Search found 3319 matches

by lthenderson
Thu Aug 16, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: How much did you pay to relocate laundry from basement to upstairs?
Replies: 20
Views: 1727

Re: How much did you pay to relocate laundry from basement to upstairs?

In my experience, the cost of materials for a project like this is insignificant to the cost of getting a busy contractor to even consider doing such a small project. Sometimes it is easier to bundle projects to get better rates.
by lthenderson
Thu Aug 16, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Best (cheapest) way to book a flight well in advance
Replies: 15
Views: 1487

Re: Best (cheapest) way to book a flight well in advance

We use one of several flight compiling websites to get an idea of which flights and times we are interested in and then go directly to the airplane companies website to book the flight. In many cases it is slightly cheaper.
by lthenderson
Thu Aug 16, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2669

Re: Sign - Speed checked by Radar

On the freeways, I see this sign "Speed checked by Radar" but I do not see any drones or planes above. How does this work? If someone goes beyond speed limit, the person's car is noticed by some thing which is flying and he gets ticketed by Cop who is waiting ahead.. Our town put up one of those si...
by lthenderson
Thu Aug 16, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: withdraw home insurance claim
Replies: 3
Views: 237

Re: withdraw home insurance claim

I withdrew a car insurance claim once when the repair bill came out to just slightly over my deductible. I called my insurance agent beforehand and he assured me that it wouldn't affect my future premiums. He was right. He told me at the time that unless a check is written out, it doesn't affect pre...
by lthenderson
Thu Aug 16, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 46
Views: 2826

Re: Celebrating the day you retired

I just pretty much said a few goodbyes and walked out the door. A few days later when I got my last paycheck, I had lunch with a few of my closer employee friends and picked up the tab. The most exciting part about the entire ordeal was receiving the first check from my ESOP account and investing it...
by lthenderson
Wed Aug 15, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 1924

Re: Sidewalk repair - price in line?

Our town comes around and marks sidewalk sections that need replacing. They are roughly 3" by 5". Everything I've read/heard around town is that finding a contractor to come replace one sidewalk rectangle is nearly impossible. Such a small job isn't worth their time. Supposedly the best way to hand...
by lthenderson
Wed Aug 15, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4290

Re: Adult piggy bank

Do any of you do something similar to this? If so, any suggestions on an "adult" piggy bank? In my area, all the banks have gotten rid of their change machines so if you want to cash in your "piggy bank", you have to hand roll all your change. Thus my change now goes to the kids who roll it and dep...
by lthenderson
Wed Aug 15, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 1924

Re: Sidewalk repair - price in line?

City gave us a code violation for cracks in three sidewalks. The property in in S. Florida. I requested a few estimates and only one contractor responded. He wants to obtain a city permit, remove the old walks and replace them. The three sidewalks to be replaced are 8 x 4 feet. I realize there's re...
by lthenderson
Wed Aug 15, 2018 8:03 am
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3050

Re: Best consumer products - made in USA

All of the furniture I make in my woodshop.
All the canned goods we are currently putting up from our garden.
by lthenderson
Tue Aug 14, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Travel over thanksgiving holiday, drive or fly?
Replies: 50
Views: 2173

Re: Travel over thanksgiving holiday, drive or fly?

I wouldn't want to do either but forced to decide, I would drive. However, I would drive a few hours after the wedding on Saturday night to a motel outside the city to give you a jump on the traffic come Sunday morning.
by lthenderson
Tue Aug 14, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3170
Views: 967440

Re: What Book Are You Currently Reading? Part VI

You might as also like The Year of Decision by Bernard DeVoto. It does not focus only on the Donner party, but also on the many other significant events of 1846. Thanks for the recommendation. This is my second book in a row on this time period, the first being about the gold rush three years later...
by lthenderson
Tue Aug 14, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3170
Views: 967440

Re: What Book Are You Currently Reading? Part VI

"The Best Land Under Heaven" by Michael Wallis In the eerily warm spring of 1846, George Donner placed this advertisement in a local newspaper as he and a restless caravan prepared for what they hoped would be the most rewarding journey of a lifetime. But in eagerly pursuing what would a century lat...
by lthenderson
Tue Aug 14, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)
Replies: 36
Views: 3596

Re: Books - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)

