Search found 363 matches

by gator15
Sun Sep 30, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Now or Wait
Replies: 18
Views: 1573

Re: Retirement Now or Wait

You have 40x expenses. I would have retired yesterday.
by gator15
Sun Sep 30, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Now or Wait
Replies: 18
Views: 1573

Re: Retirement Now or Wait

You have 40x expenses. I would have retired yesterday.
by gator15
Wed Sep 19, 2018 4:53 am
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25101

Re: What is your single most expensive mistake?

Pretty sure I’m making the single biggest mistake of my life right now. Only time will tell.
by gator15
Sat Sep 15, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 304
Views: 52882

Re: What is your luxury good?

Monthly massages for the wife and I.
by gator15
Sat Sep 08, 2018 5:57 am
Forum: Personal Consumer Issues
Topic: Your Favorite [Travel Destination] on Earth: Where and Why?
Replies: 155
Views: 16464

Re: Your Favorite [Travel Destination] on Earth: Where and Why?

Went to New Zealand in 2008. Drove from Christchurch to Queenstown. Really enjoyed the trip, especially Queenstown which is the adventure capital of the world. Being an adrenaline junky at the time, really enjoyed sky diving, buggy jumping and acrobatic plane rides. Its also beautiful there
by gator15
Wed Aug 15, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4757

Re: Adult piggy bank

I have a piggy bank where I keep change. Takes about two years to fill. Use the money buy a cool gadget or fund an experience. Also use the Acorns. Used the money saved in acorns to fund a trip to Miami earlier this year. It will also fund my next trip.
by gator15
Sun Aug 12, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: how much car can we afford?
Replies: 130
Views: 6519

Re: how much car can we afford?

With your income and net worth I would be comfortable spending no more than $55k. The BMW you want is certainly within that range.
by gator15
Mon Jul 30, 2018 6:05 am
Forum: Personal Finance (Not Investing)
Topic: Air Conditioning? [How to finance?]
Replies: 76
Views: 5256

Re: Air Conditioning? [How to finance?]

Have Home Depot install the AC. They offer 0% interest for 24 months.
by gator15
Wed Jul 11, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Relocation to Atlanta
Replies: 16
Views: 1812

Re: Relocation to Atlanta

Never lived there but always heard great things about Peachtree City when I lived in Atlanta.
by gator15
Wed Jul 11, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Relocation to Atlanta
Replies: 16
Views: 1812

Re: Relocation to Atlanta

Never lived there but always heard great things about Peachtree City when I lived in Atlanta.
by gator15
Fri Jun 22, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 209
Views: 22273

Re: Did you celebrate when you finally hit $1m?

I go to Vegas when I hit milestones. One of my favorite places in the world. Waiting for the next milestone so I have another reason to go.
by gator15
Thu Jun 21, 2018 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 345
Views: 35442

Re: What is/ was your career and would you recommend it now?

HR and no. Would go into tech if I could do it again.
by gator15
Sat Jun 09, 2018 7:03 am
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 14392

Re: Best Advice You Never Took

Wife tells me I need to stretch more. She’s been telling me this for 10 years now. I should probably listen as I have no flexibility.
by gator15
Wed May 30, 2018 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Pueblo, CO area places to live
Replies: 12
Views: 1496

Re: Pueblo, CO area places to live

Live in Colorado Springs. Manitou Springs and the Colorado College area are fine as mentioned earlier. Broadmoor is were I would live but I’m not sure your budget will get you there. Northwest near the Air Force Academy is also nice. Peyton gets you more bang for your buck. Many move there for that ...
by gator15
Mon May 28, 2018 9:48 pm
Forum: Personal Consumer Issues
Topic: Splurging on the NBA finals
Replies: 56
Views: 5439

Re: Splurging on the NBA finals

I wouldn’t go unless I had good seats. For me that’s club level or lower. I wouldn’t worry about the price if you can afford. I’ve never regretted splurging on tickets. I paid about the price you mentioned for Masters tix a few years ago. Great experience
by gator15
Mon May 28, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 9294

Re: Help Buying Mens Shoes for Work and Dating

Unrelated to the topic but since you are talking about work and dating, if you decide to tuck your shirt into your pants please wear a belt. It looks better. Often see violators of this rule.
by gator15
Sun May 27, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10670

Re: Peloton spin bike worth the high cost?

I don’t own one but would likely get one if I didn’t already own a pretty nice bike. We are a family with a lot gym equip in our basement, multiple bikes and gym memberships. Some would call it a waste but we like options and we use all of our stuff.

If you think you will use it, buy it.
by gator15
Wed May 09, 2018 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Another Vehicle Question
Replies: 31
Views: 1928

Re: Another Vehicle Question

When I saw $80k, I knew there was no chance of getting Boglehead approval for this purchase.
by gator15
Mon May 07, 2018 10:32 pm
Forum: Personal Consumer Issues
Topic: How much car to buy on $250K income, $200K NW, newborn on the way
Replies: 78
Views: 6829

Re: How much car to buy on $250K income, $200K NW, newborn on the way

With that income I would be comfortable spending up to $50k
by gator15
Wed May 02, 2018 7:25 pm
Forum: Personal Consumer Issues
Topic: Should reliability rankings eliminate Jeep Grand Cherokee?
Replies: 91
Views: 7758

Re: Should reliability rankings eliminate Jeep Grand Cherokee?

