Search found 169 matches

by OneWorld111
Tue Apr 04, 2023 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Travel Records (Airport)
Replies: 3
Views: 911

Re: Travel Records (Airport)

Is there a faster way to retrieve these records?
by OneWorld111
Thu Mar 30, 2023 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Travel Records (Airport)
Replies: 3
Views: 911

Re: Travel Records (Airport)

Thanks hachiko1

I would have thought there would be online database to retrieve the information vs requesting for it..
by OneWorld111
Thu Mar 30, 2023 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Travel Records (Airport)
Replies: 3
Views: 911

Travel Records (Airport)

Hello:

As passports are now NOT stamped at airports during entering USA for US Citizens, where do we find the travel records of past? I see I-94 website for travel records however that for visa holders.

Any one can provide reference or links, appreciate.

OneWorld
by OneWorld111
Wed Feb 15, 2023 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Return 2019 query
Replies: 9
Views: 923

Re: Amended Return 2019 query

Help request

1) It says on the form 3911

Do not send this form to this office. Instead, please use the envelope provided or mail the form to the Internal Revenue Service center where you would normally file a paper tax return what does this mean? Cant I just mail it to IRS address?

2) On the form, it also asks.

The information below is in reply to your inquiry on about your Federal tax refund for 2019, what date should I put in the space?
by OneWorld111
Sat Feb 04, 2023 11:51 am
Forum: Personal Investments
Topic: Personal Rate of Return
Replies: 5
Views: 880

Re: Personal Rate of Return

Thank you for the link and comments.
by OneWorld111
Sat Feb 04, 2023 12:26 am
Forum: Personal Finance (Not Investing)
Topic: Books/ideas to teach 5 year old about money
Replies: 35
Views: 2907

Re: Books/ideas to teach 5 year old about money

Really talking about money for 5 yr!

I think for this age, kids learn more from the lifestyle of their parents, elder siblings, etc.
by OneWorld111
Sat Feb 04, 2023 12:23 am
Forum: Personal Investments
Topic: Personal Rate of Return
Replies: 5
Views: 880

Personal Rate of Return

Hi: trying to understand

In TRowePrice, it shows personal rate of return since inception.. for each of the investments

If it says for PRWCX, PRR since inception (10/2007) is 9.14% as of 02/2023.

PRR is calculated using Time Weighted Rate of Return method.

Does it mean I (PRWCX) performed above average or below average? Average means S&P 500 returns.

Thanks,
OneWorld
by OneWorld111
Thu Feb 02, 2023 3:08 am
Forum: Personal Consumer Issues
Topic: Bloomberg vs WSJ subscription
Replies: 77
Views: 10755

Re: Bloomberg vs WSJ subscription

Does anyone read NYT?

Feel they cover world better .. Ofcourse WSJ and Bloomberg are also good
by OneWorld111
Mon Jan 23, 2023 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: Infographics on MSFT,AMZ,Alphabet,Apple - Income Statements
Replies: 0
Views: 434

Infographics on MSFT,AMZ,Alphabet,Apple - Income Statements

https://www.windowscentral.com/microsof ... and-amazon

Some easy to understand graphic's on Income statement in the above link. If anyone knows any app or tool to create similar infographics..
by OneWorld111
Mon Jan 23, 2023 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Return 2019 query
Replies: 9
Views: 923

Re: Amended Return 2019 query

Thanks for the instructions. I will send out this week ..what a process!
by OneWorld111
Sat Jan 21, 2023 12:33 am
Forum: Personal Finance (Not Investing)
Topic: Amended Return 2019 query
Replies: 9
Views: 923

Re: Amended Return 2019 query

Pl,

I have an account,

I see code 846 be listed under Account Transcript 2019 and has a line item refund issued $XXXX.
Also it says code 971 notice issued above line 846. (Which i did receive)

Any help on how to figure out to contact IRS (call tips) about missing check for refund?

.
by OneWorld111
Thu Jan 19, 2023 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Return 2019 query
Replies: 9
Views: 923

Re: Amended Return 2019 query

i believe check issued that i didnot receive in mail.
by OneWorld111
Thu Jan 19, 2023 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Return 2019 query
Replies: 9
Views: 923

Amended Return 2019 query

Hello BHs

I received notice in mail in Nov2022 about refund is processed on Amended Return. However, it didn't follow with a check of refund and now its been 6 weeks.

