Search found 155 matches

by Dino
Sun Jan 18, 2009 4:27 pm
Forum: Personal Consumer Issues
Topic: Has anyone ever visited Havasu Canyon? Is it worth the trip?
Replies: 19
Views: 3022

Sounds interesting. But if you are a good Bogglehead, forget Vegas. Boggleheads are supposed to USE their heads concerning money :wink:
by Dino
Mon Jan 12, 2009 6:28 pm
Forum: Personal Consumer Issues
Topic: What is the ultimate Boglehead's new car?
Replies: 181
Views: 43161

When I first glanced at this topic, I wondered how anybody could actually determine what car a "true Boglehead" would own. After reading through the many posts, I am almost persuaded that to be one, you have to own a small to medium Toyota or Honda. I have had a Mitsubishi L200 double cab diesel for...
by Dino
Thu Sep 25, 2008 5:12 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard STAR and Vanguard Target Retirement 2040
Replies: 4
Views: 1949

luckyprit, one thing to keep in mind concerning the 2 funds is, as Laura stated, that the TR fund changes allocation slowly. It was because of that that I decided against using one as part of my portfolio. I preferred to keep the allocation I chose until I myself decided to change it rather than hav...
by Dino
Fri Feb 01, 2008 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Shaving
Replies: 47
Views: 12231

Now... to find out which toothbrush everyone uses. :lol:
by Dino
Tue Jan 29, 2008 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a Laptop - Help!
Replies: 92
Views: 24752

I have a Toshiba Satellite I still use occasionally that is 5 years old. My wife's Toshiba, also a Satellite, works great. She also had an Acer laptop which did her good service. I'm sure other brands can serve equally well, but I vote for Toshiba.
by Dino
Mon Jan 07, 2008 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: How'ed you pick your moniker/handle?
Replies: 84
Views: 18632

Mine sounds like a "Spanishized" version of my name in English. Handy here in Paraguay!
by Dino
Sun Dec 30, 2007 7:54 pm
Forum: Investing - Theory, News & General
Topic: Laura, how do you compose your asset allocations?
Replies: 43
Views: 10284

Question: How did this topic which was labeled "Laura, how do you compose your asset allocations?" turn into a classic discussion of "active vs. passive" investing? :?
by Dino
Sun Dec 30, 2007 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: Is this a good time to be investing in bonds?
Replies: 9
Views: 3029

Judging by your question about bonds, I am wondering if you have settled the basic issue of investing which is to determine what your asset allocation should be (ratio of stocks to bonds). Once that is determined the suggestions given to you are good advice which I agree with.
by Dino
Wed Dec 26, 2007 7:31 pm
Forum: Investing - Help with Personal Investments
Topic: Direction of the Dollar in 2008
Replies: 17
Views: 3064

EmergDoc, You said it all!!
by Dino
Thu Dec 20, 2007 6:16 pm
Forum: Investing - Help with Personal Investments
Topic: REIT in Vanguard Target Retirement Funds
Replies: 4
Views: 2815

I just read a topic by RTR2006 concerning the possibility of further "slicing and dicing" the Bogleheads Forum. He mentioned: I also notice that unless a thread gets replies, it drifts down into the nether pages ("...145, 146, next?" those must be OLD!, but they may be useful and I bet nobody goes t...
by Dino
Mon Dec 17, 2007 7:29 pm
Forum: Investing - Theory, News & General
Topic: The "Wellesley" Controversy
Replies: 22
Views: 8002

plake15, what will you do when TR 2005 changes allocation to match the TR retirement income fund?
by Dino
Mon Dec 17, 2007 7:27 pm
Forum: Investing - Theory, News & General
Topic: The "Wellesley" Controversy
Replies: 22
Views: 8002

Georgia, I admire your candidness. I am in a similar situation basically because of having begun VERY late investing. I have been thinking of switching to Wellesley or TR retirement fund in a few years when I can no longer contribute to my 403(b). Presently I own Global Equity among others and am co...
by Dino
Mon Dec 17, 2007 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Target retirement funds vs Life strategies growth funds
Replies: 12
Views: 3456

