Search found 440 matches
- Wed Feb 03, 2021 7:43 pm
- Forum: Investing - Theory, News & General
- Topic: International stock Fund % of US Stock Fund?
- Replies: 41
- Views: 2490
Re: International stock Fund % of US Stock Fund?
I use percentage of equities and I don't care if there is some limited wandering back and forth between the two. Anything in the neighborhood of one third of equities is fine with me. Using this approach, I very rarely have to make an adjustment between US and foreign stock because they tend to mov...
- Sun Jan 24, 2021 2:03 pm
- Forum: Personal Investments
- Topic: Any boring investors left?
- Replies: 223
- Views: 13415
Re: Any boring investors left?
Add me to the boring crowd. Keep it simple and easy.
- Sun Jan 24, 2021 1:58 pm
- Forum: Personal Consumer Issues
- Topic: Best/most comfortable walking shoes?
- Replies: 28
- Views: 2551
Re: Best/most comfortable walking shoes?
Discovered Hokas almost a year ago and love them. DW now does too. We do 4.5 mile walks on sidewalks daily since covid and no gym. Never had anything like them. Hoka One is what we have. Someone else said the bottoms wear faster than some other brands which I'd concur. But they're not more expensive...
- Fri Jan 22, 2021 12:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who or what has helped the most in your financial journey?
- Replies: 121
- Views: 7279
Re: Who or what has helped the most in your financial journey?
Mr. Bogle; Bogleheads; A commitment to maximize retirement investing
- Thu Jan 21, 2021 5:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Millionaire Parents: Do Your Kids Know You're Rich?
- Replies: 194
- Views: 11017
Re: Millionaire Parents: Do Your Kids Know You're Rich?
I lost my longer response so I'll just say no, they don't know. And I don't expect to have that conversation with them.
- Tue Jan 19, 2021 2:56 pm
- Forum: Personal Consumer Issues
- Topic: any suggestions for best 65" TV under $1000?
- Replies: 48
- Views: 3137
Re: any suggestions for best 65" TV under $1000?
We recently bought a Samsung 4k LED 65" Smart TV on sale at Costco for $800.00.
- Sun Jan 17, 2021 12:53 am
- Forum: Investing - Theory, News & General
- Topic: "A look back at the life of Vanguard's founder"
- Replies: 16
- Views: 1253
Re: "A look back at the life of Vanguard's founder"
Thank you Taylor for posting this. And thanks to Bogleheads meetings I was able to meet and chat with Mr. Bogle several times. A true honor.
- Tue Jan 12, 2021 1:28 am
- Forum: Personal Consumer Issues
- Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
- Replies: 341
- Views: 25848
Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
I mow, vacuum, do the car detailing, and cooking. DW does laundry, dishes that don’t go in the washer, bathroom cleanings, gardening, etc. Pretty fair division of labor. We exercise daily. We’re Boomers with net worth north of $3 million. I’m 71.
- Thu Jan 07, 2021 12:55 am
- Forum: Personal Consumer Issues
- Topic: USPS is incredibly fast!
- Replies: 102
- Views: 7607
Re: USPS is incredibly fast!
Compared internationally, for the cost and level of performance, one of the best bargains on planet earth.
- Tue Dec 22, 2020 6:45 pm
- Forum: Investing - Theory, News & General
- Topic: Is it better to invest more after a dip?
- Replies: 196
- Views: 10970
Re: Is it better to invest more after a dip?
+1MathWizard wrote: ↑Tue Dec 22, 2020 6:25 pm I like to keep my portfolio invested. (outside of cash reserve or Emergency Fund whatever you want to call it).
A large dip in equities is time to rebalance from bonds .
- Tue Dec 22, 2020 5:58 pm
- Forum: Investing - Theory, News & General
- Topic: Is it better to invest more after a dip?
- Replies: 196
- Views: 10970
Re: Is it better to invest more after a dip?
After a big dip--rebalancing is often in order. That would be my version of by the dip.
- Mon Dec 14, 2020 1:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Do you buy extended auto warranties?
- Replies: 70
- Views: 4457
Re: Do you buy extended auto warranties?
No. Never. I’ve purchased too many new cars to count and extended warranties never made sense to me. My recollection from my Consumer Reports days was they were generally not in favor of these for most purchases, not just cars.
- Sun Nov 29, 2020 1:24 pm
- Forum: Personal Consumer Issues
- Topic: Deodorants without aluminum?
- Replies: 41
- Views: 3376
Re: Deodorants without aluminum?
Method Men at TARGET. Deodorant, not anti-perspirant. No aluminum, no parabens, cruelty free.
