Search found 1993 matches

by linenfort
Fri Jun 22, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 81
Views: 5518

Re: Did you celebrate when you finally hit $1m?

I emailed my parents, like I do with other milestones.
by linenfort
Sat Jun 16, 2018 10:21 am
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 659
Views: 151757

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

linenfort wrote:
Thu Jun 14, 2018 8:55 pm
Ok, I’ll pm you tomorrow. Please get a free Telegram account. You can always get rid of it afterwards.
No? Well, I'll check in once a day.
by linenfort
Sat Jun 16, 2018 10:19 am
Forum: Investing - Theory, News & General
Topic: Which boglehead rule do you break--and are ok with
Replies: 152
Views: 11157

Re: Which boglehead rule do you break--and are ok with

I own gold and long bonds.
I have a smattering of moon shot stocks, or as some Bogleheads would call them, "suboptimal investments."
by linenfort
Thu Jun 14, 2018 8:55 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 659
Views: 151757

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

Ok, I’ll pm you tomorrow. Please get a free Telegram account. You can always get rid of it afterwards.
by linenfort
Thu Jun 14, 2018 6:41 pm
Forum: Investing - Theory, News & General
Topic: Harry Browne Permanent Portfolio Discussion (Cont'd)
Replies: 659
Views: 151757

Re: Harry Browne Permanent Portfolio Discussion (Cont'd)

GRP wrote:
Sat Jun 09, 2018 5:08 pm
Er, does anyone have a source for his investment radio show segments, then? :D
I’m pretty sure I have them on a hard drive.
I could send them to you via the Telegram app this week.
Or, if you prefer, I could burn a CD and mail it, but probably not until July or August.
by linenfort
Mon May 28, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: Considering iPad to replace failing Nexus tablet
Replies: 44
Views: 2548

Re: Considering iPad to replace failing Nexus tablet

Get a free Telegram account if you want a hassle-free way to transfer non-sensitive images between your new iPad and Android or Windows devices.
by linenfort
Fri Apr 27, 2018 2:49 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2569

Re: Vanguard: new display this morning?

geekpryde wrote:
Thu Apr 26, 2018 8:48 am
I'm fine with the changes, except my company 401(k) no longer appears in my account list of balances. :?
Try the customization link and see if you can't put it back in there by checking a checkbox.
by linenfort
Wed Apr 25, 2018 3:01 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2569

Re: Vanguard: new display this morning?

jhfenton wrote:
Wed Apr 25, 2018 1:35 pm
Ah. You're a guinea pig for a new layout. Mine hasn't changed yet.
jhfenton wrote:
Wed Apr 25, 2018 11:54 am
My only complaint is an old one: the Balance Overview tab is simply never accurate. I have to click through to the Balances & Holdings page to see the accurate numbers.
Well, that's one feature we both share. :wink:
by linenfort
Wed Apr 25, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2569

Re: Vanguard: new display this morning?

It looks the same, at least for now. That "recent activity" has always been another "tab", and still is. I don't have that tab as of this morning. :? If I mouseover My Accounts , I still have that white pop-up with choices like Accounts Overview. However, Accounts Overview now has the following tab...
by linenfort
Wed Apr 25, 2018 10:26 am
Forum: Investing - Theory, News & General
Topic: Vanguard: new display this morning?
Replies: 11
Views: 2569

Vanguard: new display this morning?

Looks like some things are different, beginning with Account Overview. There used to be a Recent Activity tab that showed all activity - trades, dividends, etc, over the past few todays, for all accounts, mixed together. Now, it divides everything by account with the default set at month view. As so...
by linenfort
Sun Apr 22, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Apple Pay Cash?
Replies: 5
Views: 657

Re: Apple Pay Cash?

Many thanks!
by linenfort
Sun Apr 22, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Apple Pay Cash?
Replies: 5
Views: 657

Apple Pay Cash?

Has anyone started using this? Did it work? Note that I'm not asking about Apple Pay, for example using your phone to buy a latte at a coffee shop. I'm talking about person-to-person payments, like when you go out with your friends for pizza and divvy up the bill, but only one person uses a credit c...
by linenfort
Sun Apr 22, 2018 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: What is a good flat rate cash back credit card?
Replies: 80
Views: 8494

Re: What is a good flat rate cash back credit card?

