Search found 2095 matches

by linenfort
Mon Oct 22, 2018 1:01 pm
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 120
Views: 8538

Re: Barron's Making the Case for Gold

The more I think about it, the more I'm coming to the conclusion that gold and silver are universal money perhaps due to civilization's pure pragmatism. They are the 2 substances settled upon as money because there really isn't anything intrinsically superior. A Chemist Explains Why Gold Beat Out L...
by linenfort
Sun Oct 21, 2018 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Banking 1% extra back up to $1,000 on new money deposited
Replies: 280
Views: 21887

Re: Ally Banking 1% extra back up to $1,000 on new money deposited

I finally understand what dry powder is. It has been argued that one doesn't need dry powder. You set your stock-bond (and/or cash) allocation and stick to it. I agree with that. Don't hold cash to time stocks. Clearly, though, Bogleheads need dry powder to take advantage of these cash-related deals...
by linenfort
Sun Oct 21, 2018 12:48 pm
Forum: Investing - Theory, News & General
Topic: Barron's Making the Case for Gold
Replies: 120
Views: 8538

Re: Barron's Making the Case for Gold

hdas wrote:
Mon Oct 08, 2018 3:49 pm
Gold can't catch a break.....down 1% when stocks are collapsing, the 'Barbaric Relic' has a lot ground to recover before the momentum guys get interested. H
Barbarous
by linenfort
Sat Oct 20, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 110
Views: 5817

Re: Depositing Cash if it was gifted?

So far my takeaway from this thread is: (1) Don’t make multiple deposits of less than $10,000 as it looks like (and is) circumventing reporting. (2) Don’t deposit the whole sum either, even though plenty of posters are confident that it is ok to do so. How does a cash business deal with this issue? ...
by linenfort
Sat Oct 20, 2018 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Travelers Checks
Replies: 31
Views: 1619

Re: Travelers Checks

sport wrote:
Sat Oct 20, 2018 11:13 am
Are there places that do not take credit cards?
Large swaths of China, but they’re even harder on travelers cheques. I found out when I went to redeem some, Amex but RMB-denominated. 8% fee.
by linenfort
Sat Oct 20, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Account recovered, thank heavens.
I'm still returning the keys. Not perfected yet.
linenfort wrote:
Wed Oct 17, 2018 10:26 am
Google sent me one of those scary messages that they cannot verify that the account belongs to me.
by linenfort
Thu Oct 18, 2018 4:00 pm
Forum: Investing - Theory, News & General
Topic: Sin as investment strategy
Replies: 26
Views: 3536

Re: Sin as investment strategy

There are some. See the profile of ticker ACT in Yahoo Finance. I remember an older one, I think, but perhaps it was just a suggestion and not a real ETF: had cigarettes, alcohol, casinos and an arms manufacturer (ATK). I've been holding Philip Morris, Diageo, and Big Oil forever. And aerospace- I g...
by linenfort
Wed Oct 17, 2018 4:22 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Prepare For The Bear
Replies: 74
Views: 9573

Re: Larry Swedroe: Prepare For The Bear

bearcub wrote:
Wed Oct 17, 2018 3:02 pm
Zvi Bodie promoted TIPS years ago. I have plenty. Still waiting for that unexspected inflation
Well, there’s your problem. You’re expecting it. :wink:
by linenfort
Wed Oct 17, 2018 11:13 am
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 10657

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

I would go as far as saying the 100% U.S. only crowd are stock pickers making bets on a sector. Based on the boglehead philosophy, they're not truly bogleheads. Oh, the irony! Jack Bogle is out of the bogleheads. At least according to some strangers on the internet. As far as international investin...
by linenfort
Wed Oct 17, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

You're right. Sorry about that. I searched for "bluetooth" and copied the quoted timestamp.
by linenfort
Wed Oct 17, 2018 10:26 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

