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dewey

I use percentage of equities and I don't care if there is some limited wandering back and forth between the two. Anything in the neighborhood of one third of equities is fine with me. Using this approach, I very rarely have to make an adjustment between US and foreign stock because they tend to mov...

dewey

Add me to the boring crowd. Keep it simple and easy.

dewey

Discovered Hokas almost a year ago and love them. DW now does too. We do 4.5 mile walks on sidewalks daily since covid and no gym. Never had anything like them. Hoka One is what we have. Someone else said the bottoms wear faster than some other brands which I'd concur. But they're not more expensive...

dewey

Mr. Bogle; Bogleheads; A commitment to maximize retirement investing

dewey

I lost my longer response so I'll just say no, they don't know. And I don't expect to have that conversation with them.

dewey

We recently bought a Samsung 4k LED 65" Smart TV on sale at Costco for $800.00.

dewey

Thank you Taylor for posting this. And thanks to Bogleheads meetings I was able to meet and chat with Mr. Bogle several times. A true honor.

dewey

I mow, vacuum, do the car detailing, and cooking. DW does laundry, dishes that don’t go in the washer, bathroom cleanings, gardening, etc. Pretty fair division of labor. We exercise daily. We’re Boomers with net worth north of $3 million. I’m 71.

dewey

Compared internationally, for the cost and level of performance, one of the best bargains on planet earth.

dewey

MathWizard wrote: ↑Tue Dec 22, 2020 6:25 pm I like to keep my portfolio invested. (outside of cash reserve or Emergency Fund whatever you want to call it).

A large dip in equities is time to rebalance from bonds .

+1

dewey

After a big dip--rebalancing is often in order. That would be my version of by the dip.

dewey

No. Never. I’ve purchased too many new cars to count and extended warranties never made sense to me. My recollection from my Consumer Reports days was they were generally not in favor of these for most purchases, not just cars.

dewey

Method Men at TARGET. Deodorant, not anti-perspirant. No aluminum, no parabens, cruelty free.

dewey

Old Sage(brush) wrote: ↑Fri Nov 27, 2020 8:35 am Take a look at Native. I’m not sure but guess it has no aluminum and I find it effective. Obviously everyone is different.

+1

dewey

midareff wrote: ↑Mon Nov 23, 2020 7:38 am We gave up exchanging gifts and buying for special occasions quite a few years ago. When either of us need something we get it. ... no need to wait for a special date.

+1

dewey

dsmil wrote: ↑Tue Nov 17, 2020 1:11 pm Cast iron pans. They are cheap, last forever, and the food tastes good. To be very simple, you can just put some oil on whatever you are cooking and stick it in the oven on 350 or so.

+1 and maybe a carbon steel pan too.

dewey

Roughly 17% of net worth for both questions.

dewey

As a 'reasonably' priced gin, Gordon's is the the best selling gin in England. Tanqueray and Gordon's were joined as a company a long time ago and are owned by the same parent company today. I enjoy Gordon's but not Tanqueray as much (too much botanical for me). My other standards are Beefeaters and...

dewey

stan1 wrote: ↑Thu Oct 15, 2020 10:26 am What's comfortable to one person won't be comfortable to another.

My spouse likes Hoka One cushioned shoes.

+1

dewey

greg24 wrote: ↑Thu Nov 05, 2020 9:53 am They are pushing brokerage accounts, but that does NOT mean you have to buy and sell stocks. I have stuck to my stodgy index funds and I'm feeling fine.

+1

dewey

stl717 wrote: ↑Sat Oct 24, 2020 9:29 am Another option to check is Tuxmat. I just bought a set and am very satisfied.

+1. I use to use Weathertech. They’re very good mats but TuxMats are a step above for sure. I’ve used them in our last three cars. Very pleased.

dewey

How warm? Are you thinking Scottsdale warm? San Antonio warm? Or just not Minneapolis? If it's flexible, you could come join us in the PNW with everyone else from the Bay area :) We live on the Washington side of the Portland area. Great schools, great airport, hardly any mosquitos, outdoor lifesty...

dewey

I have a 50/50 (equities/bonds) portfolio. On the equity side I keep 25-30% in Vanguard Total International.

dewey

Hoka for many mile daily walks are beyondo. Now my wife is hooked too. Lots of good Brooks, NB, etc. are available as well but Hokas are my current favorite. Another shoe mostly for runners but I don’t run anymore and only recently discovered them are ON. Swiss design. Very different from other shoe...

dewey

I began with TIAA in 1980's. It was okay. I found there was so much turn over that when they did my 'annual check-up' I had someone different for 5 years in a row. No continuity. Over time I just felt quasi-lost with them. Granted I didn't know much myself which I concede was some of the problem. Bu...

dewey

I'm a do it your-selfer thanks to this site. I keep it simple (a hard learned lesson from rookie mistakes as well as some poor advise in the early years). If I pass first my wife will work with Vanguard going forward.

dewey

"I don't see why people are suggesting you get married, because that really depends on factors that haven't even been discussed in this thread."

