Search found 440 matches

by dewey
Wed Feb 03, 2021 7:43 pm
Forum: Investing - Theory, News & General
Topic: International stock Fund % of US Stock Fund?
Replies: 41
Views: 2490

Re: International stock Fund % of US Stock Fund?

I use percentage of equities and I don't care if there is some limited wandering back and forth between the two. Anything in the neighborhood of one third of equities is fine with me. Using this approach, I very rarely have to make an adjustment between US and foreign stock because they tend to mov...
by dewey
Sun Jan 24, 2021 2:03 pm
Forum: Personal Investments
Topic: Any boring investors left?
Replies: 223
Views: 13415

Re: Any boring investors left?

Add me to the boring crowd. Keep it simple and easy.
by dewey
Sun Jan 24, 2021 1:58 pm
Forum: Personal Consumer Issues
Topic: Best/most comfortable walking shoes?
Replies: 28
Views: 2551

Re: Best/most comfortable walking shoes?

Discovered Hokas almost a year ago and love them. DW now does too. We do 4.5 mile walks on sidewalks daily since covid and no gym. Never had anything like them. Hoka One is what we have. Someone else said the bottoms wear faster than some other brands which I'd concur. But they're not more expensive...
by dewey
Fri Jan 22, 2021 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Who or what has helped the most in your financial journey?
Replies: 121
Views: 7279

Re: Who or what has helped the most in your financial journey?

Mr. Bogle; Bogleheads; A commitment to maximize retirement investing
by dewey
Thu Jan 21, 2021 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Millionaire Parents: Do Your Kids Know You're Rich?
Replies: 194
Views: 11017

Re: Millionaire Parents: Do Your Kids Know You're Rich?

I lost my longer response so I'll just say no, they don't know. And I don't expect to have that conversation with them.
by dewey
Tue Jan 19, 2021 2:56 pm
Forum: Personal Consumer Issues
Topic: any suggestions for best 65" TV under $1000?
Replies: 48
Views: 3137

Re: any suggestions for best 65" TV under $1000?

We recently bought a Samsung 4k LED 65" Smart TV on sale at Costco for $800.00.
by dewey
Sun Jan 17, 2021 12:53 am
Forum: Investing - Theory, News & General
Topic: "A look back at the life of Vanguard's founder"
Replies: 16
Views: 1253

Re: "A look back at the life of Vanguard's founder"

Thank you Taylor for posting this. And thanks to Bogleheads meetings I was able to meet and chat with Mr. Bogle several times. A true honor.
by dewey
Tue Jan 12, 2021 1:28 am
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25848

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

I mow, vacuum, do the car detailing, and cooking. DW does laundry, dishes that don’t go in the washer, bathroom cleanings, gardening, etc. Pretty fair division of labor. We exercise daily. We’re Boomers with net worth north of $3 million. I’m 71.
by dewey
Thu Jan 07, 2021 12:55 am
Forum: Personal Consumer Issues
Topic: USPS is incredibly fast!
Replies: 102
Views: 7607

Re: USPS is incredibly fast!

Compared internationally, for the cost and level of performance, one of the best bargains on planet earth.
by dewey
Tue Dec 22, 2020 6:45 pm
Forum: Investing - Theory, News & General
Topic: Is it better to invest more after a dip?
Replies: 196
Views: 10970

Re: Is it better to invest more after a dip?

MathWizard wrote: Tue Dec 22, 2020 6:25 pm I like to keep my portfolio invested. (outside of cash reserve or Emergency Fund whatever you want to call it).

A large dip in equities is time to rebalance from bonds .
+1
by dewey
Tue Dec 22, 2020 5:58 pm
Forum: Investing - Theory, News & General
Topic: Is it better to invest more after a dip?
Replies: 196
Views: 10970

Re: Is it better to invest more after a dip?

After a big dip--rebalancing is often in order. That would be my version of by the dip.
by dewey
Mon Dec 14, 2020 1:17 am
Forum: Personal Finance (Not Investing)
Topic: Do you buy extended auto warranties?
Replies: 70
Views: 4457

Re: Do you buy extended auto warranties?

