Search found 111 matches

by cholan
Fri Dec 08, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: Need a history atlas or book of maps
Replies: 7
Views: 606

Re: Need a history atlas or book of maps

There are a lots of public libraries selling used atlases. I have 3 libraries within 10 mile radius that have used bookstores within them or have sales almost every month. I have bought a few for a dollar or two. Maybe you will find a lot of history books you like!
by cholan
Sun Oct 15, 2017 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: 1099R-3 of them for the same plan
Replies: 4
Views: 326

1099R-3 of them for the same plan

I retired last year. At work, initially, the accounts were transferred from Keogh to 401K. I received one 1099 for that. Then the accounts were transferred to my Roll over IRA. I received another 1099 for that- it is the same money. These two were issued by the plan administrator. Then I received an...
by cholan
Sun Jun 25, 2017 9:44 pm
Forum: Personal Consumer Issues
Topic: Two days in Vancouver - Suggestion...
Replies: 20
Views: 1776

Re: Two days in Vancouver - Suggestion...

jebmke wrote:The Museum of Anthropology at UBC is not to be missed.
+1
by cholan
Sun Jun 25, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 20928

Re: Sam's Club vs. Costco

The thing about Costco is they select one or two products in a particular category and i like it-because the shopping has been done for me ( for example a kettle, bed sheets, paper, led lights etc...
by cholan
Sun Jun 25, 2017 9:37 pm
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 7329

Re: Google Fi? pros/cons? anyone using it?

I have an iphone with verizon service (my employer) and Pixel phone with google fi. i travel 4 times a year overseas. Google Fi -voice and date work seamslessly as if you are in the US. When i return home I pause the google fi service and restart it when i travel again. That is about 4 months of ser...
by cholan
Wed Jun 14, 2017 8:39 pm
Forum: Personal Consumer Issues
Topic: Multi-page scanner?
Replies: 26
Views: 2871

Re: Multi-page scanner?

I have 3 fujitsus -all still working after many years of near trouble free use. You will not regret it.
(They used to come with Adobe PDF standard-Alas ! No more.
by cholan
Sat Jun 10, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Good school in Mexico for Spanish?
Replies: 23
Views: 2827

Re: Good school in Mexico for Spanish?

Check out California state university system - if you are over 60, and space available, you can attend Spanish classes (from 101- all the way up to a degree), for that matter any other classes, for free . I have no personal knowledge of this, and this information is on the internet. I did Spanish in...
by cholan
Mon May 15, 2017 9:50 pm
Forum: Personal Consumer Issues
Topic: Home cordless phone recommendation, which takes AA or AAA batteries
Replies: 30
Views: 3442

Re: Home cordless phone recommendation, which takes AA or AAA batteries

+1 for Panasonic.
I have 3 systems (5,4,3 handsets) bought and used in the last 7 years. No problems at all. All handsets require rechargeable AAA batteries, cannot be replaced with regular batteries, I think.
by cholan
Wed May 10, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 7894

Re: What newspaper or magazine do you pay for?

The Economist
NY Times digital
London Review of Books
NY Review of Books
Travel and Leisure
Consumer Reports
by cholan
Tue May 09, 2017 9:50 pm
Forum: Personal Consumer Issues
Topic: How to find deals?
Replies: 9
Views: 1820

Re: How to find deals?

fatwallet.com

techbargains.com

+1 for slickdeals.net
by cholan
Mon May 08, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 35075

Re: Where to Live on $60K or Less a Year?

https://www.nytimes.com/2017/05/05/your-money/the-best-places-to-move-in...nav=top-news&_r=0 While not specifically $60k this piece from the NY Times addresses some of the OP concerns. this may work https://www.nytimes.com/2017/05/05/your-money/the-best-places-to-move-in-retirement-theyre-all-over-...
by cholan
Fri May 05, 2017 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Enhanced Security for your my Social Security Account
Replies: 8
Views: 2674

Re: Enhanced Security for your my Social Security Account

I just got an email with the subject Enhanced Security for your my Social Security Account It blathers away for a few sentences about enhanced SS account security then has a large area of white space. Did anyone else get this, with or without the apparently missing section? I have no white spaces. ...
by cholan
Tue May 02, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Minimalist May
Replies: 21
Views: 2576

Re: Minimalist May

If you are close to a college/university, especially a big one, you can find lectures/exhibitions/some old movies/concerts etc.
by cholan
Mon Apr 17, 2017 6:10 pm
Forum: Personal Consumer Issues
Topic: If a doctor takes your insurance, must they accept the negotiated rate?
Replies: 62
Views: 6538

Re: If a doctor takes your insurance, must they accept the negotiated rate?