- Sat Nov 28, 2020 1:37 am
- Forum: Personal Consumer Issues
- Topic: Deodorants without aluminum?
- Replies: 41
- Views: 3376
Re: Deodorants without aluminum?
+1Old Sage(brush) wrote: ↑Fri Nov 27, 2020 8:35 am Take a look at Native. I’m not sure but guess it has no aluminum and I find it effective. Obviously everyone is different.
- Tue Nov 24, 2020 1:13 pm
- Forum: Personal Consumer Issues
- Topic: What are you getting your s/o for the holidays?
- Replies: 123
- Views: 9236
- Wed Nov 18, 2020 6:29 pm
- Forum: Personal Consumer Issues
- Topic: Essential kitchen appliances?
- Replies: 55
- Views: 2855
- Wed Nov 18, 2020 6:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: What % of your Net Worth is Home Equity? What % is total value of RE relative to net worth?
- Replies: 124
- Views: 6996
Re: What % of your Net Worth is Home Equity? What % is total value of RE relative to net worth?
Roughly 17% of net worth for both questions.
- Wed Nov 18, 2020 6:13 pm
- Forum: Personal Consumer Issues
- Topic: What's your favorite reasonably priced gin?
- Replies: 111
- Views: 8207
Re: What's your favorite reasonably priced gin?
As a 'reasonably' priced gin, Gordon's is the the best selling gin in England. Tanqueray and Gordon's were joined as a company a long time ago and are owned by the same parent company today. I enjoy Gordon's but not Tanqueray as much (too much botanical for me). My other standards are Beefeaters and...
- Mon Nov 16, 2020 1:12 am
- Forum: Personal Consumer Issues
- Topic: Most comfortable shoe: please recommend
- Replies: 81
- Views: 6782
- Thu Nov 05, 2020 12:34 pm
- Forum: Investing - Theory, News & General
- Topic: Changes to Vanguard
- Replies: 78
- Views: 6213
- Fri Oct 30, 2020 4:34 pm
- Forum: Personal Consumer Issues
- Topic: Car mats: weathertech or 3d Maxpider?
- Replies: 17
- Views: 1568
- Wed Oct 21, 2020 4:25 pm
- Forum: Personal Consumer Issues
- Topic: Ideal City to live in?
- Replies: 160
- Views: 11755
Re: Ideal City to live in?
How warm? Are you thinking Scottsdale warm? San Antonio warm? Or just not Minneapolis? If it's flexible, you could come join us in the PNW with everyone else from the Bay area :) We live on the Washington side of the Portland area. Great schools, great airport, hardly any mosquitos, outdoor lifesty...
- Tue Oct 20, 2020 5:19 pm
- Forum: Personal Investments
- Topic: How much do you allocate to international equity?
- Replies: 133
- Views: 9448
Re: How much do you allocate to international equity?
I have a 50/50 (equities/bonds) portfolio. On the equity side I keep 25-30% in Vanguard Total International.
- Thu Oct 15, 2020 11:56 pm
- Forum: Personal Consumer Issues
- Topic: Most comfortable shoe: please recommend
- Replies: 81
- Views: 6782
Re: Most comfortable shoe: please recommend
Hoka for many mile daily walks are beyondo. Now my wife is hooked too. Lots of good Brooks, NB, etc. are available as well but Hokas are my current favorite. Another shoe mostly for runners but I don’t run anymore and only recently discovered them are ON. Swiss design. Very different from other shoe...
- Tue Oct 13, 2020 1:22 pm
- Forum: Personal Investments
- Topic: [Frustrated with TIAA, thinking about moving some money]
- Replies: 25
- Views: 1457
Re: [Frustrated with TIAA, thinking about moving some money]
I began with TIAA in 1980's. It was okay. I found there was so much turn over that when they did my 'annual check-up' I had someone different for 5 years in a row. No continuity. Over time I just felt quasi-lost with them. Granted I didn't know much myself which I concede was some of the problem. Bu...
- Mon Oct 12, 2020 5:34 pm
- Forum: Investing - Theory, News & General
- Topic: Who here uses a financial advisor?
- Replies: 35
- Views: 3371
Re: Who here uses a financial advisor?
I'm a do it your-selfer thanks to this site. I keep it simple (a hard learned lesson from rookie mistakes as well as some poor advise in the early years). If I pass first my wife will work with Vanguard going forward.
- Mon Oct 12, 2020 4:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: Splitting Expenses
- Replies: 17
- Views: 2686
Re: Splitting Expenses
"I don't see why people are suggesting you get married, because that really depends on factors that haven't even been discussed in this thread."
