Search found 3411 matches

by lthenderson
Tue Sep 18, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Speaker for Apple 4K TV help
Replies: 4
Views: 342

Re: Speaker for Apple 4K TV help

Have you thought about headphones? I recently set up some relatives with them for similar complaints when one watches late at night while the other is in bed.
by lthenderson
Tue Sep 18, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: When did you decide to move from your home to senior living?
Replies: 11
Views: 1478

Re: When did you decide to move from your home to senior living?

No personal experience but I helped my grandparents move to an independent living facility with a common dining area a year and a half ago. My grandfather (age 88) was having a hard time getting around, especially navigating steps and long distances due to a breathing issue. My grandmother (age 84) ...
by lthenderson
Tue Sep 18, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: Potential Water Leak Issue/Irregular Water Usage
Replies: 8
Views: 412

Re: Potential Water Leak Issue/Irregular Water Usage

Starting last Wednesday, the usage shot up to 650 gallons, back to a roughly normal amount of 200 on Thursday, then 450 on Friday, 300 on Saturday, then 750 on Sunday. Two potential explanations I could think if: 1) We did have a new toilet installed on Friday, Sept. 7 in one of our 3 bathrooms. It...
by lthenderson
Tue Sep 18, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Is this a potentially dangerous electrical issue that needs to be addressed?
Replies: 18
Views: 1732

Re: Is this a potentially dangerous electrical issue that needs to be addressed?

Agree that this is an easy and cheap fix. 15-amp duplex outlets cost 48 cents at my local hardware store, and the circuit tester that gd recommended is another $3.49 cents. Add in a roll of electrical tape if you don't have one already and you're at right around $6. What are you suggesting the elec...
by lthenderson
Mon Sep 17, 2018 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 83
Views: 3268

Re: Dilemma: Add room to current house or buy new house?

my spouse always thought or felt it was a bit too small on the 1st floor compared to other houses in a similar price range. I kind of agree What do you suggest is the best course of action? Add on to current house or buy new house? If you are happy living in your current >6000sqft house, I wouldn't...
by lthenderson
Mon Sep 17, 2018 9:50 am
Forum: Personal Consumer Issues
Topic: a low grade in a 9th-grade test
Replies: 44
Views: 3158

Re: a low grade in a 9th-grade test

First thing I do is check the test and see what went wrong. My daughter go an F on her first test in an honors course two weeks ago. Turned out the teacher keyed in the number of problems wrong so when she actually got a perfect 20 out of 20, it was graded as a 20 out of 200. Other times, I have fou...
by lthenderson
Mon Sep 17, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: Is Hardwood Floor No Maintenance (vs Carpet)?
Replies: 39
Views: 3649

Re: Is Hardwood Floor No Maintenance (vs Carpet)?

I'm also approaching from the perspective that I don't clean stuff, so if I only vacuum once or twice per year, will the hardwood flooring still be ok? I also have a high tolerance for dirty and messy environments, and I'm a no maintenance person. In my experience, you probably don't want hardwood....
by lthenderson
Fri Sep 14, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: Color copier recommendations?
Replies: 10
Views: 638

Re: Color copier recommendations?

I too have done the Managed Print services when in small offices and it works very well. If you didn't need to print in color, their are probably cheaper options but if you need color, this is the way I would go.
by lthenderson
Fri Sep 14, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Can only take (1) DSLR lens..which one?
Replies: 27
Views: 659

Re: Can only take (1) DSLR lens..which one?

lazydavid wrote:
Fri Sep 14, 2018 7:30 am
When I'm travelling light, I always bring a "do it all" zoom lens. For me that's an 18-200 with vibration reduction.
+1

This is my go to lens when on the go and don't want to carry a camera bag with all the other gear.
by lthenderson
Fri Sep 14, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 90
Views: 3793

Re: I need a chainsaw to trim branches and limbs!!

