Search found 4910 matches

by CABob
Thu Sep 24, 2020 11:14 pm
Forum: Personal Consumer Issues
Topic: Bogleheads knows how many Echo devices I have
Replies: 66
Views: 3079

Re: Bogleheads knows how many Echo devices I have

Now you have me curious and I just asked my girlfriend (Alexis) what the best mutual fund was. She replied with some Fido 60/40 balanced fund. I think I will stick with BH for my advice.
by CABob
Mon Sep 21, 2020 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce - Need Help, California
Replies: 40
Views: 4037

Re: Divorce - Need Help, California

A couple of replies have mentioned lawyers and mediators that practice in your county. Aren't issues apt to be on a state basis or is their apt to be some more local issues?
by CABob
Mon Sep 21, 2020 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Divorce - Need Help, California
Replies: 40
Views: 4037

Re: Divorce - Need Help, California

And when your wife stops by to ask for advice I will tell her that she needs her own lawyer to look after her interests.
I have a relative that had a single lawyer handling both sides. Here is is a number of years later and I can't believe the mixed up property settlement and ownership.
by CABob
Mon Sep 21, 2020 1:16 pm
Forum: Personal Consumer Issues
Topic: stand up freezer for garage
Replies: 26
Views: 1507

Re: stand up freezer for garage

A number of years ago we thought we wanted a freezer in the garage. While we were busy procrastinating we decided we wanted a new kitchen refer. When we purchased it we moved the old one to the garage and used it for its freezer plus refrigerated item such as beverages and other items. It provided t...
by CABob
Sun Sep 20, 2020 6:11 pm
Forum: Investing - Theory, News & General
Topic: Is there an easy way to figure out the cumulative dividend payouts for a mutual fund since its inception?
Replies: 5
Views: 427

Re: Is there an easy way to figure out the cumulative dividend payouts for a mutual fund since its inception?

I think that some of the "performance to date" tools use total return and others use only price. Finding one of each and comparing results should provide that information.
by CABob
Sun Sep 13, 2020 2:41 pm
Forum: Personal Consumer Issues
Topic: bare-bones phone and cheapest prepaid plan for a kid
Replies: 53
Views: 3253

Re: bare-bones phone and cheapest prepaid plan for a kid

I still have an emergency phone on Page Plus that's $30/year ($10/120 days). They're winding down 3G support so make sure whatever phone you have is 4G/LTE (VoLTE). For some odd reason my old iPhone SE isn't showing up as compatible, though it should be. Good point. I have an iPhone 5s that I am ab...
by CABob
Sun Sep 13, 2020 12:20 pm
Forum: Personal Consumer Issues
Topic: bare-bones phone and cheapest prepaid plan for a kid
Replies: 53
Views: 3253

Re: bare-bones phone and cheapest prepaid plan for a kid

These conversations used to get a number of suggestions for using Page Plus Cellular but for some reason haven't see the name recently. I have one of their plans and pay about $30/month. They have a relationship with phone suppliers and I see that they have some flip phones in the $20 to $40 range. ...
by CABob
Sat Sep 12, 2020 2:25 pm
Forum: Investing - Theory, News & General
Topic: How much money has been transferred out of Prime Money Market in the past year??
Replies: 13
Views: 1690

Re: How much money has been transferred out of Prime Money Market in the past year??

1210sda wrote: Sat Sep 12, 2020 1:59 pm Still, it seems like such a small amount relative to where it started in 2019 given the yields we've had this past year.
Keep in mind that yields are down in all MM funds, CDs, as well as bank deposit accounts. If someone wants to be in cash with ready access to it where will they put it?
by CABob
Sat Sep 12, 2020 12:31 pm
Forum: Personal Consumer Issues
Topic: Pls recommend a moving service, thank you
Replies: 10
Views: 572

