Search found 3232 matches
- Wed Mar 27, 2024 7:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
- Replies: 10
- Views: 911
Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
Yep that makes sense. Didn't know about espp compensation income being discounted from social security and medicare, but that seems consistent with the fairmark article. I also found a fidelity document that would explain espp income and how its reported on the w2, and its consistent with what you've mentioned (basically applies to only box 1 i.e. federal, box 16 i.e. state if applicable and box 18 i.e. local if applicable. DOES NOT APPLY TO SOCIAL SECURITY OR MEDICARE BOXES). - https://workplaceservices.fidelity.com/bin-public/070_NB_SPS_Pages/documents/dcl/shared/StockPlanServices/SPS_TaxGuide_ESPP_QUAL.pdf I'll just have to double check on state and local and I should be good. However, filing it this way isn't in line with the IRS publi...
- Wed Mar 27, 2024 2:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
- Replies: 10
- Views: 911
Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
"If the compensation income from your disqualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return. Some people worry that they need to attach an explanation if the number for wages on Form 1040 doesn’t match the number on the attached Form W-2. That isn’t necessary here because the number you’re reporting is greater than the number on Form W-2." https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/disqualifying-disposition-reporting/ (This also works for ESPP qualifying d...
- Wed Mar 27, 2024 10:42 am
- Forum: Personal Consumer Issues
- Topic: Dogs in a SUV: best way?
- Replies: 19
- Views: 967
Re: Dogs in a SUV: best way?
My favorite setup was to fold down the rear seats and use a create with a large dog. Fabric crates were nice as they were lightweight.
- Tue Mar 26, 2024 5:12 pm
- Forum: Personal Finance (Not Investing)
- Topic: Another, buy house thread but this time with parents
- Replies: 18
- Views: 1455
Re: Another, buy house thread but this time with parents
A Continuing Care Retirement Community (CCRC) might be a better choice for them and your relationships. Some have very spacious, modern town-homes.
Your parents may be planning that your partner and you will be providing long term care for them to "save the inheritance" if in a single family dwelling. That's hard to do if you're working and have children that you're already taking care of.
- Tue Mar 26, 2024 6:41 am
- Forum: Non-US Investing
- Topic: Career break to maximise time with kids?
- Replies: 40
- Views: 2939
Re: Career break to maximise time with kids?
I don't know what field you're in, but is it possible to switch to working remotely?Uk_boglefan wrote: ↑Tue Mar 26, 2024 6:08 am I am considering taking a very extended career break in order to be at home more while my kids are still young.
- Mon Mar 25, 2024 6:20 pm
- Forum: Personal Consumer Issues
- Topic: To buy or not to buy a big SUV
- Replies: 42
- Views: 3484
Re: To buy or not to buy a big SUV
If you own, do you encounter tight parking situations? If you have kids, large vehicles struggle during school drop-off and pick up.
- Mon Mar 25, 2024 1:47 pm
- Forum: Personal Investments
- Topic: Those complimentary dinners for retirees by investment advisors
- Replies: 137
- Views: 10140
Re: Those complimentary dinners for retirees by investment advisors
These are professionals, so they might make you buy something. I interact with high pressures sales people at work, and they're very good at what they do. As someone mentioned, it's a common tactic for them to use fear. I've left a few meetings that took me a few hours to decompress. It's not worth a free meal to me.
- Sat Mar 23, 2024 7:59 am
- Forum: Personal Consumer Issues
- Topic: Supermarket pizza - any good ones? Any great ones?
- Replies: 174
- Views: 16139
Re: Supermarket pizza - any good ones? Any great ones?
Same. Chinese takeout for lunch here averages $12/meal now. I remember when those were under $5. It's a different world.
Back to the topic, Bellatoria frozen pizzas have been on sale here for $4.50 at the grocery, which is a great value, and there's plenty for two people.
- Thu Mar 21, 2024 9:24 pm
- Forum: Personal Finance (Not Investing)
- Topic: Simple things like writing a check, balancing a checkbook, depositing, withdrawing, interest. Teach a child... but how?
- Replies: 39
- Views: 2588
Re: Simple things like writing a check, balancing a checkbook, depositing, withdrawing, interest. Teach a child... but h
At age 13, they'll be able to open a Fidelity Youth Account, which is better than a normal bank account IMO. They can earn a good interest rate, have direct deposit for their jobs, billpay, atm, etc. Check-writing isn't available until they turn 18 and it converts to a standard brokerage account.
