Search found 3310 matches

by lthenderson
Tue Aug 14, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Travel over thanksgiving holiday, drive or fly?
Replies: 28
Views: 1075

Re: Travel over thanksgiving holiday, drive or fly?

I wouldn't want to do either but forced to decide, I would drive. However, I would drive a few hours after the wedding on Saturday night to a motel outside the city to give you a jump on the traffic come Sunday morning.
by lthenderson
Tue Aug 14, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3166
Views: 966012

Re: What Book Are You Currently Reading? Part VI

You might as also like The Year of Decision by Bernard DeVoto. It does not focus only on the Donner party, but also on the many other significant events of 1846. Thanks for the recommendation. This is my second book in a row on this time period, the first being about the gold rush three years later...
by lthenderson
Tue Aug 14, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3166
Views: 966012

Re: What Book Are You Currently Reading? Part VI

"The Best Land Under Heaven" by Michael Wallis In the eerily warm spring of 1846, George Donner placed this advertisement in a local newspaper as he and a restless caravan prepared for what they hoped would be the most rewarding journey of a lifetime. But in eagerly pursuing what would a century lat...
by lthenderson
Tue Aug 14, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 14
Views: 1544

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

Just basing things off of the number of times I've read them: Non-fiction Desert Solitaire by Edward Abbey A Sand County Almanac by Aldo Leopold On Writing by Stephen King Fiction I don't read fiction anymore Financial Millionaire Next Door Bogleheads Guide to Investing Bogleheads Guide to Retirement
by lthenderson
Thu Aug 09, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 8776

Re: Biggest Threats to Financial Well-Being

1. Keeping up with the Jones's with house, car and possessions.
2. Not saving first for an adequate retirement.
3. Spending too much time looking for easy money instead of just earning it the old fashioned way.
by lthenderson
Thu Aug 09, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Moving soon; whom to hire to help me move?
Replies: 26
Views: 2063

Re: Moving soon; whom to hire to help me move?

Having moved myself and hired a professional moving company, I will always choose the latter from here on out. By paying extra for the professional moving company: 1. I gain several weeks of time before the move not having to pack up things or make repeated trips to the uhaul place to buy things lik...
by lthenderson
Thu Aug 09, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: Do Airlines measure checked baggages?
Replies: 33
Views: 2004

Re: Do Airlines measure checked baggages?

I've flown a lot and never had a checked bag measured unless it was obviously oversized and then it was measured to see how much I would have to pay extra to check it.
by lthenderson
Thu Aug 09, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: whole house generator different questions
Replies: 21
Views: 1538

Re: whole house generator different questions

I think my residual question is the snow problem. I was hoping someone had worked out some baffle or something that would keep the snow drifts from the generator but still let the generator have air access. Or some sort of piping from the air intake and exhaust. They make electrical mats that embed...
by lthenderson
Thu Aug 09, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Company Transition to ESOP?
Replies: 24
Views: 1390

Re: Company Transition to ESOP?

Any people with ESOP experience to poke holes in the above plan, or give a vote of confidence? Any input on self-financing options and pitfalls would be appreciated as well. I'm not an expert by any means on all things ESOP, but I retired from my company which is a 100% employee owned ESOP company ...
by lthenderson
Wed Aug 08, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3166
Views: 966012

Re: What Book Are You Currently Reading? Part VI

I'm also almost finished with the unabridged version of The Count of Monte Cristo by Alexandre Dumas. It's nothing like the movies I've seen or the Classic comics version! https://www.amazon.com/Count-Monte-Cristo-Penguin-Classics/dp/0140449264/ref=sr_1_3?s=books&ie=UTF8&qid=1533743857&sr=1-3&keywo...
by lthenderson
Wed Aug 08, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

All I can say is in 10+ winters of snow and ice my Odyssey has never failed to go where I aimed it. Modern FWD cars with traction control do a really good job in snow of going where you point them. You need an SUV if you are driving on unplowed roads where you need a clearance. True. We happen to l...
by lthenderson
Wed Aug 08, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Company Transition to ESOP?
Replies: 24
Views: 1390

Re: Company Transition to ESOP?

