Search found 2025 matches

by linenfort
Sat Jul 14, 2018 3:56 pm
Forum: Investing - Theory, News & General
Topic: 1-year Treasury Bill auction
Replies: 50
Views: 3816

Re: 1-year Treasury Bill auction

Doc wrote:
Sat Jul 14, 2018 7:00 am
linenfort wrote:
Fri Jul 13, 2018 7:18 pm
The Wall Street Journal also says 1-Year as opposed to “52-week” bill.
It’s just more user-friendly.
Schwab uses 52 weeks.
It's just more accurate. :D
I wasn’t quibbling. I was just saying it’s not his idiosyncrasy.
by linenfort
Fri Jul 13, 2018 7:18 pm
Forum: Investing - Theory, News & General
Topic: 1-year Treasury Bill auction
Replies: 50
Views: 3816

Re: 1-year Treasury Bill auction

The Wall Street Journal also says 1-Year as opposed to “52-week” bill.
It’s just more user-friendly.
by linenfort
Fri Jul 13, 2018 4:28 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10343

Re: COMING SOON: BOGLEHEADS PODCASTS

rudeboy wrote:
Fri Jul 13, 2018 3:47 pm
How about a nautical theme?

All Weather Investing: the Bogleheads Podcast
That's a bit Permanent Portfolio, don't you think?
by linenfort
Thu Jul 12, 2018 4:36 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 341
Views: 10343

Re: COMING SOON: BOGLEHEADS PODCASTS

Bogleheads Brunch
by linenfort
Thu Jul 12, 2018 8:09 am
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2048

Re: AOL - update to terms of service

Wow. Tempting.
by linenfort
Wed Jul 11, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2048

Re: AOL - update to terms of service

Also, I know that some domain page results keep the owner's name private when you whois them.
(Awkward sentence, but you know what I mean).
Is that fairly easy to do with your registrar?
by linenfort
Wed Jul 11, 2018 9:49 pm
Forum: Personal Consumer Issues
Topic: AOL - update to terms of service
Replies: 29
Views: 2048

Re: AOL - update to terms of service

(snipped) 1. Domain ownership: Start by googling "whois" and try out some domain names that please you. For example, f150boglehead.com. If nobody has taken that domain, buy it from any service you like. Thereafter you'll need to keep paying them a small amount to keep your domain "registered", whic...
by linenfort
Wed Jul 11, 2018 7:34 pm
Forum: Investing - Theory, News & General
Topic: Disappointed with Fidelity's Online Interface
Replies: 19
Views: 1552

Re: Disappointed with Fidelity's Online Interface

Thus to preserve my sanity, I’ve been there. Her purse and electronic key dongle was left in the car because she was going back out shortly. My opinion, the car was being helpful in telling you that the dongle key was still in it. Her opinion, why didn't the car know she was going back out. :D Than...
by linenfort
Wed Jul 11, 2018 7:30 pm
Forum: Investing - Theory, News & General
Topic: Disappointed with Fidelity's Online Interface
Replies: 19
Views: 1552

Re: Disappointed with Fidelity's Online Interface

I’ve gotten used to Fidelity’s interface, but Vanguard’s is getting worse. It seems to be going in the direction of bank websites, in that it is now more mobile friendly and less desktop friendly. Everything is larger now, and you can see fewer holdings per screen when you examine a fund’s portfolio...
by linenfort
Wed Jul 11, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: Six stocks make up 98% of S&P 500 gains in 2018
Replies: 76
Views: 9992

Re: Six stocks make up 98% of S&P 500 gains in 2018

Never mind that. What are the six for 2019? ______________________
by linenfort
Mon Jul 09, 2018 1:54 pm
Forum: Investing - Theory, News & General
Topic: Wellesley alternative for taxable acct.?
Replies: 25
Views: 2855

Re: Wellesley alternative for taxable acct.?

You might want to post your entire situation in a manner that people could help you with it. See the link at the bottom of this message for how to do that. +1, let's get the whole picture in a new thread because I have the same lump sum in taxable, plenty of corporate bonds, treasury notes and divi...
by linenfort
Sun Jul 08, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?
Replies: 150
Views: 22554

Re: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?

