Search found 28 matches

by taichifan
Mon Apr 01, 2013 10:28 pm
Forum: Investing - Theory, News & General
Topic: Vanguard statements now have portrait orientation.
Replies: 19
Views: 3549

Re: Vanguard statements now have portrait orientation.

Annoyingly, mine were still in landscape mode, which I did not discover until I had printed out two of them. However, it was nice to have them on the first day of the month.
by taichifan
Sun Jan 06, 2013 12:35 am
Forum: Personal Consumer Issues
Topic: Table and chair set - online
Replies: 4
Views: 705

Re: Table and chair set - online

I've found some decent furniture at overstock.com and with very low shipping rates.

Pamela
by taichifan
Mon Sep 03, 2012 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: Managing Credit Cards
Replies: 7
Views: 866

Re: Managing Credit Cards

Thanks for the responses. To clarify, we are not co-owners but only seconcary users on each of the cards. My husband is in a care facility and is unlikely to ever require further credit for anything. Although in theory I would not be responsible for his card should he die, practically (and ethically...
by taichifan
Mon Sep 03, 2012 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Managing Credit Cards
Replies: 7
Views: 866

Managing Credit Cards

My husband and I have three primary credit cards. Two (VISA and Discover) are in my name and one (MasterCard) is in his name. We both are secondary users on the other’s cards. We use them for almost everything and pay them off in full every month, and have done for years. With my husband’s declining...
by taichifan
Sat Dec 17, 2011 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Retired and Rebalancing- change asset allocation? ?
Replies: 3
Views: 472

Re: Retired and Rebalancing- change asset allocation? ?

Thanks, dbr and ydnal.You helped me clarify my thinking about why I thought I needed to change my asset allocation ( moving toward the old age in bonds which I obviously don't agree with since I've never been able to make myself go in that direction (the ostensible purpose of my 1% change per year p...
by taichifan
Sat Dec 17, 2011 3:30 pm
Forum: Investing - Help with Personal Investments
Topic: Retired and Rebalancing- change asset allocation? ?
Replies: 3
Views: 472

Retired and Rebalancing- change asset allocation? ?

For some time I've attempted to maintain an asset allocation of 55% fixed and 45% equities with the intention of adjusting each by about 1% a year as we continue to get older. (We're now 70 and 73 and for medical-planning reasons will start withdrawing more than the RMD for some expenses.) Everythin...
by taichifan
Sat Oct 29, 2011 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: Un-combine portfolio?
Replies: 1
Views: 245

Un-combine portfolio?

As often recommended, I have always considered my husband's and my retirement accounts together as a single portfolio and have maintained our desired asset allocation over both. My husband now has a neurodegenerative disease and it is likely that we will need to spend some or all of his retirement f...
by taichifan
Mon Oct 25, 2010 6:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: Any Central Illinois Diehards?
Replies: 2
Views: 1257

I'm in Champaign

and would be interested in meeting a couple of times a year.

Pamela
by taichifan
Wed Aug 25, 2010 8:51 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 377270

Haven't seen either of the movies, but the three Stieg Larsson books were amazing and totally riveting, I thought. I've heard there was a fourth book on his computer when he died. One can only hope.
by taichifan
Mon May 24, 2010 1:40 pm
Forum: Personal Consumer Issues
Topic: Back from Grand Canyon rafting trip
Replies: 33
Views: 5255

That sounds fantastic, and is something I've wanted to do. Questions- Is it appropriate for people with absolutely no camping experience? Seniors? How strenuous is the activity? Thanks so much for sharing you experience.

Pamela
by taichifan
Sat May 22, 2010 2:58 pm
Forum: Personal Consumer Issues
Topic: Galapagos Islands
Replies: 31
Views: 6657

We visited the Galapagos with an Elderhostel (now Exploritas) group two years ago and it was amazing. On one island there is a wooden walkway that winds around and around up to the top of a "peak" with an amazing view. Walking back down, I was alone between two groups of people, and for a minute, co...
by taichifan
Fri Apr 02, 2010 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Tax Refund in I-Bonds
Replies: 2
Views: 829

Federal Tax Refund in I-Bonds

I chose to receive my tax refund in I-bonds, and am now wondering if that amount is counted in the $5000 maximum (non-Treasury-Direct) one can purchase each year. Anyone know? Thanks.

