Search found 220 matches

by x36900
Mon Aug 03, 2009 5:26 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

2nd Qtr. 2009 Holdings

Stock Ticker - # Funds Holding it (out of 10) - # Funds Holding in Top 10 - Do I own it?: MMM - 6 - 0 - Yes; ABT - 3 - 0 - Yes; MO - 7 - 0 - No; T - 9 - 6 - No; ADP - 4 - 1 - Yes; CVX - 10 - 7 - Yes; KO - 9 - 2 - Yes; CL - 2 - 0 - Yes; LLY - 9 - 0 - Yes; EMR - 7 - 0 - No; XOM - 8 - 7 Yes; GD - 6 - 0...
by x36900
Sat Jul 04, 2009 12:33 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Performance as of 6/30/2009

I strongly suspect that the Vanguard mutual funds I like to check myself against are going to have a very nice year against me; they are all kicking my rear-end for the first half of the year. The tale of the tape (as of 6/30/09, Vanguard fund data gathered from Vanguard.com): Windsor Fund (VWNDX) +...
by x36900
Tue May 05, 2009 3:47 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

1st Quarter 2009 Portfolio Holdings

Ticker - # Funds (out of 10) - # Funds that hold it in top 10 - Do I own? MMM 3 - 0 - Yes; ABT 3 - 1 - Yes; MO 8 - 0 - Yes; T 9 - 8 - Yes; ADP 4 - 1 - Yes; CVX 10 -8 - Yes; KO 9 - 2 - Yes; CL 1 - 0 - Yes; LLY 9 - 0 - Yes; EMR 4 - 0 - Yes; XOM 8 - 7 - Yes; GD 6 - 0 - No; GE 8 - 4 - Yes; JNJ 10 -8 - Y...
by x36900
Wed Apr 01, 2009 1:37 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Tough start to 2009

First quarter performance for myself and the various Vanguard funds (fund performance from Vanguard.com website): VDIGX -8.30% (Div. Growth Fund); VWNDX -9.20% (Windsor Fund); VDAIX -11.58% (Div. Appreciation Index); Me -12.84%; VWNFX -12.93% (Windsor II Fund); VEIPX -15.76% (Equity Income Fund); VU...
by x36900
Sun Feb 08, 2009 3:04 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

From the funds' view...

I'll list the fund ticker, after that how many of my list of 26 stocks are held by that fund, and what percentage of the fund portfolio they comprise, lastly how many of my list of stocks are in that funds' top-10. VDAIX: 19 stocks, 52.3% of fund, and 8 of the top 10 positions; VDIGX: 16 stocks, 32....
by x36900
Sun Feb 08, 2009 2:38 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Data on my list of stocks

Greetings to all -- here is the list of 26 stocks that I follow, and how they stand in the 10 mutual funds that I've been keeping track of in these posts. After each ticker, I'll list how many of the 10 funds I compare myself to hold it, then how many of the funds have it in their "top-10" positions...
by x36900
Thu Jan 01, 2009 6:45 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

2008 comes to a close...

2008 performance of Vanguard funds I like to compare myself to: VDAIX: -26.56% VDIGX: -25.57% VEIPX: -30.95% VHDYX: -32.51% VMVLX: -35.74% (note: inception 3/5/08 for VMVLX) VSLVX: -37.54% VUVLX: -34.79% VIVAX: -35.97% VWNDX: -41.10% VWNFX: -36.70% [all fund data gathered from Vanguard.com] My perfo...
by x36900
Wed Oct 01, 2008 11:29 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Raw Returns as of 9/30/08

Greetings to all, We just completed the third quarter, and I'm going to briefly report the raw returns YTD for myself and the 11 Vanguard mutual funds that I think are pretty good comparisons. Last quarter I tried to report the annualized figures, but I think I caused a lot of confusion so this time...
by x36900
Tue Jul 01, 2008 8:12 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Jim & Ydnal:

No, the numbers are good, they are annualized rates of return, and all distributions are accounted for. Regarding Windsor II, it is down 14.16% since last August 13th, which is what Google says. The problem that Google has is that figure is a RAW return. The internal rate of return for Windsor II si...
by x36900
Tue Jul 01, 2008 1:11 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

2nd Quarter '08 update...

