Search found 1019 matches

by climber2020
Fri May 11, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 4340

Re: Anyone buy carbon offsets when flying?

The older I get the more I worry about my carbon footprint. I would think the older you get, the less you would worry about it. I'm in my 30s and don't worry about it at all; most of us here will be dead by the time this becomes a serious problem. My own contribution to the health of the earth is n...
by climber2020
Wed May 09, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5303

Re: What's the view on dogs running free?

We have a degenerate in our neighborhood who lets his dogs roam free and poop in everyone else's yard. I don't think anyone else had ever said anything before. When it happened in my own front yard, I bagged it up, walked over, told him what happened, and tossed the bag of poop on his front porch. S...
by climber2020
Wed May 02, 2018 7:07 am
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 10074

Re: Have you quit eating sugar? Tell me how!

Singlemoi wrote:
Tue May 01, 2018 9:15 pm

What worked for you and how long have you been sugar -free? Thank you.
What's your end goal? Are you overweight due to the excess sugar intake?
by climber2020
Tue May 01, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Asheville, NC Visit
Replies: 20
Views: 1847

Re: Asheville, NC Visit

There's a drum circle on Friday nights in downtown that's fun to watch for a few minutes and also a lady who regularly sits on a bench outside The Noodle House with her top exposed. Funny to see people's reactions as they walk by.
by climber2020
Mon Apr 30, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Northern Hiking/Walking Vacation
Replies: 19
Views: 1350

Re: Northern Hiking/Walking Vacation

The Canadian rockies between Banff and Jasper have plenty of great day hikes.
by climber2020
Mon Apr 23, 2018 6:16 am
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 3564

Re: Traveling to Asia-need advice

Take some Cipro for whenever he inevitably gets travelers diarrhea. Don't pack too much. Asia is one of the easiest destinations for a light packer, especially in the summer. Any kind of computer other than a smartphone is unnecessary unless he plans on working while overseas. One less heavy, big, e...
by climber2020
Tue Apr 17, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: underwater camera advice
Replies: 18
Views: 720

Re: underwater camera advice

The Olympus TG-5 has good reviews, and it's a more general purpose camera than a GoPro.

My underwater camera is an old Canon D10, which is still a solid camera for non-professional underwater use if you can find a decent used model.
by climber2020
Tue Apr 17, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13748

Re: BH travel tips?

Also solar powered usb charger (same size as usb charger but one side had solar cells). Charges slowly but if the sun is all you have then whatever works. pack an external battery for emergencies. These external batteries seem to be very popular. I got one as a gift but got rid of it because it was...
by climber2020
Mon Apr 16, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13748

Re: BH travel tips?

So you save 10 minutes at the airport by not having to wait for a checked bag but then have to go shopping for basic necessities? Similar to the "Don't want to spend time doing laundry" thing I mentioned above - seems like a trade-off (and one that might favor a checked bag to many people). I don't...
by climber2020
Sun Apr 15, 2018 3:39 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13748

Re: BH travel tips?

For those of you who hand wash your own clothes, a Flexo-line is a useful tool that doesn't take up much space and weighs close to nothing. Unless you wring your clothes out really well, I would think you could end up with water dripping onto the floor as the clothes dry. I know people also like to...
by climber2020
Sun Apr 15, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3312

Re: Dealing with poorly assigned hotel rooms?

Leave a garbage review on every single travel website out there (tripadvisor, yelp, etc.).

I did this after staying in a subpar hotel room a few years back, and the hotel management saw the review and refunded all my money.
by climber2020
Sat Apr 14, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13748

Re: BH travel tips?

Let’s share some BHish approaches to travel. Woolite is an excellent laundry detergent for travel. Much faster than using something like Tide for sink washing. I don't see this mentioned much, even among light travel aficionados. Really great stuff. I would love to hear some tips about traveling wi...
by climber2020
Wed Mar 21, 2018 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Any lawyers? Got scammed
Replies: 39
Views: 3675

Re: Any lawyers? Got scammed

My mom got scammed years back, so I tracked down the person's home address and phone number, called them at home in the evening from a payphone to verify the house address, and offered to drive over to the house with some friends the next day to get the money back. The lady showed up at my mom's pl...
by climber2020
Wed Mar 21, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Any lawyers? Got scammed
Replies: 39
Views: 3675

