Search found 3220 matches

by ClevrChico
Sun Mar 17, 2024 8:58 am
Forum: Personal Consumer Issues
Topic: Wool slippers worth it?
Replies: 53
Views: 5225

Re: Wool slippers worth it?

I've found that wool slippers make my feet sweat excessively. I prefer a pair of "indoor only" athletic shoes since our house is all hard surfaces.
by ClevrChico
Sat Mar 16, 2024 8:40 am
Forum: Investing - Theory, News & General
Topic: Great news! No more [fixed real estate] agent commission
Replies: 163
Views: 15071

Re: Great news! No more agent commission

Ideally this will put pressure on the industry to become much more efficient. It seems crazy to me that such high fees are charged for sometimes so little work. Agents may appear to do “little work” but they have an array of expenses. Licensure fees, association fees, desk fees, continuing education, insurance, advertising and marketing costs, vehicle maintenance and fuel, and more. It can be a lot of work for little results at times. As others have stated, the part-timers and poor performers will certainly fall by the wayside, but more established agents may also follow suit. The industry will certainly change and the consequences may not become immediately apparent. All those expenses show how inefficient the industry is. I agree that mo...
by ClevrChico
Fri Mar 15, 2024 4:10 pm
Forum: Investing - Theory, News & General
Topic: Great news! No more [fixed real estate] agent commission
Replies: 163
Views: 15071

Re: Great news! No more agent commission

Ideally this will put pressure on the industry to become much more efficient. It seems crazy to me that such high fees are charged for sometimes so little work.
by ClevrChico
Fri Mar 15, 2024 7:19 am
Forum: Personal Investments
Topic: HCE/mega backdoor Roth risk?
Replies: 37
Views: 6537

Re: HCE/mega backdoor Roth risk?

Duplicate
by ClevrChico
Fri Mar 15, 2024 7:19 am
Forum: Personal Investments
Topic: HCE/mega backdoor Roth risk?
Replies: 37
Views: 6537

Re: HCE/mega backdoor Roth risk?

My 401k only dialed back my after-tax contribution percentage automatically as an HCE. I wasn't aware that returning money was possible. Maybe I'm lucky or maybe I'm just not that "highly compensated". :-)
by ClevrChico
Fri Mar 15, 2024 7:12 am
Forum: Personal Consumer Issues
Topic: Extra Low Mileage Drivers: How much do you spend on your car?
Replies: 48
Views: 4192

Re: Extra Low Mileage Drivers: How much do you spend on your car?

We're at similar numbers for each of our old cars, with depreciation, by doing our own maintenance and repairs. We've thought about downsizing to one car, but there are a few times per month that having both cars is extremely handy. Uber/Lyft service isn't reliable in our city.

We decided the extra ~$120/month/car is worth the luxury of convenience to keep them both. (But, opening up space in the garage would make me very happy. :-) ) I'm still waiting for the robo-taxis that make car ownership obsolete.
by ClevrChico
Thu Mar 14, 2024 10:48 am
Forum: Personal Finance (Not Investing)
Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
Replies: 6
Views: 606

Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?

"If the compensation income from your disqualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return. Some people worry that they need to attach an explanation if the number for wages on Form 1040 doesn’t match the number on the attached Form W-2. That isn’t necessary here because the number you’re reporting is greater than the number on Form W-2." https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/disqualifying-disposition-reporting/ (This also works for ESPP qualifying d...
by ClevrChico
Thu Mar 14, 2024 6:49 am
Forum: Personal Finance (Not Investing)
Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
Replies: 6
Views: 606

Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?

