Search found 3839 matches

by lthenderson
Fri Apr 19, 2019 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Home Purchase Feasibility
Replies: 22
Views: 1115

Re: Home Purchase Feasibility

How are you disclosing that to the banks? A down payment thats a really a loan is no down payment at all. I wonder this as well. Every time we have purchased a house, we have had to submit documentation showing our down payment and what type of account it was in. Also, when we got a heloc, one of t...
by lthenderson
Fri Apr 19, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: 2016 Toyota Sienna all weather mats
Replies: 12
Views: 636

Re: 2016 Toyota Sienna all weather mats

I had Weathertechs in our old minivan and now have the OEM Toyota mats for our 2017 Sienna. I like the OEM mats a lot better. The fit and quality are better and they stay in place better. As someone mentioned above, they don't allow for sliding forward of the middle seats (we have the AWD model) but...
by lthenderson
Fri Apr 19, 2019 8:17 am
Forum: Personal Consumer Issues
Topic: In search of a dishwasher that dries plastics well...
Replies: 50
Views: 1679

Re: In search of a dishwasher that dries plastics well...

I just crack the door open when the drying cycle is complete and wait a couple hours before unloading.
by lthenderson
Thu Apr 18, 2019 8:24 am
Forum: Personal Finance (Not Investing)
Topic: How to find an engineer to inspect a dam wall
Replies: 23
Views: 1367

Re: How to find an engineer to inspect a dam wall

I grew up on a farm with probably 20 or 30 such ponds with earthen dams. Not a one of them required any sort of inspection to build and I would probably guess you will not have any luck finding anyone to inspect it. Even if you did, there really isn't anything someone looking on the outside layer of...
by lthenderson
Thu Apr 18, 2019 8:01 am
Forum: Personal Consumer Issues
Topic: Smoke detectors
Replies: 36
Views: 1666

Re: Smoke detectors

You can now get "smart" smoke and carbon dioxide detectors that can test themselves regularly and send you a message via the phone app when you need to replace the batteries. This way you don't need to do it as often as the once a year suggestion. This also prevents you from getting the 3 a.m. chirp...
by lthenderson
Thu Apr 18, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 67
Views: 3620

Re: Washing Machine that uses a LOT of Water

Can you explain how too much soap leads to the clothes being *under* cleaned? That seems counterintuitive to me. There are two things happening. One, if you use too much soap, the wash cycle can't get all the soap out of the clothes and you end up with soap residue/scum on the clothes which is visi...
by lthenderson
Wed Apr 17, 2019 2:27 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

Do you remember what you paid for them (and how many in the bag)? I just curious on the latest street price. I believe I got six of them for $13. I bought them in Reading Terminal at the Amish place and they placed each one in a paper sleeve and only because I ordered six, did they put them in a ba...
by lthenderson
Wed Apr 17, 2019 2:22 pm
Forum: Personal Consumer Issues
Topic: Stay and buy house or remain flexible?
Replies: 5
Views: 393

Re: Stay and buy house or remain flexible?

I've spent my entire life living in places similar to what you have described. Although in your case, I would probably side with continuing renting until you are married and ready to have kids, it isn't always bad to own houses either but you need to understand your market. In all the small rural to...
by lthenderson
Wed Apr 17, 2019 8:10 am
Forum: Personal Consumer Issues
Topic: Do you pick up after renting a vacation rental?
Replies: 51
Views: 3379

Re: Do you pick up after renting a vacation rental?

For me, it depends on whether or not I want to rent the place again in the future. We rented a place on the gulf coast every year for eight years and so we tried to stay on the good side of the owner so that we could get preference in renting it for the same time the following year. His checkout lis...
by lthenderson
Wed Apr 17, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Basement water issues
Replies: 33
Views: 2272

Re: Basement water issues

I've always started with the grading issues first but in your case, this seems like it will be problematic for several reasons. I would do what you can to fix the grading but some of it like your neighbors driveway being higher than your foundation wall can't be fixed without a lot of money and time...
by lthenderson
Wed Apr 17, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: I give up on discount movie apps....
Replies: 11
Views: 1044

Re: I give up on discount movie apps....

Thankfully it was only a $108 lesson. I've had more expensive lessons that I've had to learn over the years.
by lthenderson
Tue Apr 16, 2019 2:08 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 88
Views: 6298

Re: What is your hobby and how did it come to be your hobby?

