I would suggest a conversion van instead of a trailer. Something like what they sell here: https://sportsmobile.com/
Your family will be more comfortable, they are easier to drive, and you can go places where large trailers cannot.
Search found 267 matches
- Mon Aug 19, 2019 7:55 am
- Forum: Personal Consumer Issues
- Topic: RV purchase ?
- Replies: 86
- Views: 8360
- Thu Aug 15, 2019 10:23 am
- Forum: Personal Finance (Not Investing)
- Topic: Net-worth rule of thumb for house purchase?
- Replies: 123
- Views: 8057
Re: Net-worth rule of thumb for house purchase?
There are no good rules of thumb for this because once you have a reasonable emergency fund it is your income that is important not your net worth.
- Wed Jul 24, 2019 7:12 am
- Forum: Personal Investments
- Topic: Can we afford $600k home?
- Replies: 98
- Views: 9405
Re: Can we afford $600k home?
This purchase would entirely deplete your taxable account, seems too risky to me.
- Tue Mar 12, 2019 9:19 am
- Forum: Personal Consumer Issues
- Topic: Renting in Boston - how difficult with a pit bull?
- Replies: 48
- Views: 4558
Re: Renting in Boston - how difficult with a pit bull?
When I lived in Boston area (Cambridge) it was near impossible to find an apartment that would take my dog (I had a German Shepard), I imagine it will be even harder with a pit bull. When I finally found one it was in an owner-occupied 2 family home that wasn't in the best shape. Be prepared to settle for what you can get.
- Wed Mar 06, 2019 9:35 am
- Forum: Personal Consumer Issues
- Topic: Objective news source?
- Replies: 69
- Views: 6535
Re: Objective news source?
That chart is ridiculous.SerenityBlue wrote: ↑Wed Mar 06, 2019 9:14 am Don't know how accurate this is but their rankings look correct from my perspective.
https://www.adfontesmedia.com/
- Wed Jan 02, 2019 9:38 am
- Forum: Personal Consumer Issues
- Topic: What is the truth - paper towels vs. electric hand dryer?
- Replies: 37
- Views: 2943
Re: What is the truth - paper towels vs. electric hand dryer?
I always prefer paper towel because I can use it to open the door when leaving. washing is rather pointless otherwise if you have to grab a filthy door handle on your way out.
- Wed Aug 22, 2018 7:35 pm
- Forum: Personal Consumer Issues
- Topic: Test your cognitive biases
- Replies: 89
- Views: 7248
Re: Test your cognitive biases
same here, got the "This is the highest score one can receive on this test."
i thought the questions were overly simplistic tbh.
i thought the questions were overly simplistic tbh.
- Tue Aug 21, 2018 2:42 am
- Forum: Personal Finance (Not Investing)
- Topic: Is a million really the benchmark for retirement
- Replies: 153
- Views: 27554
Re: Is a million really the benchmark for retirement
It is hard to have this discussion unless someone defines what a successful retirement means to them. For me, a retirement where I am just "not homeless", or where I have to shop for my clothes at Wal-Mart, or where I can't afford to travel unless I stay at a cheap motel, would not be a success. You of course do not need a lot of money (and certainly not 1 million dollars) to live out your later years as a pauper, but I doubt many on this board are planning for that kind of retirement.
- Fri Aug 17, 2018 5:07 pm
- Forum: Personal Consumer Issues
- Topic: Reckless driving ticket in VA-Help!
- Replies: 124
- Views: 10219
Re: Reckless driving ticket in VA-Help!
I had a similar ticket in 1999 in Va (89 in a 65 or something like that). Ignored it for a few years. Ended up just paying a fine online and that was it. It was 2003 when I had to settle the ticket because I was applying for my license in MA.
- Fri Aug 17, 2018 12:34 pm
- Forum: Personal Finance (Not Investing)
- Topic: physics/math major looking for programmer/analyst job?
- Replies: 111
- Views: 13517
Re: physics/math major looking for programmer/analyst job?
What has he been doing for the past year?
- Wed Aug 15, 2018 7:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: Odd situation.. How much down payment? 15/30 year loan? Should I sell taxable investments for the down payment?
- Replies: 14
- Views: 1161
Re: Odd situation.. How much down payment? 15/30 year loan? Should I sell taxable investments for the down payment?
This is a good opportunity to teach your parents a lesson. Take their $100k gift and buy the home and then sell it and pocket most of that $100k. Then keep renting.
