Search found 1226 matches

by Tycoon
Sat Sep 08, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Bike computer or Apple Watch?
Replies: 49
Views: 3328

Re: Bike computer or Apple Watch?

Bike computer. A watch collects sweat around my wrist.
by Tycoon
Sat Sep 08, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Is it sensible to buy a car from Elon Musk?
Replies: 59
Views: 3018

Re: Is it sensible to buy a car from Elon Musk?

It's not sensible for me to purchase one of his cars. The break-even doesn't come close. As far as Mr. Musk, I've never been into hero worship.
by Tycoon
Sat Sep 08, 2018 8:06 am
Forum: Personal Finance (Not Investing)
Topic: Healthcare sharing programs
Replies: 19
Views: 1065

Re: Healthcare sharing programs

There are many prior threads on this topic. You should search for those. The threads always end up being shut down because they become too political. I don't believe we really need to debate their merits again in a new thread. Ditto.. Ditto.. Ditto... Medishare has the dubious distinction of being ...
by Tycoon
Mon Sep 03, 2018 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?
Replies: 79
Views: 3147

Re: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?

concerning Alphabet (and Amazon too), I've seen some very good arguments here: https://www.youtube.com/watch?v=XYTqrWO1_fk Youtube arguments tend to be the strongest :D these guys at Ritholz seem smart; they champion using index funds for some investors and they have an 'evidence based investment c...
by Tycoon
Mon Sep 03, 2018 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?
Replies: 79
Views: 3147

Re: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?

If putting your money in Alphabet and Amazon is something that you feel strongly about, do it. The best lessons in life are learned the hard way. I hope it turns out well.
by Tycoon
Sun Sep 02, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Lexus vs. Mercedes
Replies: 86
Views: 6413

Re: Lexus vs. Mercedes

Are you going to remember a Lexus or a trip to Hawaii with your family on your deathbed?[/color] Not to derail this thread, but this made me think. Cars and vacations are not something I'll will remember on my deathbed. Neither made lasting impressions like the birth of my children, or the first ti...
by Tycoon
Sun Sep 02, 2018 8:34 am
Forum: Investing - Help with Personal Investments
Topic: What are your goals when you change your bond funds?
Replies: 36
Views: 2305

Re: What are your goals when you change your bond funds?

I'm retiring in Jan. '19. My goal is income to supplement my pension.
by Tycoon
Sun Sep 02, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: German B&M Non-Blinking vs. Blinking Bike Tail Lights
Replies: 20
Views: 1216

Re: German B&M Non-Blinking vs. Blinking Bike Tail Lights

I use a Cygolite Hotshot PRO 3 150, but it's not permanent. It has a few blinking modes and it's really bright.
by Tycoon
Sat Sep 01, 2018 1:04 pm
Forum: Investing - Theory, News & General
Topic: Decided to try timing the market. 100% short on 9/17/15
Replies: 361
Views: 62622

Re: Decided to try timing the market. 100% short on 9/17/15

How did I miss this thread? Another classic. 100% short! That took nerves of steel.
by Tycoon
Wed Aug 29, 2018 5:58 pm
Forum: Investing - Theory, News & General
Topic: Just put $100K into TUR. Analysis inside
Replies: 71
Views: 3235

Re: Just put $100K into TUR. Analysis inside

Elysium wrote:
Wed Aug 29, 2018 5:13 pm
This is really fun thread.. I just wanted to be here :D
Me too! I'm going to follow this one. It's got all the classics in it.
by Tycoon
Wed Aug 29, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: Most commonly misused/misunderstood investing terms and concepts (on BH forum)
Replies: 220
Views: 11227

Re: Most commonly misused/misunderstood investing terms and concepts (on BH forum)

________________ said the market will crash, is overvalued, undervalued, overheated, inflated, irrational, etc.

Just fill in the blank with any guru, genius, or self appointed expert.
by Tycoon
Sun Aug 26, 2018 12:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6845
Views: 1496028

