Search found 729 matches

by Will do good
Sun Jan 20, 2019 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating Job Offer - Longer Commute
Replies: 40
Views: 1760

Re: Evaluating Job Offer - Longer Commute

DarkHelmetII wrote:
Sun Jan 20, 2019 2:13 pm
Work from home is a huge asset. With those two hours a day, you can be building your own-side business or fulfilling other avenues if you are a little bored at work.
+1, That's what I did, builded my own side business and it ended up making many more times than my megacorp income.
YMMV
by Will do good
Thu Jan 17, 2019 10:25 pm
Forum: Personal Consumer Issues
Topic: Audio book options
Replies: 28
Views: 1060

Re: Audio book options

My library has a tie-in with Libby and Libby has thousands of audio to borrow for free. Many of the latest and popular books.
I also has Audible and notice I use it less and less since Libby.
by Will do good
Thu Jan 17, 2019 12:36 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44678

Re: John Bogle has died at age 89

I'm so glad to have found Vanguard than BH's, my family thank you.
This wouldn't have happen without Mr. Bogle.
by Will do good
Thu Jan 17, 2019 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 221
Views: 16076

Re: Why are you NOT buying rental properties?

Obviously, real estate investment is not for everyone. If it was then the return wouldn’t be so good. I dont want to hear from second hand. I want to hear from those who have actually tried but failed. What went wrong? I give you my story on page 1, it was not a complete failure but it was not a su...
by Will do good
Wed Jan 16, 2019 10:30 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44678

Re: John Bogle has died at age 89

A very sad day.
Rest in peace Mr. Bogle.
by Will do good
Wed Jan 16, 2019 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 221
Views: 16076

Re: Why are your NOT buying rental properties?

We used to own 3 apartment buildings, but after 20+ years we hardly made much money.
Like they say it's "location, location, location" and back 20 years ago we chose safe locations, but didn't know they would not be hot locations.
by Will do good
Sun Jan 13, 2019 10:27 am
Forum: Investing - Help with Personal Investments
Topic: Biggest Investment Mistake
Replies: 164
Views: 11292

Re: Biggest Investment Mistake

Listen to "a friend"
Read financial magazine, "The hot stock tends"
Watched Jim Cramer
by Will do good
Fri Jan 11, 2019 6:46 pm
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 9613

Re: Did you ever "win" big?

MotoTrojan wrote:
Fri Jan 11, 2019 3:50 pm
Will do good wrote:
Fri Jan 11, 2019 4:33 am
Brought APPL about a year before Steve Job returns at around $3.25
And then...?
Sold half 2 years ago when I retired, still have the other half.
It had few splits and a nice little run up since than.
by Will do good
Fri Jan 11, 2019 12:05 pm
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 9613

Re: Did you ever "win" big?

Brought APPL about a year before Steve Job returns at around $3.25 When did you sell? I sold half about 2 years ago when I retired. Missed much more run on the stock :? Even if the stock drop back down to $1 I'm still way ahead. As others, I also have few losers too, but this one lucky pick puts me...
by Will do good
Fri Jan 11, 2019 4:33 am
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 9613

Re: Did you ever "win" big?

Brought APPL about a year before Steve Job returns at around $3.25
by Will do good
Thu Jan 10, 2019 8:52 pm
Forum: Personal Consumer Issues
Topic: Newspapers / News Subscriptions
Replies: 19
Views: 644

Re: Newspapers / News Subscriptions

NYT digital- paid subscription.
by Will do good
Tue Jan 08, 2019 11:23 pm
Forum: Local Chapters and Bogleheads Community
Topic: The quest is the quest – the emotional letdown of winning the game.
Replies: 24
Views: 2460

Re: The quest is the quest – the emotional letdown of winning the game.

