Search found 321 matches

by Tabulator
Thu Mar 21, 2024 9:02 pm
Forum: Personal Investments
Topic: Merrill Edge Tax Statement Error
Replies: 6
Views: 611

Re: Merrill Edge Tax Statement Error

Is there any consensus on which broker seems to have the fewest errors?
sycamore wrote: Thu Mar 21, 2024 8:43 pm Seems every brokerage makes a few goofs -- there are other threads about wrong 1099 from ETrade, Schwab, Vanguard, etc.
by Tabulator
Thu Mar 21, 2024 5:48 pm
Forum: Personal Consumer Issues
Topic: Travel (Canada and Eastern Europe): Dedicated phone for calling and texting
Replies: 7
Views: 553

Re: Travel (Canada and Eastern Europe): Dedicated phone for calling and texting

Thanks for the the idea. You hinted that there is a disadvantage. Why wouldn't you do it?
bob60014 wrote: Thu Mar 21, 2024 5:44 pmNot the way I would do it but
by Tabulator
Thu Mar 21, 2024 5:24 pm
Forum: Personal Consumer Issues
Topic: Travel (Canada and Eastern Europe): Dedicated phone for calling and texting
Replies: 7
Views: 553

Re: Travel (Canada and Eastern Europe): Dedicated phone for calling and texting

Thank you for the reply. I am looking for something, ideally, that I don't pay for when not traveling.
by Tabulator
Thu Mar 21, 2024 1:41 pm
Forum: Personal Consumer Issues
Topic: Travel (Canada and Eastern Europe): Dedicated phone for calling and texting
Replies: 7
Views: 553

Travel (Canada and Eastern Europe): Dedicated phone for calling and texting

I don't know much about this topic so any suggestions are helpful. Other threads and articles on the web don't seem to address my specific needs. I would like to ask for advice on having a special travel phone. I don't want my main phone to travel with me internationally. Once a year or so, I will spend a week in Canada or Eastern Europe as a tourist. During those times I would like to have the ability to send and receive texts and phone calls. I will not call or correspond with people outside the country I am in. (For instance, if I'm in Canada, I will just communicate with Canadians within Canada.) I have a Pixel 3a phone that goes unused with no physical SIM card in it currently. Is that good enough or should I buy another (hopefully ine...
by Tabulator
Wed Mar 20, 2024 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Bitcoin Bubble Burst?
Replies: 36
Views: 7614

Re: Re:

With humility, one can raise an eyebrow, or give a friendly smirk, to those in this thread who suggested bitcoin is a bad investment.
jaybee748 wrote: Wed Mar 20, 2024 8:52 pm I own few shares, by the way I just realzed that i am answering nisiprius post from 2011... Bitcoin was $19.28 on the date of his post...
So are you convinced bitcoin is a great thing or do you believe there's a significant chance that it's pretty worthless (despite currently owning some amount)?
by Tabulator
Wed Mar 20, 2024 8:52 pm
Forum: Personal Investments
Topic: Taking long term capital gain
Replies: 11
Views: 1135

Re: Taking long term capital gain

You may need to clarify or restate the question. Someone more knowledgeable should respond, but I don't see why one would benefit by selling for a long-term capital gain and then buying back right away. First, there's a risk you'll buy back at a higher price. Second, you will realize a taxable gain when instead you could defer until later, which is what most experts tend to recommend. I get that the tax rate could be favorable, but I just don't get the purpose of selling as stated in your question.
by Tabulator
Wed Mar 20, 2024 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Bitcoin Bubble Burst?
Replies: 36
Views: 7614

Re: Re:

Do you just like it or are you actually buying? I own some shares.
jaybee748 wrote: Wed Mar 20, 2024 8:44 pm There are 11 bitcoin ETFs, I like the largest with lowest fees from Blackrock - IBIT.
by Tabulator
Wed Mar 20, 2024 8:43 pm
Forum: Personal Consumer Issues
Topic: Headed to Montreal tomorrow! Need advice!
Replies: 13
Views: 1969

Re: Headed to Montreal tomorrow! Need advice!

s0me0nesmind1 wrote: Wed Jun 07, 2017 12:03 pm If you are by yourself and not with other people, maybe the public transit would be decently cheaper.
Old topic but still very relevant. I am planning a trip and noticed there are at least two unlimited weekly fares: A and AB. I don't see exact numbers, but presumably AB is more expensive because it includes a larger outlying space in the metro region. So my question to veterans in the Montreal scene is whether it's worth it for a typical tourist to bother with AB. Any thoughts?
by Tabulator
Wed Mar 20, 2024 8:38 pm
Forum: Investing - Theory, News & General
Topic: Basket of Stocks
Replies: 34
Views: 3047