I'm still using the Fidelity Visa (2%) after many years and I love it. (Apologies to madbrain). I'm also using the Capital One Quicksilver (1.5%) after a few years and I love it, too. One CON from Quicksilver: an online purchase of something like plane tickets often doesn't go through, and I have to...
by linenfort
Wed Apr 18, 2018 12:06 pm
Forum: Investing - Theory, News & General
Topic: Why is the SEC yield the one that Vanguard displays?
Replies: 39
Views: 4117

Re: Why is the SEC yield the one that Vanguard displays?

Makes sense, Kevin.
Thanks for the clear explanation.
by linenfort
Tue Apr 17, 2018 11:11 am
Forum: Investing - Theory, News & General
Topic: Why is the SEC yield the one that Vanguard displays?
Replies: 39
Views: 4117

Re: Why is the SEC yield the one that Vanguard displays?

So, if you are choosing a fund, the distribution yield is the yield you "would have gotten" and the SEC yield is the yield you "probably will get." Looks like holders of VSBSX, defined above, will get half the yield of the SEC figure, if things remain the same. Still, if that's the requirement, as ...
by linenfort
Tue Apr 17, 2018 9:18 am
Forum: Investing - Theory, News & General
Topic: Why is the SEC yield the one that Vanguard displays?
Replies: 39
Views: 4117

Why is the SEC yield the one that Vanguard displays?

Example: Looking at Vanguard's own short-term treasury fund (VSBSX, #1942). Yield is 2.25%. You can see the definition when you click the 'A': A — BASED ON HOLDINGS' YIELD TO MATURITY FOR PRIOR 30 DAYS;DISTRIBUTION MAY DIFFER Ok, fair enough. There's your caveat. But if my most recent statement read...
by linenfort
Tue Apr 17, 2018 8:31 am
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 7
Views: 1646

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

egghead wrote:
Mon Apr 16, 2018 9:20 am
Andrew Tobias's book "The Only Investment Guide You'll Ever Need" is one of today's Kindle daily deals at $1.99.
Thank you!
by linenfort
Fri Apr 13, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: Best Leather Checkbook
Replies: 15
Views: 904

Re: Best Leather Checkbook

Looking for a decent checkbook. I don't want a bunch of features (calculator, multiple use wallet, pattern exterior, etc.) just a simple leather checkbook. This will be for personal checks (not page size) Ah, I wish you had asked when I was searching Amazon for the same. I ended up going with a pla...
by linenfort
Sun Apr 08, 2018 10:07 am
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 148
Views: 15242

Re: Is anyone putting money aside into Gold?

I can buy all the SGOL and GLD I want, but if I want to buy physical, local dealers don't have any to sell. I called my local dealer that is listed on US Mint website several times and gave up. I don't trust online sources because of the tungsten stories. Why is a local dealer safer than a reputabl...
by linenfort
Sat Apr 07, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 694
Views: 75162

Re: Netflix, Your Current Favorite Show

Babylon Berlin series about Germany in the 1930s. At times a little hard to follow, but very entertaining. Musical score (especially some big band jazz numbers) is great too and can be found on Spotify. +1 Excellent, excellent show. It certainly gets convoluted, but questions get answered near the ...
by linenfort
Tue Apr 03, 2018 8:36 am
Forum: Forum Issues and Administration
Topic: Abbreviations
Replies: 10
Views: 1409

Re: Abbreviations

The ones that annoy me and seem particularly lazy are abbreviations that stand for more than one term. For example, FI is used for both Fixed Income and Financial Independence. You can usually get it from the context, but not always, and certainly not always without wasting some time on it. Maybe if...
by linenfort
Fri Mar 30, 2018 7:35 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3575
Views: 1019638

Re: What Movie Have You Recently Watched?

The Zen Diaries of Garry Shandling,

Parts 1 & 2.
by linenfort
Sun Mar 25, 2018 8:49 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 24160

Re: Anyone Deleting Facebook?

I reactivate every few years to check in on people and then vanish again.

I’m definitely going to download my data, as I’m curious to see what’s been collected.

Erik Hagerman doesn’t need to worry about this stuff.
by linenfort
Thu Mar 15, 2018 2:24 pm
Forum: Investing - Theory, News & General
Topic: What if you only live off dividends?
Replies: 316
Views: 35326

Re: What if you only live off dividends?