"If the compensation income from your disqualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return. Some people worry that they need to attach an explanation if the number for wages on Form 1040 doesn’t match the number on the attached Form W-2. That isn’t necessary here because the number you’re reporting is greater than the number on Form W-2." https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/disqualifying-disposition-reporting/ (This also works for ESPP qualifying di...
by ClevrChico
Wed Mar 13, 2024 6:51 am
Forum: Investing - Theory, News & General
Topic: CD and callability
Replies: 14
Views: 1223

Re: CD and callability

I wouldn't recommend buying callable cd's if you don't want them called. Half my JP Morgan cd's have been called recently.
by ClevrChico
Tue Mar 12, 2024 12:15 pm
Forum: Personal Investments
Topic: Deep Dive: Poor Tax Efficiency of Vanguard International Funds 2023
Replies: 41
Views: 6035

Re: Deep Dive: Poor Tax Efficiency of Vanguard International Funds 2023

>> QDI -> non-QDI dividend increases taxes by ~2X. >> >> At lower tax brackets, it moves from 15% for QDI to ~30-32% for non-QDI. Sorry I'm not following the math, could someone help? If your state taxes all dividends the same. And let's say you are in a very common 24% federal bracket, wouldn't you saving 'just' 24% - 15% = 9% on the qualified portion of dividends? This is minuscule even you assume half of the dividends are qualified and even if you don't take foreign tax into account? Isn't this just like 0.10% basis points of savings? And it is not even clear how to save these 10 basis points. Split and then maintain developed and emergent markets into tax advantaged? I'm not sure I follow it either. If one is in the 24% tax bracket, ha...
by ClevrChico
Sun Mar 10, 2024 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Lending $100k+ to friend's business abroad
Replies: 10
Views: 924

Re: Lending $100k+ to friend's business abroad

Even if they decline, your friendship will be changed. I do not recommend.
by ClevrChico
Fri Mar 08, 2024 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Promotion to the next level. How does it work?
Replies: 24
Views: 2980

Re: Promotion to the next level. How does it work?

Normchad wrote: Thu Mar 07, 2024 8:34 pm If you’re going to make director, they’ll call you first, not the other way around.
Other places might be different.
This has also been my experience too. For any kind of promotion or internal transfer, they will come to you. The chances of success doing it the other way have been 0%. The alternative is to job hop elsewhere.
by ClevrChico
Fri Mar 08, 2024 9:46 am
Forum: Personal Consumer Issues
Topic: IKEA Kitchen Cabinets
Replies: 14
Views: 1620

Re: IKEA Kitchen Cabinets

I've had mine about 17 years, and they still look great. A big plus is the high end hardware and soft-close features. They are far nicer than what you'll find in most other homes that have builder grade.
by ClevrChico
Fri Mar 08, 2024 8:07 am
Forum: Personal Consumer Issues
Topic: Drop Homeowner Ins- Self Insure
Replies: 63
Views: 4439

Re: Drop Homeowner Ins- Self Insure

Close proximity to a fire station may not save you. We had a new construction home in the neighborhood catch fire a year ago and burned to the ground relatively quickly. The heat from the fire also damaged the house next door. The fire loss house is still a lot of debris. I have a feeling they weren't insured given the lack of progress even on the cleanup.
by ClevrChico
Fri Mar 08, 2024 5:56 am
Forum: Personal Finance (Not Investing)
Topic: Putting in two weeks notice same day as bonus payment
Replies: 25
Views: 2775

Re: Putting in two weeks notice same day as bonus payment

CaptainT wrote: Fri Mar 08, 2024 5:27 am I'd wait till the money is in my account even if means 1 week or 1.5 week notice
Good advice. Some companies truly treat a bonus as golden handcuffs. Others don't, and I've seen people lose it by not understanding the rules. The only way to know is to review the company policy on them.
by ClevrChico
Thu Mar 07, 2024 9:18 am
Forum: Personal Investments
Topic: ESPP Qualifying Disposition Calculation
Replies: 1
Views: 393

Re: ESPP Qualifying Disposition Calculation

I believe you're missing a number that you need to pull from form 3922.

"Exercise price per share
determined as if the
option was exercised on
the date shown in box 1.
(Box 8)"

The discount for a qualifying disposition requires two calculations and the lowest result to be used. See:

https://fairmark.com/compensation-stock ... reporting/
by ClevrChico
Mon Mar 04, 2024 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Financial coach as a side hustle?
Replies: 22
Views: 2214

Re: Financial coach as a side hustle?

