Search found 378 matches

by dewey
Mon Nov 25, 2019 4:21 pm
Forum: Personal Consumer Issues
Topic: Kia Sportage
Replies: 19
Views: 1608

Kia Sportage

We're considering a 2020 Kia Sportage EX for my wife. We've never owned a Kia. I've done a fair amount of research and almost all the arrows point up for this car. But I'm wondering about fellow Bogleheads and your experiences with the Kia Sportage, and any counsel you'd offer. Thanks.

Dewey
by dewey
Mon Nov 04, 2019 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Any danger in having all my retirement in Vanguard?
Replies: 17
Views: 1522

Re: Any danger in having all my retirement in Vanguard?

I moved everything to Vanguard when I retired (what wasn't already there). So my wife's portfolio and mine are 100% with Vanguard.
by dewey
Mon Oct 28, 2019 12:45 am
Forum: Personal Finance (Not Investing)
Topic: Who does your tax returns?
Replies: 103
Views: 5345

Re: Who does your tax returns?

TurboTax.
by dewey
Mon Oct 28, 2019 12:42 am
Forum: Personal Consumer Issues
Topic: Folks age between 65-70. What’s your exercise routine
Replies: 44
Views: 4621

Re: Folks age between 65-70. What’s your exercise routine

We do the gym 3-4 days a week. I do various aerobic machines as well as moderate strength training. Other days are either walking or bicycle. I’m in a bike club and my rides with them average 20 miles. Our walks are 3-4 miles. I’ve been active my whole life. I’m not a fanatic about any physical acti...
by dewey
Thu Oct 17, 2019 11:57 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 8435

Re: Alternatives to Subaru Outback?

The 2020 Ford Escape (not in showrooms quite yet) will be all new from the ground up. New design. New features. It's sounding to be a very nice vehicle in its class.
by dewey
Sun Sep 29, 2019 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Do you know what your partner spends money on?
Replies: 80
Views: 6686

Re: Do you know what your partner spends money on?

My wife and I each have our own accounts, both checking and credit cards, etc. No joint accounts. We have common expenditures we both share (e.g. mortgage, cable, groceries, major house purchases, taxes...) but the rest we control individually. Whatever she wants, she buys, Same for me. We each have...
by dewey
Tue Sep 03, 2019 9:04 pm
Forum: Investing - Theory, News & General
Topic: For those who have bonds in taxable, why and which ones?
Replies: 42
Views: 3765

Re: For those who have bonds in taxable, why and which ones?

schachtw wrote:
Tue Sep 03, 2019 7:25 pm
Only one bond fund in our taxable portfolios:
VG Intermediate Tax Exempt.
Same here...
by dewey
Thu Aug 29, 2019 5:52 pm
Forum: Personal Consumer Issues
Topic: Vehicle idle stop-start when parking
Replies: 54
Views: 4029

Re: Vehicle idle stop-start when parking

My Acura has a button that manually shuts the feature off (though the default is 'on' each time the car is started). But--when turning the car off for parking (even if the feature shuts the engine off first), just pushing the "Start" button shuts the car off and automatically places it in park. The ...
by dewey
Wed Aug 28, 2019 10:37 pm
Forum: Personal Consumer Issues
Topic: Laser or inkjet
Replies: 58
Views: 3517

Re: Laser or inkjet

B&W Laser vote here.
by dewey
Wed Aug 28, 2019 10:32 pm
Forum: Personal Consumer Issues
Topic: Computer printer suggestions.
Replies: 25
Views: 1289

Re: Computer printer suggestions.

We have the HP LaserJet Pro M15w Printer which is B&W. Very inexpensive. Wife and I each have one. Very pleased.
by dewey
Fri Aug 02, 2019 3:33 pm
Forum: Personal Consumer Issues
Topic: Help me choose my next Boglecar!
Replies: 52
Views: 3567

Re: Help me choose my next Boglecar!

We're looking for a replacement for my wife's 2014 Mazda 3 hatchback (which has been a phenomenal car) which will be a smaller SUV. One car that got my attention recently--we'll see when it's out soon--is the 2020 Ford Escape. It's all new and will be a challenger to the CRV and RAV4 among others.
by dewey
Sun Jul 28, 2019 6:56 pm
Forum: Personal Consumer Issues
Topic: Why do my Oral-B brush heads wear out so quickly?
Replies: 16
Views: 1608

Re: Why are my Oral-B brush heads wear out so quickly?

