Search found 3543 matches

by lthenderson
Mon Dec 17, 2018 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Physician Loan and Buy vs Rent (already searched forums)
Replies: 33
Views: 1795

Re: Physician Loan and Buy vs Rent (already searched forums)

I'll qualify this by saying my wife is a physician. The biggest mistake I see other physicians do when buying a home is buying one that is outside the price range of 90% of the population. It isn't a problem with the physician because they can afford it. It becomes a problem in the future when for s...
by lthenderson
Mon Dec 17, 2018 8:43 am
Forum: Personal Consumer Issues
Topic: Any advice for buying a used car?
Replies: 69
Views: 2487

Re: Any advice for buying a used car?

I am not too knowledgeable about cars so I will likely need to take any car to my mechanic and be sure there aren’t any problems. Whenever I hear these words, my first instinct is that you are better off buying new. I've bought lots of used cars over the years and it is only a matter of time before...
by lthenderson
Fri Dec 14, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: Potential New Home - Planes and Trains Noise
Replies: 35
Views: 2527

Re: Potential New Home - Planes and Trains Noise

Nature makes noise, too. I've camped in remote areas with no humans for 10 miles around, but the frogs and insects have been so vocal that I needed earplugs and even those didn't help much. Ditto for wind in the leaves. Cicadas come readily to my mind. We went through a 17 year brood a few years ba...
by lthenderson
Wed Dec 12, 2018 9:26 am
Forum: Personal Finance (Not Investing)
Topic: neighbor wants to purchase our 1 acre property adjacent to their property
Replies: 9
Views: 1274

Re: neighbor wants to purchase our 1 acre property adjacent to their property

I am not sure how to proceed. I hate to spend money for an appraisal. Do I ask them to make an offer? Do I state my asking price first? I believe the property is worth between $25,000 and $27,500, but I am not sure if that is wishful thinking. Any advice would be appreciated! When negotiating to se...
by lthenderson
Wed Dec 12, 2018 9:20 am
Forum: Personal Consumer Issues
Topic: Rental car totalled - amex insurance issue
Replies: 19
Views: 3236

Re: Rental car totalled - amex insurance issue

My rental car got stuck in a flooded road and was totaled. I rent on American Express card and pay for amex premium coverage as primary and assumed it will all be taken care of. After a couple of months I heard from the car rental company that amex is paying for approx 90% of the net ACV ( actual c...
by lthenderson
Wed Dec 12, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: Replacing a gas furnace and electric AC: when and how much?
Replies: 25
Views: 1439

Re: Replacing a gas furnace and electric AC: when and how much?

Forced air gas heaters are incredibly simple machines with only a few parts that can go bad. The motor is by far the most frequent thing to go bad and parts and even new motors are very easy to find. Occasionally a circuit board goes bad and those are much more expensive and harder to find especiall...
by lthenderson
Tue Dec 11, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: Noise coming through apartment vent duct
Replies: 18
Views: 1859

Re: Noise coming through apartment vent duct

Are you saying there is a ventilation duct that connects your apartment directly to your upstairs neighbor? This makes absolutely no sense. Not only would it make it hard to cool down the top apartment in summer and hard to heat the bottom apartment in winter but it would mean there is no longer any...
by lthenderson
Tue Dec 11, 2018 9:14 am
Forum: Personal Consumer Issues
Topic: Need recommendation for new washing machine
Replies: 45
Views: 2369

Re: Need recommendation for new washing machine

Having working in the laundry business designing washing machines in particular, there really isn't anything special about Speed Queen's basic top loading washers that is different than anybody else's basic top loading washer. Where you get the reliability issues are all the added features (i.e. se...
by lthenderson
Mon Dec 10, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Need recommendation for new washing machine
Replies: 45
Views: 2369

Re: Need recommendation for new washing machine

Having working in the laundry business designing washing machines in particular, there really isn't anything special about Speed Queen's basic top loading washers that is different than anybody else's basic top loading washer. Where you get the reliability issues are all the added features (i.e. sen...
by lthenderson
Sat Dec 08, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Contractor draws during remodeling project
Replies: 25
Views: 2890

Re: Contractor draws during remodeling project

We are just going through the same thing now. We are paying 100% of all specialty items like cabinets and windows that need to be ordered ahead of time. Once construction starts we will divide the rest into two equal payments.
by lthenderson
Fri Dec 07, 2018 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Marriott data breach, what are you doing about it?
Replies: 11
Views: 1335

Re: Marriott data breach, what are you doing about it?

