Search found 66 matches

by raymclean
Fri Aug 14, 2020 9:15 pm
Forum: Personal Consumer Issues
Topic: Microphone
Replies: 6
Views: 687

Re: Microphone

+1 for the Blue Yeti. i plug it into my MAC when i get on a Zoom call.
by raymclean
Sat Mar 23, 2019 3:45 pm
Forum: Personal Consumer Issues
Topic: WiFi Extender
Replies: 40
Views: 3432

Re: WiFi Extender

bloom2708 wrote: Fri Mar 22, 2019 10:22 am Consider a 3 hub Google Wifi system.

There are other mesh systems that work on the same principle. Much better than an extender.

You do need a smartphone and the Google Wifi app to set up. Easiest device you will set up/manage.
+1 for the Google 3 hub set.
by raymclean
Sat Mar 23, 2019 3:39 pm
Forum: Personal Consumer Issues
Topic: Three Days in DC
Replies: 83
Views: 5562

Re: Three Days in DC

Washington DC is one of the most beautiful cities in the world and if you are going to be here anytime in the next 6 weeks, it will be in full bloom for you and your family. As George Will pointed out years ago in one of his Spring columns, Lady Bird Johnson got hundreds of thousands of tulip and daffodil bulbs planted in perfect display everywhere. If you have spring allergies, bring your allerest or Flonase or extra handkerchiefs because it is pollen time. To the excellent suggestions given above, I would add a vote for the Kennedy Center http://www.kennedy-center.org to see a free Millennium Stage production (every day at around 5:45pm) (you can check what is scheduled on the website). The cafeteria upstairs on the roof is good, reasonab...
by raymclean
Thu Jan 10, 2019 10:21 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]
Replies: 701
Views: 35047

Re: REGISTRATION FOR 2019 BOGLEHEAD CONTEST

2921
Thanks for running this contest again this year, Taylor and Ralph.
Ray
by raymclean
Fri Nov 16, 2018 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 238
Views: 41289

Re: Habits of the Rich

averagedude wrote: Sun Nov 11, 2018 11:27 am Im an average wage, blue collar worker who will retire in my 50's with no pension. This is what i have done.
1. Set written goals early in life with an action plan.
2. Didn't have any unplanned pregnancies.
3. Lived below my means when purchasing housing and transportation. Never went into debt except to purchase a modest house.
4. Educated myself at an early age on investing. Passively invested 100% in stocks for over 25 years
5. Automated my savings, where i never missed it.
The formula for wealth is money x time x rate of return
This is one very savvy, intelligent "average" dude!
by raymclean
Thu Jul 05, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Good scanner for paperless (or less paper) office?
Replies: 30
Views: 2347

Re: Good scanner for paperless (or less paper) office?

Thank you all for your advice. The Scansnap ix500 gets all of the love here so that will be the one. I'll use the forum link to you-know-who to get a feel for pricing and go from there.
by raymclean
Thu Jul 05, 2018 9:13 pm
Forum: Personal Consumer Issues
Topic: A week in Montreal in August, advice/suggestions?
Replies: 14
Views: 1118

Re: A week in Montreal in August, advice/suggestions?

Thank you everyone, this is really helpful.
by raymclean
Thu Jul 05, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: A week in Montreal in August, advice/suggestions?
Replies: 14
Views: 1118

Re: A week in Montreal in August, advice/suggestions?

Thank you for the suggestions about Quebec City. A side trip is possible, or we may even extend or shift plans in favor of QC.
by raymclean
Thu Jul 05, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: A week in Montreal in August, advice/suggestions?
Replies: 14
Views: 1118

A week in Montreal in August, advice/suggestions?

We are planning to fly to Montreal for a week in mid-August and would love to have any suggestions for what to do, where to stay or any travel tips. Thanks! RM
by raymclean
Thu Jul 05, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Good scanner for paperless (or less paper) office?
Replies: 30
Views: 2347

Good scanner for paperless (or less paper) office?

