Search found 196 matches

by goldendad
Mon Dec 11, 2017 10:57 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 8307

Re: Snow Tires? Worth it?

Have lived in Denver for 30 years. Never put a snow tire on any of our cars. Didn't even have 4 wheel drive for the first 8 years - had front wheel drive and a '72 VW Bug (engine over the rear wheels). Good tires, front wheel or All/4 wheel drive will do you fine. Even the VW was very good in the sn...
by goldendad
Sat Dec 09, 2017 5:13 pm
Forum: Investing - Help with Personal Investments
Topic: Do you have any guilty pleasure investments?
Replies: 53
Views: 3879

Re: Do you have any guilty pleasure investments?

I sell covered calls on stocks using some of my bond money. I enjoy it and am earning about 10%/yr over the last 7 years. No plans to stop.
by goldendad
Mon Dec 04, 2017 11:44 am
Forum: Investing - Theory, News & General
Topic: What did you do right?
Replies: 96
Views: 10961

Re: What did you do right?

1. Always lived within our means.
2. Started investing in the stock market at age 27.
3. Got a college degree that helped me get a job - engineering.
4. Married a good lady - and stayed married until today.
by goldendad
Fri Nov 24, 2017 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: if you could use only 1 investment firm...
Replies: 79
Views: 6227

Re: if you could use only 1 investment firm...

Recently I have worked with Schwab, Fidelity, and Vanguard. Schwab and Fidelity were very easy and helpful. Vanguard was difficult.
by goldendad
Sat Nov 18, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 7309

Re: My dad's army jacket

20 years US Navy. Rank and insignia should only be worn by those who have earned them. The framing idea is a good one.
by goldendad
Sat Nov 18, 2017 3:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3290
Views: 995205

Re: What Book Are You Currently Reading? Part VI

Michael Connelly's Harry Bosch series.
by goldendad
Sun Nov 12, 2017 10:07 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 12322

Re: Do you meditate?

No. I read the Bible (every day) and spend time in prayer. I do take time to consider the meaning of what I have read - sometimes using commentaries.
by goldendad
Thu Sep 14, 2017 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Turned down for umbrella insurance
Replies: 57
Views: 7028

Re: Turned down for umbrella insurance

I would change insurance companies. They do not have your best interests in mind.
by goldendad
Tue Sep 05, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Would you rather (car wash/detail)
Replies: 31
Views: 3735

Re: Would you rather (car wash/detail)

I wash my car once a year whether it needs it or not.
by goldendad
Tue Aug 22, 2017 8:52 am
Forum: Personal Consumer Issues
Topic: Can you recommend a good mouse trap?
Replies: 49
Views: 3562

Re: Can you recommend a good mouse trap?

Tomcat Press n Set traps work very well. Home Depot carries them.
by goldendad
Thu Aug 10, 2017 8:16 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 224947

Re: TV show recommendations?

West Wing
by goldendad
Sun Aug 06, 2017 9:32 pm
Forum: Personal Consumer Issues
Topic: amount for king mattress
Replies: 10
Views: 1269

Re: amount for king mattress

Buy from a large furniture store, not a mattress store. Much cheaper.
by goldendad
Wed Aug 02, 2017 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: How far off are Zillow's estimates?
Replies: 82
Views: 9768

Re: How far off are Zillow's estimates?

I watch the market in my neighborhood. Zollow seems to be around 100k high most of the time. I have found Remax more accurate.
by goldendad
Wed Aug 02, 2017 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 433
Views: 54137

Re: How much money do you need to retire?

I am 61. 2 million. Don't forget to factor cost of health insurance. Health problems can make a fortune go away quickly.
by goldendad
Wed Aug 02, 2017 3:10 pm
Forum: Investing - Help with Personal Investments
Topic: Burned out at 28. Do I have enough?
Replies: 62
Views: 11338

Re: Burned out at 28. Do I have enough?

Not time to retire! Take a break. Go back to school, take a six month vacation, etc. Take some time off and go back to work. I personally know four guys who retired early (45-55) with plenty of money. Within six months they were all working again. They got bored. Make sure you have a plan and someth...
by goldendad
Wed Jul 26, 2017 10:05 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 16014

Re: Books not to read.