Wood working took hold of me and now it consumes me. I mostly build wood furniture these days but also do quite a bit of carpentry type wood working.
by lthenderson
Tue Apr 16, 2019 2:06 pm
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 67
Views: 3620

Re: Washing Machine that uses a LOT of Water

As someone who used to design front load washers for a living, there are a number of options. Like someone above mentioned, the water level is controlled by the various entities that we must be certified by to sell in various market places. But all of them have other programs that can be utilized to...
by lthenderson
Tue Apr 16, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: venting/air flow large master bath with high ceilings
Replies: 4
Views: 373

Re: venting/air flow large master bath with high ceilings

bathroom with a small exhaust in the ceiling, The standard off the shelf ceiling mounted exhaust systems are pathetic in my opinion. Every house I have bought, I immediately remove the blower out of them and put the decorative grate/light back in place. Then in the attic, I install an inline exhaus...
by lthenderson
Tue Apr 16, 2019 7:47 am
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

LadyGeek wrote:
Mon Apr 15, 2019 6:06 pm
Don't forget the soft pretzels.

You can get a bag of them at any street corner. At least that's how I remember it.
I brought a bag of them home with me. Unfortunately, they played havoc getting through security at the airport and my carry-on had to be manually inspected. It was worth it though.
by lthenderson
Tue Apr 16, 2019 7:46 am
Forum: Personal Consumer Issues
Topic: Trip to Central Asia. Do you need a CC?
Replies: 44
Views: 2203

Re: Trip to Central Asia. Do you need a CC?

One thing to note, credit card theft is pretty rampant in many countries and it took me a few trips to figure this out. Now when using a credit card in questionable countries, I only use it if it never leaves my sight. If a vendor needs to take it in the back room to swipe on the one single machine ...
by lthenderson
Tue Apr 16, 2019 7:41 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3730
Views: 1073905

Re: What Book Are You Currently Reading? Part VI

God's Middle Finger:Into the Lawless Heart of the Sierra Madre by Richard Grant Picked this one up on my kindle for a recent plane trip. It is about Richard's attempts to explore the heart of the Sierra Madre mountains of Mexico where the drug trade is the primary source of income. https://images-na...
by lthenderson
Tue Apr 16, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 64
Views: 3795

Re: Where To Get New Bikes

I'd appreciate any suggestions and opinions. Another option if you are a handy sort is to source top quality slightly used parts online and assemble your own bike from the wheels up. I've done that with my girls by selecting a nice light frame and then all the associated parts. In the end, they end...
by lthenderson
Mon Apr 15, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: French Door Refrigerator Recommendations?
Replies: 37
Views: 2276

Re: French Door Refrigerator Recommendations?

We always hear about how poorly the ice maker and such is on french door type models, I've replaced the ice maker on our refrigerator once. The assembly was readily available off of ebay for a fair price and took about ten minutes with a screwdriver to swap out. I wouldn't just buy a refrigerator s...
by lthenderson
Mon Apr 15, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: Newbie international traveler
Replies: 62
Views: 3199

Re: Newbie international traveler

2. I never had a problem using ATM's until about 2 trips ago. My card kept getting declined and I couldn't figure out why. I later figured it out that I was trying to pull out more than the maximum. Know your limits and convert them to Euro. I would add that in some countries, the limit you can wit...
by lthenderson
Mon Apr 15, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

Back from my trip, I thought I would add a review of sorts. Thanks to everyone for their great suggestions. Day 1: After landing and getting checked in, we had lunch at Dinics in Reading and had the roast pork sandwich. It was very good. We walked down and saw the Liberty Bell, the outside of the Be...
by lthenderson
Mon Apr 15, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

Forget all the touristy cheesesteak places. Dalessandro's in Roxborough is the best by far! Although Chubby's is pretty good and is right across the street and has fries. 100% true. NOBODY in philly thinks pats or Genos good. They are steak umm with cheese whiz. As for historical sights, see indepe...
by lthenderson
Mon Apr 08, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Solution for a thick wallet
Replies: 58
Views: 4909

Re: Solution for a thick wallet

I carry around six cards that I use frequently or am required by law to have on my person and some cash. The rest stay at home in a container near my office computer where I most use them. If on the rare occasion I need one of the other cards, I just get it before I go and put it back when I return.
by lthenderson
Mon Apr 08, 2019 7:59 am
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 4920

Re: New homeowner wants to DIY, but disappointed today

I guess I just feel like a big failure, despite watching a ton of YouTube videos. Now I just want to outsource every project I had in mind. I dunno. Any other homeowners have any tips in overcoming this bump in the road? Although not a plumber by trade, I've replaced probably a hundred of those thi...
by lthenderson
Sat Apr 06, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 2846