Great advice on this forum for improving office life! If you have experience using a scanner to reduce paper in your files, and for software to organize it digitally, thanks for sending a suggestion.
Ray in McLean, Va
by raymclean
Tue Jul 11, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: What to do about unresponsive attorney holding retainer
Replies: 17
Views: 4713

Re: What to do about unresponsive attorney holding retainer

This is really simple. Draft a specific review of the matter, refine and tighten it, send it to the attorney by certified mail, return receipt with a copy indicated on the face of the letter addressed to the Bar Association of New York. The letter should demand specific action. If it seems right based on the facts, request a certified check in the full amount of the retainer payable to your relative plus any papers that she had provided to the attorney. Put a specific time limit on the requested response, 5 days or better 10. I would discourage her from wishful thinking or disappointment that she has to start all over because that would likely just dig the ditch deeper. Whatever personal challenges that the attorney may be suffering in his ...
by raymclean
Thu May 04, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: Consumer Reports
Replies: 41
Views: 6390

Re: Consumer Reports

I still find a lot of value in CR although as we age we are not the big consumers we once were. It is true you can often find information on whatever you are looking for for free on the Internet, the information is often biased in some way. CR is truly unbiased and they do research and testing of the products they review in their magazine. It gives me more information about what features to consider when buying a car or TV or something else as well as the best companies to buy from. It is much simpler for me to have my own subscription rather than to trudge off to the library every time I want to look at something in CR. Convenience trumps cheap for me. Agree, enthusiastically. But there's more: quality trumps cheap even more. CR is honest...
by raymclean
Wed Mar 08, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: How to Die
Replies: 167
Views: 32006

Re: How to Die

biasion wrote:Here is a link that describes the quiet and conservative end of life way that most physicians choose when they know their cards are up.

http://zocalopublicsquare.org/thepublic ... ead/nexus/

Article is self explanatory. I still have nightmares from residency and doing CPR. I don't want to ever do it again, and I don't want to see it. I am still young and father and husband, so OK, at this point even a 99% hopeless case I'd be willing to fight on because my kids still really need me. But not later on.
Well done Biasion, a very thoughtful and valuable article. Thank you.
by raymclean
Fri Mar 03, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: When & how much to donate?
Replies: 108
Views: 12145

Re: When & how much to donate?

MN Finance wrote:No judgement here. Just a couple thoughts

Like holding a handful of sand, the tighter you hold, the less you retain. There's something liberating about giving (beyond the actual act) which changes your mindset around the purpose and use of money
+1!
by raymclean
Tue Jan 03, 2017 10:02 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
Replies: 711
Views: 58496

Re: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST

2570
And may we all prosper in ways beyond the financial!
Ray
by raymclean
Mon Dec 05, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience as Uncle or Aunt in using 529?
Replies: 1
Views: 391

Any experience as Uncle or Aunt in using 529?

Many of my nieces and nephews in Ohio are young and would be 1st generation college students when they reach that age, so I will be helping them. Do any of you have experience or advice about establishing and operating a Section 529 Fund for the benefit of numerous potential beneficiaries who are nieces and nephews? They range in age from 6 weeks young to 16 years. I have not consulted my CPA about this yet and would like to be knowledgeable about it before going on the meter with him. I have read other postings here about 529 but need to focus on the relationship issue. Thanks!
Ray
by raymclean
Sun Oct 02, 2016 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: Books on owning rental propertys for begginers
Replies: 4
Views: 1408

Re: Books on owning rental propertys for begginers

You might want to check out a blog mentioned on this forum some months ago by Paula Pant, who reports on their rental properties with facts and figures and numbers. quite informative. Good luck. Done right, your project will help you secure financial independence and teach you a lot about running a successful business.
http://affordanything.com/2016/08/17/im ... enovation/
by raymclean
Mon Sep 12, 2016 10:17 pm
Forum: Personal Consumer Issues
Topic: How do you block numbers on land line?
Replies: 9
Views: 1622

Re: How do you block numbers on land line?

Hockey10 wrote:We use Nomorobo. Had to sign up (for free) and link it to our Verizon landline account. It uses a database of known robo-call numbers and if a call comes in from a number in their database, it will ring once, then get dropped. It is not perfect since you still hear the first ring. Have been using this since May and has stopped about 3 -4 calls per day. We still get a call or two per day that do not get caught by Nomorobo.

https://www.nomorobo.com/
+1; I found it here on this great forum, signed up about 3 months ago and believe that it works as described. Probably very helpful in the coming political season.
by raymclean
Mon Aug 29, 2016 2:26 pm
Forum: Personal Investments
Topic: 90/10 vs 60/40
Replies: 7
Views: 2641

Re: 90/10 vs 60/40

miles monroe wrote:if you're 25 years old then 90/10.

if you're 60 years old then 60/40.

anything in the middle is negotiable. :)
+1
by raymclean
Mon Aug 01, 2016 10:22 pm
Forum: Personal Investments
Topic: How transferring Roth IRA to Vanguard works [How does it work?]
Replies: 14
Views: 5769

Re: How transferring Roth IRA to Vanguard works [How does it work?]

