Search found 1073 matches

by climber2020
Thu Oct 11, 2018 6:00 pm
Forum: Personal Consumer Issues
Topic: What would you do with some bulk silver?
Replies: 41
Views: 2428

Re: What would you do with some bulk silver?

I sold some gold and silver recently to Midwest Refineries. Heard about them here on bogleheads and had a good experience.
by climber2020
Wed Oct 10, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Hiking NH White Mountains. Taking one lens.
Replies: 25
Views: 1044

Re: Hiking NH White Mountains. Taking one lens.

Assuming you're primarily talking scenery, and daylight: I used to bring all sorts of camera gear. Now I bring a phone. It works shockingly well as long as I'm not trying to get long distance wildlife shots. Bring your recent Pixel / iPhone / Galaxy S and save the weight / hassle. I'm in agreement ...
by climber2020
Mon Oct 08, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Death Valley Trip Recommendations?
Replies: 19
Views: 1216

Re: Death Valley Trip Recommendations?

Any BH recommendations for places to stay and go see/hike? I was there in May and stayed at Stovepipe Wells. Here's a review that I wrote up with some pictures. They give you 4 free bottles of water each day per room, so no need to show up with a trunk full of water jugs. Moon Handbooks makes a goo...
by climber2020
Mon Sep 24, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: Digitalizing Old Photos Help
Replies: 22
Views: 1576

Re: Digitalizing Old Photos Help

If you want to do it yourself, you can get a good enough scanner for less than $200. I have an Epson V500 which is now discontinued and was replaced a few years ago by the Epson V600. Prints are easier and faster to scan than negatives. Epson's included software works fine for most people, so no nee...
by climber2020
Fri Sep 21, 2018 9:26 am
Forum: Investing - Theory, News & General
Topic: Simple-minded sayings?
Replies: 37
Views: 3064

Re: Simple-minded sayings?

They're simple sayings, but many still seem to have difficulty following them. Look at all the "why international?" posts that come up several times a week. During a future period of time when international is doing really well and US stocks are mediocre, I bet these posts will disappear and be repl...
by climber2020
Thu Sep 20, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Need iPhone case recommendations
Replies: 19
Views: 1132

Re: Need iPhone case recommendations

Whenever the new batch of iPhones comes out each year, thewirecutter.com reviews cases and makes a recommendation. I’ve been happy with their advice for my last 3 phones.
by climber2020
Wed Sep 19, 2018 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Traveling overseas .. credit cards? cash exchange?
Replies: 43
Views: 2786

Re: Traveling overseas .. credit cards? cash exchange?

Am I missing other options? I do not have time to get a new credit card with no international fees before my trip. It depends where you’re going. In parts of Southeast Asia, I was surprised to find that many hotels will exchange US dollars for local currency at good rates and with no fees. It’s too...
by climber2020
Mon Sep 17, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: Overnight near Atlanta?
Replies: 30
Views: 1648

Re: Overnight near Atlanta?

We're planning a trip next year, driving from the Chicago suburbs to south Florida, and it looks like somewhere around Atlanta would be good place to stop the first day (we want the second day to be shorter). Can anyone recommend a good area? Definitely does not need to be in the city, as we'll onl...
by climber2020
Sat Sep 15, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

Re: [Wearing] Shorts in Egypt

I was in Egypt for a month in both the north and south and I don't think you will have issues either way. Unrelated question: how much time do you feel is sufficient to spend at the Giza pyramids? We’re arriving in Cairo a full day early before our group tour begins and I’m wondering if we should m...
by climber2020
Sat Sep 15, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: Should I get a new iPhone?
Replies: 43
Views: 3680

Re: Should I get a new iPhone?

I'm already hanging on by my fingernails in regards to battery life (yes, I have recently upgraded my battery at the Apple Store). I for one will not be upgrading to iOS 12 until I read some geeky blogs about it first. I've been running iOS 12 for several weeks on my iPhone 6S (I'm a beta tester). ...
by climber2020
Sat Sep 15, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

Re: [Wearing] Shorts in Egypt

I have no problem with shorts, but I hate sandals. Can we pick on sandals now please? This is one clothing article I've already decided on. The only shoes I'm taking are the pair of Chacos on my feet. There are 2 considerations here: ugly and impractical. Ugly is tolerated when is practical. And vi...
by climber2020
Sat Sep 15, 2018 11:28 am
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

Re: [Wearing] Shorts in Egypt

I have no problem with shorts, but I hate sandals. Can we pick on sandals now please? This is one clothing article I've already decided on. The only shoes I'm taking are the pair of Chacos on my feet. Though I don't mind looking like a tourist when traveling, since I AM a tourist. Probably with a c...
by climber2020
Fri Sep 14, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