I'm doing exactly nothing. My credit has been frozen for several years already and if someone gets my credit card number, I just call up the credit card company to have them issue another one. It wouldn't be the first time. Just last week, my dad received a credit card bill with $25,000 worth of fra...
by lthenderson
Fri Dec 07, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026448

Re: What Book Are You Currently Reading? Part VI

XtremeSki2001 wrote:
Tue Dec 04, 2018 2:15 pm
Starting to read Jon Krakauer's "Into Thin Air"
When I read this book the first time, I started it around 8 in the evening. I finally put it down at around 2 or so in the morning only because it was finished. I found it one of the tightest books ever written as far as keeping ones interest going.
by lthenderson
Fri Dec 07, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: GE Washing Machine Screeching Sound
Replies: 19
Views: 1289

Re: GE Washing Machine Screeching Sound

There isn't much to a basic top loading washer. It is either the bearings, or something has fallen between the drum (perforated basket) and the tub (watertight enclosure) and when loaded and spinning, the deflection is causing it to rub and screech. To diagnose the latter problem, disconnect all the...
by lthenderson
Fri Dec 07, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Travel now & work a bit longer, OR the other way around?
Replies: 38
Views: 2903

Re: Travel now & work a bit longer, OR the other way around?

just Galapagos, Safari, Katmai, etc. They seem almost as expensive :) I'm all for travel now too but unless you were considering a back-country backpacking at Katmai, all three of the trips you listed are really geared towards those who don't need to be physically in shape, i.e. they would be well ...
by lthenderson
Thu Dec 06, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Alternatives to TIVO
Replies: 25
Views: 15408

Re: Alternatives to TIVO

I do need a DVR like service. TIVO looks great but monthly charges can easily add up. If I try to replace what I have currently I am looking at purchaing Tivo Romeo and 3 Tivo mini plus monthly fees. I have a Tivo Romeo through my cable service and just three days ago, they replaced it for the seco...
by lthenderson
Thu Dec 06, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Need hotel near LAX
Replies: 13
Views: 1183

Re: Need hotel near LAX

Airport Marriott - very good but a bit pricy, and worth every penny in my opinion, very good security. Has a good restaurant; good place to decompress and not worry about going out for food. Have stayed there several times but not for past year or so. Might be more than needed if you only need a ro...
by lthenderson
Thu Dec 06, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Recommend dish drainer (rack)
Replies: 41
Views: 2208

Re: Recommend dish drainer (rack)

We replaced our old and permanently stained plastic one a couple months back with this one:

https://www.amazon.com/gp/product/B00TYTINWK

It has worked well thus far and I liked its design.
by lthenderson
Mon Dec 03, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: Quality Kitchen Faucet Recommendations?
Replies: 36
Views: 2769

Re: Quality Kitchen Faucet Recommendations?

Your recommendations and thoughts would be appreciated. Rather than brand suggestions, I would advice you to find a dedicated plumbing supply company and skip buying them at big box stores. Moen and Delta both make cheap faucets that they sell exclusively to big box stores. I'm not saying you can't...
by lthenderson
Mon Dec 03, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: First Triathlon. What bike to buy?
Replies: 34
Views: 1833

Re: First Triathlon. What bike to buy?

What should she do? Train on her hybrid and rent a good bike for race weekend? Buy an inexpensive triathlon bike or road bike? Buy a good road or triathlon bike from the start? Can you help? Thanks! gasdoc My advice for such a thing would be to buy a used triathlon bike online from someone who is u...
by lthenderson
Fri Nov 30, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: Best way to get housing suggestions?
Replies: 8
Views: 505

Re: Best way to get housing suggestions?

I don't think a realtor would want to look for someone who is not motivated to buy for 5+ years unless the perfect house came along so I figure there has to be a way online to do it. I don't want to be emailed every single three bedroom house that otherwise does not match what we want for the next ...
by lthenderson
Fri Nov 30, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Cremation seminar – with complimentary lunch
Replies: 86
Views: 6363

Re: Cremation seminar – with complimentary lunch

Just looked it up, and MIL's funeral home cremation cost $2713. That included Pickup of the body from our home where she died Temporary storage Delivery to cremation facility Cremation Urn Newspaper obituaries Death certificates Just had my mother cremated at the beginning of this week. All in it c...
by lthenderson
Fri Nov 30, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: favorite reading chair
Replies: 4
Views: 648

Re: favorite reading chair

I'm in the process of building my own Morris Chair with matching ottoman for this very reason.
by lthenderson
Fri Nov 30, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 4443

Re: How do Bogleheads justify taking vacation?

So can Bogleheads and financially prudent people explain to me... WHY do you take vacation? Are you not upset over wasting so much time and money? Vacations aren't all about spending money or going to a destination. I know plenty of people who just unplug the phone, pick up a good book and spend a ...
by lthenderson
Fri Nov 30, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: Vacation ideas for this January
Replies: 14
Views: 899

Re: Vacation ideas for this January

We used to spend this time down on the gulf coast around spring break locations. It isn't crowded at this time of the year and a lot of the attractions are still open so plenty to see and do. Rental rates for beach side houses via VRBO were always pretty reasonable too. Although not a runner, always...
by lthenderson
Thu Nov 29, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2770

Re: Remodeling - tipping?