Definitely operator error. My hunch is too much pressure. We use to use Sonicare and they lasted for me too. But my wife's brushing style made her brushes look like the OP's Oral-B. We switched to Oral-B 5 years ago and my brush heads last as promised and my wife's do too. My guess is the Oral-B jus...
by dewey
Sun Jul 21, 2019 12:35 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 93
Views: 9366

Re: Acura RDX vs Audi Q5

Different people have different preferences and values when it comes to cars. I’ve had both and now have the 2019 RDX AWD Advance (I’ve had each generation). It’s the best car I’ve owned. Solid. Outstanding sound system. Terrific handling. Quiet cabin. High end interior, e.g. Napa leather. Just fun ...
by dewey
Thu Jul 04, 2019 11:54 am
Forum: Personal Consumer Issues
Topic: bike for 79 year old man
Replies: 26
Views: 2474

Re: bike for 79 year old man

A step through bike (i.e. woman's model) is what I have for the same reason. Mine is an e-bike for those occasions when the long steep hill is more than my heart rate should confront.
by dewey
Tue Jul 02, 2019 5:28 pm
Forum: Investing - Theory, News & General
Topic: So the year is officially half over
Replies: 32
Views: 3586

Re: So the year is officially half over

I'm staying the course. Re-balancing as needed. Turned 70 on Friday. 50/50 portfolio, basically 4-fund. Definitely bracing for likely downturn at some point. All thanks to JB and this wonderful site.
by dewey
Tue May 28, 2019 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Italian traffic fine with U.S. debt collector
Replies: 60
Views: 5706

Re: Italian traffic fine with U.S. debt collector

We had a similar fine from driving in Italy many years ago but we didn't receive a notice of the fine until 9 months later. That was weird enough but I'm told the Italian bureaucracy grinds slowly. In our case the fine was sent to us by the municipality, not a collection agency. They claimed to have...
by dewey
Tue Apr 02, 2019 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: At a crossroad - Expensive House or Private School Tuition?
Replies: 68
Views: 4649

Re: At a crossroad - Expensive House or Private School Tuition?

I'd go for the house and the good public schools. Business Week did a piece a number of years ago favoring public schools over private (unless circumstances would dictate I'd add--though the article didn't go there as I recall). On a cost basis they favored good public schools, then save the money f...
by dewey
Fri Mar 29, 2019 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 17041

Re: How often do you check your net worth?

I record my invested assets monthly. Along with the S&P 500 number that day and the 10 year yield.
by dewey
Sat Mar 09, 2019 11:58 am
Forum: Personal Consumer Issues
Topic: Garbage Disposal: So many choices out there. How do you decide which one?
Replies: 54
Views: 4251

Re: Garbage Disposal: So many choices out there. How do you decide which one?

A few years ago the disposal (brand new) by the builder died in a couple of years. At the time I did some research and concluded this one was the way to go. It's 1 HP and it was day and night performance from the original 1/2 HP disposal. Waste King Legend 8000 (garbage disposer) Model# 1E3-14889-59...
by dewey
Sat Mar 09, 2019 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Airline travel and economy: pay $$ to pick seats
Replies: 116
Views: 8277

Re: Airline travel and economy: pay $$ to pick seats

If they don't seat you together--often people will swap seats if they keep what they had before, e.g. if I swap an aisle for an aisle or window for a window I'm willing to swap to help someone out.
by dewey
Fri Mar 08, 2019 1:01 am
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 8543

Re: attacked by off-leash dog

We have leash laws that are often ignored by owners. We have ‘pick up after your dog’ laws that are often ignored by owners. We have ordinances against barking dogs but far too many owners ignore these laws (including our next door neighbor). The common denominator in pet violations isn’t the animal...
by dewey
Sun Feb 10, 2019 7:40 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4137
Views: 1186714

Re: What Book Are You Currently Reading? Part VI

I just finished John Cleese's "Professor at Large." Delightful book. Often witty of course. But as often insightful and poignant. He's actually brilliant and very well educated (Cambridge, Law school, etc.). In brief summary, Cornell had (still has?) a program that invited accomplished people to be ...
by dewey
Sun Jan 13, 2019 12:36 pm
Forum: Personal Investments
Topic: Biggest Investment Mistake
Replies: 219
Views: 20336

Re: Biggest Investment Mistake

Too conservative an equity allocation at an early age. Should have been much more aggressive in my 20’s and 30’s. My error too. I accepted the advice of a TIAA rep who advised a 50/50 portfolio when I was much younger--and when I should have been more aggressive. I discovered Vanguard in time but d...
by dewey
Tue Dec 25, 2018 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Working Holidays for extra money.
Replies: 64
Views: 4961

Re: Working Holidays for extra money.