Also, on Where's my amended return website, it shows completed Nov 2022 and it confirms it resulted in refund.

I tried to check irs website to contact and check, it's impossible. Does anyone know how to contact IRS for this issue to find where is my check/refund?

Thanks.
by OneWorld111
Fri Jul 30, 2021 9:10 pm
Forum: Personal Investments
Topic: Mutual Fund - PRWCX Tax ?
Replies: 7
Views: 945

Re: Mutual Fund - PRWCX Tax ?

In this situation, should I avoid investing further in Mutual fund (will withdraw at later date) and open closest ETF?

Thanks again,
Oneworld
by OneWorld111
Fri Jul 30, 2021 4:28 pm
Forum: Personal Investments
Topic: Mutual Fund - PRWCX Tax ?
Replies: 7
Views: 945

Re: Mutual Fund - PRWCX Tax ?

Thanks for the replies.

I can exit the mutual fund and open an ETF. I will face a tax payment as I will exit the fund or can it be in kind transfer if its with the TRP ETF?
by OneWorld111
Fri Jul 30, 2021 3:38 pm
Forum: Personal Investments
Topic: Mutual Fund - PRWCX Tax ?
Replies: 7
Views: 945

Mutual Fund - PRWCX Tax ?

BHs:

I have been invested (Non Retirement Account) in TRP- PRWCX fund over past few years N it has done pretty good so far. Its only 1 way deposits and no withdrawals till date. Why do I see Long Term and Short Term Capital Gains in FORM 1099 DIV every year?

Is this the main reason to replace it with similar ETF ? Expense Ratio is high compared to Vanguard or Fidelity similar funds, I can live with it.

thanks,
OneWorld
by OneWorld111
Sat Jul 17, 2021 10:30 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y Ride + Quality
Replies: 207
Views: 28850

Re: Tesla Model Y Ride + Quality

We bought model Y it last December..

Really fun to drive
Range is overestimated (10%)
Customer service of Tesla is pretty horrible as they only communicate via app (messages)

In the past we had Lexus, the detail is no way compared to Tesla.

Other than EV fun to drive, I don’t think there is anything special of Tesla.
by OneWorld111
Sun Nov 18, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Coffee tablebooks??
Replies: 21
Views: 1925

Coffee tablebooks??

Any recommendation for Coffee table
books to Indulge in conversation with top places to visit, soccer/Football history world cups, unique arts photos, etc..

Regards,
OneWorld
by OneWorld111
Sat Oct 13, 2018 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Online statements/ mail Vs paper
Replies: 6
Views: 1191

Online statements/ mail Vs paper

BHs: After yrs of depending on paper, I m moving to online, etc..slowly for statements, magazines, etc.. Question: 1) is there any document especially banks, investments, mortgage, 529s, etc.. related which I need to ‘save’? They r with the institution typically for 3-5 yrs under individual account 2) other than Tax related should I be considering ‘saving’ any document in cloud or on computer? 3) with paper I use to keep for yr or 2..and shred them..other than Tc which I have kept over few more yrs. 4) even after going online of almost all the mail, other than junk and ads on CC, etc.. should I expect any mail? 5) can I request even to stop this mail? Most of the time it goes straight from mailbox to recycle bin. 6) after going online, any ...
by OneWorld111
Thu Sep 20, 2018 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card spending $20000
Replies: 10
Views: 2227

Credit card spending $20000

Hi BHs-

Looking for a CC advise with

1) excellent cash back or air miles
2) any signing up bonuses and
3) preferably No foreign transaction fees
4) ofcourse no annual fee unless free first year and no restriction to cancel 2nd year

Will be spending $15-20k in 1-2 months..most on airlines tickets hence looking for new CC

Thanks OneWorld
by OneWorld111
Sun Aug 05, 2018 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: What's you safety deposit box fee?
Replies: 64
Views: 8323

Re: What's you safety deposit box fee?

Why don't banks publish the fees (tiers) for safety deposit box on their website or even inside their branches?