Re: Shorts in Egypt

https://www.tripadvisor.com/Travel-g294201-c74912/Cairo:Egypt:What.To.Wear.When.Visiting.Egypt.html Excerpt: For men it is not really an issue -- normal trousers and shirt or T-shirt are fine -- but in Cairo it would not be acceptable to wear short shorts or a tank tops/sleeveless tops. In the reso...
by climber2020
Fri Sep 14, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

Re: Shorts in Egypt

Thanks for the tips so far. I highly recommend against it. And not just culturally: in addition to being hot, the sun will be strong. Look into lightweight, quick dry, high spf pants, instead. I get mine at Costco for a fraction of the price of the well known sorting brands like Columbia. They can o...
by climber2020
Fri Sep 14, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 75
Views: 8493

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

I stick to Rockports in the $80 to $100 range. They're comfortable, look good, and last me about 3-4 years before I replace them. One experience that I had several years back that made me hesitant to buy really expensive shoes: I was on my lunch break and stepped in a big pile of dog crap. If it was...
by climber2020
Fri Sep 14, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5503

[Wearing] Shorts in Egypt

For anyone who has visited: is it okay to wear shorts as a man in Egypt? I've googled this and found a variety of opinions ranging from "yes; shorts are okay for tourists doing touristy things" to "no; shorts will make all the locals stare at you and think you're a clown". I'm going on vacation ther...
by climber2020
Fri Sep 14, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: FaceID w driving? ... upgrading from 5S
Replies: 18
Views: 871

Re: FaceID w driving? ... upgrading from 5S

One option is to just turn it off.

I have a 6S and never use touch ID or even a passcode unless I'm traveling somewhere questionable.
by climber2020
Fri Sep 14, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Can only take (1) DSLR lens..which one?
Replies: 27
Views: 745

Re: Can only take (1) DSLR lens..which one?

I'd take the zoom, but that's only because I find a 50mm too restrictive for my needs. I just don't see well at that focal length or long focal lengths in general. On most of my travels, I only take a single camera with a fixed semi-wide prime lens. Lately it's been the Ricoh GR with a 28mm prime. L...
by climber2020
Wed Sep 05, 2018 8:14 am
Forum: Investing - Theory, News & General
Topic: What to look for when investing?
Replies: 12
Views: 990

Re: What to look for when investing?

I understand the basics to investing, but when looking at the financials, ie. I/S, B/S, CFS, ratios, what should I be looking at to understand if the stock is going to perform well in the future? 1. Very few here are going to endorse stock picking 2. If someone actually knew how to predict stocks a...
by climber2020
Wed Sep 05, 2018 7:56 am
Forum: Personal Consumer Issues
Topic: Gentlemen: underwear shopping question
Replies: 35
Views: 4021

Re: Gentlemen: underwear shopping question

Ex-officio here too, but of the 4 pairs I had for international travel and overnight trips on boats only 1 of them still has any elastic in the waistband. Granted, I have had them for years, but the waistband wearing out is a "thing". I will likely buy more for the next adventure travel type trip I...
by climber2020
Tue Sep 04, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Blogs,resources, or tips for busy professional parents?
Replies: 12
Views: 851

Re: Blogs,resources, or tips for busy professional parents?

This guy has 6 kids: https://zenhabits.net/25-ways-to-simpl ... with-kids/

He's got a number of articles on the subject of children that you can find using the search box.
by climber2020
Tue Sep 04, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9657

Re: How to "waste" money on groceries?

Recently there was a thread on how to save money on groceries where someone mentioned they would like to see a thread on how to waste money on groceries. One way to easily waste money on food: using coupons. I have a good friend who is an avid coupon clipper who has an elaborate organization method...
by climber2020
Mon Sep 03, 2018 10:47 am
Forum: Personal Consumer Issues
Topic: The future of my journals and logs
Replies: 45
Views: 4248

Re: The future of my journals and logs

I scanned all my old journals from early childhood and shredded the originals. These journals didn't contain any profound insights, so even if I would have lost them in a house fire, it wouldn't have mattered. The journals I wrote from around age 16 going forward - those I scanned to my computer as ...
by climber2020
Sun Sep 02, 2018 11:21 am
Forum: Personal Consumer Issues
Topic: Gentlemen: underwear shopping question
Replies: 35
Views: 4021

Re: Gentlemen: underwear shopping question

The Ex Officio give n go is my favorite travel underwear of choice. I wear the regular boxers, but I assume their briefs are also very nice. They're made well, but a common complaint is that after many wears the waistband gives out, rendering the underwear useless. This happened to my first pair, bu...
by climber2020
Thu Aug 30, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8503

Re: Mega Downsize....