+1
+1
- Fri Sep 25, 2020 5:07 pm
- Forum: Personal Consumer Issues
- Topic: Any Blended Scotch Drinkers Here?
- Replies: 59
- Views: 5316
Re: Any Blended Scotch Drinkers Here?
Costco has a 12 year aged blend I enjoy--and can't beat the price. Famous Grouse is another reasonably priced blend. And they have a Smokey Grouse if you like JWB.
- Wed Sep 02, 2020 5:08 am
- Forum: Investing - Theory, News & General
- Topic: What is your age and asset allocation ?
- Replies: 466
- Views: 38704
Re: What is your age and asset allocation ?
71. 50% stock indexes. 50% fixed (48% bond indexes 2% cash)
- Sun Aug 23, 2020 12:15 am
- Forum: Personal Consumer Issues
- Topic: E-Bike- where to start
- Replies: 19
- Views: 2156
Re: E-Bike- where to start
+1alexander29 wrote: ↑Wed Aug 19, 2020 10:57 am We have Trek E-bikes we like, but paid over $2,000 each (forget the exact amount) to get lighter weight, built in lights (important for safety!) and a good motor. We chose step-through bikes, since we're in our sixties. For comprehensive coverage, try electricbikereview.com.
- Tue Aug 18, 2020 4:00 am
- Forum: Personal Consumer Issues
- Topic: Thinking of moving Seattle or Vancouver, WA
- Replies: 88
- Views: 6471
Re: Thinking of moving Seattle or Vancouver, WA
I’ve lived in Vancouver 20 years after growing up East coast and living in MN 18 years. We love the area. And the seasons. Winters are generally very mild though there is some rain. Often the winter rain forecasts are met via very early morning rain with nothing the entire remainder of the day. Summ...
- Fri Aug 07, 2020 10:52 am
- Forum: Investing - Theory, News & General
- Topic: What happens if you run out of money in retirement?
- Replies: 175
- Views: 15837
- Fri Jul 17, 2020 1:33 am
- Forum: Personal Consumer Issues
- Topic: What surprised you the most once you retired?
- Replies: 267
- Views: 31799
Re: What surprised you the most once you retired?
Several—but the two most important surprises are one, with less income we have more discretionary money, and two, Covid 19. We are very fortunate to be retired in all this. We have income, healthcare, a house, etc. Our retirement is disrupted but despite that we’re fine but we feel terrible for all ...
- Tue Jul 07, 2020 4:54 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Prime Money Market Fund
- Replies: 75
- Views: 6760
- Sun Jul 05, 2020 2:33 pm
- Forum: Personal Consumer Issues
- Topic: Boglehead Way to buy an Audi
- Replies: 91
- Views: 6109
Re: Boglehead Way to buy an Audi
I'm one who believes that vehicles are more than just an appliance to get from point A to point B. I like a premium blend of luxury, comfort, and driving performance. I respect those who buy Toyotas, but I want to enjoy the vehicle. I'm in the market for a small/mid SUV/crossover and am seriously c...
- Fri Jul 03, 2020 12:09 am
- Forum: US Chapters
- Topic: Post your Financial Milestone Announcements Here
- Replies: 2115
- Views: 258268
Re: Two Comma Club
Welcome welcome to the club. I had to wait decades later than you for my two commas. But you and DW are fully entitled to have that steak and thoroughly enjoy it.
- Mon Jun 29, 2020 2:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is the best financial decision you ever made?
- Replies: 213
- Views: 17359
Re: What is the best financial decision you ever made?
I committed to maximizing my investment contributions fairly early on...each raise would simply increase my taxable mutual fund investments since I always maxed my 401 and Roth. But...I didn't know anything about investing--and neither did most of the people I queried during those years. I made some...
- Thu Jun 25, 2020 9:14 pm
- Forum: Personal Consumer Issues
- Topic: What is the single best piece of exercise equipment you bought for your home?
- Replies: 259
- Views: 17562
Re: What is the single best piece of exercise equipment you bought for your home?
Does a bicycle count as a piece of exercise equipment for the home if you start your ride at home? I also enjoyed the Peloton subscription which I used this spring when it was free. I'm totally not buying a Peloton bike but I can see why people love it so much. On the e-bike debate: I'm really skep...
- Thu Jun 25, 2020 12:54 pm
- Forum: Personal Consumer Issues
- Topic: What is the single best piece of exercise equipment you bought for your home?
- Replies: 259
- Views: 17562
Re: What is the single best piece of exercise equipment you bought for your home?