Any people with ESOP experience to poke holes in the above plan, or give a vote of confidence? Any input on self-financing options and pitfalls would be appreciated as well. I'm not an expert by any means on all things ESOP, but I retired from my company which is a 100% employee owned ESOP company ...
by lthenderson
Wed Aug 08, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for jobs out of state
Replies: 19
Views: 1260

Re: Applying for jobs out of state

We lived in Florida 4 years ago and moved to Tenn for our current employment. We now want to move back but do not wish to move back without relocation assistance. Back when I was interviewing for jobs in other states, I always included a brief cover letter stating why I wanted to move to that locat...
by lthenderson
Wed Aug 08, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

how are minivans in the snow?..suvs are all over the road here in the north east simply because they are 4wd or awd...and they have plenty of cargo space. Many also like the higher seating and visibility. Our Sienna with AWD handles as well as any vehicle with AWD as far as I can tell. Last winter ...
by lthenderson
Wed Aug 08, 2018 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Applying for jobs out of state
Replies: 19
Views: 1260

Re: Applying for jobs out of state

We lived in Florida 4 years ago and moved to Tenn for our current employment. We now want to move back but do not wish to move back without relocation assistance. Back when I was interviewing for jobs in other states, I always included a brief cover letter stating why I wanted to move to that locat...
by lthenderson
Wed Aug 08, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 1916

Re: Selling a used car

Check out this ad for a 97 Camry and notice the quality of the pictures. This is what people want to see when internet shopping for vehicles.

https://www.ebay.com/itm/1997-Toyota-Ca ... 2620746474
by lthenderson
Wed Aug 08, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

how are minivans in the snow?..suvs are all over the road here in the north east simply because they are 4wd or awd...and they have plenty of cargo space. Many also like the higher seating and visibility. Our Sienna with AWD handles as well as any vehicle with AWD as far as I can tell. Last winter ...
by lthenderson
Wed Aug 08, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1212

Re: What (simple) desktop to buy

having worked for a computer manufacturer, I know a bit about hardware. I'd never purchase a computer from an electronics store, typically by definition, they are out of synch with the market in terms of price and performance. every computer I've purchased in the last 25 years has been from the del...
by lthenderson
Tue Aug 07, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 2859

Re: Relaxing - quieting the mind

I work in a rather stressful time intensive job and as a parent of a young kid, myself and the mrs are always "on call" 24/7 and the more i get focused on various aspects of the world, work, socializing, home, extended families etc, the more i find I have less time for myself and I am finding it ve...
by lthenderson
Tue Aug 07, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 1916

Re: Selling a used car

You made a couple mistakes which is causing the sale to take more time than it should. You listed the price too high scaring away the majority of people who might be interested and they probably haven't noticed the decrease in price. You didn't take good pictures showing the entire car so people sus...
by lthenderson
Mon Aug 06, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Best Counter Depth Side by Side refrigerator
Replies: 24
Views: 2035

Re: Best Counter Depth Side by Side refrigerator

Ask your local repairman. He will know what models he has to work on extensively and thus you know which ones to avoid. One tip from my local repairman that I learned too late was to avoid LG in my area. The reason wasn't that they were junk but that it was impossible to get any parts for them shoul...
by lthenderson
Mon Aug 06, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6293

Re: "Dollar Store" favorites

Bingo gifts. Our family has a tradition of playing bingo on Christmas morning with the extended family for food/gag gifts. That is the only time I ever go into one of those stores.
by lthenderson
Sat Aug 04, 2018 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Bag with bank information goes missing (from bank)
Replies: 20
Views: 1431

Re: Bag with bank information goes missing (from bank)

Please provide any thoughts and guidance you might have. I may have additional questions, but I wanted to get this posted asap so we could start thinking. Most banks with an online presence allow you to put limits on your accounts so if any large withdrawals are made beyond a preset limit, you will...
by lthenderson
Sat Aug 04, 2018 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Additional income strategies
Replies: 9
Views: 1058

Re: Additional income strategies

If you want to increase income take some classes and get a higher level degree that will allow you to move up roles in your main field. +1 I'm sure you'll get much better returns putting effort into increasing your income from your main and 2nd job than to try for a third income stream from scratch.
by lthenderson
Sat Aug 04, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

The SUV is definitely better in every other aspects , except the practicality standpoint. What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90? Drive one and come back to comment. What a copout answer. You were the one who posted about your experience dr...
by lthenderson
Sat Aug 04, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Replace fireplace doors on pre-fab fireplace
Replies: 6
Views: 278