Precisely, bonds are a horrendous investment which is why they shouldn't be bought as an investment at all. Bonds should be bought to decrease portfolio volatility caused by equities to the point the overall portfolio achieves the desired goal without exceeding the portfolio owner's ability or will...
by linenfort
Sun Jul 08, 2018 10:51 am
Forum: Investing - Theory, News & General
Topic: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else
Replies: 8
Views: 2715

Re: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else

gvsucavie03 wrote:
Sat Jul 07, 2018 6:46 am
because market returns for the first half of 2017 were 3-4x greater than the first year of 2018.
How many years in 2018 again? :confused
:wink:
by linenfort
Sun Jul 08, 2018 10:47 am
Forum: Investing - Theory, News & General
Topic: Wellesley alternative for taxable acct.?
Replies: 25
Views: 2855

Re: Wellesley alternative for taxable acct.?

It is, after all, an income fund.
If you plan to spend the income, don’t let the tax tail wag the investing dog.
If you don’t plan to spend the income, you don’t want to mirror Wellesley in taxable, probably.
by linenfort
Sun Jul 08, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: Vanguard - What will the real return be for stocks and bonds over the next ten years?
Replies: 46
Views: 5084

Re: Vanguard - What will the real return be for stocks and bonds over the next ten years?

I swear Vanguard gave a similarly bleak report a few years ago. Joe Davis? Glad I didn’t suddenly reduce stocks or I’d have missed out.
by linenfort
Sat Jul 07, 2018 10:07 am
Forum: Investing - Theory, News & General
Topic: Financial Newspapers & Publications
Replies: 36
Views: 2661

Re: Financial Newspapers & Publications

Since I have access to the WSJ through a relative, I like to download the full PDF regularly. If an interesting topic comes up, I search the hard drive as well as the online archive to find relative aricles.

Thinking about buying a subscription to the Financial Times.
by linenfort
Fri Jul 06, 2018 12:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Security Webinar
Replies: 5
Views: 553

Re: Vanguard Security Webinar

Cool, thank you.
by linenfort
Thu Jul 05, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: Where do you file consumer complaints?
Replies: 8
Views: 674

Re: Where do you file consumer complaints?

Scrapr wrote:
Mon Jul 02, 2018 12:49 am
Wunderground is owned by The Weather channel. So include them on your social media "rant" :happy
Yes, in fact that purchase may be the problem, or part of it.
Looks like I was late to the party. https://www.sitejabber.com/reviews/wunderground.com
by linenfort
Thu Jul 05, 2018 10:17 am
Forum: Investing - Theory, News & General
Topic: Fidelity cash position
Replies: 42
Views: 4565

Re: Fidelity cash position

welderwannabe wrote:
Wed Jul 04, 2018 2:27 pm
You can transfer the money to SPRXX, but it has a minimum buyin of $2,500 I believe. It is 1.86% at the moment.
I guess it's already built into the yield figure they provide, but wow, that is some expense ratio. 0.42%
by linenfort
Wed Jul 04, 2018 6:47 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle is not a "buy&hold at any price goose", he looks at valuations, he sold his stocks in year 2000
Replies: 48
Views: 6575

Re: Jack Bogle is not a "buy&hold at any price goose", he looks at valuations, he sold his stocks in year 2000

I hope this doesn't sound too cynical but lots of folks came up with the same conclusion and sold when Nasdaq hit 3000 the year before. They had to watch it go past 5000 in March 2000 before it cracked. I do wonder if Bogle really sold at the very top of the market. That’s not cynical, but rather a...
by linenfort
Sun Jul 01, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Where do you file consumer complaints?
Replies: 8
Views: 674

Re: Where do you file consumer complaints?

runner3081 wrote:
Sun Jul 01, 2018 12:53 pm
Twitter or Facebook to the company directly can often solicit a quicker resolution.
I've used that with banks and for some reason it didn't occur to me that WUnd might have a social media account! Might try that, thanks.
by linenfort
Sun Jul 01, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Where do you file consumer complaints?
Replies: 8
Views: 674

Re: Where do you file consumer complaints?

great replies, thank you. mpsz: The ads were gone for about a week when I was signed in. After that, they came back. I have found other people who had the same experience. It's been a few months, so I don't think I could bother a credit card company about it or stop payment on a check. I just want t...
by linenfort
Sun Jul 01, 2018 11:28 am
Forum: Personal Consumer Issues
Topic: Where do you file consumer complaints?
Replies: 8
Views: 674

Where do you file consumer complaints?