If a doctor accepts a particular insurance, he will have to accept the insurance company's allowed charges. If, by any chance, the particular procedure/consultation is not covered (that can happen) then full charges will apply. In that case, you will see a note from insurance company that the charge...
by cholan
Mon Apr 17, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: If a doctor takes your insurance, must they accept the negotiated rate?
Replies: 62
Views: 6538

Re: If a doctor takes your insurance, must they accept the negotiated rate?

I am somewhat familiar with doctor office billing . Can you post your actual bill (without identifying info, of course)?
by cholan
Fri Apr 14, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: The Fool Price
Replies: 8
Views: 1871

Re: The Fool Price

The key obviously is to buy only what you need but sometimes what you want , if the price is right. Here is an example of a want turned into a need: We have a Vitamix blender, which we bought after years of waiting , and found it very useful for many things, especially in ethnic cooking. My adult ch...
by cholan
Sat Apr 01, 2017 8:36 pm
Forum: Personal Consumer Issues
Topic: Buying Sunglasses
Replies: 44
Views: 6638

Re: Buying Sunglasses

Costco sells Maui Jim sunglasses, just a few models, for less than 100 dollars.
by cholan
Sat Apr 01, 2017 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: I'm thinking "no" on Medicare - pls confirm
Replies: 32
Views: 4459

Re: I'm thinking "no" on Medicare - pls confirm

...... The cost you cite sounds high for a combination of Part A, B, D and Medigap. Not if the OP is very high income. For 2017, his monthly Part B premiums could be as much as $429. Throw in Plan F Medigap and you're up to around $8,000 a year at a bare minimum. Figure another $1,000 - $2,000 for ...
by cholan
Fri Mar 17, 2017 9:36 pm
Forum: Personal Consumer Issues
Topic: Camcorder recommendations
Replies: 45
Views: 3104

Re: Camcorder recommendations

http://thewirecutter.com/reviews/best-video-camera/

I have no personal knowledge of camcorders recommended.

Consumer Reports also has some recommendations.
by cholan
Thu Mar 16, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: Prius Prime Looks Interesting...Price is Very Attractive
Replies: 28
Views: 6431

Re: Prius Prime Looks Interesting...Price is Very Attractive

Norton750 wrote * A light-second is 186,282 miles
Thank you. Something to remember!
by cholan
Sat Feb 18, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: PC replacement time
Replies: 30
Views: 3683

Re: PC replacement time

http://outlet.lenovo.com/outlet_us/item ... S11100/445

These are one level up than consumer pcs
by cholan
Thu Feb 16, 2017 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: sole prop. - mileage deductions with no "main job" site
Replies: 21
Views: 1670

Re: sole prop. - mileage deductions with no "main job" site

If you have a post office close to you, can you set up a po box where you collect all your business mail, and go from there to your workplace? Will this work?
by cholan
Wed Feb 08, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: I Came Away Impressed with Social Security Enrollment Process
Replies: 21
Views: 3093

Re: I Came Away Impressed with Social Security Enrollment Process

Exactly similar thing happened to me (for the same amount of spousal benefit!).
:thumbsup Social Security Employees!
by cholan
Tue Feb 07, 2017 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Keep a Local Bank?
Replies: 76
Views: 6515

Re: Keep a Local Bank?

Dendritic Tree wrote: Sell it and put it into low-cost index funds!

.
Only if the wife agrees, right?
by cholan
Tue Feb 07, 2017 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Keep a Local Bank?
Replies: 76
Views: 6515

QQ

I have never needed a medallion signature guarantee. This must be a Vanguard thing. I had to do 3 medallion signatures for Fidelity in 3 months. I have been with them over 20 years!. The requirement was for transferring money form my company retirement account to a roll over IRA. My local bank (ove...
by cholan
Mon Feb 06, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Hotel Recommendations - Las Vegas
Replies: 20
Views: 2660

Re: Hotel Recommendations - Las Vegas

Mandarin Oriental and Four Seasons are comparable in quality of service and price. We have stayed at both and we prefer Four Seasons.
Uber everwhere and cheap.
by cholan
Mon Jan 30, 2017 9:42 pm
Forum: Personal Consumer Issues
Topic: Single Malt Scotch-time for another thread?
Replies: 69
Views: 8213

Re: Single Malt Scotch-time for another thread?

