Search found 668 matches

by PinotGris
Thu Nov 21, 2019 4:29 pm
Forum: Personal Consumer Issues
Topic: Fort Lauderdale Area vacation
Replies: 11
Views: 643

Re: Fort Lauderdale Area vacation

Slapshot wrote:
Thu Nov 21, 2019 3:05 pm
We always stay at Lauderdale-by-the Sea as our son lives nearby. Nice beach with lots going on near the pier at the end of Commercial Blvd.
Thank you. It looks very nice. Can you recommend the place you have stayed? You can PM me.
by PinotGris
Thu Nov 21, 2019 2:39 pm
Forum: Personal Consumer Issues
Topic: Fort Lauderdale Area vacation
Replies: 11
Views: 643

Re: Fort Lauderdale Area vacation

I really liked Hollywood Beach. A nice Marriott there, but I bet lots of VRBO rentals that time of year as snowbirds are leaving. BTW if picking up a rental car at the airport make sure they don't charge you for the tollway pass unless you need it. They sneaked that one in on me once! Thank you for...
by PinotGris
Thu Nov 21, 2019 2:37 pm
Forum: Personal Consumer Issues
Topic: Fort Lauderdale Area vacation
Replies: 11
Views: 643

Re: Fort Lauderdale Area vacation

I am doing a birding trip in the 1st week of March, which begins at Ft. Myers and travels west and ends at Ft. Lauderdale from where we fly out. Watch out - if you travel west from Ft. Myers, Florida, you won't end up in Ft. Lauderdale :wink: Well, they didn't say they'd be driving! It may just be ...
by PinotGris
Thu Nov 21, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: Fort Lauderdale Area vacation
Replies: 11
Views: 643

Re: Fort Lauderdale Area vacation

I am doing a birding trip in the 1st week of March, which begins at Ft. Myers and travels west and ends at Ft. Lauderdale from where we fly out. Watch out - if you travel west from Ft. Myers, Florida, you won't end up in Ft. Lauderdale :wink: I would appreciate some help from those who are familiar...
by PinotGris
Wed Nov 20, 2019 6:08 pm
Forum: Personal Consumer Issues
Topic: Fort Lauderdale Area vacation
Replies: 11
Views: 643

Fort Lauderdale Area vacation

I am doing a birding trip in the 1st week of March, which begins at Ft. Myers and travels east and ends at Ft. Lauderdale from where we fly out. My husband will join me there at the end of my trip, and we would like to spend a week or two basking in the sun before flying back to New England. I will ...
by PinotGris
Thu Nov 14, 2019 6:13 pm
Forum: Investing - Theory, News & General
Topic: What tools do you use to track your finances?
Replies: 80
Views: 6798

Re: What tools do you use to track your finances?

All my portfolio accounts are at Vanguard so they keep track of it for me. I do retain the annual statement and d ownload monthly household statements. For spending, I keep a simple spreadsheet with three categories of spending every month. That seems to be all I really need to keep track of. Once ...
by PinotGris
Wed Oct 09, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Password Protection
Replies: 86
Views: 9766

Re: Password Protection

Bumping up thread from 2017. I use KeePass in my laptop and save my database in Dropbox. Things change so rapidly and am wondering if everything is safe with this process. Recently I downloaded Keepass app into my notepad to take with me for travel. I can access the dropbox from this if I need to re...
by PinotGris
Tue Oct 01, 2019 10:19 am
Forum: Personal Consumer Issues
Topic: Apple iPhone iOS 13 Discussion
Replies: 77
Views: 8719

Re: Apple iPhone iOS 13 Discussion

I have an iPhone 6. There will be no IOS 13 for the iPhone 6 or older. Booo. Hisss. Of course the iPhone 6 came out 5 years ago, so it got 4 years worth of iOS updates, which is pretty good compared to other manufacturers. Android phones usually only get operating system updates for 2 years. It was...
by PinotGris
Tue Oct 01, 2019 7:39 am
Forum: Personal Consumer Issues
Topic: Search for dentist
Replies: 1
Views: 273

