Search found 3508 matches

by lthenderson
Fri Nov 02, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Selling House Directly to Buyer
Replies: 28
Views: 2648

Re: Selling House Directly to Buyer

I'd appreciate any advice BHs might provide about organizing a sale such as this. I am not seeking advice vis-a-vis the effect of this transaction on my relationship with my associate, but how to work with transaction specialists on this. Many thanks. I've bought two houses through private transact...
by lthenderson
Fri Nov 02, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Diagnosed Non-curable Cancer -- what now?
Replies: 54
Views: 10335

Re: Spouse Diagnosed Non-curable Cancer -- what now?

Any advice appreciated. Nuvoletta I'm on the other side of the coin dealing with my mom in the final stages of her two and a half year battle with brain cancer. Like others, don't rush decisions. Concentrate on the making of memories. We told our kids about grandma when they started asking question...
by lthenderson
Fri Nov 02, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Do Car Sun Shades Work?
Replies: 24
Views: 74618

Re: Do Car Sun Shades Work?

They work but count me in the camp that think it is more hassle to unfold and install them and then later fold them up and store them than to just get the car rolling down the road with the windows down until the air conditioner kicks in.
by lthenderson
Fri Nov 02, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Damage caused by roofer, what are my options?
Replies: 12
Views: 1981

Re: Damage caused by roofer, what are my options?

BBB A+ rating. That's hilarious. (to eliminate complaints, all a company has to do is contact BBB and tell them that the problem is resolved and the case can be closed. No contact is made to the complainant. The BBB is only interested in the business side of the story.) This hasn't been my experien...
by lthenderson
Wed Oct 31, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Planning first international trip - London/Paris
Replies: 67
Views: 3354

Re: Planning first international trip - London/Paris

1. What part of the city do you recommend staying? Is this walking distance to any major tourist areas? 2. Should we rent a car for our stay, or use taxi's, ubers? 3. We would like to take the train to Paris for a day, is one day in Paris worth visiting for or should we stay a night then return to ...
by lthenderson
Wed Oct 31, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1924

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Ancestry DNA changed my background
Replies: 32
Views: 4395

Re: Ancestry DNA changed my background

the Scandinavian part dropped over 18% to a background that is much more consistent with the family history I know. I had a similar experience. My tree is traced back six generations on all lines and probably 9 generations on average. I have no Scandinavian ancestors but Ancestry showed that I did ...
by lthenderson
Tue Oct 30, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015665

Re: What Book Are You Currently Reading? Part VI

David McCullough is the best non-fiction writer I know. All his books are worth reading but the earlier biographies on John Adams and Harry Truman are particularly good. His storytelling drives each book narrative to really provide insights into the private as well as the public lives of his subjec...
by lthenderson
Tue Oct 30, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5227

Re: People with older car, share your unusual repairs

share your unusual repairs Had to install a new gas tank in a 2007 Honda Odyssey which suffered a 4 foot long metal rod that skewered the original tank in two places while driving down a freeway. My wife asked what that loud noise was and I replied that I didn't know but it couldn't be critical bec...
by lthenderson
Tue Oct 30, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1924

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Who has gotten the most value out of a car?
Replies: 48
Views: 3223

Re: Who has gotten the most value out of a car?

1) Please share your car details (bought new/used, total purchase price, and make/model; if used, how many miles were on it?) 2) What are your estimated annual expenses (maintenance, gas, insurance, etc)? 3) What is your total money spent divided by miles traveled? What is your total money spent di...
by lthenderson
Mon Oct 29, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: When to get a new toilet?
Replies: 52
Views: 3871

Re: When to get a new toilet?

Yes, no one should deny themselves a good Japanese toilet. Toto USA sells them, though you should get professional installation since electricity is involved. +1. Bidets are life-changing. Fortunately, one can buy bidet seat kits that bolt on to the existing toilet and plug into a nearby outlet whi...
by lthenderson
Mon Oct 29, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Painting fireplace; what to do with hearth?
Replies: 18
Views: 1163

Re: Painting fireplace; what to do with hearth?

