Search found 14 matches

by m139115
Wed Jan 20, 2016 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Insane Notice / Counter Offer Situation
Replies: 61
Views: 7724

Re: Insane Notice / Counter Offer Situation

There have been lots of post reassuring you of why you simple can not stay. Most have correctly advised you ride out the notice. Having been through this more than once, you should also be prepared to be walked out the door this morning when you decline their offer. Lots of companies move senior emp...
by m139115
Sat Aug 01, 2015 4:39 pm
Forum: Personal Consumer Issues
Topic: Retirees: Questions you hate being asked
Replies: 117
Views: 15298

Re: Retirees: Questions you hate being asked

It's been four months for me now (retired at 56). Virtually everyone asks me when I am going to announce what I am really going to do next. They absolutely can not accept that my plan is to not work. I even had a close personal advisor send me a note last week that told me of a guy that was looking ...
by m139115
Sun Jan 18, 2015 8:25 am
Forum: Personal Investments
Topic: Should I Declare Victory and Pack It In?
Replies: 173
Views: 22229

Re: Should I Declare Victory and Pack It In?

Sorry that this is not a helpful response , but I am retired in 60 days and doing discovery on places in SC to live. Would you mind disclosing your gated community and how it was chosen?
by m139115
Thu Jan 01, 2015 9:36 am
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 255
Views: 39950

Re: What do you drive, and why?

For fun I drive a 2012 Jeep 'Wrangler. Bigger tires (although I have only been off roading once) and fun to drive a 6 speed manual. Also I live in the south and nothing better than the top down on a sunny day. The rest of the time I have a 2014 Mercedes e550 coupe. It's my 2 door sports car with mor...
by m139115
Tue Nov 04, 2014 8:16 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2015!
Replies: 256
Views: 73378

Re: Roll Call for the Retirement Class of 2015!

I'm in. Sometime between Jan 1 and March 31. Employer gets to decide. 56 yo and have been planning for it financially since I was 30. Its the time and what to do with it that concerns me today.

Update- had the discussion yesterday. Officially it's March 31.
by m139115
Mon Jan 28, 2013 8:40 pm
Forum: Personal Investments
Topic: Help with walk away decision? UPDATED
Replies: 10
Views: 2096

Re: Help with walk away decision? UPDATED

In many ways, your situation isn't all that different from mine (more accurately, my wife, who is the the one still working). When I ask her if she'd be comfortable stepping away, she says that maybe we should give it a couple more years. It's obviously not just the money. So, how would you feel ab...
by m139115
Mon Jan 28, 2013 2:37 pm
Forum: Personal Investments
Topic: Help with walk away decision? UPDATED
Replies: 10
Views: 2096

Re: Help with walk away decision? UPDATED

DaveS, thanks for your remarks. Appreciate you taking a look. For you and any others who might take a look at my information, I have now included the names of the funds/stocks, instead of symbols only. Should have included that from the beginning....my oversight! Hope this clarifies! Thanks again fo...
by m139115
Sun Jan 27, 2013 10:13 pm
Forum: Personal Investments
Topic: Help with walk away decision? UPDATED
Replies: 10
Views: 2096

Help with walk away decision? UPDATED

Hey guys, thanks in advance for observations and insights on the following. I follow the forum daily but have yet to ask for advice. Enjoy the forum and recently followed a thread on guitars and purchased the Seagull S60 and am truly enjoying it! So moving on. Emergency funds: Included with Cash Deb...
by m139115
Sat Jun 02, 2012 5:25 pm
Forum: Personal Consumer Issues
Topic: how many bogleheads drive jeep wranglers?
Replies: 40
Views: 4011

Re: how many bogleheads drive jeep wranglers?

I have wanted a jeep wrangler since I played with the hot wheels version about 40 years ago. Broke down and purchased a new one last fall. It is a no frills, no power anything jeep and I absolutely love it. I will admit, it is a toy and probably not suitable for an only car, but for weekends and fut...
by m139115
Fri May 18, 2012 7:34 pm
Forum: Personal Investments
Topic: 1.5M invested ?
Replies: 36
Views: 5521

Re: 1.5M invested ?

I suppose a person could withdraw enough from IRA to fill up the 15% bracket and then sell stuff in taxable for the rest of the annual spending money. In this way, nothing would be taxed above 15% (today's law) or 20% (slated next year law). It seems like a good choice at first glance. I don't think...
by m139115
Fri May 18, 2012 3:48 pm
Forum: Personal Investments
Topic: 1.5M invested ?
Replies: 36
Views: 5521

Re: 1.5M invested ?

This is a great thread in that I have an almost identical situation (except I turn 55 next year). I am suprised no one has suggested a rule 72t system of ira withdrawals at 55 to lessen taxes later. I am thinking alot about that approach. Any dangers other than having to commit to 5 equal withdrawal...
by m139115
Sat Apr 28, 2012 7:36 am
Forum: Personal Investments
Topic: Fidelity AND Vanguard
Replies: 58
Views: 9800

Re: Fidelity AND Vanguard

I have accounts at both Vanguard and Fidelity, as well as a credit union and a Schwab account. Maybe it sounds complex but I compartmentilize my finances. The credit union accounts hold cd's representing my first 3 years living expenses once I reach retirement ( hopefully July 2013 when I turn 55). ...
by m139115
Wed Mar 28, 2012 8:19 am
Forum: Personal Investments
Topic: Cash???
Replies: 18
Views: 3872

Re: Cash???

Thanks for all of the comments. Obviously I left out a few details. I currently have approx 3 mil, 1/2 in taxed advantaged accounts the other 1/2 in taxable accts. These are invested at a 60/40 (stock/bond) split. Additionally there is about 10% of the combined amounts in cash that is not invested. ...
by m139115
Sun Mar 25, 2012 8:05 am
Forum: Personal Investments
Topic: Cash???
Replies: 18
Views: 3872

Cash???

This is my first time to the site. I love it and by chance have been following the advice for years. Question is what are folks doing with cash? I am 53 and have all the basics covered (several years of expenses). I know I should invest but with stocks at a high and bonds not looking favorable there...