I like balancing my account with a spreadsheet, so that's easy enough to teach.
I like balancing my account with a spreadsheet, so that's easy enough to teach.
- Tue Mar 19, 2024 6:00 am
- Forum: Personal Finance (Not Investing)
- Topic: The NAR settlement doesn't mean what you think what it means
- Replies: 44
- Views: 4295
Re: The NAR settlement doesn't mean what you think what it means
Every article that I've read in the New York Times and Wall Street Journal describes the changes as a win for consumers. That's all I need to know.
- Tue Mar 19, 2024 5:50 am
- Forum: Personal Finance (Not Investing)
- Topic: How worthwhile is Zillow to estimate home value?
- Replies: 58
- Views: 5236
Re: How worthwhile is Zillow to estimate home value?
It's right on the money in my neighborhood. Many of the houses are identical and the condition is all good, so that may help its accuracy.
- Tue Mar 19, 2024 5:49 am
- Forum: Personal Finance (Not Investing)
- Topic: How worthwhile is Zillow to estimate home value?
- Replies: 58
- Views: 5236
Re: How worthwhile is Zillow to estimate home value?
It's right on the money in my neighborhood. Many of the houses are identical and the condition is all good, so that may help its accuracy.
- Sun Mar 17, 2024 8:58 am
- Forum: Personal Consumer Issues
- Topic: Wool slippers worth it?
- Replies: 53
- Views: 5399
Re: Wool slippers worth it?
I've found that wool slippers make my feet sweat excessively. I prefer a pair of "indoor only" athletic shoes since our house is all hard surfaces.
- Sat Mar 16, 2024 8:40 am
- Forum: Investing - Theory, News & General
- Topic: Great news! No more [fixed real estate] agent commission
- Replies: 238
- Views: 22578
Re: Great news! No more agent commission
Ideally this will put pressure on the industry to become much more efficient. It seems crazy to me that such high fees are charged for sometimes so little work. Agents may appear to do “little work” but they have an array of expenses. Licensure fees, association fees, desk fees, continuing education, insurance, advertising and marketing costs, vehicle maintenance and fuel, and more. It can be a lot of work for little results at times. As others have stated, the part-timers and poor performers will certainly fall by the wayside, but more established agents may also follow suit. The industry will certainly change and the consequences may not become immediately apparent. All those expenses show how inefficient the industry is. I agree that mo...
- Fri Mar 15, 2024 4:10 pm
- Forum: Investing - Theory, News & General
- Topic: Great news! No more [fixed real estate] agent commission
- Replies: 238
- Views: 22578
Re: Great news! No more agent commission
Ideally this will put pressure on the industry to become much more efficient. It seems crazy to me that such high fees are charged for sometimes so little work.
- Fri Mar 15, 2024 7:19 am
- Forum: Personal Investments
- Topic: HCE/mega backdoor Roth risk?
- Replies: 37
- Views: 6710
Re: HCE/mega backdoor Roth risk?
Duplicate
- Fri Mar 15, 2024 7:19 am
- Forum: Personal Investments
- Topic: HCE/mega backdoor Roth risk?
- Replies: 37
- Views: 6710
Re: HCE/mega backdoor Roth risk?
My 401k only dialed back my after-tax contribution percentage automatically as an HCE. I wasn't aware that returning money was possible. Maybe I'm lucky or maybe I'm just not that "highly compensated".
- Fri Mar 15, 2024 7:12 am
- Forum: Personal Consumer Issues
- Topic: Extra Low Mileage Drivers: How much do you spend on your car?
- Replies: 54
- Views: 5557
Re: Extra Low Mileage Drivers: How much do you spend on your car?
We're at similar numbers for each of our old cars, with depreciation, by doing our own maintenance and repairs. We've thought about downsizing to one car, but there are a few times per month that having both cars is extremely handy. Uber/Lyft service isn't reliable in our city.
We decided the extra ~$120/month/car is worth the luxury of convenience to keep them both. (But, opening up space in the garage would make me very happy. ) I'm still waiting for the robo-taxis that make car ownership obsolete.
We decided the extra ~$120/month/car is worth the luxury of convenience to keep them both. (But, opening up space in the garage would make me very happy. ) I'm still waiting for the robo-taxis that make car ownership obsolete.