Regard,
by OneWorld111
Sun Aug 05, 2018 5:20 pm
Forum: Personal Investments
Topic: Payoff rental property or invest in the market
Replies: 15
Views: 2130

Re: Payoff rental property or invest in the market

Thanks all.. Was not aware of voice to text :confused
by OneWorld111
Wed Aug 01, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Time to sell my 2003 Accord?
Replies: 33
Views: 2715

Re: Time to sell my 2003 Accord?

Buy a new Honda, you would probably enjoy it now rather wait n buy later... when driving may no longer be fun.
by OneWorld111
Wed Aug 01, 2018 10:15 pm
Forum: Personal Investments
Topic: Payoff rental property or invest in the market
Replies: 15
Views: 2130

Re: Payoff rental property or invest in the market

Thanks added information below..

15 yr mortgage @ 3.0%.. all other investments 401K, IRA, few others are maxed...I can load up 529 but happy with pitching XX every month.

Currently no issues on cash flow and will have about 6 months in liquid..even after if I pay off.

End up in 32% tax rate bracket.

Thanx,
Max
by OneWorld111
Wed Aug 01, 2018 7:58 pm
Forum: Personal Investments
Topic: Payoff rental property or invest in the market
Replies: 15
Views: 2130

Payoff rental property or invest in the market

BHs:

Will keep it short..

Is it wise to payoff rental property (remaining $80k) or invest in the markets?

Mortgage is another 9 yrs away.

Thanx,
Maxing
by OneWorld111
Wed Jul 25, 2018 8:00 pm
Forum: Non-US Investing
Topic: Moving to Brazil
Replies: 8
Views: 1729

Re: Moving to Brazil

Thanks BHs.

Does EARJ had american school calendar ( Aug to May)? British school Follows Southern hemisphere school calendar ( Feb to Dec) and one of the concerns was both the kids may lose 6 months unless granted into higher grades.

Bkn79- did u had issues in the beginning ( my kid will be roughly your age) as i am assuming u didnt speak Portuguese in the class making friends, etc? Why was British school not preferable? Distance, demographics or something else?

Good feedback on google maps ‘ depart ‘ option. Not sure i eant to drive manual car in Rio traffic.

Still figuring out options on residence, etc. the office seems be
In Centro, Rio de Janeiro.

Any comments...

OneWorld
by OneWorld111
Wed Jul 25, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 5243

Re: Intermittent Fasting

http://www.bbc.co.uk/religion/religions ... ng_1.shtml

Came across this link where fasting is routine for some people in the world!
by OneWorld111
Wed Jul 25, 2018 8:59 am
Forum: Non-US Investing
Topic: Moving to Brazil
Replies: 8
Views: 1729

Moving to Brazil

Hi BHs

We will be moving to Rio next year and have 2 young kids less than 10 yrs. the assignment will be 2-4 yrs.

Any recommendations on schooling, books about Brazil, taxes, corporate work culture with general tips as an expat in foreign country..dos or don’t?

Generally aware of crime, drug related and geopolitical issues, etc.. and are realistic that it will not be like States.

Regards,
OneWorld
by OneWorld111
Wed Jul 18, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: Europe travel Qs [Questions]
Replies: 63
Views: 5279

Re: Europe travel Qs

Hello: Just returned from Paris and SWZ. Paris is amazing place so much to do! 1) ATM from airport for best rates.. most places will accept card in Paris.used capital one with no foreign transaction fees.. always select ‘localcurrency’ Option not USD. 2) do not talk to anyone on the streets or they may distract your attention.. we were interrupted numerous times for donations, etc..streets will be crowded, so pay attention at all times. 3) museum pass is agile idea. We also did 2-day hop n hop tour and frequency should be considered. If visiting museums bus may not be best as you will spend time not on the bus. 4) advance booking can be made for Eiffel Tower tour, Louvre museum, etc.. which saves time. 5) locating restrooms is a struggle in...
by OneWorld111
Sat Jun 02, 2018 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Any aerospace engineers? Pros v. cons of working for NASA v. private sector
Replies: 50
Views: 12159

Re: Any aerospace engineers? Pros v. cons of working for NASA v. private sector

What a future lies ahead!

NASA is overrated and I think better off with Boeing or Lockheed Martin or any other private company. I have worked with NASA employees and they typically outsource the work to subcontractors. The quality is average but it has the name of NASA.

Within first few years of his employment in private company, he and the company will realize his potential and he may end up doing MBA ( much more valued in corporations than Ph.D).