I love it! He's very Bogleheadish. Warren Buffett is a good study in this regard. When asked why he won't move to a bigger, fancier house, he says "because it won't make him happier" Then again, he does have an $11MM Laguna beach house, but perhaps he doesn't spend enough time there for it to count....
by linenfort
Wed Mar 14, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: What if you only live off dividends?
Replies: 316
Views: 35326

Re: What if you only live off dividends?

Leesbro63 wrote:
Wed Mar 14, 2018 10:36 am
Warren Buffett is a good study in this regard. When asked why he won't move to a bigger, fancier house, he says "because it won't make him happier"
Then again, he does have an $11MM Laguna beach house, but perhaps he doesn't spend enough time there for it to count. :happy
by linenfort
Sun Feb 25, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 694
Views: 75162

Re: Netflix, Your Current Favorite Show

Not my favorite, but Dirty Money, episode 3 is very interesting.
Valeant Pharmaceuticals, short sellers including Fahmi Quadir...
Good stuff.
by linenfort
Fri Feb 23, 2018 4:27 pm
Forum: Investing - Theory, News & General
Topic: Can someone help me explain to my wife...?
Replies: 81
Views: 10295

Re: Can someone help me explain to my wife...?

Hope you didn't sell yesterday!
by linenfort
Wed Feb 21, 2018 4:01 pm
Forum: Investing - Theory, News & General
Topic: Can someone help me explain to my wife...?
Replies: 81
Views: 10295

Re: Can someone help me explain to my wife...?

This is a very real and serious issue, even if the topic title makes me smile. Unfortunately, the solution has more to do with human relations than theory, and is thus beyond the scope of this forum. I think bling's post says a lot. The one that shows if you'd hung in there, you'd be x% better off t...
by linenfort
Wed Feb 21, 2018 3:50 pm
Forum: Investing - Theory, News & General
Topic: Anyone subscribe to Socrates ?
Replies: 18
Views: 2303

Re: Anyone subscribe to Socrates ?

Bogleheads generally keep it simple. Sounds like there needs to be a Socratesheads forum to get the kind of analysis you want. And all questions on that forum should be answered with another question. Someone who knows Socrates or Amstrong had better chime in soon, otherwise: Has this thread run it...
by linenfort
Wed Feb 21, 2018 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Current Vanguard password practices?
Replies: 39
Views: 3008

Re: Current Vanguard password practices?

Why don't folks check with the "Source" before asking questions here? Also - people always seem to veer off topic - before you know it we will be talking about all kinds of cybersecurity threats and thwarts. God forbid! /s Well, I think the devil is in the details. I didn't like it when there was a...
by linenfort
Wed Feb 21, 2018 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: Current Vanguard password practices?
Replies: 39
Views: 3008

Re: Current Vanguard password practices?

... shouldn’t we also change our passwords regularly? If the password is strong enough and you have no reason to think someone suddenly has your password for some other reason, the answer is no. ... While not really an issue with a password manager, you generally are far more likely to pick a weake...
by linenfort
Wed Feb 21, 2018 8:52 am
Forum: Investing - Help with Personal Investments
Topic: Current Vanguard password practices?
Replies: 39
Views: 3008

Re: Current Vanguard password practices?

ribonucleic wrote:
Tue Feb 20, 2018 4:29 pm
Typically, a brute force attack would not be directed against the web site itself. Instead, it would be directed against a stolen copy of a database containing account IDs and passwords.

In that case, shouldn’t we also change our passwords regularly?
by linenfort
Wed Feb 14, 2018 10:46 am
Forum: Investing - Theory, News & General
Topic: In plain English, please explain what was VIX, what happened to it and why?
Replies: 68
Views: 6426

Re: In plain English, please explain what was VIX, what happened to it and why?

Treasury bills are like buying a farm and leaving the land idle. Nothing produced from it, might rise in value with inflation when the interest rate is considered, but often having such 'gains' taxed. No redeeming qualities whatsoever. Gold is similar, but pays no interest/dividends. Treasury bills...
by linenfort
Fri Feb 09, 2018 7:47 pm
Forum: Investing - Theory, News & General
Topic: "The stock market is officially in a correction... here's what usually happens next"
Replies: 83
Views: 14274

Re: "The stock market is officially in a correction... here's what usually happens next"

The Wizard wrote:
Fri Feb 09, 2018 8:14 am
MrPotatoHead wrote:
Fri Feb 09, 2018 1:40 am

LOL, apparently there is a MrPotatoHead and a mrpotatoheadsays, two different user ids.
I don't wanna get between the two of you if you have a disagreement!
Yukon say that again.
by linenfort
Tue Feb 06, 2018 8:30 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2983

Re: Being a Disciplined Investor - How do you avoid temptations?