I agree - Rich Dad Poor Dad. Read 'The Richest Man in Babylon.'
by goldendad
Fri Jul 21, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Denver or Portland for a 2nd home
Replies: 66
Views: 6866

Re: Denver or Portland for a 2nd home

Grew up in New Orleans and have lived in Denver since 1986. Visited Oregon a lot. I would rent in both places a bit and see what I thought. Denver is a great place. The winters are not bad and the Rocky Mountains are great! Summer in the mountains is beautiful.
by goldendad
Wed Jul 12, 2017 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Do you consider business travel to be a perk or a burden?
Replies: 117
Views: 9891

Re: Do you consider business travel to be a perk or a burden?

I have been an airline pilot for 31+ years. It was fun for the first 6 months, then it was just part of the job. No complaints, just part of the job.
by goldendad
Sun Jun 18, 2017 8:21 am
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 78
Views: 8439

Re: Best Financial Advice from Dad (in honor of father's day)

My father told me that if you spend less than you earn you will never have money problems. Simple advice he is still practicing at 93.
by goldendad
Tue May 09, 2017 3:30 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 8046

Re: What newspaper or magazine do you pay for?

I only get Forbes. I got Money magazine for over 30 years but out-grew it. Also all their issues seemed to be the same. I used to get the local newspaper but it is now mostly political commentary. I like the WSJ but don't have time to read it.
by goldendad
Sat Apr 29, 2017 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 16025

Re: When do you plan to die?

I use 100.
by goldendad
Sat Apr 22, 2017 5:51 pm
Forum: Investing - Theory, News & General
Topic: Chase Private Client brokerage account
Replies: 12
Views: 9068

Re: Chase Private Client brokerage account

I had a Chase PC account for a few years. Funding my IRA required a visit to my advisor. Also their trading fees are high - $25/trade for the first 2000 shares. Higher after that. I finally closed it after they took away online access to their Research Reports. I could get stock reports but my advis...
by goldendad
Wed Apr 19, 2017 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Did anything surprise you in your 2016 taxes?
Replies: 83
Views: 9121

Re: Did anything surprise you in your 2016 taxes?

The limitation of deductions and exemptions at higher income levels.
by goldendad
Sat Apr 15, 2017 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 278
Views: 29223

Re: Do you have an umbrella policy?

Yes. I carry 5 million.
by goldendad
Mon Apr 10, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 8813

Re: Best way to expand my vocabulary?

As you read look up every word you don't know the definition of. Been doing that for 37 years.
by goldendad
Sun Apr 02, 2017 1:41 pm
Forum: Personal Consumer Issues
Topic: What career helped you become wealthy?
Replies: 75
Views: 11958

Re: What career helped you become wealthy?

What has helped me the most is growing up in a "depression era mindset" family. My parents grew up in the depression and continued to live very frugality - even after they acquired middle class status. I have heard the saying, "The best way for your children to understand the value of money is for y...
by goldendad
Sun Mar 26, 2017 9:17 am
Forum: Personal Finance (Not Investing)
Topic: How did you do your income taxes?
Replies: 96
Views: 7162

Re: How did you do your income taxes?

I have used Turbotax for 10+ years. E-file the Federal return and mail-in the state return.
by goldendad
Tue Mar 07, 2017 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 312
Views: 67632

Re: Physician Retirement Savings

I am not a MD but am in the income bracket mentioned. My wife and I are both savers and live on far less than I make. We plan to retire in a few months, have about 58x anticipated yearly expenses. We are in our early 60s and are debt free.
by goldendad
Sat Mar 04, 2017 12:43 am
Forum: Personal Finance (Not Investing)
Topic: What are the big things to get right?
Replies: 91
Views: 14967

Re: What are the big things to get right?

Love your spouse and spend time with your kids.
by goldendad
Sat Mar 04, 2017 12:39 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3690
Views: 1057691

Re: What Movie Have You Recently Watched?

The Accoutant. You have to pay attention.
by goldendad
Wed Feb 22, 2017 10:58 pm
Forum: Personal Consumer Issues
Topic: Does anyone else have (possibly too much) fun dealing with finances?
Replies: 69
Views: 7119

Re: Does anyone else have (possibly too much) fun dealing with finances?

You have plenty of company. I am in your camp and have been for 35+ years.
by goldendad
Sat Feb 11, 2017 10:51 pm
Forum: Personal Consumer Issues
Topic: Saved too much? What do you splurge on?
Replies: 90
Views: 11361

Re: Saved too much? What do you splurge on?

