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fareastwarriors

I'm curious to hear of any side hustles or passive income strategies that Bogleheads pursue to either supplement their W2 job or eventually not have to work their traditional W2 job. I'm currently 29, have zero debt other than my house, and make a six-figure salary. I have a 50%+ savings rate and e...

fareastwarriors

Southwest Companion offer. https://thepointsguy.com/news/southwest-cards-current-offers/ Is the annual fee waived for the first year? Does anyone know? No, it is not. I highly recommend Doctor of Credit for resources as opposed to The Points Guy, who is the Edward Jones of the points and miles worl...

fareastwarriors

Southwest Companion offer.

https://thepointsguy.com/news/southwest ... nt-offers/

Is the annual fee waived for the first year? Does anyone know?

fareastwarriors

I don't prepare much. I run lean with about 5k in bank but with credit cards and a HELOC, I'm not worried. I have family close by that is willing and able to help, if it comes to that. fareastwarriors, 1) Does it work the other way too? Aka, you could be called upon to help some family member for t...

fareastwarriors

I don't prepare much.

I run lean with about 5k in bank but with credit cards and a HELOC, I'm not worried. I have family close by that is willing and able to help, if it comes to that.

fareastwarriors

I believe there are still opportunities for cash flow and appreciation in Austin, TX. It is in a business friendly state and Austin has a cool reputation with jobs still coming in. You can check out this forum ( https://realestateforums.net/t/austin-neighborhoods-with-easy-access-to-the-domain-2nd-d...

fareastwarriors

Sit in the back passenger side.

Please tip your drivers, even if it's a $1.

fareastwarriors

HEDGEFUNDIE wrote: ↑
Mon Dec 24, 2018 1:45 am

fareastwarriors wrote: ↑
Mon Dec 24, 2018 1:16 am

HEDGEFUNDIE wrote: ↑
Sun Dec 16, 2018 10:24 pm
$30 for 250Mbps cable
Bay Area
What company?
Wave

Thanks. I'm trying to find a better deal than Xfinity here in the Bay. Any experience with Sonic.Net?

fareastwarriors

HEDGEFUNDIE wrote: ↑
Sun Dec 16, 2018 10:24 pm
$30 for 250Mbps cable
Bay Area

What company?

fareastwarriors

Go for it. Enjoy the car.

fareastwarriors

$5800 in Alameda County, CA
1,800 sq ft house.

fareastwarriors

We have an extensive thread about the perks/drawbacks of the Preferred rewards program.
viewtopic.php?f=2&t=150033&hilit=preferred

fareastwarriors

It's just a grocery (+department) store, more or less. Don't get hung up on it.
If Costco doesn't work for you, just move on.

fareastwarriors

bumping this

fareastwarriors

I replaced the battery on my 6+ last week. It took about 3 hours. Not bad but still too long.

The store was super busy.

fareastwarriors

Cap gain in 2016 for FUAMX was 0.075/10.67share price, = 0.703% capital gain for that year (2016), that doesn't seem so bad. Sure, 0 would be better, but that expense ratio's about as low as they come, about 1/5th the ishares ones I was looking at. Yes, in terms of costs, the capital gains for thes...

fareastwarriors

By the way, the hardest I ever worked was when I was earning minimum wage. I worked many many hours for $6 an hour. Several of my co-workers worked three jobs. They will never be millionaires. For some, that was destined from literally before they were born due to their country of birth and their p...

fareastwarriors

Also I also just saw that the iphone XR can't be bought unlocked? So how am I supposed to do if I buy it with one of the carrier on the apple store and then want to switch carrier? For example, if I'm currently using my android phone with T-mobile. Now I want to buy a new iphone XR and benefit from...

fareastwarriors

Agree with others.

2 years, no appreciation?
Rent won't cover all costs?
Yes, sell and move on with your life.

fareastwarriors

dsmclone wrote: ↑
Mon Oct 29, 2018 2:20 pm
I really wish people would quit calling the Model 3 an M3.

I drive a M3, a Mazda 3.

fareastwarriors

Does she already have a food processor or a good blender? Those might be worth a try. If she is not making sausage and is just filling dumplings, either one could work. The consistency won't be quite the same as a meat grinder, although with a good food processor and some practice, you can get real...

fareastwarriors

Thanks everyone. I'll check out some the the recommendations. She will grind pork mostly to make wontons and dumplings. I doubt she will use it that frequently, maybe a dozen or so times a year. I bought a meat grinder from Goodwill years ago for like $20 bucks and that lasted years until it died li...

fareastwarriors

Hi, I'm looking to get a meat grinder for my mom. It doesn't need to be heavy duty since she's grinding a few pounds at a time to make dumplings/wontons. :) Do you have recommendations? Some basic requirements: -easy to use -easy to clean -under $100 (is that too low?) -not going to be making sausag...

fareastwarriors

I'm not a pro in this CC churning game, but if I apply for Chase IHG or CitiCards TY card, can I buy a grocery GC of a few hundred and count it as spending for the bonus purposes? I think AmEx is picky which GC count toward spending, but not sure about Citi and Chase. Just to be clear, I don't inte...

fareastwarriors

$200 is an awful sign up bonus for a card with a $95 annual fee... I think 4.4% is pretty good. What do you recommend for grocery spend? It’s 4.4% if you spend exactly $6000. It is worse if you spend more or less than $6000. I just don’t like having a $95 annual fee that I use at only 1 place and I...