My advice, from experience recently, is just assemble all of the information in front of you, account numbers, balances and then call them. they walked me through it very patiently and it worked just fine. No stress. they do it all of the time and know what they are doing. Best of good wishes for a smooth transition.
Ray
"The mightiest Oak is just a nut who stayed the course."
by raymclean
Mon Mar 21, 2016 9:50 am
Forum: Investing - Theory, News & General
Topic: Current world economic conjuncture and possibility of a big crisis
Replies: 20
Views: 3124

Re: Current world economic conjuncture and possibility of a big crisis

Larry Swedroe's analysis above is clear, incisive and level-headed. It completely disposes of OP's question. But the short answer is +1 on this excerpt: [quote="larryswedroe"]I don't often say this but anyone who listens to Harry Dent needs his head examined.
by raymclean
Mon Mar 21, 2016 9:37 am
Forum: Personal Finance (Not Investing)
Topic: not filing CA state income tax if getting a small refund
Replies: 14
Views: 1549

Re: not filing CA state income tax if getting a small refund

+1 on encouraging your son to think, decide and act on his own, hopefully with sincere interest in your counsel and advice! With respect for all of the helpful advice above, I have a different thought: If he is going to live and work in CA, or if he is otherwise legally required to file, of course, file. If not, stay away. Once you get into the 'system' of a state's tax authorities, he may continue to receive unwelcome communications even if there is no basis for the state asserting its authority. It could result in substantial expense.
by raymclean
Thu Jan 28, 2016 10:00 pm
Forum: Personal Consumer Issues
Topic: Buying Carpet and Painting
Replies: 32
Views: 4044

Re: Buying Carpet and Painting

Congratulations leaving the first level of your dream. Good going! But a note caution be appropriate. Saving money on cheap carpet might be harmful to your health. Check out a Google search along the lines of "new carpet off-gassing danger" and read some of the entries there. There are several very highly qualified medical professionals who are on this forum who may have valuable opinions as well. If you have children in the family, especially, this may be an important issue. Good luck to you in your search.
by raymclean
Thu Jan 28, 2016 9:04 pm
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 54
Views: 14866

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

Well done, Mel and Serge. Thank you for giving your time to protect the integrity of the Bogle name and the Bogleheads site. Proud of you!
by raymclean
Tue Nov 10, 2015 4:33 pm
Forum: Personal Investments
Topic: Investment advisor for charity
Replies: 10
Views: 1283

Re: Investment advisor for charity

Congratulations on receiving so generous a gift. The first question your Board needs to decide is whether these funds, or part of them, are intended to comprise the corpus of an "endowment" account. If the intention is to fund your Foundation's operations and charitable purposes for many generations in the future, that would point you in a fairly clear direction. If the intention is to give it all or most away for your charitable purposes in a few years, that points you in a different direction. Either way, structure is vitally important: committee of qualified people vested by the whole Board, in writing, to develop a formal, written Investment Policy Statement, have it ratified by the whole Board, in writing, then invite proposa...
by raymclean
Thu Oct 22, 2015 8:33 am
Forum: Personal Consumer Issues
Topic: [Books that changed your life]
Replies: 577
Views: 72748

Re: Any books really change your outlook on life?

Abe wrote:Psycho-Cybernetics by Maxwell Maltz
The original book, not the later version. The book is especially good for people with low self-esteem. Written in the 60's I believe.
+1 There are many books that have enriched my outlook on Life, some spiritual, some financial, some scientific or technical etc. But this book stimulated a deeper understanding of the impact of one's own thinking as a principal causitive factor in what "happens" to you in Life.
by raymclean
Mon Aug 24, 2015 8:41 pm
Forum: Personal Consumer Issues
Topic: turn off water softener
Replies: 7
Views: 5273

Re: turn off water softener

You might want to consider turning off the water at the main shut off. we have heard several horror stories of folks returning home and discovering that a pipe leak has ruined their home. City water is probably OK but well water could eat your pipes. Just a thought. Have a good trip!
by raymclean
Fri Jun 12, 2015 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: End of Life Business Procedures
Replies: 26
Views: 3823

