Search found 1290 matches

by Tycoon
Tue Jan 22, 2019 12:48 pm
Forum: Investing - Theory, News & General
Topic: Fake Passive Investors
Replies: 38
Views: 1486

Re: Fake Passive Investors

Is that an indictment? Are you going somewhere with this? Most certainly, the forum has been pervaded by the idea that simply following a systematic approach with/ or without an index merits the label of passive investing. Here's the progression: Changing the AA % (Bonds/Stocks) has become accepted...
by Tycoon
Tue Jan 22, 2019 12:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 166
Views: 20719

Re: Roll Call for the Retirement Class of 2019!

I worked my last day yesterday. So long Megacorp, hello happiness. Congratulations Tycoon and best wishes for a long enjoyable retirement filled with wonderful new experiences :happy And don't mess with Texas 8-) Thank you. Let the final journey begin. 8-) Tycoon - what happened to Texas?? :shock: ...
by Tycoon
Tue Jan 22, 2019 12:26 pm
Forum: Investing - Theory, News & General
Topic: Fake Passive Investors
Replies: 38
Views: 1486

Re: Fake Passive Investors

Is that an indictment? Are you going somewhere with this?
by Tycoon
Sat Jan 19, 2019 10:23 am
Forum: Investing - Theory, News & General
Topic: The NY Times calls us a cult but in a good way
Replies: 60
Views: 6859

Re: The NY Times calls us a cult but in a good way

One could make a strong argument that readers of the NY Times are themselves a cult.
by Tycoon
Fri Jan 18, 2019 9:23 pm
Forum: Investing - Help with Personal Investments
Topic: Differences in Investment Approach
Replies: 46
Views: 1575

Re: Differences in Investment Approach

One must attend an Ivy, or "Top Ten" school to be successful. Economists can predict the future.
by Tycoon
Wed Jan 16, 2019 8:36 pm
Forum: Personal Consumer Issues
Topic: Fun with Amazon
Replies: 35
Views: 3874

Re: Fun with Amazon

In a weak moment I rented some college textbooks for my son. Time passes, my son crushes the semester and it's time to send the books back. I login into Amazon's website to print a return label. Well nothing I do will allow me to print a return label - nothing. Two hours of trying every conceivable ...
by Tycoon
Wed Jan 16, 2019 6:25 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44575

Re: John Bogle is dead at 89

A truly honest man. Rest in peace.
by Tycoon
Tue Jan 15, 2019 11:50 am
Forum: Investing - Theory, News & General
Topic: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)
Replies: 45
Views: 2424

Re: BenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)

Update, over on the other thread, from PrettyCoolWorkshop on their experience with a BenefitWallet -> Fidelity HSA trustee-to-trustee transfer. ( https://www.bogleheads.org/forum/viewtopic.php?p=4319329#p4319293 ) Sure. The employer HSA was through BenefitWallet. Do you remember if you tried to ini...
by Tycoon
Mon Jan 14, 2019 5:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3526
Views: 1034544

Re: What Book Are You Currently Reading? Part VI

The Colossal Book of Short Puzzles and Problems by Martin Gardner
by Tycoon
Mon Jan 14, 2019 4:39 pm
Forum: Investing - Theory, News & General
Topic: GMO's 7‐Year Asset Class Real Return Forecasts
Replies: 29
Views: 1881

Re: GMO's 7‐Year Asset Class Real Return Forecasts

At the end of 2010 this is what GMO forecast. US large cap was going to have 0.4% real returns, developed intl large 2.1% and emerging markets 4.1%. They were quite wrong. https://amp.businessinsider.com/images/4d31b747ccd1d5ed12210000-960-655.jpg I especially get a kick out of the +/- 10.5% estima...
by Tycoon
Mon Jan 14, 2019 2:12 pm
Forum: Investing - Theory, News & General
Topic: GMO's 7‐Year Asset Class Real Return Forecasts
Replies: 29
Views: 1881

