Search found 1465 matches

by Tycoon
Mon Jul 01, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: Allan Roth: Probabilities, Truth, and Consequences
Replies: 40
Views: 4190

Re: Allan Roth: Probabilities, Truth, and Consequences

For some on this board a 1.5% drop drives fear and negative behavior.
by Tycoon
Sat Jun 29, 2019 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Did Retirement Spending go as You Planned?
Replies: 47
Views: 5158

Re: Did Retirement Spending go as You Planned?

Thus far we're spending more in retirement than pre-retirement. We have no spending buffer. I don't anticipate being able to spend enough to exhaust our savings.
by Tycoon
Thu Jun 27, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: Paintless Dent Repair [PDR] for car door dings, how much have you paid?
Replies: 10
Views: 987

Re: Paintless Dent Repair [PDR] for car door dings, how much have you paid?

$100 for one medium sized dent and a smaller dent right next to it.
by Tycoon
Thu Jun 27, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Tire Pressure Monitoring System failed: Replace or Ignore?
Replies: 88
Views: 5545

Re: Tire Pressure Monitoring System failed: Replace or Ignore?

I have ignored the light for many years. Being one with the car allows me to sense when a tire is low. My wife laughs at warning lights. No little warning light will keep her from her destination no matter how many tires she must sacrifice along the way. :annoyed
by Tycoon
Thu Jun 27, 2019 8:06 am
Forum: Investing - Theory, News & General
Topic: Zero Interest Rates Forever...if true, is it actionable?
Replies: 25
Views: 3244

Re: Zero Interest Rates Forever...if true, is it actionable?

Forever is a very long time. I find the premise to be silly.
by Tycoon
Wed Jun 26, 2019 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5124

Re: Equifax: can’t log in

I had this exact problem two days ago. I ended up calling the support number and was told to wait 24 to 48 hours after changing the password to log in. I haven't tried again yet. Appreciate the feedback. Maybe we can figure it out amongst ourselves if enough people have been through it. I don’t thi...
by Tycoon
Wed Jun 26, 2019 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Equifax: can’t log in
Replies: 59
Views: 5124

Re: Equifax: can’t log in

I had this exact problem two days ago. I ended up calling the support number and was told to wait 24 to 48 hours after changing the password to log in. I haven't tried again yet.
by Tycoon
Tue Jun 25, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: What does a real estate oil bust look like
Replies: 26
Views: 4729

Re: What does a real estate oil bust look like

burt wrote:
Sun Jul 31, 2016 6:28 pm
Sorry for the false alarm.
I'm sure everything is going to be OK.
Neighbors, and friends must be a "one off".
Let's revisit this topic in 3 months.
(this is not my first rodeo.)

burt
So... how did the Katy real estate market do? Can I get cheap property in Katy?
by Tycoon
Tue Jun 25, 2019 9:03 am
Forum: Investing - Theory, News & General
Topic: Excluding International All Together?
Replies: 82
Views: 9899

Re: Excluding International All Together?

No international for me. Silly name calling and baseless assumptions about why aren't helpful.
by Tycoon
Sun Jun 23, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Outdoor vs Indoor HD antenna
Replies: 31
Views: 1521

Re: Outdoor vs Indoor HD antenna

I have an outdoor antenna installed in my attic and it pulls in 60+ stations. I really depends on how far you are from the broadcasting tower(s) and how many obstructions there are.

This may help you determine whether you need an outdoor or indoor antenna:

https://antennaweb.org/Address
by Tycoon
Sun Jun 23, 2019 8:00 am
Forum: Personal Investments
Topic: Emergency Fund AA
Replies: 18
Views: 1564

Re: Emergency Fund AA

BV3273 wrote:
Sun Jun 23, 2019 7:44 am
Tycoon wrote:
Sun Jun 23, 2019 7:14 am
Your rewards checking account is paying 3%?
Yes. BCU has an account. It’s limited to 15k.
Ah, it makes sense now.
by Tycoon
Sun Jun 23, 2019 7:40 am
Forum: Investing - Theory, News & General
Topic: Net worth and risk tolerance
Replies: 30
Views: 4944

Re: Net worth and risk tolerance

I was much more risk averse when my net worth was less than five figures. I've become numb to risk. Age and wisdom have increased my risk tolerance way beyond normal bounds. It's liberating to not be consumed with worry.
by Tycoon
Sun Jun 23, 2019 7:25 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer private equity investments? Thoughts?
Replies: 70
Views: 7906

Re: Vanguard to offer private equity investments? Thoughts?