Good thinking dandetour. I thought of the same possible approach. I am actually using VASGX (LifeStrategy Growth) along with other funds in my 403(b) but may switch out of it as I close in on retirement. I believe the Asset Allocation fund has not been a hindrance to returns, but I wish it were more...
by Dino
Mon Dec 10, 2007 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: Choices for "retirement income" funds?
Replies: 31
Views: 10242

I have been checking these funds out as well. I like Wellesley very much but am just a little hesitant because it only contains 50 or so stocks. I can't fault it's history because of that. It looks to me as if the Target Retirement Income fund has the best overall allocation, but I feel sort of like...
by Dino
Thu Dec 06, 2007 7:51 pm
Forum: Investing - Theory, News & General
Topic: Perfect Storm Coming?
Replies: 36
Views: 9888

Larry,
I just read your article "Blind Squirrels and flying pigs". It was excellent in my opinion. Important information for people like the one who started this topic. Thanks for the link.

Dino
by Dino
Sat Nov 17, 2007 8:59 pm
Forum: Investing - Theory, News & General
Topic: Who's Laura?
Replies: 14
Views: 5485

EmergDoc, you said"You can find a picture in the library in the threads about the Diehard Reunions." Is her name there anywhere? Without a caption I had no idea which one she is nor which reunion she attended.
by Dino
Fri Nov 16, 2007 5:17 pm
Forum: Investing - Theory, News & General
Topic: Who's Laura?
Replies: 14
Views: 5485

SpaceMonkey, you exceeded yourself! Great comeback.

:lol:

PS Laura ranks at the top for me too.
by Dino
Fri Nov 16, 2007 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Look at your gas guage
Replies: 10
Views: 2944

What do you do about a vehicle that has been imported from Japan and the steering column and dashboard had to be switched over from the right side to the left? My Mitsubishi double cab is that way. I've pulled over to the wrong side of the pump more than once here in Paraguay. By the way, there is n...
by Dino
Thu Nov 15, 2007 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: Help me buy a car
Replies: 56
Views: 14164

I am wondering what is wrong with GM cars. In all the posts nobody has suggested one of them, or Chrysler for that matter. I am in South America, but have been looking on the internet at edmonds and other used car websites. There are many good deals on GM and Chrysler products, and I personally woul...
by Dino
Wed Nov 14, 2007 8:12 pm
Forum: Investing - Help with Personal Investments
Topic: Do I need all 3?
Replies: 9
Views: 2214

Aren't you people being a bit presumptous? You haven't asked gozer if this is for a taxable account. Personally I like Global Equity as well, DaveTH.
by Dino
Thu Nov 08, 2007 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: any funds meet these qualifications?
Replies: 5
Views: 1642

Bud, you make it rough on us at this forum if we can't recommend any Vanguard funds. Those LifeStrategy and Target Retirement funds are nice as well as a number of other low cost balanced funds. But as has been pointed out, there are others who have similar funds.
by Dino
Tue Nov 06, 2007 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Is it just me? Or is the world ending?
Replies: 19
Views: 4795

cdelena, you've got it right on South America. It used to be very comfortable here in Paraguay for Americans, but the climate is definitely changing. Makes me kinda glad my wife and I plan to retire in FL in a couple of years.
by Dino
Tue Nov 06, 2007 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Quiz: What American accent do you have?
Replies: 48
Views: 12267

I came out like EmergDoc. I actually was born in Montana and lived in the west, but have been in South America most of my life.
by Dino
Mon Nov 05, 2007 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: What *music* are you currently listening?
Replies: 153
Views: 32252

I just noticed this topic as I listen to Southern Gospel quartet music on www.allquartetsradio.com over the internet.
by Dino
Mon Nov 05, 2007 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: A very economic car
Replies: 11
Views: 2953

Thanks CyperBob for that tip on Google conversions. I never knew that.
by Dino
Mon Nov 05, 2007 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: football
Replies: 24
Views: 5400

