Search found 2229 matches

by linenfort
Thu Jun 27, 2019 3:32 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Thanks, TravelGeek. Aside: I only wish I had a front porch! I’d be installing that surveillance camera mentioned upthread. Might have to go for Ring one of these days.
by linenfort
Thu Jun 27, 2019 3:21 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

If you have one of those packaging and mailboxes stores nearby, you can usually have packages delivered to them to hold for you at no charge. Thank you! quick follow-up- can they handle very large items? Amazon cannot. They are usually independently run businesses, so each may have its own policy. ...
by linenfort
Thu Jun 27, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

~ A single complaint won’t do it, but if they get multiple complaints about deliveries by a certain carrier to a certain local area, their algorithm will use a different carrier for that location. So definitely complain to who you bought the item from. quant, I have been in touch with the vendor. T...
by linenfort
Thu Jun 27, 2019 2:58 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Great, willy, thank you. I have copied these bits of advice and anecdotes and will keep them on file.
by linenfort
Thu Jun 27, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

3-20Characters wrote:
Thu Jun 27, 2019 2:39 pm
If you have one of those packaging and mailboxes stores nearby, you can usually have packages delivered to them to hold for you at no charge.

Thank you! quick follow-up- can they handle very large items? Amazon cannot.
by linenfort
Thu Jun 27, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Excellent, fru-gal. Glad to hear it. I appreciate my letter carrier. The USPS package deliverers have been hit and miss. Ultimately, most of these retailers will tell you that they choose a carrier based on complicated logistics and timing, so it’s out of their hands, let alone ours. What is actiona...
by linenfort
Thu Jun 27, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Thank you, guys. Forgive me for not going into further details on damage. To recap:Estimating risk/reward from earlier posts, it seems unlikely that a claim will result in satisfaction, regardless of what I think about the severity. I have learned that FedEx Ground often employs subcontractors just ...
by linenfort
Thu Jun 27, 2019 12:07 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Hi psteinx I'm not young. The aggravation was indeed intense, but fortunately I have a quick recovery time. As has been said by a few posters, things happen. But, I wasn't quite ready to feel that after the original post and the subsequent blaming of me instead of the joker who does a poor job of de...
by linenfort
Thu Jun 27, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Your door got scratched (or maybe broken) by a delivery box? You need a stronger door. I hear you. I'd love a steel one, but we live in an area that is designated historic and are allowed to buy exactly one type of door. Repaced it a few years ago at great expense. Maybe some disagree, but the deli...
by linenfort
Thu Jun 27, 2019 11:57 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Already canceled an unrelated subscription that only uses FedEx. I think buccimane's right, and I don't feel the need to do business with FedEx's subcontractors. Ahh. Thanks to those with advice and anecdotes. Well, here’s another anecdote. We order a lot from Chewy (two dogs, two cats, meds, bird ...
by linenfort
Thu Jun 27, 2019 11:53 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

~ They are contracted employees, i.e. not FedEx employees. ~delivery recipients have almost no recourse in situations like this. I don’t know. FedEx driver managed to knock down a stone wall in my driveway. Insurance adjusters did the hokey pokey for a while, but photos and an estimate for repairs ...
by linenfort
Thu Jun 27, 2019 11:43 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

I think this is a good candidate for "letter to the CEO." Collect enough documentation to show them that you aren't making it up. Quickly, get the <snip> It will shoot an hour or so of your time, and you may feel lousy (and angry at me) if it doesn't work, but I think there's a much-better-than-50%...
by linenfort
Thu Jun 27, 2019 11:38 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