Re: Pls recommend a moving service, thank you

Although most moving companies are national they use local franchises that you will likely be dealing with. My most recent use of a moving company was over 15 years ago and it was Mayflower. My experience with them was generally very good. My Los Angeles area experience will not necessarily forecast...
by CABob
Thu Sep 10, 2020 3:19 pm
Forum: Forum Issues and Administration
Topic: Amazon Rebate to Bogleheads
Replies: 6
Views: 1517

Re: Amazon Rebate to Bogleheads

As reference points you might review viewtopic.php?t=283225 and viewtopic.php?t=64524
by CABob
Wed Sep 09, 2020 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Help! Vanguard 'new account' crashed just before completion
Replies: 6
Views: 568

Re: Help! Vanguard 'new account' crashed just before completion

Check with your bank to see if the deduction was made (or is pending) for the transfer. Other than that you need to contact Vanguard.
by CABob
Tue Sep 08, 2020 7:43 pm
Forum: Personal Consumer Issues
Topic: Very slow shower drain, plumber couldn't fix, ideas? - Update
Replies: 77
Views: 6183

Re: Very slow shower drain, plumber couldn't fix, ideas?

Use various snakes three times and said he went very far down the pipe.
I can't help but wonder what was meant by "very far". Something tells me that it wasn't to the main sewer line in the street or where ever which probably was warranted.
by CABob
Tue Sep 08, 2020 6:59 pm
Forum: Personal Consumer Issues
Topic: Very slow shower drain, plumber couldn't fix, ideas? - Update
Replies: 77
Views: 6183

Re: Very slow shower drain, plumber couldn't fix, ideas?

Do you know if any other drains in the house feed into the same drain pipe and if so do they drain properly?
by CABob
Thu Sep 03, 2020 1:05 pm
Forum: Personal Consumer Issues
Topic: VG can't send email to me.
Replies: 9
Views: 820

Re: VG can't send email to me.

000 wrote: Thu Sep 03, 2020 12:59 pm 90%+ of all sent email is rejected by ISPs or email hosts as "spam" and does not reach the recipient at all.
That is shocking. :shock:
by CABob
Thu Sep 03, 2020 12:56 pm
Forum: Personal Consumer Issues
Topic: VG can't send email to me.
Replies: 9
Views: 820

VG can't send email to me.

This post is made for information only and I am not looking for advice but if anyone can provide relevant information I would be appreciative. I recently received some paper copies of a VG fund report and prospectus via snail mail. The cover letter suggested that I might like to receive such documen...
by CABob
Wed Sep 02, 2020 11:29 pm
Forum: Personal Consumer Issues
Topic: Partnership disposition after death
Replies: 2
Views: 378

Partnership disposition after death

For my own education what happens to an individuals partnership upon death. I thinking about a small business partnership such as a group of doctors, lawyers, etc. Can a partners interest be given to an heir or must it be given back to the remaining partners? How is the value of the partnership dete...
by CABob
Wed Sep 02, 2020 12:37 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to shift accounts to brokerage?
Replies: 76
Views: 4034

Re: Vanguard to shift accounts to brokerage?

I was talking with an associate in the brokerage part of Vanguard. I said I wanted to buy into a Vanguard mutual fund and have it in the mutual fund account of my IRA, not the brokerage account. He said that is the "wrong" account for it, it should be held in the brokerage account. And he said ther...
by CABob
Tue Sep 01, 2020 6:45 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2989
Views: 1906823

Re: Basic 3 Fund Question

LXEX55 wrote: Tue Sep 01, 2020 2:09 pm Is the three fund portfolio also a good asset allocation once a person is retired, as opposed to saving for retirement?
The allocation between the funds may change but the three funds are good for anyone at any stage.
by CABob
Tue Sep 01, 2020 1:24 pm
Forum: Personal Consumer Issues
Topic: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?
Replies: 121
Views: 7985

Re: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?

