Search found 8 matches

by asmith
Fri Mar 02, 2018 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to stay in HCOL area?
Replies: 72
Views: 6086

Re: Can we afford to stay in HCOL area?

May I ask, with similar incomes, similar age and 2 kids, what mortgage do you think this income can handle? Let's assume no outside factors such as significant savings or family help, just based solely on work income. (No need to answer if you don't want to.) I don't think I'd want to go above $5k ...
by asmith
Fri Mar 02, 2018 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to stay in HCOL area?
Replies: 72
Views: 6086

Re: Can we afford to stay in HCOL area?

My wife and I relocated our family from a very LCOL city to the Bay Area a couple of years ago. We live in Burlingame and love it here - we're 30 with 2 kids (6 and 6 mos). We have similar income and currently rent our home - rent is obviously very expensive in this area, but so far we've made it wo...
by asmith
Wed Sep 27, 2017 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Bay Area Real Estate
Replies: 154
Views: 18131

Re: Bay Area Real Estate

my wife and i live in Burlingame. we moved out here about two years ago from a really low cost of living area in the midwest. housing costs aside we love the house we rent and the neighborhood. we both work and will likely continue to rent for the next few years. we're turning 30 this year and just ...
by asmith
Wed Jul 19, 2017 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for a house around San Jose, CA
Replies: 36
Views: 4463

Re: Looking for a house around San Jose, CA

My family is in a similar situation in Burlingame. We're currently paying $4.5k rent for a 3 bedroom house. My son is starting kindergarten next month and one of the biggest factors that will likely keep us in here is the schools. I think it's going to be really tough to realistically save enough to...
by asmith
Fri Mar 16, 2012 2:01 pm
Forum: Investing - Help with Personal Investments
Topic: mutual fund investment
Replies: 11
Views: 1698

Re: mutual fund investment

The risk doesnt worry me too much. I am willing to let this money sit for a number of years before touching it. The vigrx looks to me like a solid place to start, but I am unsure as to where it falls in terms of expenses compared to similar funds. Aside from my 401k this will be my first splash and ...
by asmith
Fri Mar 16, 2012 8:58 am
Forum: Investing - Help with Personal Investments
Topic: mutual fund investment
Replies: 11
Views: 1698

Re: mutual fund investment

So are the expenses significantly higher for the vigrx fund? If so is there a similar fund that would he recommended? Im currently a year out of college and maxing out what my company will match for the 401k. Thanks.
by asmith
Thu Mar 15, 2012 10:05 pm
Forum: Investing - Help with Personal Investments
Topic: mutual fund investment
Replies: 11
Views: 1698

Re: mutual fund investment

Thanks a lot

One quick question: When I attempt to invest in VIGAX through my Scottrade account I get "Fund closed to new investors". Why is this and will it ever open back up again?
by asmith
Thu Mar 15, 2012 9:12 pm
Forum: Investing - Help with Personal Investments
Topic: mutual fund investment
Replies: 11
Views: 1698

mutual fund investment

Please go easy this is my first post here. I've got $10000 I'm looking to invest into one or more mutual funds. I've registered at morningstar.com and done a little research, but I am really interested to get some general advice from bogleheads users as well. I won't need to touch this money for a n...