Re: Eye glasses - cheaper alternates

I've always used www.eyebuydirect.com and never had any problems. They are currently having a 50% off sale and quite regularly have a two for one sale.
by lthenderson
Sat Apr 06, 2019 2:48 pm
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 2506

Re: Drill & driver combo kit comparison

I've used Milwaukee, Makita, Bosch, Porter Cable and a few other brands over the years and all have been good. My cordless tools are DeWalt which have also been good. The only reason I stick with DeWalt is that I have a dealer here in town and at this point, I have a drawer full of them that all use...
by lthenderson
Fri Apr 05, 2019 12:20 pm
Forum: Personal Consumer Issues
Topic: Best way to remove bird dropping from painted cedar siding
Replies: 5
Views: 280

Re: Best way to remove bird dropping from painted cedar siding

I would do a light power washing unless it was just a very small area. If you try by hand, use a nylon bristled brush after soaking with water ahead of time.
by lthenderson
Fri Apr 05, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: What is a fair price for a used car?
Replies: 15
Views: 1109

Re: What is a fair price for a used car?

I usually start with kbb to get familiarized on models and options of that particular vintage. I then look on eBay to see what those particular vehicles have been selling for (not what they are listed for) in my particular neck of the woods. Then when I find the vehicle I want, I start by offering a...
by lthenderson
Fri Apr 05, 2019 7:49 am
Forum: Personal Consumer Issues
Topic: Where to live during kitchen renovation?
Replies: 45
Views: 2635

Re: Where to live during kitchen renovation?

Two months sounds like a really long time for just new cabinets/dishwasher. Shouldn't they be able to do that in one month? In my situation, once the room is gutted, the cabinet manufacturer has to take final measurements and then it is 4 to 6 weeks for delivery. After delivery, there is a myriad o...
by lthenderson
Thu Apr 04, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

We often travel with 5 or 6 people in the past and likely in the future. Changing what I post and name calling are not very productive. Saying you have a solution to my problem and not stating what it is isn't productive either. How do you book one room when traveling with five or six people then? ...
by lthenderson
Thu Apr 04, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

We often travel with 5 or 6 people in the past and likely in the future. Changing what I post and name calling are not very productive. Saying you have a solution to my problem and not stating what it is isn't productive either. How do you book one room when traveling with five or six people then? ...
by lthenderson
Thu Apr 04, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

What exactly is my other choice? To buy a second room I don't need and have no intention of using? Have you tried to call Expedia or similar and explain that you want to stay in the same room as your three children? I'm guessing not. I already responded to that question above.... You have stated th...
by lthenderson
Thu Apr 04, 2019 10:20 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

What exactly is my other choice? To buy a second room I don't need and have no intention of using? Have you tried to call Expedia or similar and explain that you want to stay in the same room as your three children? I'm guessing not. I already responded to that question above.... You have stated th...
by lthenderson
Thu Apr 04, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Where to live during kitchen renovation?
Replies: 45
Views: 2635

Re: Where to live during kitchen renovation?

Two months sounds like a really long time for just new cabinets/dishwasher. Shouldn't they be able to do that in one month? In my situation, once the room is gutted, the cabinet manufacturer has to take final measurements and then it is 4 to 6 weeks for delivery. After delivery, there is a myriad o...
by lthenderson
Thu Apr 04, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

Have you tried calling the hotel to book? I have and do when appropriate. But I have run across numerous instances where package deals through aggregate booking sites or simply hotel pricing through aggregate booking sites are much cheaper. Calling the hotel at that point will let me know how much ...
by lthenderson
Thu Apr 04, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

You are teaching your kids exactly what you quoted in your post - you mislead the folks that receive your reservation. We agree on that. You have stated that you have no alternatives - there are no other choice. We do not agree on that. All of this is in your posts , not my opinion just facts. I am...
by lthenderson
Thu Apr 04, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Where to live during kitchen renovation?
Replies: 45
Views: 2635

Re: Where to live during kitchen renovation?

Two months sounds like a really long time for just new cabinets/dishwasher. Shouldn't they be able to do that in one month? In my situation, once the room is gutted, the cabinet manufacturer has to take final measurements and then it is 4 to 6 weeks for delivery. After delivery, there is a myriad o...
by lthenderson
Thu Apr 04, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

3) With 2 kids, we have plenty of financial/emotional resources to spread out. We are able to prepaid 4-yr college and fully loaded 529s by the time they are born. With 3 kids, each will get a smaller amount instead of a full bundle. 4) We can take more/nicer vacations with 2 kids. The additional p...
by lthenderson
Thu Apr 04, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: Where to live during kitchen renovation?
Replies: 45
Views: 2635

Re: Where to live during kitchen renovation?