Re: GMO's 7‐Year Asset Class Real Return Forecasts

What did the GMO predict on January 31, 2008?
by Tycoon
Mon Jan 14, 2019 1:43 pm
Forum: Investing - Theory, News & General
Topic: Super Short Term Bond Risks
Replies: 16
Views: 1416

Re: Super Short Term Bond Risks

If risk is a concern consider treasuries or CD's. The small delta in return won't be noticed and you'll sleep better at night.
by Tycoon
Sun Jan 13, 2019 12:27 pm
Forum: Investing - Help with Personal Investments
Topic: Biggest Investment Mistake
Replies: 164
Views: 11289

Re: Biggest Investment Mistake

Owning tax-inefficient taxable funds. Hi Tycoon.. this seems to be a lesson learnt for me as well. I was taxed 30% on my dividends as a NRA, and now I'm in the middle of switching to equivalent funds with 15% tax instead. I hope this to make a big difference in the long run and I know Bogle recomme...
by Tycoon
Sun Jan 13, 2019 12:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 166
Views: 20719

Re: Roll Call for the Retirement Class of 2019!

2 bits wrote:
Sun Jan 13, 2019 8:29 am
Congratulations to Tycoon and Inmydreams. And have a great week to David Jay and Cyclist.
Thank you.
by Tycoon
Sun Jan 13, 2019 12:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 166
Views: 20719

Re: Roll Call for the Retirement Class of 2019!

Miriam2 wrote:
Sat Jan 12, 2019 5:32 pm
Tycoon wrote:
Fri Jan 11, 2019 8:09 am
I worked my last day yesterday. So long Megacorp, hello happiness.
Congratulations Tycoon and best wishes for a long enjoyable retirement filled with wonderful new experiences :happy
And don't mess with Texas 8-)
Thank you.

Let the final journey begin. 8-)
by Tycoon
Fri Jan 11, 2019 6:01 pm
Forum: Personal Consumer Issues
Topic: SmartPhone: Does One Exist With these Parameters
Replies: 9
Views: 871

Re: SmartPhone: Does One Exist With these Parameters

OP, I'm not sure it meets all your criteria, but just FYI the Moto G6 is currently on sale at B&H Photo for $199.99. That price is good till 11:59 PM ET on 1/12/2019. Meanwhile, Amazon has it for $189.99 (Prime) and $199.99 (Standard). I'm guessing that Amazon is matching B&H's price, and that thei...
by Tycoon
Fri Jan 11, 2019 4:36 pm
Forum: Investing - Theory, News & General
Topic: Around 43K in dividends last year - feel good about it ?
Replies: 160
Views: 13540

Re: Around 43K in dividends last year - feel good about it ?

I'd rather have $14,000 in untaxed gains than $14,000 in taxed dividends. Some taxpayers realize that those dividends can create even more taxes on Social Security, increase Medicare premiums, reduce tax credits, and push one over a tax cliff. I agree with this. Needlessly paying taxes is just plai...
by Tycoon
Fri Jan 11, 2019 4:29 pm
Forum: Investing - Help with Personal Investments
Topic: Biggest Investment Mistake
Replies: 164
Views: 11289

Re: Biggest Investment Mistake

WhiteMaxima wrote:
Fri Jan 11, 2019 4:11 pm
saving too much, living poor life and dying rich.
You're dead?
by Tycoon
Fri Jan 11, 2019 9:28 am
Forum: Investing - Help with Personal Investments
Topic: Biggest Investment Mistake
Replies: 164
Views: 11289

Re: Biggest Investment Mistake

Owning tax-inefficient taxable funds.
by Tycoon
Fri Jan 11, 2019 8:21 am
Forum: Investing - Theory, News & General
Topic: Around 43K in dividends last year - feel good about it ?
Replies: 160
Views: 13540

Re: Around 43K in dividends last year - feel good about it ?

