, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5995

Re: Anyone done a Hair Transplant?

TheRightKost87 wrote:
Thu Oct 11, 2018 3:16 pm
pennstater2005 wrote:
Thu Oct 11, 2018 2:54 pm
Why is anyone surprised by good natured but off topic responses? That is Bogleheads.
I was surprised we didn't get the obligatory "Not enough information" posts.
It’s not too late :D
by pennstater2005
Thu Oct 11, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5995

Re: Anyone done a Hair Transplant?

Why is anyone surprised by good natured but off topic responses? That is Bogleheads.
by pennstater2005
Thu Oct 11, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5995

Re: Anyone done a Hair Transplant?

TxAg wrote:
Thu Oct 11, 2018 12:06 pm
pennstater2005 wrote:
Thu Oct 11, 2018 10:12 am
I had someone tell me once “you look a little thin on top” I replied “you look a little thick in the middle”. He never mentioned it again. Feel free to use that :D
Haha I like that
Just make sure to say it with a smile.....works better that way!
by pennstater2005
Thu Oct 11, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 104
Views: 5685

Re: Keep a backup hot water heater?

This was a good reminder to drain my tank and check the anode. Thanks!
by pennstater2005
Thu Oct 11, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5995

Re: Anyone done a Hair Transplant?

I had someone tell me once “you look a little thin on top” I replied “you look a little thick in the middle”. He never mentioned it again. Feel free to use that :D
by pennstater2005
Wed Oct 10, 2018 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 111
Views: 8463

Re: What did you buy today

Grt2bOutdoors wrote:
Wed Oct 10, 2018 7:30 pm
A cup of coffee.
Me too! What are the odds?!!
by pennstater2005
Wed Oct 10, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8152

Re: Black Friday is coming.. what's on your list?

new iPhone for wife, I could keep mine unless I get a really good offer. Could get a 4K TV if it is a good deal as well, but not waiting in lines to save a few hundred $$$ on a crappy old model TV. Or a derivative TV which might be worse.... Old article but hits the right points: https://www.google...
by pennstater2005
Sat Jul 21, 2018 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

5. Tried for my wife same message. I've never had that with AMEX before. They started with this new feature about a month ago; see my earlier post a few days ago with a link to FT. Not a big surprise, IMO. Only surprise is that it took them so long to put a brake on churning. Just saw that post abo...
by pennstater2005
Sat Jul 21, 2018 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

I've never had that with AMEX before. Maybe that has to do with AMEX's earnings woes, which the company has been blaming on rising rewards costs for their cards. Here's the latest installment of that saga, from just two days ago: https://www.reuters.com/article/us-american-express-results/amex-rewa...
by pennstater2005
Fri Jul 20, 2018 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

Think my credit card gaming is going to get tough. Got this prompt from American Express.... http://i66.tinypic.com/24mdy55.png At least they didn't have me submit it first knowing they wouldn't give me the bonus! This also happened with Capital One. Excellent credit but they're seeing all those op...
by pennstater2005
Thu Jul 19, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

Got the 30 day message from Chase. Called the status line the next day and got the 7-10 day message. I'm not hopeful :annoyed Although I've had that happen before only to get a letter asking for further identity verification.
by pennstater2005
Tue Jul 17, 2018 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

Think my credit card gaming is going to get tough. Got this prompt from American Express.... http://i66.tinypic.com/24mdy55.png At least they didn't have me submit it first knowing they wouldn't give me the bonus! This also happened with Capital One. Excellent credit but they're seeing all those ope...
by pennstater2005
Mon May 28, 2018 6:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: MEMORIAL DAY 2018
Replies: 28
Views: 3046

Re: MEMORIAL DAY 2018

Thank you Taylor and to all those who gave their lives for our freedom.
by pennstater2005
Sat May 26, 2018 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: [Credit freezes and un-freezes are now free]
Replies: 58
Views: 2559

Re: Free to freeze and unfreeze your credit report

Just saw this. Makes jumping back into the credit card game much easier.