Go on a cruise - First Class all the way.
Pay for some less fortunate kids to go to college.
by goldendad
Wed Jan 11, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 68
Views: 59320

Re: Thinking of getting tires from Costco

I have been buying tires from Discount Tire for many years. Only one bad experience - they put a flat tire in as my spare. I caught it when I got home and they took care of it immediately. Usually they have been very good and will fix flats and do rotations for free. In the last 5 years I have bough...
by goldendad
Mon Jan 02, 2017 10:58 pm
Forum: Investing - Theory, News & General
Topic: Whats your number to walk away?
Replies: 245
Views: 35934

Re: Whats your number to walk away?

Debt free and 3.0 million (61 y/o)
by goldendad
Mon Dec 26, 2016 11:39 pm
Forum: Personal Consumer Issues
Topic: At what age, income, and NW would you buy a $50k car?
Replies: 174
Views: 14842

Re: At what age, income, and NW would you buy a $50k car?

I would spend 50k+ on a collector car (ex. - 65 Shelby Mustang, etc.) if I had a place to keep it, enjoyed driving it, and was fairly sure it would hold its value. So far my most expensive car cost 26k - new 2013 Honda CR-V.
by goldendad
Wed Dec 21, 2016 11:50 am
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 19274

Re: How old is your vehicle?

2004 Highlander, 165k miles
by goldendad
Mon Dec 19, 2016 11:16 pm
Forum: Personal Consumer Issues
Topic: Coach bag for wife - how to buy
Replies: 73
Views: 7160

Re: Coach bag for wife - how to buy

If it will make your wife happy I would just buy it - and make her happy.
by goldendad
Thu Dec 15, 2016 10:28 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 19274

Re: How old is your vehicle?

2004 Toyota Highlander with 164k and a 2013 Honda CR-V with 54k.
by goldendad
Wed Dec 14, 2016 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: What happens to those who don't invest?
Replies: 70
Views: 5649

Re: What happens to those who don't invest?

My experience is they live off their children or other relatives.
by goldendad
Wed Dec 07, 2016 11:12 pm
Forum: Investing - Theory, News & General
Topic: McDonald's Stock
Replies: 103
Views: 12054

Re: McDonald's Stock

I have owned MCD for many years - along with KO, PEP, JNJ, MMM, EMR, O and a few other blue chip dividend payers. Good increasing income stream.
by goldendad
Sat Dec 03, 2016 9:48 pm
Forum: Personal Consumer Issues
Topic: What to do in Seattle (weekend trip)
Replies: 21
Views: 2157

Re: What to do in Seattle (weekend trip)

You can ride the ferry to Bremerton (and back) - not expensive and very scenic. There is a food counter onboard.
by goldendad
Fri Dec 02, 2016 2:06 pm
Forum: Personal Consumer Issues
Topic: Lexus (and Toyota) Owners --- Routine Service ??
Replies: 29
Views: 4133

Re: Lexus (and Toyota) Owners --- Routine Service ??

I will say that I have never had the local Toyota dealer service dept not do something right the first time. That has definitely not been the case with other garages.
by goldendad
Sat Oct 08, 2016 10:14 am
Forum: Personal Consumer Issues
Topic: Retirees: What are your passions?
Replies: 56
Views: 8461

Re: Retirees: What are your passions?

I plan to retire in the next year and will do ministry work through my church - plus traveling and visiting the grandkids.
by goldendad
Sat Sep 24, 2016 11:47 am
Forum: Personal Consumer Issues
Topic: 100 Things Not Worth a Penny
Replies: 32
Views: 3694

Re: 100 Things Not Worth a Penny

Designer clothes.
by goldendad
Fri Sep 23, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 46160

Re: The Bogleheads' "100 Things Worth Every Penny" List

Dairy Queen Butterfinger Blizzard
by goldendad
Sat Sep 17, 2016 10:12 pm
Forum: Investing - Help with Personal Investments
Topic: I have $3,000 to gamble
Replies: 71
Views: 10318

Re: I have $3,000 to gamble

Buy 3000 worth of Facebook (FB). Every time you hear someone mention what they saw/posted on FB you are making money.
by goldendad
Wed Sep 14, 2016 10:11 pm
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 147
Views: 15081

Re: Favorite Coffee

illy Medium Roast - very good!
by goldendad
Mon Aug 29, 2016 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: The Richest Man in Babylon
Replies: 29
Views: 6431

Re: The Richest Man in Babylon

Good book - I thought it was similar to Rich Dad Poor Dad.