I'm indifferent about the offering. I'm am starting to question Vanguard's business plan.
by Tycoon
Sun Jun 23, 2019 7:14 am
Forum: Personal Investments
Topic: Emergency Fund AA
Replies: 18
Views: 1564

Re: Emergency Fund AA

Your rewards checking account is paying 3%?
by Tycoon
Sat Jun 22, 2019 8:00 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 17765

Re: what was your worst major purchase? mine is a 2019 mazda3

Trane 16i dual stage compressor with variable speed air-handler. The most expensive, unreliable, and low quality item I've bought in memory. Just about everything on it has gone bad; some things have gone bad multiple times. It's not worth a quarter of what I paid for it.
by Tycoon
Sat Jun 22, 2019 6:20 am
Forum: Personal Investments
Topic: Confused with the markets
Replies: 47
Views: 4721

Re: Confused with the markets

It looks like a sound plan. Stick to it.
by Tycoon
Fri Jun 21, 2019 8:00 am
Forum: Personal Investments
Topic: How did you overcome your fear of investing?
Replies: 33
Views: 2657

Re: How did you overcome your fear of investing?

My father twisted my arm.
by Tycoon
Fri Jun 21, 2019 7:51 am
Forum: Investing - Theory, News & General
Topic: The End of Passive Investing?
Replies: 55
Views: 5440

Re: The End of Passive Investing?

taxane wrote:
Fri Jun 21, 2019 7:36 am
Can someone post links to the more lengthy discussions regarding the potential saturation point of passive index investing? As a 20 something year old new to the market I would appreciate it
Start here: https://www.google.com/search?sitesearc ... +investing
by Tycoon
Fri Jun 21, 2019 6:26 am
Forum: Investing - Theory, News & General
Topic: The End of Passive Investing?
Replies: 55
Views: 5440

Re: The End of Passive Investing?

It appears you've got a tough decision to make. Personally, I'm not worried.
by Tycoon
Thu Jun 20, 2019 8:00 am
Forum: Personal Investments
Topic: Confused with the markets
Replies: 47
Views: 4721

Re: Confused with the markets

This thread reinforces my theory that behavioral errors keep people from increasing their wealth.
by Tycoon
Wed Jun 19, 2019 11:15 am
Forum: Investing - Theory, News & General
Topic: Investing in Multiple Streams of Income? (NOT get rich quick)
Replies: 129
Views: 12929

Re: Investing in Multiple Streams of Income? (NOT get rich quick)

OP, My mother has a favorite saying: Even if gold fell from the sky, you will have to run faster than anyone else to catch it. If there is money to be made, there will be competition. There is no long-term sustainable easy business. If you can make money, someone else will compete with you and do i...
by Tycoon
Wed Jun 19, 2019 9:10 am
Forum: Investing - Theory, News & General
Topic: Investing in Multiple Streams of Income? (NOT get rich quick)
Replies: 129
Views: 12929

Re: Investing in Multiple Streams of Income? (NOT get rich quick)

OP, My mother has a favorite saying: Even if gold fell from the sky, you will have to run faster than anyone else to catch it. If there is money to be made, there will be competition. There is no long-term sustainable easy business. If you can make money, someone else will compete with you and do i...
by Tycoon
Tue Jun 18, 2019 11:25 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 298559

