Search found 884 matches

by Bounca
Tue Jan 30, 2018 5:55 am
Forum: Personal Investments
Topic: Out of state 529 but still get in-state tax deduction?
Replies: 9
Views: 1590

Re: Out of state 529 but still get in-state tax deduction?

Live in Pennsylvania.

Original our 529 was with New Yorks plan, moved to Illinois a few years back. In both cases every year I have claimed the tax deduction without complications/questions.
by Bounca
Fri Dec 01, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 19694

Re: Price of haircut?

armeliusc wrote: Thu Nov 30, 2017 9:15 pm $12 + $4 tip at Great Clips every ~3 months. I may go earlier than that if there's an upcoming event and/or DW tells me to get a haircut.
+1 for Great Clips. I think I pay $15 plus I usually tip $5.

I’ve been doing the hair cuttery chain thing for many years now and without a doubt I have found Great Clips to be the fastest, nicest people, good quality etc.
by Bounca
Thu Aug 31, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Another Chemical Engineer salary history
Replies: 21
Views: 5848

Re: Another Chemical Engineer salary history

All this salary high five $ talk is bunk without cost of living, etc. Silly.
by Bounca
Wed Nov 09, 2016 6:07 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4685173

Re: U.S. stocks in freefall

Predicting is hard, especially of the future.
Thank you sir. I will be using that one somewhere, somehow.
by Bounca
Thu Oct 27, 2016 6:14 am
Forum: Personal Consumer Issues
Topic: Family Calendar
Replies: 19
Views: 2776

Re: Family Calendar

We use two methods, both mentioned.

1) Large dry erase white board calendar hanging in kitchen. Its beyond efficient as some or all of us at once are there and can quickly agree and see schedules, conflicts, reminders, etc.

2) When we are all away from each other and remote, then Google calendar comes into play.

Its the perfect combination. I think either one alone wouldn't be nearly efficient as the combination.
by Bounca
Fri Aug 26, 2016 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement: Where $200K Will Last 30 Years
Replies: 113
Views: 25537

Re: Retirement: Where $200K Will Last 30 Years

This is a hilarious thread.

I go from visions of retiring in beautiful, sunny Costa Rica to thinking that no, maybe I should just stay here in Lancaster PA area and retire cheap. Ehh...I prefer the Costa Rica idea, unless I adopt my neighborly Amish style of living in which case I’ve indeed accomplished the ‘cheap’ factor.
by Bounca
Fri Aug 12, 2016 8:36 am
Forum: Personal Consumer Issues
Topic: Busch gardens & Water Country, Williamsburg - Suggetions
Replies: 19
Views: 2097

Re: Busch gardens & Water Country, Williamsburg - Suggetions

Gobs of research can be done online for BG and Williamsburg. Typical hotels can be found with some good deals. Some personal thoughts/ideas here: -You could nail it real good with timing regarding your kids to practically avoid lines at BG rides. Not sure when schools start for your kids and Virginia kids…but you see where I’m going here. -Yankee Candle Factory nearby is a must. It’s immense, a site to see. Outlets too for further shopping deals. +1 for Pierces. Very unique BBQ sauce. Too me it’s a cross between the typical Northern BBQ sauce most are accustomed too and the vinegary NC sauce. It has hints of cinnamon and cherry (I believe). A must try if you are a BBQ junkie. A nice “change of pace” sauce for me. Try the chili too. Instead ...
by Bounca
Thu Jul 28, 2016 6:35 am
Forum: Investing - Theory, News & General
Topic: Interesting Interaction with Edward Jones
Replies: 43
Views: 6334

Re: Interesting Interaction with Edward Jones

For the past year I've had the same rep in my town come by my house I'd say a total of 15 times and has called on a few occasions. I eventually met with him one evening to official try and tell him NO. Sort of worked as he still calls on occasion. No house visits anymore.

Funny thing, when I met him in his office he immediately show cased himself as a family man and showed his dozen or so pictures on his office wall of family pictures in Disney World. It was very cheesy and goofy (pun intended).
by Bounca
Mon Feb 15, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: Weight Loss Plans?
Replies: 178
Views: 22113

Re: Weight Loss Plans?

