Search found 39 matches
- Wed Dec 30, 2015 8:54 am
- Forum: Personal Consumer Issues
- Topic: Cataract billing issue - anesthesiologist
- Replies: 64
- Views: 11325
Re: Cataract billing issue - anesthesiologist
The amount of misinformation about cataract surgery is truly astounding. Cataract surgery is not a haircut. Cataract surgeons usually have to be e at the top of their medical school class to be selected to ophthalmology residencies and then put in the necessary time and work to become proficient at this procedure. For most people, cataract surgery takes anywhere between 5 and 15 minutes. But in many ways the procedure is like walking a tightrope. Millimeters separate a successful surgery from disaster. Issues that can arise during surgery: Poor visualization due to dense cataracts Poor dilation/ floppy iris issues Posterior polar cataracts with high risk for capsular rupture Positive posterior pressure Zonular laxity/ zonular dehiscence Sup...
- Sat Apr 04, 2015 9:42 am
- Forum: Personal Consumer Issues
- Topic: VRBO rental gone awry- recourse for security deposit?
- Replies: 50
- Views: 16755
Re: VRBO rental gone awry- recourse for security deposit?
To clarify- I was instructed to "take the trash cans out before I left on Sunday morning" for trash pickup Monday morning. I read it as take the trash out. We did not see trash cans in the garage or elsewhere, so I left the trash in bags outside at the bottom of the driveway. I did not find this unusual, as my neighborhood does not allow us to put trash in cans (we must leave bags out). Apparently this is against their HOA code, and a seagull got into one bag (house near beach). I found out later that they keep their trash cans on the side of the house, which I never went to. The location of the cans was not obvious to me. I don't know how I was supposed to know that these were there. The owner's argument is that I should have see...
- Fri Apr 03, 2015 10:03 pm
- Forum: Personal Consumer Issues
- Topic: VRBO rental gone awry- recourse for security deposit?
- Replies: 50
- Views: 16755
VRBO rental gone awry- recourse for security deposit?
I rented a home last week through VRBO. Our stay was uneventful, but when we left, we made a mistake leaving out the trash for pickup. This did not cause any damage to the home, but did result in the owners having to spend a few hours driving to take care of the trash. It was my mistake, but was unintentional, and the owners could have been a bit clearer in my opinion. The owners were very upset and not very cordial in our dialogues during this episode. My security deposit of $500 has not been returned. I sent an apology email to the owners (day after the incident, unrelated to security deposit) and did not get a reply. I feel that it is fair for them to keep some of the deposit but not all. Is there a nice way to ask for it back? If they d...
- Thu Dec 25, 2014 4:34 pm
- Forum: Personal Consumer Issues
- Topic: Best watch for around $5,000? [Archived]
- Replies: 1479
- Views: 347580
Re: I think I just got a $5,000 watch for Christmas
Congratulations! The $5000 watch thread was one of my favorites
- Sun Apr 27, 2014 3:32 pm
- Forum: US Chapters
- Topic: Berkshire Hathaway Annual Meeting Attendance
- Replies: 16
- Views: 3682
Re: Berkshire Hathaway Annual Meeting Attendance
People who have attended in the past: what recommendations do you have for first-timers? Eg, how early do you get to the convention center? How bad is parking? Thanks,
- Fri Jan 24, 2014 10:52 am
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks in free fall
- Replies: 36221
- Views: 4653375
Re: U.S. stocks in freefall
I was starting to miss this thread
- Tue Dec 17, 2013 10:56 am
- Forum: Investing - Theory, News & General
- Topic: misguided interest in div strategies
- Replies: 200
- Views: 23101
Re: misguided interest in div strategies
Actually, most of the responders for this Seeking Alpha article are posting thoughtful comments. Larry Swedroe has been a tad condescending in his replies and seems to be antagonizing them by calling them "fanatics."
- Thu Sep 19, 2013 8:29 pm
- Forum: Investing - Theory, News & General
- Topic: Share Buybacks Vs. Dividends: Which Is More Beneficial?
- Replies: 28
- Views: 2474
- Wed Jul 24, 2013 9:41 am
- Forum: Investing - Theory, News & General
- Topic: What did Bogleheads do when the stock market crashed?
- Replies: 129
- Views: 88462
Re: What did Bogleheads do when the stock market crashed?
This was one of my favorite posts from that period, courtesy of Rick Ferri
http://www.bogleheads.org/forum/viewtop ... 10&t=26284
http://www.bogleheads.org/forum/viewtop ... 10&t=26284
- Wed Jul 17, 2013 9:25 pm
- Forum: Investing - Theory, News & General
- Topic: [Sad news - Pat Larimore]
- Replies: 225
- Views: 26695
Re: [Sad news - Pat Larimore]
Taylor, condolences from our family to yours. You and Pat are in our thoughts.
