Search found 16 matches

by Rubirosa
Thu Jun 14, 2012 12:42 pm
Forum: Investing - Theory, News & General
Topic: This Month's Deflation News
Replies: 39
Views: 3830

Re: This Month's Deflation News

Meanwhile, good farm land in the Midwest and the Mississippi delta has shot to record highs and is no longer affordable for middle class buyers.
by Rubirosa
Wed Jun 13, 2012 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: advice on school loans - please help!
Replies: 16
Views: 1564

Re: advice on school loans - please help!

"Wife won’t be working for at least another year or two, due to various reasons (long story that will not help for this thread’s purpose)"

Yes, it could be a big help.
by Rubirosa
Sat Jun 09, 2012 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: College Funding Strategies
Replies: 85
Views: 11027

Re: College Funding Strategies

Live at home, junior college; then state school, dorm (not sorority), clunker (not new car), and work. Tens of thousands do this and graduate debt-free every year. It takes good self-esteem, determination and pluck.
by Rubirosa
Fri Jun 08, 2012 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Help Home bering sold at auction
Replies: 8
Views: 1293

Re: Help Home bering sold at auction

That would be a pretty brave process server here in Texas.
by Rubirosa
Wed Jun 06, 2012 8:43 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1560426

Re: What Book Are You Currently Reading? Part V

Hard Country by Michael McGarrity - Great read. I guarantee it.
by Rubirosa
Wed Jun 06, 2012 4:48 pm
Forum: Personal Consumer Issues
Topic: RIP Ray Bradbury
Replies: 42
Views: 3819

Re: RIP Ray Bradbury

Ray Bradbury has a short memoir in the current NEW YORKER.
by Rubirosa
Mon Jun 04, 2012 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: Is Liberty Mutual a good company for Auto Insurance?
Replies: 32
Views: 15466

Re: Is Liberty Mutual a good company for Auto Insurance?

Of fourteen customer reviews of Liberty Mutual at the Better Business Bureau, thirteen are negative.

http://www.bbb.org/boston/Business-Revi ... er-Reviews
by Rubirosa
Sun Jun 03, 2012 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Any BH farm owners?
Replies: 12
Views: 2800

Re: Any BH farm owners?

Not unusual, but I receive the usual subsidies plus tax write-offs for farm improvements. Just received a settlement check from Bayer for genetically modified rice (class action suit). I could double-crop (soybeans on wheat, for example) for additional money, but don't. I could farm crawfish with my rice, but don't. I could flood rice fields and sell leases to duck hunters, but I don't.
by Rubirosa
Tue May 29, 2012 10:19 pm
Forum: Personal Consumer Issues
Topic: Coffee
Replies: 64
Views: 10056

Re: Coffee

Here's a book coffee lovers might like -- http://www.amazon.com/s/ref=nb_sb_noss_ ... +of+coffee
by Rubirosa
Sat May 19, 2012 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: uh oh - CPA indicted
Replies: 30
Views: 4058

Re: uh oh - CPA indicted

"All he can do is falsify your returns which could result in big penalites to the IRS, route your refund to his account instead of yours, or steal your identiy since he has all your personal information."

Thanks, you're right. He's history.
by Rubirosa
Thu May 17, 2012 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: uh oh - CPA indicted
Replies: 30
Views: 4058

Re: uh oh - CPA indicted

Our CPA avoided prosecution by paying back $50,000 he had lifted from an estate. We removed him as our alternate trustee, but have kept him on as tax-preparer since he cannot do much damage there. We cut him this slack because his father was a good friend and an honorable man.
by Rubirosa
Tue May 15, 2012 6:47 pm
Forum: Personal Consumer Issues
Topic: Student Loans for which year(s) of college?
Replies: 15
Views: 1584

Re: Student Loans for which year(s) of college?

Student loans at the undergraduate level are almost never justifiable (in the opinion of this retired university professor). Before committing, please read up on the subject. Just type "student loans" @ amazon and @ google.
by Rubirosa
Sun May 13, 2012 7:08 pm
Forum: Personal Investments
Topic: Mel, etc. - I-Bond Redemption
Replies: 4
Views: 1096

Re: Mel, etc. - I-Bond Redemption

That's good news. Thank you both.
by Rubirosa
Sun May 13, 2012 5:55 pm
Forum: Personal Investments
Topic: Mel, etc. - I-Bond Redemption
Replies: 4
Views: 1096

Mel, etc. - I-Bond Redemption

I have $50K in PAPER I-Bonds, purchased November, 2007, and redeemable in six months. I don't wish to redeem, though, and cannot find anything at the TD site about the option/advisability of just letting the bonds ride in my safe-deposit box. Your thoughts appreciated. Thanks.
http://www.treasurydirect.gov/indiv/res ... ibonds.htm
by Rubirosa
Tue May 01, 2012 7:58 pm
Forum: Investing - Theory, News & General
Topic: Alternatives to Long Term Care Insurance
Replies: 21
Views: 3306

Re: Alternatives to Long Term Care Insurance

To each his own, but for me, there is no good alternative for LTCI. My wife and I are happily and reasonably covered by TIAA-CREF/MetLife. It's the best asset protection around, in our opinion.
by Rubirosa
Sat Feb 25, 2012 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: How to protect assets from partner's addict daughter?
Replies: 94
Views: 9206

Re: How to protect assets from partner's addict daughter?

I'm sorry to say that IMO there's no happy ending to this story. As painful as moving on would be, that is the best solution for your long-term happiness.