Search found 264 matches

by Tabulator
Sat Oct 20, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Best first time computer / path for children
Replies: 15
Views: 982

Re: Best first time computer / path for children

Because others have suggested systems that are actively cooled, I will propose a different idea. If you decide to build your own, consider doing it with no moving parts for a more pleasant experience . Here is one such example. With vents on the top (and mesh panels) the Cooler Master Elite 110 will...
by Tabulator
Sat Oct 20, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Selling to CarMax if maintenance light is on?
Replies: 33
Views: 2761

Re: Selling to CarMax if maintenance lights on?

I sold two cars to CarMax - both with some minor body damage. When I tried getting a different dealer to match CarMax's price, the dealer said that CarMax could afford to pay more as they had the ability to fix dents and do other body shop repairs at a much lower cost. While it is possible that the...
by Tabulator
Sat Oct 20, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 46
Views: 8029

Re: Lufthansa Premium Economy

Have you flown frequently enough to notice anything new?
cheapskate wrote:
Thu Jun 15, 2017 2:39 am
Will be mindful of these factors the next time I find myself in that aircraft.
by Tabulator
Sat Oct 20, 2018 4:13 pm
Forum: Investing - Theory, News & General
Topic: How to take advantage of student loan 401(k) rules
Replies: 3
Views: 499

How to take advantage of student loan 401(k) rules

I didn't see a thread about the following piece of news. (If one exists then please post a link here.) Several authors at National Law Review reported about a letter from the IRS this year. Quoting Mr Holdvogt: the IRS released a private letter ruling which will help clear the way for employers to p...
by Tabulator
Sun Sep 16, 2018 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: How to get financially ready for death of parent
Replies: 22
Views: 2633

How to get financially ready for death of parent

Is there a place on the Bogleheads site where one can learn about getting things in order? I don't know anything about this topic but I feel the time has come to begin learning. The specific situation involves a widow, my mother, who does not yet have specific plans to retire. My sister and I are he...
by Tabulator
Sun Sep 16, 2018 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: How real is cyber risk?
Replies: 176
Views: 10012

Re: How real is cyber risk?

evestor wrote:
Sun Sep 16, 2018 2:47 pm
iOS is probably the only exception as the sandboxing track record, while imperfect, it awfully good over the last 10 years.
What about Chrome OS?
by Tabulator
Sun Sep 02, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: car buying-subaru outback touring good price?
Replies: 18
Views: 916

Re: car buying-subaru outback touring good price?

Are you stuck on Outback or have you considered Forester? In particular, the 2018 (not 2019) Forester looks good.
by Tabulator
Sun Sep 02, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Buy used or new Honda Odyssey - specific example
Replies: 26
Views: 2092

Re: Buy used or new Honda Odyssey - specific example

As of several months ago, Consumer Reports is predicting that the 2018 Kia Sedona will beat both Toyota and Honda in reliability. In the past several years, neither Odyssey nor Sienna has earned their top score for reliability. Kia managed to do it with the 2016 Sedona. Sienna does seem amazing and ...
by Tabulator
Sun Sep 02, 2018 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Does leasing car leave me more freedom to invest?
Replies: 39
Views: 3081

Re: Does leasing car leave me more freedom to invest?

livesoft wrote:
Sun Sep 02, 2018 12:21 pm
I've always been thrown a 0% loan for the last 3 cars I've bought.
Were they new or used?
by Tabulator
Tue Feb 20, 2018 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)
Replies: 21
Views: 1811

Re: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)

What happens when the battery no longer performs like it did when it was new? My understanding is that the range will decline. Will it still cost the same money to travel less distance? I am going to make up some fictional units of measure. Let's say energy or power is measured in "moon sparks" (not...
by Tabulator
Tue Nov 21, 2017 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)
Replies: 21
Views: 1811

Re: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)

Again, thanks for the information. Also: with the new model coming out, there are some crazy cheap lease deals on 2017 models. What offers did you see? The offer I found is 229 per month for 36 months plus 2,000 due at signing. That will add up to over ten thousand US dollars. Is that really a good ...
by Tabulator
Mon Nov 20, 2017 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)
Replies: 21
Views: 1811

Re: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)

I am assuming "ICE" means "internal combustion engine". Correct? For many thoughtful replies here, thank you. My most urgent question is figuring out whether my house is properly wired for EV car charging. How does one go about answering this? Is everyone supposed to call their local Nissan dealer f...
by Tabulator
Sun Nov 19, 2017 11:29 am
Forum: Investing - Theory, News & General
Topic: is Amazon a monopoly?
Replies: 15
Views: 1206

Re: is Amazon a monopoly?