I live in a suburban neighborhood on 1/2 acre. I need to buy a chainsaw to trim several branches and limbs in my yard. One more thing I thought I would toss out there since I see people do this wrong about 95% of the time. When you are pruning healthy trees, never use your saw to cut directly from ...
by lthenderson
Thu Sep 13, 2018 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Buying land and building a home
Replies: 2
Views: 478

Re: Buying land and building a home

Can anyone point me to resources regarding buying residential land to build a single family home on (in Oregon?) It might be of help to specify what kind of resources you are looking for. I was interpreting your question as how to find and buy residential land and my answer would be to find a realt...
by lthenderson
Thu Sep 13, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 90
Views: 3793

Re: I need a chainsaw to trim branches and limbs!!

Friends, I live in a suburban neighborhood on 1/2 acre. I need to buy a chainsaw to trim several branches and limbs in my yard. I am tired of hand sawing the branches. I have never used a chainsaw before, but, I can figure out the safety stuff. I will never use it to cut trees. I think I want an el...
by lthenderson
Thu Sep 13, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Free credit freezes and un-freezes after Sep 21, 2018
Replies: 13
Views: 1429

Re: Free credit freezes and un-freezes after Sep 21, 2018

- One person writes that you may be able to place a free freeze now, before September 21, because credit reporting agencies are rolling them state by state. I thawed and then froze all three of my accounts two weeks ago without any fees. I was surprised at the time. Hadn't heard about this until now.
by lthenderson
Thu Sep 13, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: Need burner phone for wife traveling in Italy
Replies: 24
Views: 1833

Re: Need burner phone for wife traveling in Italy

Regards to all. My wife is traveling to Italy in two weeks with a group but will have a few days by herself. I would like her to purchase a cheap “Walmart” phone with a service that would allow her to text me in the US should she need to contact me. We’ve travelled several times to Europe and I kno...
by lthenderson
Thu Sep 13, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: Need burner phone for wife traveling in Italy
Replies: 24
Views: 1833

Re: Need burner phone for wife traveling in Italy

I do boating, kayaking, canoeing and have been sealing my phone in zip lock bags but would hate to lose an expensive phone. Burner would be great for emergency usage only. Any suggestions? When I go kayaking, I put my smart phone in a dry bag made especially for phones. They are much more robust th...
by lthenderson
Wed Sep 12, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Botched countertop installation - leave it as-is or risk the repair?
Replies: 78
Views: 8204

Re: Botched countertop installation - leave it as-is or risk the repair?

Imagine that you hadn't just put in the kitchen, but perhaps had purchased the house, and sometime later somehow found out about the missing caulk. Would you feel the need to rip out the counters and damage the backsplash in order to fix it? I imagine not. If the install is otherwise solid, that in...
by lthenderson
Wed Sep 12, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Utility usage way up
Replies: 45
Views: 2551

Re: Utility usage way up

Avg temps in 2017 for the month were 77* and this year 80* Thermostat during the day while at work was 78* last year, 77* this year. Any thoughts? Is the outside avg temp change of only 3* enough to cause 50% increase in usage? It was actually a 4 degree change since you made your house one degree ...
by lthenderson
Wed Sep 12, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Do you use social media to enhance your travel experience?
Replies: 66
Views: 2747

Re: Do you use social media to enhance your travel experience?

To me, things have changed. When I was younger, people used to go on trips and then present their trip to others upon their return in a slideshow format. I think mainly this was because those seeing the pictures, were unlikely to go to those distant especially foreign places and so seeing the slides...
by lthenderson
Tue Sep 11, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Botched countertop installation - leave it as-is or risk the repair?
Replies: 78
Views: 8204

Re: Botched countertop installation - leave it as-is or risk the repair?