We all know the importance of being a discipline(d) investor but what are the tricks you use to stay discipline(d). I attach guilt to it. When my wife, who doesn’t understand investing and doesn’t care to, hears that the market went down sharply, she sometimes asks if I’m “ok” and if I have a plan....
by linenfort
Tue Feb 06, 2018 11:40 am
Forum: Investing - Theory, News & General
Topic: Keep your eye on the owner, not the dog
Replies: 31
Views: 5092

Re: Keep your eye on the owner, not the dog

I like it. Great analogy!
by linenfort
Mon Feb 05, 2018 7:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 16401

Re: Vanguard site is crashed now?

greg24 wrote:
Mon Feb 05, 2018 4:26 pm
I demand the site is up so that I can execute my panic trading.
:D
by linenfort
Wed Jan 31, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 84
Views: 11435

Re: New mattress

... Many people here advised to look at review websites – it is right suggestion however there is something you need to know. Casper company purchased both sleepopolis and mattress clarity some time ago and since then reviews there changed especially for casper (which became top mattress according ...
by linenfort
Tue Jan 30, 2018 1:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6639
Views: 1435125

Re: U.S. stocks in freefall

Bulls can make money. Bears can make money. Pigs get slaughtered. I've seen this quote multiple times, but I'm not sure how this applies to investing. Exactly how does one "piggishly" invest? I think the implication is that one should sell before it's too late, i.e. timing the market, instead of ho...
by linenfort
Fri Jan 26, 2018 3:31 pm
Forum: Investing - Theory, News & General
Topic: Did a good deed today [talked friend out of VULI]
Replies: 9
Views: 1271

Re: Did a good deed today [talked friend out of VULI]

Could you do one more good deed and edit in what VULI stands for in the initial post?
I know FA is financial advisor.
by linenfort
Wed Jan 24, 2018 5:06 pm
Forum: Investing - Theory, News & General
Topic: In what ways could BogleHeads be badly wrong ?
Replies: 244
Views: 24086

Re: In what ways could BogleHeads be badly wrong ?

- prolonged stagflation crushing both stocks and bonds - absence of asset class diversification outside stocks and bonds - buy and hold may not give adequate recovery in unusually long down turn I think about the above sometimes. Clearly, a classic 60/40 stock/bond portfolio should see more severe ...
by linenfort
Wed Jan 24, 2018 10:32 am
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 111
Views: 8456

Re: Post Your Morningstar Box Style

nisiprius wrote:
Sun Jan 21, 2018 6:04 am
But I suspect this thread isn't very useful,
I agree. It's another where people are more likely to post than read.

Stocks
Image
by linenfort
Tue Jan 23, 2018 9:55 pm
Forum: Investing - Theory, News & General
Topic: Vanguard chief says "You will never see a bitcoin fund from us"
Replies: 33
Views: 3029

Re: Vanguard chief says "You will never see a bitcoin fund from us"

Yes, we have good taste. That’s our collective forte.
by linenfort
Sun Jan 21, 2018 4:40 pm
Forum: Investing - Theory, News & General
Topic: VCLT: slight performance difference in fund vs ETF?
Replies: 9
Views: 712

Re: VCLT: slight performance difference in fund vs ETF?

(3)...ETF dividends are reinvested with a market-on-open order a few days later. In my experience, you don't get good pricing on those. Hmm, I didn't know that. (5) They may eventually drop the purchase fee (at which point some of the premium probably disappears). What happens to those who paid the...
by linenfort
Sun Jan 21, 2018 1:28 pm
Forum: Investing - Theory, News & General
Topic: VCLT: slight performance difference in fund vs ETF?
Replies: 9
Views: 712

Re: VCLT: slight performance difference in fund vs ETF?

Excellent. Factoring in everything else, I still have a reason to stick with mutual funds. Good news.