Just basing things off of the number of times I've read them: Non-fiction Desert Solitaire by Edward Abbey A Sand County Almanac by Aldo Leopold On Writing by Stephen King Fiction I don't read fiction anymore Financial Millionaire Next Door Bogleheads Guide to Investing Bogleheads Guide to Retirement
by lthenderson
Thu Aug 09, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Biggest Threats to Financial Well-Being
Replies: 99
Views: 8950

Re: Biggest Threats to Financial Well-Being

1. Keeping up with the Jones's with house, car and possessions.
2. Not saving first for an adequate retirement.
3. Spending too much time looking for easy money instead of just earning it the old fashioned way.
by lthenderson
Thu Aug 09, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Moving soon; whom to hire to help me move?
Replies: 27
Views: 2260

Re: Moving soon; whom to hire to help me move?

Having moved myself and hired a professional moving company, I will always choose the latter from here on out. By paying extra for the professional moving company: 1. I gain several weeks of time before the move not having to pack up things or make repeated trips to the uhaul place to buy things lik...
by lthenderson
Thu Aug 09, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: Do Airlines measure checked baggages?
Replies: 33
Views: 2068

Re: Do Airlines measure checked baggages?

I've flown a lot and never had a checked bag measured unless it was obviously oversized and then it was measured to see how much I would have to pay extra to check it.
by lthenderson
Thu Aug 09, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: whole house generator different questions
Replies: 21
Views: 1579

Re: whole house generator different questions

I think my residual question is the snow problem. I was hoping someone had worked out some baffle or something that would keep the snow drifts from the generator but still let the generator have air access. Or some sort of piping from the air intake and exhaust. They make electrical mats that embed...
by lthenderson
Thu Aug 09, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Company Transition to ESOP?
Replies: 24
Views: 1446

Re: Company Transition to ESOP?

Any people with ESOP experience to poke holes in the above plan, or give a vote of confidence? Any input on self-financing options and pitfalls would be appreciated as well. I'm not an expert by any means on all things ESOP, but I retired from my company which is a 100% employee owned ESOP company ...
by lthenderson
Wed Aug 08, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3170
Views: 967440

Re: What Book Are You Currently Reading? Part VI

I'm also almost finished with the unabridged version of The Count of Monte Cristo by Alexandre Dumas. It's nothing like the movies I've seen or the Classic comics version! https://www.amazon.com/Count-Monte-Cristo-Penguin-Classics/dp/0140449264/ref=sr_1_3?s=books&ie=UTF8&qid=1533743857&sr=1-3&keywo...
by lthenderson
Wed Aug 08, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

All I can say is in 10+ winters of snow and ice my Odyssey has never failed to go where I aimed it. Modern FWD cars with traction control do a really good job in snow of going where you point them. You need an SUV if you are driving on unplowed roads where you need a clearance. True. We happen to l...
by lthenderson
Wed Aug 08, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Company Transition to ESOP?
Replies: 24
Views: 1446

Re: Company Transition to ESOP?

Any people with ESOP experience to poke holes in the above plan, or give a vote of confidence? Any input on self-financing options and pitfalls would be appreciated as well. I'm not an expert by any means on all things ESOP, but I retired from my company which is a 100% employee owned ESOP company ...
by lthenderson
Wed Aug 08, 2018 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for jobs out of state
Replies: 19
Views: 1313

Re: Applying for jobs out of state

We lived in Florida 4 years ago and moved to Tenn for our current employment. We now want to move back but do not wish to move back without relocation assistance. Back when I was interviewing for jobs in other states, I always included a brief cover letter stating why I wanted to move to that locat...
by lthenderson
Wed Aug 08, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

how are minivans in the snow?..suvs are all over the road here in the north east simply because they are 4wd or awd...and they have plenty of cargo space. Many also like the higher seating and visibility. Our Sienna with AWD handles as well as any vehicle with AWD as far as I can tell. Last winter ...
by lthenderson
Wed Aug 08, 2018 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Applying for jobs out of state
Replies: 19
Views: 1313

Re: Applying for jobs out of state

We lived in Florida 4 years ago and moved to Tenn for our current employment. We now want to move back but do not wish to move back without relocation assistance. Back when I was interviewing for jobs in other states, I always included a brief cover letter stating why I wanted to move to that locat...
by lthenderson
Wed Aug 08, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 1972