The door is actually broken. One part of it has shifted so that a column of paint-free wood is visible. This is a wood door with panels? If so, it doesn't sound like it is broken. Wooden door panels are free floating to allow for expansion and contraction of the wood. If there is now an edge of unp...
by linenfort
Thu Jun 27, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Ok, I found a sort of resolution. Bob600 didn't read very carefully after the scratch part, but although the door is damaged, it still functions. So, it looks like seeking a claim is only going to result in compounded frustration. (The power of compounding). What is needed is some kind of psychologi...
by linenfort
Thu Jun 27, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Thank you rantk81.
by linenfort
Thu Jun 27, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Are you sure the damage was due to the packages? They would have quite heavy to do the damage you're describing. Especially as corrugated cardboard is forgiving to impacts by design. If you're sure, then I would certainly take photos and file a complaint making it clear you where there and heard th...
by linenfort
Thu Jun 27, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

barnaclebob wrote:
Thu Jun 27, 2019 10:10 am
You described him as smiling and wearing headphones...
Yes, and not attempting to remove them to talk to me. And looking rather confused when the smile went away and he nodded.
by linenfort
Thu Jun 27, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

barnaclebob wrote:
Thu Jun 27, 2019 10:10 am
You can shift the piece of wood back. Knock it the other direction with another piece of wood. Things happen in life.
I'm definitely going to dtry. There are other scratches, but it's worth a try to shift it, yup.
by linenfort
Thu Jun 27, 2019 10:10 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

Guys, I've just had my door damaged for no reason. Person only had to knock. Think you could save the snide comments? He was on drugs.
by linenfort
Thu Jun 27, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

renue74 wrote:
Thu Jun 27, 2019 10:07 am
I swore it was an open/shut claim.
I'm expecting resistance, but I appreciate your answer.
by linenfort
Thu Jun 27, 2019 10:07 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Re: Package delivery man damaged door

daheld wrote:
Thu Jun 27, 2019 10:06 am
linenfort wrote:
Thu Jun 27, 2019 10:01 am
Probably on drugs.
Hooo buddy. This is something else.
Meaning you don't believe my interpretation of his appearance, behavior, lack of response, or....?
by linenfort
Thu Jun 27, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 4190

Package delivery man damaged door

Can I file a claim? I heard something against my front wall and looked through the peephole just in time for some packages to slam against our door. I opened it and turned off the alarm. Turned around and saw a scratch on the door. He was just smiling. Never took off his over-the-ear headphones or s...
by linenfort
Mon Jun 24, 2019 7:48 am
Forum: Investing - Theory, News & General
Topic: Why is Vanguard Treasury Money Market yield so high?
Replies: 112
Views: 31100

Re: Why is Vanguard Treasury Money Market yield so high?

Thank you!

My VPALX (long term state munis) is yielding the same as treasury money market. It’s just crazy.
by linenfort
Sat Jun 22, 2019 6:34 pm
Forum: Investing - Theory, News & General
Topic: Why is Vanguard Treasury Money Market yield so high?
Replies: 112
Views: 31100

Re: Why is Vanguard Treasury Money Market yield so high?

The Tbill yields accelerated their decline in May, and even more so in June. We should expect to see this as a more rapid decline in VUSXX yields in coming weeks, unless, as mentioned earlier, we see a rebound in the Tbill yields soon. This is where most of my cash is, VUSXX. I’m reluctant to make ...
by linenfort
Fri May 17, 2019 8:21 am
Forum: Personal Consumer Issues
Topic: Capital One Eno
Replies: 43
Views: 4873

Re: Capital One Eno

Rob5TCP wrote:
Tue May 14, 2019 3:13 pm
It only views my surfing habits during the purchase
That’s good to know.
by linenfort
Tue May 14, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: Capital One Eno
Replies: 43
Views: 4873

Re: Capital One Eno

Yes I suppose. Not to sound cynical, but it is also a good way for the bank to collect data on your surfing habits even when you're not using the card. Still, I've been in the habit of using it for years and I will continue to do so. When I tried to make a library donation recently with the same vir...
by linenfort
Tue May 14, 2019 2:58 pm
Forum: Personal Consumer Issues
Topic: Capital One Eno
Replies: 43
Views: 4873

Re: Capital One Eno

Old thread, but hey it's only one post. I love Capital One Eno. It took me a while to get the hang of it, though. What is it? If you have a Capital One credit card, this browser extension called Eno will help you create virtual credit card numbers on the fly. Ultimately, your real card will be charg...
by linenfort
Fri May 10, 2019 11:41 am
Forum: Investing - Theory, News & General
Topic: Charlie Munger_WSJ interview
Replies: 17
Views: 3988