5. I go to the gym 4-5 times per week. This is not nearly enough by itself - I was doing that before I lost the weight. I see far too many people who seem to think they can get by on only an exercise program, but keep in mind that each session burns only a few hundred calories at best. When I first joined a gym 30 years ago, after finishing a workout, the trainer said to me "congratulations, you just burned off a cookie". However, the exercise is still very important for maintenance and other benefits, so definitely get some exercise. + 1000 Convinced that my wife losing 61 pounds wouldn't have happened on her Weight Watchers program alone. Exercising is key. You absolutely need both diet and exercise if there is any hope of taki...
by Bounca
Wed Jan 20, 2016 1:31 pm
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 9599

Re: What online Email do you use

ww340 wrote:AOL - Good God, I'm old!!
Nah. What’s old is still having the same gmail account that I had to request from a co-worker. You see, back in the day when gmail was piloted you needed a referral.
by Bounca
Tue Jan 12, 2016 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Heavy Lifting Job: $60/hr nights or $75/hr weekends?
Replies: 36
Views: 6720

Re: Heavy Lifting Job: $60/hr nights or $75/hr weekends?

Frustrating. :annoyed

What is being lifted and at what volume/rate? I’m dying to know. Because at that rewarding hourly rate it must be 200 pound mesh bags of Chinese throwing stars.

https://www.osha.gov/SLTC/etools/electr ... tml#weight
by Bounca
Wed Jan 06, 2016 5:54 am
Forum: Investing - Theory, News & General
Topic: VWO: what a terrible performance!!
Replies: 79
Views: 15017

Re: VWO: what a terrible performance!!

What bothers me about my 5% holding in VWO is that it hasn't been with DLS.

Years back when I made my slice and dice portfolio I was so tossed up between my emerging market stance with VWO or DLS.
by Bounca
Fri Nov 13, 2015 7:44 am
Forum: Personal Finance (Not Investing)
Topic: "Vacation Buy" from employer - is it worth it?
Replies: 30
Views: 18606

Re: "Vacation Buy" from employer - is it worth it?

Huh :confused

What is this 'pre-tax'. If you're not getting paid there is not thing to tax...or is there.

Sounds the least bit illegal and the most bit fishy. Or maybe the other way around :confused
by Bounca
Mon Aug 24, 2015 11:12 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4685173

Re: U.S. stocks in freefall

I've learned a lesson, have some more extra cash on the sidelines for times like this. :oops:

I had a little and also picked up IJS at 83.98 this morning sometime around 10AM.
by Bounca
Tue Aug 11, 2015 6:17 am
Forum: Personal Finance (Not Investing)
Topic: Six Sigma
Replies: 17
Views: 3029

Re: Six Sigma

What is your company? Or, what is your career path/intent? I "have" a green belt certification via my previous employer and from an online course thorugh Villanova U. My boss was a black belt. In regards to my first question, if you are in the quality manufacturing field then the statistical experience for optimizing the manufacturing process is very valuable (again, generally speaking because i don't know what you do). If you're looking for the lean and 5S methodology six sigma is also beneficial as it captures that, but for lean there are gobs of 'side' certifications you could get just for that an avoid the more intensive six sigma cert. Lean is not rocket science, but the six sigma statistical aspect somewhat is in my opinion....
by Bounca
Tue Jun 30, 2015 6:26 am
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 449
Views: 96093

Re: What ratio are you stocks/bonds and how old are you?

Cool thread. Cool charts.

42 years old

70/30 Stock/Bond
by Bounca
Fri Feb 20, 2015 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: End of Life for a Friend of Mine....a couple weeks ago....
Replies: 41
Views: 6795

Re: End of Life for a Friend of Mine....a couple weeks ago..

Where is the firearm? Safe from children/family I hope.
by Bounca
Sat Dec 20, 2014 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Christian CU Certificates %5.00 12-Months
Replies: 30
Views: 7056

Re: Christian CU Certificates %5.00 12-Months

I'm having flashbacks of another operation called 'American Business Financial Services' out of Bala Cynwyd (Philidelphia) back in the mid 90's. Certificates were offered much higher than the average CD. I invested. Made a huge chunk (relatively speaking) and then they caved and some people got hosed.