Having a niche would help a lot. This blogger offers "early retirement lifestyle consulting" as their side hustle, for example:

https://rootofgood.com/early-retirement-consulting/
by ClevrChico
Sat Mar 02, 2024 8:35 am
Forum: Investing - Theory, News & General
Topic: [Webull 3% Offer]
Replies: 48
Views: 5083

Re: [Webull 3% Offer]

spacecadet610 wrote: Fri Mar 01, 2024 11:32 pm This is a ridiculous bonus.
I'd love to see the math behind them offering this huge bonus. Maybe they're hoping enough customers stay long-term to make it up on fees, float on sweep, and payment for order flow?
by ClevrChico
Sat Mar 02, 2024 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Complain About Bad Boss?
Replies: 56
Views: 5821

Re: Complain About Bad Boss?

Coltrane75 wrote: Fri Mar 01, 2024 1:22 pm In my 20+ years in my career, I've never gone over my boss's head to complain about them before. My MO has been to be low maintenance and keep my head down.
Keep doing this and don't complain. If it's getting to you, take a vacation. Or worst case, apply for another internal job at your employer or jump ship. But, but you may just be jumping into something worse.
by ClevrChico
Fri Mar 01, 2024 8:10 pm
Forum: Personal Investments
Topic: ESPP & being double taxed
Replies: 9
Views: 1696

Re: ESPP & being double taxed

I assume this is a qualified plan, otherwise that might change things.

Fairmark covers this very well in plain English:

https://fairmark.com/compensation-stock ... reporting/

"If the compensation income from your qualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return."

I believe you'll need to calculate/add the discount "ordinary income" manually. Then, you'll need to adjust your basis of the tax lot.
by ClevrChico
Fri Mar 01, 2024 9:29 am
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 371
Views: 34674

Re: Vanguard Announces CEO Retirement and Appointment of President

I'm crossing my fingers that his replacement makes the website, app, and customer service world class. I'm crossing my fingers that the replacement will continue to keep Vanguard the low cost leader by realizing it's okay to skimp on the website, app, and customer service and pass the savings on to the owners, just like Bogle did. You can already get a great website, app, and customer service at Fidelity. Why are you at Vanguard if that's what you value most? Or did you want to have your cake and eat it too? I don't believe any of those asks require more money. A bad UX design isn't cheaper than a good UX design, for example. How does world class customer service not cost more money? You have to pay people better and hire more of them for ...
by ClevrChico
Fri Mar 01, 2024 9:17 am
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 371
Views: 34674

Re: Vanguard Announces CEO Retirement and Appointment of President

White Coat Investor wrote: Fri Mar 01, 2024 9:11 am
ClevrChico wrote: Thu Feb 29, 2024 3:50 pm I'm crossing my fingers that his replacement makes the website, app, and customer service world class.
I'm crossing my fingers that the replacement will continue to keep Vanguard the low cost leader by realizing it's okay to skimp on the website, app, and customer service and pass the savings on to the owners, just like Bogle did.

You can already get a great website, app, and customer service at Fidelity. Why are you at Vanguard if that's what you value most?

Or did you want to have your cake and eat it too?
I don't believe any of those asks require more money. A bad UX design isn't cheaper than a good UX design, for example.
by ClevrChico
Fri Mar 01, 2024 8:44 am
Forum: Personal Consumer Issues
Topic: Flea Remedies That Have Worked for You?
Replies: 40
Views: 3217

Re: Flea Remedies That Have Worked for You?

One natural way is to keep the grass short. If they roam outside your yard, it may not help much.
by ClevrChico
Thu Feb 29, 2024 9:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 371
Views: 34674

Re: Vanguard Announces CEO Retirement and Appointment of President

Silence Dogood wrote: Thu Feb 29, 2024 7:29 pm Let's hope that the next CEO is a Boglehead...