Wondering if anyone has been through this decision making and if you can share wisdom. I am two weeks from breaking ground on a kitchen addition/remodel. My plan is to move the refrigerator and microwave to the dining area. Refrigerator will be on plywood and microwave will sit in the center of our...
by lthenderson
Thu Apr 04, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

3) With 2 kids, we have plenty of financial/emotional resources to spread out. We are able to prepaid 4-yr college and fully loaded 529s by the time they are born. With 3 kids, each will get a smaller amount instead of a full bundle. 4) We can take more/nicer vacations with 2 kids. The additional p...
by lthenderson
Thu Apr 04, 2019 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Considerations for Rent v Buying for 4-year stay
Replies: 16
Views: 1312

Re: Considerations for Rent v Buying for 4-year stay

Make sure you include in your cost of home ownership the financial cost of having to replace a HVAC system on its last legs, fix water damage from a ruptured pipe, a roof that starts leaking and a myriad of other things that could possibly go wrong and cost large amounts of money in four years. No w...
by lthenderson
Thu Apr 04, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2214

Re: Additional Costs for 3rd Child?

3) With 2 kids, we have plenty of financial/emotional resources to spread out. We are able to prepaid 4-yr college and fully loaded 529s by the time they are born. With 3 kids, each will get a smaller amount instead of a full bundle. 4) We can take more/nicer vacations with 2 kids. The additional p...
by lthenderson
Mon Apr 01, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: Redoing lawn with bermuda
Replies: 25
Views: 2149

Re: Redoing lawn with bermuda

Were you aware clear plastic is more effective than opaque tarps or black plastic in killing grass? It takes up to two months to effectively kill grass during its growing using the plastic method so you really need to cover the entire lawn at once. Also, plastic does not kill me perennial fall weeds...
by lthenderson
Mon Apr 01, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: Too late to go after driveway guy?
Replies: 21
Views: 3099

Re: Too late to go after driveway guy?

Is there anything I can do here? In situations like this, where you really don't want the contractor coming back to "fix" things, I usually file a complaint with the Better Business Bureau and I've always had good luck. It won't fix your driveway, but you may get some money back out of the contract...
by lthenderson
Mon Apr 01, 2019 1:26 pm
Forum: Personal Consumer Issues
Topic: Time of month to Order a new car
Replies: 4
Views: 489

Re: Time of month to Order a new car

Although I agree with the person above that the time of month makes little difference because it is variable about when the charge actually gets on the books, whenever I have "ordered" a car that wasn't on the lot, it didn't come from the factory, at least directly. They do a search and find a deale...
by lthenderson
Mon Apr 01, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: English /Spanish dictionary suggestions ??????
Replies: 15
Views: 564

Re: English /Spanish dictionary suggestions ??????

parigi723 wrote:
Mon Apr 01, 2019 12:57 pm
Selfstudy........thank you.
I've known several people who have learned a new language through duolingo on their computer or smart device. Seems a lot better than simply reading a dictionary as it gets into grammar.

https://www.duolingo.com/
by lthenderson
Mon Apr 01, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: Boglehead Approach to Home Tech? Looking for Home Security Cameras
Replies: 19
Views: 1440

Re: Boglehead Approach to Home Tech? Looking for Home Security Cameras

I have no idea if it is the Boglehead approach to home tech since John Bogle has never said anything on the subject, but I have a 4 camera Hikvision POE system that is hard wired to a DVR mounted in my basement. I went with them since they have very good resolution but are very unobtrusive on the ou...
by lthenderson
Mon Apr 01, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Better elementary school - switch soon or wait
Replies: 29
Views: 1499

Re: Better elementary school - switch soon or wait

We love where we live but the next district over has much better ratings and performance. When I moved to our current town, the public school system had horrible ratings and next district over had stellar reviews. Over the last five years, the next district over has received hordes of kids using op...
by lthenderson
Sat Mar 30, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

Forget all the touristy cheesesteak places. Dalessandro's in Roxborough is the best by far! Although Chubby's is pretty good and is right across the street and has fries. 100% true. NOBODY in philly thinks pats or Genos good. They are steak umm with cheese whiz. As for historical sights, see indepe...
by lthenderson
Sat Mar 30, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 5593

Re: What to see in Philly?

Independence Hall and the Liberty Bell. That is where our country got started and is definitely worth a visit. If you visit Independence Hall & the Liberty Bell you are within 2 blocks of the final resting place of 5 signers of the Declaration of Independence, including Benjamin Franklin. Located a...