Search found 172 matches

by westcoast
Fri Aug 24, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: Trip to the Steens Mountains in Oregon
Replies: 13
Views: 1223

Re: Trip to the Steens Mountains in Oregon

We had a great trip to the Steens Mountain very beautiful country. The roads were paved most of the way to French Glen and plenty of gas there. The road from French Gle up to the top of the mountain was dirt with lot ants of dust. We have Honda CR-V so wasn’t any problem on any of the roads. A sedan...
by westcoast
Sun Jul 01, 2018 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13920

Re: What are your property taxes?

$6100 last year, roughly $21 per thousand of assessed value. Assessed value increases each year by 3 per cent any new bond measures passed by the voters also increase our property taxes without increasing the assessed value of our property. The rate per thousand increases. Large income tax and no sa...
by westcoast
Tue Jun 19, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Trip to the Steens Mountains in Oregon
Replies: 13
Views: 1223

Re: Trip to the Steens Mountains in Oregon

Thank you for the suggestions, we very much looking forward to the trip. Probably stay in Burns and take the trip around to Fields and up to Frenchglen. The Travel Oregon site was a great help, thanks.
by westcoast
Tue Jun 19, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Trip to the Steens Mountains in Oregon
Replies: 13
Views: 1223

Trip to the Steens Mountains in Oregon

We are planning a trip to the Steens Mountains in the beginning of July and wondering if anyone on the forum has been there before. Looking for ideas on places to stay with moderate prices and the availability of gas as it looks pretty sparse on a map. thank you for any insight.
by westcoast
Fri Apr 20, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 496
Views: 73342

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

We bought ours in July 2017 not knowing about the oil dilution problem. After about 500 miles the oil pressure gauge stayed on indicating the pressure was to high. After taking it to the dealer they kept it for three days trying to figure out what was wrong. They called Honda Tech and changed the "s...
by westcoast
Tue Feb 27, 2018 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Physical cash
Replies: 121
Views: 9043

Re: Physical cash

a thousand in the house twenty to forty in the wallet.
by westcoast
Wed Feb 21, 2018 1:10 am
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 11104

Re: Do you wear a wedding band? [at a job interview]

I was part of many hiring teams and never thought about looking to see if anyone we were interviewing was wear a wedding ring. I took mine off because of safety issues while working , it went back on after work.
by westcoast
Thu Feb 15, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 3627

Re: Digital alarm clock suggestions?

I use an Echo dot (alexa) which sits in a ihome iavsi bedside speaker. It is the size of my old alarm clock and works great. It has large numbers which can be dimmed to very bright to completely off. To set the alarm just tell alexa the time and your all set. If you don't want to look at the clock j...
by westcoast
Sun Feb 04, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 20851

Re: For BHs who actually like cars - [what car do you drive every day?]

2006 Lexus es330 for long trips. 2017 Honda CR-V el for daily driving.
by westcoast
Mon Jan 01, 2018 1:26 am
Forum: Personal Consumer Issues
Topic: I Want to Buy a Horrible, Expensive Car
Replies: 155
Views: 11493

Re: I Want to Buy a Horrible, Expensive Car

No don’t buy it. Complete waste of money, buy a new Honda Pilot or CRV.
by westcoast
Tue Dec 26, 2017 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Statefarm Auto Insurance goes up every 6 months without reason?
Replies: 50
Views: 4914

Re: Statefarm Auto Insurance goes up every 6 months without reason?

Age 66 have had State Farm insurance since I could drive (16), we also have a 2017 Honda CR-V exl. Premium is 340 every six months. Also have a Lexus insured with them as well as rental property, home insurance, medical and an umbrella policy through them. After asking my agent for the policy face s...
by westcoast
Thu Dec 21, 2017 12:44 am
Forum: Personal Finance (Not Investing)
Topic: A meal with friends yields a financial revelation
Replies: 95
Views: 13127

Re: A meal with friends yields a financial revelation

Great post TimeLord, I understand what your saying. That’s a great feeling to realize about the road you travelled an where you are today. Congratulations.
by westcoast
Sat Nov 25, 2017 7:17 pm
Forum: Personal Consumer Issues
Topic: Should I keep the new iPad I bought or return it?
Replies: 51
Views: 4539

Re: Should I keep the new iPad I bought or return it?