Bring back the Vanguard ship logo!
If you want to see something wild from the year 2000, Vanguard.com had the ship logo and free TurboTax for simply having an online account:

https://web.archive.org/web/20000408024 ... guard.com/
by ClevrChico
Thu Feb 29, 2024 5:36 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 371
Views: 34674

Re: Vanguard Announces CEO Retirement and Appointment of President

I'm crossing my fingers that his replacement makes the website, app, and customer service world class. I'm sure they won't and can't from a business perspective. They will likely continue to be be low cost which is the course Mr. Bogle set Vanguard on when it was founded. Vanguard aspires to being low cost asset managers; they do not aspire to be a no-cost full feature brokerage. They know they cannot compete in the business of no-cost full feature brokerages, and I think they are comfortable ceding that space to Fidelity, Schwab, and others. I don't think lack of money is the cause of our gripes with Vanguard. I'm sure Vanguard spent a fortune on the (horrible imo) giant font website redesign. They're lacking execution, vision, or somethi...
by ClevrChico
Thu Feb 29, 2024 3:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Announces CEO Retirement and Appointment of President
Replies: 371
Views: 34674

Re: Vanguard Announces CEO Retirement and Appointment of President

I'm crossing my fingers that his replacement makes the website, app, and customer service world class.
by ClevrChico
Wed Feb 28, 2024 7:04 am
Forum: Personal Consumer Issues
Topic: SNOW blower Toro Vs Arien (24")
Replies: 21
Views: 2067

Re: SNOW blower Toro Vs Arien (24")

My vote would be Ariens since snowblowers are their specialty. My Ariens turns 50 years old this year.
by ClevrChico
Tue Feb 27, 2024 5:44 am
Forum: Investing - Theory, News & General
Topic: Dot.Com Era/AI Era?
Replies: 302
Views: 27393

Re: Dot.Com Era/AI Era?

LaurenRose wrote: Mon Feb 26, 2024 1:09 pm I remember hearing this....in the late 90s up to 2000 +, so I feel like I've seen this movie before.
We're likely in the climb phase of the hype cycle for AI:

https://en.wikipedia.org/wiki/Gartner_hype_cycle

The same thing happened in the Dot.Com era. I still use quite a few services that were around in that era like EBay and Amazon. As others mentioned, Cisco also survived. Many companies did not.
by ClevrChico
Sun Feb 25, 2024 10:09 am
Forum: Personal Finance (Not Investing)
Topic: High Salary (>$500,000) careers
Replies: 244
Views: 28589

Re: High Salary (>$500,000) careers

I am a software engineer and I do not make anywhere near $500K. I think these higher salary are only true if you work for one of the FAANG type firms or you have some sort of highly desired specialization. I am not saying this type of salary is not possible, but that you should temper your expectation. I don't want someone to go into software engineering thinking that $500K is common place compare to say someone in the medical profession. Agree. The BLS 90% percentile wage for software developers is $198k which is what I see at a normal company for senior people. The one person I know working at a FAANG is in the $300k's after they completed grad school. I have no doubt they'll cross $500k in a few years, but it took a lot of hard work, sc...
by ClevrChico
Sat Feb 24, 2024 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: Laundromat and Carwash
Replies: 30
Views: 3395

Re: Laundromat and Carwash

For laundromat info, a good starter would be checking out Keenan's ownership experience (https://www.youtube.com/channel/UCu_cmg ... WEV8abe-GQ). He has to do a surprising amount of maintenance, on top of vandalism, theft, and homeless problems.

The local pay and spray car wash was replaced by a fancy, subscription based auto wash. The only time I see it busy is when they offer free washes to sell subscriptions. It seems like a tough business.

I'd much rather keep my day job and go the index fund route. Car washes and laundromats seem to target naive entrepreneurs.
by ClevrChico
Sat Feb 24, 2024 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: Do your intra-company yearly raises keep with inflation?
Replies: 60
Views: 6050

Re: Do your intra-company yearly raises keep with inflation?