Removals were free in PA. Temporary lifts were $10 although only Experian charged for that.
by pennstater2005
Sat May 26, 2018 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3066
Views: 599019

Re: What's Your Credit Card Rewards Strategy?

Finally got back into the game. Citi AA Advantage Card. 60k points for 3k spend. I'm doing it to get Home Depot gift cards to get this bad boy.

Imaget

Then bank to the Fidelity and AMEX combo.
by pennstater2005
Tue May 22, 2018 7:14 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 293
Views: 25978

Re: Do people still use AAA?

Safeco. It's like $10 a year per car. Needed a tow when my Accord died in my driveway. Tow truck was there in under an hour. Was a AAA member a few years back. Now they harass me with constant mailers trying to get me back. I stuff the return envelope with everything I can fit that they sent me. My ...
by pennstater2005
Thu May 10, 2018 6:15 am
Forum: Personal Finance (Not Investing)
Topic: Do I need to unfreeze my credit before applying for a new card?
Replies: 50
Views: 3924

Re: Do I need to unfreeze my credit before applying for a new card?

On a related note, it seems that Equifax and Transunion I can unlock for free, but Experian has a fee (at least here in CT). Is that your experience as well? I can't recall if I paid to lock it, but if I have to pay to unlock it (temporarily to get credit) and then pay to lock it again...that's of ...
by pennstater2005
Thu May 03, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 4282

Re: Not Wasting Food

I go in with a list on my phone. I rarely deviate from the list. Fruits and vegetables almost always get eaten. I can't say we don't throw away some food but I try to keep it minimal. I have 3 kids ages 6 and under. Food gets wasted occasionally. We try to give them small portions to start with and ...
by pennstater2005
Sat Apr 28, 2018 9:35 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1796

Re: Bee in the house - what to do???

whodidntante wrote:
Sat Apr 28, 2018 9:10 am
Sometimes hippies will come to extract honey bees.
What?! You mean like these guys?

Image
by pennstater2005
Sat Apr 28, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 12502

Re: Amazon to raise Prime membership in US to $119 from $99

I'm an add on member for the shipping only benefits. I don't buy nearly as much as I used to from Amazon. I don't know why. I think I'm just spending less. And there's so many third party options to buy from now who offer free shipping albeit slower most of the time. But as some have said above Prim...
by pennstater2005
Sat Apr 28, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1796

Re: Bee in the house - what to do???

We had the occasional wasp in the house late last summer. Didn't think much of it. Then my son woke up crying and had been stung 3 times! Found a paper wasp nest in the attic. Hope it was just a single bee. I would shake out each piece of clothing you wear just in case. Imagine if you felt it crawli...
by pennstater2005
Sat Apr 21, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 9398

Re: Do you buy new or used cars?

As with all threads like these it is so very subjective...... I was looking at new 2018 Toyota Camry LE's which were $24k. I looked for a used one and found a mid 2015 Camry LE with 30,000 miles for 13K. I just couldn't stomach paying 11K more for something only 2.5 years newer. I know it's because ...
by pennstater2005
Sun Apr 08, 2018 8:17 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 90
Views: 15454

Re: Too much Bogleheads.org?

GoldenFinch wrote:
Sun Apr 08, 2018 8:13 pm
pennstater2005 wrote:
Sun Apr 08, 2018 7:56 pm
For myself eventually the original excitement wore off. I figured it out and now it's mostly boring.

After 2,438 posts! :beer
That many? :oops:
by pennstater2005
Sun Apr 08, 2018 7:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 90
Views: 15454

Re: Too much Bogleheads.org?