Search for dentist

What criteria do you use when you need to switch or find a new dentist? How do you assess the hygienist’s cleaning? Both my DH and I go to different dentists. We switched after retirement and the original dentist also semi-retired. He brought in a younger partner, who updated the office into a beaut...
by PinotGris
Sun Sep 01, 2019 5:17 pm
Forum: Personal Investments
Topic: Tax Withhodling on RMW (IRA)
Replies: 5
Views: 413

Tax Withhodling on RMW (IRA)

We usually take our Required Minimum Withdrawal from our IRA at close to year end and direct Vanguard to withhold the taxes. We are both retired. We make some calculations based on previous year's taxes paid and come up with a number sot Federal and State. Often we overshoot it and end up getting a ...
by PinotGris
Sat Aug 24, 2019 5:27 pm
Forum: Personal Consumer Issues
Topic: Wedding stuff
Replies: 19
Views: 1953

Re: Wedding stuff

What time of year? Will any flowering plant still be in season? Primroses, in small pots with brightly colored paper wrapping the plastic pots, sell for $1.50 in grocery stores. For the rehearsal dinner for a family wedding, I cut peonies from my garden and arranged them in three inch tall clear gl...
by PinotGris
Sat Aug 24, 2019 5:23 pm
Forum: Personal Consumer Issues
Topic: Wedding stuff
Replies: 19
Views: 1953

Re: Wedding stuff

On a small center table, a picture of the bride/groom, the wedding announcement, a small bouquet of flowers, and perhaps a guest book. They are the center of the gathering. Understated elegance. Sounds lovely. I will leave out the guest book because everyone attending will also be at the wedding wh...
by PinotGris
Fri Aug 23, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Wedding stuff
Replies: 19
Views: 1953

Re: Wedding stuff

Please buy/rent as little plastic as possible. There are environmentally sound alternatives to plastic dishes and flatware. I had to look up what a table topper is, why do you need those? It is a large banquet hall, we will have 8 or 10 tables. I need something to break up the expanse tables and ch...
by PinotGris
Fri Aug 23, 2019 11:15 am
Forum: Personal Consumer Issues
Topic: Wedding stuff
Replies: 19
Views: 1953

Wedding stuff

We are giving a dinner the night before the wedding of my son. It is not a rehearsal dinner as there is no rehearsal. Many of our guests will come from out of town and we will be seeing our relatives and friends after a long time so this is a meet and mingle event with a banquet thrown in. Everyone ...
by PinotGris
Sun Aug 11, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Yard Person
Replies: 10
Views: 1290

Yard Person

We have a lawn service that mows, blows off clippings, trims edges, clears weeds, patch up bare spots. I need someone to trim the bushes, tree limbs, overgrown weeds, weed beds. it is just getting too much for me as my husband hates yard work and does the minimum. He does fertilizing and weeding. I ...
by PinotGris
Wed Jul 24, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: Login for citicard-Citibank [login problems]
Replies: 19
Views: 1648

Re: Login for citicard-Citibank [login problems]

Wow, I am glad to know I am not the only one in Citi Bank hell. Envy the rest of you who have not been harassed. As for clearing cache, my browser this or that, BS. I never have to do all that with any other site, and it is a nuisance because I have to log back in to my other sites such as this. The...
by PinotGris
Sat Jul 20, 2019 1:02 pm
Forum: Personal Consumer Issues
Topic: Login for citicard-Citibank [login problems]
Replies: 19
Views: 1648

Re: Login for citicard-Citibank [login problems]

Problems for me as well the last couple days. I enter all the verification they ask for, i.e. DOB, last four of SSN, etc and still no go. Going to give it a few days and try again. No biggie! It is a big frustration for me because I download the statements to enter into quicken to catagorize. I kno...
by PinotGris
Fri Jul 19, 2019 6:00 pm
Forum: Personal Consumer Issues
Topic: Login for citicard-Citibank [login problems]
Replies: 19
Views: 1648

Login for citicard-Citibank [login problems]

I have two credit cards with Citibank, a visa and master card. Lately every time I login it comes back saying improper username or password. I have spent hours with their tech support and finally one of their officers gave me his personal number to call if I have problems again. Well he is not in hi...
by PinotGris
Thu Jul 18, 2019 4:50 pm
Forum: Personal Investments
Topic: S & P 500 Fund
Replies: 9
Views: 1521