Thanks
Companion
by OneWorld111
Sat Jun 02, 2018 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Any aerospace engineers? Pros v. cons of working for NASA v. private sector
Replies: 50
Views: 12159

Re: Any aerospace engineers? Pros v. cons of working for NASA v. private sector

What a future lies ahead!

NASA is overrated and I think better off with Boeing or Lockheed Martin or any other private company. I have worked with NASA employees and they typically outsource the work to subcontractors. The quality is average but it has the name of NASA.

Within first few years of his employment in private company, he and the company will realize his potential and he may end up doing MBA ( much more valued in corporations than Ph.D).


Thanks
Companion
by OneWorld111
Sat Jun 02, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Gold Chain necklace, authentic gold
Replies: 10
Views: 1778

Re: Gold Chain necklace, authentic gold

Tiffany
Jared

Should be probably finding a nice necklace..and will come with some documentation.
by OneWorld111
Wed May 30, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

Thanks ES.

Picked Engelberg and Geneva so can do things in between them. Also Geneva being a world city!

Do u think a Day-Trip-to-Gruyeres-including-Golden-Panoramic-Express-Train worth from Geneva? Or just spend 2 days in and around Geneva?

Thanx,
Companion
by OneWorld111
Wed May 30, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

BHs:

Booked the stay..
First 3 days near Engelberg, next 2 in Geneva and then head to Paris for remaining 5 days. Looks like we will be renting for the trip in Switzerland and then Paris on public transport.

Is it advisable to book the tickets in advance for Mt Titlis, other sightseeing, Louvre, etc. ?

Thanks,
Companion
by OneWorld111
Thu Apr 26, 2018 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: 300k vs 500k house?
Replies: 32
Views: 6474

300k vs 500k house?

Experienced BHs:: Situation: Currently we have ~$300k house (almost paid off) and was bought few yrs ago, fully expecting at that time we will move into a bigger(additional 800-1000 sq ft) ~ $500k house. It’s been few yrs (4~6) now in $300k house and I feel uncomfortable going for $500k house due to bigger mortgage, taxes, n associated costs with bigger house as most will be built in late 1990s or early 2000s. Neighborhood only has 1990s houses and we don’t want longer commutes..I don’t have affordability problem, it’s more that I will be saving less... we max all savings 401k, save for kids, etc.. for now.. thoughts please on 1. Do you think having a $300k house will affect Net Worth as it will have overall less appreciation in value? Henc...
by OneWorld111
Sat Apr 21, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

Thanks.

Is this central location?
Take a 10-minute stroll along the banks of the Seine to the Eiffel Tower. You can also choose the Batobus, the station is just 109 yards away...

Novotel Paris Centre Eiffel Tower Hotel is the place with some reasonable rates
by OneWorld111
Sat Apr 21, 2018 5:27 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

Ola

Paris-
Does this sound like a reasonable place to stay in and around Paris?

walking distance from MAISON BLANCHE Metro station on line 7, two stations away from Place d'Italie which serves Bastille (5 stations away), Austerlitz and Gare de Lyon (2 stations away)..

Asking since not sure where to book to get reasonable fares ...

Zurich-
What city should we target for a 5 day stay? Lucerne, bern, etc? We would prefer access to supermarkets and variety with restaurants.. should we add Part of glacier express?

Any free flowing comments are helpful..

Regards,
Just trying to be BH
by OneWorld111
Tue Apr 17, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

Thanks.

With about 10 days, 4 days in Switzerland and remaining 5 days in and around Paris seems reasonable?

Can we squeeze in Belgium or Amsterdam for a day stop?
by OneWorld111
Tue Apr 17, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich<->Paris- 10 days

Thanks.

With about 10 days, 4 days in Switzerland and remaining 5 days in and around Paris seems reasonable?

Can we squeeze in Austria for a day stop? The plan is rent a van from Paris drive to Switzerland and then drop the rental in Paris before spending few days in and around Paris..using public transport...