This one however taps a personal core, I will be watching.

Thanks for input and affirmation.
by Bounca
Sat Dec 20, 2014 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Christian CU Certificates %5.00 12-Months
Replies: 30
Views: 7056

Christian CU Certificates %5.00 12-Months

Has anyone come across this offer for 12-months? Is it legit? I just joined and was accepted but have not yet contributed.

https://www.mycccu.com/certificates

At the risk of this being locked/deleted, please focus discussion on the legalities and risks behind this offer rather than you know what.

Rate too good to be true? That's what I'm thinking.
by Bounca
Fri Sep 26, 2014 6:27 am
Forum: Personal Finance (Not Investing)
Topic: Another pension lump sum scenario
Replies: 20
Views: 2814

Re: Another pension lump sum scenario

I agree, keep the pension. That is a very good monthly payout relative to the lump sum, granted there is no survivor ship.

A lot of pension lump sum threads these days. I'm in a similar boat. Just offered a lump of 27500 versus $545 monthly. 43, married with kids. Leaning towards keeping the pension.
by Bounca
Mon Sep 15, 2014 6:28 am
Forum: Investing - Theory, News & General
Topic: Share your Hot-Rod Portfolio
Replies: 55
Views: 7569

Re: Share your Hot-Rod Portfolio

The proverbial bactesting computer just crashed.
by Bounca
Tue Sep 09, 2014 1:18 pm
Forum: Personal Investments
Topic: UTMA to 529 conversion
Replies: 2
Views: 599

Re: UTMA to 529 conversion

I hope someone else chimes in becuase I am in a similar boat.

I think, you have to do a direct UTMA to 529 transfer and taxation would be avoided. But I also think you have to set it up as a separate 529 account, in other words you cant directly roll it into your existing 529.
by Bounca
Thu Aug 21, 2014 6:20 am
Forum: Investing - Theory, News & General
Topic: Your biggest "Missed Money" event that still kills you?
Replies: 102
Views: 14201

Re: Your biggest "Missed Money" event that still kills you?

Not buying gold coins in 1996-1998 like my buddy/co-worker was doing.

I thought he was an idiot.
by Bounca
Tue Aug 19, 2014 9:21 am
Forum: Personal Investments
Topic: Pension – Lump Sum Rollover or Keep it?
Replies: 12
Views: 1926

Re: Pension – Lump Sum Rollover or Keep it?

Monthly payouts at 65 but could take lump sum at 55 and there is %50 survivorship.
I would take the monthly pension.

27,518 / 549 / 12
It will only take 4 years to accumulate the lump sum that you are being offered.
That was the quick and dirty calc I did up front, but I don't think that is representative. If I take that lump sum now and assume %4 annual return, i will have about 60 K in 20 years (62 age). If I then take the 549 a month it will be around 6600 a year so over 10 years it would be 66K.

So I think it would be fairer to say 10 year the values are equivalent, roughly rather than the 4 years.

Thanks
by Bounca
Tue Aug 19, 2014 8:45 am
Forum: Personal Investments
Topic: Pension – Lump Sum Rollover or Keep it?
Replies: 12
Views: 1926

Pension – Lump Sum Rollover or Keep it?

Hi all.

I’m about to turn 43, my wife is 41. We just received a lump sum option from our pensions for working at the same company and I’m not sure what to do. On a scale from one to ten we are about a 7 health wise. We have two kids and are in ‘good shape, generally speaking from our 401ks/IRAs. Here are the numbers

Lump Sum (me)
$ 27,518
Monthly Pension Payout (me)
$549

Lump Sum (her)
$ 24,713
Monthly Pension Payout (her)
$505

I’m thinking lump and rollover to IRAs.

Thanks for any advice.
by Bounca
Mon Aug 11, 2014 6:25 am
Forum: Personal Finance (Not Investing)
Topic: Who or what inspired you and your investing approach?
Replies: 93
Views: 9296

Re: Who or what inspired you and your investing approach?

The various slice and dicers and data backtesters on this forum through the years. Namely, Trev H.
by Bounca
Tue Aug 05, 2014 1:29 pm
Forum: Personal Consumer Issues
Topic: High School Reunions--Have you attended?
Replies: 79
Views: 9098

Re: High School Reunions--Have you attended?