Dear Bogleheads, Where do you file consumer complaints? I have not done much, except checking the Better Business Bureau in their earlier days and joining ineffective do-not-call lists. In this case, the problem is with the weather site wunderground, also known as wund.com. I paid $10 -- a small amo...
by linenfort
Sat Jun 30, 2018 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Is it ok to invest in bonds?
Replies: 39
Views: 4814

Re: Is it ok to invest in bonds?

Jesteroftheswamp wrote:
Sat Jun 30, 2018 10:43 am
What about if that money may be needed in 6-24 months?
Money market or T-Bills.
by linenfort
Sat Jun 30, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Why visa
Replies: 55
Views: 5446

Re: Why visa

VS debit/check cards:
* cash back rewards
* better protection from fraudulent charges

VS cash:
* faster and more convenient at the counter
* can't use cash online
* easy to keep track of charges via statements

The only things I used my debit card for are:
* ATMs
* linking to Apple Pay Cash
by linenfort
Fri Jun 29, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Apple Pay Cash?
Replies: 6
Views: 863

Re: Apple Pay Cash?

Finally got to use it a few times this year. So convenient.
I guess I don't have to make trips to the bank for small bills anymore.
by linenfort
Fri Jun 29, 2018 8:32 am
Forum: Investing - Theory, News & General
Topic: "How to invest without regret" - Daniel Kahneman
Replies: 20
Views: 2718

Re: "How to invest without regret" - Daniel Kahneman

Ron Scott wrote:
Thu Jun 28, 2018 10:10 am
Another (short) Kahneman article:

Nobel Laureate Has Most Awkward Dinner Ever With Financial Advisers He Just Destroyed

Hilarious :D
by linenfort
Thu Jun 28, 2018 12:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)
Replies: 234
Views: 41365

Re: VMMXX at 2%

Year over year CPI increase for May 2018 was 2.8%, but that doesn't mean "inflation is running at 2.8%". Nor does it mean that "inflation is increasing fast". It is simply a snapshot of year over year inflation for one month. Important to remember. I feel pretty good about 2% nominal for no term ri...
by linenfort
Wed Jun 27, 2018 11:01 am
Forum: Investing - Theory, News & General
Topic: Are we just way over complicating this?
Replies: 113
Views: 7164

Re: Are we just way over complicating this?

The more posts I read, including my own, them more convinced I am that either we are inventing scenarios to worry about or just discussing things for sport. ...Thoughts? 8 or 10 years ago I started a thread asking, if we know what to do, what are we all doing here? It is mostly sport, but I’m still...
by linenfort
Tue Jun 26, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)
Replies: 234
Views: 41365

Re: VMMXX at 2%

Where has everyone been placing cash for the last few years? In T-Bills and short-term treasury notes. I followed some threads here about corporate bonds and Prime aka your VMMXX. I was excited about Prime, but then I saw this thread , I s it time to dump high yield savings for prime money market ?...
by linenfort
Tue Jun 26, 2018 9:48 am
Forum: Investing - Theory, News & General
Topic: Is there a way to avoid bad companies in S&P 500?
Replies: 92
Views: 4575

Re: Is there a way to avoid bad companies in S&P 500?

Buy the real haystack, the total market. It's the only way to get the golden needles which will make up for all the bad stocks.
by linenfort
Tue Jun 26, 2018 8:53 am
Forum: Investing - Theory, News & General
Topic: Is it time to dump high yield savings for prime money market?
Replies: 138
Views: 23601

Re: Is it time to dump high yield savings for prime money market?

There are a fair amount of money market fund threads, and I don't think my question warrants a whole new one. This thread has me convinced that I should not have the bulk of my cash in Prime despite the tempting yield. Yankee/foreign, bypassing bank rules, etc. Is the Vanguard Treasury Money Market ...
by linenfort
Fri Jun 22, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 161
Views: 14718

Re: Did you celebrate when you finally hit $1m?

