Search found 8404 matches

by Rick Ferri
Wed Oct 17, 2018 1:50 pm
Forum: Investing - Theory, News & General
Topic: Treasuries safe?
Replies: 33
Views: 1437

Re: Treasuries safe?

erik265 wrote:
Wed Oct 17, 2018 11:45 am
How safe are they? If China starts to sell as well as Saudi Arabia what will US do to insure treasuries are stable and safe?
Treasuries are safe ~ for now.

Check back with me if you notice all your neighbors walking around with shotguns in their hands.

Rick Ferri
by Rick Ferri
Sun Oct 14, 2018 5:22 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

Re: October Bogleheads On Investing Podcast with Dr. David Blitzer

In this episode, Dr. Blitzer discusses how S&P and Dow Jones came together under one name to become S&P Dow Jones Indices. He talks about the way securities are selected for the Dow Jones Industrial Average and S&P 500, and how stocks are categorized based on Global Industry Classification Standard...
by Rick Ferri
Sun Oct 14, 2018 9:10 am
Forum: Investing - Theory, News & General
Topic: Does anyone invest in commodities through an index?
Replies: 27
Views: 1588

Re: Does anyone invest in commodities through an index?

You don’t invest in commodities; you speculate on them. Unlike stocks, bonds, real estate and cash equivalents, commodities produce no dividends, interest, rent or real gains. An ounce of gold today will be an ounce of gold 100 years from now. Now 10 years old: The Great Commodities Debate Part 1 Th...
by Rick Ferri
Sat Oct 13, 2018 4:32 pm
Forum: Investing - Help with Personal Investments
Topic: Idiotic questions from NEWB- please help
Replies: 14
Views: 1339

Re: Idiotic questions from NEWB- please help

Make all your investment mistakes when you're young because you don't have a lot to risk. By the time you're middle-age and have accumulate some assets, hopefully you'll have all the "exploring" out of your system and have made the switch to 100% in low-cost funds, primarily index funds.

Rick Ferri
by Rick Ferri
Fri Oct 12, 2018 8:11 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

Re: October Bogleheads On Investing Podcast with Dr. David Blitzer

It is a great lineup for sure. What about adding Mr. Swedroe? Any chance at a powwow between Asness and Arnott?
It’s all doable.

Rick
by Rick Ferri
Thu Oct 11, 2018 9:53 am
Forum: Investing - Theory, News & General
Topic: This Time is Different
Replies: 30
Views: 5370

Re: This Time is Different

Regardless of how much we learn, think and experience, we can only know a small slice of what's going on.

Rick Ferri
by Rick Ferri
Mon Oct 08, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I would sure like some help editing the raw audio files if anyone is willing!

Rick Ferri
by Rick Ferri
Sun Oct 07, 2018 11:24 am
Forum: Investing - Help with Personal Investments
Topic: Management fees
Replies: 5
Views: 461

Re: Management fees

A couple of thoughts. First, Merrill is a brokerage firm that employees "registered representatives" or brokers. These folks have an obligation to the company they work for, not the clients they invest for. There are good brokers out there who truly care about their clients; however, they are not re...
by Rick Ferri
Sat Oct 06, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

Re: October Bogleheads On Investing Podcast with Dr. David Blitzer

ETA for Core-4 Investing on Core-4.com is October 30.

The framework will be up by then and add content over time. All information on the site will be free.

Thanks for asking.

Rick
by Rick Ferri
Sat Oct 06, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

Re: October Bogleheads On Investing Podcast with Dr. David Blitzer

car733 wrote:
Sat Oct 06, 2018 8:56 am
What do you think about posting a thread with the upcoming guest so users can submit questions?
I will do that and did it with Jack Bogle. David Blitzer is under tight compliance control due to the sensitive nature of his job, so I didn't ask for questions.

Rick Ferri
by Rick Ferri
Fri Oct 05, 2018 6:38 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

Re: October Bogleheads On Investing Podcast with Dr. David Blitzer

Future guests who have agreed to be interviewed. Presented in no particular order: Tim Buckley (CEO Vanguard) Jonathan Clements (Humble Dollar) Christine Benz (Morningstar) Alan Roth (Wealth Logic) Bill Bernstein (Efficient Frontier) Gus Sauter (Vanguard - Retired) Wes Gray (Alpha Architect) Mel Lin...
by Rick Ferri
Fri Oct 05, 2018 2:56 pm
Forum: Investing - Theory, News & General
Topic: October Bogleheads On Investing Podcast with Dr. David Blitzer
Replies: 23
Views: 2616

October Bogleheads On Investing Podcast with Dr. David Blitzer

Bogleheads On Investing: Episode #2 with Dr. David Blitzer is now available. Check with iTunes or other podcast providers, or click below: Bogleheads On Investing: Episode 002 Episode 2 of Bogleheads on Investing features an insightful interview with Dr. David Blitzer, Managing Director and Chairman...
by Rick Ferri
Thu Oct 04, 2018 7:30 am
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7612

Re: Key differences between investing philosophies: Swedroe vs. Bogle

steve321 wrote:
Thu Oct 04, 2018 5:01 am
Rick Ferri wrote:
Wed Oct 03, 2018 11:16 am

I believe in Jack.