- Thu Jul 04, 2013 12:32 pm
- Forum: Personal Consumer Issues
- Topic: Best/Favorite ipad Apps
- Replies: 34
- Views: 6026
Re: Best/Favorite ipad Apps
+1 for Zite and Dropbox
Netflix
Scrabble
Vanguard
Yelp
Wikipedia
Netflix
Scrabble
Vanguard
Yelp
Wikipedia
- Sat Jun 29, 2013 6:00 pm
- Forum: Forum Issues and Administration
- Topic: Forum Design - Hard to refer people
- Replies: 31
- Views: 4722
Re: Forum Design - Hard to refer people
One suggestion: cosmetically, I think the landing page would benefit from more "negative space."
http://sixrevisions.com/web_design/nega ... s-a-guide/
Perhaps move away some of the text/ links on the left side of the page?
On the whole though, I am very appreciative of the work that the site administrators have put in. As a new user last year, I did find the layout a little disconcerting but now I'm very comfortable with the page setup. Thanks,
http://sixrevisions.com/web_design/nega ... s-a-guide/
Perhaps move away some of the text/ links on the left side of the page?
On the whole though, I am very appreciative of the work that the site administrators have put in. As a new user last year, I did find the layout a little disconcerting but now I'm very comfortable with the page setup. Thanks,
- Sat Jun 29, 2013 8:29 am
- Forum: Investing - Theory, News & General
- Topic: Question About June Distributions from Muni Fund (VWITX)
- Replies: 3
- Views: 745
Question About June Distributions from Muni Fund (VWITX)
A little confused here. The distribution for Vanguard Intermediate-Term Tax-Exempt Fund (VWITX) for June was $0.03537, compared with May's distribution of $0.03622. I did a little reading and found this: Monthly Distribution Rate While the SEC yield's calculation is standardized, the formula for distribution rate – also called "distribution yield" – can vary. Most fund groups quote distribution rate as a monthly 30-day figure. Like SEC yield, a fund's 30-day distribution rate uses the previous month's income to project an annualized figure. Formula for calculating the Monthly Distribution Rate Even though SEC yield and 30-day distribution rate cover the same time period, it's not unusual for those two numbers to differ. One reason...
- Thu Jun 20, 2013 10:20 am
- Forum: Investing - Theory, News & General
- Topic: Why is the Market having a major sell off?
- Replies: 121
- Views: 12259
Re: Why is the Market having a major sell off?
I'm just surprised no one has resurrected the "US Stocks in Freefall" thread.
- Fri Jun 14, 2013 8:58 pm
- Forum: Personal Consumer Issues
- Topic: Premium Products That Are Worth It To You
- Replies: 368
- Views: 65087
Re: Premium Products That Are Worth It To You
Bose noise canceling headphones
- Fri May 03, 2013 9:51 am
- Forum: US Chapters
- Topic: Grabiner approaching 10,000 posts
- Replies: 32
- Views: 4827
Re: Grabiner approaching 10,000 posts
Grabiner for president!
- Fri Apr 12, 2013 11:30 am
- Forum: Investing - Theory, News & General
- Topic: [Vanguard Announces Expense Ratio] ER Changes
- Replies: 32
- Views: 3557
Re: ER Changes
I'm with Chan_va. I'd rather they improve the functionality of the website. Their interface leaves much to be desired.
- Sun Feb 10, 2013 11:30 am
- Forum: Personal Finance (Not Investing)
- Topic: How I Transfer Over $50k to Roth IRA Each Year
- Replies: 25
- Views: 8991
Re: How I Transfer Over $50k to Roth IRA Each Year
What makes some 401K plans offer after-tax contributions while others don't?
- Sun Jan 20, 2013 2:34 pm
- Forum: Personal Investments
- Topic: AAII- AmericanAssociation Individual Investors
- Replies: 16
- Views: 2254
Re: AAII- AmericanAssociation Individual Investors
I joined AAII two years ago before I found Bogleheads. I will not be renewing.
- Tue Jan 15, 2013 10:01 pm
- Forum: Personal Consumer Issues
- Topic: Your most intense movie scene
- Replies: 155
- Views: 19676
- Mon Dec 10, 2012 8:47 pm
- Forum: Investing - Theory, News & General
- Topic: "Skating Where the Puck Was"
- Replies: 79
- Views: 18605
Re: "Skating Where the Puck Was"
Dr Bernstein, I'm a physician who's been in practice for a couple of years. I wanted to thank you for writing "The Four Pillars Of Investing." I only wish I had read it in residency. Maybe it will be part of required med school reading one day. Thank you!