No. Never. I’ve purchased too many new cars to count and extended warranties never made sense to me. My recollection from my Consumer Reports days was they were generally not in favor of these for most purchases, not just cars.
by dewey
Sun Nov 29, 2020 1:24 pm
Forum: Personal Consumer Issues
Topic: Deodorants without aluminum?
Replies: 41
Views: 3376

Re: Deodorants without aluminum?

Method Men at TARGET. Deodorant, not anti-perspirant. No aluminum, no parabens, cruelty free.
by dewey
Sat Nov 28, 2020 1:37 am
Forum: Personal Consumer Issues
Topic: Deodorants without aluminum?
Replies: 41
Views: 3376

Re: Deodorants without aluminum?

Old Sage(brush) wrote: Fri Nov 27, 2020 8:35 am Take a look at Native. I’m not sure but guess it has no aluminum and I find it effective. Obviously everyone is different.
+1
by dewey
Tue Nov 24, 2020 1:13 pm
Forum: Personal Consumer Issues
Topic: What are you getting your s/o for the holidays?
Replies: 123
Views: 9236

Re: What are you getting your s/o for the holidays?

midareff wrote: Mon Nov 23, 2020 7:38 am We gave up exchanging gifts and buying for special occasions quite a few years ago. When either of us need something we get it. ... no need to wait for a special date.
+1
by dewey
Wed Nov 18, 2020 6:29 pm
Forum: Personal Consumer Issues
Topic: Essential kitchen appliances?
Replies: 55
Views: 2855

Re: Essential kitchen appliances?

dsmil wrote: Tue Nov 17, 2020 1:11 pm Cast iron pans. They are cheap, last forever, and the food tastes good. To be very simple, you can just put some oil on whatever you are cooking and stick it in the oven on 350 or so.
+1 and maybe a carbon steel pan too.
by dewey
Wed Nov 18, 2020 6:13 pm
Forum: Personal Consumer Issues
Topic: What's your favorite reasonably priced gin?
Replies: 111
Views: 8207

Re: What's your favorite reasonably priced gin?

As a 'reasonably' priced gin, Gordon's is the the best selling gin in England. Tanqueray and Gordon's were joined as a company a long time ago and are owned by the same parent company today. I enjoy Gordon's but not Tanqueray as much (too much botanical for me). My other standards are Beefeaters and...
by dewey
Mon Nov 16, 2020 1:12 am
Forum: Personal Consumer Issues
Topic: Most comfortable shoe: please recommend
Replies: 81
Views: 6782

Re: Most comfortable shoe: please recommend

stan1 wrote: Thu Oct 15, 2020 10:26 am What's comfortable to one person won't be comfortable to another.

My spouse likes Hoka One cushioned shoes.
+1
by dewey
Thu Nov 05, 2020 12:34 pm
Forum: Investing - Theory, News & General
Topic: Changes to Vanguard
Replies: 78
Views: 6213

Re: Changes to Vanguard

greg24 wrote: Thu Nov 05, 2020 9:53 am They are pushing brokerage accounts, but that does NOT mean you have to buy and sell stocks. I have stuck to my stodgy index funds and I'm feeling fine. :sharebeer
+1
by dewey
Fri Oct 30, 2020 4:34 pm
Forum: Personal Consumer Issues
Topic: Car mats: weathertech or 3d Maxpider?
Replies: 17
Views: 1568

Re: Car mats: weathertech or 3d Maxpider?

stl717 wrote: Sat Oct 24, 2020 9:29 am Another option to check is Tuxmat. I just bought a set and am very satisfied.
+1. I use to use Weathertech. They’re very good mats but TuxMats are a step above for sure. I’ve used them in our last three cars. Very pleased.
by dewey
Wed Oct 21, 2020 4:25 pm
Forum: Personal Consumer Issues
Topic: Ideal City to live in?
Replies: 160
Views: 11755

Re: Ideal City to live in?

