Search found 26 matches

by kevin.m
Sun Feb 03, 2013 3:25 am
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

Jason,

That's exactly what I meant in my original post about potentially mitigating one's risk aversion by rebalancing too often.

As to rebalancing by band.. I don't really see what that has to do with the momentum strategy.. if anything I would think they're opposites.
by kevin.m
Sat Jan 19, 2013 3:10 am
Forum: Personal Consumer Issues
Topic: Your most intense movie scene
Replies: 155
Views: 15320

Re: Your most intense movie scene

I know this isn't a movie scene, but the most intense scene in general was from the end of Homeland season one when: SPOILERS!!!!!!!!!!!!!!!!!!!!! When brody was trying to activate his vest and it wasn't going off... and then hesitating after his daughter called him. My heart was thumping more durin...
by kevin.m
Sat Jan 19, 2013 3:07 am
Forum: Personal Consumer Issues
Topic: Buying a tablet...which one?
Replies: 42
Views: 3534

Re: Buying a tablet...which one?

Nexus 7 all the way, although I am biased because I use Google online products extensively. You simply can't beat the price. $200 for the wifi version.. and with my nexus 4 unlocked phone, i can just leach internet off my phone (unlimited data with T-mobile), so I don't even need the mobile data ver...
by kevin.m
Mon Jan 14, 2013 9:33 am
Forum: Investing - Help with Personal Investments
Topic: Young Active Military Seeking Investment Advice
Replies: 23
Views: 2121

Re: Young Active Military Seeking Investment Advice

Thanks Hoppy, some excellent advice there. Fortunately my non-TSP account is just large enough for me to swap out my international fund, so it shouldn't be too much extra work for me. Either way my Total US Stock is split between Vanguard and TSP, now it'll just be different proportions. Sorry for h...
by kevin.m
Mon Jan 14, 2013 1:46 am
Forum: Investing - Help with Personal Investments
Topic: Young Active Military Seeking Investment Advice
Replies: 23
Views: 2121

Re: Young Active Military Seeking Investment Advice

My mistake, was thinking end of year instead of tax day for some reason. I'll edit the original.
by kevin.m
Sun Jan 13, 2013 11:36 pm
Forum: Investing - Help with Personal Investments
Topic: Young Active Military Seeking Investment Advice
Replies: 23
Views: 2121

Re: Young Active Military Seeking Investment Advice

Finally, I haven't heard anything about the I fund vs. the vanguard total intl stock fund. Right now I have my Vanguard IRA 100% in Total US stock just because that makes up the largest portion of my portfolio. If I'd be better off rearranging it so my intl equities were in vanguard and everything ...
by kevin.m
Sun Jan 13, 2013 11:14 pm
Forum: Investing - Help with Personal Investments
Topic: Young Active Military Seeking Investment Advice
Replies: 23
Views: 2121

Re: Young Active Military Seeking Investment Advice

I'll let some others commet on everything as a whole, but my recommendation would be to put as much as you can into the Roth TSP rather than putting money aside for a separate Roth IRA since the TSP is so much cheaper than any option you will have for the IRA. Once you are able to max out the TSP t...
by kevin.m
Sun Jan 13, 2013 1:00 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

Thanks for all the replies. I think I had the wrong idea about rebalancing, as I viewed it as a tool to improve performance, not control risk. I'm just going to set my future contributions to match my desired AA and sit back and wait. I'll step in if any funds get off by more than 5%.
by kevin.m
Fri Jan 11, 2013 5:06 pm
Forum: Personal Consumer Issues
Topic: Portable high-gain wifi antennas
Replies: 14
Views: 2388

Re: Portable high-gain wifi antennas

No harm in giving it a shot, it's not like he'd have to make a large investment to try that experiment!
If that doesn't work, though, a yagi can be had for very cheap. If you have any more questions concerning the stuff feel free to shoot me a PM.
by kevin.m
Fri Jan 11, 2013 4:58 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

Kevin.m, I think you might be over thinking it. A couple thoughts. 1) Consider looking at your IRA, TSP, and other investments together as one portfolio, if you are not already. This might change how frequently you need to rebalance your TSP. 2) In my opinion, if you still want to rebalance your TS...
by kevin.m
Thu Jan 10, 2013 10:09 pm
Forum: Personal Consumer Issues
Topic: Portable high-gain wifi antennas
Replies: 14
Views: 2388

Re: Portable high-gain wifi antennas

For my senior engineering capstone, I had to transmit a wifi signal 5 miles from a moving target... as you can imagine we needed to boost the signal quite a bit. When you're looking at a transmission, the most important factors are: Power of the transmitting source Directional gain at the source Dir...
by kevin.m
Thu Jan 10, 2013 9:55 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

I'm not so sure if I understand now.. If my goal is to rebalance annually, should I be trying to adjust my ratios with every contribution(every paycheck)? Or should I contributing my money at a constant ratio throughout the year (25% of new money goes to bonds, 75% stocks) and fix the percentages wh...
by kevin.m
Thu Jan 10, 2013 10:17 am
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

Thanks for the answers guys. I'm all for doing less work, and if less work could produce better returns, that's all the better.
by kevin.m
Thu Jan 10, 2013 12:52 am
Forum: Personal Consumer Issues
Topic: How good is vanguard website security?
Replies: 109
Views: 23909

Re: How good is vanguard website security?

