Search found 14 matches

by mostlycloudy
Sat Jan 06, 2018 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Downsizing to one car in retirement...
Replies: 68
Views: 4548

Re: Downsizing to one car in retirement...

I just finished reading all the responses. Nice Read. About 15 years ago I retired in the U.S. I'm one of those users of a hybrid vehicle (10 yrs. old, 42k miles). We basically do a lot of extended international recreational travel. So, what makes sense to me is owning a vehicle at my home base loca...
by mostlycloudy
Sat Feb 11, 2017 3:35 pm
Forum: Personal Consumer Issues
Topic: 4 Months Abroad - what to do before we leave?
Replies: 45
Views: 4937

Re: 4 Months Abroad - what to do before we leave?

I am regularly away from my home in the U.S. about 3 months at a time. NOW (Jan-Mar) I am living In Istanbul, Turkey. My ideas are: 1. If the house water is not shut-off, then make sure that all plumbing drains located at exterior house walls inside cabinets have doors left open to allow some heat t...
by mostlycloudy
Tue Apr 05, 2016 6:41 am
Forum: Personal Consumer Issues
Topic: Auto collision, best way to claim
Replies: 25
Views: 2631

Re: Auto collision, best way to claim

My parked vehicle was involved in a "Hit & Run." The investigating police officer found a neighbor down the street was the responsible driver for the accident based on a broken piece of plastic the size of a one dollar coin. In the end (2 years later), the at fault insurance company refused to pay $...
by mostlycloudy
Tue Apr 05, 2016 12:50 am
Forum: Personal Finance (Not Investing)
Topic: Need a new online bank for checking (Capital One 360, Ally?)
Replies: 22
Views: 3895

Re: Need a new online bank for checking (Capital One 360, Ally?)

I require banking services specifically tailored to meet my ever changing flexible needs: Hub = Ally Bank. Charles Schwab Bank = International Banking. Chase Bank = Walk-in Services. Vanguard = Budget Investment Products & Services. I try to keep my financial team simple, but I can also change playe...
by mostlycloudy
Tue Oct 09, 2012 10:25 am
Forum: Personal Consumer Issues
Topic: Say no to high dental cost
Replies: 84
Views: 13103

Re: Say no to high dental cost

GREAT DISSCUSSION!...........I have my dental work done in the U.S. and in Istanbul, Turkey. The cleaning and examines are done in the U.S. so that I have a local dentist for emergencies only. The major work is ALWAYS done in Istanbul. Taking into consideration all the thoughts described above, thi...
by mostlycloudy
Tue Oct 09, 2012 9:13 am
Forum: Personal Consumer Issues
Topic: How often do I need to drive a seldom-used truck?
Replies: 15
Views: 2790

Re: How often do I need to drive a seldom-used truck?

I have a 1993 Ford Explorer with 125k miles. Over the years, I have made most of the mistakes related to this subject. The vehicle is now driven about one week at four times a year (4 wks. total a year). Another words, this sport utility vehicle is driven 500+- miles in a 12 month period. I know thi...
by mostlycloudy
Mon Mar 26, 2012 1:04 am
Forum: Personal Consumer Issues
Topic: Indoor TV Antennas?
Replies: 26
Views: 3305

Re: Indoor TV Antennas?

COMCAST.............. :oops: Here in Portland, Oregon, I tried both the amplified and regular rabbit ears type of antenna. My location required the amplified indoor type of antenna ($50.) because of a lot of huge trees around my home. I was so very pleased with the t.v. reception, but then got a Co...
by mostlycloudy
Mon Mar 26, 2012 12:29 am
Forum: Personal Consumer Issues
Topic: Other Advantages of Vanguard Relationship???
Replies: 18
Views: 2601

Re: Other Advantages of Vanguard Relationship???

I just wanted to let you all know it seems like as a group, you have found a "home" at Vanguard. It also seems that this Bogleheads community is a reasonably safe place to be...............THANKS FOR YOUR COMMENTS!....... :sharebeer
by mostlycloudy
Thu Mar 22, 2012 3:49 pm
Forum: Personal Consumer Issues
Topic: Magazine subscriptions
Replies: 24
Views: 1932

Re: Magazine subscriptions

Hi Neal! Thanks for posting the question. I have notices that at local educational institutions, there are stacks of business reply cards advertising student/educator subscriptions rates for anyone interested. These can generally be seen at the student center bulletin boards. I'm a life-long student...
by mostlycloudy
Thu Mar 22, 2012 2:51 pm
Forum: Personal Consumer Issues
Topic: Other Advantages of Vanguard Relationship???
Replies: 18
Views: 2601

Re: Other Advantages of Vanguard Relationship???

:oops: "CaliJim", Thanks for your comment. Where were you when I faced a similar situation with TDAmeritrade? It has been said "if it doesn't kill you, it will makes you stronger."
by mostlycloudy
Wed Mar 21, 2012 11:34 pm
Forum: Personal Consumer Issues
Topic: Other Advantages of Vanguard Relationship???
Replies: 18
Views: 2601

Other Advantages of Vanguard Relationship???

YES, LOW FEES, FINANCIAL PLANNING, ADVICE AND A LOT OF PRODUCT SELECTION.......ANYTHING ELSE? FOR EXAMPLE, DISCOUNTS?... PROMOTIONS?...BONUS?....BIRTHDAY GIFTS? I HAVE BECOME ACCUSTOM TO A VARIETY OF "PERKS" OFFERED AT OTHER FINANCIAL INSTITUTIONS. I'M ON THE "LOOKOUT"...........HAVE YOU FOUND ANYTH...
by mostlycloudy
Thu Mar 15, 2012 8:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Portland, Oregon
Replies: 135
Views: 40208

Re: Portland, Oregon Meeting?

SO WHAT HAPPENED AT THE QUARTERLY MEETING LAST WEEK/ :confused
by mostlycloudy
Thu Mar 15, 2012 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Reward Checking Accounts vs High Yield CDs/Savings Accounts
Replies: 22
Views: 3984

Re: Reward Checking Accounts vs High Yield CDs/Savings Accou

"NEWBEE" here! Reward Checking Accounts takes on a new meaning after reviewing your discussion thoughts. Lots of great ideas. To make the account more efficient and profitable :moneybag , I maintain two with the same financial institution. To complete the debit purchases (10 per account per month) q...
by mostlycloudy
Sun Mar 11, 2012 12:42 am
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Portland, Oregon
Replies: 135
Views: 40208

Re: Meeting Information Requested.....Here

baldeagle wrote:Just a reminder for all interested in joining the Portland Diehards -- PM me with your email address so I can add you to the list.

Ron
Ron, please add me to the Portland Diehards next email " meeting list": www.priusbuyer2008@yahoo.com