I'm not sure what I am late for. Sorry, I'm not trying to start anything with you. The other post with that timestamp is by me and it does in fact mention the bluetooth key. It is also quoted later in the thread. If you just do a Ctrl+F search for "bluetooth" on this page... I never had an opportun...
by linenfort
Wed Oct 17, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Forgot to mention, this may have something to do with updating to IOS 12. Found myself locked out of Google on all browsers on my ipad. Yeah, I'm turning off 2fa for now and returning my key to Google. Maybe I'll go back to a phone for 2fa. The Titan Key comes with a bluetooth version as far as I kn...
by linenfort
Wed Oct 17, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Found myself locked out of Google on all browsers on my ipad.
Yeah, I'm turning off 2fa for now and returning my key to Google. Maybe I'll go back to a phone for 2fa.
by linenfort
Sun Oct 14, 2018 6:20 pm
Forum: Personal Consumer Issues
Topic: Proton Mail
Replies: 35
Views: 5545

Re: Proton Mail

by linenfort
Sun Oct 14, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: Proton Mail
Replies: 35
Views: 5545

Re: Proton Mail

letsgobobby wrote:
Thu Jun 28, 2018 12:35 pm
Any updates on protonmail?
The final paragraph in the post above yours mentions two login passwords. It’s one now. I got a paid account in late 2017 or early ‘18 and it was just a single password.
by linenfort
Sun Oct 14, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 5087

Re: Need new email address. Gmail or ???

One more thing: gmail now lets you send restricted emails.
I don’t think they’re encrypted, but you can send set an expiration date and prevent them from being forwarded.

Handy. Now if my mail would just make it to the recipient. :)
by linenfort
Sun Oct 14, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 5087

Re: Need new email address. Gmail or ???

Planning to move to a location where my current ISP (Charter) is not available. Thinking of getting a gmail account. But just saw a post by linenfort on another thread about their gmail not always getting received. ... Rudy, for what it’s worth, if you had asked a couple of weeks ago I’d also be re...
by linenfort
Sat Oct 13, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: Help gmail security question
Replies: 28
Views: 2138

Re: Help gmail security question

Someone put a backup phone number in on my gmail account. The number does not belong to me. Did someone break into my account? I had two factor on when it happened. ( Thread is several months old up to this post ) rec7, I hope everything worked out for you. Did it? I missed this thread when it was ...
by linenfort
Sat Oct 13, 2018 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 5930

Re: Neighbor discussing finances with me

Friendship is priceless.
by linenfort
Fri Oct 12, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Allan Roth doesn't like single premium annuities
Replies: 198
Views: 10412

Re: Allan Roth doesn't like single premium annuities

I appreciate the article, Allan Roth. Tell your clients that total return and principal protection are more important than income. In addition to the title of this thread, the article mentions the pitfalls of individual muni bonds . Sadly, these have become my father's favorite investment, even thou...
by linenfort
Thu Oct 11, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

@mpsz - it worked! Three simple steps, and firefox quantum can handle the titan key for gmail!

Thank you for saving me from boxing this up and returning it!
by linenfort
Wed Oct 10, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Firefox has experimental, opt-in support for u2f. I actually just found this at work today as I am trying to abandon Google Chrome after some of the recent changes they made. I got the same error message as you until I enabled it, and it works perfectly. https://www.yubico.com/2017/11/how-to-naviga...
by linenfort
Wed Oct 10, 2018 4:52 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Editing again to add: some sites make it a lot more apparent that you can save the browser or the computer for subsequent log-ins without the key Interesting that you mentioned browsers. I thought I would test another "computer" by signing in via another browser, but it would not work. It kept sayi...
by linenfort
Wed Oct 10, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Re: Google's Titan Key for 2fa

Thank you for the reply. I found the answer to my question. (phew). Ask Google to remember your computer After you’ve signed in with your key, you can sign in with just your password. Follow these steps only for a computer that you use regularly and don't share with anyone else. Sign in to your Goog...
by linenfort
Wed Oct 10, 2018 3:42 pm
Forum: Personal Consumer Issues
Topic: Google's Titan Key for 2fa
Replies: 23
Views: 2009

Google's Titan Key for 2fa

I just received Google's version of the Yubikey, the Titan Key. This is a USB key for two-factor authentication (2fa) for those of us who desire 2fa without a phone number. [ Edited to add: there is also a bluetooth key and two adapters for tinier devices in the package. I'd take a photo, but I'm bo...
by linenfort
Mon Oct 01, 2018 2:54 pm
Forum: Investing - Theory, News & General
Topic: 2-Year Treasury Note Auction
Replies: 102
Views: 9397