Go Boca Juniors, Palmeiras, etc. Oh, sorry I thought you said "futbol".
by Dino
Mon Nov 05, 2007 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite western movie?
Replies: 38
Views: 8619

One name keeps cropping up: John Wayne. I like any movies I have seen him star in. Hard to pick out a particular one.
by Dino
Tue Oct 23, 2007 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: T. Rowe Price best for cash-strapped newbies?
Replies: 26
Views: 6715

NYCPete gave you the best advice I have read on this thread yet! Also he is speaking directly from experience. That's worth a lot. I myself, started out with very small DCA amounts... however it was via 403(b) with Vanguard. It has been nice to see how it has grown.

Dino
by Dino
Sun Oct 21, 2007 9:10 pm
Forum: Investing - Help with Personal Investments
Topic: Conservative, Moderate, Agressive, or what?
Replies: 11
Views: 2815

I had the same thought as NAVigator concerning age being a factor. I don't know your age, but in general I would consider your portfolio as being conservative for most any age prior to retirement. No problem, however. If it is good for you, it sounds good to me too. :D

Dino
by Dino
Mon Oct 15, 2007 3:51 pm
Forum: Investing - Theory, News & General
Topic: Retiring outside America: For many, it's a dream come true
Replies: 19
Views: 5731

Actually the medicare website and publications state that outside the U.S. you can't take advantage of the benefits. I see no indication that it is only for certain countries. Another consideration in retiring outside the U.S. is the general attitude toward Americans. In South America it is getting ...
by Dino
Fri Oct 12, 2007 10:45 pm
Forum: Investing - Help with Personal Investments
Topic: how much international exposure?
Replies: 21
Views: 6122

1) I just went to the Vanguard site, called up the hypothetical-growth-of-$10000 for VGTSX, and overlaid it with VTSMX. As I thought, they pretty much went up and down together over a ten-year period. I have used that method too on the Vanguard site and it is a nice way to determine correlation. Dino
by Dino
Fri Oct 12, 2007 4:18 pm
Forum: Investing - Theory, News & General
Topic: What was your first mutual fund?
Replies: 89
Views: 27007

Interesting thread. I began with VFITX (Vanguard Intermediate Treasury) before I knew much about investing. I soon added VASGX (Life Strategy Growth) because the combination gave me a decent allocation and diversity.

Dino
by Dino
Wed Oct 10, 2007 8:03 pm
Forum: Investing - Theory, News & General
Topic: Do you use 0% interest cash-advance to make money?
Replies: 62
Views: 17786

I'm with BradMajors: It is too much work for too little money to interest me.

I don't want to hijack the thread, but I don't know much about credit ratings. It wasn't that long ago I got into credit cards and don't use them much. Are credit ratings REALLY important do bogleheads?

Dino
by Dino
Tue Oct 09, 2007 8:27 pm
Forum: Investing - Theory, News & General
Topic: Dow, S&P break new records
Replies: 17
Views: 3810

Gekko, I'm surprised you haven't already received a number of posts concerning not paying attention to the noise. :lol:

Dino
by Dino
Sun Oct 07, 2007 5:47 pm
Forum: Investing - Help with Personal Investments
Topic: do most people here own any active funds?
Replies: 60
Views: 16835

I really like my VHGEX (Global Equity).

Dino
by Dino
Sun Oct 07, 2007 5:35 pm
Forum: Forum Issues and Administration
Topic: Which Forum is best? Jerry has the answer
Replies: 24
Views: 7701

I don't post on the other forum, but it makes no difference if the decor is not the same (I am using gray) if you can glean such valuable insights as I have on both forums. That's what it is all about in my opinion.

Dino
by Dino
Fri Oct 05, 2007 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Keeping it REEEEEEALLY simple in retirement savings -- OK?
Replies: 39
Views: 11128

Idahusker, I was concerned about the changing stocks to bonds allocation in the TR funds and decided on a Lifestrategy fund instead simply because the allocation doesn't change as time goes on. I realize many posters are concerned because of the Asset Allocation being an underlying fund and it's sto...
by Dino
Mon Oct 01, 2007 5:59 pm
Forum: Investing - Theory, News & General
Topic: wow!!!!!!!!!!!!!!!!!!!!!!!!!!!!1
Replies: 43
Views: 13885

curiousperson, it seems you have tough skin which is good in this case! I think most of the posters on this thread have overreacted to the simple statement you posted.