Pete12 wrote:Talisker 10 here on a cold, snowy winter night, the wind howling outside, when I am brooding and in need of some contemplation on life...
Exactly how I feel! What's up with whisky and contemplation?
by cholan
Mon Jan 30, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Single Malt Scotch-time for another thread?
Replies: 69
Views: 8213

Re: Single Malt Scotch-time for another thread?

Thanks. Yes, shipping adds 50% or more to the price. But it is probably worthwhile for a special occasion, especially if one can find a gem, as you say. This weekend I had a taste of Bowmore Small Batch (uniformly trashed in most reviews on the internet!) and liked it. It is around 35 dollars and i ...
by cholan
Fri Jan 27, 2017 7:35 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

An Update: My daughter found a studio in Greenwich Village, 2300 dollars for a studio apartment, 20 minute walk to her work. We thank everyone for the suggestions - especially the ones recommending an apartment within walking distance to work, and the one which was inspiring about people finding way...
by cholan
Fri Jan 27, 2017 7:31 pm
Forum: Personal Consumer Issues
Topic: Single Malt Scotch-time for another thread?
Replies: 69
Views: 8213

Re: Single Malt Scotch-time for another thread?

I am all for the 70 dollar range ones. I personally have liked Mcallan and Cardhu-but I have not drunk whisky in 25 years since I left England!
by cholan
Fri Jan 27, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Single Malt Scotch-time for another thread?
Replies: 69
Views: 8213

Single Malt Scotch-time for another thread?

Cold Winter. ancNoc 22 year old single malt for 140 dollars. Worth It?

Thanks.
by cholan
Fri Jan 27, 2017 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for credit card with credit freeze
Replies: 10
Views: 2449

Re: Applying for credit card with credit freeze

You really do not need to unfreeze all three. You do not need to wait to get a letter. Apply online and when you see the notification that your application is under review call them. They will tell you to unfreeze one agency, which has been Experion in my case all the time. Then call them. All this ...
by cholan
Wed Dec 21, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Quartz versus granite
Replies: 44
Views: 5022

Re: Quartz versus granite

Our U shaped kitchen has Cambria Quartz with just two seams, barely noticeable. We would have liked to have installed one of their newer wavy patterns but the seam matching would have been difficult.

https://www.cambriausa.com/
by cholan
Sun Dec 18, 2016 3:30 pm
Forum: Personal Consumer Issues
Topic: Personal fulfillment in retirement
Replies: 37
Views: 6393

Re: Personal fulfillment in retirement

Retired 4 months ago, traveled to Grand Canyon and Vegas for a week and just completed a semester of a foreign language and a literature class (completely unrelated to my previous work) with 18-22 year old kids at the local university. All is well with this world, these kids are no different to what...
by cholan
Tue Dec 06, 2016 4:18 pm
Forum: Personal Consumer Issues
Topic: Why is actual raw sugar hard to find?
Replies: 34
Views: 4162

Re: Why is actual raw sugar hard to find?

Various sources suggest that "jaggery" or "jagri" is about the same thing and that it can be found in Indian ethnic markets, but I haven't had a chance to visit the nearest one yet. There is nothing called 'jagri'! But yes, I've had jaggery (and have some at home) - much prefer sugar :-) I agree ab...
by cholan
Mon Dec 05, 2016 8:25 pm
Forum: Personal Consumer Issues
Topic: Best printers for home use
Replies: 67
Views: 7802

Re: Best printers for home use

Another boasting post. I have 2 Brother HL 1440 laser printers bought for 250 dollars each in 2002. They still work. I have 5 more Brother machines of recent vintage. One did fail. I did not bother to fix it as it is not worth it. Another advantage is the cheap toners and drums you can get. I have u...
by cholan
Mon Dec 05, 2016 12:21 am
Forum: Personal Consumer Issues
Topic: Any particular oven toaster you prefer????
Replies: 23
Views: 2878

Re: Any particular oven toaster you preffer????