Re: End of Life Business Procedures

You're a good guy to be asking for your friend.
There are wills and then there are estate plans. It could be that there are serious steps that he could take that would reduce time, expense, trouble, uncertainty. Get rid of out-of state real estate (by quit-claiming it to his wife? child?) put all shares of stock in street accounts so that dealing with stock certificates is off the table. There may be several steps that only estate planning experts know about and for a few thousand dollars or less, depending on where he/they live, it could bring great peace of mind. Good luck to your friend and his family.
by raymclean
Thu Mar 19, 2015 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Any experience in using cars.com?
Replies: 0
Views: 388

Any experience in using cars.com?

I need to purchase a good young used car for my elderly sister in the Toledo area but I live 500 miles east. Smart young car savvy people say that using cars.com and having a carfax report is a safe, effective, reliable way to find a good car that matches your needs at a good fair price. Does anyone have experience buying a car in this way? Thanks for any feedback!
Ray
by raymclean
Sat Mar 07, 2015 4:28 pm
Forum: Personal Consumer Issues
Topic: East Coast Beach Trip This Summer - Family of 5
Replies: 22
Views: 3302

Re: East Coast Beach Trip This Summer - Family of 5

Along the Atlantic coast in the summer, you will want to pay attention to the hurricane activity. the season is June 1 to the end of November with highest risk in August and September. One year, we were all set to enjoy Cape Cod in August but shifted to the OuterBanks in NC when the weather intervened. If you make advance reservations anywhere, consider whether they have a hurrican cancellation policy, or buying your own trip insurance. As to destinations, I would add Fenwick Island in Delaware. It is not an island but is a relatively quiet, family oriented stretch between Ocean City, MD and the mating ground for 20's/30's guys and gals known as Rehobeth Beach, DE. Nice wide beach. Excellent fun things for kids to do nearby and movie houses...
by raymclean
Tue Feb 17, 2015 3:25 pm
Forum: Personal Consumer Issues
Topic: Recommend a movie for a lonely Boglehead on Valentine's day
Replies: 87
Views: 9508

Re: Recommend a movie for a lonely Boglehead on Valentine's

Your list must have this one on it: "Sleepless in Seattle" with Meg Ryan, Rosie O'Donnell and Tom Hanks ...funny sweet story where love wins in the end, against all odds of course. Good luck with your story!
by raymclean
Fri Feb 06, 2015 4:29 pm
Forum: Personal Consumer Issues
Topic: Costco Vacation Packages
Replies: 30
Views: 14326

Re: Costco Vacation Packages

Postby Buffalo Chuck » Wed Feb 04, 2015 8:33 pm

One thing that Costco offers - a chance to make a very loud complaint to their membership. If the product isn't good, complain loudly in line about it.
Have long been wondering how to give Costco positive or negative feedback on purchases at Costco. Can you share info on how to do that? is it on their site? Thanks!
Also, +1 on Costco rental car service.
by raymclean
Mon Jan 26, 2015 10:18 pm
Forum: Personal Consumer Issues
Topic: Rental Car Prices - is this the new normal ?
Replies: 89
Views: 14699

Re: Rental Car Prices - is this the new normal ?

[quote="dbltrbl"]Try COSTCO rentals. Your prices will be less.
+1 but the real problem is that the 9 major rental car companies have been whittled down to 3, through consolidation and approved acquisitions. Here's a WSJournal link about it.http://blogs.wsj.com/corporate-intellig ... expensive/ They have oligopoly pricing power now and are using it. Also, hint: take iPhone photos of your rental car when you turn it back in so that they don't accidently stick you with a damage charge. Have a safe trip!
by raymclean
Mon Jan 26, 2015 9:57 pm
Forum: Personal Consumer Issues
Topic: Hawaii Visit (Maui). Need advice
Replies: 31
Views: 5210

Re: Hawaii Visit (Maui). Need advice

One of the most memorable sights, among many, is the amazing Banyan Tree in Lahaina. Its main core is huge, stands 6 stories high or so and has a dozen or more off-spring trunks, all together taking up nearly an acre in a city park. Also, if you drive up to see the sunrise at the volcano, bring extra blankets because it is really cold up there at that hour! But an incredible, unforgetable sight. Have a great visit!
by raymclean
Tue Dec 09, 2014 9:53 pm
Forum: Personal Consumer Issues
Topic: Outdoor HDTV Antenna and DVR Setup
Replies: 50
Views: 22903

Re: Outdoor HDTV Antenna and DVR Setup

Check out Channel Master. We've used one and like it. http://www.cnet.com/products/channel-master-cm-7000pal/
by raymclean
Tue Dec 09, 2014 9:36 pm
Forum: Personal Consumer Issues
Topic: East Coast trip with kids (NYC, Boston, Washington?)
Replies: 40
Views: 8620

Re: East Coast trip with kids (NYC, Boston, Washington?)