The original question is legally, not politically, focused. Outside of law and politics, there may be an opportunity to challenge the unchallenged. One may discover that many Bogleheads, like many Americans, believe big tech companies truly care about us and intend to make our lives better. People m...
by Tabulator
Sun Nov 19, 2017 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Going electric: Books about the Nissan Leaf (first generation; 2011–2017)
Replies: 21
Views: 1811

Going electric: Books about the Nissan Leaf (first generation; 2011–2017)

Though I am late to the electric party, late is better than never. I keep hearing about the advantages of battery-powered cars. No longer will I be left out. I have decided a used Leaf will be my next and only car. My question to those of you in the know is about learning. I am sure the internet abo...
by Tabulator
Sun Nov 19, 2017 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Which BoA Credit Card to use?
Replies: 24
Views: 2390

Re: Which BoA Credit Card to use?

Does anyone have a Bank of America card with primary car rental insurance? I am not aware of one. It is my understanding that this is an important reason, for those who rent cars, to stay away from Bank of America. Chase offers it with some of their annual fee cards.
by Tabulator
Mon Jul 03, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Need Credit Card for International Travel
Replies: 45
Views: 4605

Re: Need Credit Card for International Travel

I am surprised no one mentioned the Chase Hyatt Visa card.
by Tabulator
Mon Jul 03, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

I suppose you could be paranoid and avoid using Google maps, Google search, etc. The reality is that individuals are disproportionately the source of compromised security. Large tech companies are disproportionately the source of compromised privacy. But it's not like I had a lot of choice. Why do ...
by Tabulator
Mon Jul 03, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Advice on Desktop PC
Replies: 87
Views: 7042

Re: Advice on Desktop PC

OptiPlex: nice choice. This may be the one: http://www.dell.com/en-us/work/shop/productdetails/optiplex-3050-desktop/cto01o3050sffus?selectionState=eyJGUHJpY2UiOjkxMi41LCJPQyI6ImN0bzAxbzMwNTBzZmZ1cyIsIlF0eSI6MSwiTW9kcyI6W3siSWQiOjE0NiwiT3B0cyI6W3siSWQiOiJJMzcxMDAiLCJQcmljZSI6NzcuMH1dfSx7IklkIjo3MDUs...
by Tabulator
Mon Jul 03, 2017 11:27 am
Forum: Investing - Theory, News & General
Topic: black swan/fooled by randomness
Replies: 11
Views: 2608

Re: black swan/fooled by randomness

I am looking forward to reading Fooled By Randomness . Apparently Taleb discusses Monte Carlo in that book. Over a decade later, he insists that Monte Carlo is the best way to learn probability: To the freq. question, "which book to learn probability?" DO NOT start w/books. Do zillions of Monte Carl...
by Tabulator
Sun Jun 11, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Amazon Echo (Alexa)
Replies: 91
Views: 19046

Re: Amazon Echo: Worth It?

How do tech companies have the audacity to sell these monitoring devices? The monetary price must be merely a nominal component of the true costs of having such a microphone installed in one's house. But given the runaway popularity of the iPhone and its ilk, one should not be surprised, I guess.
by Tabulator
Sun Jun 11, 2017 12:27 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

Today I read the following pitch published by a mail host I will not name, and indeed I will redact its name in the quotation. I just thought it raised some important points some here might want to consider, if they are still seeking a new host. 1. You are our customer, not our product We proudly ch...
by Tabulator
Sat Jun 10, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: GS Bank raised rate to 1.20%
Replies: 30
Views: 6538

Re: GS Bank raised rate to 1.20%

Interest rates aside, how well does Goldman Sachs bank fare in security and quality of the web site, etc?
by Tabulator
Sat Jun 10, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 46
Views: 8029

Re: Lufthansa Premium Economy

I did not notice much difference between the A350 and the A340 comfort wise It bursts my bubble to read this and it is my fault for reading into the hype. On the other hand maybe your flight wasn't long enough to notice differences in noise or air quality or vibration. I would not expect any differ...
by Tabulator
Sat Jun 10, 2017 3:34 pm
Forum: Personal Consumer Issues
Topic: Suits: best bang for your buck?
Replies: 64
Views: 27144

Re: Suits: best bang for your buck?