I really dont see what the point of caulking underneath the sink is for? For sinks that can float around side to side, the caulking underneath will help hold the sink firmly in place. But the same thing can be accomplished by shimming between the sink basin and the cabinets underneath. With formica...
by lthenderson
Tue Sep 11, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Remodel for aging in place
Replies: 44
Views: 2987

Re: Remodel for aging in place

They make really nice and reasonably cost elevator kits these days. They attach to the outside of your existing house so there is no need to change the footprint to accommodate them. They only need to cut an access doorway in the outside wall into each floor that you want service to. My great aunt ...
by lthenderson
Tue Sep 11, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: First time Salary Negotiations
Replies: 16
Views: 1283

Re: First time Salary Negotiations

Whenever I negotiated for salary, I always told them exactly what I wanted. If they said they couldn't match it, I would ask them for more vacation time, more flexible hours, etc to make up for the loss in wages. I have found that companies are much more flexible in the benefits than they are the sa...
by lthenderson
Tue Sep 11, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: Good photo book printer for image quality
Replies: 24
Views: 1476

Re: Good photo book printer for image quality

I use Lightroom and Shutterfly to create our books. I've never had any problems with the photo quality. If you like one of their dozens of premade templates, creating a book is extremely quick and easy. If you customize everything, it takes quite a bit longer but it pretty intuitive. Really the only...
by lthenderson
Tue Sep 11, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Remodel for aging in place
Replies: 44
Views: 2987

Re: Remodel for aging in place

They make really nice and reasonably cost elevator kits these days. They attach to the outside of your existing house so there is no need to change the footprint to accommodate them. They only need to cut an access doorway in the outside wall into each floor that you want service to. My great aunt ...
by lthenderson
Tue Sep 11, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Botched countertop installation - leave it as-is or risk the repair?
Replies: 78
Views: 8204

Re: Botched countertop installation - leave it as-is or risk the repair?

We tallied it up and the majority is in favor of a Lift & Redo. I'm struggling to understand how so many people could possibly recommend the 'Lift & Redo" option. How can you possibly justify all of the work/mess/problems just to fix one missing inner bead of caulk, when there will already be a pro...
by lthenderson
Tue Sep 11, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: Remodel for aging in place
Replies: 44
Views: 2987

Re: Remodel for aging in place

They make really nice and reasonably cost elevator kits these days. They attach to the outside of your existing house so there is no need to change the footprint to accommodate them. They only need to cut an access doorway in the outside wall into each floor that you want service to. My great aunt a...
by lthenderson
Mon Sep 10, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3286
Views: 992871

Re: What Book Are You Currently Reading? Part VI

Blood Makes the Grass Grow Green: A Year in the Desert with Team America by Johnny Rico Outrageous, hilarious, and absolutely candid, Blood Makes the Grass Grow Green is Johnny Rico’s firsthand account of fighting the Taliban in Afghanistan, a memoir that also reveals the universal truths about the...
by lthenderson
Mon Sep 10, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Older Toyota/Honda/Similar owners: How often do you clean your car?
Replies: 36
Views: 2102

Re: Older Toyota/Honda/Similar owners: How often do you clean your car?

For my 20 year old car, I wash it twice a year, before and after winter. I usually do a good vacuum in the spring when the sand in all the parking lots has been washed away by rain. I mainly clean the exterior more for rust prevention than having a clean looking car. For my 1 year old vehicle, I was...
by lthenderson
Mon Sep 10, 2018 9:25 am
Forum: Personal Consumer Issues
Topic: Decking materials -your thoughts
Replies: 11
Views: 995

Re: Decking materials -your thoughts

BolderBoy wrote:
Sun Sep 09, 2018 10:11 pm
My neighbor has a 30 y/o Trex deck that he is planning to replace in the next year. Looks good to me, but he says it is replacement time.
Trex has only held the patent for 20 years and has only been around for 22 years. So if it is 30 years old, it isn't a Trex deck.
by lthenderson
Mon Sep 10, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: small-wheel bicycle
Replies: 19
Views: 1232

Re: small-wheel bicycle

I am a casual biker. Not for commuting. Want for riding around the neighborhood or at a park. The bicycle doesn't necessarily have to be foldable. I just like the small wheel form factor. . Why? A small wheel form factor is going to make obstacles and potholes a bigger deal. It's also harder to fin...
by lthenderson
Mon Sep 10, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: Using Lastpass as your password manager
Replies: 34
Views: 3556

Re: Using Lastpass as your password manager

Hackers tend to go for the low hanging fruit. Those who use password managers are definitely not the low hanging fruit. Those who use "password" as their password are.
by lthenderson
Mon Sep 10, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Botched countertop installation - leave it as-is or risk the repair?
Replies: 78
Views: 8204

Re: Botched countertop installation - leave it as-is or risk the repair?