I emailed my parents, like I do with other milestones.
by linenfort
Sat Jun 16, 2018 10:21 am
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 663
Views: 153196

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

linenfort wrote:
Thu Jun 14, 2018 8:55 pm
Ok, I’ll pm you tomorrow. Please get a free Telegram account. You can always get rid of it afterwards.
No? Well, I'll check in once a day.
by linenfort
Sat Jun 16, 2018 10:19 am
Forum: Investing - Theory, News & General
Topic: Which boglehead rule do you break--and are ok with
Replies: 152
Views: 11896

Re: Which boglehead rule do you break--and are ok with

I own gold and long bonds.
I have a smattering of moon shot stocks, or as some Bogleheads would call them, "suboptimal investments."
by linenfort
Thu Jun 14, 2018 8:55 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 663
Views: 153196

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

Ok, I’ll pm you tomorrow. Please get a free Telegram account. You can always get rid of it afterwards.
by linenfort
Thu Jun 14, 2018 6:41 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 663
Views: 153196

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

GRP wrote:
Sat Jun 09, 2018 5:08 pm
Er, does anyone have a source for his investment radio show segments, then? :D
I’m pretty sure I have them on a hard drive.
I could send them to you via the Telegram app this week.
Or, if you prefer, I could burn a CD and mail it, but probably not until July or August.
by linenfort
Mon May 28, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: Considering iPad to replace failing Nexus tablet
Replies: 44
Views: 2635

Re: Considering iPad to replace failing Nexus tablet

Get a free Telegram account if you want a hassle-free way to transfer non-sensitive images between your new iPad and Android or Windows devices.
by linenfort
Fri Apr 27, 2018 2:49 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2624

Re: Vanguard: new display this morning?

geekpryde wrote:
Thu Apr 26, 2018 8:48 am
I'm fine with the changes, except my company 401(k) no longer appears in my account list of balances. :?
Try the customization link and see if you can't put it back in there by checking a checkbox.
by linenfort
Wed Apr 25, 2018 3:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2624

Re: Vanguard: new display this morning?

jhfenton wrote:
Wed Apr 25, 2018 1:35 pm
Ah. You're a guinea pig for a new layout. Mine hasn't changed yet.
jhfenton wrote:
Wed Apr 25, 2018 11:54 am
My only complaint is an old one: the Balance Overview tab is simply never accurate. I have to click through to the Balances & Holdings page to see the accurate numbers.
Well, that's one feature we both share. :wink:
by linenfort
Wed Apr 25, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2624

Re: Vanguard: new display this morning?

It looks the same, at least for now. That "recent activity" has always been another "tab", and still is. I don't have that tab as of this morning. :? If I mouseover My Accounts , I still have that white pop-up with choices like Accounts Overview. However, Accounts Overview now has the following tab...
by linenfort
Wed Apr 25, 2018 10:26 am
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2624

Vanguard: new display this morning?

Looks like some things are different, beginning with Account Overview. There used to be a Recent Activity tab that showed all activity - trades, dividends, etc, over the past few todays, for all accounts, mixed together. Now, it divides everything by account with the default set at month view. As so...
by linenfort
Sun Apr 22, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Apple Pay Cash?
Replies: 6
Views: 863

Re: Apple Pay Cash?

Many thanks!
by linenfort
Sun Apr 22, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Apple Pay Cash?
Replies: 6
Views: 863

Apple Pay Cash?

Has anyone started using this? Did it work? Note that I'm not asking about Apple Pay, for example using your phone to buy a latte at a coffee shop. I'm talking about person-to-person payments, like when you go out with your friends for pizza and divvy up the bill, but only one person uses a credit c...
by linenfort
Sun Apr 22, 2018 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: What is a good flat rate cash back credit card?
Replies: 80
Views: 8998

Re: What is a good flat rate cash back credit card?

I'm still using the Fidelity Visa (2%) after many years and I love it. (Apologies to madbrain). I'm also using the Capital One Quicksilver (1.5%) after a few years and I love it, too. One CON from Quicksilver: an online purchase of something like plane tickets often doesn't go through, and I have to...
by linenfort
Wed Apr 18, 2018 12:06 pm
Forum: Investing - Theory, News & General
Topic: Why is the SEC yield the one that Vanguard displays?
Replies: 39
Views: 4256

Re: Why is the SEC yield the one that Vanguard displays?

Makes sense, Kevin.
Thanks for the clear explanation.
by linenfort
Tue Apr 17, 2018 11:11 am
Forum: Investing - Theory, News & General
Topic: Why is the SEC yield the one that Vanguard displays?
Replies: 39
Views: 4256

Re: Why is the SEC yield the one that Vanguard displays?

So, if you are choosing a fund, the distribution yield is the yield you "would have gotten" and the SEC yield is the yield you "probably will get." Looks like holders of VSBSX, defined above, will get half the yield of the SEC figure, if things remain the same. Still, if that's the requirement, as ...