After spending decades accumulating wealth, trying various financial strategies – sometimes succeeding, sometimes coming up short – we have now entered retirement. We have an IPS. Cash flow is well defined for the next decade. After that (if we are still alive), the only problem is figuring out how...
by Will do good
Sun Jan 06, 2019 12:18 pm
Forum: Investing - Theory, News & General
Topic: For those retired a few years
Replies: 58
Views: 4774

Re: For those retired a few years

It's hard to let go and spend after decades of saving and LBYM.
We do spend a little more for for traveling.
Mostly everything is within budget and expectation.
by Will do good
Sat Jan 05, 2019 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

OP here: Thank you all for your posts, there are too many to comment on individually but there are some exceptionally great detailed posts which are very helpful. To answer some questions asked, he’s not just looking in our area (midwest) for a job but all over and applying to internships as well. W...
by Will do good
Sat Jan 05, 2019 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

Long time lurker, but seeing that your son majored in Industrial Engineering struck a chord with me. I graduated with an IE degree in December 2008 from a public university with a relatively good IE program. GPA was enough to get past initial screening. I had accepted a job offer to start as a qual...
by Will do good
Fri Jan 04, 2019 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

KlangFool wrote:
Fri Jan 04, 2019 10:55 am
OP,

Please check out this website. It is a great resource for job hunting.

https://www.asktheheadhunter.com/

KlangFool
Thank you KlangFool and thank you all for your valuable advices.
by Will do good
Fri Jan 04, 2019 12:13 am
Forum: Personal Consumer Issues
Topic: best cheap printer
Replies: 45
Views: 2325

Re: best cheap printer

Brother B&W laser printer <$100, our is 4-5 years old and still prints crisp pages.
The replacement toners are $38 and each set lasts a year or two.
by Will do good
Thu Jan 03, 2019 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

but was able to get a research assistant position at his university this last summer. I'd try to leverage that. If he did well it might turn into something. I'd ask if his advisors could help out. He did very well on the summer research, his advisor is the head of the department and is writing a re...
by Will do good
Thu Jan 03, 2019 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

I'm 25, graduated at 21 with a general Business Admin/marketing degree. I've been through several jobs since that time. I'm in the SF bayarea and I had to start off with an unpaid internship out of college, which lasted about 3 months before getting converted into a $1,250/month contract position. ...
by Will do good
Thu Jan 03, 2019 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

EagertoLearnMore wrote:
Thu Jan 03, 2019 3:03 pm
Find a recruiter in his field and get the recruiter's advice. Plus, the recruiter may have inside connections to jobs never posted on the web.
We didn't think of this, we thought recruiters are for people already working. Thanks for your suggestion.
by Will do good
Thu Jan 03, 2019 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

[/quote] Internships or other “hands on” experiences is what I’ve found to help. I’d suggest your son look for a 3-4 month internship with the hope to transition to full time. Company will be more inclined without the longterm commitment. [/quote] This. Not in engineering, but I am STEM (science dir...
by Will do good
Thu Jan 03, 2019 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10876

Recent Engineering College Graduate can’t get job interviews, needs advice

My Son recently graduated with a degree in Industrial Engineering from a highly regarded State University. Due to depression issues, his overall GPA is 2.73. He got the help he needed and was able to pull up his grades the last 2 semesters which averaged 3.375. Unfortunately he has not been able to ...
by Will do good
Fri Dec 28, 2018 9:02 pm
Forum: Local Chapters and Bogleheads Community
Topic: My favorite Boglehead posters
Replies: 142
Views: 8102

Re: My favorite Boglehead posters

Homer J
Sheepdog
willthrill81
Watty
Peter Foley
Victoria F
AlohaJoe
by Will do good
Sat Dec 22, 2018 10:08 pm
Forum: Personal Consumer Issues
Topic: Email Accounts - How Many / Security / Best Practices
Replies: 46
Views: 3480

Re: Email Accounts - How Many / Security / Best Practices

I have my own domain and personalized email addresses, use gmail for promotion and questionable places I must use a email address. No matter how careful I am, I still have not so bright friends who sign up for Facebook and every social media they can because "look how wonderful my life is..." and th...
by Will do good
Thu Dec 20, 2018 11:16 am
Forum: Investing - Help with Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 129
Views: 13141

Re: Is anyone's portfolio not tanking???

montanagirl wrote:
Tue Dec 18, 2018 9:36 pm
I'm 55% stocks and down 5%.