I wouldn't paint the brick either. Painting brick is permanent and the only way to change it from then on will be with more paint because you will never get the previous paint out of the pores. Also many bricks are acidic so you have to apply a neutralizing base coat first. Do you know if it is a br...
by lthenderson
Fri Oct 26, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: New Sink Drain Leaking
Replies: 15
Views: 987

Re: New Sink Drain Leaking

Had the same problem with a new faucet I bought for a bathroom remodel this past spring. After several attempts to tighten I threw the top washer away and used plumbers putty like I've always used before. It worked just fine. I'm not sure why manufacturers are trying to mess with something tried and...
by lthenderson
Thu Oct 25, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Exterior Stucco House Painting
Replies: 5
Views: 925

Re: Exterior Stucco House Painting

In my experience, quotes vary much more on how much prep work needs to be done, ie. scraping, masking, trimming, removing shutters, etc., than the amount of square footage has to be painted.
by lthenderson
Thu Oct 25, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Block fireplace draft
Replies: 19
Views: 1229

Re: Block fireplace draft

A chimney sweep company suggested installing a top sealing damper. Would appreciate comments on this pending decision. They work to some extent but do have their problems as well. You can't close the vent until the fire is out so you have to remember to do so and often it gets forgotten. Many of th...
by lthenderson
Thu Oct 25, 2018 7:54 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015665

Re: What Book Are You Currently Reading? Part VI

Command and Control: Nuclear Weapons, the Damascus Accident, and the Illusion of Safety by Eric Schlosser This has been an eye opening book for me. Not only has it introduced me to weapons I never knew existed such as the Davy Crockett, a grenade launcher type of nuclear bomb, but it literally has m...
by lthenderson
Thu Oct 25, 2018 7:48 am
Forum: Personal Consumer Issues
Topic: Indoor Play toys for toddler
Replies: 31
Views: 1806

Re: Indoor Play toys for toddler

Any suggestions for interesting toys which I can play with her for 2 hrs before she goes to bed. Nope. Two hours is about an hour and forty-five minutes more than the attention span of an 18 month old. At that age, toys held little interest to our kids. They just wanted to be with us doing what we ...
by lthenderson
Wed Oct 24, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: Block fireplace draft
Replies: 19
Views: 1229

Re: Block fireplace draft

There is no option to close the flue but I already stuffed it with insulation so the draft is coming from the bottom of the fireplace. We don't plan on ever hooking up the fireplace because it would require a propane tank in our yard. If you are not going to use it, I would color match some caulkin...
by lthenderson
Wed Oct 24, 2018 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Action on mortgage lender.
Replies: 16
Views: 1672

Re: Action on mortgage lender.

I wanted to know what are my options here. I ran into a very similar situation when I bought my last house. For three months I was assured that everything was on track and then the day before closing was notified that it still wasn't done and would be delayed for a week or more. My solution was to ...
by lthenderson
Wed Oct 24, 2018 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Car broker
Replies: 27
Views: 2486

Re: Car broker

This is the OP...... and I am embarrassed. We used a broker, we bought a new Honda SUV, and it was easy and simple. BUT...... I liked my wife's new car so well I decided to buy another one. Please keep in mind, at this point I had done all my homework, knew exactly what I wanted, plus I knew what m...
by lthenderson
Wed Oct 24, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: 911 calls from different area
Replies: 28
Views: 2490

Re: 911 calls from different area

I would find out who I should call in Hawaii directly. +1 Calling 911 would just get you transferred to the local police station anyway so you might as well cut out the middleman. I once witnessed a massive wreck on an interstate around a large urban city. I spent ten minutes on my cellphone gettin...
by lthenderson
Sat Oct 20, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6051

Re: Pull kids from school for vacations?

Did you pull your kids from school to go on amazing family vacations or was school too important and you planned all trips around the school schedule? We have tried to minimize pulling them from school over the years but sometimes it is just unavoidable, especially when your in-laws live overseas a...
by lthenderson
Fri Oct 19, 2018 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Kids & Money
Replies: 5
Views: 914

Re: Kids & Money

When did you start teaching your kids about money and what lessons did you think were most beneficial? I really didn't start teaching them about money until they showed interest in learning. Even then, I don't teach them everything all at once but gradually as situations arise. For example, my 12 y...
by lthenderson
Fri Oct 19, 2018 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 113
Views: 6931

Re: Depositing Cash if it was gifted?