Greetings to all. Hope everyone is doing well. I've made several changes to my individual stocks, which I hinted at in the last post or reply as the case may be. Anyway, I'd decided that I don't want an ever-expanding list of stocks, that I'd prefer to hold onto so-called "value" stocks. Ok, so how ...
by x36900
Tue Jun 24, 2008 9:57 pm
Forum: Investing - Theory, News & General
Topic: Frustrated!
Replies: 69
Views: 11869

Buddtholomew: how did/how would your current AA have done

back in 2000, 2001, and 2002? If you could have handled those three years, and maintained through to today, I'd opine that you have your AA right. On the other hand, if you'd have been wondering about suicide -- not literally, that's humorous I hope -- maybe you should revisit your AA and do some tw...
by x36900
Wed May 28, 2008 12:55 pm
Forum: Investing - Theory, News & General
Topic: How much do you plan to leave to your children?
Replies: 48
Views: 10248

This one was easy!

I don't have any children, nor any heirs -- so, zip!

Of course, that doesn't guarantee that I'm any more happy than you all... :(

Best of luck to all,
Brian
by x36900
Thu May 15, 2008 9:49 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Vanguard posted the quarter-end stock portfolios...

...for all of their stock funds. I've most commonly looked at the Equity-Income Fund (VEIPX), the High Dividend Yield Fund (VHDYX), and the Dividend Appreciation Index (VDAIX). For the March 31, 2008, portfolios: Of my 24 stocks, 18 are held in VEIPX, with a total weighting of about 19.26% of that f...
by x36900
Sat May 10, 2008 12:36 pm
Forum: Personal Investments
Topic: Vanguard MM Acount Minimum
Replies: 13
Views: 3401

I use Prime MM inside my IRA, and it is the "sweep"

for my VBS holdings. I have often had a balance of $10 to $20 that lasted for months on end...so far, I've never received an e-mail, letter, or phone call asking me to deposit more funds into it.

Regards,
Brian
by x36900
Sat May 10, 2008 12:29 pm
Forum: Investing - Theory, News & General
Topic: Which fund do you own VGTSX or VFWIX?
Replies: 14
Views: 5296

Coming soon to an IRA or 401(k) near you...

the new global stock index. I'm waiting to put my money into it.

Used to own VEU and VWO, still have a small piece of VWO.

Best of luck,
Brian
by x36900
Mon Apr 28, 2008 3:29 pm
Forum: Personal Investments
Topic: warren b. and mars just bought wrigley...
Replies: 5
Views: 1949

it'll be automatic...

WWY is one of the individual stocks that I hold as well, greenie. The only questions now are when the deal will be approved, and then when the deal will actually take place. On the off chance that the market gets even more excited than it was today, I've put in a limit order on my shares to recoup $...
by x36900
Wed Apr 09, 2008 12:00 am
Forum: Investing - Theory, News & General
Topic: How to slice n dice International by region?
Replies: 16
Views: 5591

allenmickers -- have you tried Vanguard's comparison

tool for ETF versus a fund? For example, the FTSE all-world ex. US fund (VFWIX) has an e.r. of 0.40%, with an additional purchase fee of 0.25%. The same fund has an ETF share class (VEU), its e.r. is 0.25%, sounds like your commission cost would be $25 through VBS. But, you could use that as a sort ...
by x36900
Tue Apr 08, 2008 1:10 am
Forum: Investing - Theory, News & General
Topic: How to slice n dice International by region?
Replies: 16
Views: 5591

hey allen, why not just wait for the global index fund?

It'll be cheaper than 0.6% e.r., although it may be a little too heavy on the U.S. portion for your tastes. Something like 40% to 45% U.S. according to the announcement Vanguard made.

Regards,
Brian
by x36900
Tue Apr 08, 2008 12:48 am
Forum: Personal Finance (Not Investing)
Topic: NCAA Tournment Predictions
Replies: 81
Views: 14899

Wow -- you probably loved the Jayhawk on Roy's shirt

tonight. :) Final reults for me on ESPN.com: "Fans of Wisconsin" bracket: tied for 743rd place out of 18,526 entries; "Mike and Mike" brackt: tied for 1,193rd place out of 26,174 entries. Not good enough in a nationwide bracket; if I'd been in an office-pool, maybe I'd have had a chance for some mon...
by x36900
Sun Apr 06, 2008 6:55 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

So, what if I wanted to buy some stocks, Brian?