Still have the same number of shares, though. Maybe more! :happy
That's a good way of thinking about it :sharebeer
by Will do good
Tue Dec 18, 2018 7:07 pm
Forum: Personal Consumer Issues
Topic: Kitchen refresh/remodel ideas
Replies: 36
Views: 2453

Re: Kitchen refresh/remodel ideas

psteinx wrote:
Tue Dec 18, 2018 6:08 pm
How well do stone and stone-like countertops (granite, quartz, etc.) hold up after 10-20 years?
Our kitchen Granite is 20 years old and bathroom marble counter is 30 years old, we had 3 kids that used them all the time, it's still near perfect condition.
by Will do good
Tue Dec 18, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Kitchen refresh/remodel ideas
Replies: 36
Views: 2453

Re: Kitchen refresh/remodel ideas

It's funny how we in America consider 30 years as old. There are many houses/kitchens that are more than 100-200+ years old still being use in Asia and Europe. Good luck with the remodeling. Those kitchens were made of quality materials 100+ years ago. There were also houses built (or kitchens furn...
by Will do good
Tue Dec 18, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: Kitchen refresh/remodel ideas
Replies: 36
Views: 2453

Re: Kitchen refresh/remodel ideas

It's funny how we in America consider 30 years as old.
There are many houses/kitchens that are more than 100-200+ years old still being use in Asia and Europe.
Good luck with the remodeling.
by Will do good
Tue Dec 18, 2018 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 129
Views: 13141

Re: Is anyone's portfolio not tanking???

I check my portfolio twice a year, July 1 and Dec 31. I have a general idea how much up or down during any given high or low days. Right now I guess I'm down about 2-4% for the year, but have been way up for the past 5 years, so why worry? I'm well within my IPS range. But if goes much lower than I ...
by Will do good
Mon Dec 17, 2018 7:11 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10165
Views: 1789718

Re: U.S. stocks in free fall

Most of us know something like this will have to happen, just don't know for how low or how long.
If you set your AA to your comfort zone, this shouldn't be too much of a worry.
Good luck to all and until the next long bull!
by Will do good
Sun Dec 16, 2018 3:58 pm
Forum: Investing - Theory, News & General
Topic: Which asset class is down the most for you?
Replies: 26
Views: 2293

Re: Which asset class is down the most for you?

I don't know and I don't care. Should I? The "prices and returns" chart from my Vanguard account for the last ten years looks like this (axes, grid lines, dollar values suppressed). https://imgur.com/YE9IWUD.jpg +1, this is how my portfolio also looked like too. Mostly way up, with some minor downt...
by Will do good
Thu Dec 13, 2018 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: [How much of an emergency fund do I need?]
Replies: 17
Views: 1089

Re: How badly will unemployment be during next recession?

Trying to figure out how much emergency savings I need for unemployment when the next recession hit. One year pay is recommenced. That never changes. +1, One year sounds safe, specially if your are older and more expensive to hire. I was layoff during 2008-2009 downturn, many of my friends too. I g...
by Will do good
Tue Dec 11, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 4094

Re: Donate to homeless?

One time I saw a nice late model car in front of me stop and pick up 2 "homeless" people at different street corners, I guess that how some homeless people goes to work. What a scam.
by Will do good
Tue Dec 11, 2018 9:41 am
Forum: Investing - Theory, News & General
Topic: "The 10 Worst Places To Get Investing Advice"
Replies: 59
Views: 7326

Re: "The 10 Worst Places To Get Investing Advice"

In the late 1990's reading Money magazine and Kipplingers lead me to purchase the hottest funds--Janus Funds. Anyone remember the Janus Mercury and Olympus funds? They faded into extinction after the Tech Wreck. That experience cured me of chasing hot funds recommended in print form or otherwise. :...
by Will do good
Tue Dec 11, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 89
Views: 5354

Re: [Anyone drop cable for YouTube TV?]

We dropped Comcast and for YTV we saved about $90+/month. We also share our YTV with 5 other family members so they save money too. DW does missed a channel or two, but she's fine since the saving is so much better.
by Will do good
Sat Dec 08, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 9006

Re: How did YOU choose your career?