How warm? Are you thinking Scottsdale warm? San Antonio warm? Or just not Minneapolis? If it's flexible, you could come join us in the PNW with everyone else from the Bay area :) We live on the Washington side of the Portland area. Great schools, great airport, hardly any mosquitos, outdoor lifesty...
by dewey
Tue Oct 20, 2020 5:19 pm
Forum: Personal Investments
Topic: How much do you allocate to international equity?
Replies: 133
Views: 9448

Re: How much do you allocate to international equity?

I have a 50/50 (equities/bonds) portfolio. On the equity side I keep 25-30% in Vanguard Total International.
by dewey
Thu Oct 15, 2020 11:56 pm
Forum: Personal Consumer Issues
Topic: Most comfortable shoe: please recommend
Replies: 81
Views: 6782

Re: Most comfortable shoe: please recommend

Hoka for many mile daily walks are beyondo. Now my wife is hooked too. Lots of good Brooks, NB, etc. are available as well but Hokas are my current favorite. Another shoe mostly for runners but I don’t run anymore and only recently discovered them are ON. Swiss design. Very different from other shoe...
by dewey
Tue Oct 13, 2020 1:22 pm
Forum: Personal Investments
Topic: [Frustrated with TIAA, thinking about moving some money]
Replies: 25
Views: 1457

Re: [Frustrated with TIAA, thinking about moving some money]

I began with TIAA in 1980's. It was okay. I found there was so much turn over that when they did my 'annual check-up' I had someone different for 5 years in a row. No continuity. Over time I just felt quasi-lost with them. Granted I didn't know much myself which I concede was some of the problem. Bu...
by dewey
Mon Oct 12, 2020 5:34 pm
Forum: Investing - Theory, News & General
Topic: Who here uses a financial advisor?
Replies: 35
Views: 3371

Re: Who here uses a financial advisor?

I'm a do it your-selfer thanks to this site. I keep it simple (a hard learned lesson from rookie mistakes as well as some poor advise in the early years). If I pass first my wife will work with Vanguard going forward.
by dewey
Mon Oct 12, 2020 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Splitting Expenses
Replies: 17
Views: 2686

Re: Splitting Expenses

"I don't see why people are suggesting you get married, because that really depends on factors that haven't even been discussed in this thread."

+1
by dewey
Fri Sep 25, 2020 5:07 pm
Forum: Personal Consumer Issues
Topic: Any Blended Scotch Drinkers Here?
Replies: 59
Views: 5316

Re: Any Blended Scotch Drinkers Here?

Costco has a 12 year aged blend I enjoy--and can't beat the price. Famous Grouse is another reasonably priced blend. And they have a Smokey Grouse if you like JWB.
by dewey
Wed Sep 02, 2020 5:08 am
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 466
Views: 38704

Re: What is your age and asset allocation ?

71. 50% stock indexes. 50% fixed (48% bond indexes 2% cash)
by dewey
Sun Aug 23, 2020 12:15 am
Forum: Personal Consumer Issues
Topic: E-Bike- where to start
Replies: 19
Views: 2156

Re: E-Bike- where to start

    alexander29 wrote: Wed Aug 19, 2020 10:57 am We have Trek E-bikes we like, but paid over $2,000 each (forget the exact amount) to get lighter weight, built in lights (important for safety!) and a good motor. We chose step-through bikes, since we're in our sixties. For comprehensive coverage, try electricbikereview.com.
    +1
    by dewey
    Tue Aug 18, 2020 4:00 am
    Forum: Personal Consumer Issues
    Topic: Thinking of moving Seattle or Vancouver, WA
    Replies: 88
    Views: 6471

    Re: Thinking of moving Seattle or Vancouver, WA

    I’ve lived in Vancouver 20 years after growing up East coast and living in MN 18 years. We love the area. And the seasons. Winters are generally very mild though there is some rain. Often the winter rain forecasts are met via very early morning rain with nothing the entire remainder of the day. Summ...
    by dewey
    Fri Aug 07, 2020 10:52 am
    Forum: Investing - Theory, News & General
    Topic: What happens if you run out of money in retirement?
    Replies: 175
    Views: 15837

    Re: What happens if you run out of money in retirement?

    livesoft wrote: Tue Aug 04, 2020 11:25 am I'd move in with my one of my girlfriends.
    Howling at my computer...very funny.
    by dewey
    Fri Jul 17, 2020 1:33 am
    Forum: Personal Consumer Issues
    Topic: What surprised you the most once you retired?
    Replies: 267
    Views: 31799

    Re: What surprised you the most once you retired?