Re: Any lawyers? Got scammed

My mom got scammed years back, so I tracked down the person's home address and phone number, called them at home in the evening from a payphone to verify the house address, and offered to drive over to the house with some friends the next day to get the money back. The lady showed up at my mom's pl...
by climber2020
Wed Mar 21, 2018 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Any lawyers? Got scammed
Replies: 39
Views: 3675

Re: Any lawyers? Got scammed

My mom got scammed years back, so I tracked down the person's home address and phone number, called them at home in the evening from a payphone to verify the house address, and offered to drive over to the house with some friends the next day to get the money back. The lady showed up at my mom's pl...
by climber2020
Wed Mar 21, 2018 8:26 am
Forum: Personal Finance (Not Investing)
Topic: Any lawyers? Got scammed
Replies: 39
Views: 3675

Re: Any lawyers? Got scammed

My mom got scammed years back, so I tracked down the person's home address and phone number, called them at home in the evening from a payphone to verify the house address, and offered to drive over to the house with some friends the next day to get the money back. The lady showed up at my mom's pla...
by climber2020
Mon Mar 19, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: 9th grade earth science honors or biology honors
Replies: 28
Views: 1667

Re: 9th grade earth science honors or biology honors

SimonJester wrote:
Mon Mar 19, 2018 5:09 pm
What do they call a MD that got Cs through school?
Not dermatologist.
by climber2020
Mon Mar 19, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: How do you find good travel deals?
Replies: 11
Views: 1266

Re: How do you find good travel deals?

The best way to get a good deal is to visit a destination when no one else is going. I'm visiting Egypt later this year and was surprised at how inexpensive tours and flights are. Tourism hasn't been so great there recently, so deals are plentiful. If you're specifically looking for package tours, T...
by climber2020
Mon Mar 19, 2018 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Bought house six months ago - now feeling like we're treading water and can't save money
Replies: 189
Views: 16850

Re: Bought house six months ago - now feeling like we're treading water and can't save money

The OP has said several times that adjusting his charitable giving is non-negotiable based on his faith. Frankly, I’m disappointed in the number of posters who keep suggesting that he reduce it, despite his explanation that particular line item is non-negotiable. I'll talk to my wife and see if she...
by climber2020
Fri Mar 16, 2018 8:03 am
Forum: Personal Consumer Issues
Topic: Which Day Hiking Trails Do You Recommend?
Replies: 44
Views: 3324

Re: Which Day Hiking Trails Do You Recommend?

The 14ers in Colorado are excellent hikes and there are over 50 of them. Mt Evans is a nice easy one for people who haven’t yet hiked at that altitude. There’s 58 14’ers. Mt Evans you can drive to the top of so that takes away from the adventure. I wouldn’t attempt any without being in top physical...
by climber2020
Fri Mar 16, 2018 6:19 am
Forum: Personal Consumer Issues
Topic: Which Day Hiking Trails Do You Recommend?
Replies: 44
Views: 3324

Re: Which Day Hiking Trails Do You Recommend?

The 14ers in Colorado are excellent hikes and there are over 50 of them. Mt Evans is a nice easy one for people who haven’t yet hiked at that altitude.
by climber2020
Wed Mar 14, 2018 5:56 pm
Forum: Personal Consumer Issues
Topic: Tips on saving on living expenses for a first time single householder
Replies: 46
Views: 3087

Re: Tips on saving on living expenses for a first time single householder

1. No to the Costco membership. You're one person. Just go to Walmart or your local grocery store. 2. If you're not a TV guy, you can skip the TV. Can you watch stuff on your computer? 3. First of all, buying an instant pot is not an investment. That word is unfortunately used inappropriately in sit...
by climber2020
Tue Mar 13, 2018 6:59 am
Forum: Personal Finance (Not Investing)
Topic: FreeTaxUSA Backdoor Roth - Getting double taxed
Replies: 10
Views: 1044

Re: FreeTaxUSA Backdoor Roth - Getting double taxed

I had this problem the first time I used FreeTaxUSA.