Yes, my F500 employer comp increases have exceeded inflation over the last ten years. When I worked at smaller companies, it was more common to have under inflation raises or not even get a raise.
by ClevrChico
Fri Feb 23, 2024 5:32 pm
Forum: Personal Investments
Topic: 50% of my portfolio in FANG - 15% in NVDA
Replies: 90
Views: 16281

Re: 50% of my portfolio in FANG - 15% in NVDA

investorpeter wrote: Fri Feb 23, 2024 4:59 pm Lol, we need an update from OP. Looks like he hasn’t posted since 2018. He must be too busy relaxing on his private island.

I love the post in this thread asking in 2018 “What’s the next NVDA”? I wish I had the foresight back then to reply that NVDA would be the next NVDA.
LOL, I didn't realize this was from 2018! We do need an update!
by ClevrChico
Thu Feb 22, 2024 6:57 am
Forum: Personal Finance (Not Investing)
Topic: Career advice: stay put and take large pay cut to keep lifestyle?
Replies: 22
Views: 1650

Re: Career advice: stay put and take large pay cut to keep lifestyle?

Stay put until an offer with the comp and wlb you desire comes along. WLB is worth a lot to me.
by ClevrChico
Wed Feb 21, 2024 3:11 pm
Forum: Investing - Theory, News & General
Topic: If you hate paying taxes, you'll love learning about them. Episode 67, "Bogleheads on Investing" guest, Kaye Thomas.
Replies: 26
Views: 5169

Re: If you hate paying taxes, you'll love learning about them. Episode 67, "Bogleheads on Investing" guest, Kaye Thomas.

Great podcast! I had no idea Fairmark.com was the work of one person. That site is invaluable for stock compensation and taxes.
by ClevrChico
Tue Feb 20, 2024 7:54 am
Forum: Personal Consumer Issues
Topic: Do you use a second refrigerator/freezer?
Replies: 74
Views: 4583

Re: Do you use a second refrigerator/freezer?

With kids, our basement deep freeze is one of our most useful appliances. During Covid, it was especially handy to stock up on infrequent grocery orders.
by ClevrChico
Mon Feb 19, 2024 10:51 am
Forum: Personal Consumer Issues
Topic: Older, clean title vehicle or newer rebuilt vehicle?
Replies: 26
Views: 2368

Re: Older, clean title vehicle or newer rebuilt vehicle?

I accidentally bought a salvaged car with a laundered title. While it was an okay, reliable daily driver for a student, there were things with that car that were never right and not practical to get right. (Like a windshield that would drip on your lap during rain.)

I'd recommend avoiding a salvage car.
by ClevrChico
Sun Feb 18, 2024 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Handling Potential Job Offer Negotiation
Replies: 30
Views: 3586

Re: Handling Potential Job Offer Negotiation

If a recruiter puts me on the spot to name a number, I usually tell them that I'm interested in "market rate". That is safer than going too high and blowing up a potential offer.
by ClevrChico
Fri Feb 16, 2024 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: car salvage question
Replies: 17
Views: 1631

Re: car salvage question

Life lesson, never walk under a moving overhead door. I'm glad it was just a car and not a person.
by ClevrChico
Fri Feb 16, 2024 9:24 am
Forum: Personal Consumer Issues
Topic: Supermarket pizza - any good ones? Any great ones?
Replies: 145
Views: 12479

Re: Supermarket pizza - any good ones? Any great ones?

Tom_T wrote: Fri Feb 16, 2024 6:04 am This is such a Bogleheads thread.

Q: What is a good supermarket pizza?
A. Don't eat supermarket pizza.