Dino
by Dino
Mon Sep 24, 2007 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard International
Replies: 7
Views: 2276

That is interesting Landy,
that both VTMGX and VGTSX have only 12% midcap and no smcap.

I own VHGEX (Global Equity) and it contains 17% midcap and 3% smallcap.

Dino

edit: I know I am comparing oranges with apples; just an observation.
by Dino
Mon Sep 24, 2007 8:50 pm
Forum: Investing - Help with Personal Investments
Topic: Loading up on Zimbabwe stocks
Replies: 15
Views: 3214

Can I entice you with some great local stocks from Bolivia and Paraguay?

:wink:

Dino
by Dino
Thu Sep 20, 2007 5:15 pm
Forum: Investing - Theory, News & General
Topic: How long can this go on?
Replies: 20
Views: 5812

Go for it, Landy! Nobody is 100% right.

Dino
by Dino
Tue Sep 18, 2007 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: I am actually liking the new M* forum...
Replies: 20
Views: 4931

schellhase,
Sorry about that. My second paragraph was for Petrocelli who had begun a thread on Diehard's forum concerning FundX. I probably wasn't clear about that.

Dino
by Dino
Mon Sep 17, 2007 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: I am actually liking the new M* forum...
Replies: 20
Views: 4931

schellhase, I have found it the same way. Sometimes I can't even access it through diehards.org page, but have been able to directly from M*. Petrocelli, I have enjoyed your posts on the diehards forum, but I can't participate; I don't want to put out the $5 for what little I would post. Your thread...
by Dino
Fri Sep 14, 2007 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: [poll] new m* forum: will your visits go up or down?
Replies: 29
Views: 8424

It can't be totally unusable; after all I was able to access it without too much trouble, so why couldn't others??

I expect to check it as often as before, but I read only the most promising posts.

Dino
by Dino
Fri Sep 14, 2007 6:20 pm
Forum: Investing - Theory, News & General
Topic: Why $5 million is the new $1 million
Replies: 8
Views: 2720

I'm afraid I am with Raybo on this one.

Dino
by Dino
Thu Sep 13, 2007 9:07 pm
Forum: Investing - Theory, News & General
Topic: Heresy
Replies: 21
Views: 5497

I'm surprised nobody has mentioned Paul Merriman and his articles on FundAdvice.com. He has lots of slice and dice advice.

Dino
by Dino
Fri Sep 07, 2007 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: M* to Launch Upgraded Message Boards
Replies: 71
Views: 27945

Does that mean we won't have to shell out 5 dollars to post there? Wishful thinking. I do hope it is really an improvement.

Dino
by Dino
Fri Sep 07, 2007 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Time's 50 Worst Car of All Time...Hilarious
Replies: 24
Views: 7317

Thanks for the link ryuns. That was interesting enough for me to look through 20 or so of his choices. I remember some of them.

Of course, he is talking about the U.S. industry. You should see some of the vehicles where I live in South America!

Dino
by Dino
Thu Sep 06, 2007 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: How Do You Dress, What Is Your Style and Why?
Replies: 55
Views: 18571

Sunny, I was just beginning to think everyone had forgotten about Walmart and similar places, not to mention how cheap thing are in Goodwill and yard sales! :P

Dino
by Dino
Thu Sep 06, 2007 9:07 pm
Forum: Investing - Theory, News & General
Topic: How much foreign exposure does your portfolio REALLY have?
Replies: 11
Views: 3310

How much foreign exposure does your portfolio REALLY have?

I just read an interesting article from "Fund Spy" on M* concerning the amount of foreign exposure is actually contained in what we would consider U.S. stocks. It can cause us to look at our portfolios a little differently than we might have expected. For instance, the article stated the value fund ...