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

HEDGEFUNDIE wrote:
Tue Jun 18, 2019 11:19 am
mrspock wrote:
Tue Jun 18, 2019 11:16 am
gw wrote:
Tue Jun 18, 2019 10:52 am
Hot tip - try with 10x leverage - it's even better!
... first they ridicule you.
20 years from now when my M1 balance hits $10M I’d be happy to invite everyone who has contributed to this thread onboard my yacht. Especially the haters.
Hey... if you are going to bet, bet big.
by Tycoon
Mon Jun 17, 2019 8:46 pm
Forum: Personal Consumer Issues
Topic: Winning $0.99 bid items on eBay
Replies: 10
Views: 2399

Re: Winning $0.99 bid items on eBay

I regularly buy and sell things on ebay, I've probably bought several hundred items over the last 2 years and sold almost as much and have yet to come across a single scammer as a buyer or as a seller. If a seller were scamming buyers then ebay would kick them off their platform pretty quick since ...
by Tycoon
Mon Jun 17, 2019 4:17 pm
Forum: Personal Investments
Topic: What percentage of total portfolio in REIT's do you have? Why? . . Why not?
Replies: 229
Views: 17147

Re: What percentage of total portfolio in REIT's do you have? Why?

Zero percent because I don't need to take the risk to get adequate returns. No need for the diversification either.
by Tycoon
Mon Jun 17, 2019 4:09 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 185
Views: 34741

Re: Why not add a "like" button to Boglehead posts?

LadyGeek wrote:
Thu Dec 20, 2012 6:01 pm
The short answer is that there will not be any "like" button in this forum.
Good call!
by Tycoon
Mon Jun 17, 2019 9:53 am
Forum: Investing - Theory, News & General
Topic: So much for financial predictions, eh?
Replies: 46
Views: 4937

Re: So much for financial predictions, eh?

WillRetire wrote:
Mon Jun 17, 2019 8:53 am
Tycoon wrote:
Mon Jun 17, 2019 8:19 am
Duh...
Care to elaborate?
Economists are especially bad at predicting the future.
by Tycoon
Fri Jun 14, 2019 3:05 pm
Forum: Investing - Theory, News & General
Topic: Factors: After being spotted in the wild, where have they gone?
Replies: 22
Views: 2540

Re: Factors: After being spotted in the wild, where have they gone?

nedsaid wrote:
Fri Jun 14, 2019 2:28 pm
Amazing that lots of things seem to have happened in 2008. My theory was that 2008 was the year of the Beijing Olympics and peak China.
Didn't Spain, Greece, and Brazil go down after hosting Olympic games? Hmmmm........
by Tycoon
Thu Jun 13, 2019 8:56 am
Forum: Personal Consumer Issues
Topic: Retired at 35 and have no friends :(
Replies: 113
Views: 12089

Re: Retired at 35 and have no friends :(

Spread the word that you've got money. Friends will show up.
by Tycoon
Mon Jun 10, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: Are destinations weddings a new trend?
Replies: 8
Views: 726

Re: Are destinations weddings a new trend?

I agree. If only it were a real tropical paradise I might not mind. Presumptuous indeed!
by Tycoon
Sun Jun 09, 2019 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: 22 Years Old - Which credit card to begin with?
Replies: 44
Views: 5568

Re: 22 Years Old - Which credit card to begin with?

1. Being an authorized user has no impact on your credit history, just your mothers. 2. In my opinion, it does not matter which credit card you go with. Your goal is to build a credit history which takes time, pay your credit card off every month, and never spend more than you can afford. 3. Do not...
by Tycoon
Sun Jun 09, 2019 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Which Engineering Discipline for the next 20+ years !!!
Replies: 168
Views: 18654

Re: Which Engineering Discipline for the next 20+ years !!!

i would not be surprised to see the engineering profession continue to shrink in the US. I couldn't disagree more. The only engineering that is outsourced is engineering on projects that simply don't matter. Project management is a part of engineering and successful engineers tend to get placed in ...
by Tycoon
Sat Jun 08, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: How did you adjust to your kids moving out?
Replies: 11
Views: 1162

Re: How did you adjust to your kids moving out?