    Several—but the two most important surprises are one, with less income we have more discretionary money, and two, Covid 19. We are very fortunate to be retired in all this. We have income, healthcare, a house, etc. Our retirement is disrupted but despite that we’re fine but we feel terrible for all ...
    by dewey
    Tue Jul 07, 2020 4:54 pm
    Forum: Investing - Theory, News & General
    Topic: Vanguard Prime Money Market Fund
    Replies: 75
    Views: 6760

    Re: Vanguard Prime Money Market Fund

    Big Dog wrote: Tue Jul 07, 2020 12:58 pm I went into Vanguards short-term bond fund last fall, and its worked great. Keep the emergency fund there.
    +1
    by dewey
    Sun Jul 05, 2020 2:33 pm
    Forum: Personal Consumer Issues
    Topic: Boglehead Way to buy an Audi
    Replies: 91
    Views: 6109

    Re: Boglehead Way to buy an Audi

    I'm one who believes that vehicles are more than just an appliance to get from point A to point B. I like a premium blend of luxury, comfort, and driving performance. I respect those who buy Toyotas, but I want to enjoy the vehicle. I'm in the market for a small/mid SUV/crossover and am seriously c...
    by dewey
    Fri Jul 03, 2020 12:09 am
    Forum: US Chapters
    Topic: Post your Financial Milestone Announcements Here
    Replies: 2115
    Views: 258268

    Re: Two Comma Club

    Welcome welcome to the club. I had to wait decades later than you for my two commas. But you and DW are fully entitled to have that steak and thoroughly enjoy it.
    by dewey
    Mon Jun 29, 2020 2:11 pm
    Forum: Personal Finance (Not Investing)
    Topic: What is the best financial decision you ever made?
    Replies: 213
    Views: 17359

    Re: What is the best financial decision you ever made?

    I committed to maximizing my investment contributions fairly early on...each raise would simply increase my taxable mutual fund investments since I always maxed my 401 and Roth. But...I didn't know anything about investing--and neither did most of the people I queried during those years. I made some...
    by dewey
    Thu Jun 25, 2020 9:14 pm
    Forum: Personal Consumer Issues
    Topic: What is the single best piece of exercise equipment you bought for your home?
    Replies: 259
    Views: 17562

    Re: What is the single best piece of exercise equipment you bought for your home?

    Does a bicycle count as a piece of exercise equipment for the home if you start your ride at home? I also enjoyed the Peloton subscription which I used this spring when it was free. I'm totally not buying a Peloton bike but I can see why people love it so much. On the e-bike debate: I'm really skep...
    by dewey
    Thu Jun 25, 2020 12:54 pm
    Forum: Personal Consumer Issues
    Topic: What is the single best piece of exercise equipment you bought for your home?
    Replies: 259
    Views: 17562

    Re: What is the single best piece of exercise equipment you bought for your home?

    My electric bike. KlangFool How is an electric bike a piece of exercise equipment? h82goslw, A) Instead of driving to the library, grocery store, and so on, it is faster and easier to get there with an electric bike. B) For older folks, it extends the range of biking. KlangFool I've ridden centurie...
    by dewey
    Fri Jun 19, 2020 5:57 pm
    Forum: Personal Finance (Not Investing)
    Topic: Learning how to do your own taxes?
    Replies: 51
    Views: 2984

    Re: Learning how to do your own taxes?