5. throw away all your dishes, cups, silverware. You can go to Ikea and replace everything for cheap and have matching stuff again I’m gonna disagree with this one. The goal is to discard excess stuff that isn’t used; not to get rid of stuff in order to replace it with other stuff. I’ve had the sam...
by climber2020
Tue Aug 28, 2018 3:33 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 91
Views: 8503

Re: Mega Downsize....

More interested in how'd you find the time to accomplish this feat? Hire someone to help? It's a slow, gradual process that took several years (and is still ongoing to a lesser degree). I not only downsized my stuff, but also downsized my time commitments by figuring out what activities were worthy...
by climber2020
Wed Aug 22, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10509

Re: I own 1,387 items!

I don't think I would have had the motivation to actually count the items I had if I weren't moving into a new place and unpacking. Because of this context, as I mentioned in the original post, the counting was a natural part of the process. I had already started a partial spreadsheet to track the ...
by climber2020
Mon Aug 20, 2018 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12381

Re: Excessive Emergency Room Charges - Options?

fm3040 wrote:
Mon Aug 20, 2018 12:31 pm
3) Any other options?
You can pay your bill.

This might be useful information for next time: viewtopic.php?t=238610
by climber2020
Fri Aug 17, 2018 12:12 pm
Forum: Personal Consumer Issues
Topic: Best (cheapest) way to book a flight well in advance
Replies: 15
Views: 1679

Re: Best (cheapest) way to book a flight well in advance

We're taking a trip to Costa Rica in February 2019. It'll be a large family event with everyone flying down (parents, 4 siblings, 3 little ones), and we've already booked a large beachfront home on HomeAway. Now that accommodations are locked in, I'm looking at options to book the best flight. 'Bes...
by climber2020
Tue Aug 14, 2018 10:52 pm
Forum: Investing - Theory, News & General
Topic: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!
Replies: 1154
Views: 95304

Re: It's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!

OP, I'm not seeing you chime in, so I'm assuming nothing is convincing you to stay the course. Will you agree to come back to this post in 5 years, say approximately 2024, and look at the past 22 years of returns (2002-2024) as you are doing now and see how US compares to Int'l, and post your resul...
by climber2020
Tue Aug 14, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4768

Re: Adult piggy bank

Jelly Belly jar with lid.

An added bonus is you get to eat the jelly beans beforehand.
by climber2020
Mon Aug 13, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: Key West Family Vacation - February
Replies: 25
Views: 1818

Re: Key West Family Vacation - February

Mallory square around an hour before sunset (street performers).
Hemingway House. See the 6 toed cats.
Butterfly conservatory.
Rent Kayaks.
Rent bicycles and ride around.
See Robert the Doll.
by climber2020
Sat Aug 11, 2018 8:47 am
Forum: Investing - Help with Personal Investments
Topic: RDFN and housing market slow down...
Replies: 11
Views: 1438

Re: RDFN and housing market slow down...

Here's the RDFN thread mentioned earlier:

viewtopic.php?f=1&t=239474
by climber2020
Sat Aug 11, 2018 8:46 am
Forum: Investing - Theory, News & General
Topic: Retreat to cash
Replies: 335
Views: 65576

Re: Retreat to cash

Reviving this thread to hear of any updates of how this whole endeavor is going.
by climber2020
Thu Aug 09, 2018 5:46 am
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 9500

Re: Biggest Threats to Financial Well-Being

Peer pressure. This one's a big problem for many people in my line of work.

Too much house.
Vacation house.
Too much car.
Buying a boat when one is not anything close to being wealthy.
Student loans.
by climber2020
Wed Aug 08, 2018 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Saving Enough for Retirement vs Vacation Home
Replies: 36
Views: 3741

Re: Saving Enough for Retirement vs Vacation Home

I am a teacher so I have the summers off, and my wife works from home 3 or 4 days a week, so we would use the place a lot in the summer. Another thing to consider is that your tastes may change over time. I've taken the exact same vacation to the Rockies every February going on 13 years now. For th...
by climber2020
Wed Aug 08, 2018 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Saving Enough for Retirement vs Vacation Home
Replies: 36
Views: 3741

Re: Saving Enough for Retirement?