I don't think we ever adjusted. It's tough watching them leave. (One came back)
by Tycoon
Fri Jun 07, 2019 9:20 pm
Forum: Investing - Theory, News & General
Topic: Are market downturns & crashes really driven by fear?
Replies: 23
Views: 1947

Re: Are market downturns & crashes really driven by fear?

I don't know the answer to your question. I do know that fear is a powerful motivator. Judging from the many posts over the last three years about impending market crashes and the downfall of civilization, I'd posit that fear plays a significant role in market downturns.
by Tycoon
Thu Jun 06, 2019 9:49 am
Forum: Personal Investments
Topic: This market just scares me...
Replies: 43
Views: 4467

Re: This market just scares me...

Purchase treasuries or CDs.
by Tycoon
Thu Jun 06, 2019 7:45 am
Forum: Personal Consumer Issues
Topic: Best verizon mvno for little to no data.
Replies: 20
Views: 1662

Re: Best verizon mvno for little to no data.

TracFone / 60 minutes for 90 days for $20.
by Tycoon
Wed Jun 05, 2019 1:45 pm
Forum: Personal Consumer Issues
Topic: Company requiring salaried employees to clock in?
Replies: 92
Views: 5285

Re: Company requiring salaried employees to clock in?

I wouldn't have cared. It would have been dishonest to work less than I was supposed to anyway.

Many salary folks at my former corporation were terminated for mischarging their time; and that was without a punch clock. My guess is that someone at your company is fudging their time.
by Tycoon
Thu May 30, 2019 11:44 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 484
Views: 55764

Re: What is/ was your career and would you recommend it now?

Career: Investing genius.
Recommended?: It depends.
by Tycoon
Sat May 25, 2019 8:18 am
Forum: Investing - Theory, News & General
Topic: Vanguard issues 10-year forecast for stock, bond market returns
Replies: 79
Views: 9022

Re: Vanguard issues 10-year forecast for stock, bond market returns

Or, instead of waiting 10 years, check the reports they put out 10 years ago, and 9 years ago, and 8 years ago, and see how wrong they were. Given the inacuraccy of past reports, I question why investors would act on these prognostications? One of the things that baffles me (there are many), is why...
by Tycoon
Thu May 23, 2019 10:33 am
Forum: Investing - Theory, News & General
Topic: just a general comment about "too conservative" investors here
Replies: 151
Views: 16028

Re: just a general comment about "too conservative" investors here

If someone has a user registration newer than 2009 I pretty much assume they don't really know what they're talking about (unless it becomes clear they are just a newcomer to Bogleheads, not investing in general). If you've never experienced a severe multi-year downturn you are by definition an ine...
by Tycoon
Thu May 23, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Is Tesla Going To Survive?
Replies: 99
Views: 7452

Re: Is Tesla Going To Survive?

DanMahowny wrote:
Thu May 23, 2019 7:18 am
Elon is not a genius,... Agreed

People are so gullible. Agreed
by Tycoon
Thu May 23, 2019 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage almost paid off
Replies: 31
Views: 3593

Re: Mortgage almost paid off

Congratulations. Posts like this one always make me smile.
by Tycoon
Tue May 21, 2019 9:57 am
Forum: Investing - Theory, News & General
Topic: Lies, Damned Lies, And Index Funds
Replies: 43
Views: 6055

Re: Lies, Damned Lies, And Index Funds

I don't find this parabolic rise of SPX argument to be convincing at all. Stocks have risen for 100 years, interest rates have fallen from 9% to 3% over the past 20-30 years, and other forces, like corporate buybacks, have also increased. I do not see why you would single out 401k contributions as ...
by Tycoon
Mon May 20, 2019 8:34 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Measuring Value In Forecasts
Replies: 40
Views: 2374

Re: Larry Swedroe: Measuring Value In Forecasts

This is something I agree with. Forecasts and predictions are useless.