Search found 77 matches

by OldTimer
Thu Feb 18, 2021 2:49 pm
Forum: Personal Consumer Issues
Topic: Airfare Question. Does this work
Replies: 14
Views: 1379

Re: Airfare Question. Does this work

Thanks Cruise: That is one option, the other is a layover of 9 hours.
by OldTimer
Thu Feb 18, 2021 1:21 pm
Forum: Personal Consumer Issues
Topic: Airfare Question. Does this work
Replies: 14
Views: 1379

Re: Airfare Question. Does this work

Thanks, I will check it out.
by OldTimer
Thu Feb 18, 2021 1:17 pm
Forum: Personal Consumer Issues
Topic: Airfare Question. Does this work
Replies: 14
Views: 1379

Airfare Question. Does this work

I am planning on a a trip to Europe after Covid and have started looking at airfares. I really love Icelandair (Saga Flex) and since my travels over 6 weeks will end in Reykjavik, Iceland I looked at their web page. I want to fly from Denver to Copenhagen and 6 weeks later from from Reykjavik to Den...
by OldTimer
Sun Dec 27, 2020 8:30 am
Forum: US Chapters
Topic: "The Hills of Bastogne"
Replies: 93
Views: 6036

Re: "The Hills of Bastogne"

Thank you Mr. Larimore for all you have done for our country. My father also fought at Normandy and the Battle of the Bulge. He would never talk about it. I only found out about this after he died.
by OldTimer
Sat Oct 17, 2020 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Re: Help with Sister's Estate

Correct A trust would not have be appropriate.
by OldTimer
Sat Oct 17, 2020 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Re: Help with Sister's Estate

Thanks Lady Geek :)
by OldTimer
Sat Oct 17, 2020 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Update on Florida Probate Issue (Finally Resolved)

[Thread merged into here, see below. --admin LadyGeek] I want to give everyone an update to my post of February 2019 on settling my sister’s estate in Florida. Someone might learn from my experience. I thank all those who responded to my questions back then. To recap: my sister passed away in Flori...
by OldTimer
Mon Aug 31, 2020 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Suggestions for reducing estate issues?
Replies: 22
Views: 1549

Re: Suggestions for reducing estate issues?

Have you thought of putting the house in joint ownership with right of survivor? I am not an attorney so the term may not be correct. When my sister passed away recently her house was titled like that, make life easy for me. Also was settled out of probate. Also her beneficiary on IRA, etc was corre...
by OldTimer
Fri Mar 20, 2020 3:17 pm
Forum: Personal Investments
Topic: Just pulled the trigger ...
Replies: 198
Views: 23131

Re: Just pulled the trigger ...

OP, I would do the same if I were in your situation. DW and I, 71 and 69 years old went to 80% cash gradually over the past year. The 80% cash (Federal MM, CD's and Treasuries) equates to about 35 years of expenses, w/o inflation. The balance (Vanguard 500, Windsor) we plan on leaving to family anyw...
by OldTimer
Wed Oct 30, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Security Benefit Annuity
Replies: 5
Views: 534

Security Benefit Annuity

Once again I am seeking help for my cousin. My cousin is 71 and 8 years ago purchased (was sold?) an annuity from Security Benefit. The initial purchase was for approximately $240,000 with the Guaranteed Lifetime Withdrawal Benefit Rider (GLWB), which costs about $4,400 per year. Currently the Cash ...
by OldTimer
Fri Oct 04, 2019 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: [Deduct home health care expenses using LLC?]
Replies: 11
Views: 963

Re: [Deduct home health care expenses using LLC?]

Just an FYI, this person was seeking to become my cousin's advisor. She smartly walked away.
by OldTimer
Fri Oct 04, 2019 11:37 am
Forum: Personal Finance (Not Investing)
Topic: [Deduct home health care expenses using LLC?]
Replies: 11
Views: 963

Re: [Deduct home health care expenses using LLC?]

Thanks for all the replies, I think slimy is a good representation of this suggedtion.
by OldTimer
Fri Oct 04, 2019 8:03 am
Forum: Personal Finance (Not Investing)
Topic: [Deduct home health care expenses using LLC?]
Replies: 11
Views: 963

[Deduct home health care expenses using LLC?]

[edited topic title for clarity - moderator prudent] Again thanks for any advice from my friends here. I hope to soon update my posting on the Probate issue with my sister in Florida...crazy stuff. Anyway I need some more zfvice. My cousin, also in Florida, is 70. Her husband is 83 and has dementia...
by OldTimer
Wed Apr 10, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

Hopefully progress has been made.