- Thu Mar 14, 2024 10:48 am
- Forum: Personal Finance (Not Investing)
- Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
- Replies: 10
- Views: 911
Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
"If the compensation income from your disqualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return. Some people worry that they need to attach an explanation if the number for wages on Form 1040 doesn’t match the number on the attached Form W-2. That isn’t necessary here because the number you’re reporting is greater than the number on Form W-2." https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/disqualifying-disposition-reporting/ (This also works for ESPP qualifying d...
- Thu Mar 14, 2024 6:49 am
- Forum: Personal Finance (Not Investing)
- Topic: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
- Replies: 10
- Views: 911
Re: How to report ESPP ordinary income (not reported in W2) in TurboTax 2023?
"If the compensation income from your disqualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return. Some people worry that they need to attach an explanation if the number for wages on Form 1040 doesn’t match the number on the attached Form W-2. That isn’t necessary here because the number you’re reporting is greater than the number on Form W-2." https://fairmark.com/compensation-stock-options/employee-stock-purchase-plans/disqualifying-disposition-reporting/ (This also works for ESPP qualifying di...
- Wed Mar 13, 2024 6:51 am
- Forum: Investing - Theory, News & General
- Topic: CD and callability
- Replies: 14
- Views: 1277
Re: CD and callability
I wouldn't recommend buying callable cd's if you don't want them called. Half my JP Morgan cd's have been called recently.
- Tue Mar 12, 2024 12:15 pm
- Forum: Personal Investments
- Topic: Deep Dive: Poor Tax Efficiency of Vanguard International Funds 2023
- Replies: 41
- Views: 6248
Re: Deep Dive: Poor Tax Efficiency of Vanguard International Funds 2023
>> QDI -> non-QDI dividend increases taxes by ~2X. >> >> At lower tax brackets, it moves from 15% for QDI to ~30-32% for non-QDI. Sorry I'm not following the math, could someone help? If your state taxes all dividends the same. And let's say you are in a very common 24% federal bracket, wouldn't you saving 'just' 24% - 15% = 9% on the qualified portion of dividends? This is minuscule even you assume half of the dividends are qualified and even if you don't take foreign tax into account? Isn't this just like 0.10% basis points of savings? And it is not even clear how to save these 10 basis points. Split and then maintain developed and emergent markets into tax advantaged? I'm not sure I follow it either. If one is in the 24% tax bracket, ha...
- Sun Mar 10, 2024 10:28 am
- Forum: Personal Finance (Not Investing)
- Topic: Lending $100k+ to friend's business abroad
- Replies: 10
- Views: 945
Re: Lending $100k+ to friend's business abroad
Even if they decline, your friendship will be changed. I do not recommend.
- Fri Mar 08, 2024 9:49 am
- Forum: Personal Finance (Not Investing)
- Topic: Promotion to the next level. How does it work?
- Replies: 24
- Views: 3075
Re: Promotion to the next level. How does it work?
This has also been my experience too. For any kind of promotion or internal transfer, they will come to you. The chances of success doing it the other way have been 0%. The alternative is to job hop elsewhere.
- Fri Mar 08, 2024 9:46 am
- Forum: Personal Consumer Issues
- Topic: IKEA Kitchen Cabinets
- Replies: 14
- Views: 1722
Re: IKEA Kitchen Cabinets
I've had mine about 17 years, and they still look great. A big plus is the high end hardware and soft-close features. They are far nicer than what you'll find in most other homes that have builder grade.
- Fri Mar 08, 2024 8:07 am
- Forum: Personal Consumer Issues
- Topic: Drop Homeowner Ins- Self Insure
- Replies: 63
- Views: 4720
Re: Drop Homeowner Ins- Self Insure
Close proximity to a fire station may not save you. We had a new construction home in the neighborhood catch fire a year ago and burned to the ground relatively quickly. The heat from the fire also damaged the house next door. The fire loss house is still a lot of debris. I have a feeling they weren't insured given the lack of progress even on the cleanup.
- Fri Mar 08, 2024 5:56 am
- Forum: Personal Finance (Not Investing)
- Topic: Putting in two weeks notice same day as bonus payment
- Replies: 25
- Views: 2866
Re: Putting in two weeks notice same day as bonus payment
Good advice. Some companies truly treat a bonus as golden handcuffs. Others don't, and I've seen people lose it by not understanding the rules. The only way to know is to review the company policy on them.