Re: U.S. stocks in freefall

CaliJim wrote:
Sun Aug 26, 2018 12:04 pm
The crash is coming! Just you wait. My neighbor told me he recently totally pulled out of the market and purchased real estate in Hawaii with the proceeds. You have been warned! :twisted:
Hmmm.... Hawaii eh? No risk of an active vocano erupting right? Sounds like a smart move. :P
by Tycoon
Sat Aug 25, 2018 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Financial education for kids
Replies: 14
Views: 820

Re: Financial education for kids

When my children were little after we got done Trick or Treating I took 30% of their candy. That taught them about taxes. When they were a little older I paid them both the same amount of money to do different tasks. One task was much more laborious and took longer, so one sat around and watched the...
by Tycoon
Fri Aug 24, 2018 9:12 pm
Forum: Investing - Theory, News & General
Topic: Pay off mortgage with 5.12% interest rate?
Replies: 12
Views: 864

Re: Pay off mortgage with 5.12% interest rate?

Yes, I would pay off a 5.12% mortgage.
by Tycoon
Sun Aug 19, 2018 12:13 pm
Forum: Investing - Theory, News & General
Topic: Previous 10 year returns predicitions
Replies: 6
Views: 982

Re: Previous 10 year returns predicitions

Larry Swedroe used to post a list of predictions. I'm too lazy to find if for you, but if you search "Swedroe predictions" I'm sure you'll find them. Edited to add: I decided that I'm curious too. This may not be exactly what you're looking for, but it's fun to read anyway. http://www.etf.com/sectio...
by Tycoon
Sun Aug 19, 2018 12:05 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 25077

Re: Invest in Tesla?

I will say this again, people who actually drive Model X or 3, and individual stockholders, are extremely happy with the product and the mission and progress company has made so far. Anyone who doesn't either own Tesla car or directly Tesla stock simply has no business commenting on the affair of t...
by Tycoon
Thu Aug 16, 2018 8:30 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1051
Views: 82067

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

9 pages in. I have to ask. Has a single person changed their position having read or participated in this thread? :shock: :oops: :sharebeer Since you asked. Me? I didn't become a multi-millionaire following the advice of anonymous internet prognosticators. I'll continue to dance with the one that b...
by Tycoon
Tue Aug 14, 2018 3:55 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1051
Views: 82067

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

The inception date of Vanguard Total Stock U.S. Stock Market Index Fund ( VTSMX ) was 4/27/1992. The inception date of Vanguard Total International Stock Index Fund ( VGTSX ) was 4/29/1996. Per Morningstar , as of 8/13/2018, if you had invested $10,000 in both funds on 4/30/1996, you would currentl...
by Tycoon
Sat Aug 11, 2018 9:36 pm
Forum: Investing - Theory, News & General
Topic: NYT: The Big, Dangerous Bubble in Corporate Debt
Replies: 18
Views: 3637

Re: NYT: The Big, Dangerous Bubble in Corporate Debt

Here a bubble, there a bubble, everywhere a bubble. That's it! I'm getting the shovel and burying our money in the backyard. If one is looking for reasons to worry one can certainly find them. Asteroids, super volcanoes, sunspots, corporate debt, what next? Investing involves risk. Measure one's ris...
by Tycoon
Sat Aug 11, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Advice requested: making a HO claim for a roof/hail
Replies: 21
Views: 1093

Re: Advice requested: making a HO claim for a roof/hail

Have an adjuster climb up on your roof and check for damage. If there is damage that warrants replacing the roof, replace it. The reason I haven't done this is because I read that if I initiate a call to my insurance, they inspect, and they find no damage (or if they find minimal damage and we deci...
by Tycoon
Sat Aug 11, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Advice requested: making a HO claim for a roof/hail
Replies: 21
Views: 1093

Re: Advice requested: making a HO claim for a roof/hail

Have an adjuster climb up on your roof and check for damage. If there is damage that warrants replacing the roof, replace it.
by Tycoon
Sun Aug 05, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Dear BH, what are non-BH [financial] actions you do?
Replies: 71
Views: 4812

Re: Dear BH, what are non-BH actions you do?