This is an interesting thread. There's been so much noise about requiring businesses to close on Xmas and even other holidays so that employees can spend time with family. This thread, albeit not a random sample, suggests many people are glad to work on holidays--even for regular pay--if given the c...
by dewey
Mon Dec 17, 2018 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage and separate accounts - how does it work?
Replies: 98
Views: 5791

Re: Marriage and separate accounts - how does it work?

This is my second marriage, her first. We've been married 23 years, together 26. Both retired. Prior to retirement I made more money so I assumed a greater share of all major expenses, e.g. mortgage, taxes, entertainment, etc. Now we split most costs, but I still fund most entertainment costs and a ...
by dewey
Thu Dec 06, 2018 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 375
Views: 24160

Re: What are others paying for property taxes around the US?

$5000.00 a year for a 2050 sq. ft. one level built in 2014. Vancouver, WA
by dewey
Sun Dec 02, 2018 3:41 pm
Forum: Personal Investments
Topic: Another RMD Query
Replies: 4
Views: 499

Another RMD Query



I'll turn 70.5 on December 28, 2019. That is the year I have to take my first RMD (unless I postpone into 2020--which I won't). My question is, since 2019 is when I turn 70.5, can I begin doing RMD withdraws anytime during the year or do I have to wait until the magical 70.5 is reached? Thanks.
by dewey
Fri Nov 16, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4137
Views: 1186714

Re: What Book Are You Currently Reading? Part VI

"Professor at Large" by John Cleese. A smart and witty work. Interesting storyline of how he was invited to teach at Cornell. Great read.
by dewey
Fri Nov 16, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: One food I could never give up
Replies: 33
Views: 2023

Re: One food I could never give up

Pizza/pasta. Both so versatile.
by dewey
Mon Oct 15, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 2094

Re: Kids and Money

Congratulations on your upcoming baby! This is more of a parenting question than a financial question. Your unborn child's first jobs will be controlling their neck, crawling, walking, talking. S/he will work hard at this, with your encouragement and teaching. S/he will continue to work to work upo...
by dewey
Tue Sep 11, 2018 5:45 pm
Forum: Personal Investments
Topic: RMD will turn 70 in Nov. 2018
Replies: 22
Views: 1969

Re: RMD will turn 70 in Nov. 2018

I turn 70 and 1/2 on December 28, 2019. But I won't know the amount my RMD is based on until Dec. 31, correct? Which means I can't make a payment until January 2020 at the earliest. It sounds like I have to make two payments in 2020? Every year the RMD amount is determined on December 31st I though...
by dewey
Tue Sep 11, 2018 2:43 pm
Forum: Personal Investments
Topic: RMD will turn 70 in Nov. 2018
Replies: 22
Views: 1969

Re: RMD will turn 70 in Nov. 2018

I turn 70 and 1/2 on December 28, 2019. But I won't know the amount my RMD is based on until Dec. 31, correct? Which means I can't make a payment until January 2020 at the earliest. It sounds like I have to make two payments in 2020? Every year the RMD amount is determined on December 31st I thought...
by dewey
Sun Sep 09, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Using your home as old age care self-insurance?
Replies: 74
Views: 6375

Re: Using your home as old age care self-insurance?

"Once I get that bad I want the cocktail. I don't see the point of wasting all that money just so that I am only surviving not living."

That. (posted by carefree).
by dewey
Sun Aug 26, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: What to put in a care package for college student
Replies: 44
Views: 2944

Re: What to put in a care package for college student

In addition to the many good food suggestions above, some peanut butter and jelly or honey along with crackers. Canned nuts. Canned fish (I always liked sardines and kipper snacks).
by dewey
Mon Aug 13, 2018 11:10 am
Forum: Investing - Theory, News & General
Topic: "Don't Obsess About Expense Ratios"
Replies: 240
Views: 24032

Re: "Don't Obsess About Expense Ratios"

When Vanguard was thumping the competition with unbelievably low ER's, it made sense for that cost to be a significant factor when choosing a provider. But once the fees are close to identical or with very little difference, it loses its compelling consideration compared to the past. That's what I t...
by dewey
Sun Aug 05, 2018 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: What's you safety deposit box fee?
Replies: 64
Views: 7299

Re: What's you safety deposit box fee?