After googling a picture of your sink, my advice depends. If the countertop completely covers the flange on all three sides, I would just buy a small tube of silicone caulking with a fine tip and caulk the seam myself with clear silicone. I think you would be able to get a good enough seal that you ...
by lthenderson
Mon Sep 10, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Amazon Prime - Value?
Replies: 70
Views: 5108

Re: Amazon Prime - Value?

Before clicking on it, make sure it says Prime on it. Amazon sells more and more stuff from 3rd party dealers and those aren't covered under prime shipping rules. If it says prime on it when I click to add it to my shopping basket, it almost always gets to me in two days and if it doesn't, you can g...
by lthenderson
Mon Sep 10, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: Advice on how to deal with barking dogs
Replies: 59
Views: 5031

Re: Advice on how to deal with barking dogs

I am of no real help to you but after living in two houses next door to owners who ignored their barking dogs 24/7, I moved into a house on a three acre lot with lots of space between me and neighbors. Worth every extra penny. If I ever need to move again, it will be a mandatory requirement that the...
by lthenderson
Fri Sep 07, 2018 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance Recommendations
Replies: 7
Views: 871

Re: Insurance Recommendations

Anything particular I should take into account or just simply price shop the big companies out there (State Farm, Allstate, etc.)? You are leaving out the option of getting insurance through small regional or local companies. I have found them to be cheaper than the big national companies. Service ...
by lthenderson
Fri Sep 07, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: time for new pair of glasses
Replies: 36
Views: 2456

Re: time for new pair of glasses

I should have stated that I have no insurance that covers eye exams for glasses. I do have a HSA. Glasses are expensive because of high-index lenses. In addition, the glasses are bifocals. I don't have eye insurance or an HSA. I just pay cash to get the eye exam at the local optometrist office that...
by lthenderson
Fri Sep 07, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: taking home equity for credit card debt?
Replies: 19
Views: 1204

Re: taking home equity for credit card debt?

A year ago you were making enough money to purchase multiple homes and pay them off so that you have a lot of equity in them. In the past year this stopped and you are 20k in the hole. I would solve whatever problem caused this change and then the 20k debt will take care of itself most likely. Like ...
by lthenderson
Fri Sep 07, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Car Shopping, Seem to lose my Boglehead way each time help!!
Replies: 37
Views: 2870

Re: Car Shopping, Seem to lose my Boglehead way each time help!!

Things I do Right: -Keep Cars 9-10 years so the brutal depreciation isn't so jarring Things I do Wrong: -Always buy new As I only drive 6k Miles/yr and my wife only 9k, If you are selling cars you purchased new with only 60k to 90k miles on the odometer, you definitely are giving away a lot of mone...
by lthenderson
Fri Sep 07, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9382

Re: How to "waste" money on groceries?

I've started leaning toward buying as much grass fed beef and dairy products as possible. I do this becuase I think cows evolved to eat grass. We evolved to eat animals that could choose what they ate. I wonder, if you put a cow in a field that contained both grass and corn, which would they choose...
by lthenderson
Thu Sep 06, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: Removing Existing Satellite Systems
Replies: 23
Views: 3227

Re: Removing Existing Satellite Systems

pascalwager wrote:
Wed Sep 05, 2018 11:18 pm
The fasteners surprised me--nothing frozen or corroded--bright, shiny and unblemished.
Anything installed on the outside of the house should use stainless steel fasteners which would look just like what you found after many years in the elements.
by lthenderson
Thu Sep 06, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: could windshield claim to insurance impact what i pay?
Replies: 14
Views: 771

Re: could windshield claim to insurance impact what i pay?