I ride a road bike without a helmet.
by Tycoon
Sat Aug 04, 2018 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 15453

Re: Will you pay for your kids' college/graduate education?

1st child went for free as an undergrad and now is going back for free as a grad/Phd student. We're paying for #2's education. We promised our children we would pay for their college education as long as they did well in school. We have no regrets.
by Tycoon
Sat Aug 04, 2018 8:28 am
Forum: Investing - Theory, News & General
Topic: DJIA Bubble Chart
Replies: 9
Views: 1119

Re: DJIA Bubble Chart

I've noticed a distinct trend in your postings.

No, the chart doesn't get my attention.
by Tycoon
Wed Aug 01, 2018 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: DW job in dangerous area
Replies: 90
Views: 7054

Re: DW job in dangerous area

I would pay my wife a 40k/yr. salary to not take the job.
by Tycoon
Mon Jul 30, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: ACT test - got 34, try for 36?
Replies: 61
Views: 5531

Re: ACT test - got 34, try for 36?

FireProof wrote:
Mon Jul 30, 2018 5:09 pm
If anything, there's an almost unlimited supply of people with 34s, so the only way to set yourself apart and not have to rely entirely on unpredictable soft factors is to get a really top score.
1.010% of ACT test takers scored 34. Roughly 20,499 students. 99th percentile. Unlimited supply?
by Tycoon
Sun Jul 29, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Dual language vs Traditional Public School
Replies: 23
Views: 1318

Re: Dual language vs Traditional Public School

The benefits of being bilingual outstrip anything a translator can do. Bilingual individuals tend to have more advanced verbal abilities than their monolingual peers, as well as being better problem solvers and decision makers. This is a very interesting assertion since I am monolingual. I do not d...
by Tycoon
Sun Jul 29, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: Regret Public School?
Replies: 75
Views: 5774

Re: Regret Public School?

On religion, I'm not sure what you're getting at: Christians don't know how to deal with others???? Not at all. I’m saying anyone living in a controlled environment,that is somewhat homogenous, for +15 years is going to have a hard time adjusting to the real world. That's a hasty generalization.
by Tycoon
Mon Jul 16, 2018 7:12 pm
Forum: Investing - Theory, News & General
Topic: GMO 7 year forecasts are worse than a toss of a coin
Replies: 47
Views: 4451

Re: GMO 7 year forecasts are worse than a toss of a coin

Three of 11. Now there's a surprise. I would expect 0 of 11.
by Tycoon
Sat Jul 14, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14467

Re: Early retirement

Spouse is trying to spend more so I may work more and compete with others and own more than others in her circle(and she can post more pictures on social media) - apparently that is success to her. I feel for you. This is a systemic problem that grew with social media. Good luck overcoming that one.
by Tycoon
Fri Jul 13, 2018 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: What rate of return are you using for retirement projections?
Replies: 99
Views: 9796

Re: What rate of return are you using for retirement projections?

ebrasmus21 wrote:
Fri Jul 13, 2018 4:55 pm
The is one of the most depressing threads I've seen on this board [which is saying something].
Don't fret, everything is going to be all right. :beer
by Tycoon
Fri Jul 13, 2018 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14467

Re: Early retirement

My response, "I'm starting a new job as a multi-million dollar retirement asset manager".
by Tycoon
Sun Jul 08, 2018 10:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard - What will the real return be for stocks and bonds over the next ten years?
Replies: 46
Views: 5325

Re: Vanguard - What will the real return be for stocks and bonds over the next ten years?

linenfort wrote:
Sun Jul 08, 2018 10:40 am
I swear Vanguard gave a similarly bleak report a few years ago. Joe Davis? Glad I didn’t suddenly reduce stocks or I’d have missed out.
Exactly! The sky is always falling. Blah, blah, blah.
by Tycoon
Mon Jul 02, 2018 3:50 pm
Forum: Investing - Theory, News & General
Topic: Tariffs/Inflation/Rates
Replies: 24
Views: 1843

Re: Tariffs/Inflation/Rates

I'm relatively young and haven't been an adult during rising interest rates, inflation and now tariffs. Rates have been going up since 2015; that's three years now. There was rising inflation from 2002-2008 and again from 2009-2010. I suggest that you have been an adult during rising interest rates...
by Tycoon
Thu Jun 28, 2018 6:52 pm
Forum: Investing - Theory, News & General
Topic: Keep calm and Boglehead on!
Replies: 60
Views: 5923

Re: Keep calm and Boglehead on!

