At 2.25%, I'd lean towards believing rates will be UP 7 months from now, but that's just a wild assumption based on current economic and health factors.qwertyjazz wrote: ↑Sat Jul 11, 2020 5:29 am
So if you believe interest rates will be stable or lower in 7 months, you can take the original deal and net 7 k and pay half a point over that time and then refinance with VA or conventional? Am I missing something?
I've decided to work solely with Lender 1 and accept whatever decision they make (let me float, pay a re-lock fee, no changes, etc.). Thank you everyone for your help.