Last week I had to open a brand new business checking account for an organization I am part of and was shocked to learn that the bank limited cash deposits to $3000 per month now. You can deposit more if you write a check, but for cash, I could only deposit $3000 per month. I was told it was due to ...
by lthenderson
Fri Oct 19, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Most economical high-quality car wash
Replies: 13
Views: 1484

Re: Most economical high-quality car wash

Can't help on the OP for the inside but on the outside of the car, one can buy a decent pressure washer for less than $200. It will then clean your cars for the rest of its working life and all you have to do is walk around the car pointing the spray wand.
by lthenderson
Fri Oct 19, 2018 8:03 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015665

Re: What Book Are You Currently Reading? Part VI

nisiprius wrote:
Thu Oct 18, 2018 5:25 pm
Just finished The Perfectionists:How Precision Engineers Created the Modern World by Simon Winchester. Fantastic. So I'm starting another of his, A Crack in the Edge of the World.
You won't be disappointed with that book either. I really enjoyed it. I'm adding The Perfectionists to my list.
by lthenderson
Fri Oct 19, 2018 7:56 am
Forum: Personal Consumer Issues
Topic: Replace roof or wait .... and
Replies: 14
Views: 950

Re: Replace roof or wait .... and

The only thing nearly guaranteed when selling a house is that you won't get all your money back from improvements you made right before selling. As long as the roof isn't leaking, I would discount the selling price by half the cost of the repair as a starting point.
by lthenderson
Thu Oct 18, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: When to change tires; and what brand
Replies: 131
Views: 8541

Re: When to change tires; and what brand

1. When do you guys change tires ? I normally change them in the fall after they all get below 5/32" of tread left. I do it in the fall because during the summer time, really the only danger is hydroplaning and I can slow down to prevent that from happening. However in the winter, they don't have e...
by lthenderson
Wed Oct 17, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Would you ever buy a lottery ticket?
Replies: 32
Views: 1380

Re: Would you ever buy a lottery ticket?

I just made a donation to my state's general fund this morning by purchasing a couple tickets. I average a couple tickets per year. I like to dream of investing all those millions of dollars in an index fund and just watching it grow.
by lthenderson
Wed Oct 17, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: Why buy thicker hardwood?
Replies: 16
Views: 2256

Re: Why buy thicker hardwood?

To add to what others said, thinner wood will "telegraph" uneven spots much more so than thicker wood. Thus you might end up with a solid wood floor that looks like a cheap engineered floor when you are done.
by lthenderson
Wed Oct 17, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: Cross-country trip via Amtrak
Replies: 58
Views: 5654

Re: Cross-country trip via Amtrak

Have any of y'all ever travelled by train across the U.S? What was the experience like? Did you get a regular seat, or a sleeping compartment? If the latter, how comforable was it? Please share your experiences, I'd love to hear about them. Thanks! I have and it definitely isn't for everyone but I ...
by lthenderson
Mon Oct 15, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Kids not interested in money / allowance
Replies: 50
Views: 5065

Re: Kids not interested in money / allowance

Hi BHs, I have two sons (11 & 8 years). None of them has any interest in money. Each of them has a weekly allowance of $5. 99% of the time they do not ask for it, and even if my wife/I encourage them to take it they don’t. We provide shelter, food, cloths and - within reason - toys/fun stuff to our...
by lthenderson
Mon Oct 15, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 78
Views: 4121

Re: How Much Is Your Sewer Bill?

$0 per quarter for the last six years. The house came with the septic system already installed.
by lthenderson
Mon Oct 15, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: 1950s home. Replace drywall and insulation or repair it
Replies: 19
Views: 1750

Re: 1950s home. Replace drywall and insulation or repair it

I’m redoing my dining room and 2/3 walls are exterior walls. The home was built in the 1950s and my contractor thinks we should rip the drywall out and reinsulate when we are doing the project for efficiency purposes. I wanted to get your thoughts? Btw- house is in the northeast, heated by oil/cent...
by lthenderson
Thu Oct 11, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2021

Re: Considering new Honda Pilot, other suggestions?

Must haves: Seating for 7. That third row is a must for us, I only have 2 kids but I drive 5 kids to school every day. AWD. We live in the Portland area and we're up on Mt. Hood most weekends in the winter, otherwise I'd consider a minivan. Around 40K, give or take say 5K. My Toyota Sienna has all ...
by lthenderson
Thu Oct 11, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2021

Re: Considering new Honda Pilot, other suggestions?