DW and I each have one, we use them everyday mostly to read an surf the web. When they are out dated we will get the next upgrade. Can’t imagine not having one. We also have an iMac and two I phones. I would keep the one you bought.
by westcoast
Sat Sep 30, 2017 12:45 am
Forum: Personal Consumer Issues
Topic: Caught by speed camera
Replies: 49
Views: 4466

Re: Caught by speed camera

Where I am from the only person responsible for the ticket is the person who was driving the vehicle. The cameras take a picture of the driver, front license plate and the rear plate also. We only have cameras for running traffic lights not for speeding in my state. The program is out sourced to a p...
by westcoast
Sun Sep 03, 2017 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: Becoming a Landlord: My Experiences
Replies: 136
Views: 28440

Re: Becoming a Landlord: My Experiences

We have had rental units for twenty years in a partnership with three other couples an have not had any real problems. We have a real estate company manage the property's for us. They take eight percent of the rents and handle everything from maintaining the properties, evictions, backgrounding tena...
by westcoast
Sun Sep 03, 2017 1:32 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1937
Views: 359405

Re: What are you up YTD? [Year To Date]

8.04 per cent. 60/40
by westcoast
Fri Aug 18, 2017 10:58 pm
Forum: Personal Consumer Issues
Topic: DUI lawyer - need advice
Replies: 85
Views: 9351

Re: DUI lawyer - need advice

It depends on the state you are in. In my great state of Oregon first offense is diversion which any attorney can handle. So take option one. Any second offense spend the money for option two.
by westcoast
Fri Aug 18, 2017 10:49 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 20348

Re: How far would you travel to see The Eclipse?

About 30 minutes or 20 miles on a good day with back roads to Mt Angle Oregon the sweetest an nicest small town on the planet. Settled by German and Swiss immigrants in the late 1800 and open to all. Stay and enjoy the October fest which begins the second week of September for the best time of your ...
by westcoast
Sat Aug 12, 2017 1:09 am
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 20348

Re: How far would you travel to see The Eclipse?

Luckily out my backyard this time,will be awesome.
by westcoast
Fri Jul 07, 2017 10:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3701
Views: 1058905

Re: What Movie Have You Recently Watched?

Saw The Mummy today starring Tom Cruise , did not enjoy it very much. They made a zombie out of it and tried to add a little humor it wasn't for me.
by westcoast
Fri Jul 07, 2017 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Buy a vehicle cash or finance?
Replies: 58
Views: 5258

Re: Buy a vehicle cash or finance?

The Honda CR V, is a good alternative. Has lots of room for baby seats and everything you need for the kids for near the same price. I don't think they have 0 percent financing..
by westcoast
Sat Jun 24, 2017 9:51 am
Forum: Personal Consumer Issues
Topic: emerald ash borer disaster
Replies: 35
Views: 2930

Re: emerald ash borer disaster

Suggest to the HoA they get Filbert trees (hazelnut), grow fairly fast offer good shade and produce some great tasting nuts.
by westcoast
Tue Jun 20, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Oregon personal Trip
Replies: 25
Views: 2922

Re: Oregon personal Trip

A week doesn't seem long enough so I wouldn't spend much time in Portland. Check out the north coast line starting in Astoria. Spend a few days their sight seeing, fishing or hiking. Head south on hwy 101 to Cannon Beach and Pacific City for a couple days an enjoy the scenery. Head back to Portland ...
by westcoast
Thu Jun 15, 2017 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Do You Take Your Credit Card Receipts?
Replies: 85
Views: 9323

Re: Do You Take Your Credit Card Receipts?