Re: Basket of Stocks

nisiprius wrote: Wed Mar 20, 2024 7:31 am I continue to be completely baffled as to why any functional investor considers deflation to be an investing problem. (A social problem, yes). An investment that matches deflation is functionally OK; it's only a problem for competitive investors because something else could have done better.
Thanks for your comments. Just in case more clarity is called for, I wasn't thinking that a deflation- or disinflation-minded investment would lose money, or match the rate of change in consumer price, or anything like that. It would simply be more about bearing in mind macroeconomic conditions when selecting equities or equity funds, if such a thing matters. I don't think my remark was necessarily misunderstood anyway.
by Tabulator
Wed Mar 20, 2024 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax enters California adjustment for Treasury interest on wrong line.
Replies: 20
Views: 1937

Re: TurboTax enters California adjustment for Treasury interest on wrong line.

jebmke wrote: Wed Mar 20, 2024 6:18 am ever done a Maryland return? :beer
Sounds like I need to take your word for it and avoid Maryland.
by Tabulator
Wed Mar 20, 2024 8:28 pm
Forum: Personal Consumer Issues
Topic: Going to Canada, do I need cash?
Replies: 93
Views: 9813

Re: Going to Canada, do I need cash?

vinhodoporto wrote: Wed Mar 20, 2024 12:26 am I travel to Canada once or twice a month for my work. The physical global entry card lets you use their version of the pre-check lanes for domestic flights between two Canadian cities.

If your flight is going to the US you’ll need Nexus to get in the express lanes for Canadian security.
Okay, so not as good as I thought. I guess I'll leave my physical Global Entry card at home. Do Americans without Nexus take their shoes off?
by Tabulator
Tue Mar 19, 2024 10:14 pm
Forum: Personal Consumer Issues
Topic: Going to Canada, do I need cash?
Replies: 93
Views: 9813

Re: Going to Canada, do I need cash?

arcticpineapplecorp. wrote: Mon Jul 24, 2023 6:21 pm Do you have a passport? I think you'll need one now to get into Canada. Things have changed that way since 2005. It takes awhile to get passports, even if you pay more for expedited service.
And word on the web is that Global Entry will grant US citizens some privileges within Canada (if you want to go beyond just a basic passport). Those privileges require carrying the physical Global Entry card, apparently. Would love to know if anyone has actually tried this out.
by Tabulator
Tue Mar 19, 2024 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax enters California adjustment for Treasury interest on wrong line.
Replies: 20
Views: 1937

Re: TurboTax enters California adjustment for Treasury interest on wrong line.

Kudos for your attention to detail. I did federal and two states this year in TurboTax. California was the worst part of the whole process.
by Tabulator
Tue Mar 19, 2024 10:02 pm
Forum: Investing - Theory, News & General
Topic: Basket of Stocks
Replies: 34
Views: 3047

Re: Basket of Stocks

I'm really curious to know why inflation is such an important consideration in your question. What about finding companies that are protected from the opposite: deflation or disinflation? I'm not pushing one answer, just cautioning against being too caught up in the economic and financial news from the first part of this decade.
copenhagen227 wrote: Mon Mar 18, 2024 10:01 pm If you had a basket of stocks comprised of productive businesses that were relatively protected from the harmful effects of inflation
There is a conversation to be had, and it's so predictable that some will only answer with broad, passive indexing (sometimes sarcastically).
by Tabulator
Tue Mar 19, 2024 9:54 pm
Forum: Personal Consumer Issues
Topic: Maintaining a new Global Entry membership (USA)
Replies: 20
Views: 1681

Re: Maintaining a new Global Entry membership (USA)

Do you mean no interview at all, not even a virtual or computer interview?
life in slices wrote: Tue Mar 19, 2024 12:14 pm I’ve renewed it 3 or 4 times with no interview, but current renewal is still in pending status so will have to wait and see, but expect no interview
by Tabulator
Tue Mar 19, 2024 11:38 am
Forum: Personal Consumer Issues
Topic: Maintaining a new Global Entry membership (USA)
Replies: 20
Views: 1681

Re: Maintaining a new Global Entry membership (USA)