Count me in to the thinking tipping isn't appropriate in this situation. However, I am one who regularly gives drinks and food to any contractors doing work for me while they are doing the work.
by lthenderson
Thu Nov 29, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Travel with small child(ren)
Replies: 8
Views: 1024

Re: Travel with small child(ren)

We've been taking our kids to other countries as well. They aren't old enough to look back on it in retrospect yet, but I hope someday they find that it was beneficial.
by lthenderson
Thu Nov 29, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: Winter boot recommendation
Replies: 26
Views: 2353

Re: Winter boot recommendation

try a couple Sorels; though they were both the same size, one was way too big and the other way too small (had I not known the size, I would've guessed two sizes bigger and two or three sizes smaller than what I ordered). I've owned several pairs of Sorels over the years and never experienced this....
by lthenderson
Wed Nov 28, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 4956

Re: So that's why 2-day shipping isn't what I expected!

My Amazon orders almost always arrive by the projected date, and occasionally before. My main issue is that the Amazon drivers never ever under any circumstances ring the doorbell (and we have two!). Last week they left a rather expensive Christmas present for my son sitting in the rain when I was ...
by lthenderson
Wed Nov 28, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: Changing coolant on 2012 CR-V
Replies: 20
Views: 1006

Re: Changing coolant on 2012 CR-V

I have 107k mileage on vehicle and I keep waiting for the coolant replacement code to pop up. Last year I had a local garage test the coolant and was advised the coolant is fine. I will be driving to Florida in a few weeks which is around a 1,500 mile drive. Engine coolant isn't a critical item tha...
by lthenderson
Wed Nov 28, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: My experience with iPhone6s battery replacement
Replies: 34
Views: 3058

Re: My experience with iPhone6s battery replacement

Just curious if you have noticed an improvement in battery life. I also have an iPhone 6 and have wrestled with having the battery replaced. I tend to feel that once they open the case it can never be the same tight fit and working order as the original. So far I have opted to re-charge my phone ev...
by lthenderson
Wed Nov 28, 2018 9:17 am
Forum: Personal Finance (Not Investing)
Topic: What's your safety number?
Replies: 24
Views: 2385

Re: What's your safety number?

HEDGEFUNDIE wrote:
Wed Nov 28, 2018 9:14 am
Once you’ve satisfied what is required to fund your retirement (I.e. 100% success rate in the Monte Carlo calculators) then the rest of your money should be used for short to medium term goals.
After funding my retirement, I used the rest of my money to move my retirement date closer.
by lthenderson
Wed Nov 28, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: How did YOU choose your career?
Replies: 149
Views: 8734

Re: How did YOU choose your career?

Between my sophomore and junior years in high school, I won a two week stay at a local university during the summer to encourage people to become engineers. I fell in love and went on to become a mechanical engineer. I ended my career by being part owner of a large company. My younger brother on the...
by lthenderson
Wed Nov 28, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: What's your safety number?
Replies: 24
Views: 2385

Re: What's your safety number?

Like others, we max out investments, pay bills, top off emergency/savings account if necessary and then use what is left for any discretionary spending or plunk it into a taxable account. We keep our emergency count/savings account pretty high compared to what I see others do on this board. This is ...
by lthenderson
Wed Nov 28, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1090

Re: Leveling basement floor

Leveling floors is one of those jobs that is not material or labor intensive but is time intensive. To prep the floor, do the leveling and clean up afterwards is losing a lot of time when they could be doing other jobs that take less time but pay better. So $3k does not sound out of line to me in a ...
by lthenderson
Wed Nov 28, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 4956

Re: So that's why 2-day shipping isn't what I expected!

I've recently seen that Prime now adds options to slow down shipping and instead give you additional perks. I've saved up about $40 worth of credit for future book and electronics purchases in the last month by choosing the slower shipping option. I can still choose 2-day though if I really need it ...
by lthenderson
Fri Nov 02, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Selling House Directly to Buyer
Replies: 28
Views: 2677

Re: Selling House Directly to Buyer

I'd appreciate any advice BHs might provide about organizing a sale such as this. I am not seeking advice vis-a-vis the effect of this transaction on my relationship with my associate, but how to work with transaction specialists on this. Many thanks. I've bought two houses through private transact...
by lthenderson
Fri Nov 02, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Diagnosed Non-curable Cancer -- what now?
Replies: 54
Views: 10433

Re: Spouse Diagnosed Non-curable Cancer -- what now?