My attorney filed via efile yesterday and received an acknowledgement from the County. What this tells me is the attorney was less than diligent in initially following up. Thanks for all the comments received.
by OldTimer
Sat Apr 06, 2019 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

All: I had my telephone conversation with the attorney yesterday. She admitted that the filing was done by snail mail (maybe?) and that she had not followed up with the County as to why there was no action after 2 1/2 months on the second filing. She promised to e-file by Tuesday and immediately sen...
by OldTimer
Fri Apr 05, 2019 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

I have a telephone conference call today scheduled with the attorney as she has not responded to my emails in 5 days. Let's see what happens now. I may need to request my 100% upfront payment returned and start over again.
by OldTimer
Fri Apr 05, 2019 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

BSteiner:

I checked on line and also called the County. The County has no record of my application.
by OldTimer
Thu Apr 04, 2019 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

RickBoglehead

In reply to your question: The attorney says that Lee County is very slow and that it is normal for them to take months to reply to the initial filing and name me as PR"

Oldtimer
by OldTimer
Wed Apr 03, 2019 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

Dear JGoneRiding: The reason for filing probate includes (as explained to me): 1. Pay final bills from my sister's assets 2. I do not have access to my sister's checking account or bank account until I am named her Personal Representative 3. The banks will not give me any information until I am name...
by OldTimer
Wed Apr 03, 2019 8:07 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Re: Probate Question Re Credit Cards

Thank everyone for their generous information.
by OldTimer
Tue Apr 02, 2019 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Probate Question Re Credit Cards
Replies: 36
Views: 2543

Probate Question Re Credit Cards

Please help. In December 2018 my sister passed away in Florida, I live out of state if that matters. I hired an attorney for the probate process, she did not leave a will. I am her only relative, no husband, no kids, no living patents, etc. Her IRA listed me as beneficiary. The house was in my name,...
by OldTimer
Sat Feb 23, 2019 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Re: Help with Sister's Estate

RickBoglehead:

The title company says that since my sister and I were both on the title as JTWROS that I have clear title as long as I have an original death certificate. Which I have.

I have searched the Lee County Courts, no record. Maybe I am doing it wrong?
by OldTimer
Sat Feb 23, 2019 8:55 am
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Re: Help with Sister's Estate

Thanks everyone for the advise. To reply in general to all comments: Yes, I have forwarded mail and believe I have some knowledge of some of my sister's assets. She had told be she was saving for retirement, but she has less than $20,000 that I have been able to find. The bank (only bank??) could no...
by OldTimer
Fri Feb 22, 2019 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Help with Sister's Estate
Replies: 24
Views: 2680

Help with Sister's Estate

In the past I have always received great info from fellow Bogleheads. Thanks in advance. My sister passed away in Florida this past December 2018. I live in Colorado. She left no will, trust, etc. I am her only relative, no other siblings, no parents, never married, no kids. Started Probate in Decem...
by OldTimer
Sun Jan 27, 2019 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Help with Inherited IRA
Replies: 6
Views: 600

Re: Help with Inherited IRA

Thanks for the reply I am going through the probate process and expect to be named executor /personal representative. I am going to withdraw it all since my income in 2019 and 202 will be lower than 2021 and later since I will start my own RMD's in 2021. Revising the tax return is not the fix as she...
by OldTimer
Sat Jan 26, 2019 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Help with Inherited IRA
Replies: 6
Views: 600

Help with Inherited IRA

Hindsight is always 20/20 isn't it? I hope someone can help me with this issue. In 2013 I decided to help my sister by funding her IRA (she was 58 at the time and did not have an IRA). She opened up an IRA and I sent the account $6,500 for 2013. I repeated this in 2014, 2015, 2016, and 2017. However...
by OldTimer
Thu Jul 19, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 661
Views: 94313

Re: Flaunt Your High-Mileage Car

Good morning Bogleheads:

I drive a 2003 Lexus GX 470, 345,000 miles.

Love the car
by OldTimer
Mon Apr 30, 2018 11:00 am
Forum: US Chapters
Topic: metro Denver Bogleheads?
Replies: 48
Views: 9830

Re: metro Denver Bogleheads?

I am in, previously went to the Denver meetings, but we really need someone to coordinate.