Re: S & P 500 Fund

I like the fund. My first taxable investment into Vanguard along with extended market as a partner. Then I started to invest in to Total Stock market - VTSAX= because it is, well, total market. We are now retired and in high tax bracket - well higher than we thought we would to be at. I find IX500 d...
by PinotGris
Wed Jul 10, 2019 4:07 pm
Forum: Personal Consumer Issues
Topic: my best new travel tip only $2 per day more [airport parking]
Replies: 59
Views: 6743

Re: my best new travel tip only $2 per day more

police have issued a warning... if you use uber/lyft to get to the airport -- and the driver picks you up at your home with luggage in hand and takes you to the airport -- you've just told a stranger that you are going to be out of town. there have been several robberies that they have tied back to...
by PinotGris
Tue Jun 18, 2019 5:44 am
Forum: Personal Consumer Issues
Topic: iPhone 6s buzzing
Replies: 7
Views: 539

Re: iPhone 6s buzzing

Think it’s just telling you that it’s connected to the charger. To avoid you thinking that it’s connected, when the charger is not plugged in or the outlet not switched on. What, exactly, would it be warning you about? The coming apocalypse? There is a little green light that goes on when it is con...
by PinotGris
Tue Jun 18, 2019 5:43 am
Forum: Personal Consumer Issues
Topic: iPhone 6s buzzing
Replies: 7
Views: 539

Re: iPhone 6s buzzing

henry wrote:
Tue Jun 18, 2019 3:04 am
Is your ringer off and set to vibrate?
Not off, yes vibrate and ring.
by PinotGris
Tue Jun 18, 2019 2:50 am
Forum: Personal Consumer Issues
Topic: iPhone 6s buzzing
Replies: 7
Views: 539

iPhone 6s buzzing

Every time I connect my iPhone 6 SE to the charger it buzzes twice. I have tried it different chargers, at different outlets. What is going on? Is it warning me?
Thanks.
by PinotGris
Tue May 28, 2019 10:26 am
Forum: Personal Consumer Issues
Topic: Using Your Mini-Split in the Summer
Replies: 3
Views: 690

Using Your Mini-Split in the Summer

We just installed a mini-split heat pump in our house, just in time for summer. I have read the manual and received instructions and still have some questions. We have a 2 story house and it is heated with a gas furnace. We have installed 3 indoor split units. One in the unheated sun room which we w...
by PinotGris
Tue May 14, 2019 7:00 pm
Forum: Personal Investments
Topic: Vanguard Cost Basis View
Replies: 9
Views: 1024

Re: Vanguard Cost Basis View

It is on today.
by PinotGris
Mon May 13, 2019 5:21 pm
Forum: Personal Investments
Topic: Vanguard Cost Basis View
Replies: 9
Views: 1024

Vanguard Cost Basis View

Is anyone getting this message: "Your data are not available at this time. Please try again later."
I am trying to get the detail view on Cost Basis screen and this is the message I got yesterday and today.
Is there another way to get to that screen?
by PinotGris
Sun May 12, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: (solution found) caps fail on med creams/ointments
Replies: 5
Views: 569

Re: caps fail on med creams/ointments

Try a cap that is still good from another tube you discarded, say toothpaste. I often replace the push-pump in lotion bottles when stop functioning or the lotion level is low with a cap that fits from something else. Works.
by PinotGris
Thu May 02, 2019 3:43 pm
Forum: Investing - Theory, News & General
Topic: Three things you should never do with your investments
Replies: 13
Views: 2676

Re: Three things you should never do with your investments

Don't sell when the market drops. If it bothers you to see the market drop don't look at the statements, wait till retirement to take them out. (That is from John Bogle). Don't go for high fee load funds and high assets under management fees. I would add: Look for TLH opportunities when market drop...
by PinotGris
Wed May 01, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: [How to evaluate getting rid of items?]
Replies: 9
Views: 871

Re: [How to evaluate getting rid of items?]

With photos i followed the Marie Kondo system - hold it lovingly and let it go. I saved only those my children would want. Very soon I will pass them on to them to do what they will. I have purged a lot of images from the computer as well. I have purged my closet until every single piece I own I lov...
by PinotGris
Tue Apr 30, 2019 9:00 pm
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 145
Views: 13355

Re: What Are Your Simple Pleasures?

