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fareastwarriors

It should be a question on the PPP application. Therefore the lender should just calculate it out for you. But yes, the amount borrow able is supposed to be reduced by them risk. I did read many of your posts on the other PPP thread. Thanks for sharing your knowledge. So I was applying but then I s...

fareastwarriors

Sorry it's another one. I'm just coming to around to applying for PPP. How do I determine the max of PPP I should request if I have an EIDL? For guidance I'm using: https://home.treasury.gov/system/files/136/How-to-Calculate-Loan-Amounts.pdf Here's background info. This is self-employed with no othe...

fareastwarriors

Hopefully not too off-topic, but I'm curious for those with 5+ properties how you ended up with that many? I'm assuming it's not previous places you've lived and decided to rent out. Are these properties in areas you're very familiar with and decided to purchase, or something invested in with other...

fareastwarriors

Hi Everyone. I have run into an issue with Home Depot's return policy. Tuesday I attempted to return a drill set and buy a more expensive one and was denied. Home Depot uses a third party service called The Retail Equation (TRE) which uses an algorithm to flag "suspicious" returns. I made the origi...

fareastwarriors

I guess another question would be, how do you figure out the math on how to do the cost benefit of a higher growth fund and enjoying the special federal status, but eating the regular state status vs. parking bonds in there and missing out growth? And another fun thought, assuming I don't use the H...

fareastwarriors

With tech companies announcing forever work-from-home policies and expanding in LCOL. I am considering selling my home in a HCOL and rent for a year or two as I am suspecting tech centered locations will be hit the hardest (think Silicon Valley). My friends who rents already have plans to move out ...

fareastwarriors

My estimated delivery dates have been longer as well but they still usually arrive earlier than what was said on the site. Most things are still arriving within 2-3 days even now. Our Amazon account is shared among 3 people and we ordered 144 items year to date. Maybe the warehouse around you is bac...

fareastwarriors

I sent in my 1040-X yesterday. I hope IRS gets through the backlog quickly...

fareastwarriors

Update your state employer site with the new income information, if you don't qualify for PUA, the PUA payment will stop automatically.

Everything is state specific.

fareastwarriors

Maybe it's just me but I like holding a fat stack of cash over just seeing the same amount on a screen.

fareastwarriors

I can confirm for California one gets UI from state and $600 boost through end of July 2020.

fareastwarriors

Hi, I'm looking for kite recommendations. Should I just get something highly rated from Amazon and call it a day?

Maybe $30 budget. Is that too low?

This will be for playing in the park. No beach.

fareastwarriors

Thrift? I learned about it from this forum.

https://www.amazon.com/gp/product/B07GY ... UTF8&psc=1

fareastwarriors

125 orders Year-to-date
180 orders in 2019.

Clearly I'm using my Prime. Been binging on Bosch lately.

I used to deliver for Amazon. The work was fine. It wasn't worse than any other low paying job.

fareastwarriors

Watch older movies?

Everyone wants to watch same things at same time...

fareastwarriors

shell921 wrote: ↑
Mon May 04, 2020 10:46 am
I have had the Armadillo locking mailbox since 2009 and I love it. Small packages fit.

https://www.youtube.com/watch?v=Ib6eVciCTS8

https://www.jaycomailboxes.com/resident ... enclosures

What I don't get is why are mailboxes so darn expensive.

fareastwarriors

Is the application for covid-related EIDL application still open? What's the link? Edit: I think I found my answer: Notice: Lapse in Appropriations SBA is unable to accept new applications at this time for the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL A...

fareastwarriors

Even pre-covid, $25/hr is doable but it is $25/hr 1099 earnings though... I did AmazonFlex and U/L pre-crisis. I grossed 20s-30s/hr and slightly more on bad weather days. It's not something I recommend though. The self-employment tax, expenses, and lack of benefits significantly lower the gross. You...

fareastwarriors

Use IMDb TV for free with ads.

https://www.imdb.com/tv/?ref=IMDBTV_AC ... googleimdb

fareastwarriors

jhsu802701 wrote: ↑
Tue Apr 21, 2020 6:37 pm
Are there any services that at least avoid airing political commercials and COVID-19 public service announcements? I don't mind the usual ads for beer, insurance, cars, etc. and am willing to put up with them.

Shame on tech (and media) companies. They need to work on better ad targeting.

fareastwarriors

HBO is free right now. Or just share an account with family member or close friend. To be more accurate: For April HBO is offering a selection of free shows and movies, but it's not everything. https://www.hbo.com/hbo-news/watch-hbo-free-no-subscription You're right. But it's a good selection quali...

fareastwarriors

HBO is free right now.

Or just share an account with family member or close friend.

fareastwarriors

I do not use collateralized portfolio loan but do have margin on my account.

I used it as down payment for my last house so I didn't even have to sell any securities. Worked out great.

fareastwarriors

Hayden wrote: ↑
Mon Apr 20, 2020 11:09 am
I found this notice on annualcreditreport.com:

During these times of COVID-19, accessing your credit is important. That's why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021.