Just curious: Did your renewal involve an in-person interview, or remote interview?
life in slices wrote: Tue Mar 19, 2024 11:21 am I just went through the renewal process last week and updated my info then (nothing changed other than DL expiry dates)
by Tabulator
Tue Mar 19, 2024 11:29 am
Forum: Personal Consumer Issues
Topic: Maintaining a new Global Entry membership (USA)
Replies: 20
Views: 1681

Re: Maintaining a new Global Entry membership (USA)

life in slices wrote: Tue Mar 19, 2024 11:21 am https://ttp.cbp.dhs.gov/dashboard
You can update your profile on a menu on the right side if needed.
I tried that. There is no option for me to update employment information. Is it different for you? I can update other things, but not employment.
by Tabulator
Tue Mar 19, 2024 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Lifelong renter looking to become first time (cash) homebuyer - do I need agent? Or only lawyer & inspector?
Replies: 23
Views: 2270

Re: Lifelong renter looking to become first time (cash) homebuyer - do I need agent? Or only lawyer & inspector?

max12377 wrote: Tue Mar 19, 2024 4:32 amBe VERY careful and inspect the heck out of the property - including the sewer line, drainage, etc Avoid fomo Take your time and control your emotions. Hot markets can make you think you have to force your hand & you can end up with lots of remorse.
My family is currently buying a condo in the Great Lakes built in the 1990s. I suggested an inspection, but my sister preferred not to have an inspection because it would turn off the seller. So we are paying asking price (cash) with no inspection. Bad idea?
by Tabulator
Tue Mar 19, 2024 11:09 am
Forum: Personal Consumer Issues
Topic: Maintaining a new Global Entry membership (USA)
Replies: 20
Views: 1681

Maintaining a new Global Entry membership (USA)

For any Global Entry members here, what does one have to do to keep one's account information up-to-date?

In my Global Entry interview, the officer specifically instructed me to keep my employment information up-to-date throughout my membership. However, I can't find where to update the information. I can only see where to view the information I entered in my application.

As of now, my employment information will be out-of-date when I show up at border control.
by Tabulator
Mon Mar 18, 2024 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Mega Thread on Speed of 2023 Tax Refunds
Replies: 52
Views: 6129

Re: Mega Thread on Speed of 2023 Tax Refunds

I filed using TurboTax in the past week. My estimated refund date is in early April.
by Tabulator
Mon Mar 18, 2024 11:09 am
Forum: Personal Consumer Issues
Topic: Global Entry or Passport renewal First?
Replies: 7
Views: 1136

Re: Global Entry or Passport renewal First?

In my Global Entry interview, the officer specifically instructed me to keep my employment information up-to-date throughout my membership. However, I can't find where to update the information. I can only see where to view the information I entered in my application. Any ideas?
by Tabulator
Mon Mar 18, 2024 11:03 am
Forum: Personal Consumer Issues
Topic: NYC This Year or Wait? Has it sufficiently recovered from Covid?
Replies: 54
Views: 4713

Re: NYC This Year or Wait? Has it sufficiently recovered from Covid?

BrooklynInvest wrote: Mon Mar 18, 2024 9:35 amDespite a lot of the nonsense spewed by one particular TV channel (oddly still headquartered in New York) life here is good and crime is still low compared to other US cities.
Have you compared crime to Chicago by chance?
by Tabulator
Mon Mar 18, 2024 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Etrade (Morgan Stanley) 2 Tax Statements Question
Replies: 33
Views: 10894

Re: Etrade (Morgan Stanley) 2 Tax Statements Question

I did an import to TurboTax during the last week and it seemed to work well.
by Tabulator
Mon Mar 18, 2024 10:57 am
Forum: Personal Consumer Issues
Topic: navigation system for car
Replies: 64
Views: 3366

Re: navigation system for car

For those of us who invested in a good phone, I'm not sure why we'd want to put so much wear and tear on its battery by using it for navigation. Not to mention whatever direct sun exposure it might get through the windshield. I'd rather keep the phone cool, hidden away in a protective case, and in airplane mode while an inexpensive Garmin unit does the hard work, and a better job of it.
by Tabulator
Thu Feb 22, 2024 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Etrade (Morgan Stanley) 2 Tax Statements Question
Replies: 33
Views: 10894

Re: Etrade (Morgan Stanley) 2 Tax Statements Question

Thanks for the update. I don't follow all the details, but overall it does not sound like a great situation.
billthecat wrote: Wed Feb 21, 2024 10:47 pm I imported both statements
by Tabulator
Wed Feb 21, 2024 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: No 1099-R after rollover/conversion -- consequences?
Replies: 22
Views: 2642

Re: No 1099-R after rollover/conversion -- consequences?