I've had one of these Panasonic toasters for over 10 years. It uses a special technology that toasts bread very quickly. I've had a few friends order this when they see how well ours works. It's not cheap but it's worth the splurge IMO. You can see the stellar reviews at Amazon for it. https://smil...
by cholan
Sat Dec 03, 2016 8:37 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

Try Seward Park in the Lower East Side. My wife and I lived there three years ago and had a 1250 sq ft, three bed, two bath for under $3500 monthly. StreetEasy currently shows a 500 sq ft studio for a little over $2000 monthly. Safe (guarded entrance) and well maintained. Thanks. I will pass this i...
by cholan
Sat Dec 03, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 14900

Re: Amazon Prime Getting Stingy?

I have been buying things from Amazon from it's garage days. They have been and are still very good. I have probably contacted them about half a dozen times over all these years. I agree returns can be a problem, but that is an online store issue. My experience has been very positive.
by cholan
Sat Dec 03, 2016 6:08 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

Thanks for all the comments. She will be working with a Realtor the company is providing to help. I hope this make things a bit easier (Fortune 500 company). I will post the final outcome.
by cholan
Fri Dec 02, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: Question on magazine subscription economics
Replies: 12
Views: 2244

Re: Question on magazine subscription economics

I would check out the site that is selling this. It could be some sort of scam as well. (However, $5 subscriptions, with automatic renewals at standard rates, are very common.) Discountmags is reputable. I've ordered from them many times and have never had a problem. They do not auto renew either. ...
by cholan
Fri Dec 02, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

I came across a "must read" article in today's New York Times: "Downside of Lower Manhattan’s Boom: It’s Just Too Crowded" http://www.nytimes.com/2016/12/02/nyregion/lower-manhattan-crowding.html?hp&action=click&pgtype=Homepage&clickSource=story-heading&module=second-column-region®ion=top-news&W...
by cholan
Thu Dec 01, 2016 11:01 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

protagonist wrote:
I hope so too! It's hard to let go when it is your own children. You so want them to be happy. I can appreciate that.
My daughter thinks you are a very smart person!
by cholan
Thu Dec 01, 2016 10:58 pm
Forum: Personal Consumer Issues
Topic: Upgrade Lenovo SSD or buy after-market?
Replies: 11
Views: 1627

Re: Upgrade Lenovo SSD or buy after-market?

Lenovo uses Samsung or Intel SSDs. I have several machines with zero problems in many years. The price is good too.
by cholan
Thu Dec 01, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

Basically it will come down to whether she's willing to live with roommates in more popular/more convenient areas of Manhattan or Brooklyn (or LIC, etc) or find herself a studio apartment in a less desirable neighborhood. Keep in mind that if she goes it on her own, she'll have to meet the 40x rent...
by cholan
Thu Dec 01, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

At $2K per month her best bet is to have a roommate and hire a monthly cleaner. She could live in a nice building with a doorman and walk to work. Unfortunately she won't find a great solo living option at that price point in Manhattan. Another recommendation for room mate. My daughter shared an ap...
by cholan
Thu Dec 01, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

Most people in your daughter's situation who rent and live in Manhattan either share an apartment or live alone in a studio rather than a one bedroom apartment. Alternatively, their parents buy them an apartment. The cheapest areas in Manhattan are uptown in Harlem and Washington Heights. Housing i...
by cholan
Thu Dec 01, 2016 12:31 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

I lived the life in Manhattan for years before finally wising up and moving out to Queens. 2k will get her a hole in that area. If she wants to live with another person, sure, she will probably find something. If she wants to live in Manhattan for a year or 2, do it, get it out of your system and m...
by cholan
Thu Dec 01, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

At $2K per month her best bet is to have a roommate and hire a monthly cleaner. She could live in a nice building with a doorman and walk to work. Unfortunately she won't find a great solo living option at that price point in Manhattan. Thank you. She will very much like to walk to work. I will pas...
by cholan
Thu Dec 01, 2016 12:28 pm
Forum: Personal Consumer Issues
Topic: another New York rental question
Replies: 40
Views: 3668

Re: another New York rental question

I regret making her feel terrible for accepting this job (there are million other places where one can lead a comfortable life). There are also a million people who would never want to live anywhere else. Sweet things are made of these. Who are you to disagree? NYC is expensive but people who want ...