+1Doctor Rhythm wrote: ↑Tue Jun 08, 2021 12:52 am I wouldn’t say that I regret it, but in retrospect, it wasn’t the financially optimal decision. But that’s the rub - everything is obvious in retrospect, but at the time, there was a lot more uncertainty, including an adjustable rate mortgage and having just experienced a 50% drop in stock prices.
In the end, there wasn’t any meaningful consequence to the decision, so no regrets.
FWIW...Original mortgage was 7%+ before refi's.