fareastwarriors

You can use you BCP to buy Amazon gift cards to maximize your 6% cashback and then use your Prime Store card for your Amazon/Whole Foods purchases. I like this idea. Now I'm assuming I'd have to buy these gift cards in the grocery store so that it counts as a 'grocery store purchase', correct? Yes ...

fareastwarriors

Personally I think the AMEX BCP is a garbage card. The absolute best you can do is 4.4% cash back on groceries if you spend exactly $6000/yr after subtracting the $95 annual fee. Too much work for too little reward. Of course this is what AMEX wants. Conveniently ignoring the $200 sign up bonus. $2...

fareastwarriors

You can use you BCP to buy Amazon gift cards to maximize your 6% cashback and then use your Prime Store card for your Amazon/Whole Foods purchases.

fareastwarriors

Thanks for sharing. Could you separate the panel cost from the Powerwall cost?

fareastwarriors

For guaranteed no cost income I would focus on churning bank account bonuses, brokerage account bonuses, and credit cards. For someone who hasn’t done anything yet you should be able to make $10k-$20k over 2 years if you take it seriously. Please teach me.... Only issue is my company is small, no H...

fareastwarriors

Having the signs and decals can be good deterrent. You at least get to know the home was robbed even if the police arrives too late. I rather know right away then to find out when I get home...

I use Simplisafe.

fareastwarriors

In the spirit of the thread, I suppose I’m a low-earner in a low-earner household. But I’m happy with what I do and where I am, (with the caveat that of course I’d like to be paid more, lol). Me - 55,918/yr gross Husband- 24k/gross (fluctuates based on hours). I’m a civilian in a County LE agency c...

fareastwarriors

You'll be fine at 200k+ in annual income...No sweat.

fareastwarriors

Lots of good advice posted already regarding these checking/savings bonuses.

At a minimum, definitely do the Chase deals and Discover. Easy

fareastwarriors

Part of the problem I think is the meme that started going around about "find your passion" and "love your job and you'll never work a day in your life" and all of that. Young people seem to think that's the norm, rather than the great exception. If their job isn't constantly challenging and entert...

fareastwarriors

I posted before about asking BoA for a small safe deposit box (which I should get free as I am Platinum Honors). I tried 3-4 branches, but they all said they had none available. A little frustrating. I don't have status at another bank to get a free box. I did get callbacks from almost all branches...

fareastwarriors

I dropped mine when earlier this year when the fee went to $95 (and announced that gift card purchases would no longer be rewarded). I believe they still waive the fee the first year. I switched to the no fee everyday version of the card as grocery purchases without any purchases of discounted gift...

fareastwarriors

It feels like every few months we get another thread on tipping.

fareastwarriors

I am in the opposite situation as the OP. There will be a different latitude in my retirement. Texas is high in the list of places to move. Being a lifelong CT resident, I cannot fathom why someone would want to move here. VHCOL, massive state and municipal fiscal problems (which are exacerbated by...

fareastwarriors

I have nothing to add that's not already better said. But go ahead and have that craft beer or 2. It is not going to blow your budget. Enjoy a good cold one here and there!

Cheers!

fareastwarriors

Confused again.... It says the promotional companion pass is valid until December 31 2018. Why would one assume that doing your first purchase in Jan would give you access through 2019? I think because the "regular" Companion Pass could potentially give you 2 year if you time it right. Getting the ...

fareastwarriors

Okay, so in summary: 1) Once you acquire card, make one purchase now to get companion pass through Dec 31 2018. 2) Spend $1000 in January 2018 so that the 40k points post at that time. 3) Earn another 70k points in 2018 (perhaps by applying for a Southwest business card to net another 60k points af...

fareastwarriors

This is too juicy of a deal to pass up. I currently have two other credit cards; a Citi Double Cash Mastercard and a BofA Cash Rewards card. I'm thinking of canceling the BofA card. Would it be better to do this first before applying for the Southwest card? If you have decent credit and only have 2...

fareastwarriors

For California residents to get a companion pass after making only 1 purchase... https://creditcards.chase.com/a1/southwest/PlusCali?CELL=6G9Z&clk=HOMEPROMO2_CHASECPMEM171019 the offer details state: Only the individual who received this email/offer from Southwest Airlines® is eligible for this pro...

fareastwarriors

You are being watched. The government Amazon has a secret system: A machine that spies on you every hour of every day I know because I built it I designed the machine to detect acts of terror, But it sees everything Violent crimes involving ordinary people, people like you. Crimes the government Am...

fareastwarriors

For California residents to get a companion pass after making only 1 purchase... https://creditcards.chase.com/a1/southwest/PlusCali?CELL=6G9Z&clk=HOMEPROMO2_CHASECPMEM171019 the offer details state: Only the individual who received this email/offer from Southwest Airlines® is eligible for this prom...

fareastwarriors

Already mentioned but contact the code enforcement department of your city. I was in a similar situation last year. My tenant had a bulk pick up but he had way too much stuff out. The garbage company refused to pick it up and people rummaged through the pile. There was trash and stuff everywhere. So...

fareastwarriors

So you guys are closing your accounts after receiving the bonus to avoid the annual fee? Yes since you only get the big bonuses by signing up for new accounts. I'm plan to keep open my Chase Reserve, United Explorer, and Amex Blue Cash Preferred since I think I get enough benefits out of them to ju...

fareastwarriors

Darn, I was hoping to get one for a friend. I missed out on a great price...

fareastwarriors

Last November, I bought a place (1,800 sq ft, 3b/2ba) for $500k in Hayward. I work in the financial services industry but only in the back office so I don't make the big bucks. If I can make it work as a 29 year old, many of you can too. The price to live in the Bay Area is great. I think it is wort...

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