Pamela
by taichifan
Mon Mar 15, 2010 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Is getting a rewards credit card worth the effort?
Replies: 32
Views: 6086

We have and use three rewards cards, charge virtually everything we purchase, and pay them off in total each month. In the last two months, we've received a rewards check from Chase Freedom ($600) and had credited to our Discover several hundred dollars. This month all groceries go on Discover (5% c...
by taichifan
Mon Feb 01, 2010 12:16 pm
Forum: Personal Consumer Issues
Topic: Anyone do Tai Chi ?
Replies: 9
Views: 1736

Taoist Tai Chi for years, in several different locations. Love it.
by taichifan
Sun Nov 15, 2009 8:05 pm
Forum: Investing - Theory, News & General
Topic: Deciphering Morningstar Performance View
Replies: 3
Views: 786

Log in and you will go automatically to the page that explains performance.
by taichifan
Sun Aug 09, 2009 6:39 pm
Forum: Investing - Help with Personal Investments
Topic: Adding Bonds to Portfolio in Retirement Question
Replies: 1
Views: 832

Adding Bonds to Portfolio in Retirement Question

My husband and I are both now retired and our asset allocation is where we want it to be. We do have more money in CDs that we need, and I'd like to get some of that into a bond fund as each CD comes due (unless I can get a better CD rate at that time that I could expect from a bond fund.) When that...
by taichifan
Fri Aug 07, 2009 10:38 pm
Forum: Personal Consumer Issues
Topic: Oldest durable good still in use in your household
Replies: 88
Views: 11977

Tonight I used a flour sifter to make muffins. It belonged to my mother who died almost 50 years ago, having used it herself for about 25 years at best guess. New in about 1935, I'd guess. Worked fine.
by taichifan
Tue Apr 07, 2009 4:45 pm
Forum: Investing - Help with Personal Investments
Topic: Preferred content for Roths vs other tx deferred account?
Replies: 22
Views: 3681

Study

I've saved it to read. Thanks so much, everyone. I love this forum!

Pamela
by taichifan
Mon Apr 06, 2009 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: Preferred content for Roths vs other tx deferred account?
Replies: 22
Views: 3681

Very helpful. Thanks, All.

Pamela
by taichifan
Mon Apr 06, 2009 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Preferred content for Roths vs other tx deferred account?
Replies: 22
Views: 3681

Thank you, Taylor. Dumb question- but how do I know which are likely to have the highest expected returns? I (think I) know that REITs and bond funds should pay the highest dividends and historically, stocks have returned higher than bonds. I'd welcome more specific advice given the funds that I hol...
by taichifan
Mon Apr 06, 2009 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: Preferred content for Roths vs other tx deferred account?
Replies: 22
Views: 3681

Preferred content for Roths vs other tx deferred account?

I have used the list of more tax efficient to less re tax efficient funds , and I'm wondering if there is a similar list to determine placement of funds in tax-deferred accounts. I have Total Stock Market, Total International Stock Market, REIT, Small Value, TIPs, Total Bond, and GNMA in our tax -de...
by taichifan
Tue Mar 03, 2009 5:03 pm
Forum: Investing - Help with Personal Investments
Topic: GMAC Bank Signature Card
Replies: 4
Views: 1313

I had the same experience when opening GMAC CDs last month. Par for the course, I believe.

Pamela
by taichifan
Sun Dec 21, 2008 8:44 pm
Forum: Investing - Help with Personal Investments
Topic: TLH Question
Replies: 11
Views: 2620

Jack, (or anyone), can you clarify something for me? If one sells x number of shares of TSM (for example) at a loss, and within 30 days adds y number of shares of TSM in another account, is the entire tax loss for the x number of shares sold a wash, or can you still get a partial TLH deduction for x...
by taichifan
Fri Dec 19, 2008 8:31 pm
Forum: Investing - Theory, News & General
Topic: "Say Goodby to 2008 in a Tax-Savvy Way"
Replies: 3
Views: 1463

Thanks!
by taichifan
Fri Dec 19, 2008 6:12 pm
Forum: Investing - Theory, News & General
Topic: "Say Goodby to 2008 in a Tax-Savvy Way"
Replies: 3
Views: 1463

Thanks and Question

Thanks for the helpful article. A question about dividends: For Total Stock Mar, Vanguard shows the dividend record date as 12/18, reeinvest date at 12/19, and the payable date as 12/22. When would it be safe to buy and miss the dividend?

Thanks, Pamela
by taichifan
Tue Nov 11, 2008 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Anyone use Vanguard's Direct Deposit Service?
Replies: 11
Views: 3419

We've had my husband's Social Security direct deposited to our Vanguard Money Market account for almost a year, and it's worked just fine.

Pamela
by taichifan
Sat Oct 18, 2008 3:09 pm
Forum: Personal Consumer Issues
Topic: JACK BOGLE'S NEW BOOK GIVEAWAY
Replies: 163
Views: 31843

Please enter me in the drawing. Thanks.

Pamela
by taichifan
Wed Sep 03, 2008 5:32 pm
Forum: Personal Consumer Issues
Topic: MD vs DO - what's the difference?
Replies: 38
Views: 8168

DOs

My son is a new DO doing a combined pediatrics and internal medicine residency. In med school, as I understand it, DOs study exactly what MDs do, plus have additional training in physical manipulation. They seem to have slightly more of a focus on wellness and preventive medicine. They participate i...