We always take a receipt for everything. They go in a box below my desk and stay there for several months till the box (garbage can) is full then into the shedder. I several credit card but use one for just about everything and carry little cash. I pay the credit off every few days making sure onlin...
by westcoast
Sun Apr 23, 2017 9:57 pm
Forum: Personal Consumer Issues
Topic: Six pack for barbecue?
Replies: 77
Views: 7330

Re: Six pack for barbecue?

Bring one growler of Crux Half Hitch IPA and a six pack of bottled bud light.
by westcoast
Sun Apr 16, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 306
Views: 40043

Re: Low-earners- What is your profession?

Career same as yours, DW an author grossed about same as me but really after expensive was less. We lived, invested about 10 of my salary ( max ever made retired in 2003) was $76000.. we saved And invested DW income and used it for expensive vacations and college for or kids. Kids did great and are ...
by westcoast
Thu Apr 13, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Social security: restricted application and spousal benefits
Replies: 6
Views: 1308

Re: Social security: restricted application and spousal benefits

I applied online recently. The online form will have you input all the information they need to determine your eligibility. Toward the end of the form once you have entered information about marriage it lets you know if you are eligible for a spousal Benifit. If your eligible, then the form has a bo...
by westcoast
Thu Mar 30, 2017 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 16044

Re: When do you plan to die?

I'm playing golf tomorrow if I wake up. Planned retirement for DW and I till 90 for her as she is a few years younger.
by westcoast
Fri Mar 24, 2017 12:11 am
Forum: Personal Finance (Not Investing)
Topic: How to minimize increases for apartment rent?
Replies: 18
Views: 1974

Re: How to minimize increases for apartment rent?

You could look at what the cost the landlord would need to spend in fixing or replacing things in your apartment if you move out. Such as carpeting, painting, and replacing counters etc. A rent increase of around five hundred dollars a year may not be worth it to the landlord if you stay in the apar...
by westcoast
Wed Jan 11, 2017 2:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3701
Views: 1058905

Re: What Movie Have You Recently Watched?

Saw Intruder on netflix last week, great movie and Steven Buckingham was great as usual. Very good movie if you like suspense.
by westcoast
Fri Jan 06, 2017 12:46 am
Forum: Investing - Theory, News & General
Topic: 2017 hedge fund contest
Replies: 247
Views: 39916

Re: 2017 hedge fund contest

Sports hedge fund

Long. DXCM. DAL. COST

Short CCL. H.
by westcoast
Fri Dec 16, 2016 12:53 am
Forum: Personal Consumer Issues
Topic: Which state to move for milder weather
Replies: 118
Views: 16830

Re: Which state to move for milder weather

Brookings Oregon, on the southern Oregon coast. It's very mild and known as the tropical area of the state.
by westcoast
Wed Dec 14, 2016 12:49 am
Forum: Personal Finance (Not Investing)
Topic: What happens to social security benefits on death of spouse?
Replies: 24
Views: 4611

Re: What happens to social security benefits on death of spouse?

Very sorry for your loss. Is your moms social security plus the fifty percent equal to what your father received?
by westcoast
Thu Nov 10, 2016 11:52 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 830
Views: 154014

Re: Boglehead Beer

Crux half hitch Double IPA by Crux Fermentation Project. Very smooth with excellent hop flavor and low bitterness.
by westcoast
Mon Sep 19, 2016 6:15 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 2543

Re: Last minute Portland trip, need help

I would try Astoria an hour and a half drive from Portland. Very nice area along the coast with lots of things to do. Google Astoria Oregon..
by westcoast
Fri Aug 12, 2016 12:40 pm
Forum: Personal Consumer Issues
Topic: What does the BH community do with their pets when they travel?
Replies: 60
Views: 4730

Re: What does the BH community do with their pets when they travel?