My rollover was from an employer 401(k) to a brokerage-held rollover IRA. So I think it's what you describe as a "usual employer plan to IRA direct rollover". Is it okay for me to ask a related question? I'm wondering if anyone has experience in dealing with a direct rollover-generated 1099-R via TurboTax. I just received a 1099-R with distribution code "G" (in box 7). Is TurboTax straightforward when it comes to reporting such a non-taxable event? For the usual employer plan to IRA direct rollover tax programs will report the G coded 1099R on lines 5a and 5b of Form 1040. But if your direct rollover happened to be an IRA>qualified plan rollover (also a G code), the rollover should be reported on lines 4a and 4b, but an ...
by Tabulator
Wed Feb 21, 2024 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: Etrade (Morgan Stanley) 2 Tax Statements Question
Replies: 33
Views: 10894

Re: Etrade (Morgan Stanley) 2 Tax Statements Question

I'm going to try an auto-import from ETrade to TurboTax right now. That ought to be interesting :happy Edit: no I'm not. TurboTax says the documents aren't available yet (seems to be hard coded -- it didn't take my login info or anything) and I should wait another week. Of course I'm staring at the PDFs so that's not really true. Any updates? I can't decide if I should dread or look forward to seeing what happens when I try to import two tax documents with the same payer TIN into TurboTax. Edited to add: For what it's worth, I recall that I had the same experience of a delay last year -- just like StrangePenguin described in the quote above. After the documents are made available, TurboTax cannot access them immediately. TurboTax did notif...
by Tabulator
Thu Jan 25, 2024 8:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Cash Plus Account
Replies: 511
Views: 69422

Re: Vanguard Cash Plus Account

Lastrun wrote: Wed Jan 17, 2024 11:12 amsince Vanguard does not have Zelle
Is there a structural reason for Vanguard not supporting Zelle, or possibly just a preference on the part of Vanguard?
by Tabulator
Thu Jan 25, 2024 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: No 1099-R after rollover/conversion -- consequences?
Replies: 22
Views: 2642

Re: No 1099-R after rollover/conversion -- consequences?

Is it okay for me to ask a related question? I'm wondering if anyone has experience in dealing with a direct rollover-generated 1099-R via TurboTax. I just received a 1099-R with distribution code "G" (in box 7). Is TurboTax straightforward when it comes to reporting such a non-taxable event?
by Tabulator
Fri Dec 29, 2023 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Amex Savings login change
Replies: 20
Views: 2445

Re: Amex Savings login change

rustlers wrote: Fri Dec 29, 2023 2:35 pm What is the benefit of separating logins?
Isn't it better to see both in the same place?
A single authentication is more convenience but less secure. In principle, if that one password gets compromised, an attacker can access more.
by Tabulator
Fri Dec 29, 2023 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Capital One Venture X [Credit Card]
Replies: 10
Views: 2061

Re: Capital One Venture X [Credit Card]

Does the portal use the same authentication (name and password) as the Capital One billing site?
tsarstruckPHL wrote: Thu Dec 28, 2023 9:20 pm The travel portal is decent
by Tabulator
Fri Dec 29, 2023 11:35 am
Forum: Personal Consumer Issues
Topic: Best way to sign up for Uber as a new rider
Replies: 8
Views: 1450

Re: Best way to sign up for Uber as a new rider

ResearchMed wrote: Thu Dec 28, 2023 2:41 pm IF you happen to have an Amex Platinum card
I can't come even close to justifying a Platinum card, so I'm doing without that benefit. I would consider getting a Capital One card in the future. I don't know if the Venture X's annual credit can be used for Uber, but I doubt it.
bob60014 wrote: Thu Dec 28, 2023 3:01 pm I don't use this perk, but Cap One Savor cards have a Uber-Uber Eats-Uber One benefit discounts and credits, too.
by Tabulator
Fri Dec 29, 2023 11:29 am
Forum: Personal Finance (Not Investing)
Topic: USAA Claims Reputation
Replies: 51
Views: 5725