I'd rather have $14,000 in untaxed gains than $14,000 in taxed dividends. Some taxpayers realize that those dividends can create even more taxes on Social Security, increase Medicare premiums, reduce tax credits, and push one over a tax cliff. I agree with this. Needlessly paying taxes is just plai...
by Tycoon
Fri Jan 11, 2019 8:09 am
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 166
Views: 20719

Re: Roll Call for the Retirement Class of 2019!

I worked my last day yesterday. So long Megacorp, hello happiness.
by Tycoon
Sat Dec 29, 2018 11:02 am
Forum: Local Chapters and Bogleheads Community
Topic: Why I became a Boglehead
Replies: 22
Views: 3105

Re: Why I became a Boglehead

I'm haven't become one yet.
by Tycoon
Mon Dec 24, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: Very confused with the current market
Replies: 119
Views: 14932

Re: Very confused with the current market

capcase wrote:
Mon Dec 24, 2018 2:16 pm
I posted the original question on Jun 17, 2018.

looks back, It seems my question makes sense.

this begs another question: in addition to money market fund, any other good investment choices?
I don't know. Given your propensity to predict the future, you tell me.
by Tycoon
Mon Dec 24, 2018 9:38 am
Forum: Investing - Theory, News & General
Topic: Vanguard says international will beat US stocks in next decade
Replies: 155
Views: 14729

Re: Vanguard says international will beat US stocks in next decade

No one else stepped up to the plate (that’s a baseball reference) which dumbfounded me. Either everyone agrees and is blithely investing half, a majority, or all their money in the most corrupt place on Earth, or that poster is spinning a yarn that no one cared to call them out on. Or, some recongn...
by Tycoon
Sat Dec 22, 2018 3:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Present To You
Replies: 108
Views: 11194

Re: My Christmas Present To You

Thank you Taylor.

Merry Christmas
by Tycoon
Thu Dec 20, 2018 9:59 am
Forum: Investing - Theory, News & General
Topic: Skin In The Game [new N. Taleb book]
Replies: 38
Views: 6036

Re: Skin In The Game [new N. Taleb book]

Wow... from the Wolves Among Dogs chapter, "Evidence of submission is displayed by the employee's going through years depriving himself of his personal freedom for nine hours every day, his ritualistic and punctual arrival at an office, his denying himself his own schedule, and his not having beaten...
by Tycoon
Tue Dec 18, 2018 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Non-budgeters: How do you handle large purchases?
Replies: 47
Views: 3543

Re: Non-budgeters: How do you handle large purchases?

Very often if I am going to make a large purchase I'll put it on a credit card the day after its closing date. Then I'll wait until payment is due 2 months later to pay. I don't have to, but I find it fun to get a free two month 0% loan.
by Tycoon
Tue Dec 18, 2018 8:44 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10165
Views: 1789524

Re: U.S. stocks in free fall

MSE prof wrote:
Mon Dec 17, 2018 5:36 pm
Tycoon wrote:
Mon Dec 17, 2018 5:35 pm
Patience.
Are you telling yourself that or was that in response to someone's post?
It's a response to a few of the posts I've read.
by Tycoon
Mon Dec 17, 2018 5:35 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10165
Views: 1789524

Re: U.S. stocks in free fall

Patience.
by Tycoon
Sat Dec 15, 2018 8:03 pm
Forum: Investing - Theory, News & General
Topic: "Vectors"
Replies: 13
Views: 1407

Re: "Vectors"

Thanks for posting this Taylor.
by Tycoon
Thu Dec 13, 2018 9:51 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2019!
Replies: 166
Views: 20719

Re: Roll Call for the Retirement Class of 2019!

Paperwork submitted.
11 Jan - Tycoon
by Tycoon
Tue Dec 11, 2018 10:05 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer. All in one or separate? And which one?
Replies: 34
Views: 1986

Re: Desktop Computer. All in one or separate? And which one?