- Thu Mar 07, 2024 9:18 am
- Forum: Personal Investments
- Topic: ESPP Qualifying Disposition Calculation
- Replies: 1
- Views: 402
Re: ESPP Qualifying Disposition Calculation
I believe you're missing a number that you need to pull from form 3922.
"Exercise price per share
determined as if the
option was exercised on
the date shown in box 1.
(Box 8)"
The discount for a qualifying disposition requires two calculations and the lowest result to be used. See:
https://fairmark.com/compensation-stock ... reporting/
"Exercise price per share
determined as if the
option was exercised on
the date shown in box 1.
(Box 8)"
The discount for a qualifying disposition requires two calculations and the lowest result to be used. See:
https://fairmark.com/compensation-stock ... reporting/
- Mon Mar 04, 2024 11:14 am
- Forum: Personal Finance (Not Investing)
- Topic: Financial coach as a side hustle?
- Replies: 22
- Views: 2287
Re: Financial coach as a side hustle?
Having a niche would help a lot. This blogger offers "early retirement lifestyle consulting" as their side hustle, for example:
https://rootofgood.com/early-retirement-consulting/
https://rootofgood.com/early-retirement-consulting/
- Sat Mar 02, 2024 8:35 am
- Forum: Investing - Theory, News & General
- Topic: [Webull 3% Offer]
- Replies: 54
- Views: 6123
Re: [Webull 3% Offer]
I'd love to see the math behind them offering this huge bonus. Maybe they're hoping enough customers stay long-term to make it up on fees, float on sweep, and payment for order flow?
- Sat Mar 02, 2024 6:30 am
- Forum: Personal Finance (Not Investing)
- Topic: Complain About Bad Boss?
- Replies: 56
- Views: 5975
Re: Complain About Bad Boss?
Keep doing this and don't complain. If it's getting to you, take a vacation. Or worst case, apply for another internal job at your employer or jump ship. But, but you may just be jumping into something worse.Coltrane75 wrote: ↑Fri Mar 01, 2024 1:22 pm In my 20+ years in my career, I've never gone over my boss's head to complain about them before. My MO has been to be low maintenance and keep my head down.
- Fri Mar 01, 2024 8:10 pm
- Forum: Personal Investments
- Topic: ESPP & being double taxed
- Replies: 9
- Views: 1738
Re: ESPP & being double taxed
I assume this is a qualified plan, otherwise that might change things.
Fairmark covers this very well in plain English:
https://fairmark.com/compensation-stock ... reporting/
"If the compensation income from your qualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return."
I believe you'll need to calculate/add the discount "ordinary income" manually. Then, you'll need to adjust your basis of the tax lot.
Fairmark covers this very well in plain English:
https://fairmark.com/compensation-stock ... reporting/
"If the compensation income from your qualifying disposition was included in the wages reported on Form W-2, simply report the number from your W-2 on your tax return the way you normally do. If it was not included on your W-2, add the ESPP compensation to the wages on your Form W-2 and report the total as wages on your tax return."
I believe you'll need to calculate/add the discount "ordinary income" manually. Then, you'll need to adjust your basis of the tax lot.
- Fri Mar 01, 2024 9:29 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard Announces CEO Retirement and Appointment of President
- Replies: 372
- Views: 36407
Re: Vanguard Announces CEO Retirement and Appointment of President
I'm crossing my fingers that his replacement makes the website, app, and customer service world class. I'm crossing my fingers that the replacement will continue to keep Vanguard the low cost leader by realizing it's okay to skimp on the website, app, and customer service and pass the savings on to the owners, just like Bogle did. You can already get a great website, app, and customer service at Fidelity. Why are you at Vanguard if that's what you value most? Or did you want to have your cake and eat it too? I don't believe any of those asks require more money. A bad UX design isn't cheaper than a good UX design, for example. How does world class customer service not cost more money? You have to pay people better and hire more of them for ...