I have a 2015 JGC bought new. I love the vehicle. I ultimately bought it because I got a lot of bang for my buck. I considered a 4 runner but I didn’t like the interior. Didn’t like the look of the pilot. I like the explorer but liked the JGC and Lexus GX 460 more. While I wanted the Lexus I didn’t ...
by gator15
Sun Apr 29, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: AF pilots and retention bonus, glad you stayed or happy you went?
Replies: 27
Views: 4002

Re: AF pilots and retention bonus, glad you stayed or happy you went?

I have a friend who separated at nine years of service and was about to pin Major at the time. I thought he had a very strong chance of being an O6 one day as he was being groomed for battalion command. Despite his successful military career, he decided to separate anyway. When I asked him why he wa...
by gator15
Wed Apr 25, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 6476

Re: Comfortable Commuter Cars under $50K

If I had your budget I would look into the Hyundai Genesis. I’ve never driven one but others I know seem to like them. I have a Jeep Grand Cherokee I drive from time to time for my commute and I think it’s pretty comfortable. Just drove it on a 1200 miles road trip and it was great.
by gator15
Tue Apr 24, 2018 7:44 am
Forum: Investing - Help with Personal Investments
Topic: In-laws financial advisor rip off
Replies: 35
Views: 4471

Re: In-laws financial advisor rip off

Would help if I thought their bad money management skills could lead to them being broke in the future. While it’s not your problem now it could be in the future if they need financial assistance from you. I would probably get ahead of their problem now before it becomes your problem in the future.
by gator15
Mon Apr 23, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 14430

Re: Work Commute: How far is too far?

My commute has me in my car for over 3 hours each day. Been doing it for 10 months now. Sucks I've been doing 3.5 hours daily for 15 months. "Sucks" is an understatement. This is affecting my health and will prematurely kill me unless I find the cajones to pull the ripcord. I’m not sure if the comm...
by gator15
Sun Apr 22, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: 2011 Acura RDX
Replies: 11
Views: 1195

Re: 2011 Acura RDX

We have a 2012 with around 65k Miles. We bought new and it’s been great. Only routine maintenance to this point.We bought the AWD version because we live in snow country. We drove it nearly 2k miles round trip a couple of years ago and it was pretty comfortable throughout the trip. At this point we ...
by gator15
Thu Apr 19, 2018 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: How old are you and how much do you save for retirement a year
Replies: 244
Views: 32141

Re: How old are you and how much do you save for retirement a year

30s and this hasn’t been a good savings year. I should be making hay while the sun shines and I haven’t like I have in years past. Good news is I’m addressing debt
by gator15
Fri Apr 13, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 14430

Re: Work Commute: How far is too far?

My commute has me in my car for over 3 hours each day. Been doing it for 10 months now. Sucks
by gator15
Wed Apr 11, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 41479

Re: Name something you bought that wasn't cheap and glad you did

Probably my road bike. Cost a few thousand but I really enjoy riding it.
by gator15
Wed Apr 11, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 41479

Re: Name something you bought that wasn't cheap and glad you did

Probably my road bike. Cost a few thousand but I really enjoy riding it.
by gator15
Sat Apr 07, 2018 8:27 pm
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 163
Views: 14641

Re: What is your AA, given your age? and, Why?

Late 30's. 95% stocks/5% bonds. It's been tough to stay with this asset allocation as the market has taken these big swings over the last couple of months. Think I will stick with this allocation for the time being because I'm eligible for a pension in 6 years.
by gator15
Fri Apr 06, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: [When is going out to a restaurant worth it to you?]
Replies: 71
Views: 6205

Re: [When is going out to a restaurant worth it to you?]

I rarely go out anymore because of the expense. Food and drinks generally equal $100 or more and then you have to throw in a 20% tip. If we go out it's generally for special occasions. I generally try to avoid chain restaurants at all costs. I'm a decent cook and can generally cook just as good as t...
by gator15
Sat Mar 17, 2018 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 246
Views: 34504

Re: Those with high savings rate: why?

I have a high savings rate because my wife and I have decent incomes and I don’t want to look back 20 years from now and realize I squandered thousands of dollars and I have nothing to show for all our hard work.
by gator15
Fri Mar 16, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Paging BH Gearheads: Reasonable Net Worth for Exotic
Replies: 104
Views: 7640

Re: Paging BH Gearheads: Reasonable Net Worth for Exotic

I’m not sure I would ever be comfortable owning a car that expensive. While you may hold the vehicle in high regard, the average person won’t. I would be overcome by the fear of someone else scratching or denting my car. Despite my best effort to meticulously maintain my sports cars in the past it’s...
by gator15
Sun Mar 11, 2018 8:05 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 837
Views: 155312

Re: Boglehead Beer

just got a bottle of Dogfish Head 120 Minute IPA. Looked for this beer for a couple of years and finally ran across a bottle. Think I will open next weekend. I can't open now. I'm hopped on cold medicine now.
by gator15
Mon Feb 26, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 14430

Re: How Far is too Far, Commuting?