ScubaHogg wrote: Tue Sep 01, 2020 1:18 pm Looks like the difference here with WM Plus is you get same day shipping with $35 orders, not two day like currently exists.
I would be happy with two day rather than the two week (plus?) that I am experiencing with Amazon
by CABob
Tue Sep 01, 2020 1:04 pm
Forum: Personal Consumer Issues
Topic: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?
Replies: 121
Views: 7985

Re: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?

Walmart has free delivery with order of $35. What is the advantage of Walmart plus?
by CABob
Mon Aug 31, 2020 12:24 pm
Forum: Personal Consumer Issues
Topic: So, I was playing Pickleball and Amazon sent me an offer
Replies: 87
Views: 7273

Re: So, I was playing Pickleball and Amazon sent me an offer

FreemanB wrote: Mon Aug 31, 2020 12:09 pm I'll also throw out my own cautionary tale: If you've recently searched for lingerie for your wife online, be very careful opening pages with ads at work :shock:
And how about if you have searched for lingerie for someone other than your wife? :twisted:
by CABob
Mon Aug 24, 2020 9:42 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2989
Views: 1906823

Re: The Three-Fund Portfolio

So stupid question... the 3 funds all seem to have an entry cap of 3k. I'm just getting stuff set up with Vanguard and while I will have an individual investor account where I'll more than meet that (possibly enough for Admiral shares) I'm also setting up a traditional and Roth IRA to do back door ...
by CABob
Sun Aug 23, 2020 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Cousin died He did not leave a will
Replies: 85
Views: 11256

Re: Cousin died He did not leave a will

It occurs to me that if the house is worth about $280K and is the only thing of value in the estate and there are a potential 40 cousins as heirs, each heir has about $7000 coming to them before expenses. In my mind that puts a limit on the amount of time the OP or anyone else would want to spend on...
by CABob
Sun Aug 23, 2020 12:21 pm
Forum: Personal Consumer Issues
Topic: “Experiences” - aka family vacations
Replies: 24
Views: 2765

Re: “Experiences” - aka family vacations

My family is not of the nature that such a vacation is feasible, but I have a friend who a couple of years ago took about 20 friends and relatives on a European river cruise. It was a small boat and the entire boat was rented for the group.
by CABob
Fri Aug 21, 2020 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Quick, Efficient Way to Make a QCD from a Vanguard IRA when 70.5
Replies: 41
Views: 5447

Re: Quick, Efficient Way to Make a QCD from a Vanguard IRA when 70.5

bsteiner wrote: Fri Aug 21, 2020 4:22 pm Does Vanguard have a minimum amount requirement for QCD checks?
I don't have a direct answer to the question but I have requested and received QCD checks as small as $30 earlier this year from Vanguard.
by CABob
Mon Aug 17, 2020 9:37 pm
Forum: Forum Issues and Administration
Topic: Link to "reply"
Replies: 8
Views: 731

Re: Link to "reply"

When I receive an email notifying me that there has been a reply to a conversation that I have subscribed to there is a link that supposedly should take me to the last message posted since my last visit to the conversation. Instead it takes me to the top of the page that the latest reply is on. I d...
by CABob
Mon Aug 17, 2020 6:04 pm
Forum: Forum Issues and Administration
Topic: Link to "reply"
Replies: 8
Views: 731

Re: Link to "reply"

I do see that there is a link to "First unread post" near the top of the page. That does help in the efficient navigation, but it is one more step.
by CABob
Mon Aug 17, 2020 3:25 pm
Forum: Forum Issues and Administration
Topic: Link to "reply"
Replies: 8
Views: 731

Re: Link to "reply"

niceguy7376 wrote: Mon Aug 17, 2020 3:20 pm Are you logged into the forum on the device where you read email notification?
Yes.
by CABob
Mon Aug 17, 2020 3:08 pm
Forum: Forum Issues and Administration
Topic: Link to "reply"
Replies: 8
Views: 731

Link to "reply"