Re: Charlie Munger_WSJ interview

EvelynTroy wrote:
Tue May 07, 2019 5:35 am
The full transcript of a six hour interview with Mr. Munger, by Jason Zweig and Nicole Friedman of the the WSJ
...
Great, thank you for posting it!
by linenfort
Mon May 06, 2019 2:19 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Lowers 21 ETF Expense Ratios
Replies: 76
Views: 8609

Re: Vanguard Lowers 21 ETF Expense Ratios

For Vanguard ETFs vs mutual funds, I think the main reason to choose one over the other is not expense ratio, not tax-efficiency, not Vanguard, but instead it has to do with investor personality: Can you buy ETF shares without feeling regret that you possibly could have gotten a better price a few ...
by linenfort
Thu Apr 18, 2019 10:43 am
Forum: Investing - Theory, News & General
Topic: What is your one favorite fixed income for retirement?
Replies: 46
Views: 7009

Re: What is your one favorite fixed income for retirement?

I'm a little different than most folks on this site, I use individual corporate bonds (A rated and above), Treasuries, and CDs, all in a ladder that goes through the next 7 to 8 years. You'll see mention here and in the field to it as a "Liability Matching Portfolio", and I used corporate bonds mos...
by linenfort
Fri Apr 12, 2019 4:30 pm
Forum: Investing - Theory, News & General
Topic: For those who were wondering what really happened...
Replies: 19
Views: 8651

Re: For those who were wondering what really happened...

Sorry you had to go through that, but congrats on winning.
by linenfort
Fri Apr 05, 2019 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: End of debit cards for me
Replies: 135
Views: 17983

Re: End of debit cards for me

========================== OLD THREAD I READ PAGE ONE ONLY (LOTS OF ANECDOTAL FILLER) =========================== :idea: If you have a debit card that you want to keep for ATM visits only but cannot get an ATM-only card issued, there is another option. You can have the bank set your purchase limit t...
by linenfort
Wed Mar 06, 2019 2:41 pm
Forum: Personal Consumer Issues
Topic: Good VPN?
Replies: 35
Views: 4964

Re: Good VPN?

I have one anti-recommendation: beware Avast . I loved them in the early 2000s for free antivirus software and never had a problem. However, I know someone who tried what she thought was a free trial of their VPN. She was charged over $85 dollars and cannot get her money back, as she used a debit ca...
by linenfort
Tue Mar 05, 2019 11:30 am
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 63613

Re: Vanguard is Discontinuing their VanguardAdvantage Accounts

dbr wrote:
Mon Mar 04, 2019 8:48 am
It sure seems simple enough to do banking at a bank and investing at a broker and just leave it alone.
+1. Easy enough to transfer money back and forth these days, like between Vanguard settlement account and Ally checking.
by linenfort
Fri Mar 01, 2019 10:45 am
Forum: Investing - Theory, News & General
Topic: Why does dividend investing not work?
Replies: 174
Views: 23025

Re: Why does dividend investing not work?

I still feel like many people are drawn to this strategy {dividend growth investing} as an alternative to passive investing because the idea of owning a future income stream is emotionally appealing. Yields may start low, but from the DGI posts that I've read, posters talk a lot about how much they...
by linenfort
Thu Feb 28, 2019 1:04 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 264
Views: 16543

Re: Vanguard Customer Service is Horrible

I've done a change from joint ownership to individual (my) ownership at Vanguard. It wasn't too bad. We did have to go to a bank for a stamp, but as as been said here, it shouldn't be made too easy. Also, it wasn't from a divorce. My dad had bought index funds for me when I was a kid -- thanks, Dad!...
by linenfort
Mon Feb 25, 2019 3:37 pm
Forum: Investing - Theory, News & General
Topic: Buffet's Cash Position
Replies: 71
Views: 5922

Re: Buffet's Cash Position

bgf wrote:
Mon Feb 25, 2019 3:13 pm
i think you should just buy some shares, sit back, and enjoy watching your wealth grow.
done! :happy
by linenfort
Mon Feb 25, 2019 1:38 pm
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