I dislike my commute so much I'm considering giving up promotion opportunities which could result in lost wages and retirement income to the tune of a lot of money. To reach that point would require me to continue my commute for seven more years. For me, it just isn't worth it. What's the point of ...
by gator15
Sun Feb 25, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 14430

Re: How Far is too Far, Commuting?

I’m dealing with this now. I drive 75 miles one way everyday. I spend about 3.5 hours in my car each day. It’s soul crushing. That sums it up pretty well lol.... interesting thread. Have lived in a few big cities, recently my commute is 15 mins through town, though considering a move that would mak...
by gator15
Sun Feb 25, 2018 7:04 pm
Forum: Personal Consumer Issues
Topic: March vacation
Replies: 9
Views: 1040

Re: March vacation

South Beach though you are likely to run into spring breakers.
by gator15
Sat Feb 24, 2018 10:15 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 113
Views: 14517

Re: Bogleheads with $100K+ MSRP cars?

I scratched the itch with a Porsche Macan Turbo. It handles very well for an SUV and is far faster than I like to drive. Never once used launch control. Get lots of compliments. However, the car draws lots of envy too. Several snarky comments, a minor keying, a break-in. Worries about parking lot d...
by gator15
Sat Feb 24, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 211
Views: 14430

Re: How Far is to Far, Commuting?

I’m dealing with this now. I drive 75 miles one way everyday. I spend about 3.5 hours in my car each day. It’s soul crushing. I’ve been doing it now for 8 months. I can’t move closer because my wife hates commuting more than I do and our home is close to her job. My hope is I only have to do this fo...
by gator15
Fri Feb 23, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: What vacations or weekend getaways are you taking this summer?
Replies: 24
Views: 2092

Re: What vacations or weekend getaways are you taking this summer?

South beach in March, Kentucky Derby in May, hopefully Wimbledon in July along with a trip to Mallorca then Iceland in August
by gator15
Thu Feb 22, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 41479

Re: What UN-frugal thing do you do?

Groceries is our splurge. We use companies like sunflower, hello fresh, freshly and blue apron. Prevents us from having to plan our meals throughout the week. They come with the ingredients and we cook them. More expensive than buying from grocery store but we enjoy the simplicity. You have a favor...
by gator15
Wed Feb 21, 2018 10:45 pm
Forum: Personal Finance (Not Investing)
Topic: Military FIRE; 7 years to go & losing motivation--HELP!
Replies: 36
Views: 3979

Re: Military FIRE; 7 years to go & losing motivation--HELP!

First, the amount of money you’ve saved to this point is really impressive. Many of the enlisted personnel and officers I’ve met over the years don’t save as aggressively because they believe their pension and their ability to get a govt job after retiring from the military will meet all their needs...
by gator15
Wed Feb 21, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 41479

Re: What UN-frugal thing do you do?

Groceries is our splurge. We use companies like sunflower, hello fresh, freshly and blue apron. Prevents us from having to plan our meals throughout the week. They come with the ingredients and we cook them. More expensive than buying from grocery store but we enjoy the simplicity.
by gator15
Sun Feb 18, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 113
Views: 14517

Re: Bogleheads with $100K+ MSRP cars?

I love these type of threads. Gives me ideas of cars to purchase if I ever get back in the performance car scene. I went to a Porsche and Mclaren dealership yesterday and saw a Porsche Turbo S in a turquoise color. It was stunning. Also saw several GT3’s. Stood there for several minutes drooling. De...
by gator15
Sun Feb 18, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 113
Views: 14517

Re: Bogleheads with $100K+ MSRP cars?

I love these type of threads. Gives me ideas of cars to purchase if I ever get back in the performance car scene. I went to a Porsche and Mclaren dealership yesterday and saw a Porsche Turbo S in a turquoise color. It was stunning. Also saw several GT3’s. Stood there for several minutes drooling. De...
by gator15
Sun Feb 04, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: What would you do with this car?
Replies: 37
Views: 3311

Re: What would you do with this car?

I would eat the loss and move on. You can go on making payments to the tune of $110k or you can pay $25k and move on with your life. If I had to make $2800 monthly payments for something I hated I would cringe. It isn’t worth the stress. Sell it.
by gator15
Sat Feb 03, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21016

Re: For BHs who actually like cars - what is your daily driver?

TLB wrote:
Sat Feb 03, 2018 7:18 pm
2017 Ford F-150 Raptor
I’m jealous.
by gator15
Sat Feb 03, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21016

Re: For BHs who actually like cars - what is your daily driver?

I have a Lexus CT200 because I drive 150 miles roundtrip each day to work. Probably the worst car I've owned. While it gets good gas mileage, the comfort is lacking. Looking forward to the day when I get a job closer to my house so I can get another vehicle. Would love a new Ford Raptor, but still h...