When I receive an email notifying me that there has been a reply to a conversation that I have subscribed to there is a link that supposedly should take me to the last message posted since my last visit to the conversation. Instead it takes me to the top of the page that the latest reply is on. This...
by CABob
Sun Aug 16, 2020 1:44 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Sunday (Aug 16) at 3 PM Eastern (19:00 UTC)
Replies: 17
Views: 1631

Re: SITE OFFLINE Sunday (Aug 16) at 3 PM Eastern (19:00 UTC)

Since you anticipate that the site will be down for only an hour I should be able to suffer through it but I was wondering if there is any way to get a message (email or other) when a site is back up. I'm thinking about a site like "Is it down" but with a notification system.
by CABob
Wed Aug 05, 2020 3:48 pm
Forum: Investing - Theory, News & General
Topic: When and how often do you rebalance?
Replies: 53
Views: 2724

Re: When and how often do you rebalance?

Currently, the bulk of my investments are in target retirement funds so have no need for re-balancing. Prior I had mostly three fund accounts. I looked at my holdings at the end of every quarter looking at asset allocations to see if any re-balancing was needed. I usually was not needed but occasion...
by CABob
Sun Aug 02, 2020 2:40 pm
Forum: Personal Investments
Topic: Do You Have Check Writing Privileges on your Vanguard Brokerage Account?—You’d better check again
Replies: 47
Views: 4084

Re: Do You Have Check Writing Privileges on your Vanguard Brokerage Account?—You’d better check again

I have check writing available on my money market fund in my taxable mutual fund account. I just checked and I have not written a check since June of 2019. I am wondering if I might hear soon from VG advising me that they want to close the checking account.
by CABob
Thu Jul 30, 2020 11:52 am
Forum: Personal Investments
Topic: Do You Have Check Writing Privileges on your Vanguard Brokerage Account?—You’d better check again
Replies: 47
Views: 4084

Re: Do You Have Check Writing Privileges on your Vanguard Brokerage Account?—You’d better check again

Rager1 wrote: Wed Jul 29, 2020 5:19 pm Yes. It's still possible but based on my experience so far, you need to be diligent to make sure it gets done correctly. And, they no longer print not vaild for less than $250 on the checks.

Ed
Does this mean that the $250 minimum no longer applies?
by CABob
Wed Jul 29, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: Avoid picking mushy/overripe watermelons
Replies: 17
Views: 1110

Re: Avoid picking mushy/overripe watermelons

Not sure of a good way to explain on here, but I "knock" on mine and listen to it when I pick mine out and I don't have any issues. I learned this from my mother and grandmother decades ago and have learned what to listen after having experience doing it. Probably not the most scientific way, but w...
by CABob
Sat Jul 25, 2020 10:38 am
Forum: Personal Finance (Not Investing)
Topic: CARES Act RMD rules
Replies: 4
Views: 391

Re: CARES Act RMD rules

Since the "R" in RMD is no longer required for 2020 I think it is wrong and confusing to refer to a withdrawal as an RMD. Having said that, however, one can still take withdrawals either as a QCD or otherwise. I made some QCD early in the year and will not try to make any correction as far as withdr...
by CABob
Wed Jul 22, 2020 3:05 pm
Forum: Investing - Theory, News & General
Topic: Biggest regrets and advice for newbies.
Replies: 59
Views: 7988

Re: Biggest regrets and advice for newbies.

My regrets are those things that I think were mistakes I've made. 1. I've always been a pretty good saver but I started my investing too late. 2. I didn't invest in a Roth account. The Roth came around late in my career and I thought it was too close to retirement to take advantage of its advantages...
by CABob
Thu Jul 16, 2020 10:23 pm
Forum: Personal Consumer Issues
Topic: Who switched my windshield wiper arms?
Replies: 69
Views: 8739

Re: Who switched my windshield wiper arms?

midareff wrote: Thu Jul 16, 2020 10:22 am LOL, you definately need some "locking wiper nuts".
Are they found near the muffler bearings?
by CABob
Wed Jul 15, 2020 11:09 am
Forum: Investing - Theory, News & General
Topic: [Vanguard partners with Infosys for Defined Contribution recordkeeping]
Replies: 265
Views: 16721

Vanguard out of 401k business???