Question: Are you recommending all of these stocks? Answer: NO. First off, my goals and your goals could be very different; secondly, my time-frame and your time-frame could again be very different. Probably the latter point is most important -- I am intending to hold these positions for the rest of...
by x36900
Sun Apr 06, 2008 5:31 am
Forum: Personal Finance (Not Investing)
Topic: NCAA Tournment Predictions
Replies: 81
Views: 14899

OK -- who had a Memphis vs. Kansas final?

My, ummm, "dominance" of the two brackets I entered on ESPN.com continues. I didn't even have Memphis in either of my Final 4's. In the "Fans of Wisconsin" bracket I am now tied for 2,176th place out of 18,526 brackets. In the "Mike and Mike" bracket I am now tied for 2,691st place out of 26,174 bra...
by x36900
Fri Apr 04, 2008 9:40 pm
Forum: Investing - Theory, News & General
Topic: Any I-Bond or individual TIPS bond buyers out there?
Replies: 7
Views: 2368

Thank you, Mel!

That's a nice link, thanks for bringing it to my attention.

I was spending too much time at the Treasury's website trying to figure out what their auction data was saying :?

Oh, off topic, but thanks also for the Bogelheads' Guide...

Brian
by x36900
Fri Apr 04, 2008 8:14 pm
Forum: Investing - Theory, News & General
Topic: Any I-Bond or individual TIPS bond buyers out there?
Replies: 7
Views: 2368

Any I-Bond or individual TIPS bond buyers out there?

I am not, so I'm wondering if any of my fellow Bogleheads that is, is aware of the nominal and real yields on a 10-year TIPS? I believe that the Treasury will hold an auction this month, probably in 10 days or so...any chatter as to what the 10-year real and nominal yields are likely to be? Many tha...
by x36900
Thu Apr 03, 2008 11:23 pm
Forum: Personal Investments
Topic: sorry if repost - Global Stock Index Fund
Replies: 1
Views: 909

I was happy to see this news on Vanguard.com

There is a pretty lengthy thread on the "Theory, News, General" forum too. One thing that I don't particularly like is that this new index will have almost no small-cap exposure. Similarly, Vanguard currently has no international small-cap stock indexes either. I intend to write them an occasional e...
by x36900
Thu Apr 03, 2008 4:06 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Hi again, Leonard,

I think you've raised a fair point. Strictly speaking, am I really managing this? I may not be -- I think you could make a case that I've put together a rather small "closet index fund." On the other hand, because I do check the stock screen that I've designed about every month or so, I do occasiona...
by x36900
Wed Apr 02, 2008 2:13 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

For allenmickers: my individual stocks

allenmickers, you asked me which stocks make up my portfolio on another thread in the "Investing-- theory, general, etc." forum. Currently there are 24 stocks in my individual stock portfolio. I used Morningstar.com's "premium" stock screener to find stocks that are (or, for one stock, were) at leas...
by x36900
Wed Apr 02, 2008 1:49 pm
Forum: Investing - Theory, News & General
Topic: Recession Proofing Portfolio: "Defensive Plays"
Replies: 12
Views: 3489

response for allenmickers:

hi, allen, I do not want to hijack this thread. I write occasionally in a thread on the "portfolio help" forum, it is title "Just for the heck of it..." But I have listed out there many of the stocks that I picked, and the logical (if I can call it that) process that I used to select the stocks. For...
by x36900
Tue Apr 01, 2008 11:14 pm
Forum: Personal Investments
Topic: Poll: 100% stocks for 25 year olds?
Replies: 53
Views: 13385

I voted "yes -with reservations"

I was once a 28-year-old with a 100% equity portfolio, and maintained that to age 38. I rode some tremendous gains through some terrible losses, and wasn't concerned with the ups and downs. But, I realize now that that fact puts me into a very small camp. So, I know that there are other people who c...
by x36900
Tue Apr 01, 2008 2:59 pm
Forum: Investing - Theory, News & General
Topic: Recession Proofing Portfolio: "Defensive Plays"
Replies: 12
Views: 3489

I think it makes sense...