Just keep going, and eventually the numbers turn out right.
by climber2020
Sun Mar 11, 2018 12:43 pm
Forum: Investing - Help with Personal Investments
Topic: PedalPub investment
Replies: 22
Views: 2108

Re: PedalPub investment

stemikger wrote:
Sun Mar 11, 2018 6:41 am

When I drink beer, I have to pee like a racehorse, where do these people go to the bathroom?
You don't stay on the pubcycle the entire time. It's a bar hopping tour. You start at one place, stay there for 15-20 minutes, get a drink, then cycle to the next bar.
by climber2020
Sat Mar 10, 2018 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: PedalPub investment
Replies: 22
Views: 2108

Re: PedalPub investment

1) All the touristy cities already have these 2) If you've never tried one, try one as a passenger 3) I've tried one, and it'll be the only time. Pedaling one of those things is a lot harder than it looks. I'm in pretty good shape, but it's strenuous work, and after about the fourth beer I was ready...
by climber2020
Thu Mar 08, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: Is near FI + Employment almost as good as Retirement?
Replies: 39
Views: 4433

Re: Is near FI + Employment almost as good as Retirement?

Which got me thinking, is being financially independent (or very close) while working almost as stress free and rewarding as being retired? Ok, maybe that's a stretch... but do other BHs find that work isn't so stressful once the fruits of being a BH come to pass? I've never been retired so can't s...
by climber2020
Tue Mar 06, 2018 9:26 am
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

For me, the hardest things to get rid of are books. Even if I know that I will never read them, or not read them again , there is sentimental value associated with the thought process that went into selecting them in the first place. Victoria I have a handful of books that I've held onto as well, b...
by climber2020
Mon Mar 05, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

With regard to the possible value of digital retinal imaging, I do think I need to tell a famous story, doubtless familiar to all eye doctors. I don't know if the story is even true. I'm not suggesting it applies here. But at any rate, the story goes... ...Herrman von Helmholtz invented the ophthal...
by climber2020
Mon Mar 05, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

My Ophthalmologists have all been MDs. Increasingly, though, DW and I are encountering more and more DOs - primary care (internal medicine and family medicine), Hospitalists, Urgent care, general surgery. I thought that DOs usually were in the same training specialty programs as MDs? If your "eye d...
by climber2020
Mon Mar 05, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

Ophthalmologist here. Yes, it's a scam. The only reason to image the retina is if you have a problem that warrants further investigation. If the optometrist can't determine this with a clinical exam, then you should find a different optometrist or see an M.D. Is this the same thing as the picture o...
by climber2020
Mon Mar 05, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

2. For clarity and precision, an Ophthalmologist (a Physician) may have either an MD or DO degree. Yes- this is technically true, but odds are you won't find too many DO ophthalmologists because there aren't very many training programs. I'm sure they exist, but I personally have never met an ophtha...
by climber2020
Mon Mar 05, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

This thread will probably get locked for primarily asking medical advice, but I personally consider an annual dilation and/or imaging a very minor deal compared to a detached retina. This doesn't require a digital retinal image. If your eye doctor can't diagnose a retinal detachment using basic cli...
by climber2020
Mon Mar 05, 2018 5:39 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

I'll also add that these images are in no way a replacement for a dilated eye exam. The level of detail that I can see using either a slit lamp or ophthalmoscope with a lens is significantly greater than that of a 2 dimensional image captured by a camera through an undilated pupil. There is a legiti...
by climber2020
Mon Mar 05, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: Is digital retinal imaging a scam?
Replies: 14
Views: 1222

Re: Is digital retinal imaging a scam?

Ophthalmologist here.

Yes, it's a scam.

The only reason to image the retina is if you have a problem that warrants further investigation. If the optometrist can't determine this with a clinical exam, then you should find a different optometrist or see an M.D.
by climber2020
Mon Mar 05, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3563

Re: Luggage/travel recommendations?

Maybe I'm in the minority, but I don't want to be washing my clothes in a sink and limiting my clothes to things that dry in a few hours. I know some people just don't care. If you are only going to one destination, I don't see how rolling a bag from the airport to the hotel and back is a big deal....
by climber2020
Sun Mar 04, 2018 9:43 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3035
Views: 933952

Re: What Book Are You Currently Reading? Part VI

Currently reading The Speed of Dark by Elizabeth Moon. It's an interesting read told from the perspective of an adult with autism. Gradually working my way through all the Nebula Award winners.
by climber2020
Sun Mar 04, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3563

Re: Luggage/travel recommendations?