For myself eventually the original excitement wore off. I figured it out and now it's mostly boring.
by pennstater2005
Sat Mar 31, 2018 7:42 pm
Forum: Investing - Theory, News & General
Topic: What’s the magic savings rate???
Replies: 94
Views: 14647

Re: What’s the magic savings rate???

goingup wrote:
Fri Mar 30, 2018 11:56 am
I read this here years ago and think it is probably true:

*Save 10% and you'll do fine
*Save 20% and you'll thrive
*Save 30% and you'll be wealthy
I like that.
by pennstater2005
Sat Mar 31, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Netflix, Your Current Favorite Show

I just finished Season 2 of Better Call Saul , which is the latest available on Netflix. A quick google search suggests that Season 3 will show up on Netflix a few weeks before Season 4 is released on AMC. Hopefully, that will occur around the end of March. ... Season 3 of Better Call Saul showed u...
by pennstater2005
Wed Mar 28, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Hulu, Your Current Favorite Show

Has anyone here tried HBO Now? Seems like they have a fair amount of decent shows. I’m getting bored of both Netflix and Hulu.
by pennstater2005
Tue Mar 27, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Hulu, Your Current Favorite Show

I got through 5 minutes of Horace and Pete. The first episode was over an hour :shock: I’m going to start The Looming Towers tonight.
by pennstater2005
Sun Mar 25, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Hulu, Your Current Favorite Show

Getting ready to start Horace and Pete. Have "The Son" starring Pierce Brosnan marked in my stuff for later.
by pennstater2005
Sun Mar 25, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: What Budget? Do you keep one?
Replies: 116
Views: 9277

Re: What Budget? Do you keep one?

This thread pushed me to finally download Mint. I've got all accounts linked to it and budget limits set for various spending categories. It will be interesting to see what I get out of this after a few months. I was able to link my fuel, sewage, gas, and phone bills as well. I had it once before bu...
by pennstater2005
Sun Mar 25, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28587

Re: Anyone Deleting Facebook?

Iliketoridemybike wrote:
Sat Mar 24, 2018 9:32 pm
munemaker wrote:
Thu Mar 22, 2018 1:26 pm
Never used it. I have no interest in reading and posting a bunch of crap on the internet.
Um....
:D
by pennstater2005
Fri Mar 23, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: What Budget? Do you keep one?
Replies: 116
Views: 9277

Re: What Budget? Do you keep one?

Mental budgeting. I could stand to do better.
by pennstater2005
Thu Mar 22, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28587

Re: Anyone Deleting Facebook?

I use it to keep track of my children and grandchildren's activities and photos. I deleted mine because I wasn't using it but lots of people will stay on for the reason Munir listed. For some families it's an easy way to stay connected, especially if you live far apart or don't get to see each othe...
by pennstater2005
Sat Mar 17, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Netflix, Your Current Favorite Show

I hate to admit it but think Man Down is funny. It is undoubtedly not for everyone because it is quite silly and sophomoric, however the characters are funny especially the star Greg Davies. I have only watched three episodes so it might become old but so far it has provided me with some big laughs...
by pennstater2005
Fri Mar 16, 2018 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Question on credit limit increases
Replies: 16
Views: 1476

Re: Question on credit limit increases

I requested an increase online for my AMEX BCP and Fidelity 2% cards. AMEX approved it immediately without checking credit. Fidelity sent me a letter stating they could not unless I unfroze my credit.
by pennstater2005
Sun Mar 11, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: Finally Cutting the Cord - YouTube TV
Replies: 57
Views: 9091

Re: Finally Cutting the Cord - YouTube TV

Waiting for it to come to my area. I'm hoping they have a deal on a Roku if you pre pay for a month or two. I've gotten two Roku's that way using Sling TV and DirectTV now.
by pennstater2005
Sun Mar 11, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Netflix, Your Current Favorite Show

Capsu78 wrote:
Sun Mar 11, 2018 2:42 pm
pennstater2005 wrote:
Sun Feb 25, 2018 9:27 pm
Un-paused my membership to watch Halt and Catch Fire season 4.
Thanks for sharing- just started watching and it's very good so far.
You're welcome :beer Just watched the series finale last night. It's a great show!
by pennstater2005
Fri Mar 09, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Netflix, Your Current Favorite Show