+1

dewey

Costco has a 12 year aged blend I enjoy--and can't beat the price. Famous Grouse is another reasonably priced blend. And they have a Smokey Grouse if you like JWB.

dewey

71. 50% stock indexes. 50% fixed (48% bond indexes 2% cash)

dewey

alexander29 wrote: ↑Wed Aug 19, 2020 10:57 am We have Trek E-bikes we like, but paid over $2,000 each (forget the exact amount) to get lighter weight, built in lights (important for safety!) and a good motor. We chose step-through bikes, since we're in our sixties. For comprehensive coverage, try electricbikereview.com.

+1

dewey

I’ve lived in Vancouver 20 years after growing up East coast and living in MN 18 years. We love the area. And the seasons. Winters are generally very mild though there is some rain. Often the winter rain forecasts are met via very early morning rain with nothing the entire remainder of the day. Summ...

dewey

livesoft wrote: ↑Tue Aug 04, 2020 11:25 am I'd move in with my one of my girlfriends.

Howling at my computer...very funny.

dewey

Several—but the two most important surprises are one, with less income we have more discretionary money, and two, Covid 19. We are very fortunate to be retired in all this. We have income, healthcare, a house, etc. Our retirement is disrupted but despite that we’re fine but we feel terrible for all ...

dewey

Big Dog wrote: ↑Tue Jul 07, 2020 12:58 pm I went into Vanguards short-term bond fund last fall, and its worked great. Keep the emergency fund there.

+1

dewey

I'm one who believes that vehicles are more than just an appliance to get from point A to point B. I like a premium blend of luxury, comfort, and driving performance. I respect those who buy Toyotas, but I want to enjoy the vehicle. I'm in the market for a small/mid SUV/crossover and am seriously c...

dewey

Welcome welcome to the club. I had to wait decades later than you for my two commas. But you and DW are fully entitled to have that steak and thoroughly enjoy it.

dewey

I committed to maximizing my investment contributions fairly early on...each raise would simply increase my taxable mutual fund investments since I always maxed my 401 and Roth. But...I didn't know anything about investing--and neither did most of the people I queried during those years. I made some...

dewey

Does a bicycle count as a piece of exercise equipment for the home if you start your ride at home? I also enjoyed the Peloton subscription which I used this spring when it was free. I'm totally not buying a Peloton bike but I can see why people love it so much. On the e-bike debate: I'm really skep...

dewey

My electric bike. KlangFool How is an electric bike a piece of exercise equipment? h82goslw, A) Instead of driving to the library, grocery store, and so on, it is faster and easier to get there with an electric bike. B) For older folks, it extends the range of biking. KlangFool I've ridden centurie...

dewey

Another TurboTax user. I've used it long enough I'm comfortable with it and the price seems reasonable.

dewey

I have a Trek Verve. Excellent ebike mid motor. But recently bought a comfortable cruiser, rear motor, from the aptly named “Electric Bike Company.” Very reasonable pricing and you get to build the bike the way you want it—including color scheme! Check them out. The model I bought is so comfortable ...

dewey

You have to consider the mechanicals when evaluating a "first model year." Is it just a body redesign, a slight power train revision, or a ground up redesign? A body redesign shouldn't present many first model year problems. A ground up redesign will probably have a few kinks. Just relyin...

dewey

We cancelled a big trip planned with friends for May to New England and up to Canada.

dewey

go_mets wrote: ↑Sat Apr 18, 2020 8:57 am
dewey wrote: ↑Fri Apr 17, 2020 11:40 pm I submitted the account info today and it was accepted.
Submitted to what?
Your IRS account in general or the Get My Payment ?

.

Get My Payment

dewey

We haven’t received tax refunds for years. But we file jointly so I assume they only need one bank account for both our Cares checks? I submitted the account info today and it was accepted. Social Security has our direct deposit info which they are using for some people. Can’t understand why they wo...

dewey

I'm not clear about the benefit of converting from IRA to Roth in a down market. Isn't it the case you pay taxes based on the dollar amount of the conversion, not the share value? So a $30,000 conversion is a $30,000 conversion in terms of what gets taxed. I realize that tax rates matter when doing ...

dewey

Almost 71, DW is 68. Separate portfolios but both at 50/50. Where we plan to stay.

dewey

Stay the Course is what works for me. Assuming you're at home with your AA (I'm 71 and 50/50) then stick to the plan, re-balance according to plan. Not much else to add. In years past during these stomach churning episodes I learned from so many veterans on this site to sit tight, and stay the cours...

dewey

I go as needed but less than before. I was at Costco yesterday and they developed a slick system for admittance that kept low numbers in the store at any time and assured very short check out lines, if any. We used to usually go together but for now reducing risk by sending just me.

dewey

I do almost all the cooking. This morning we tried a homemade experiment of McDonald's Egg and Sausage McMuffins--they were terrific. Tonight it's Shrimp Fra Diavolo pasta. Tomorrow sautéed scallops with small baked potatoes and harissa green beans. A meatloaf is showing up in a few days. We have ab...

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