Our daughter watches our dog when we are on vacation, and we watch her dogs when she and her husband are on vacation. Works out very well.
by westcoast
Mon Aug 01, 2016 9:26 pm
Forum: Personal Consumer Issues
Topic: Where to move
Replies: 54
Views: 6489

Re: Where to move

Gold Beach or Brookings Oregon.
by westcoast
Tue Jul 19, 2016 2:23 am
Forum: Personal Consumer Issues
Topic: Who do you not tip, and why?
Replies: 57
Views: 6130

Re: Who do you not tip, and why?

I don't tip firefighters, police officers, and politicians, as it might look like a bribe even though they are providing great service. I normally tip 15% to wait staff at restaurants never at fast food or buffet type food outlets.
by westcoast
Tue Jul 19, 2016 12:00 am
Forum: Personal Consumer Issues
Topic: HOA Swimming Pool Trespassing Issue
Replies: 100
Views: 11658

Re: HOA Swimming Pool Trespassing Issue

If this is a smaller town and a smaller police department ask the police call taker/ dispatcher, to dispatch the officer over the phone instead of the police radio.
by westcoast
Sat Jul 16, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 168
Views: 17016

Re: What kind of car do Bogleheads like to drive?

Went from a 2004 CRV to 2015 Jeep, DW has a Lexus.
by westcoast
Fri Jul 01, 2016 7:11 pm
Forum: Personal Consumer Issues
Topic: Your Favorite Factory Tours?
Replies: 70
Views: 6637

Re: Your Favorite Factory Tours?

Rouge Farms, Guiness, Whiskey Trail, Glenfididich, Tillomook Cheese factory
by westcoast
Thu Jun 23, 2016 3:50 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 14416

Re: Good Deal on a Pocket Pistol

You may want to look at a Kahr 380, a little more expensive very solid dependable weapon with the right ammunition. It's a very good pocket gun for up close encounters.
by westcoast
Tue Jun 21, 2016 11:19 am
Forum: Investing - Help with Personal Investments
Topic: Advice please: Late 30s, best use of inheritance for paying debt / investing
Replies: 10
Views: 1637

Re: Advice please: Late 30s, best use of inheritance for paying debt / investing

Do you have an emergency fund, is a 457, 401 or 403 available from your employers?
by westcoast
Sun Jun 19, 2016 10:16 pm
Forum: Investing - Theory, News & General
Topic: The Myth of the Recharacterized Roth Conversion after a Loss
Replies: 79
Views: 6626

Re: The Myth of the Recharacterized Roth Conversion after a Loss

I've read most of this thread while watching the NBA championship game. Seems like this is very complicated and I like to keep things simple when possible. Time for a Crux half hitch IPA.
by westcoast
Thu Jun 16, 2016 10:37 pm
Forum: Personal Consumer Issues
Topic: Neighborhood kids setting up lemonade stand on my property
Replies: 102
Views: 9298

Re: Neighborhood kids setting up lemonade stand on my property

Pretty sure the kids can't legally block the sidewalk with their stand, call the police. They their mother to set up the stand in front of their home not yours. You could also just set up a couple tables on the sidewalk to take away any room for theirs.
by westcoast
Thu Jun 16, 2016 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Dr. Charges Facilities fee of $300 - what should I do?
Replies: 142
Views: 12908

Re: Dr. Charges Facilities fee of $300 - what should I do?

Sounds like a scam to me. It doesn't matter why the scammer (hospital) does it or what they use the money for. It's still a scam. Patients need to ask and the provider needs to fully inform you of the cost before the procedure.
by westcoast
Sun May 15, 2016 10:42 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 830
Views: 154014

Re: Boglehead Beer

Crux Half Hitch IPA. The most interesting beer in the world.
by westcoast
Tue May 10, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3701
Views: 1058905

Re: What Movie Have You Recently Watched?

Kilo 2 Bravo, very good movie showing the reality of war and the closeness soldiers get in combat.