Must haves: Seating for 7. That third row is a must for us, I only have 2 kids but I drive 5 kids to school every day. AWD. We live in the Portland area and we're up on Mt. Hood most weekends in the winter, otherwise I'd consider a minivan. Around 40K, give or take say 5K. My Toyota Sienna has all ...
by lthenderson
Thu Oct 11, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Program/App to Display Family Tree (Branching Diagram)
Replies: 11
Views: 675

Re: Program/App to Display Family Tree (Branching Diagram)

Whatever program you use, check to see if it can export it to a GEDCOM file. This is the format that is commonly used among genealogical software for transferring information between software platforms. This way if it doesn't meet your needs, you don't have to retype it again into another software.
by lthenderson
Thu Oct 11, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7300

Re: My life saved by New subaru. Almost died.

Almost to the top while driving at speed limit I saw vehicles no more than 10 yards fully stopped. I braked hard to no avail. Approx 1 yard from ahead car my dash started blinking red -imminent collision detected or something- and then came to a screeching halt. Probably 6 inches from impact. I loo...
by lthenderson
Thu Oct 11, 2018 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Mold on inspection, need advice
Replies: 30
Views: 2313

Re: Mold on inspection, need advice

Anyone been in this situation before? Would really appreciate your advice. I have worked on a lot of houses over the last 30 years and they all have one thing in common. They all had mold somewhere. If it isn't in the bathroom behind tiles or under the floors, if it wasn't in the kitchen behind cab...
by lthenderson
Thu Oct 11, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5918

Re: Anyone done a Hair Transplant?

I can spot a transplant almost as far away as a comb over. You wouldn't be fooling anyone. Just shave your head close or completely and leave people guessing.
by lthenderson
Thu Oct 11, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 104
Views: 5628

Re: Keep a backup hot water heater?

In today's world where big box stores that sell water heaters are open seven days a week and you plan on installing it yourself, why worry about storing one? Technologies, efficiencies and installation rules have all changed dramatically over the last 30 years with water heaters. Why store something...
by lthenderson
Thu Oct 11, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: What to do with Bose cube speakers left in rec room
Replies: 17
Views: 1871

Re: What to do with Bose cube speakers left in rec room

Each set has two wires that merge in a sleeve, run into the wall, and emerge with a single RCA style plug at the end. Presumably these are intended to plug into the Accoustimass module, which was not left behind. Alternative is to just use the existing wires to fish cables through and use my speake...
by lthenderson
Thu Oct 11, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8078

Re: Black Friday is coming.. what's on your list?

We let the consumers consume and go for a day long hike in the woods as a family. I've done that for the last 40 years and have no regrets.
by lthenderson
Tue Oct 09, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3909

Re: Neighbors tree branch growing too close to my house

By law, you have the right to trim any tree branches overhanging your property line up until the property line. But like others said, I always ask the neighbor first in trying to keep neighbor harmony intact. I've never had one refuse.
by lthenderson
Tue Oct 09, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3408
Views: 1015665

Re: What Book Are You Currently Reading? Part VI

The Next Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas Stanley and Sarah Stanley Fallaw https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355 Just finished this book and I must say it was a disappointment for me. It was essentially a rehash of the ...
by lthenderson
Tue Oct 09, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: Office Computers
Replies: 5
Views: 823

Re: Office Computers

Almost every office I have ever worked in used Dell computers.
by lthenderson
Tue Oct 09, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Outdoor Furniture
Replies: 9
Views: 1150

Re: Outdoor Furniture

About five years ago, I made a work bench out of douglas fir for my unconditioned garage so it is exposed to heat, cold and humidity changes. I did seal it and it has held up well over the years. As someone who build furniture out of wood, I would be concerned with expansion and contraction due to c...
by lthenderson
Tue Oct 09, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Refinace house but how?
Replies: 26
Views: 1696

Re: Refinace house but how?

but with our kids getting older and the functionality of the house not being adequate we would like to update. What functionality are you looking to add with this remodel? I can't imagine what functionality would be NEEDED for raising three kids. From what you stated above, it sounds like the house...
by lthenderson
Mon Oct 08, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone used software to write a Will?
Replies: 15
Views: 1323

Re: Has anyone used software to write a Will?

I'd love to find some software to help me through the process, with the intention of having a lawyer review it once it is mostly complete. Has anybody had a good experience with any of the programs out there? Assuming you find a lawyer to review it, what if he suggests changes? Now you've paid the ...