I am not able to at the present time.
by OldTimer
Thu Oct 26, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Help with Airline Transfer in Paris (CDG)
Replies: 13
Views: 1888

Re: Help with Airline Transfer in Paris (CDG)

All: Thanks for the previous replies, we just returned last night from our trip. Here is what actually happened. Our baggage experience was that we claimed our baggage in Paris after arriving from Iceland, no customs in Paris since we came from Iceland, then picked up our luggage and left the termin...
by OldTimer
Wed Sep 20, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: Help with Airline Transfer in Paris (CDG)
Replies: 13
Views: 1888

Re: Help with Airline Transfer in Paris (CDG)

Thanks Stan1, sounds like a plan.
by OldTimer
Wed Sep 20, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Help with Airline Transfer in Paris (CDG)
Replies: 13
Views: 1888

Re: Help with Airline Transfer in Paris (CDG)

Thanks for all the information.

Actually I had to do separate tickets on Iceland Air and Lufthansa. That is why I think I can not check baggage from Reykjavik to Warsaw and must pick up the baggage.
by OldTimer
Wed Sep 20, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Help with Airline Transfer in Paris (CDG)
Replies: 13
Views: 1888

Help with Airline Transfer in Paris (CDG)

My family and I are traveling to Warsaw to visit family in 2 weeks but we stopping over in Reykjavik for a few days first. When we arrive in CDG via Iceland Air from Reykjavik we need to transfer to Lufthansa to get to Warsaw. I understand it is the same Terminal (Terminal 1). Good so far. Does anyo...
by OldTimer
Sun Apr 23, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage at 75 ?
Replies: 15
Views: 3075

Mortgage at 75 ?

Good day to all BH's! Luckily I follow several BH philosophy concepts including making sure that before retirement I had paid off my mortgage (I am 65, retired at 63). Actually I paid it off back when I was 50. However my older cousin just bought a new house in Florida at the age of 75. Not that I a...
by OldTimer
Sat Jul 23, 2016 9:10 am
Forum: Personal Consumer Issues
Topic: Renovate or replace 12yr old SUV?
Replies: 45
Views: 4000

Re: Renovate or replace 12yr old SUV?

I am of the keep it group if the annual maintenance and upkeep is reasonable, even if you can afford it. In 2003 I bought a new Lexus GX-470. I love it and just passed 320,000 miles at 13 years old. I have a personal goal of 500,000 miles. Note: I follow a maintenance schedule and use synthetic oil....
by OldTimer
Thu Feb 04, 2016 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Tax on Inherited EE Bond
Replies: 7
Views: 1066

Re: Tax on Inherited EE Bond

Thanks to all, I appreciate the replies.
by OldTimer
Wed Feb 03, 2016 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Tax on Inherited EE Bond
Replies: 7
Views: 1066

Tax on Inherited EE Bond

I hope someone can help me with this situation. In 2013 my MIL passed away. Her father had passed away several years ago. Many years before, maybe 25-30 years prior my FIL has purchased a EE Bond with my wife listed as POD. In 2015 my wife cashed the EE Bond. WE just received the 1099-INT form in th...
by OldTimer
Sat Jan 02, 2016 10:29 am
Forum: Personal Consumer Issues
Topic: Car Trade Off (Lexus GX v. BMW X5)
Replies: 13
Views: 2224

Re: Car Trade Off (Lexus GX v. BMW X5)

I have a 2003 GX and love it. 300,000 miles and running strong. My goal is 400,000 - 500,000 miles before I trade it in.

I get 18-20 mpg and love it.

Minimal maintenance costs above scheduled maintenance.
by OldTimer
Sat Aug 15, 2015 7:48 am
Forum: Personal Consumer Issues
Topic: Traveling to Poland (Gift ideas)
Replies: 12
Views: 4884

Re: Traveling to Poland (Gift ideas)

The big day is here. Thanks for all the replies. We did find out that there are some small kids. We ended up with: 1. Shutterfly photo albums of their relatives here in the US from 1910 -present time 2. Tee shirts in various sizes for the kids, sizes based on photos we have seen 3. Engraved upscale ...
by OldTimer
Fri Aug 14, 2015 8:37 am
Forum: Personal Consumer Issues
Topic: Traveling to Poland (Gift ideas)
Replies: 12
Views: 4884

Traveling to Poland (Gift ideas)