    Another TurboTax user. I've used it long enough I'm comfortable with it and the price seems reasonable.
    by dewey
    Thu Jun 04, 2020 6:32 am
    Forum: Personal Consumer Issues
    Topic: E-Bike recommendations
    Replies: 118
    Views: 9187

    Re: E-Bike recommendations

    I have a Trek Verve. Excellent ebike mid motor. But recently bought a comfortable cruiser, rear motor, from the aptly named “Electric Bike Company.” Very reasonable pricing and you get to build the bike the way you want it—including color scheme! Check them out. The model I bought is so comfortable ...
    by dewey
    Wed Jun 03, 2020 12:04 pm
    Forum: Personal Consumer Issues
    Topic: First Model Year Acura
    Replies: 18
    Views: 1238

    Re: First Model Year Acura

    You have to consider the mechanicals when evaluating a "first model year." Is it just a body redesign, a slight power train revision, or a ground up redesign? A body redesign shouldn't present many first model year problems. A ground up redesign will probably have a few kinks. Just relyin...
    by dewey
    Wed May 06, 2020 1:55 pm
    Forum: Personal Consumer Issues
    Topic: 2020 travel plans
    Replies: 95
    Views: 4745

    Re: 2020 travel plans

    We cancelled a big trip planned with friends for May to New England and up to Canada.
    by dewey
    Sat Apr 18, 2020 1:00 pm
    Forum: Personal Finance (Not Investing)
    Topic: IRS Get My Payment up and running
    Replies: 369
    Views: 26134

    Re: IRS Get My Payment up and running

    go_mets wrote: Sat Apr 18, 2020 8:57 am
    dewey wrote: Fri Apr 17, 2020 11:40 pm I submitted the account info today and it was accepted.
    Submitted to what?
    Your IRS account in general or the Get My Payment ?

    .
    Get My Payment
    by dewey
    Fri Apr 17, 2020 11:40 pm
    Forum: Personal Finance (Not Investing)
    Topic: IRS Get My Payment up and running
    Replies: 369
    Views: 26134

    Re: IRS Get My Payment up and running

    We haven’t received tax refunds for years. But we file jointly so I assume they only need one bank account for both our Cares checks? I submitted the account info today and it was accepted. Social Security has our direct deposit info which they are using for some people. Can’t understand why they wo...
    by dewey
    Fri Apr 03, 2020 10:37 pm
    Forum: Personal Investments
    Topic: Right time to convert to Roth IRA?
    Replies: 14
    Views: 1436

    Re: Right time to convert to Roth IRA?

    I'm not clear about the benefit of converting from IRA to Roth in a down market. Isn't it the case you pay taxes based on the dollar amount of the conversion, not the share value? So a $30,000 conversion is a $30,000 conversion in terms of what gets taxed. I realize that tax rates matter when doing ...
    by dewey
    Wed Apr 01, 2020 1:19 pm
    Forum: Investing - Theory, News & General
    Topic: What is your age/AA during this crisis?
    Replies: 138
    Views: 6886

    Re: What is your age/AA during this crisis?

    Almost 71, DW is 68. Separate portfolios but both at 50/50. Where we plan to stay.
    by dewey
    Sat Mar 28, 2020 10:43 pm
    Forum: Personal Investments
    Topic: Share what worked in your plan during the crisis
    Replies: 103
    Views: 7320

    Re: Share what worked in your plan during the crisis

    Stay the Course is what works for me. Assuming you're at home with your AA (I'm 71 and 50/50) then stick to the plan, re-balance according to plan. Not much else to add. In years past during these stomach churning episodes I learned from so many veterans on this site to sit tight, and stay the cours...
    by dewey
    Wed Mar 25, 2020 6:05 am
    Forum: Personal Consumer Issues
    Topic: Are you still going to the grocery store or using a delivery service? Which?
    Replies: 329
    Views: 25329

    Re: Are you still going to the grocery store or using a delivery service? Which?

    I go as needed but less than before. I was at Costco yesterday and they developed a slick system for admittance that kept low numbers in the store at any time and assured very short check out lines, if any. We used to usually go together but for now reducing risk by sending just me.
    by dewey
    Sun Mar 22, 2020 5:11 pm
    Forum: Personal Consumer Issues
    Topic: So what are you cooking
    Replies: 420
    Views: 32207

    Re: So what are you cooking

    I do almost all the cooking. This morning we tried a homemade experiment of McDonald's Egg and Sausage McMuffins--they were terrific. Tonight it's Shrimp Fra Diavolo pasta. Tomorrow sautéed scallops with small baked potatoes and harissa green beans. A meatloaf is showing up in a few days. We have ab...