Lucky kids! DC is just about perfect for your visit. Compared to NYC and Boston, DC is really lowcost and as others have said, most of it is free. No rental car, for sure. Great subway system plus taxi, buses and Uber to take you any place that is off the subway system. There are some hop-on/hop-off tram and bus services that take you around to all of the sites so that you can spend the time that you want at particular destination monuments and attractions. Even a Segway tour is available. Check the Nationals baseball schedule (and the ticket/hotdog/drink combo specials on their website); The Kennedy Center always has something going on, including a free concert at 6 pm everyday plus a very good dining option on the top floor, cafeteria sty...
by raymclean
Mon Dec 01, 2014 3:55 pm
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 30061

Re: Documentaries to recommend?

Thanks for creating this interesting post. I have enjoyed many of those mentioned and will put some others on my 'to-watch' list. Here are 2 that I saw at a recent film festival that are facinating and, to me, inspiring: "The World Peace Game" http://www.worldpeacegame.org tells the story of a public school teacher in Charlottesville, Virginia who created an educational exercise for his 4th grade students who assume roles as world leaders responding to a series of real world military, economic, political and environmental crises. This gives one a joyful reaffirmation that the kids are going to make a good world of it. The 2nd is "Following the Ninth" which chronicles the spontaneous use of Beethoven's Ode to Joy at vario...
by raymclean
Sat Oct 18, 2014 12:37 pm
Forum: Personal Consumer Issues
Topic: Anyone cancelling travel plans?
Replies: 117
Views: 11345

Re: Anyone cancelling travel plans?

As things stand now, no cancellations of trips, but your anxiety is normal. We all know that the media want to hype this, like every other such danger, so it will be blown out of proportion. Nevertheless, I noticed this list of some things we can do while traveling to reduce our exposure to colds, flu, etc. This is from the World Clinic web site, which describes itself as "WorldClinic Continuous Connected Care Exceptional concierge telemedicine, personal health planning and prevention for executives, high net worth individuals and families, performers and athletes, and frequent travelers. Anytime. Anywhere." http://www.worldclinic.com/7-steps-you-can-take-to-protect-yourself-from-ebola/ "There is much to consider as we deal w...
by raymclean
Sun Oct 12, 2014 10:04 pm
Forum: Personal Consumer Issues
Topic: Need Help Responding to Debt Collector (for invalid request)
Replies: 13
Views: 2057

Re: Need Help Responding to Debt Collector (for invalid requ

OP, if this was the initial contact from this entity, it is fishy. To your dispute letter, I would suggest adding something like this at the close: "We will be sending a copy of your letter and of this response to the Consumer Fraud Division, Office of the Attorney General of [your state], [your state capitol city with zip code, obtained by google]." Include a legend at the bottom, "Certified Mail, Return Receipt". Keep the green receipt when it comes back. They need to know that they are dealing with a serious, competent businessman. Best wishes in dealing successfully with them!
Ray M.
by raymclean
Sat Sep 20, 2014 2:22 pm
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 12
Views: 1797

Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

Thank you each and all for the responses. I thought that you may be intereted in a Washington Post article that appeared this week in their Health section, which discusses the reporter's experience with a treadmill desk. Here is a link:
http://www.washingtonpost.com/national/ ... story.html

Ray in McLean
by raymclean
Tue Aug 26, 2014 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: Husband rear-ended, driver ignoring his insurance
Replies: 44
Views: 10849

Re: Husband rear-ended, driver ignoring his insurance

mojave wrote:
Rupert wrote: We have both talked to insurance several times but they aren't doing a good job of explaining anything.
Mojave,
Sorry to hear that you are being given the old run-around. Here's what to do:
1. Write your story out succinctly in a demand letter (a real letter, not email) to your insurance company.
2. Indicate a copy to your state's Insurance Commissioner.
3. Mail them both via Certified Mail, Return Receipt.
4. Shop for a new insurance carrier for when this is all over.
Good luck!
by raymclean
Tue Aug 26, 2014 9:34 pm
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 12
Views: 1797

Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

Thank you Victoria. That product looks like it might work.
Ray
by raymclean
Tue Aug 26, 2014 9:03 pm
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 12
Views: 1797

Re: Any experience with LifeSpan TR800 DT5 Treadmill Desk?