Good to know, thank you, Tropik. This thread has helped me to learn as much about Vanguard funds as about that silly stock!
by linenfort
Mon Feb 25, 2019 12:50 pm
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

BTW, what don you mean that VONE is expense? Why is it expensive? I'm not saying it's overpriced for what it does, just that it's not cheap. I'm spoiled by VTSAX and the small- and mid-cap blend funds, I suppose. @ThriftyPhD, @IvyHedge. Interesting that Total World does have it. When I didn't find ...
by linenfort
Mon Feb 25, 2019 11:14 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

FYI, I just searched VONE and it does have it - at .04%. Yeah, Hedgefundie got that wrong. I guess I didn't make that clear in post 1. The stock is in the Russell-1000 so I searched for that in Vanguard and found VONE, a little known Vanguard fund that holds the Russell-1000. It's not cheap. VV, th...
by linenfort
Sat Feb 23, 2019 10:34 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

If you go to the Morningstar website and enter TEAM you can pull up its data, including a list of the 15 or so largest institutional owners of the stock. The Vanguard Group is conspicuous in its absence from the list. Ah yes, Ownership tab. Held by both "Contrafunds" and simple large-cap growth fun...
by linenfort
Sat Feb 23, 2019 10:32 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

You guys are chasing down the wrong rabbit hole. This is a Vanguard issue, pure and simple. TEAM shows up just fine in the iShares Russell 1000 ETFs: IWB and IWP. This is why I settled on the the particular topic title above, despite the fact that VONE has it. And btw, Atlassian’s Jira software is ...
by linenfort
Sat Feb 23, 2019 10:28 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

I guess I should add the disclaimer that I'm not plugging the stock or anything, even if this is already a smart crowd of indexers who are immune to that. Nor the newsletter. It is ok overall as long as one doesn't try to pick their own subset from the list, but still quite painful for me to see the...
by linenfort
Sat Feb 23, 2019 10:02 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

The GS exchange is for smaller, younger companies. Critically, its listings requirements are lower than NASDAQ. Lower volume, less disclosures, audits are not as detailed Aha! That is exactly what I was looking for. Thank you, Alex. Nasdaq GS. I'd never even heard of it. Wiki says Global Select Mar...
by linenfort
Sat Feb 23, 2019 10:00 am
Forum: Investing - Theory, News & General
Topic: Whats up w/ Vanguards website?
Replies: 18
Views: 2994

Re: Whats up w/ Vanguards website?

Search for any Vanguard etf that is not VEU. Works.
Now search for VEU, or even click on the link from the VFWAX page. Does not work.
by linenfort
Sat Feb 23, 2019 9:50 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Re: Why is this stock not in Vanguard funds?

And Yahoo Finance says that Atlassian is headquartered in London. That led me on a wild goose chase for a while, as the company was founded and is headquartered in Australia, in Sydney. The headquarters are in London. It moved from Sydney to London in preparation for its IPO on the NASDAQ. Thank yo...
by linenfort
Sat Feb 23, 2019 9:42 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2645

Why is this stock not in Vanguard funds?

Care for a Saturday morning mystery? I strove to write a clear topic title, but this question is not really just about one stock. It started when I was reading a stock newsletter. I don't use it for myself, but I trade at the request of an elderly relative. One of the new buys is Atlassian, with the...
by linenfort
Wed Feb 20, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Do others dislike Vanguard's new website as much as me?
Replies: 205
Views: 13437

Re: Do others dislike Vanguard's new website as much as me?

I dislike the changes, too. This is a symptom of mobile first design, where some of the things you can do with input devices (mouse / keyboard) for interaction don't exist on a small touchscreen. So instead.... extra clicks. +1 I’m grateful that at least there are ways (extra clicks) to see the old ...
by linenfort
Sat Feb 16, 2019 7:46 am
Forum: Personal Finance (Not Investing)
Topic: More Bad News for USAA Bank
Replies: 61
Views: 11171

Re: More Bad News for USAA Bank

My parents had a lot of problems with them in 2018. Very disappointing.
I think their insurance arm is still ok.