Thank you.

I'll take a look for my family and me.

fareastwarriors

You can afford it, but in your shoes I would wait 6 months to see where things shake out with the current recession. +1 +2 Wait and see a bit. Maybe there should be some discounts in 3-6 months and you'll get a better view on how your companies are doing. . You can afford it, comfortably. This boar...

fareastwarriors

None. Already frugal to begin with, almost too frugal.

fareastwarriors

I received payment today. I bank with Chase.

fareastwarriors

Sub. Also interested to know. BTW, this is the physical letter from WF - https://imgur.com/a/q0KpBdC So this is not your letter? No. But I also applied and expecting a similar letter Okay, I see. I reason I ask is because I saw someone with a different version of the letter on another site. What's ...

fareastwarriors

Sub. Also interested to know. BTW, this is the physical letter from WF - https://imgur.com/a/q0KpBdC So this is not your letter? No. But I also applied and expecting a similar letter Okay, I see. I reason I ask is because I saw someone with a different version of the letter on another site.

fareastwarriors

Also, your credit score will probably drop even though there won't be missed/late payments reported. I believe this is because there will also not be on time payments reported yet there is still a balance. I understand that's missed payments won't be reported to credit report but what will the repo...

fareastwarriors

Don't you have to show that you have been affected personally by covid-19? Like a loss of income, or caring for someone infected? I am not sure, but I thought there are some conditions to be met before deciding not to pay your mortgage. Am I wrong? No, you just need to "claim" it. Forbearance does ...

fareastwarriors

Also, your credit score will probably drop even though there won't be missed/late payments reported. I believe this is because there will also not be on time payments reported yet there is still a balance. I understand that's missed payments won't be reported to credit report but what will the repo...

fareastwarriors

It is $1k per employee ...just got this email Dear Applicant, On March 29, 2020, following the passage of the CARES Act, the SBA provided small business owners and non-profits impacted by COVID-19 with the opportunity to obtain up to a $10,000 Advance on their Economic Injury Disaster Loan (EIDL). ...

fareastwarriors

leokungkin wrote: ↑
Wed Apr 08, 2020 1:12 pm
Sub. Also interested to know.
BTW, this is the physical letter from WF - https://imgur.com/a/q0KpBdC

So this is not your letter?

fareastwarriors

If you can comfortably afford to pay, I say keep paying. Why make things more complicated ?

fareastwarriors

Thanks for information.

fareastwarriors

Regarding upwork, you will be competing against $5/hour Indian and Russian programmers.. I've used it to get work done with some so-so success. As for finding actual work, I think walk before you run. First volunteer your skills to activities that interest you. Then when people see your good work t...

fareastwarriors

If you do plan to move for tax reasons, you need to really move. Sell/rent out your Ca house, rent/buy in your new state. Cut off all ties to Ca and establish new ties in new state. Why pay down mortgage? With your amount of assets, you can get some great relationships rates for a mortgage, probably...

fareastwarriors

The expanded unemployment only goes to the end of 2020 for now, and after that there will be millions looking for a job, especially if much of the service sector doesn't come back. So that's a reason to lock in a job now instead of unemployment. I thought the extra $600 was only for only up to 4 mo...

fareastwarriors

I rather do Amazon Flex.

fareastwarriors

For EIDL, gross revenue = total rent collected? What should I put down as Cost of Goods Sold? All expenses? I just entered the same number for 'gross revenue' as 'revenue from all sources' I entered in our LLC's Form 1065 tax return (it has significant income from REIT ETF it owns besides rental in...

fareastwarriors

Why you guys listing so many shows, not movies?

fareastwarriors

She should stay on unemployment.

fareastwarriors

Are there some Bogleheads out there for whom the checks will help you manage through a hardship? So far we just see the (expected, given the site demographic) use cases of vacation funds, savings/investing, and charitable giving. Definitely highlights the inefficiency in the recipient criteria from...

fareastwarriors

dave_k wrote: ↑
Wed Apr 08, 2020 4:02 pm
Thanks, I'll look into it. I thought those were just loans. Calling it a "loan advance" that doesn't have to be repaid is confusing.

Did you apply for EIDL?

fareastwarriors

My dad gets Social Security Disability. When I tried to e-file for him, TaxAct said he did not need to file. So I printed it, had him sign it, and sent it to IRS.

Should I help him sign up on the Non-Filer portal on the IRS site just in case? Or will be he okay?

fareastwarriors

What bank?

fareastwarriors

This is pretty much what I was going to respond. In addition, if you are still single IMO renting is the way to go. If you aren't having any big roommate issues I would sit tight. Covid-19 isn't going to be around forever if that is the major reason you want a solo place. Covid-19 is the major reas...

fareastwarriors

Is this a personal finance question or lifestyle question?

What about your friends? Do any of them need a roommate?

fareastwarriors

lessismore22 wrote: ↑
Fri Apr 10, 2020 8:48 am
I was on a call with our Governor and SOS yesterday where they stated EIDL payments should start hitting bank accounts next week.

Which state?

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