BFGirl,
Still sitting in that comfortable desk chair, but feeling the need to make a change in this arrangement. Given the wide experience of this group, I thought someone may have had experience. Aside from a desk/treadmill, I may opt for a standing desk. Are you considering either?
Ray
by raymclean
Mon Apr 14, 2014 8:56 pm
Forum: Personal Investments
Topic: Save for 25 years = $1million?
Replies: 22
Views: 5672

Re: Save for 25 years = $1million?

Thank you each and all for your sage and generous advice and ideas. I am sending him Jack Bogle's book and will follow up with talks about it. The formulas and sources you have given are terrific and will be directly useful in working with him to open a reality-based look into the future. These Millennials are facing a quite unique world, so getting it right, and getting it early, is really important. Thank you!
Ray
by raymclean
Mon Apr 14, 2014 10:51 am
Forum: Personal Investments
Topic: Save for 25 years = $1million?
Replies: 22
Views: 5672

Save for 25 years = $1million?

A nephew is 25 years of age, no college, good job with fairly good pay at a Fortune 500 company. He works hard and they like him; he had received several raises and promotions. He is not yet married and has no children. At a recent family gathering, he asked me how much he would have to save each month to have $1million at age 50. I promised to get back to him with some ideas. I am very glad to hear him thinking like this. This Bogleheads family has so many capable, experienced people, so I ask for help in finding a formula to develop some scenarios. I am assuming that he would start out the 1st year at about $400 per month and increase it each year. And i assume that he would put it all, or nearly all in Total Stock Market. I also assume t...
by raymclean
Thu Mar 20, 2014 2:05 pm
Forum: Personal Consumer Issues
Topic: Best smartphone in 2014?
Replies: 38
Views: 5893

Re: Best smartphone in 2014?

If you are interested in an objective, clear, deep review of smartphones on the market, I have found none better than that smart, sharp, articulate kid with the youtube channel, Marquis Brownlee. Here's a link to his review of upcoming smart phones. http://www.youtube.com/watch?v=D0mCG1BeZCo
If you or other Boglehead brothers and sisters find a better source for independent opinion, please let me know about it!
by raymclean
Sat Mar 15, 2014 10:00 pm
Forum: Personal Consumer Issues
Topic: Buying new binoculars
Replies: 14
Views: 1834

Re: Buying new binoculars

nisiprius wrote:We don't have a pair, but I did try out a pair of image-stabilized binoculars in a store once and was very impressed with them. It was a while ago and I'm sure things have only improved. The low end of the price range seems to start around $350. If I were planning to buy a new pair of binoculars I would at least read about them and consider them.

Binoculars are the sort of thing you must, must, must try out for yourself...
+1on Image Stabilization. I have Canon 10x30is and love this product. Here's a quick link to the Amazon offering: http://www.amazon.com/s/ref=nb_sb_ss_i_ ... Caps%2C173
by raymclean
Tue Mar 11, 2014 4:48 pm
Forum: Investing - Theory, News & General
Topic: American Airlines Stock
Replies: 12
Views: 2077

Re: American Airlines Stock

And don't forget Warren Buffet's similar thoughts about his purchase of USAir, way back...'80s I think.
by raymclean
Wed Feb 26, 2014 10:09 pm
Forum: Personal Consumer Issues
Topic: Any experience with LifeSpan TR800 DT5 Treadmill Desk?
Replies: 12
Views: 1797

Any experience with LifeSpan TR800 DT5 Treadmill Desk?

Research has turned up this treadmill desk and the reviews on Amazon are very favorable, but I trust opinions offered by fellow Bogleheads more. I am retired in mid 70's, fit and active and I intend to stay that way, so I am seriously considering moving this computer up on a treadmill desk of some sort and walking several hours a day while doing computer work. Any thoughts on this would be greatly appreciated before I rearrange this home office! Thanks,
Ray