This cartoon makes the point well: m. That comic came to mind as soon as I started reading this thread. The military is especially bad about this. All of their passwords require 2 upper, 2 lower, 2 numbers, 2 special chars. I find the passwords so difficult to memorize that I find myself using the ...
by kevin.m
Thu Jan 10, 2013 12:47 am
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Re: Rebalancing and the TSP

Sam, This is what I was planning on doing originally with the first paycheck of every month.. giving me a monthly rebalance. Isn't this a relatively high-frequency rebalance? Could this be detrimental like in the scenario I mention above? If I have the means to rebalance even more often(between payc...
by kevin.m
Thu Jan 10, 2013 12:13 am
Forum: Investing - Theory, News & General
Topic: Rebalancing and the TSP
Replies: 39
Views: 5082

Rebalancing and the TSP

Hey all, I currently invest just enough to max out my retirement accounts each year (5000 in a vanguard Roth IRA, 17,000 in TSP). I have done some reading on the boards about rebalancing, and have a question that I think might be unique to members with access to the TSP. It seems that the general co...
by kevin.m
Tue Apr 10, 2012 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

With today's interest rates, would the G fund be a safer investment than the F fund? Define "safe". Brian I believe the G fund is less volatile than the F fund, but that's not what I was getting at. Poor word choice. What I meant to say is "Is the G fund more likely to yield more tha...
by kevin.m
Tue Apr 10, 2012 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

With today's interest rates, would the G fund be a safer investment than the F fund?

Really the only thing that's still up for debate in my portfolio is whether to use G fund, F fund, or some combination of the two.
by kevin.m
Tue Apr 10, 2012 7:45 am
Forum: Investing - Help with Personal Investments
Topic: Young military man with Options
Replies: 10
Views: 824

Re: Young military man with Options

I'm a 22 years old and active duty. I am looking to make my first foray into the investing world. I've done some research, and I've got limited time to make a few decisions if I want to act before the tax deadline. Without further ado: Option 1) Open a Roth IRA, and invest 5k for 2011 and another 5...
by kevin.m
Tue Apr 10, 2012 7:33 am
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

Hi Kevin, I'm a retired Navy O-6. Don't call me sir, ok? You've got it, Chris. USAA is a great company for insurance. We have all our insurance through them. However the TSP and then Vanguard beat USAA on expenses hands down. Stick with the TSP except in asset classes TSP doesn't cover, Emerging Ma...
by kevin.m
Mon Apr 09, 2012 8:44 pm
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

MIDN, You should check out the wiki here: m It gives you the basics to get started. As a JO a bit further up in the food chain, I've taken a bit more of an aggressive stance than you have: (see here: http://www.bogleheads.org/forum/viewtopic.php?f=1&t=64238). I've slimmed down quite a bit in te...
by kevin.m
Mon Apr 09, 2012 10:02 am
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

Rick, I can't recall EXACTLY what it was, but I believe I google searched "should I invest 100% in the F-Fund". Doing this search again I see that bh.org comes up as the 4th query with a list of forum links underneath it. In the following days, as I did some more searching on google for va...
by kevin.m
Mon Apr 09, 2012 8:46 am
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

Re: New O-1 looking for some advice.

The shorter the time frame to needing the money, the more we must worry about protecting the principle. Bonds are less risky than stocks, however, interest rates are currently so low there is almost no where to go but up. And any interest rate increase within your 5-year time frame must result in a...
by kevin.m
Mon Apr 09, 2012 12:55 am
Forum: Investing - Help with Personal Investments
Topic: Transferring to Vanguard
Replies: 9
Views: 1064

Re: Transferring to Vanguard

Regarding your DCA question, this is taken from another recent post: 1. I have $50,000 sitting in Vanguard money market right now. I intend to use this to allocate funds in my taxable account. It seems illogical to deploy all this money at once. Is it recommend to value average across 6-12 months? 2...
by kevin.m
Sun Apr 08, 2012 11:19 pm
Forum: Investing - Help with Personal Investments
Topic: Question about Traditional vs Roth IRA contributions
Replies: 3
Views: 625

Re: Question about Traditional vs Roth IRA contributions

Hi Rich,

You can contribute to both in a single year, but the combined total must be less than the contribution limit for that year.

Source:
http://www.investopedia.com/ask/answers ... z1rVu0cDuA
by kevin.m
Sun Apr 08, 2012 11:16 pm
Forum: Investing - Help with Personal Investments
Topic: New O-1 looking for some advice.
Replies: 18
Views: 1807

New O-1 looking for some advice.

Hello all, I've stumbled upon this site a few times while searching for financial advice, and after lurking the forums for a while, I've decided to put forth a few questions of my own. I've never really had any financial guidance other than what I've found online and limited advice from my father, s...