- Wed Aug 15, 2018 6:31 am
- Forum: Personal Finance (Not Investing)
- Topic: Brokerage checking: Fidelity, Schwab, or Vanguard
- Replies: 36
- Views: 6887
Re: Brokerage checking: Fidelity, Schwab, or Vanguard
I have been using the Fidelity CMA for a few years now. Very happy with it. Has all of the usual perks without any minimum balance requirement (free checks, ATM fee rebate, free bill pay, etc).
- Mon Aug 13, 2018 11:38 am
- Forum: Personal Finance (Not Investing)
- Topic: Housing affordability - what is your take?
- Replies: 74
- Views: 10026
Re: Housing affordability - what is your take?
Prices are high because people are willing to spend a huge (and in my opinion unwise) percentage of their income on housing. Your choice is to either compete with them (and make the same poor decision) or move elsewhere.
- Fri Aug 10, 2018 9:45 am
- Forum: Investing - Theory, News & General
- Topic: Turkey/Turkish Stocks down 32% - approaching 2008 levels
- Replies: 106
- Views: 14821
Re: Turkey/Turkish Stocks down 32% - approaching 2008 levels
Demographic trends in Turkey do not look good, I would stay away.
- Wed Aug 08, 2018 3:40 pm
- Forum: Investing - Theory, News & General
- Topic: If it were March, 2000, would you still allocate 50% to Stocks?
- Replies: 94
- Views: 6547
Re: If it were March, 2000, would you still allocate 50% to Stocks?
Taxes.CraigTester wrote: ↑Wed Aug 08, 2018 8:09 am
And by obvious extension, if you're currently sitting on enormous gains in your SP500 index fund, why not take profits?
- Tue Aug 07, 2018 2:27 pm
- Forum: Personal Consumer Issues
- Topic: Grind and Brew Coffee Makers - worth it?
- Replies: 39
- Views: 5382
Re: Grind and Brew Coffee Makers - worth it?
was considering the Miele CM6350 (it's the countertop version). anyone have a Miele and love it or hate it?
- Mon Aug 06, 2018 1:28 pm
- Forum: Personal Consumer Issues
- Topic: Coldness Pismo beach water
- Replies: 24
- Views: 2321
Re: if foggy go to Avila Beach
probably talking about Morro Bay. water is cold there too though.FB01 wrote: ↑Mon Aug 06, 2018 1:20 pmlike which one? Can you give the names?Socrates28 wrote: ↑Mon Aug 06, 2018 1:13 pm lot nicer weather and nicer beach.....about 10 minutes North
- Wed Aug 01, 2018 9:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: DW job in dangerous area
- Replies: 90
- Views: 9743
Re: DW job in dangerous area
I would not take a job like that unless I was incredibly desperate. You make 200k, so no, I would not take it.
- Sun Jul 08, 2018 7:59 pm
- Forum: Investing - Theory, News & General
- Topic: WCI blog post - "This Real Estate Bubble - Likely Isn't a Bubble"
- Replies: 109
- Views: 17410
Re: WCI blog post - "This Real Estate Bubble - Likely Isn't a Bubble"
11. Increased regulatory costs of new construction.
- Sun Jul 08, 2018 4:31 pm
- Forum: Investing - Theory, News & General
- Topic: Girls and investing
- Replies: 115
- Views: 8509
- Thu Jun 28, 2018 7:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is your debt interest rate threshold?
- Replies: 57
- Views: 4839
Re: What is your debt interest rate threshold?
I would not be in a hurry to pay off any debt with an interest rate that is less than the rate of inflation. Currently that is around 2.1%.
- Mon Jun 25, 2018 2:49 am
- Forum: Personal Consumer Issues
- Topic: Complain or Negative Review for Rip-off Plumber?
- Replies: 29
- Views: 3898
Re: Complain or Negative Review for Rip-off Plumber?
Did you use Yelp to find this plumber in the first place? I stopped using Yelp when I realized the extent to which reviews are manipulated.
- Wed Jun 13, 2018 4:12 am
- Forum: Investing - Theory, News & General
- Topic: 1 Year Rule - Not allowed to execute new investment strategy until 1 year has passed
- Replies: 27
- Views: 3162
Re: 1 Year Rule - Not allowed to execute new investment strategy until 1 year has passed
I would argue it is even worse to stick with an investment strategy that is bad and/or inappropriate. There is nothing wrong with changing strategy if it is done for the right reason(s).
- Tue Jun 12, 2018 5:06 am
- Forum: Personal Investments
- Topic: MD&P just purchased X / sold Y [md&pharmacist]
- Replies: 198
- Views: 19573
Re: MD&P just purchased X / sold Y [md&pharmacist]
Is this trading happening in a taxable account? If so then where are the taxes due coming from when you realize a gain?