At the time, I hated virtually everyone in high school. Including myself.

Why on earth would I ever revisit that.
by Bounca
Tue Aug 05, 2014 12:35 pm
Forum: Personal Consumer Issues
Topic: average American eats out 203 times per year
Replies: 105
Views: 11974

Re: average American eats out 203 times per year

I'm not pointing out anyone in particular here, but it is funny how certain people will defend to their death how important a difference in a .03 an ER is and yet plink down anyware from $6 to $12 a day every work day for lunch.
by Bounca
Fri May 23, 2014 11:15 am
Forum: Personal Finance (Not Investing)
Topic: declining job due to travel
Replies: 92
Views: 38826

Re: declining job due to travel

Investingdad Maybe you mentioned this and I missed it, but what does your wife think? You’re situation is very similar to mine. My wife travels abroad including China about the same frequency as you would with nightly conf calls. I know for some of you that travel often, or perhaps don't elevate time with the kids as highly as I do, you're probably reading this and thinking...REALLY? REALLy??? You're concnered about 8 trips to China over two years and actually debating NOT taking this role? Are you NUTS? Well, yeah...I am debating it because I feel strongly enough about it to question the sacrifice of my time while the kids are in the sweetspot of age range. My kids are now 6th and 3rd grade. My wife has been traveling like this for about t...
by Bounca
Thu May 22, 2014 7:27 am
Forum: Investing - Theory, News & General
Topic: Your 529 Plan - Thoughts and Strategies
Replies: 43
Views: 8078

Re: Your 529 Plan - Thoughts and Strategies

Good thread :sharebeer 1. How old are your children who you're saving for? 9 and 12. Both 2. Which 529 Plan do you invest in? NY first then switched to Illinois direct, index age based. 3. What's the current balance? 12K each 4. How much do you contribute and how often? How did you come to this number? Regularly invested about 5 years ago for a 2 year stretch. Then stopped. Started up again this year. $500 each month for both 5. What are the underlying investments? Age based, index funds 6. Are you satisfied with the 529 Plan you invest in? Why or why not? Yes. both NY and IL have some of the lowest fees for index/age-based direct sold plans. I live in Pennsylvania, which rocks because I can shop around any state and still take the tax dedu...
by Bounca
Wed Apr 23, 2014 12:36 pm
Forum: Personal Consumer Issues
Topic: wood deck stain?
Replies: 26
Views: 7106

Re: wood deck stain?

+1 for Behr. I was about to mention it.

I could go 3-4 years between staining with the Behr premium. Good stuff.
by Bounca
Tue Apr 15, 2014 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off today... TODO list?
Replies: 97
Views: 21245

Re: Laid off today... TODO list?

I don’t think this was mentioned.

Get written proof as to why you are being let go. If it was a ‘reduction in force’ and broad scale and not specific to your performance, that’s what you want. An official memo from HR, you are entitled to that. Or a past email, print that out.

This will come in nicely for any future interviews.

I’ve been laid off twice. The first time they generously provided a memo without me asking. The second time I asked for one. No one works at the same corporation for more than 10 years these days.
by Bounca
Tue Apr 01, 2014 6:15 am
Forum: Personal Finance (Not Investing)
Topic: (Lack of) Emergency Fund - Are We Crazy?
Replies: 44
Views: 5741

Re: (Lack of) Emergency Fund - Are We Crazy?

Personally, I have 2 1/2 years of emergency funds.
Someones ready for a zombie apocolypse. :shock: :confused
by Bounca
Fri Mar 21, 2014 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: POLL: Do you have a financial advisor?
Replies: 37
Views: 4288

Re: POLL: Do you have a financial advisor?

I feel bad for the guy reading this who has the 4 - figure portfolio.
by Bounca
Fri Mar 14, 2014 6:17 am
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 529
Views: 88355

Re: What video games are you currently playing?