Why bother asking an insurance company if your rates will increase? Of course they will say no. One should ask an insurance agent and not the insurance company itself for the best answer. Almost all agents are independent from the company and just sell that or multiple companies insurance products....
by lthenderson
Thu Sep 06, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: How to tell which vent is dryer vent?
Replies: 40
Views: 1644

Re: How to tell which vent is dryer vent?

Is there a way to figure out which is the dryer vent? (For context, I'm asking because my dryer isn't working very effectively anymore, I've thoroughly cleaned lint from the trap, the dryer, and the vent piping in the laundry room, so I think I need to check the outside end now.) A different way to...
by lthenderson
Thu Sep 06, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: could windshield claim to insurance impact what i pay?
Replies: 14
Views: 771

Re: could windshield claim to insurance impact what i pay?

Depends greatly on your personal driving records and insurance claims record. The best thing to do is to talk to your insurance agent and ask that very question. I have found my insurance agent to be very forthright in telling me what to expect as far as a reaction from the insurance company and ver...
by lthenderson
Thu Sep 06, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Buying Sushi Grade Fish
Replies: 15
Views: 1684

Re: Buying Sushi Grade Fish

We buy sushi grade fish from our local grocery store here in the very rural Midwest. We place our order the week before and pick it up on Tuesday when it arrives at the store.
by lthenderson
Thu Sep 06, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9382

Re: How to "waste" money on groceries?

Edit to add: Why do you think kobe and wagyu beef is so expensive and highly sought after? It isn't because of their all grass and tofu diet that's for sure. I thought it was due to them being bread in only a certain area of Japan and the fact the herds are so isolated, at least in the case of kobe...
by lthenderson
Wed Sep 05, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 930

Re: US Visitor Health Insurance

Having shopped around for just such a thing, I think you are likely to run into two major roadblocks. If you do not mind me asking,which one did you opt for? 1. All of the travel insurance plans for inside the U.S. that I have seen do NOT cover pre-existing conditions. That is my main concern and I...
by lthenderson
Tue Sep 04, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: How to "waste" money on groceries?
Replies: 109
Views: 9382

Re: How to "waste" money on groceries?

We make sure our beef is grass-fed. I can taste the difference - even for burgers. (whenever we have a cookout everyone asks how the burgers taste so good thinking I am adding something - the secret is grass-fed). I have quite the opposite experience. Grass fed beef tends to be leaner, drier and ch...
by lthenderson
Tue Sep 04, 2018 7:00 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 930

Re: US Visitor Health Insurance

I need insurance recommendations for relatives visiting US for 75 days.What insurance should I buy that would cover pre-existing conditions like high blood pressure? If I need to take them to ER or Urgent care,what are the things that I need to be aware? Male: 71 Years with blood pressure Female: 6...
by lthenderson
Tue Sep 04, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: HVAC annual contracts vs yearly annual cleaning
Replies: 32
Views: 2189

Re: HVAC annual contracts vs yearly annual cleaning

I fall in the DIY camp. I've had a service guy to my house maybe three times in the last three decades for the HVAC system.
by lthenderson
Tue Sep 04, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: The future of my journals and logs
Replies: 45
Views: 4123

Re: The future of my journals and logs

Does anyone have an estimate in time or money for how much it will cost to scan 100 pages? A cheap bed scanner and an hour's worth of time is all that it would probably take. For hundreds of pages of lots of journals, I would switch to a camera on a tripod in a well lit area to digitize everything....
by lthenderson
Tue Sep 04, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: When do you drop collision insurance?
Replies: 52
Views: 2827

Re: When do you drop collision insurance?

I generally drop collision when the value of my vehicle gets below $10k. But for me, the loss of $10k if my vehicle were totaled tomorrow isn't going to be a major financial blow. If it was, I would keep collision longer.