Re: Selling a used car

Check out this ad for a 97 Camry and notice the quality of the pictures. This is what people want to see when internet shopping for vehicles.

https://www.ebay.com/itm/1997-Toyota-Ca ... 2620746474
by lthenderson
Wed Aug 08, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

how are minivans in the snow?..suvs are all over the road here in the north east simply because they are 4wd or awd...and they have plenty of cargo space. Many also like the higher seating and visibility. Our Sienna with AWD handles as well as any vehicle with AWD as far as I can tell. Last winter ...
by lthenderson
Wed Aug 08, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1255

Re: What (simple) desktop to buy

having worked for a computer manufacturer, I know a bit about hardware. I'd never purchase a computer from an electronics store, typically by definition, they are out of synch with the market in terms of price and performance. every computer I've purchased in the last 25 years has been from the del...
by lthenderson
Tue Aug 07, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 2943

Re: Relaxing - quieting the mind

I work in a rather stressful time intensive job and as a parent of a young kid, myself and the mrs are always "on call" 24/7 and the more i get focused on various aspects of the world, work, socializing, home, extended families etc, the more i find I have less time for myself and I am finding it ve...
by lthenderson
Tue Aug 07, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 1972

Re: Selling a used car

You made a couple mistakes which is causing the sale to take more time than it should. You listed the price too high scaring away the majority of people who might be interested and they probably haven't noticed the decrease in price. You didn't take good pictures showing the entire car so people sus...
by lthenderson
Mon Aug 06, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Best Counter Depth Side by Side refrigerator
Replies: 24
Views: 2157

Re: Best Counter Depth Side by Side refrigerator

Ask your local repairman. He will know what models he has to work on extensively and thus you know which ones to avoid. One tip from my local repairman that I learned too late was to avoid LG in my area. The reason wasn't that they were junk but that it was impossible to get any parts for them shoul...
by lthenderson
Mon Aug 06, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6422

Re: "Dollar Store" favorites

Bingo gifts. Our family has a tradition of playing bingo on Christmas morning with the extended family for food/gag gifts. That is the only time I ever go into one of those stores.
by lthenderson
Sat Aug 04, 2018 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Bag with bank information goes missing (from bank)
Replies: 20
Views: 1457

Re: Bag with bank information goes missing (from bank)

Please provide any thoughts and guidance you might have. I may have additional questions, but I wanted to get this posted asap so we could start thinking. Most banks with an online presence allow you to put limits on your accounts so if any large withdrawals are made beyond a preset limit, you will...
by lthenderson
Sat Aug 04, 2018 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Additional income strategies
Replies: 9
Views: 1077

Re: Additional income strategies

If you want to increase income take some classes and get a higher level degree that will allow you to move up roles in your main field. +1 I'm sure you'll get much better returns putting effort into increasing your income from your main and 2nd job than to try for a third income stream from scratch.
by lthenderson
Sat Aug 04, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

The SUV is definitely better in every other aspects , except the practicality standpoint. What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90? Drive one and come back to comment. What a copout answer. You were the one who posted about your experience dr...
by lthenderson
Sat Aug 04, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Replace fireplace doors on pre-fab fireplace
Replies: 6
Views: 294

Re: Replace fireplace doors on pre-fab fireplace

Whatever glass door you would install, that would get very hot as well - so the door will not babyproof anything if the fireplace is in use. If you just dont want your kid to crawl into the soot, than maybe the door will provide a barrier. IMO, the correct proofing would be a small gate around the ...
by lthenderson
Fri Aug 03, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Replace fireplace doors on pre-fab fireplace
Replies: 6
Views: 294

Re: Replace fireplace doors on pre-fab fireplace

My question to anyone with relevant experience with this, can I purchase doors and install on my own? My research into this option thus far seems to indicate you need very specific doors for each brand/size. I cannot find any information about the manufacturer of my unit, so they may be out of busi...
by lthenderson
Fri Aug 03, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

The SUV is definitely better in every other aspects, except the practicality standpoint. What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90? Drive one and come back to comment. What a copout answer. You were the one who posted about your experience dri...
by lthenderson
Fri Aug 03, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4678

Re: best place to hide a key

...newer Toyotas that have touch sensor lock and unlock door and keyless ignitions. So you just have to be near the key and touch the door and the car will unlock. I haven’t tested it to see how far away from the key you need to be to make this happen but hiding the key somewhere under the car seem...
by lthenderson
Fri Aug 03, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: charitable giving
Replies: 4
Views: 322

Re: charitable giving

Very similar thread started yesterday:

viewtopic.php?f=2&t=255502
by lthenderson
Fri Aug 03, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4457

Re: Which diet soda pop do you enjoy?