Combat on my Atari.
by Bounca
Thu Feb 06, 2014 6:05 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (January 2014)
Replies: 32
Views: 6613

Re: madsinger monthly report (January 2014)

Hi:
We have created a new page in the wiki, devoted to consolidating madsinger's monthly reports for easier access. Here is the current early status of the page: Madsinger monthly reports - Bogleheads.
Very awesome thank you and thank you Brad.
by Bounca
Tue Dec 31, 2013 7:03 am
Forum: Investing - Theory, News & General
Topic: Who is lump-summing a fund on January 2, 2014?
Replies: 49
Views: 6341

Re: Who is lump-summing a fund on January 2, 2014?

Lump summing some play money into a Roth ira. Hot Hands approach, buying Fidelity Select Biotech FBIOX. Puny 1 % of my portfolio.
by Bounca
Tue Dec 31, 2013 6:54 am
Forum: Personal Consumer Issues
Topic: Streaming to televison
Replies: 33
Views: 5194

Re: Streaming to televison

Santa got me a Chromcast for Christmas and I love it. $35 flippin bucks! They could have sold this thing in the $50 to $100 range, they have to be kicking themselves.
...Chromecast is useless because it cannot stream local content
I may not follow completely what you're trying to do, but you can indeed play videos directly on your TV from your laptop wireless via Google Chrome and the Chromecast. Open Chrome and drag the video file directly into the browser while synced to the Chromcast. You may need to bump the video quality down in the options menu of Chromcast so it doesn't stutter.
by Bounca
Tue Dec 17, 2013 6:28 am
Forum: Investing - Theory, News & General
Topic: Poor PenFed Reviews
Replies: 81
Views: 15009

Re: Poor PenFed Reviews

I tried to do it on line and saw a $50 per day max transfer amount
Me too. Ridiculous. I want to give Penfed my money for a CD. I just joined a few days ago, I'll be cancelling my account as to how silly this 50$ ACH probationary period rule is. I'm not going to call and not filling out a CD piece of paper as I may have back in 1985. Oh, and who comes up with the name 'money market certificate', how misleading/confusing can that be. I'm pretty sure there is a difference between a money market and a certificate of deposit, don't blend the two.

Sorry for the rant.
by Bounca
Wed Dec 04, 2013 1:44 pm
Forum: Personal Consumer Issues
Topic: Tactical Flashlight for long walks at night vs. pepper spray
Replies: 85
Views: 11140

Re: Tactical Flashlight for long walks at night vs. pepper s

If you're willing to carry the weight, you're looking for the good old Maglite. Put it on your shoulder - shine into eyes - bash the head. If needed, bash again, they'll be disoriented for a while.
I have a 6 D-Cell Maglight. Yes, resting it on your shoulders walking around is intimidating looking to possibly deter someone. However, it is bigger in diameter than people think and gripping it firmly enough for a swing is difficult even for my above average size hands. To put it another way, I rather have my Taylor Made 9-iron resting on my shoulders than the Maglight.
by Bounca
Thu Nov 07, 2013 6:30 am
Forum: Personal Consumer Issues
Topic: Asheville NC as a final destination
Replies: 65
Views: 8092

Re: Asheville NC as a final destination

One of the nicest, cultured areas of the Appalachians. But you'll be bored within a week.

Stayed once at the Grove Park Inn. Amazing place. There’s a section of the hotel with specialized rooms where many famous people have stayed. I slept in the same room that Reggie Jackson once stayed.
by Bounca
Wed Sep 11, 2013 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: 529 - starting from scratch
Replies: 29
Views: 3247

Re: 529 - starting from scratch

According to WSJ online the list of states that allow state tax deduction for plans from another state is Arizona, Kansas, Maine, Pennsylvania and Missouri. Also there are the 16 states with no state tax deduction (sometimes due to lack of state income tax). So residents of those 21 states can go shopping based on fees.
Good reminder. I live in PA and started with New Yorks plan then moved to Illinois where I'm currently at with the kids 529. Claimed state deduction for both. I'm currently eying up Nebraska's plan, quite a diversified list of choices with their age based plans.
by Bounca
Fri Aug 30, 2013 6:19 am
Forum: Personal Finance (Not Investing)
Topic: Why no Vanguard 2% cash back Visa card?
Replies: 123
Views: 43728

Re: Why no Vanguard 2% cash back Visa card?