- Thu Dec 06, 2012 6:08 pm
- Forum: Investing - Theory, News & General
- Topic: A Compelling Argument for Holding Wellington Fund
- Replies: 67
- Views: 9104
Re: A Compelling Argument for Holding Wellington Fund
Looked at the Vanguard website to see what the bond component for the Wellington fund was like these days; Here were the top 15: Holding Coupon Rate Maturity Date Face Amount Market Value Federal Home Loan Mortgage Corp. 5.500% 03/01/2023-03/01/2041 $1,179,361,371 $1,287,246,641 Federal Home Loan Mortgage Corp. 5.000% 01/01/2033-10/01/2041 $748,481,991 $813,704,389 United States Treasury Note/Bond 1.500% 06/30/2016 $540,105,000 $561,795,617 United States Treasury Note/Bond 1.750% 05/15/2022 $316,320,000 $320,868,682 TriParty Repurchase Agreement (RBC Capital Markets LLC) 0.000% 10/03/2012 $250,000,000 $250,000,000 Federal Home Loan Mortgage Corp. 3.000% 09/01/2042 $200,000,000 $211,038,000 TriParty Repurchase Agreement (HSBC Bank USA) 0.000...
- Sun Dec 02, 2012 8:30 am
- Forum: US Chapters
- Topic: Where is Opponent Process?
- Replies: 25
- Views: 2941
Re: Where is Opponent Process?
His ignorance was as remarkable as his knowledge. Of contemporary literature, philosophy and politics he appeared to know next to nothing. Upon my quoting Thomas Carlyle, he inquired in the naivest way who he might be and what he had done. My surprise reached a climax, however, when I found incidentally that he was ignorant of the Copernican Theory and of the composition of the Solar System. That any civilized human being in this nineteenth century should not be aware that the earth travelled round the sun appeared to be to me such an extraordinary fact that I could hardly realize it. "You appear to be astonished," he said, smiling at my expression of surprise. "Now that I do know it I shall do my best to forget it." &q...
- Fri Nov 30, 2012 7:06 am
- Forum: Investing - Theory, News & General
- Topic: Simple Question re: Tax Cost Ratio
- Replies: 5
- Views: 1009
Re: Simple Question re: Tax Cost Ratio
Indeed. And more to the point, when I examined MAPIX's tax cost ratio via M*, it shows that the cost actually increases as time goes on! 1% for one year, and 1.5% for five year. On the other hand, an index fund appears to become more tax efficient with time, only furthering the burden on the active managers. I just wanted to be sure I had my facts straight and it appears as though I do, for the most part. I'll be selling my shares in MAPIX before the end of the year. The M* tax cost ratios for some international funds are broken, although I believe the error is only in older data. Emerging Markets Index reports a 0.57% ratio for five years and a 0.20% ratio for ten years, implying that it had a -0.17% ratio for the first five of those ten....
- Sat Nov 17, 2012 3:53 pm
- Forum: Investing - Theory, News & General
- Topic: What's the secret [to successful investing]?
- Replies: 57
- Views: 5317
Re: What's the secret [to successful investing]?
David Copperfield?
- Tue Nov 06, 2012 4:44 pm
- Forum: Personal Consumer Issues
- Topic: Star Wars Franchise - What Order?
- Replies: 47
- Views: 3902
Re: Star Wars Franchise - What Order?
Yes, those are truly fantasticSSSS wrote:4
5
6
Then watch the Red Letter Media (Mr. Plinkett) reviews of 1, 2, and 3, but do not watch the actual movies. I've watched those reviews 10 times each and they are spectacular.
- Sun Nov 04, 2012 1:53 pm
- Forum: Forum Issues and Administration
- Topic: [merged donation threads] Dear Bogleheads - time to pony up
- Replies: 277
- Views: 25622
Re: Dear Bogleheads - time to pony up
I'm in. Everything I've learned here in the last year has been invaluable to our family. Thank you so much.
- Sun Nov 04, 2012 1:14 pm
- Forum: Personal Consumer Issues
- Topic: Star Wars Franchise - What Order?
- Replies: 47
- Views: 3902
Re: Star Wars Franchise - What Order?
I would strongly consider forgetting about the prequels and watch only the original three. Mr Plinkett's reviews of the prequels provide thoughtful and technical analysis of why the prequels pale compare to the original movies
http://redlettermedia.com/plinkett/star ... -the-sith/
http://redlettermedia.com/plinkett/star ... -the-sith/
- Sun Nov 04, 2012 11:27 am
- Forum: Personal Consumer Issues
- Topic: Need a recommendation for an auto transport company
- Replies: 8
- Views: 1682
Re: Need a recommendation for an auto transport company
A couple of years ago I used a company called All American auto transport (#650-777-0933) to ship my car from California to Illinois. They were really easy to work with and charged a fair price. Some companies don't allow you to load your car with personal belongings when it's shipped, but these guys let me load the trunk and put linens and soft materials in the back seat.
- Mon Oct 08, 2012 7:39 pm
- Forum: Personal Consumer Issues
- Topic: What's a Large VG Account?