My electric bike. KlangFool How is an electric bike a piece of exercise equipment? h82goslw, A) Instead of driving to the library, grocery store, and so on, it is faster and easier to get there with an electric bike. B) For older folks, it extends the range of biking. KlangFool I've ridden centurie...
- Fri Jun 19, 2020 5:57 pm
- Forum: Personal Finance (Not Investing)
- Topic: Learning how to do your own taxes?
- Replies: 51
- Views: 2984
Re: Learning how to do your own taxes?
Another TurboTax user. I've used it long enough I'm comfortable with it and the price seems reasonable.
- Thu Jun 04, 2020 6:32 am
- Forum: Personal Consumer Issues
- Topic: E-Bike recommendations
- Replies: 118
- Views: 9187
Re: E-Bike recommendations
I have a Trek Verve. Excellent ebike mid motor. But recently bought a comfortable cruiser, rear motor, from the aptly named “Electric Bike Company.” Very reasonable pricing and you get to build the bike the way you want it—including color scheme! Check them out. The model I bought is so comfortable ...
- Wed Jun 03, 2020 12:04 pm
- Forum: Personal Consumer Issues
- Topic: First Model Year Acura
- Replies: 18
- Views: 1238
Re: First Model Year Acura
You have to consider the mechanicals when evaluating a "first model year." Is it just a body redesign, a slight power train revision, or a ground up redesign? A body redesign shouldn't present many first model year problems. A ground up redesign will probably have a few kinks. Just relyin...
- Wed May 06, 2020 1:55 pm
- Forum: Personal Consumer Issues
- Topic: 2020 travel plans
- Replies: 95
- Views: 4745
Re: 2020 travel plans
We cancelled a big trip planned with friends for May to New England and up to Canada.
- Sat Apr 18, 2020 1:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: IRS Get My Payment up and running
- Replies: 369
- Views: 26134
- Fri Apr 17, 2020 11:40 pm
- Forum: Personal Finance (Not Investing)
- Topic: IRS Get My Payment up and running
- Replies: 369
- Views: 26134
Re: IRS Get My Payment up and running
We haven’t received tax refunds for years. But we file jointly so I assume they only need one bank account for both our Cares checks? I submitted the account info today and it was accepted. Social Security has our direct deposit info which they are using for some people. Can’t understand why they wo...
- Fri Apr 03, 2020 10:37 pm
- Forum: Personal Investments
- Topic: Right time to convert to Roth IRA?
- Replies: 14
- Views: 1436
Re: Right time to convert to Roth IRA?
I'm not clear about the benefit of converting from IRA to Roth in a down market. Isn't it the case you pay taxes based on the dollar amount of the conversion, not the share value? So a $30,000 conversion is a $30,000 conversion in terms of what gets taxed. I realize that tax rates matter when doing ...
- Wed Apr 01, 2020 1:19 pm
- Forum: Investing - Theory, News & General
- Topic: What is your age/AA during this crisis?
- Replies: 138
- Views: 6886
Re: What is your age/AA during this crisis?
Almost 71, DW is 68. Separate portfolios but both at 50/50. Where we plan to stay.
- Sat Mar 28, 2020 10:43 pm
- Forum: Personal Investments
- Topic: Share what worked in your plan during the crisis
- Replies: 103
- Views: 7320
Re: Share what worked in your plan during the crisis
Stay the Course is what works for me. Assuming you're at home with your AA (I'm 71 and 50/50) then stick to the plan, re-balance according to plan. Not much else to add. In years past during these stomach churning episodes I learned from so many veterans on this site to sit tight, and stay the cours...
- Wed Mar 25, 2020 6:05 am
- Forum: Personal Consumer Issues
- Topic: Are you still going to the grocery store or using a delivery service? Which?
- Replies: 329
- Views: 25329
Re: Are you still going to the grocery store or using a delivery service? Which?
I go as needed but less than before. I was at Costco yesterday and they developed a slick system for admittance that kept low numbers in the store at any time and assured very short check out lines, if any. We used to usually go together but for now reducing risk by sending just me.
- Sun Mar 22, 2020 5:11 pm
- Forum: Personal Consumer Issues
- Topic: So what are you cooking
- Replies: 420
- Views: 32207
Re: So what are you cooking
I do almost all the cooking. This morning we tried a homemade experiment of McDonald's Egg and Sausage McMuffins--they were terrific. Tonight it's Shrimp Fra Diavolo pasta. Tomorrow sautéed scallops with small baked potatoes and harissa green beans. A meatloaf is showing up in a few days. We have ab...