Vanguard vs Fidelity in my mind is like Wal-Mart vs Target.

Target has nicer amenities, and has weekly specials. However, the customer still pays for these features in the end: everything at Target is Slightly more expensive.
I love it! :D Of all the discussions/comparisons/debates of Vanguard vs. Fidelity, this analogy is whimsical but dead on in my book.
by Bounca
Sat Aug 24, 2013 7:52 am
Forum: Personal Investments
Topic: Fee only financial advisor
Replies: 25
Views: 4566

Re: Fee only financial advisor

You can't compare a perfectly disciplined unemotional managed account to what an investor uncomfortable with buying their own investments well do based on costs. No way. You have to compare the cost of mistakes, inattention, and emotion to the tangible one percent delta (not 1.6). Not saying they should use the adviser at all, but there needs to be a fair comparison as well as some board recognition that everyone doesn't fit the diy model. And the cost of the wrong person going diy is larger than the fee. This is an excellent point. Lets face it, our forum here has always been a bit biased towards low cost diy approaches. For the most part, I personally am on board with that. However, the OP hints heavily to wanting advisement in some shap...
by Bounca
Tue Aug 20, 2013 10:37 am
Forum: Personal Investments
Topic: Help me understand expense ratios
Replies: 8
Views: 1143

Re: Help me understand expense ratios

Pfft! 0.5% gain over that period with all the risks/cost associated with an active fund management. Stupid luck.

I'd pass.
by Bounca
Fri Aug 09, 2013 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: $2700 for Advisor??
Replies: 43
Views: 4797

$2700 for Advisor??

$2700 for a one-time fee only adviser. Woah! Help, this is my first 'reach out' to a financial adviser. I'm trying to stick with fee only advisers. (background): I recently called a local advisor firm to get a quote for a comprehensive assessment of my household financial situation. Comprehensive being not only portfolio allocation, but insurance, debt, etc. The whole shibang. Honestly, I have put a lot of faith in passive, Boglehead investing. So I’m confident on the portfolio end but at the age of 41, a recent house purchase, and two kids approaching college I’d like a professional opinion on ‘how I’m doing’ overall. $2700 for up to 7-hour face-to-face, paper exchange meeting(s) is what they quoted. That seems outrageous. I can’t remember...
by Bounca
Wed Jul 24, 2013 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Company Stock as % of Portfolio
Replies: 12
Views: 1161

Re: Thoughts on Company Stock as % of Portfolio

I would limit it to %5 of portfolio, if that, just for 'play money.

I personally do not have any company stock, I did at one point however and sold it simply because you don't know if the CEO turns out to be decade long pedophile and the stock tanks and never recovers. Fortune 500 doesn't buy you anything. You have zero control. Too risky in my opinion.
by Bounca
Sat Jun 29, 2013 1:07 pm
Forum: Personal Investments
Topic: What was your worst investment?
Replies: 100
Views: 13960

Re: What was your worst investment?

arthurdawg wrote:Prime Money Market... dang thing has earned me 10 cents in the past few years!!

:D :D :D :D :oops:
That made me laugh. Times may be a changin :greedy
by Bounca
Sat Jun 29, 2013 12:37 pm
Forum: Investing - Theory, News & General
Topic: What do you wish you had learned sooner?
Replies: 104
Views: 19697

Re: What do you wish you had learned sooner?

Why did I buy that brand new Dodge Dakota sport pickup at $18000 in 1994 and instead purchased a much lesser, used vehicle and invested the rest. I was 23 at the time. I'm 41 now.

Invest and be frugal early in life.
by Bounca
Fri May 03, 2013 10:18 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (April 2013)
Replies: 17
Views: 3309

Re: madsinger monthly report (April 2013)

Brad, another big thank you from myself. It has been awhile since I showed my appreciation. You realize that you have been at this since at least October of 2007. Looking at my excel records, that is the date I literally started cutting/pasting your data in a file along with my retirement folios. That’s approaching seven years now! Every month since then I’ve been diligently doing this. The portfolio data you post serves as a quick benchmark to compare against mine. I wanted express my gratitude openly on the forum rather than a PM. :sharebeer

You win the Cal Ripken award for forum contribution.