TSR wrote:a lot of places don't carry my size in their regular lines
Have you tried Todd Snyder online from New York?
by Tabulator
Wed Jun 07, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 46
Views: 8029

Re: Lufthansa Premium Economy

cheapskate wrote:2 long LH flights (9.5hrs and 7.5hrs), 2 days ago. A340-600 and A350-900.
Wow -- the A350 XWB is a rare bird! I can only hope someday in the distant future I'll have a chance to ride in one. How did you like it overall? Did you notice a difference compared to the A340?
by Tabulator
Wed Jun 07, 2017 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Power percentage: A more effective metric of financial performance than savings rate?
Replies: 47
Views: 4884

Re: Power percentage: A more effective metric of financial performance than savings rate?

How much of a hypothetical credit card payment counts toward this metric if it is only a minimum payment, ie, one that mostly covers interest, not principal? I think we can imagine that only the principal portion really counts because of what he said about student loans. But I did not find that he s...
by Tabulator
Sun Jun 04, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: New iPad use
Replies: 34
Views: 4168

Re: New iPad use

Actually, why bother with wireless at all? If hard-wired devices work fine for you, it seems silly to change only in order to make use of a silly tablet.
Jags4186 wrote:Why no wifi at home? You can get a sub $20 router on Amazon.
by Tabulator
Sun Jun 04, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: New laptop needed, any ideas?
Replies: 24
Views: 2634

Re: New laptop needed, any ideas?

The only thing that bothers me about Chromebooks is that Google would have all of my data, browsing history, etc. I already use search, gmail, and chrome, so I'm trying to stay away from Google as best as I can. I stopped using google drive and all their apps and have so far managed to stay away fr...
by Tabulator
Tue May 30, 2017 8:52 pm
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 61
Views: 8629

Re: best way to buy tires

I ordered tires online last year. They were treated badly. As soon as I saw them, I refused to accept delivery. Fortunately I got a full refund. After that experience I will possibly never order tires online again. I think it's worth the effort and money to shop around for tires that are stocked lo...
by Tabulator
Mon May 29, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Lufthansa Premium Economy
Replies: 46
Views: 8029

Re: Lufthansa Premium Economy

Last time I flew to Europe, LH Premium Economy was significantly more expensive than a very good Economy Plus seat on United, so I opted for the latter. What a simple but obvious solution. I am so strongly biased against United that I would never have thought to consider Economy Plus on United. How...
by Tabulator
Mon May 29, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Risks of electronic access
Replies: 57
Views: 6515

Re: Risks of electronic access

obgraham wrote:Some institutions will not send mail to a PO Box. That may not be the best choice.
It sounds like a great choice to me as long as it is allowed.
by Tabulator
Fri May 26, 2017 3:48 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 1369

Re: Shiller interview

So we agree that profitable behavior is rare.

Perhaps where we disagree is that one should give up on trying.
by Tabulator
Fri May 26, 2017 3:39 pm
Forum: Investing - Theory, News & General
Topic: Austrian investing: starting simple
Replies: 6
Views: 1048

Re: Austrian investing: starting simple

That is true!

How is the MS index computed?
by Tabulator
Fri May 26, 2017 3:30 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 1369

Re: Shiller interview

I defer to you on this particular gentleman. Meanwhile, on the generalities, it is a fact that the behavior and actions of some individuals -- intelligent or not -- have made them outperform the markets. As Taleb has also said , it's not about prediction. Shiller has been so wrong for so long about ...
by Tabulator
Fri May 26, 2017 3:21 pm
Forum: Personal Consumer Issues
Topic: Risks of electronic access
Replies: 57
Views: 6515

Re: Risks of electronic access

easyliving wrote:We would also get a post office box for financial mail.
Do companies even allow their customers to get the mail at a PO box? As I recall, Citigroup does not allow a PO box when applying for a credit card.
by Tabulator
Fri May 26, 2017 3:17 pm
Forum: Investing - Theory, News & General
Topic: Shiller interview
Replies: 9
Views: 1369

Re: Shiller interview

willthrill81 wrote:Nobody knows nutin'.
A little too cynical, I think.
Rather than speculate about how smart someone is, look to see if they take risks for their beliefs.
Taleb:
If you have the courage to put your intellectual integrity before your reputation, nothing can break you.
by Tabulator
Fri May 26, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: best way to buy tires
Replies: 61
Views: 8629