Re: 2-Year Treasury Note Auction

Hmm, I'll try it that way. Thanks.
by linenfort
Mon Oct 01, 2018 8:52 am
Forum: Investing - Theory, News & General
Topic: 2-Year Treasury Note Auction
Replies: 102
Views: 9397

Re: 2-Year Treasury Note Auction

Kevin, I used to be able to google the cusip to find a PDF with basic info on a specific note. For example, the one that ends in "5B2" mentioned upthread. When the note settles, I google the cusip along with "auction results." Lately, though, the latter search does not yield any results (sorry for t...
by linenfort
Thu Sep 27, 2018 6:43 pm
Forum: Investing - Theory, News & General
Topic: I'm switching to Vanguard (yay!). Is it an easy transfer?
Replies: 16
Views: 1437

Re: I'm switching to Vanguard (yay!). Is it an easy transfer?

I remember transferring holdings from a brokerage account at a small firm to an existing Vanguard account. Both taxable accounts, and the holdings were mostly indie stocks. It was fast and easy.

Let me know how it goes, OP, because I want to help my wife switch from Fidelity to Vanguard.
by linenfort
Mon Sep 24, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 2589

Re: Fidelity cobrowser??

Interesting thread. I learned a lot. Tried and failed to replicate with Shift+Backspace on Chrome for Mac and nothing happened, but I'm not surprised. @OldComputerGuy: just don't move to Schwab, since they apparently use the same software. All in all, this is a bit scary, but at least they have to a...
by linenfort
Sun Sep 23, 2018 7:37 pm
Forum: Investing - Help with Personal Investments
Topic: Introduction and some questions!
Replies: 13
Views: 1340

Re: Introduction and some questions!

Consider moving your savings to Vanguard and congrats on leaving upstate NY (I grew up there so I can say that, right?)
by linenfort
Sat Sep 22, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 2589

Re: Fidelity cobrowser??

Someone on reddit, one year ago: Is Charles Schwab safe ... EDIT: A popup just popped up saying "Show your browser", then asking me to accept of decline the Terms of Service. I viewed the Terms of Service and it said.. https://www.reddit.com/r/personalfinance/comments/54urg1/is_charles_schwab_safe_t...
by linenfort
Mon Sep 17, 2018 7:27 pm
Forum: Investing - Theory, News & General
Topic: Is there such thing as saving TOO much?
Replies: 78
Views: 6935

Re: Is there such thing as saving TOO much?

Beat me to it. :beer
Grt2bOutdoors wrote:
Mon Sep 17, 2018 3:25 pm
Do not become Duck McScrooge!
Scrooge McDuck
by linenfort
Mon Sep 17, 2018 1:05 pm
Forum: Investing - Theory, News & General
Topic: A Question [about Vanguard's asset allocation recommendations]
Replies: 10
Views: 1230

Re: A Question for the Bogleheads

I didn't understand the OP until I read Nedsaid's post. So
Vanguard had recommended a 20% of equity allocation
means they recommended that 20% of equities be international equities? Maybe you had that before and it got lost in subsequent edits.
by linenfort
Mon Sep 17, 2018 8:54 am
Forum: Investing - Theory, News & General
Topic: Ray Dalio’s latest fearmongering round
Replies: 53
Views: 5192

Re: Ray Dalio’s latest fearmongering round

My only complaint with his latest book, Big Debt Crisis, and discussion on the topic, is that I haven't heard him give us any sort of actionable advice. ... Should we buy one of those shelters and get a lot of canned food? I guess that's the point of his All Weather portfolio, and Harry Browne's wh...
by linenfort
Sun Sep 16, 2018 10:35 am
Forum: Investing - Theory, News & General
Topic: Synchrony Bank Issues
Replies: 15
Views: 1750

Re: Synchrony Bank Issues

Wm_o_o_o wrote:
Sun Sep 16, 2018 10:19 am
I'm not sure this belongs in "Investing - Theory, News & General"

looks more personal to me
You can always use the report button (exclamation point icon) and let the mods decide.