- Replies: 20
- Views: 4762
Re: What's a Large VG Account?
I randomly came across this page and found it interesting. When people with millions for wealth preservation are using US Treasuries as their primary investment, are they typically doing this is in a taxable account? If so, are they doing it with the understanding that they lose money to taxes and that is an acceptable tradeoff for preservation of their money?
- Mon Oct 08, 2012 11:53 am
- Forum: Personal Consumer Issues
- Topic: Would you fly American today?
- Replies: 24
- Views: 2312
Re: Would you fly American today?
I am a frequent flyer on AA. I normally have no problems with them other than the usual annoyances of airports and flying. But I did take a domestic flight from Dallas a few weeks ago; there were delays taking off, an "electric malfunction" in-flight that necessitated a diversion to Albuquerque, and finally reached our destination 6 hours later than planned. I still fly American but I would be very cautious and leave sufficient times between connections.
- Sat Oct 06, 2012 3:19 pm
- Forum: Personal Finance (Not Investing)
- Topic: For GoogleFinance gurus ...
- Replies: 7
- Views: 3165
Re: For GoogleFinance gurus ...
Is there a function to get year-to-date returns for ETFs in the Googlefinance spreadsheet? There is one for mutual funds ("returnytd"), but I can't find a similar one for ETFs.....
- Sat Sep 15, 2012 9:15 am
- Forum: Personal Consumer Issues
- Topic: Why do people [Why Would I] live in expensive places?
- Replies: 51
- Views: 4234
Re: Why do people [Why Would I] live in expensive places?
Different strokes for different folks.
- Thu Jul 26, 2012 12:35 pm
- Forum: Personal Consumer Issues
- Topic: Ideas for trip to Turkey
- Replies: 11
- Views: 1607
Re: Ideas for trip to Turkey
We found this website really helpful:
http://www.turkeytravelplanner.com/
We also used the Lonely Planet guide extensively.
My wife and I were in Turkey for a week. We went to Cappadocia (3 days), Ephesus (2 days), and Istanbul (5 days). Our best memory of the trip was riding a hot-air balloon in Cappadocia. Istanbul is an outstanding city; the food and sights were amazing. The rooftop bars and the music bars (?meyhanes) in Beyoglu in northern Istanbul were a lot of fun.
http://www.turkeytravelplanner.com/
We also used the Lonely Planet guide extensively.
My wife and I were in Turkey for a week. We went to Cappadocia (3 days), Ephesus (2 days), and Istanbul (5 days). Our best memory of the trip was riding a hot-air balloon in Cappadocia. Istanbul is an outstanding city; the food and sights were amazing. The rooftop bars and the music bars (?meyhanes) in Beyoglu in northern Istanbul were a lot of fun.
- Thu Jul 05, 2012 7:33 pm
- Forum: Personal Consumer Issues
- Topic: [Music Recommendations]
- Replies: 103
- Views: 9850
Re: [Music Recommendations]
I just stumbled onto Bob Dylan's Nashville Skyline album. He changes his voice from his usual nasal tone to a much softer one
http://www.youtube.com/watch?v=N6ODMKSWzT4
http://www.youtube.com/watch?v=N6ODMKSWzT4
- Tue Jul 03, 2012 1:35 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (June 2012)
- Replies: 9
- Views: 2784
Re: madsinger monthly report (June 2012)
What is the Hot Hands fund this year?
- Tue Jun 19, 2012 4:56 pm
- Forum: Personal Consumer Issues
- Topic: best wrinkle-free shirts
- Replies: 39
- Views: 9433
Re: best wrinkle-free shirts
Van Heusen is the best compromise for cost + wrinkle freedom
- Tue Jun 12, 2012 5:38 pm
- Forum: Personal Consumer Issues
- Topic: TV show recommendations?
- Replies: 606
- Views: 247680
Re: What is your favorite TV show?
The Wire
The Sopranos
Seinfeld
Curb Your Enthusiasm
Arrested Development
The Sopranos
Seinfeld
Curb Your Enthusiasm
Arrested Development
- Sat Jun 02, 2012 12:56 pm
- Forum: Personal Consumer Issues
- Topic: Applying to Medical School
- Replies: 34
- Views: 3489
Re: Applying to Medical School
There is always a tradeoff. You will likely get quality medical education regardless of attending regular state vs top tier medical school. The advantages of attending a top-tier medical school: 1) Pedigree counts. When applying for residencies, especially in competitive specialties such as dermatology and radiology, the school you went to has weight in your application. Residency program directors give more weight to your grades, personality etc, but there is a prestige factor in play. Even if you go into a primary care specialty like Internal Medicine, if you decide to do a competitive specialty like Gastroinestinal medicine or Cardiology, pedigree can help you. 2) In a medical school class of a top tier school, you will be surrounded by ...