Anxiety levels were rising in the 50's when "Rock and Roll" entered and young folks were doing wild things. In the 60's when 4 English fellows with funky haircuts stepped off the plane, Vietnam, and a funny herb odor filled the air. In the 70's when folks endured a decade of unrest from Nixon to Ca...
by Tycoon
Thu Jun 28, 2018 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: how often does high ACT score == scholarship?
Replies: 102
Views: 10260

Re: how often does high ACT score == scholarship?

College professor here What state are you in? In some states, those stats would get you a full ride at the state universities. In others (North Carolina, Texas, California, Georgia) the lower GPA will hurt. My niece just got $120,000 at the University of Alabama for a 4.0/31 ACT. She's in-state, an...
by Tycoon
Tue Jun 26, 2018 5:43 pm
Forum: Investing - Theory, News & General
Topic: Geopolitical events [Impact of recent trade policy decisions on the market]
Replies: 22
Views: 2352

Re: Geopolitical events

A very good example and illustration, but it won't matter. Some people just shouldn't be investing. True. But how do we know which people should and which people shouldn't? I'm guessing you're assuming the OP shouldn't be investing because of the question s/he asked. Or how s/he asked it. But there...
by Tycoon
Tue Jun 26, 2018 5:17 pm
Forum: Investing - Theory, News & General
Topic: Geopolitical events [Impact of recent trade policy decisions on the market]
Replies: 22
Views: 2352

Re: Geopolitical events

Politics is not allowed here. Geopolitics? Kind of the same thing, right? Just politics on a global scale, rather than local. First off, aren't many/most geopolitical events unplanned and/or sudden? If so, then how do you plan for something that you don't know is going to happen? Now take a big pla...
by Tycoon
Fri Jun 22, 2018 9:13 pm
Forum: Investing - Theory, News & General
Topic: Heavy in equities?
Replies: 46
Views: 4961

Re: Heavy in equities?

I expect to get paid for the investment risks I take. I take the largest risk I can stomach for the amount of return I need. 60% equities at the moment.
by Tycoon
Sun Jun 17, 2018 3:01 pm
Forum: Investing - Theory, News & General
Topic: Very confused with the current market
Replies: 112
Views: 12926

Re: Very confused with the current market

capcase wrote:
Sun Jun 17, 2018 2:57 pm
It is the law of capital ism: sheep shearing

If everyone makes money, the market won't survive.
What?
by Tycoon
Sat Jun 16, 2018 9:19 am
Forum: Investing - Theory, News & General
Topic: Bill Gross' fund, lately...
Replies: 14
Views: 2268

Re: Bill Gross' fund, lately...

Another revealing post. There's definitely a common theme when the curtain is pulled back.
by Tycoon
Fri Jun 15, 2018 3:11 pm
Forum: Investing - Theory, News & General
Topic: Oh my! Cardone says we need $10m net worth
Replies: 104
Views: 14460

Re: Oh my! Cardone says we need $10m net worth

Hey! Wait a minute! This guy has 10 million and he didn't go to an Ivy? What? How did that happen?
by Tycoon
Fri Jun 15, 2018 3:09 pm
Forum: Investing - Theory, News & General
Topic: Flaw in Logic? CD ladder instead of bond funds
Replies: 63
Views: 5240

Re: Flaw in Logic? CD ladder instead of bond funds

Hey! Wait a minute! This guy has 10 million and he didn't go to an Ivy? What? How did that happen?

Oops! Wrong Thread. :?