Re: best way to buy tires

I ordered tires online last year. They were treated badly. As soon as I saw them, I refused to accept delivery. Fortunately I got a full refund. After that experience I will possibly never order tires online again. I think it's worth the effort and money to shop around for tires that are stocked loc...
by Tabulator
Fri May 26, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 14287

Re: Updates on the status of Linux

Anyone else looking forward to upgrading their laptop to Debian 9 (Stretch)?
by Tabulator
Fri May 26, 2017 2:28 pm
Forum: Investing - Theory, News & General
Topic: Austrian investing: starting simple
Replies: 6
Views: 1048

Austrian investing: starting simple

It may be necessary to note that this thread is not intended for participants who possess a near-religious opposition to "market timing". Further, this thread is not intended for political discussion. It is intended for practical solutions for individual investors. (I believe one can, if necessary ...
by Tabulator
Sun Feb 05, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

Since FastMail got a mention, I will throw in Runbox and MXroute for consideration too. I pay for Fastmail (fastmail.com). Have a family plan, and my own domain. Well worth it. Another Fastmail user here. I believe that privacy is worth paying for, and my impression is that FM takes privacy seriousl...
by Tabulator
Sat Feb 04, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

Let say you really like history so you could use the domain "historybuff". And then you're signing up for a drawing at a wine event to win a case of wine. So your email alias could be "winelover@historybuff.33mail.com". Would you have to set up the alias before the wine event? Or could you make one...
by Tabulator
Sat Feb 04, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

What are the benefits of avoiding free mail? Real security and real privacy for one thing. Email is far from perfect as a whole, but quality hosting businesses usually do the best they can. Terms of service are generally written in the interest of the paying customer. This does not mean all fee-base...
by Tabulator
Sat Feb 04, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Does anybody else out there still pay for an email address?
Replies: 74
Views: 12817

Re: Does anybody else out there still pay for an email address?

I will never use free mail. It "bogles" my mind that so many people, apparently, are unwilling to pay less than 1.70 USD per month for quality mail hosting. dm200, you are correct to pay for email. It's just that Earthlink might not be the best choice. There are many great choices out there. Gmail, ...
by Tabulator
Wed Mar 30, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 14287

Re: Updates on the status of Linux

Over the coming decades, my prediction is that some of us will continue to depend on desktop Linux. When others say Linux never made it big or became irrelevant, we can quietly and safely ignore them while we use it daily.
by Tabulator
Tue Mar 29, 2016 3:53 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 14287

Re: Updates on the status of Linux

One of my top two favorite distros is CentOS 6. The problem is that Red Hat and the community might yank support sometime around 2020.

I tried CentOS 7 and I don't care for it at all.
by Tabulator
Sat Mar 12, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 1350

Audiobooks performed by the author

While I am not interested in audiobooks read by voice actors, I have enjoyed audiobooks read by the authors themselves. Have you listened to any good ones, old or recent? (Please don't omit a title because you think it is too obvious.) There are other threads about audiobooks, but I couldn't find on...
by Tabulator
Sat Jan 02, 2016 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 6858

Re: Protecting one's bank account from PayPal

More up-to-date information about PayPal's lack of security (for those who can stomach the details). Nevermind that it was PayPal's lack of any modern authentication methods that led to this mess. Also, let's forget for the moment that there are a half-dozen services online that let customers create...
by Tabulator
Mon Dec 28, 2015 3:07 pm
Forum: Personal Consumer Issues
Topic: Dress shirts and button-down shirts - budget and quality overview
Replies: 40
Views: 7131

Re: Dress shirts and button-down shirts - budget and quality overview

Has anyone here tried Ratio Clothing based in Denver?
by Tabulator
Mon Dec 28, 2015 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Chip credit cards, do I need to get a PIN?
Replies: 54
Views: 7929

Re: Chip credit cards, do I need to get a PIN?

If one has a credit card with a chip, but one has no PIN, is it possible to request one's bank to not only issue a PIN, but also force all transactions to require a PIN for authorization? I don't understand why, for example, at large US retailers (eg, Lowe's, Walmart) which appear to be properly equ...
by Tabulator
Sun Dec 20, 2015 9:53 am
Forum: Personal Finance (Not Investing)
Topic: "Bonus" on AMEX Blue Cash and Blue Cash Preferred
Replies: 41
Views: 25695

Re: "Bonus" on AMEX Blue Cash and Blue Cash Preferred

In general, when one uses a credit card to purchase a gift card, does the credit card company categorize the transaction as a cash advance?