Rick Ferri
“As soon as we abandon our reason and are content to rely on authority, there is no end to our troubles.” ― Bertrand Russell
In this case, as Ronald Reagan once said to Mikhail Gorbachev, “I’d agree with you, but then we would both be wrong.”
by Rick Ferri
Wed Oct 03, 2018 4:54 pm
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7612

Re: Key differences between investing philosophies: Swedroe vs. Bogle

But Rick Ferri, you have written and published entire books in the past that have essentially validated a strategy similar to that espoused by Larry Swedroe. I realize that one can change, but just dropping in on this thread and not covering your past ... is that fair and honest? Should we be burni...
by Rick Ferri
Wed Oct 03, 2018 11:39 am
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7612

Re: Key differences between investing philosophies: Swedroe vs. Bogle

I am betting that the accumulated financial learnings of the past forty years has produced investment best practices that will outperform the total market by at least 0.2% per year. Well, I can safely say a complex strategy will cost more and has more risk; whether it outperforms remains to be seen...
by Rick Ferri
Wed Oct 03, 2018 11:29 am
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7612

Re: Key differences between investing philosophies: Swedroe vs. Bogle

The fundamental difference appears to be that Jack stopped his financial theory education in the 70s... And has outperformed 90% of all complex strategies since. Complexity begets cost; Cost begets increased risk of underperformance; Underperformance begets changes and more complexity. The next 40 ...
by Rick Ferri
Wed Oct 03, 2018 11:16 am
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 7612

Re: Key differences between investing philosophies: Swedroe vs. Bogle

Jack believes in portfolio simplicity.
Larry believes in portfolio complexity.
I believe in Jack.

Rick Ferri
by Rick Ferri
Wed Oct 03, 2018 11:00 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Over 5,000 downloads of Episode #1 so far.

This weekend, look for Episode #2 with special guest Dr. David Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices.

Rick Ferri
by Rick Ferri
Mon Sep 24, 2018 5:18 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Factors Persist In Emerging Markets
Replies: 31
Views: 2312

Re: Larry Swedroe: Factors Persist In Emerging Markets

Yes. To say certain factor has provided a risk premium is perfectly fine. To say this factor provides a premium is definitive meaning it ALWYS provides a premium. That cannot be known. Are there really that many people confusing that distinction? The same could be said for just stocks in general to...
by Rick Ferri
Mon Sep 24, 2018 1:39 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Factors Persist In Emerging Markets
Replies: 31
Views: 2312

Re: Larry Swedroe: Factors Persist In Emerging Markets

Yes. To say certain factor has provided a risk premium is perfectly fine. To say this factor provides a premium is definitive meaning it ALWYS provides a premium. That cannot be known.
by Rick Ferri
Mon Sep 24, 2018 11:52 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Factors Persist In Emerging Markets
Replies: 31
Views: 2312

Re: Larry Swedroe: Factors Persist In Emerging Markets

This is incorrect: "Factors Persist In Emerging Markets" This is correct: "Factors Have Persisted In Emerging Markets" We can only measure what has happened. We can't measure what will happen. People often mistakenly say, "Markets are going up." This is incorrect. Markets went up. We don't know wher...
by Rick Ferri
Sun Sep 23, 2018 8:14 am
Forum: Investing - Theory, News & General
Topic: Buckingham Strategic Wealth #12 on Barron's
Replies: 13
Views: 1690

Re: Buckingham Strategic Wealth #12 on Barron's

I have a lot of thoughts on fees. 1. AUM is OK as long as the fee it is charged only for ongoing portfolio management to include basic advice that covers asset allocation and investment selection. This service should cost no more than 0.4% per year, and the cost is dropping each year with technology...
by Rick Ferri
Thu Sep 20, 2018 5:35 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Spotify requires 5 podcasts on the feed before they will place it.
You need to publish at least 5 episodes to be submitted to Spotify.
Rick Ferri
by Rick Ferri
Thu Sep 20, 2018 5:19 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Over 3,300 downloads so far! Our goal was 2,000. Bogleheads On Investing: Episode 001 - special guest John C. Bogle My guest next month will be Dr. David Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices (S&P DJI). Dr. Blitzer has the overall responsibility for ...
by Rick Ferri
Wed Sep 19, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Fee Only Advisor Cost
Replies: 4
Views: 442