...In fact, I have a little less than 20% of my total portfolio in mostly recession-resistant individual stocks. I consider them to be the "value" portion of my equity-stake. Will they perform better or worse than equities in general? I'd be surprised with either, but then my time horizon is the res...
by x36900
Tue Apr 01, 2008 2:08 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Hi, Leonard,

Actually, NO, that is not the only goal, nor is it the primary goal. Also, good guess on the size, but the portfolio is closer to $20k. So, just what is the goal? I'd hesitate to call it a goal, because I figure over the rest of my life that my stock portfolio will do about as well as the three Vang...
by x36900
Tue Apr 01, 2008 10:54 am
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Greetings to all, Hope that your 1st quarter went well. Here is the YTD performance of my stocks versus Vanguard Equity Income Fund (VEIPX), Vanguard High Dividend Yield Index (VHDYX), and Vanguard Dividend Appreciation Index (VDAIX) -- that's a new comparison, but while researching the various Vang...
by x36900
Mon Mar 31, 2008 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: NCAA Tournment Predictions
Replies: 81
Views: 14899

I didn't have enough confidence in Memphis...

Prior to the tournament, I really considered putting all of the #1 seeds into the Final 4. But, knowing that it had never happened since the 64+ team field started in 1985 (or thereabouts), I cleverly decided to pick one to lose, and so I had picked Texas to beat Memphis for the Final 4. I'm pretty ...
by x36900
Sun Mar 23, 2008 8:20 pm
Forum: Investing - Theory, News & General
Topic: Calculate my Sharpe ratio?
Replies: 15
Views: 3613

Looks like you did great!

Congratulations! A common risk-reward statistic that many posters often talk about is the "Sharpe ratio." Basically, that examines your performance vs. Treasury bills (T-bills are assumed to be a "risk-free" investment). The math works out to be ((Your rate of return less T-Bills rate of return)/(yo...
by x36900
Sun Mar 16, 2008 2:46 pm
Forum: Investing - Theory, News & General
Topic: Dividend Paying Stocks in Retirement
Replies: 23
Views: 4737

You might want to take a trip to a local...

...bookstore, or to your local library, and check out Mergent's Dividend Achievers. Basically these are common stocks that have increased their dividends for a minimum of 10 years running. Many are 20, 30, and 40 years running. These aren't all financial companies, either. There are consumer staples...
by x36900
Sat Mar 15, 2008 5:09 am
Forum: Personal Finance (Not Investing)
Topic: NCAA Tournment Predictions
Replies: 81
Views: 14899

There's a few possible this year...

...that can make some noise that won't be #1 or #2 seeds. Honestly, picking most of them to win the whole tournament is a waste. I think Georgetown has a decent shot, although they might end up as a #2 seed. Out of the Big Ten? Nobody has a good shot, sorry to all the Purdue faithful. Wisconsin migh...
by x36900
Thu Mar 13, 2008 4:26 am
Forum: Personal Investments
Topic: 27 yo AA Assistance
Replies: 7
Views: 2002

UMHockeyFan: no, it wasn't cut off...

...I frequently cut up a long beginning sentence between the title and the first line (such as this post does). Anyway, like I wrote last time, I like the structure you've chosen. In general, my opinion is that you are best served getting as close as you can to your desired allocation immediately. N...
by x36900
Wed Mar 12, 2008 1:11 pm
Forum: Personal Investments
Topic: 27 yo AA Assistance
Replies: 7
Views: 2002

Sorry that I cannot be too specific

but I don't know very much about you and your spouse. I think you have a decent asset allocation plan in terms of structure; I would question some of the specifics. In particular, I see that you only want to devote 7% to fixed-income. I think that is a little too light, personally. If you have some ...
by x36900
Wed Mar 12, 2008 12:44 am
Forum: Investing - Theory, News & General
Topic: Present value of a future annuity?
Replies: 35
Views: 7328

Guys -- you have the answer already!

The quote from Berkshire Hathaway was $45,862 TODAY. From that premium, you'd receive $1,000 per month starting 25 years from now. They quoted an interest rate of 4.51%; (1.0451)^25 = 3.0126328; 3.01268 * $45,862 = $138,165.36 when the annuity stream begins to payout. That's pretty close to DallasGu...
by x36900
Tue Mar 11, 2008 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Beatles on iTunes?
Replies: 6
Views: 1853

Like y'all, I've already downloaded from my old Beatles

cd's.
I guess it'll be good news for all of the teens and pre-teens that don't listen to "classic rock."

But, when the heck is Bob Seger coming to iTunes?! I only have one or two of his songs that were on movie soundtracks.