$50.00 year for a medium size box from our credit union.
by dewey
Sat Jul 07, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 411
Views: 61282

Re: That Extravagant Thing You Do

I buy a new car every few years. I enjoy cars and though I'd be a wealthier man not doing it, I'm like a moth to the lights. My wife always says "You deserve it. You worked hard your whole life and you get real pleasure from a nice car." Otherwise...fairly smart about spending. 69 and drawing only 2...
by dewey
Thu Jul 05, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 6525

Re: How to tip

youngpleb wrote:
Wed Jul 04, 2018 4:48 pm
20%-25% pre-tax for adequate to good service, down to 15% for bad service.
+1
by dewey
Sun Jul 01, 2018 6:06 pm
Forum: Personal Investments
Topic: What % of your equity is int’l?
Replies: 141
Views: 9565

Re: What % of your equity is int’l?

30% of equities is Total International Index
by dewey
Thu Jun 21, 2018 6:12 pm
Forum: Personal Investments
Topic: RMD Question
Replies: 4
Views: 719

RMD Question

RMD Question. I turn 70 on June 28 (2019) so I’ll be 70 1/2 on December 28 (I’m guessing). So that will be the year that determines my first payment which I'll make in 2020. I’d like to do charitable giving within the RMD, but, can’t make any donation prior to being 70 1/2 as I understand it. That’s...
by dewey
Mon Apr 23, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: Looking to purchase new car/SUV
Replies: 51
Views: 5779

Re: Looking to purchase new car/SUV

CR Buying Guide 2018, page 194 shows the trouble spots for the RDX. The most recent year they address is 2016 which gets high marks for reliability in all categories except in car electronics. But CR's reviews include ride, comfort, styling, etc. Much of that is individual preference. My focus was o...
by dewey
Mon Apr 23, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Looking to purchase new car/SUV
Replies: 51
Views: 5779

Re: Looking to purchase new car/SUV

Look at CR Annual Review of all vehicles to see reliability of individual models. There's another site that consults individual owners about all makes where they log any/all problems. The RDX is a top performer. I'm out the door to an appointment now and will locate it later. But start with your sou...
by dewey
Mon Apr 23, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: Looking to purchase new car/SUV
Replies: 51
Views: 5779

Re: Looking to purchase new car/SUV

CR ranks the car manufacuters overall reliability etc as follows: 1. Genesis, 2. Audi, 3. BMW and #4 Lexus, #5 Porsche (see a trend here? Honda is 9, toyota 10 and Acura #22 (Acura has really dropped in CRs view). Where are you getting these numbers? Here is a October 2017 reliability report: https...
by dewey
Mon Apr 23, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: 2011 Acura RDX
Replies: 11
Views: 1635

Re: 2011 Acura RDX

The first generation RDX was amazing (2011 is First generation). Fun to drive. Super Handling All Wheel Drive (Acura's best system). The car has plenty of turbo charged zip. Handles really well. Reliable as heck. Acura's reliability has taken a hit recently but the RDX is exempt from the issues in a...
by dewey
Sun Apr 01, 2018 1:27 pm
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 281
Views: 19241

Re: Customer Service with Vanguard

Overall I've been very pleased with customer service from Vanguard--and I've been with them for too many years to count.
by dewey
Sat Mar 24, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: Costco Kirkland Brand Liquor
Replies: 63
Views: 11546

Re: Costco Kirkland Brand Liquor

I have a good friend who is frugal but not cheap. He always has bottles of Genlivet at his parties. I have known him for 15 years. I love Glenlivet on the rocks. I'm not a heavy drinker - only one or two drinks a couple times a week. Always enjoy his Glenlivet :D He confessed to me last year that h...
by dewey
Sat Mar 10, 2018 12:25 pm
Forum: Personal Investments
Topic: Are Bonds Bad Right Now?
Replies: 23
Views: 3156

Re: Are Bonds Bad Right Now?

I'm viewing rising yields as a case of short term pain for long term gain. I'm retired and in this for the long haul--I hope. So my AA dictates my bond holdings. We'll see if this was wise but I'm expecting in a few years these rising rates will stabilize bonds and they'll better be able to work the...