Any advice appreciated. Nuvoletta I'm on the other side of the coin dealing with my mom in the final stages of her two and a half year battle with brain cancer. Like others, don't rush decisions. Concentrate on the making of memories. We told our kids about grandma when they started asking question...
by lthenderson
Fri Nov 02, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Do Car Sun Shades Work?
Replies: 24
Views: 74810

Re: Do Car Sun Shades Work?

They work but count me in the camp that think it is more hassle to unfold and install them and then later fold them up and store them than to just get the car rolling down the road with the windows down until the air conditioner kicks in.
by lthenderson
Fri Nov 02, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Damage caused by roofer, what are my options?
Replies: 13
Views: 2232

Re: Damage caused by roofer, what are my options?

BBB A+ rating. That's hilarious. (to eliminate complaints, all a company has to do is contact BBB and tell them that the problem is resolved and the case can be closed. No contact is made to the complainant. The BBB is only interested in the business side of the story.) This hasn't been my experien...
by lthenderson
Wed Oct 31, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Planning first international trip - London/Paris
Replies: 74
Views: 4166

Re: Planning first international trip - London/Paris

1. What part of the city do you recommend staying? Is this walking distance to any major tourist areas? 2. Should we rent a car for our stay, or use taxi's, ubers? 3. We would like to take the train to Paris for a day, is one day in Paris worth visiting for or should we stay a night then return to ...
by lthenderson
Wed Oct 31, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1951

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Ancestry DNA changed my background
Replies: 32
Views: 4441

Re: Ancestry DNA changed my background

the Scandinavian part dropped over 18% to a background that is much more consistent with the family history I know. I had a similar experience. My tree is traced back six generations on all lines and probably 9 generations on average. I have no Scandinavian ancestors but Ancestry showed that I did ...
by lthenderson
Tue Oct 30, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026448

Re: What Book Are You Currently Reading? Part VI

David McCullough is the best non-fiction writer I know. All his books are worth reading but the earlier biographies on John Adams and Harry Truman are particularly good. His storytelling drives each book narrative to really provide insights into the private as well as the public lives of his subjec...
by lthenderson
Tue Oct 30, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5309

Re: People with older car, share your unusual repairs

share your unusual repairs Had to install a new gas tank in a 2007 Honda Odyssey which suffered a 4 foot long metal rod that skewered the original tank in two places while driving down a freeway. My wife asked what that loud noise was and I replied that I didn't know but it couldn't be critical bec...
by lthenderson
Tue Oct 30, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Advise on getting a cheap new flooring
Replies: 21
Views: 1951

Re: Advise on getting a cheap new flooring

I'm thinking of replacing my carpet to vinyl or tile flooring. What's the best flooring that last a long time? Value/budget oriented. Need durability. You aren't going to get durability and long lasting times out of vinyl, tile, or engineered wood products. You aren't going to buy something durable...
by lthenderson
Tue Oct 30, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Who has gotten the most value out of a car?
Replies: 48
Views: 3287

Re: Who has gotten the most value out of a car?

1) Please share your car details (bought new/used, total purchase price, and make/model; if used, how many miles were on it?) 2) What are your estimated annual expenses (maintenance, gas, insurance, etc)? 3) What is your total money spent divided by miles traveled? What is your total money spent di...
by lthenderson
Mon Oct 29, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: When to get a new toilet?
Replies: 52
Views: 3909

Re: When to get a new toilet?

Yes, no one should deny themselves a good Japanese toilet. Toto USA sells them, though you should get professional installation since electricity is involved. +1. Bidets are life-changing. Fortunately, one can buy bidet seat kits that bolt on to the existing toilet and plug into a nearby outlet whi...
by lthenderson
Mon Oct 29, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Painting fireplace; what to do with hearth?
Replies: 18
Views: 1200

Re: Painting fireplace; what to do with hearth?

I wouldn't paint the brick either. Painting brick is permanent and the only way to change it from then on will be with more paint because you will never get the previous paint out of the pores. Also many bricks are acidic so you have to apply a neutralizing base coat first. Do you know if it is a br...
by lthenderson
Fri Oct 26, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: New Sink Drain Leaking
Replies: 15
Views: 997

Re: New Sink Drain Leaking

Had the same problem with a new faucet I bought for a bathroom remodel this past spring. After several attempts to tighten I threw the top washer away and used plumbers putty like I've always used before. It worked just fine. I'm not sure why manufacturers are trying to mess with something tried and...
by lthenderson
Thu Oct 25, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Exterior Stucco House Painting
Replies: 5
Views: 936

Re: Exterior Stucco House Painting

In my experience, quotes vary much more on how much prep work needs to be done, ie. scraping, masking, trimming, removing shutters, etc., than the amount of square footage has to be painted.