Any general comments..
by OneWorld111
Tue Apr 17, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Re: Europe- Zurich (transit)<->Paris- 10 days

Clarifying Zurich is only for transit as some members will be arriving at the airport and some at Paris airport. we plan to do both and in between. Recommendations on mountains, etc.
by OneWorld111
Tue Apr 17, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 4498

Europe- Zurich<->Paris- 10 days

BHs:

Vacation planning-

We are a family of 5 adults (including 2 seniors) and 2 kids (under 10) (total 7) planning for Europe vacation this summer from US. Would like to visit Zurich (and around) and Paris for sure.. everything else is still work in progress..

q1) with 7 pupils traveling, better to rent a van (big) or still use public transport across Europe? I think public transport will become more expensive and we are looking for comfort/flexibility, etc. If rental, better to rent in Paris or Zurich?
q2) if we go with regular hotels, we will have to book 2 rooms for each night...how is Arbnb or similar in and around Europe?
q3) any 3-4 places strongly recommended within 10 day period? We are not planning Italy.

Thanks,
OneWorld
by OneWorld111
Sun Mar 25, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: I did it and feel great about it (paid off mortgage)
Replies: 66
Views: 15140

Re: I did it and feel great about it (paid off mortgage)

Hurray!!

Would u or any of u still pay off the mortgage if in near future (2-3 yrs) you are looking to upgrade to a bigger house? The plan (if it works) would be to rent the paid off house and have a mortgage whenever you buy a bigger house..

Keeping it simple, assuming we can still pay 20% down etc for the newer/bigger house and maxing all 401k, etc..

Spring is here,
OneWorld
by OneWorld111
Sat Mar 17, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: Soft boxer shorts for men
Replies: 28
Views: 5036

Re: Soft boxer shorts for men

After trying few, bananarepublic were the most comfortable and of course bought them at outlet stores.

http://www.bananarepublic.com/products/mens-boxers.jsp

Best.
by OneWorld111
Thu Feb 15, 2018 12:48 am
Forum: Personal Finance (Not Investing)
Topic: Pay off mortgage because of new tax deductions?
Replies: 10
Views: 2266

Re: Pay off mortgage because of new tax deductions?

David:
So r u recommending to payoff the mortgage? Sorry it was not clear for me from your explanation..

Regards,
OneWorld
by OneWorld111
Mon Feb 12, 2018 1:39 pm
Forum: Investing - Theory, News & General
Topic: Barron's Magazine
Replies: 15
Views: 2662

Re: Barron's Magazine

Worth the cost, does a good job at wrapping the week and provide things to ponder in coming weeks.

Started reading while studying finance and now read it on or off primarily due to time limitations.

Best,
OW
by OneWorld111
Mon Feb 12, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: I’m not renewing my Costco membership.
Replies: 80
Views: 11673

Re: I’m not renewing my Costco membership.

We end up buying more then we at each trip.. not sure buying cost effective results in mass buying n probably unused..

I dread each of our trips as we spend at least $250 per trip..
by OneWorld111
Fri Feb 09, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: 24 hr refund policy on airlines
Replies: 5
Views: 1073

Re: 24 hr refund policy on airlines

thanks!

The ticket is bought month is advance. 24 hrs should be applied to travel agents as well as its applicable to airlines. That's kind of...NE ways good learning!
by OneWorld111
Thu Feb 08, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: 24 hr refund policy on airlines
Replies: 5
Views: 1073

24 hr refund policy on airlines

BHs:

Anyone tried cancelling tickets within 24 hrs when booked via expedia or justfly or hotwire and they are charging cancelling fees (and will refund the difference)? I thought 24 hrs was meant to refund complete fees, no cancellation, no fees, etc. Full refund period but recent experience with justfly.com seems that's not true.

Thanks,
OW
by OneWorld111
Tue Feb 06, 2018 12:08 pm
Forum: Personal Investments
Topic: Timing Transaction query
Replies: 5
Views: 623

Re: Timing Transaction query

yes, it did say trade date as Feb 05. I was not sure of the timing. I mean was it end or beginning of the day as it affects the purchase price.
by OneWorld111
Tue Feb 06, 2018 10:43 am
Forum: Personal Investments
Topic: Timing Transaction query
Replies: 5
Views: 623

Timing Transaction query

Quick/Basic one-

If I had put an order for Fidelity Total Mkt Index Premium for 2018 IRA $5500 on Sat Feb 3rd, the order was executed on Mon Feb 5th, did I bought the shares or transaction at the end of Monday price? The confirmation notice came in Tuesday morning.

Thanks,
OneWorld