Re: Replace fireplace doors on pre-fab fireplace

Whatever glass door you would install, that would get very hot as well - so the door will not babyproof anything if the fireplace is in use. If you just dont want your kid to crawl into the soot, than maybe the door will provide a barrier. IMO, the correct proofing would be a small gate around the ...
by lthenderson
Fri Aug 03, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Replace fireplace doors on pre-fab fireplace
Replies: 6
Views: 278

Re: Replace fireplace doors on pre-fab fireplace

My question to anyone with relevant experience with this, can I purchase doors and install on my own? My research into this option thus far seems to indicate you need very specific doors for each brand/size. I cannot find any information about the manufacturer of my unit, so they may be out of busi...
by lthenderson
Fri Aug 03, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

The SUV is definitely better in every other aspects, except the practicality standpoint. What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90? Drive one and come back to comment. What a copout answer. You were the one who posted about your experience dri...
by lthenderson
Fri Aug 03, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4604

Re: best place to hide a key

...newer Toyotas that have touch sensor lock and unlock door and keyless ignitions. So you just have to be near the key and touch the door and the car will unlock. I haven’t tested it to see how far away from the key you need to be to make this happen but hiding the key somewhere under the car seem...
by lthenderson
Fri Aug 03, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: charitable giving
Replies: 4
Views: 314

Re: charitable giving

Very similar thread started yesterday:

viewtopic.php?f=2&t=255502
by lthenderson
Fri Aug 03, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4372

Re: Which diet soda pop do you enjoy?

Haven't seen anybody mention Diet Rite which was my go to back in the day. I haven't seen it sold for years but the website sounds like it is still being made. These days it is diet Pepsi.
by lthenderson
Fri Aug 03, 2018 9:26 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 105
Views: 6194

Re: Minivan Vs SUV Experience

samta09 wrote:
Fri Aug 03, 2018 8:12 am
The SUV is definitely better in every other aspects, except the practicality standpoint.
What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90?
by lthenderson
Fri Aug 03, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4604

Re: best place to hide a key

When I go hiking, I just put the fob/key in a pocket in my pack that I don't use. If all are in use, I safety pin it to the inside of the pocket so it doesn't accidentally fall out. Back in the day when car doors were easier to unlock, I used to keep a coat hanger wrapped around the frame of the car...
by lthenderson
Fri Aug 03, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4604

Re: best place to hide a key

I don't quite understand the problem, but my newish F-150 has a fob and pushbutton start. So if I wanted to, I could leave my fob hidden in the center console and whoever gets back to my truck first can fire it up and drive away. All you have to do is punch my zip code into the keypad on the driver...
by lthenderson
Fri Aug 03, 2018 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Charitable giving strategy
Replies: 43
Views: 2193

Re: Charitable giving strategy

What do you do? Do you look for local charities or give to the larger organizations? We give ours to local charities where virtually 100% of it goes the people in need. Lately however, I have started just giving it out personally whenever I run into a situation that needs it. For example, a local o...
by lthenderson
Fri Aug 03, 2018 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 41
Views: 5495

Re: Need help to sell family farm.

From what I’ve seen, farmland has been selling at reasonably good prices lately in our region, so it looks like a good time to sell. Most articles I have read say that land prices here in the Midwest have stabilized after a couple years of decline. http://www.startribune.com/minnesota-crop-land-pri...
by lthenderson
Thu Aug 02, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 41
Views: 5495

Re: Need help to sell family farm.

With regard to revealing the price, the lawyer noted that giving no asking price in the solicitation letter will invite very low bids, while asking an inflated price will probably scare off potential buyers. I guess if only low bids come in, I can try to negotiate the highest ones up to my desired ...
by lthenderson
Thu Aug 02, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Best Way To Set Up Online Video Editing Business
Replies: 5
Views: 237

Re: Best Way To Set Up Online Video Editing Business

I have used a guy in the past to digitize old 8mm movies for me and he also offers digital editing options for them as well which includes adding chapters, lead-ins, special effects etc. Since he is 100 miles away from where I live, I asked about digitally transferring via accounts like dropbox or o...
by lthenderson
Thu Aug 02, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 3963

Re: Ticks and common sense?