Eagle Creek makes fantastic luggage that I've been using lately. Look at the handle and the wheels; those are the two most important parts. Don't get a bag with the 4 spinning wheels, they're junk. In complete opposition to the last poster, if you're going to be doing any significant amount of trav...
by climber2020
Sun Mar 04, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3563

Re: Luggage/travel recommendations?

Are you traveling for business or recreation? If there's no business involved, you don't need a garment bag. They're awkward and a pain to carry around. Whether it's for a week or for a month, I travel with a single backpack; this one . Here's the model that they currently sell that is very similar ...
by climber2020
Thu Mar 01, 2018 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to Minimize Your Emergency Care Expenses
Replies: 219
Views: 35179

Re: How to Minimize Your Emergency Care Expenses

I would also add that use natural medicines where possible. We are big believers in homeopathy and it works beautifully for flu, fever, stomach and other areas that lead you to emergency. [/b] Ofcourse if its a true emergency, then again you should just get good care first. Homeopathy is actually n...
by climber2020
Thu Mar 01, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

Kondo is definitely not for those who don't want to commit the time. And aren't willing to get a little out there. Ok, pretty out there haha. In my experience I thought the process grew three invaluable skills: 1.). Identify what brings you joy 2.). Appreciate what you have. She literally recommend...
by climber2020
Wed Feb 28, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

Indeed! I now have 5 bookcases that are chock full - 6 feet high, almost 2.5 feet wide and 5 shelves each. I am planning on moving to a new location in 2-3 years, so I should start winnowing them down right now. It is easy for me to donate a novel that I have read 3-4 times to the library, but God ...
by climber2020
Wed Feb 28, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

As someone who has inherited a number of things over the years that have been passed down through my family and which I consider priceless, I'm sure glad my ancestors didn't participate in such a challenge. If you consider these items priceless, they bring you happiness, and you don't mind moving t...
by climber2020
Wed Feb 28, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

One of my biggest problems is I'm a DIY'er, so I accumulated a ton of tools when I did a two kitchen / two bath remodel. Having all those tools taking up tons of space and not getting used is a big stress point, but I know when I've gotten them down to just the essentials I will feel great freedom....
by climber2020
Tue Feb 27, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

For me, the hardest things to get rid of are books. Even if I know that I will never read them, or not read them again , there is sentimental value associated with the thought process that went into selecting them in the first place. Victoria I have a handful of books that I've held onto as well, b...
by climber2020
Tue Feb 27, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

Cycle wrote:
Tue Feb 27, 2018 7:14 pm
50 pairs of shoes
One comment about this. I own 4 pair of shoes, and one of them is a super old pair that I use strictly for mowing the lawn. If you're trying to hit your number at the end of day 30, this is a good place to start. I'd count each shoe as one item :beer
by climber2020
Tue Feb 27, 2018 7:44 pm
Forum: Personal Consumer Issues
Topic: 30-Day Minimalist Challenge
Replies: 79
Views: 8225

Re: 30-Day Minimalist Challenge

In my mid 20s, I got sick of moving a crap ton of boxes around from place to place, so I went through all my stuff and adopted a minimalist lifestyle . Anything I didn't use went in the garbage or got donated. It was a gradual process that took way longer than one month. I'm not sure if all the stuf...
by climber2020
Sun Feb 25, 2018 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Small Personal Loans for Mixed Martial Arts Training
Replies: 34
Views: 2736

Re: Small Personal Loans for Mixed Martial Arts Training

I am curious-- what is an acceptable use of debt? 1. Student loans where the degree and job prospects far exceed the amount of the original loan. 2. A loan for a house where the interest rate is lower than the expected returns from the market over a 15-30 year period. Other than these 2 things, I w...
by climber2020
Sat Feb 24, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Just had our offer accepted on a $1.4 Million House
Replies: 90
Views: 9407

Re: Just had our offer accepted on a $1.4 Million House

The plan is to live in this new house for at least 3-5 years depending on my wife's job situation and then upgrade to our 'dream house' that we'll live in forever. I agree with the others. You should rent. Odds are you may not be living in that city once residency is done, and odds are also that th...
by climber2020
Fri Feb 23, 2018 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Defining "House Poor"
Replies: 299
Views: 16970

Re: Defining "House Poor"

How about your own definition? My own definition: any dwelling with a purchase price over 2x my annual gross income. From what I've gathered over the years, many people here consider 3x annual income to be the upper limit of how much house you can buy. There might be many reasons why one would pref...