Re: USAA Claims Reputati

Parkinglotracer wrote: Fri Dec 29, 2023 11:14 am Couple years later I got another quote and their rates were better, I switched back. No problems - people do it everyday. Usaa’s homeowners ins has always been the least expensive for me.
So basically you just keep your USAA name and password with no billing activity in the account?
by Tabulator
Fri Dec 29, 2023 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Moral Issues with Credit Card Rewards
Replies: 22
Views: 1970

Re: Moral Issues with Credit Card Rewards

You asked about ESG investing. May I share an idea that will be unpopular? There is an argument to be made that the Nasdaq 100 is the best broad index out there. And my point in raising this is that QQMG might even be a better fund than QQQ or QQQM for the long term. (Is QQMG anything but passive? I'm honestly asking.) In my personal opinion, ESG investing might converge surprisingly well with investing for the best risk and return. I'm just trying to share one perspective here, which is that "index investing" and "ESG investing" need not be considered separate objectives. One might even consider the possibility that investments that make the world better will actually be the most profitable, overall, in our lifetimes. I...
by Tabulator
Fri Dec 29, 2023 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Migrating Entirely To The AMEX Ecosystem (Checking, Savings, Credit Cards)
Replies: 20
Views: 1938

Re: Migrating Entirely To The AMEX Ecosystem (Checking, Savings, Credit Cards)

humblecoder wrote: Fri Dec 29, 2023 7:58 am online bill pay
I'm all for simple and minimal, but it's hard to think about going without bill pay in a checking account.
by Tabulator
Fri Dec 29, 2023 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Amex Savings login change
Replies: 20
Views: 2445

Re: Amex Savings login change

Though I like American Express a lot, I do miss the days when deposits and cards were completely separate.
rustwood wrote: Tue Jul 26, 2022 2:02 pm I have always kept separate logins for my AmEx credit card and AmEx savings accounts, although AmEx has tried to get me to use the same login for both.
by Tabulator
Fri Dec 29, 2023 11:04 am
Forum: Personal Finance (Not Investing)
Topic: USAA Claims Reputation
Replies: 51
Views: 5725

Re: USAA Claims Reputation

Does that mean you move in and out of USAA? How does USAA handle the "idle" time?
Parkinglotracer wrote: Fri Dec 29, 2023 10:58 am have only moved my auto insurance when the difference was 20% or more.
by Tabulator
Thu Dec 28, 2023 2:21 pm
Forum: Personal Consumer Issues
Topic: Best way to sign up for Uber as a new rider
Replies: 8
Views: 1450

Re: Best way to sign up for Uber as a new rider

Okay, that's good to know. I guess I was influenced by the story from a while back of someone who accumulated $50,000 worth of credit with his Uber referral code.
muffins14 wrote: Thu Dec 28, 2023 2:07 pm I’m not aware of any promotions that worked be worth your time
by Tabulator
Thu Dec 28, 2023 2:04 pm
Forum: Personal Consumer Issues
Topic: Best way to sign up for Uber as a new rider
Replies: 8
Views: 1450

Best way to sign up for Uber as a new rider

I am interested in creating an Uber account as a first-time rider, but I have no immediate or specific plan to use it yet. This question is for anyone who is familiar with Uber's various promotions:
Is there some optimal way to go about it that would maximize promotions, either for me or for someone referring me?

I have never used Uber (except for the rides given to me as a customer at at least one car dealership service department).
by Tabulator
Thu Dec 28, 2023 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Netflix: subscribe directly or via Apple?
Replies: 7
Views: 850

Re: Netflix: subscribe directly or via Apple?

I don't have experience and can't answer the question directly. But just a thought: Maybe, all things being equal, it's better to keep accounts as separate as possible. I am willing to give up convenience to not have too many connections or dependencies. That's just how I do things and the inspiration for me came from Nassim Taleb's books.
by Tabulator
Thu Dec 28, 2023 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Mickey Mouse goes out of copyright in 2024
Replies: 5
Views: 1458

Re: Mickey Mouse goes out of copyright in 2024

I didn't quite read this, but is there any sign that Disney is fighting to extend the copyright?
by Tabulator
Thu Dec 28, 2023 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One Venture X [Credit Card]
Replies: 10
Views: 2061

Re: Capital One Venture X [Credit Card]

Does the same user name and password access the travel portal and the Capital One billing interface? Or do people have to set up a separate password for each?
by Tabulator
Thu Dec 28, 2023 1:23 pm
Forum: Personal Consumer Issues
Topic: IRS forcing new Login
Replies: 74
Views: 14783