My question, for those of you in living in such area, what common sense precautions do you take, short of no longer going outside and walking anywhere near any growing things (being a little sarcastic here). I think it is important for people to be outside - for kids and all of us to enjoy nature. ...
by lthenderson
Thu Aug 02, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 1976

Re: Hiking vacation in November - any recomendations?

Given the time of year I'd like it to be somewhere that won't be too cold - say no colder than 50F during the day. I'll be travelling on my own so somewhere safe (I'm male but still safety is a concern). Lots of different hikes close to a central location. I'm open to accommodation, anything from a...
by lthenderson
Thu Aug 02, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2513

Re: weekender bag?

My Travelpro small duffel bag ( the size of a medium gym bag/weekender bag) just broke (the zipper is destroyed.) Does anybody know of good quality weekender bags for a reasonable price? If you like the bag other than the destroyed zipper, it is a relatively cheap fix for a seamstress to sew in a n...
by lthenderson
Thu Aug 02, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 5906

Re: Talk to me about Le Creuset

According to my most trusted source of reviews Cooks Country/America's Test Kitchen, Le Creuset is the best but just about any modern dutch oven you can buy will cook great food. Most of the differences are small things from material thickness, handle design, shape of the pot, etc and may not affect...
by lthenderson
Wed Aug 01, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: 15 Year look back on my Financial Forecast spreadsheet
Replies: 2
Views: 592

Re: 15 Year look back on my Financial Forecast spreadsheet

I have the last 16 years of our actuals plotted on an Excel graph with a theoretical line plotted too. I have been amazed and relieved to see the actual following the theoretical line quite well.

Congratulations!
by lthenderson
Wed Aug 01, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Land Purchase Possible or Forget About It?
Replies: 20
Views: 1708

Re: Land Purchase Possible or Forget About It?

Perhaps because I grew up on a farm, I've always wanted to buy up the land around me as it comes available. When I was younger, that meant getting a loan from my parents and paying it back. As I got older and had more assets, I was able to get loans to purchase the land. I typically got five year lo...
by lthenderson
Wed Aug 01, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: This Water Leak is Maddening
Replies: 13
Views: 2064

Re: This Water Leak is Maddening

Was there any rain when the leak occurred - sometimes the boots around the vent stacks crack and shrink and allow water to run along the surface of the vent stack and it only drips off when it hits first horizontal bend. +1 I've fixed several such leaks after homeowners and previous fixers just ass...
by lthenderson
Tue Jul 31, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: USAA Renters Insurance
Replies: 10
Views: 789

Re: USAA Renters Insurance

It would take a little over 31 years for the total cost of insurance to = value of covered equipment. I have no idea how to evaluate that LOL but thought it may help. Actually camera and especially laptops depreciate really fast so the insurance costs may exceed the equipment cost in just a few or ...
by lthenderson
Tue Jul 31, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Spaghetti Squash
Replies: 5
Views: 822

Re: Spaghetti Squash

The leaves on our spaghetti squash are drying out, actually turning brown and dying. This seems to have occurred also in the past. This year my wife is retired and taking interest in the garden and she is concerned about eating the squash. We have researched on line and it is either a fungus or a v...
by lthenderson
Mon Jul 30, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3166
Views: 966012

Re: What Book Are You Currently Reading? Part VI

I just finished reading "The Rush: America's Fevered Quest for Fortune, 1848-1853" by Edward Dolnick In the spring of 1848, rumors began to spread that gold had been discovered in a remote spot in the Sacramento Valley. A year later, newspaper headlines declared "Gold Fever!" as hundreds of thousand...
by lthenderson
Mon Jul 30, 2018 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Buying new houses
Replies: 5
Views: 568

Re: Buying new houses

The biggest difference I can see is that I generally buy a home for the location where it sits. If the location doesn't meet my needs, I don't care how nice the home is, I'm not interested. If the location is ideal, the next thing I look is if the house either meets my needs or can be updated to mee...
by lthenderson
Mon Jul 30, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: Garage doors
Replies: 13
Views: 1181

Re: Garage doors

Normally I am for fixing things to get the "goodie" out of them but I had garage doors like yours and replaced them with new ones about four years ago. I have never regretted the decision. The the better insulation properties and better seals, my garage stays much warmer than it did allowing my more...