Search found 7 matches

by gbronc
Wed Nov 22, 2017 1:39 pm
Forum: Investing - Help with Personal Investments
Topic: Did you end up overfunding a 529?
Replies: 13
Views: 946

Re: Did you end up overfunding a 529?

I've overfunded for various reasons, mostly scholarships, so have thought a lot about what to do with the excess funds: 1) Hold onto it for a very long time and eventually roll it over to a future generation as a gift. Since it grows with tax free earnings on qualified withdrawals, it is a potential...
by gbronc
Thu Nov 02, 2017 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Giving up on Quicken? (and expense tracking software altogether)
Replies: 52
Views: 3345

Re: Giving up on Quicken? (and expense tracking software altogether)

I agree that many of those reasons for maintaining Quicken have diminished over the years and I sometimes wonder what I can do with my 24 years of Quicken data. But one huge advantage, at least for me, is being able to see exactly what I spend by category. This helps immensely with the "can I retire...
by gbronc
Sun Nov 13, 2016 1:59 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime: doing the math...is it worth it?
Replies: 111
Views: 14246

Re: Amazon Prime: doing the math...is it worth it?

One benefit that really gets overlooked is that you can only get the Amazon Store Card, which gives you a 5% rebate on every order, is only available if you have Prime.
by gbronc
Tue Feb 05, 2013 6:13 pm
Forum: Investing - Theory, News & General
Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
Replies: 1042
Views: 579439

Re: Spreadsheet for backtesting (includes TrevH's data)

Thanks for the update, truly love this tool.

Did notice an error for the Average and Std Dev calculations on the Lazy_Portfolios_85 sheet. Rows 101 and 102 are not including 2011 and 2012 in the calculations. Should be =AVERAGE(C$116:C$143)
by gbronc
Mon Apr 09, 2012 10:58 pm
Forum: Investing - Theory, News & General
Topic: Why Asset Allocation May Not Matter
Replies: 24
Views: 2612

Why Asset Allocation May Not Matter

Would be interested in hearing feedback on this: m Goes against everything I've read and believed for years. Conclusion: "Given the relative unimportance of asset allocations, financial advisers will be of greater help to their clients if they focus on a broad array of tools – including working...
by gbronc
Wed Mar 07, 2012 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Credit Cards
Replies: 44
Views: 50685

Re: Fidelity Credit Cards

Excellent, I've signed up, thanks for the link. Was not intuitive.

Now I just need that Quicken daily download fixed.
by gbronc
Wed Mar 07, 2012 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Credit Cards
Replies: 44
Views: 50685

Re: Fidelity Credit Cards

There are two drawbacks to the Fidelity Credit Cards that may or may not matter to you. The Fidelity cards are provided by FIA Card Services. 1) If you are a Quicken user, you can not automatically download your transactions daily. Your only option is to download the transactions once per month afte...