[Thread merged into here, see below. --admin LadyGeek]

I'm not sure of exactly what is planned but thought some might be interested in article.
https://www.inquirer.com/news/vanguard- ... 00714.html
My apologies if this has already been posted.
by CABob
Fri Jul 10, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.
Replies: 72
Views: 4987

Re: Tip Dental Hygienist for Teeth Cleaning?

Texgal17 wrote: Fri Jul 10, 2020 5:14 pm Uh no..... Just give her a glowing review to the Dr. Dentist, maybe she’ll get a bonus!
She may be an employee, but she might be an independent contractor.
by CABob
Thu Jul 09, 2020 3:10 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2989
Views: 1906823

Re: The Three-Fund Portfolio

I know there is some leeway in terms of asset allocation in the TFP, but I'm no expert on bonds (or stocks, for that matter). You are correct there is leeway of zero to 100% in all allocations. My question is, is there any generally accepted advice on how much interest rates should affect bond allo...
by CABob
Sun Jul 05, 2020 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Based on neighborhood fireworks how is your local economy doing?
Replies: 55
Views: 4118

Re: Based on neighborhood fireworks how is your local economy doing?

Community parade and fireworks show were cancelled. Neighborhood fireworks were present but quite subdued as compared to prior years. Of course we are very concerned about wild fires (see Avatar showing a sunrise through smoky skies).
by CABob
Sat Jul 04, 2020 6:57 pm
Forum: Investing - Theory, News & General
Topic: Take 2020 RMD just for QCD and estimated tax payment
Replies: 31
Views: 1600

Re: Take 2020 RMD just for QCD and estimated tax payment

I just requested a QCD from my IRA. Vanguard still makes a reference to a RMD and the $ amount that would have been required had the change not been made for this year. I think it is a confusing mistake to still refer to a RMD when it is no longer required. That applies to Vanguard and this forum as...
by CABob
Sat Jul 04, 2020 6:16 pm
Forum: Investing - Theory, News & General
Topic: Which is the best "Die Broke" book?
Replies: 17
Views: 2251

Re: Which is the best "Die Broke" book?

My father comes from a large family and the siblings have all stayed fairly close over the years. One of my aunts recently discovered she needed some repairs to her roof. Yesterday two of my uncles came over with a ladder and made the needed repairs. The younger one is 72. And of course, participat...
by CABob
Fri Jul 03, 2020 11:24 pm
Forum: Personal Consumer Issues
Topic: Risk with a malfunctioned fuel gauge
Replies: 51
Views: 2100

Re: Risk with a malfunctioned fuel gauge

Not to change the subject, but do I recall VW's in the middle to late 50's that did not have a fuel gauge? I had a ‘61 bug without a fuel gauge, the second car I ever owned. It had a one gallon reserve tank that you kicked in by throwing a lever on the floor with your foot when you felt the engine ...
by CABob
Fri Jul 03, 2020 8:14 pm
Forum: Personal Consumer Issues
Topic: Risk with a malfunctioned fuel gauge
Replies: 51
Views: 2100

Re: Risk with a malfunctioned fuel gauge

Keep track of the mileage and the amount of gas used to fill the tank. This should give you a good idea of the number of miles that can be driven on a full tank. Then be sure you fill up before you reach those miles plus a safety factor. Not to change the subject, but do I recall VW's in the middle ...
by CABob
Wed Jul 01, 2020 8:13 pm
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4641

Re: Device for men's haircuts

stoptothink wrote: Wed Jul 01, 2020 7:34 pm
fundseeker wrote: Wed Jul 01, 2020 7:18 pmWould someone share how they clean up their cut hair? Thanks!
With a broom. Haven't paid for a haircut in nearly 25 years, never thought of this as a significant hassle.
I usually have mine cut outside on the patio and the hair goes wherever the wind blows.