Select “Wrong forum.”
by linenfort
Sat Sep 15, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: Ray Dalio’s latest fearmongering round
Replies: 53
Views: 5192

Re: Ray Dalio’s latest fearmongering round

AlphaLess wrote:
Sat Sep 15, 2018 2:13 pm
Another alpha-less,
Hmm. :wink:
by linenfort
Sat Sep 15, 2018 11:53 am
Forum: Investing - Theory, News & General
Topic: New Google Dataset Search
Replies: 2
Views: 524

Re: New Google Dataset Search

Neat! Thank you for that.
by linenfort
Sat Sep 15, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: Synchrony Bank Issues
Replies: 15
Views: 1750

Re: Synchrony Bank Issues

To summarize the OP,

NFCU VS HYS/CD: APY OK; ACH, PITA!
by linenfort
Sat Sep 15, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 66
Views: 7500

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

I thoroughly enjoyed this. Thank you for doing it, Mr Ferri. Audio was pretty good, and the content was excellent, of course. * Mobile readers cannot view the left-side menu. The menu is only visible when viewing from a desktop. Although it looks like it’s not necessary in this particular case, this...
by linenfort
Fri Sep 14, 2018 7:01 am
Forum: Investing - Theory, News & General
Topic: Likelihood of Success
Replies: 8
Views: 1165

Re: Likelihood of Success

delamer wrote:
Thu Sep 13, 2018 9:08 pm
Do you actually mean that you are more willing to take more risk when you are younger than when you are older and closer to retirement? If so, that’s pretty normal.
That’s how I interpreted it.
If that’s the case, OP, read up on asset allocation.

https://www.bogleheads.org/wiki/Asset_allocation
by linenfort
Thu Sep 13, 2018 8:56 am
Forum: Investing - Theory, News & General
Topic: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?
Replies: 110
Views: 5781

Re: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?

Jack FFR1846 wrote:
Thu Sep 13, 2018 8:10 am
This is an example of you picking a stock of an employer who you are intimately familiar with, and handily beating the market.
Is it?

Earl Lemongrab wrote:
Wed Sep 05, 2018 12:23 pm
I don't own any Megacorp other than what's in my index funds. I don't feel bad. I didn't see it coming.
by linenfort
Wed Sep 12, 2018 7:21 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 668
Views: 155966

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

nisiprius wrote:
Wed Sep 12, 2018 4:34 pm
I just noticed the Global X Permanent ETF, PERM, ceased trading on 10/06/17. I guess it was only a temporary ETF, after all.
😂 Well, the strategy is supposed to be unchanging. Some ETFs will come and go.
by linenfort
Mon Sep 10, 2018 10:57 am
Forum: Investing - Theory, News & General
Topic: Just invested 10k into Space X (Well sorta..)
Replies: 22
Views: 2790

Re: Just invested 10k into Space X (Well sorta..)

Starfish wrote:
Sat Sep 08, 2018 3:56 am
What is this topic about?
You could call it a moonshot.
by linenfort
Sun Sep 09, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 67
Views: 6870

Re: Men’s Underwear recommendation

Struggling to find a good replacement for American Apparel. Uniqlo — good and not expensive. Mack Weldon — pretty good, but they run a little small despite having an online size chart. David Archy —- a bit weird, but comfortable. Try their modal undershirts. Duluth — I found the synthetic to be almo...
by linenfort
Sun Sep 09, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: time for new pair of glasses
Replies: 36
Views: 2581

Re: time for new pair of glasses

+1 for Warby. I’ve only been with them for a year, which is to say, 1 visit only, but I am very pleased with the service, including that of the in-store doctor. Warby Parker (you have to get your prescription somewhere else). You get stylish frames for $95 that's about as good as $300-500 designer f...
by linenfort
Wed Sep 05, 2018 12:44 pm
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 16
Views: 3687

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

The other books you mention also struck me as more about "investing."; this book, despite the title, is more about how to think about managing your financial life. That's so true. The publisher definitely did Tobias a disservice with that title. It's a bit of investing, a lot about saving, a lot ab...
by linenfort
Wed Sep 05, 2018 9:05 am
Forum: Investing - Theory, News & General
Topic: Hold cash in Treasury Bills or in Money Market Fund?
Replies: 36
Views: 4689

Re: Hold cash in Treasury Bills or in Money Market Fund?

OP's question made me wonder if Fidelity has an all-treasury money market fund comparable to Vanguard's VUSXX, so I searched and found FDLXX. Wow, it has a 0.42% expense ratio.