Un-paused my membership to watch Halt and Catch Fire season 4. A kindred spirit! I caught the first season when it aired but then got busy with life and missed the next three so I've been going through it again. Currently halfway through season 3! A seriously underrated show IMO. I'm a software dev...
by pennstater2005
Wed Mar 07, 2018 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: Ok fellow bogleheads, was the correction scary or nothing?
Replies: 147
Views: 12254

Re: Ok fellow bogleheads, was the correction scary or nothing?

It was something. Just not scary. Sort of expected, maybe?
by pennstater2005
Wed Mar 07, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 973
Views: 104806

Re: Hulu, Your Current Favorite Show

Any comments on The Looming Towers. Thinking of starting it since I finished The Wrong Mans. I haven’t gotten started yet on The Looming Towers. But it looks good. The Path also looks good. I actually just paused my Hulu subscription for one month and went back to Netflix for a month to catch up on...
by pennstater2005
Mon Mar 05, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: Etiquette of hanging up on live telemarketers
Replies: 77
Views: 4387

Re: Etiquette of hanging up on live telemarketers

If I don’t recognize the number I don’t answer it. Then I immediately put it on the block list in my iPhone.

Hanging up seems to be about the best option.
by pennstater2005
Mon Mar 05, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: Bathroom remodel decision
Replies: 41
Views: 2616

Re: Bathroom remodel decision

This is what I’m considering for my future bathroom remodel to save space. http://i68.tinypic.com/119qtqw.png But doesn't that only save floorspace? My cousin has all the toilets wall mounted (commercial style) in his home. The only benefit I see is it is easier to clean. I believe the install is m...
by pennstater2005
Mon Mar 05, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Bathroom remodel decision
Replies: 41
Views: 2616

Re: Bathroom remodel decision

This is what I’m considering for my future bathroom remodel to save space.

Image
by pennstater2005
Sun Mar 04, 2018 5:46 pm
Forum: Investing - Theory, News & General
Topic: What is your investment strength?
Replies: 70
Views: 6117

Re: What is your investment strength?

Understanding risk and return are highly correlated and where my risk tolerance lies.
by pennstater2005
Sun Mar 04, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Bathroom remodel decision
Replies: 41
Views: 2616

Re: Bathroom remodel decision

Yooper16 wrote:
Sun Mar 04, 2018 10:09 am
I'd rather shower with someone than stand next to them while we brush our teeth in separate sinks.
:P
by pennstater2005
Sat Mar 03, 2018 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: What will you do with your tax refund?
Replies: 87
Views: 6915

Re: What will you do with your tax refund?

Savings account. I'm one of the "bad" ones here that gets a refund on purpose. I use it as a forced way of savings for things such as new roof, bathroom remodel, amongst other things. I just don't trust myself to save that money for exactly those purposes. This way it comes all at once at the end o...
by pennstater2005
Sat Mar 03, 2018 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: What will you do with your tax refund?
Replies: 87
Views: 6915

Re: What will you do with your tax refund?

Savings account. I'm one of the "bad" ones here that gets a refund on purpose. I use it as a forced way of savings for things such as new roof, bathroom remodel, amongst other things. I just don't trust myself to save that money for exactly those purposes. This way it comes all at once at the end of...
by pennstater2005
Fri Mar 02, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Re: Where to buy a Vanguard hat? An Update and good news
Replies: 151
Views: 29140

Re: Where to buy a Vanguard hat? An Update and good news

I sent a private message from their Facebook page and I have a new Vanguard coffee mug on the way! They responded in less than a day. I don't know how many they have left but all I did was leave my name and address through the PM. Here's the mug: http://i63.tinypic.com/abp89t.jpg And here's the FB ...