- Fri Mar 01, 2024 9:17 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard Announces CEO Retirement and Appointment of President
- Replies: 372
- Views: 36407
Re: Vanguard Announces CEO Retirement and Appointment of President
I don't believe any of those asks require more money. A bad UX design isn't cheaper than a good UX design, for example.White Coat Investor wrote: ↑Fri Mar 01, 2024 9:11 amI'm crossing my fingers that the replacement will continue to keep Vanguard the low cost leader by realizing it's okay to skimp on the website, app, and customer service and pass the savings on to the owners, just like Bogle did.ClevrChico wrote: ↑Thu Feb 29, 2024 3:50 pm I'm crossing my fingers that his replacement makes the website, app, and customer service world class.
You can already get a great website, app, and customer service at Fidelity. Why are you at Vanguard if that's what you value most?
Or did you want to have your cake and eat it too?
- Fri Mar 01, 2024 8:44 am
- Forum: Personal Consumer Issues
- Topic: Flea Remedies That Have Worked for You?
- Replies: 40
- Views: 3365
Re: Flea Remedies That Have Worked for You?
One natural way is to keep the grass short. If they roam outside your yard, it may not help much.
- Thu Feb 29, 2024 9:23 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Announces CEO Retirement and Appointment of President
- Replies: 372
- Views: 36407
Re: Vanguard Announces CEO Retirement and Appointment of President
If you want to see something wild from the year 2000, Vanguard.com had the ship logo and free TurboTax for simply having an online account:Silence Dogood wrote: ↑Thu Feb 29, 2024 7:29 pm Let's hope that the next CEO is a Boglehead...
Bring back the Vanguard ship logo!
https://web.archive.org/web/20000408024 ... guard.com/
- Thu Feb 29, 2024 5:36 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Announces CEO Retirement and Appointment of President
- Replies: 372
- Views: 36407
Re: Vanguard Announces CEO Retirement and Appointment of President
I'm crossing my fingers that his replacement makes the website, app, and customer service world class. I'm sure they won't and can't from a business perspective. They will likely continue to be be low cost which is the course Mr. Bogle set Vanguard on when it was founded. Vanguard aspires to being low cost asset managers; they do not aspire to be a no-cost full feature brokerage. They know they cannot compete in the business of no-cost full feature brokerages, and I think they are comfortable ceding that space to Fidelity, Schwab, and others. I don't think lack of money is the cause of our gripes with Vanguard. I'm sure Vanguard spent a fortune on the (horrible imo) giant font website redesign. They're lacking execution, vision, or somethi...
- Thu Feb 29, 2024 3:50 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Announces CEO Retirement and Appointment of President
- Replies: 372
- Views: 36407
Re: Vanguard Announces CEO Retirement and Appointment of President
I'm crossing my fingers that his replacement makes the website, app, and customer service world class.
- Wed Feb 28, 2024 7:04 am
- Forum: Personal Consumer Issues
- Topic: SNOW blower Toro Vs Arien (24")
- Replies: 21
- Views: 2111
Re: SNOW blower Toro Vs Arien (24")
My vote would be Ariens since snowblowers are their specialty. My Ariens turns 50 years old this year.
- Tue Feb 27, 2024 5:44 am
- Forum: Investing - Theory, News & General
- Topic: Dot.Com Era/AI Era?
- Replies: 309
- Views: 29618
Re: Dot.Com Era/AI Era?
We're likely in the climb phase of the hype cycle for AI:LaurenRose wrote: ↑Mon Feb 26, 2024 1:09 pm I remember hearing this....in the late 90s up to 2000 +, so I feel like I've seen this movie before.
https://en.wikipedia.org/wiki/Gartner_hype_cycle
The same thing happened in the Dot.Com era. I still use quite a few services that were around in that era like EBay and Amazon. As others mentioned, Cisco also survived. Many companies did not.
- Sun Feb 25, 2024 10:09 am
- Forum: Personal Finance (Not Investing)
- Topic: High Salary (>$500,000) careers
- Replies: 244
- Views: 29136
Re: High Salary (>$500,000) careers
I am a software engineer and I do not make anywhere near $500K. I think these higher salary are only true if you work for one of the FAANG type firms or you have some sort of highly desired specialization. I am not saying this type of salary is not possible, but that you should temper your expectation. I don't want someone to go into software engineering thinking that $500K is common place compare to say someone in the medical profession. Agree. The BLS 90% percentile wage for software developers is $198k which is what I see at a normal company for senior people. The one person I know working at a FAANG is in the $300k's after they completed grad school. I have no doubt they'll cross $500k in a few years, but it took a lot of hard work, sc...