Watching my yard getting cleaned and mowed and the way it looks after - well worth the cost.
by PinotGris
Mon Apr 29, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: Dental visit
Replies: 3
Views: 622

Dental visit

We are retired with no dental insurance. I switched to dentist 3 years ago and was very happy. I am problem free, a couple of fillings and one dental implant done over 10 years ago. All I really need is professional cleaning couple of times a year and my mouth examined to be sure no potential proble...
by PinotGris
Tue Apr 02, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 2385

Re: Summer Europe trip - overwhelming to plan!

So we're finally all geared up for a Europe trip with the family. - 2-3 weeks total trip time. - Two adults, two teens Agenda: - Must visit Finland first (personal reasons.) This makes everything a little more complicated, open-jaw flight pretty much required. Planing on 5-7 days here. - After this...
by PinotGris
Sun Mar 31, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 303
Views: 35899

Re: "The best and worst U.S. states for retirement"

Bogleheads: How does your state rank as a place to retire? The best and worst U.S. states for retirement Best wishes. Taylor 21. We have 4 months of cold weather to contend with but we love it her. Only drawback is personal, our kids live on other coasts - west and south. Taxes are not the highest ...
by PinotGris
Sat Mar 30, 2019 9:12 am
Forum: Personal Investments
Topic: What should I do with my dividends?
Replies: 16
Views: 1417

Re: What should I do with my dividends?

If you are retired and living off your investments you should just take the dividend and spend it. Whether you reinvest it or spend it, you will still pay taxes on it. Spending the dividend is that much less you need to withdraw. Our RMW is more than what we need. Dividends, spent or not, have no e...
by PinotGris
Fri Mar 29, 2019 3:35 pm
Forum: Personal Investments
Topic: What should I do with my dividends?
Replies: 16
Views: 1417

What should I do with my dividends?

It is end of quarter and all the funds in our taxable accounts have dumped their dividends into my prime money market account. About 17K in taxable account. At one time we just never saw the dividends, they were all reinvested into the same fund. That was before Retirement and being hit with RMW. I ...
by PinotGris
Fri Mar 22, 2019 6:11 pm
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 204
Views: 21285

Re: New Vanguard Security Code Requirement [2FA: Two-factor authentication]

Count me in the group disappointed with these 2FA implementations. Even a small bank I use has better implementation - why does Vanguard not accept international phone numbers? And what is not clear is if they allow adding multiple phone numbers to the account. Can I add two or more numbers to the ...
by PinotGris
Sat Mar 16, 2019 7:22 pm
Forum: Personal Consumer Issues
Topic: Men & Women: What do you pack for travel inside 1 carry-on luggage only??
Replies: 169
Views: 12192

Re: Men & Women: What do you pack for travel inside 1 carry-on luggage only??

My personal opinion, after having traveled a lot, to many countries, to most of the continents, packing light is over rated. I suppose if you are rally going very thrifty, using only public transit everywhere, it might make sense. We aways rented a car and drove through most of Europe, Turkey. Doing...
by PinotGris
Thu Mar 14, 2019 9:53 am
Forum: Personal Consumer Issues
Topic: The calendar app in my iphone 6SE- HELP!
Replies: 3
Views: 430

The calendar app in my iphone 6SE- HELP!

Number One Question: Do I need ICloud at all to use the Calendar app in my iphone ? I am only vaguely informed about what ICloud does. I know I can store my images there. But it is also messing up my calendar. I would rather not use it at all, store my photos in my computer. I feel as if it grabs al...
by PinotGris
Fri Mar 08, 2019 6:17 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252224

Re: What Movie Have You Recently Watched?

Paterson with Adam Driver and the pit bulldog, Marvin. A very cool, sublime movie. No torture, ghastly murders, no politics. About living, loving, writing poetry. It made me very happy to watch it.
by PinotGris
Sat Mar 02, 2019 10:02 pm
Forum: Personal Consumer Issues
Topic: Priority boarding - Why?
Replies: 147
Views: 9145

Re: Priority boarding - Why?

mptfan wrote:
Fri Mar 01, 2019 11:45 am
ssquared87 wrote:
Fri Mar 01, 2019 6:26 am
They should make everyone remain seated until their row is deplaned. It would make things much calmer and probably move faster.
How can you force someone to remain seated?
Just as you instruct them to get their seat belts on, straighten their seat etc. By announcing..
by PinotGris
Sat Mar 02, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: Priority boarding - Why?
Replies: 147
Views: 9145

Re: Priority boarding - Why?