I'm typing this on an all-in-on. I can't tell you which desktop to buy, but don't buy an all-in-one.
by Tycoon
Sat Dec 08, 2018 7:22 pm
Forum: Investing - Theory, News & General
Topic: Anybody Miss the Crypto Rage on BH Forums
Replies: 96
Views: 7159

Re: Anybody Miss the Crypto Rage on BH Forums

Nope, don't miss the crypto rage, but I do miss the Munchkin man.
by Tycoon
Fri Dec 07, 2018 5:57 pm
Forum: Investing - Help with Personal Investments
Topic: VMMXX over.... CD, Bonds, HYS?
Replies: 17
Views: 1734

Re: VMMXX over.... CD, Bonds, HYS?

The money you're going to invest, what is it for?
by Tycoon
Fri Dec 07, 2018 5:40 pm
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 145
Views: 13012

Re: Who else is getting excited?

We are neither excited nor disheartened. Emotional investing is counter-productive to long term success. We are 57/59 and and just 2 years shy of retirement. We like everyone that is paying attention knew that we could have a serious downturn prior to or during early retirement. Thanks to Boglehead...
by Tycoon
Tue Dec 04, 2018 8:55 am
Forum: Investing - Theory, News & General
Topic: Yield Curve = Inverted
Replies: 58
Views: 6177

Re: Yield Curve = Inverted

Meh...
by Tycoon
Mon Dec 03, 2018 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 9005

Re: How did YOU choose your career?

I flipped through the 3" thick College Placement Annual and found a company I wanted to work for. I applied and the rest is history.
by Tycoon
Sun Dec 02, 2018 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Proper way to retire
Replies: 57
Views: 6517

Re: Proper way to retire

I'm on my tenth week of vacation with ~5.5 weeks to go before becoming a retiree. Proper? Proper or not, that's the way it's going to be.
by Tycoon
Tue Nov 20, 2018 9:45 am
Forum: Investing - Help with Personal Investments
Topic: Can someone explain what's going on [with the stock market]?
Replies: 96
Views: 13270

Re: Can someone explain what's going on [with the stock market]?

Using this site as an indicator, more talk about CD and Bond rates, folks are moving money to safer instruments. Three is a magic number. (Sung to the tune of Shool House Rocks)

Where did those 100% Stock threads go?
by Tycoon
Sun Nov 18, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: Where do you get your information? Favorite blogs/sites/resources?
Replies: 25
Views: 2697

Re: Where do you get your information? Favorite blogs/sites/resources?

2015 wrote:
Sun Nov 18, 2018 2:30 pm
I'm interested in improving on faulty and frail human thinking and decision-making, not being told what to think.
Indeed! I second that.
by Tycoon
Fri Nov 16, 2018 9:47 pm
Forum: Investing - Theory, News & General
Topic: Old Investment Articles & Interviews
Replies: 11
Views: 999

Re: Old Investment Articles & Interviews

I save them mostly on my computer(s). Computer memory is cheap.
by Tycoon
Fri Nov 16, 2018 9:41 am
Forum: Investing - Theory, News & General
Topic: If riskier than US, why doesn't international outperform?
Replies: 245
Views: 15594

Re: If riskier than US, why doesn't international outperform?

Because markets are driven by behavior, not fancy math formulas.
by Tycoon
Mon Nov 12, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 28662

Re: How many of you have cut the cord?

We cut the cord in 1991. In my opinion TV is an enormous waste of time.
by Tycoon
Tue Nov 06, 2018 2:38 pm
Forum: Investing - Theory, News & General
Topic: II - The Wall Street Math Hustle
Replies: 21
Views: 3258

Re: II - The Wall Street Math Hustle

...indeed, the requirement — today is for firms to use scientific language and notation to nourish the idea that they’ve proved mathematically that there’s a way to systematically beat the market. Hahaha :oops: . As someone who actually uses math and reads/understands/disbelieves/occasionally write...