First of all thank you to all you helped me plan our finances while on our 8 week trip to Europe. The trip has taken an exciting turn. I have been researching family history and have found over 50 relatives in the area around Warsaw, Poland. This has been a powerful draw to me since most of my aunts...
by OldTimer
Fri Jul 17, 2015 8:35 am
Forum: Personal Consumer Issues
Topic: Medicare Rx at Costco
Replies: 8
Views: 1123

Medicare Rx at Costco

So my DW comes home from Costco very frustrated yesterday. Her Doctor renewed her very expensive Rx but gave her a coupon for $25 off the price. The doctor obviously knows my wife is on Medicare. The Pharmacist manager told her that since she was on Medicare that he can not accept coupons, that it w...
by OldTimer
Wed May 27, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Tips for extended European Trip
Replies: 23
Views: 3531

Tips for extended European Trip

Sorry for the long post, but I am looking for some experienced advise on long overseas trips. Later this year I am taking an extended European trip with my wife during August, September and October. It is the trip of a lifetime, in celebration of retiring earlier this year. We want to do this while ...
by OldTimer
Tue Mar 31, 2015 8:17 pm
Forum: US Chapters
Topic: Denver Meetup for Feb 2014 (please respond)
Replies: 13
Views: 2572

Re: Denver Meetup for Feb 2014 (please respond)

Is there interest in setting up another Denver Chapter meeting?
by OldTimer
Mon Feb 09, 2015 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Should I put a Credit Freeze on my accounts?
Replies: 37
Views: 9434

Should I put a Credit Freeze on my accounts?

With all the recent press about internet hacks on big companies I have been considering placing a credit freeze on my accounts at the big three credit bureaus. Any advise on this tactic? Some information about me: 1. My wife and I are recently retired. 2. We do not need any new credit, mortgages, ca...
by OldTimer
Fri Jan 16, 2015 11:54 am
Forum: Personal Investments
Topic: 401-K to IRA Inkind Transfer for newly Retired
Replies: 4
Views: 522

Re: 401-K to IRA Inkind Transfer for newly Retired

Spirit Rider:

Thanks for the information.

The only reason to combine was mainly simplicity. There are some potential investments available in the IRA that are not available in the 401-k, but nothing serious.

I did not think of asset protection at all. Good idea to ponder.
by OldTimer
Fri Jan 16, 2015 10:16 am
Forum: Personal Investments
Topic: 401-K to IRA Inkind Transfer for newly Retired
Replies: 4
Views: 522

401-K to IRA Inkind Transfer for newly Retired

Thanks in advance for any advice here. I joined the ranks of the retired 16 days ago, now transitioning to retirement slowly. Both my wife and I have separate 401-K's at Vanguard, also IRA's at Vanguard. To simplify things I am considering transferring all my 401-k assets by an in-kind transfer to m...
by OldTimer
Sun Dec 07, 2014 8:16 am
Forum: Personal Finance (Not Investing)
Topic: How to sell very small business (or even if)
Replies: 12
Views: 1659

Re: How to sell very small business (or even if)

To all you helped me with some advice. My wife has sold her business, all contracts signed and an effective date of January 1, 2015. Actually we did not sell the business, just the goodwill. Actually received 2 offers. I agreed with Bungalow10, the sale is a client list and goodwill. First offer was...
by OldTimer
Fri Nov 21, 2014 9:07 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2014!
Replies: 385
Views: 98887

Re: Roll Call for the Retirement Class of 2014!

After working since freshman year in College it is time to retire (or as I like to phrase it turn to the next chapter of my life, if not a new book". The DW (66) and I (63) retire at 5:00 pm on December 31, 2014. We are both self employed (separate companies) and we are telling our clients toda...
by OldTimer
Sat Aug 23, 2014 8:39 am
Forum: Personal Consumer Issues
Topic: Recommendaton on place to stay, Basel and Amsterdam
Replies: 2
Views: 448

Recommendaton on place to stay, Basel and Amsterdam

Thanks to all in advance. After years in the accumulation phase we are finally there. We reached or "number". No debts at all. Don't like the retirement word, but as of December 31, 2014 my wife and I will not be working. We are taking an 8 - 9 week trip in Europe, Poland, Vienna, Prague, ...
by OldTimer
Thu Jun 05, 2014 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Retirement vs. Non-retirement stash
Replies: 37
Views: 3352

Re: Retirement vs. Non-retirement stash

1.0 Non Retirement to 1.2 Retirement