Brian
by x36900
Sun Mar 09, 2008 10:09 pm
Forum: Personal Investments
Topic: bond fund allocation
Replies: 19
Views: 4648

BethD: you might want to rethink putting money into

VWEHX; that's a junk bond fund. If you want corporate bonds, go with high credit quality. Short term investment grade (VFSTX) or Intermediate term investment grade (VFICX) are much better choices. Junk bonds act much like stocks, and you are not getting useful diversification with a junk bond fund. ...
by x36900
Sat Mar 08, 2008 7:48 pm
Forum: Personal Investments
Topic: 26 Year Old In Need Of Retirement Account Advice
Replies: 9
Views: 2545

hubert: I want to encourage you to...

...evaluate the asset allocation you've chosen for yourself. 5% fixed-income is not very much, and it's possible that you may find yourself wishing you'd had a little more to a lot more the next time a serious bear stock market shows up. Given your age, I'm guessing that you had no meaningful stock ...
by x36900
Sat Mar 08, 2008 7:10 pm
Forum: Investing - Theory, News & General
Topic: Advice on these three stocks...Visa, E*Trade, Take-Two
Replies: 11
Views: 2784

mobster011: index funds are basically

real life versions of an index; now it gets a little trickier. You can find stock indexes, bond indexes, commodity indexes, etc. A relatively well-known stock index the S&P 500 index. Standard & Poors (the "S&P" portion of S&P 500) has a committee, which has chosen 500 stocks, of most of the largest...
by x36900
Thu Mar 06, 2008 8:04 pm
Forum: Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 22102

Broke the last promise...

I hope you'll excuse me for the following reason: the screen I've set up on Morningstar is generating one more name, Abbot Lab's (ABT). ABT is interesting, in that I've looked into purchasing it several times before, over the last 7 or 8 years. I'd just never done it for one reason or another. Revie...
by x36900
Mon Mar 03, 2008 1:48 pm
Forum: Personal Investments
Topic: wash sale question
Replies: 15
Views: 3383

Live Free or Diehard: I think Ms. Thomas

is taking an extreme position, and offering an extreme opinion (most likely to keep Fairmark.com from suffering any legal liability, should an investor find himself subject to an IRS inquiry). Even with an exchange of index funds from different fund companies, how identical are the funds in terms of...
by x36900
Mon Mar 03, 2008 6:02 am
Forum: Personal Investments
Topic: wash sale question
Replies: 15
Views: 3383

guys -- I wasn't talking about share classes of the exact

same fund! That would definitely be subject to wash sale rules. However, if you were to sell a Vanguard index for, say a Fidelity index -- same index -- different companies in this case, different tickers in this case, you'd avoid the wash sale. I am not a lawyer, though. I suppose the IRS could mak...
by x36900
Sat Mar 01, 2008 12:10 pm
Forum: Personal Investments
Topic: wash sale question
Replies: 15
Views: 3383

just like stan1 pointed out...

Different ticker symbol means it ain't the same, nor substantially the same.

Best regards,
Brian
by x36900
Sat Mar 01, 2008 12:06 pm
Forum: Investing - Theory, News & General
Topic: This Will Scare You Silly
Replies: 48
Views: 12557

Remember this one point, gang:

You can't buy past performance, whether good, bad, or "average." That's why many of the posters on the forum advocate establishing your proper, personal, asset allocation and then letting the dust settle wherever it may (of course, rebalancing as needed). The future returns are unknown, but whatever...
by x36900
Sat Feb 23, 2008 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Help needed, please...
Replies: 1
Views: 1113

<bump>

I want to repeat my apologies from the original post. I'm bumping to hopefully draw a little more attention, but I do not intend to do this again after this post. Based on the relative lack of response, I had a disturbing thought, which was, "My gosh, do all of the other (working) Bogleheads hate th...
by x36900
Fri Feb 22, 2008 4:32 am
Forum: Personal Finance (Not Investing)
Topic: Help needed, please...
Replies: 1
Views: 1113

Help needed, please...

Greetings to all, I apologize right away if this is a depressing post. I have been looking for a new job for a very long time, and it looks like I am going to have to sell my home (it is listed now) and...well, I'm not sure what, exactly. Looks like I'm near the end of my stay in Oklahoma City, in a...
by x36900
Thu Feb 21, 2008 2:04 pm
Forum: Investing - Theory, News & General
Topic: How do you deal with missed opportunities?
Replies: 21
Views: 5192

unclemick: that's not an easy question!

I don't consider myself a "data-cat" necessarily. But the problem is finding 30 years (or 31 years) of return info. On Morningstar, I asked for funds with inception dates on or before January 1, 1977, that are classified as large-cap value, large-cap blend, or large-cap growth. There were something ...