I wasn't the typical BH student growing up, I wasn't good with math, science or english. We grew up poor, during HS junior year I needed a job and join the school work study co-op, we go to school half day and work the afternoon in a "trade". I found a catalog photo studio needing a photo assistant....
by Will do good
Fri Dec 07, 2018 2:21 pm
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 145
Views: 13012

Re: Who else is getting excited?

The Dow closed on Dec. 29, 2017 @ 24,719.22 , so how much did most people really lose this year? So much drama :wink: Invest your money at 26,500 - you tell us how much we are down. How often do people invested their whole portfolio at any one time? specially near the market high and after a 8 year...
by Will do good
Thu Dec 06, 2018 11:05 am
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 145
Views: 13012

Re: Who else is getting excited?

The Dow closed on Dec. 29, 2017 @ 24,719.22, so how much did most people really lose this year?
So much drama :wink:
by Will do good
Fri Nov 30, 2018 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: I'm so CHEAP! Don't think it is healthy.
Replies: 36
Views: 6902

Re: I'm so CHEAP! Don't think it is healthy.

Don't go super cheap to save, it's not healthy for you and your partner.
Consider LBYM is step one to FI, step two is up your income.
My mega corp job/income was good, but my freelance work was the bonus that got us to FI much earlier and easier.
by Will do good
Fri Nov 30, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2877

Re: Remodeling - tipping?

Why do Americans feel they have to tip everyone for everything, what do we feel guilty of? Most trades people makes a good income. When we did our 2 remodeling, we offered cold soda & water and lunch once in a while. Offering water or a beverage is something I always have done. That's being courteo...
by Will do good
Thu Nov 29, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2877

Re: Remodeling - tipping?

Shallowpockets wrote:
Thu Nov 29, 2018 3:15 pm
Tipping. Some kind of guilt trip. Out of hand, even with servers.

That said, OP, the standard is 15-20% so get a check ready based on your 100k remodel. Anything less than that, come on, don't be cheap.
+1, 20% tip is the American norm after all :oops:
by Will do good
Thu Nov 29, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2877

Re: Remodeling - tipping?

Why do Americans feel they have to tip everyone for everything, what do we feel guilty of?
Most trades people makes a good income.
When we did our 2 remodeling, we offered cold soda & water and lunch once in a while.
by Will do good
Sun Nov 18, 2018 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: Current Retirees: Do you touch your principal?
Replies: 79
Views: 8361

Re: Current Retirees: Do you touch your principal?

Doesn't it all depends on how much you have saved and what your expenses are?

So far after 2 years of early retirement we have not touch our principal.
by Will do good
Sat Nov 17, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Warm winter vacation
Replies: 25
Views: 2291

Re: Warm winter vacation

We normally go the Southern Cali, but with the wild fires we will most likely go to Texas this winter. Great food choices and everything is much cheaper than Cali.
by Will do good
Sat Nov 17, 2018 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Update Re: Hubby soon to be laid off
Replies: 26
Views: 4941

Re: Update Re: Hubby soon to be laid off

Glad to hear the good news, maybe this will give hope to others in similar situation.
Happy Thanksgiving.
by Will do good
Wed Nov 14, 2018 7:42 pm
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7341

Re: Are you all staying the course?

This is nothin', wait until it drops 30-50% than let's see who is staying put :twisted:
by Will do good
Tue Nov 13, 2018 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 222
Views: 29654

Re: Habits of the Rich

As an early career millennial who joined the labor market shortly before 2008, and who has a long family oral tradition of being imprisioned, persecuted, and expropriated under Communism.. I live by the following (in no particular order): Live within your means. Pay yourself first. Put aside money ...
by Will do good
Mon Nov 12, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: 20th Anniversary vacation ideas wanted
Replies: 29
Views: 1949

Re: 20th Anniversary vacation ideas wanted

Take a cruise, it's really relaxing, super reasonable from the LA area with last minute discounts.
No flights!
by Will do good
Mon Nov 12, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 111
Views: 10060

Re: Granddaughter needs $ help for university

Can you afford the amount if she doesn't pay up?

What is she studying, hopefully something that can get a job.

If it was me and I can afford it, I would, it's their future.