Re: IRS forcing new Login

AAA wrote: Tue Dec 26, 2023 7:27 pm I had no idea they would mail me my 2024 IP PIN.
Are you saying, in retrospect, it turned out to be unnecessary for you to sign up for ID.me?
talzara wrote: Tue Dec 26, 2023 5:48 pm The OMB report said that login.gov already complied with the spirit of IAL2 and just needed an anti-fraud program. The IRS wanted compliance with the letter of IAL2 and also wanted the anti-fraud tools. Login.gov is doing both, so the IRS won't be able to use those as excuses not to implement login.gov anymore.
Do you think the IRS may have another reason, stated or unstated, for not wanting Login.gov -- possibly separate from the question of IAL2?
by Tabulator
Tue Dec 26, 2023 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card recommendation: one card to rule them all?
Replies: 95
Views: 14591

Re: Credit card recommendation: one card to rule them all?

Contango1025 wrote: Tue Dec 26, 2023 1:54 pm However, perhaps most importantly, I feel investing my time and energy in my career will provide a greater ROI given my current trajectory. I increasingly gravitate towards simplicity, which doesn't align well with chasing travel rewards and figuring out how to use them.
I sense a lot of wisdom there.
by Tabulator
Tue Dec 26, 2023 4:53 pm
Forum: Investing - Theory, News & General
Topic: Best book to convince someone investing isn't gambling
Replies: 102
Views: 119446

Re: Best book to convince someone investing isn't gambling

Where I live, people don't read books, let alone get persuaded by them. So I applaud you for trying.
by Tabulator
Tue Dec 26, 2023 4:49 pm
Forum: Personal Consumer Issues
Topic: IRS forcing new Login
Replies: 74
Views: 14783

Re: IRS forcing new Login

Is it up to the IRS to decide when Login.gov has met the criteria, or would another authority such as NIST make that determination?
talzara wrote: Mon Dec 25, 2023 7:39 pm The OMB then conducted an assessment of login.gov that found it satisfied the spirit of IAL2, but not the letter of IAL2. It recommended establishing an anti-fraud program, but the GSA did not do so. The IRS used this as an excuse not to implement login.gov, saying that fraud controls were "not a substitute for" IAL2 compliance. The current IRS position is that there must be at least two login systems, one public and one private, and they must be IAL2 compliant.
Edit: It sounds like you're saying OMB gets to decide.
by Tabulator
Tue Dec 26, 2023 4:39 pm
Forum: Investing - Theory, News & General
Topic: Cathie Wood - What's the story?
Replies: 83
Views: 14009

Re: Cathie Wood - What's the story?

Wood's "Big Ideas" content on YouTube can be pretty interesting.
by Tabulator
Mon Dec 25, 2023 3:09 pm
Forum: Personal Consumer Issues
Topic: Does a SUV have more utility than a sedan?
Replies: 297
Views: 159294

Re: Does a SUV have more utility than a sedan?

tibbitts wrote: Thu Dec 21, 2023 12:03 am The hinge needs to be able to move both the trunk lid and the rear window out of the way, to allow loading larger objects.
Sounds like a Buick Regal, aka Opel Insignia B (but not the TourX mentioned by someone else). Wikipedia calls it a "fastback" or a "liftback".
by Tabulator
Mon Dec 25, 2023 3:00 pm
Forum: Personal Consumer Issues
Topic: Third generation Prius engine problems: Should I sell?
Replies: 14
Views: 2347

Re: Third generation Prius engine problems: Should I sell?

I need to acknowledge all the helpful comments! After considering this for a good while, I decided to put the Prius on the market next year.

Merry Christmas, everyone, and thanks for the time you took to give me good ideas.
Fremdon Ferndock wrote: Mon Jan 23, 2023 2:13 pm Carcomplaints has an "Avoid like the Plague" warning
I was surprised by that and glad to see it pointed out.
by Tabulator
Mon Dec 25, 2023 2:48 pm
Forum: Personal Consumer Issues
Topic: IRS forcing new Login
Replies: 74
Views: 14783

Re: IRS forcing new Login

I might be reading this wrong, but here's what I'm seeing in articles on the web:
At issue is whether Login.gov complies with a NIST standard known as "identity assurance level 2". The General Services Administration was less than honest, on at least one occasion, by claiming Login.gov does comply. (The Administration's Inspector General found this to be the case. The Administration cited employee misconduct, seen in Appendix 2 of a redacted report available at the previous link.) The IRS might be waiting for Login.gov to meet the aforementioned standard.