:wink:
Supermarket pizza is more consistent than restaurant pizza. The kitchen never closes and it's 1/3 the price of a restaurant. :-)

Per this thread, I tried Bellatoria, and it was excellent.
by ClevrChico
Thu Feb 15, 2024 6:46 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz
Replies: 24
Views: 4992

Re: Christine Benz

Excellent! Two legends!
by ClevrChico
Wed Feb 14, 2024 8:01 am
Forum: Investing - Theory, News & General
Topic: Great call Vanguard
Replies: 16
Views: 2269

Re: Great call Vanguard

I'm happy that Vanguard protects us (and our families down the road) from the most high risk investments/speculation like this.
by ClevrChico
Mon Feb 12, 2024 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Cancel my health insurance?
Replies: 100
Views: 12601

Re: Cancel my health insurance?

madbrain wrote: Mon Feb 12, 2024 4:39 pm
ClevrChico wrote: Mon Feb 12, 2024 5:53 am And a majority of Americans are on an HDHP.
That's incorrect. 36% of the US population is covered by Medicare, Medicaid or VA, which are not HDHPs.
The remaining 64% are in private plans, of which 53.4% are are HDHPs. Ie. HDHPs cover about 34% of Americans.
Okay *private health plans* like OP who asked the question.
by ClevrChico
Mon Feb 12, 2024 6:18 am
Forum: Personal Consumer Issues
Topic: Supermarket pizza - any good ones? Any great ones?
Replies: 145
Views: 12479

Re: Supermarket pizza - any good ones? Any great ones?

Aldi's frozen pizzas imported from Italy are some of my favorites. Aldi's frozen Gino's Deep Dish is as good as any restaurant pizza. Like a lot of Aldi items, they aren't always in stock.
by ClevrChico
Mon Feb 12, 2024 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Cancel my health insurance?
Replies: 100
Views: 12601

Re: Cancel my health insurance?

madbrain wrote: Sun Feb 11, 2024 11:32 pm
ClevrChico wrote: Sun Feb 11, 2024 7:10 am Insurance in general is for risk management, not a maintenance plan.
Health insurance is an exception to that rule - 51% of Americans have a chronic medical condition. These can be costly and need to be covered by health insurance as well. It's not just for emergencies.
And a majority of Americans are on an HDHP.
by ClevrChico
Sun Feb 11, 2024 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Cancel my health insurance?
Replies: 100
Views: 12601

Re: Cancel my health insurance?

Insurance in general is for risk management, not a maintenance plan. Without health insurance, you'll be assuming all the risk yourself. Most GoFundMe campaigns seem to be for those that decided to go without insurance.
by ClevrChico
Sat Feb 10, 2024 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: To IRS, We Are One; To Me, We Are Three - Figuring Taxes
Replies: 18
Views: 2290

Re: To IRS, We Are One; To Me, We Are Three - Figuring Taxes

I have a somewhat similar situation and use Excel1040 (https://sites.google.com/view/incometaxspreadsheet/home) to calculate the individual tax burdens. The override feature built in comes in handy too.
by ClevrChico
Fri Feb 09, 2024 6:10 am
Forum: Personal Investments
Topic: Did we miss out on Rental properties in 2021/22 ?
Replies: 14
Views: 1866

Re: Did we miss out on Rental properties in 2021/22 ?

I watched several houses get flipped during this time period. Some did well, one most certainly lost money.

The duplex rental near me has a perpetual vacancy, other than renters that have moved out after a few weeks. That seems like a nightmare to own.

See, "Bogleheads University 501 2023 - Dr. Jim Dahle on Real Estate Investing": https://youtu.be/HFFFBRCdSgE?si=KbtM0Q3eQ7ty8t9r
by ClevrChico
Thu Feb 08, 2024 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Costs Of Kids From BH Parents?
Replies: 59
Views: 5124

Re: Costs Of Kids From BH Parents?

Some schools have free before and after care/classes through the 21st Century CLC federal grant program. Boys & Girls Clubs also have free care at some schools.
by ClevrChico
Sun Feb 04, 2024 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Preparer bailed, which tax software to use?
Replies: 76
Views: 6499

Re: Tax Preparer bailed, which tax software to use?

I have a similar return as far as complexity. FreeTaxUSA has been great!