- Sat Feb 24, 2024 5:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Laundromat and Carwash
- Replies: 30
- Views: 3456
Re: Laundromat and Carwash
For laundromat info, a good starter would be checking out Keenan's ownership experience (https://www.youtube.com/channel/UCu_cmg ... WEV8abe-GQ). He has to do a surprising amount of maintenance, on top of vandalism, theft, and homeless problems.
The local pay and spray car wash was replaced by a fancy, subscription based auto wash. The only time I see it busy is when they offer free washes to sell subscriptions. It seems like a tough business.
I'd much rather keep my day job and go the index fund route. Car washes and laundromats seem to target naive entrepreneurs.
The local pay and spray car wash was replaced by a fancy, subscription based auto wash. The only time I see it busy is when they offer free washes to sell subscriptions. It seems like a tough business.
I'd much rather keep my day job and go the index fund route. Car washes and laundromats seem to target naive entrepreneurs.
- Sat Feb 24, 2024 5:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do your intra-company yearly raises keep with inflation?
- Replies: 60
- Views: 6330
Re: Do your intra-company yearly raises keep with inflation?
Yes, my F500 employer comp increases have exceeded inflation over the last ten years. When I worked at smaller companies, it was more common to have under inflation raises or not even get a raise.
- Fri Feb 23, 2024 5:32 pm
- Forum: Personal Investments
- Topic: 50% of my portfolio in FANG - 15% in NVDA
- Replies: 90
- Views: 16403
Re: 50% of my portfolio in FANG - 15% in NVDA
LOL, I didn't realize this was from 2018! We do need an update!investorpeter wrote: ↑Fri Feb 23, 2024 4:59 pm Lol, we need an update from OP. Looks like he hasn’t posted since 2018. He must be too busy relaxing on his private island.
I love the post in this thread asking in 2018 “What’s the next NVDA”? I wish I had the foresight back then to reply that NVDA would be the next NVDA.
- Thu Feb 22, 2024 6:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Career advice: stay put and take large pay cut to keep lifestyle?
- Replies: 22
- Views: 1699
Re: Career advice: stay put and take large pay cut to keep lifestyle?
Stay put until an offer with the comp and wlb you desire comes along. WLB is worth a lot to me.
- Wed Feb 21, 2024 3:11 pm
- Forum: Investing - Theory, News & General
- Topic: If you hate paying taxes, you'll love learning about them. Episode 67, "Bogleheads on Investing" guest, Kaye Thomas.
- Replies: 26
- Views: 5229
Re: If you hate paying taxes, you'll love learning about them. Episode 67, "Bogleheads on Investing" guest, Kaye Thomas.
Great podcast! I had no idea Fairmark.com was the work of one person. That site is invaluable for stock compensation and taxes.
- Tue Feb 20, 2024 7:54 am
- Forum: Personal Consumer Issues
- Topic: Do you use a second refrigerator/freezer?
- Replies: 74
- Views: 4798
Re: Do you use a second refrigerator/freezer?
With kids, our basement deep freeze is one of our most useful appliances. During Covid, it was especially handy to stock up on infrequent grocery orders.
- Mon Feb 19, 2024 10:51 am
- Forum: Personal Consumer Issues
- Topic: Older, clean title vehicle or newer rebuilt vehicle?
- Replies: 26
- Views: 2449
Re: Older, clean title vehicle or newer rebuilt vehicle?
I accidentally bought a salvaged car with a laundered title. While it was an okay, reliable daily driver for a student, there were things with that car that were never right and not practical to get right. (Like a windshield that would drip on your lap during rain.)
I'd recommend avoiding a salvage car.
I'd recommend avoiding a salvage car.
- Sun Feb 18, 2024 8:54 am
- Forum: Personal Finance (Not Investing)
- Topic: Handling Potential Job Offer Negotiation
- Replies: 30
- Views: 3653
Re: Handling Potential Job Offer Negotiation
If a recruiter puts me on the spot to name a number, I usually tell them that I'm interested in "market rate". That is safer than going too high and blowing up a potential offer.
- Fri Feb 16, 2024 3:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: car salvage question
- Replies: 17
- Views: 1661
Re: car salvage question
Life lesson, never walk under a moving overhead door. I'm glad it was just a car and not a person.