The recurring yearly cost for the vacation house is $18,000 a year (1500x12). You can stay many nights at a really nice hotel for a lot less than that and not have the burden of owning a piece of property that you will feel obligated to visit due to sunk costs.
by climber2020
Tue Aug 07, 2018 6:16 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 3152

Re: Relaxing - quieting the mind

This may not belong here, so please feel free to close it or something along those lines. I work in a rather stressful time intensive job and as a parent of a young kid, myself and the mrs are always "on call" 24/7 and the more i get focused on various aspects of the world, work, socializing, home,...
by climber2020
Mon Aug 06, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Getting the stink out of synthetic shirts
Replies: 37
Views: 2635

Re: Getting the stink out of synthetic shirts

What brand of shirts do you wear? I've noticed, through lots of trial and error, that cheap synthetic shirts start to smell bad after not too long a time. The more expensive ones tend to do better. I have a Columbia Titanium t-shirt that is almost 10 years old and is worn regularly on my trail runs....
by climber2020
Fri Aug 03, 2018 6:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you become a Boglehead?
Replies: 53
Views: 3809

Re: How did you become a Boglehead?

I'm curious about the stories of other Bogleheads. How did you become a Boglehead? Financial adviser tried to screw me with a whole life policy when I was single, had no dependents, and expressed that I would never have kids. Suspicion and some basic internet research led me to White Coat Investor ...
by climber2020
Tue Jul 31, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 176
Views: 9907

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

The only time I've ever purchased medical evacuation insurance is when I went to Easter Island. It's one of the most remote inhabited places on earth and medical care on the island is limited, so I thought it'd be a good idea. That was a special case; I don't usually buy any kind of travel insurance...
by climber2020
Mon Jul 30, 2018 1:39 pm
Forum: Investing - Help with Personal Investments
Topic: To buy a home, or not to buy; the eternal question!
Replies: 12
Views: 1040

Re: To buy a home, or not to buy; the eternal question!

One important objective for us is to buy a piece of land out west (Colorado, Utah, Idaho, etc) and build a house that will eventually serve as a retirement home. We want to begin this process in the next 10 years, with the hopes that it will serve as a vacation property, family meeting place, and e...
by climber2020
Wed Jul 25, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: Traveling to Cuba - currency exchange
Replies: 27
Views: 1670

Re: Traveling to Cuba - currency exchange

Posting to follow this thread. I'm going to Cuba in a few months, so I'd like to hear what people have to say.
by climber2020
Tue Jul 24, 2018 3:25 pm
Forum: Personal Consumer Issues
Topic: Plannig International trips
Replies: 10
Views: 738

Re: Plannig International trips

Is taking less stuff an option? Then you don't have to worry about any of this. I've gone on month long trips with a single backpack, so it can be done if you're motivated enough.
by climber2020
Fri Jul 13, 2018 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Would you trade experiences in your youth for early retirement
Replies: 81
Views: 5854

Re: Would you trade experiences in your youth for early retirement

So I am interested, how are other BH balancing their retirement savings goals with having a life today, in the present? Or is everyone just living for that someday when they can walk into their bosses office and tell him they are done? I do the important things I want to do and still have plenty le...
by climber2020
Wed Jul 11, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Printing photos from JPG files
Replies: 30
Views: 1290

Re: Printing photos from JPG files

Interesting, thanks. So, if I follow you correctly I guess the JPEG files I have aren't as high resolution as the .RAW format the photographer shot originally. But, I guess you are saying that the JPEG can still be good enough. A RAW file is the digital equivalent of a film negative. All the inform...
by climber2020
Mon Jul 09, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Moving Tip and Ideas?
Replies: 23
Views: 1547

Re: Moving Tip and Ideas?

Tips on downsizing? I am moving from a medium city to DC and may have to significantly reduce my house size. Throw away, donate, or sell as much as you can. I did this a lot for my last couple of moves but wish in hindsight that I had been more aggressive about throwing away unnecessary things. Of ...
by climber2020
Sun Jul 08, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Colorado Day Hike Suggestions
Replies: 21
Views: 1349

Re: Colorado Day Hike Suggestions

Bacchus01 wrote:
Sun Jul 08, 2018 4:24 pm
Now leaning towards Grays and Torreys Peak.
Kelso Ridge is a nice trail up to those two peaks. Lots of great scrambling on the way up.
by climber2020
Sun Jul 08, 2018 4:27 pm
Forum: Personal Consumer Issues
Topic: Colorado Day Hike Suggestions
Replies: 21
Views: 1349

Re: Colorado Day Hike Suggestions

It looks like they are not letting people to drive up to Pikes Peak this summer, so catching a ride seems suspect. How difficult is Sawtooth if I want to hit Evans as well? Sawtooth is awesome, but parts of it are exposed to steep drop offs. People occasionally fall off and die, but I didn't feel t...