I wish they would do away entirely with carry on luggage and give every one free bag check. It is a mess with both boarding and off-boarding taking enormous amount of time and the bags can be dangerous when they are humongous and heavy. Virtually every airline would need to increase connection time...
by PinotGris
Fri Mar 01, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: Priority boarding - Why?
Replies: 147
Views: 9145

Re: Priority boarding - Why?

I wish they would do away entirely with carry on luggage and give every one free bag check. It is a mess with both boarding and off-boarding taking enormous amount of time and the bags can be dangerous when they are humongous and heavy.
by PinotGris
Fri Mar 01, 2019 7:44 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 201
Views: 10294

Re: How do YOU make coffee?

Burr grind whole beans from Costco every morning. Electric kettle the water to boil and use a french press. Takes a few extra minutes but the taste is great and cost is right. This. I buy it ground and use 2 heaping scoops for 6 oz of water. Heat milk in microwave in the mean time and pour coffee i...
by PinotGris
Tue Feb 26, 2019 5:08 pm
Forum: Personal Investments
Topic: Why is it wrong to hold both? [Total Stock Market and 500 index]
Replies: 40
Views: 6725

Re: Why is it wrong to hold both? [Total Stock Market and 500 index]

The s&p 500 fund will be slightly more tax efficient due to 100% qualified dividends. This is not true if the fund is likely to distribute capital gains, but that is not an issue for the vanguard fund. This only matters for a taxable account. So I held only the 500 Index for a long time until I dis...
by PinotGris
Tue Feb 26, 2019 4:08 pm
Forum: Personal Consumer Issues
Topic: How did mylife.com get my info?
Replies: 115
Views: 12565

Re: How did mylife.com get my info?

You are all wasting your time worrying about this - they have thousands of complaints against them with the BBB and have had a number of lawsuits against them throughout the years. There are reputable background check services and mylife.com is NOT one of them (e.g. no sane business/corporation use...
by PinotGris
Tue Feb 26, 2019 10:05 am
Forum: Personal Consumer Issues
Topic: How did mylife.com get my info?
Replies: 115
Views: 12565

Re: How did mylife.com get my info?

Hmmm. I was just going to send an email to have my info removed. Then it occurred to paranoid me that this may be a way to harvest email accounts.
Did you all use a fake or alternate email account?
by PinotGris
Fri Feb 22, 2019 9:55 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 25
Views: 1871

Re: Xfinity Mobile

As for the data size, it is possible i mis-heard. So how much is 0.1G data in the sense of how much can you use say if you are checking email, writing a post on Boglehead etc. .1G is 100MB, but if you aren't familiar with computer data that may not mean much. Bogleheads is a very data-efficient sit...
by PinotGris
Fri Feb 22, 2019 9:11 pm
Forum: Personal Consumer Issues
Topic: Pros and Cons of High Rise Condos for retired couple
Replies: 62
Views: 9137

Re: Pros and Cons of High Rise Condos for retired couple

Yes, it is a great idea. They should do it. After some time if they feel it is too small they, why not move? Such a hot area there should be no problem. They are in their 50's, they can travel, they may not spend all their time in the apartment. They may be in Barcelona in a BnB!
by PinotGris
Fri Feb 22, 2019 8:59 pm
Forum: Personal Investments
Topic: Vanguard error – exceeded RMD without consent – what now?
Replies: 20
Views: 2738

Re: Vanguard error – exceeded RMD without consent – what now?

Four questions: 1. Will Vanguard be able to retroactively correct this, even though 2018 has closed? (ie move the $30k mistake money back into my IRA and provide a corrected 2018 1099-R) Yes they can and they will. Something similar happened to us. They compensated us for the tax penalty and the ex...
by PinotGris
Fri Feb 22, 2019 8:25 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 25
Views: 1871

Re: Xfinity Mobile

A bit different from my plan, where you pay for data by the gig with only 0.1G of free data, not 1G. My billing for 2 lines is $0/mo, except some months I pay about $5.50 for tax and fees (sometimes not). Also, I assume you know that most phone gps apps work without using any data, so long as you h...