Haven't seen anybody mention Diet Rite which was my go to back in the day. I haven't seen it sold for years but the website sounds like it is still being made. These days it is diet Pepsi.
by lthenderson
Fri Aug 03, 2018 9:26 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 109
Views: 6645

Re: Minivan Vs SUV Experience

samta09 wrote:
Fri Aug 03, 2018 8:12 am
The SUV is definitely better in every other aspects, except the practicality standpoint.
What other aspects? My Sienna minivan has a moonroof, AWD and gets the same gas mileage as a XC90?
by lthenderson
Fri Aug 03, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4678

Re: best place to hide a key

When I go hiking, I just put the fob/key in a pocket in my pack that I don't use. If all are in use, I safety pin it to the inside of the pocket so it doesn't accidentally fall out. Back in the day when car doors were easier to unlock, I used to keep a coat hanger wrapped around the frame of the car...
by lthenderson
Fri Aug 03, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: best place to hide a key
Replies: 63
Views: 4678

Re: best place to hide a key

I don't quite understand the problem, but my newish F-150 has a fob and pushbutton start. So if I wanted to, I could leave my fob hidden in the center console and whoever gets back to my truck first can fire it up and drive away. All you have to do is punch my zip code into the keypad on the driver...
by lthenderson
Fri Aug 03, 2018 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Charitable giving strategy
Replies: 43
Views: 2229

Re: Charitable giving strategy

What do you do? Do you look for local charities or give to the larger organizations? We give ours to local charities where virtually 100% of it goes the people in need. Lately however, I have started just giving it out personally whenever I run into a situation that needs it. For example, a local o...
by lthenderson
Fri Aug 03, 2018 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 41
Views: 5544

Re: Need help to sell family farm.

From what I’ve seen, farmland has been selling at reasonably good prices lately in our region, so it looks like a good time to sell. Most articles I have read say that land prices here in the Midwest have stabilized after a couple years of decline. http://www.startribune.com/minnesota-crop-land-pri...
by lthenderson
Thu Aug 02, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Need help to sell family farm.
Replies: 41
Views: 5544

Re: Need help to sell family farm.

With regard to revealing the price, the lawyer noted that giving no asking price in the solicitation letter will invite very low bids, while asking an inflated price will probably scare off potential buyers. I guess if only low bids come in, I can try to negotiate the highest ones up to my desired ...
by lthenderson
Thu Aug 02, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Best Way To Set Up Online Video Editing Business
Replies: 5
Views: 241

Re: Best Way To Set Up Online Video Editing Business

I have used a guy in the past to digitize old 8mm movies for me and he also offers digital editing options for them as well which includes adding chapters, lead-ins, special effects etc. Since he is 100 miles away from where I live, I asked about digitally transferring via accounts like dropbox or o...
by lthenderson
Thu Aug 02, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 4039

Re: Ticks and common sense?

My question, for those of you in living in such area, what common sense precautions do you take, short of no longer going outside and walking anywhere near any growing things (being a little sarcastic here). I think it is important for people to be outside - for kids and all of us to enjoy nature. ...
by lthenderson
Thu Aug 02, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 2000

Re: Hiking vacation in November - any recomendations?

Given the time of year I'd like it to be somewhere that won't be too cold - say no colder than 50F during the day. I'll be travelling on my own so somewhere safe (I'm male but still safety is a concern). Lots of different hikes close to a central location. I'm open to accommodation, anything from a...
by lthenderson
Thu Aug 02, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2547

Re: weekender bag?

My Travelpro small duffel bag ( the size of a medium gym bag/weekender bag) just broke (the zipper is destroyed.) Does anybody know of good quality weekender bags for a reasonable price? If you like the bag other than the destroyed zipper, it is a relatively cheap fix for a seamstress to sew in a n...