Re: Fee Only Advisor Cost

It also depends on adviser experience. Adviser's with more experience may charge more, but often they can come to a conclusion faster, so it may not cost more than an adviser with a lower hourly fee.
by Rick Ferri
Wed Sep 19, 2018 10:15 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I would have to ask David Swensen. My guest next month will be Dr. David Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices (S&P DJI). Dr. Blitzer has the overall responsibility for index security selection, including the S&P 500 and Dow Jones Industrial Average,...
by Rick Ferri
Wed Sep 19, 2018 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Robo-advisor Scalable Capital Whitepaper
Replies: 3
Views: 379

Re: Robo-advisor Scalable Capital Whitepaper

I have difficulty when a company claims they will do something they cannot do: Strongly believing that the creation of wealth is best accomplished by not losing any in the first place, [name of company]'s asset allocation algorithm focuses on downside risk protection. Once the investor’s optimal por...
by Rick Ferri
Mon Sep 17, 2018 12:48 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Bogleheads On Investing Podcast has been reviewed and approved for publication on Google Play Music. It is scheduled to go live today. It takes approximately 24 hours for the podcast to become searchable in the Google Play store.

We've had about 2,000 downloads so far. A great start!

Rick Ferri
by Rick Ferri
Mon Sep 17, 2018 11:36 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

The Bogleheads on Investing Podcast has been approved by iTunes and will be available in a "search" over the next two days. In the meantime, here is the link:

https://itunes.apple.com/us/podcast/bog ... 1436401528
by Rick Ferri
Sun Sep 16, 2018 9:31 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Now on Overcast.com [invalid link, see below --admin LadyGeek] Still waiting approval from iTunes and Google Play. Any other requests? That domain is for sale. I think you mean Overcast (overcast.fm). Sorry, I don't see the podcast. Can you provide a direct link? I found out the feed to Overcast.FM...
by Rick Ferri
Sat Sep 15, 2018 7:23 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Now on Overcast.com [invalid link, see below --admin LadyGeek]

Still waiting approval from iTunes and Google Play. Any other requests?

——

Sorry! The site is Overcast.FM
by Rick Ferri
Sat Sep 15, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

iTunes is reviewing our request for a Bogleheads channel and we expect approval shortly. I'll post here when the podcast is available.

A Google Play Podcast request has also been submitted and is under review.
by Rick Ferri
Sat Sep 15, 2018 9:33 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Simple Factor Investing
Replies: 46
Views: 4523

Re: Larry Swedroe: Simple Factor Investing

There is nothing “simple” about factor investing. It’s a sophisticated quantitative stock picking and weighting strategy that is always turning over. There’s nothing simple about that. To call factor investing simple is on par with active managers calling their product a “passive index fund” because...
by Rick Ferri
Fri Sep 14, 2018 8:13 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 362
Views: 18402

Re: COMING SOON: BOGLEHEADS PODCASTS

The first podcast featuring an interview this week with John Bogle is now available on this thread:

Bogleheads On Investing: Episode #1 with John C. Bogle

Rick Ferri
by Rick Ferri
Fri Sep 14, 2018 4:42 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 63
Views: 7016

Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Please click the below link to listen to the first Bogleheads On Investing podcast featuring John C. Bogle. Bogleheads On Investing: Episode #1 with John C. Bogle This podcast will be available on iTunes and other sites as a download as soon as I figure all that out. I'm still working on the podcast...
by Rick Ferri
Mon Sep 10, 2018 10:14 am
Forum: Investing - Theory, News & General
Topic: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle
Replies: 9
Views: 1839

Re: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle

How/where will the podcast be available for download? Bogleheads.org iTunes Overcast Android Google Play Stitcher TuneIn Thanks. I have an android and use BeyondPod Podcast manager and did a search for the feed and didn't find it. You won’t find it yet because there are no podcasts to post yet.
by Rick Ferri
Mon Sep 10, 2018 9:05 am
Forum: Investing - Theory, News & General
Topic: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle
Replies: 9
Views: 1839

Re: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle

Nate79 wrote:
Sun Sep 09, 2018 7:06 pm
How/where will the podcast be available for download?
Bogleheads.org
iTunes
Overcast
Android
Google Play
Stitcher
TuneIn
by Rick Ferri
Sun Sep 09, 2018 1:57 pm
Forum: Investing - Theory, News & General
Topic: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle
Replies: 9
Views: 1839

Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle

Hello fellow Bogleheads! Next week, I'll be recording the first BOGLEHEADS ON INVESTING podcast with very special guest, Jack Bogle . Expect the finished podcast to post on this forum next weekend if all goes as planned. The main topic of discussion will be Jack's upcoming boook, "Stay the Course" T...
by Rick Ferri
Sun Sep 09, 2018 9:22 am
Forum: Investing - Theory, News & General
Topic: Why Bull Markets Are Dangerous
Replies: 152
Views: 18797

Re: Why Bull Markets Are Dangerous

Call_Me_Op wrote:
Sun Sep 09, 2018 6:50 am
Rick,

Perhaps time for a Lifestrategy fund.
To much in capital gains to do that.
by Rick Ferri
Sat Sep 08, 2018 7:58 pm
Forum: Investing - Theory, News & General
Topic: Why Bull Markets Are Dangerous
Replies: 152
Views: 18797

Why Bull Markets Are Dangerous

This is a true story.. My 86-year old mother called out of the blue today to complain about one of her investments. "It’s not earning enough," she said. Her portfolio is composed of two funds: 50 percent in a US total market index fund and 50 percent in an intermediate-term bond index fund. She has ...
by Rick Ferri
Fri Sep 07, 2018 2:24 pm
Forum: Investing - Help with Personal Investments
Topic: Investment portfolio advice needed!
Replies: 12
Views: 1454

Re: Investment portfolio advice needed!

Core-4 to me means a portfolio of 4 broadly diversified traditional index funds. The funds used in a Core-4 portfolio vary based on the needs and desires of each investor. The allocation between stocks and bonds will also depend on each client. I’m creating a website dedicated to Core-4 concepts an...
by Rick Ferri
Thu Sep 06, 2018 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Investment portfolio advice needed!
Replies: 12
Views: 1454

Re: Investment portfolio advice needed!

Core-4 to me means a portfolio of 4 broadly diversified traditional index funds. The funds used in a Core-4 portfolio vary based on the needs and desires of each investor. The allocation between stocks and bonds will also depend on each client. I’m creating a website dedicated to Core-4 concepts and...
by Rick Ferri
Tue Sep 04, 2018 9:27 am
Forum: Investing - Help with Personal Investments
Topic: How To Invest Windfall When At Market Top
Replies: 26
Views: 4245

Re: How To Invest Windfall When At Market Top

Hi Taylor, We all have blind spots and biases. Our eyes see things and our minds believe things that don’t exist. That’s where Bogleheads come in. The good people on this forum fill in our gaps without prejudice. They point out the obvious when it’s not so obvious. We just have to recognize this and...
by Rick Ferri
Tue Sep 04, 2018 8:44 am
Forum: Investing - Help with Personal Investments
Topic: How To Invest Windfall When At Market Top
Replies: 26
Views: 4245

Re: How To Invest Windfall When At Market Top

andrew99999 wrote:
Tue Sep 04, 2018 7:12 am
I found this post by Rick Ferri to be very helpful.
https://www.forbes.com/sites/rickferri/ ... 5f031511d3
Thanks for the mention. I recently updated this article:

6 Ideas for Lump Sum Investing

Rick Ferri
by Rick Ferri
Sun Sep 02, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: (FREE!) Art Collecting Event... what's the catch?
Replies: 11
Views: 1324

Re: (FREE!) Art Collecting Event... what's the catch?

I fell into this trap when I was in my early 20s. Bought several Dali prints from a gallery in Hawaii. Fortunately, I was able to take advantage of a guarantee and trade them back to the gallery for an original oil before the gallery was investigated and charged with fraud, then went out of business...
by Rick Ferri
Sat Sep 01, 2018 4:44 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing Frequency? Daily vs annually?
Replies: 34
Views: 2440

Re: Rebalancing Frequency? Daily vs annually?

I’ve studied rebalancing intervals on a number of occasions. In general, annual works fine, every two years works fine, so does every five years. You could also use percentages. If your stock allocation becomes 5% greater than your target, rebalancing works fine. If you use 10%, it works fine also. ...
by Rick Ferri
Sun Aug 19, 2018 6:32 am
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 151
Views: 14936

Re: As an American, where are some great places in the world to retire?

livesoft wrote:
Tue Aug 14, 2018 3:19 pm
Near the grandchildren seems to be a top choice for many people I know.
+1
by Rick Ferri
Fri Aug 10, 2018 12:03 pm
Forum: Personal Consumer Issues
Topic: How to get 2nd number on smartphone?
Replies: 22
Views: 2320

Re: How to get 2nd number on smartphone?

GoDaddy.com offers a second line for only a few dollars a month.

Rick Ferri