- Sun Jun 03, 2018 1:19 pm
- Forum: Personal Finance (Not Investing)
- Topic: Can a physician work in tech while practicing as well?
- Replies: 57
- Views: 5971
Re: Can a physician work in tech while practicing as well?
What value do you place on the degree(s)? Because you don't need to go to school to learn any of the above.
- Wed May 30, 2018 5:48 pm
- Forum: Personal Consumer Issues
- Topic: My mind exploded
- Replies: 79
- Views: 6150
Re: My mind exploded
My 2 cents:
Don't let her know you snooped on her, it does nobody any good for her to know.
Stop snooping.
Don't let her know you snooped on her, it does nobody any good for her to know.
Stop snooping.
- Sun May 20, 2018 1:39 pm
- Forum: Personal Consumer Issues
- Topic: Wifi + wired device [updated]
- Replies: 56
- Views: 5064
Re: Wifi + wired device
Yes it is listed as wired to wireless adapter. It is probably also there as a setup option if you cant use WPS for whatever reason.Earl Lemongrab wrote: ↑Sun May 20, 2018 12:47 pm
The only mention of the port in the manual is for setting up a separate network. The spec sheet just refers to it as a Gigabit ethernet port. Does it seem likely that it would serve the purpose?
- Sat May 19, 2018 11:56 am
- Forum: Personal Finance (Not Investing)
- Topic: What’s your phone/internet bill?
- Replies: 92
- Views: 9673
Re: What’s your phone/internet bill?
phone $35/mo (Cricket)
internet $40/mo for 150up/150down (Frontier)
internet $40/mo for 150up/150down (Frontier)
- Thu May 03, 2018 11:50 pm
- Forum: Personal Investments
- Topic: Ed. Jones rep didn't like our plan, now we're locked out
- Replies: 152
- Views: 25004
Re: Ed. Jones rep didn't like our plan, now we're locked out
You should consider just buying the Schwab index funds if you are investing with Schwab. They have most (if not all) of the low cost index funds you would want and you won't pay any commissions.keepingitsimple wrote: ↑Thu May 03, 2018 11:12 pm I’ve been reading Bogleheads for a few months (hands down best discovery I ever made) and have encouraged my parents to transfer their four stocks to Charles Schwab to sell and then invest the proceeds in Vanguard Funds through Schwab.
- Mon Apr 23, 2018 4:10 pm
- Forum: Personal Consumer Issues
- Topic: Experience with wood countertops for kitchen / wet bar ?
- Replies: 9
- Views: 1920
Re: Experience with wood countertops for kitchen / wet bar ?
I would consider concrete as well... many, many options for finishes, epoxy, etc. You can even have a concrete countertop that looks like wood if you want.
- Mon Apr 23, 2018 4:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: Buying a home with water damage
- Replies: 21
- Views: 2986
Re: Buying a home with water damage
Walk away, don't even waste money on getting it inspected.
- Mon Apr 23, 2018 10:12 am
- Forum: Personal Finance (Not Investing)
- Topic: Building a New Home (Talk me out of it!)
- Replies: 61
- Views: 7225
Re: Building a New Home (Talk me out of it!)
It usually doesn't make sense to overbuild for the neighborhood, you won't get a good return on the money you put into it.
- Thu Apr 19, 2018 1:33 am
- Forum: Investing - Theory, News & General
- Topic: Bill Bonner: what's your take?
- Replies: 38
- Views: 6171
Re: Bill Bonner: what's your take?
we just had a dip in February and again in March (worst week in 2 years for US stocks), did you buy then? why not?TreadLightly wrote: ↑Thu Apr 19, 2018 12:32 am
we've got no problem throwing money into equities when we hit a downturn, but with BB swearing it's coming, it's hard to buy in without a clear dip.
- Fri Apr 13, 2018 1:29 am
- Forum: Personal Finance (Not Investing)
- Topic: Buy I-Bonds before May 1 or After?
- Replies: 16
- Views: 2561
Re: Buy I-Bonds before May 1 or After?
If fixed rate goes up i'll buy at end of May, otherwise i'll wait until end of the year.
- Thu Apr 12, 2018 7:43 pm
- Forum: Personal Finance (Not Investing)
- Topic: Wanting to leave Fidelity
- Replies: 97
- Views: 17862
Re: Wanting to leave Fidelity
if you are not happy at Fidelity you probably won't be happy anywhere.
- Wed Mar 28, 2018 3:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Los Angeles Condo Purchase Advice
- Replies: 53
- Views: 5686
Re: Los Angeles Condo Purchase Advice
If you don't buy now, will the downpayment gift be available to you in the future when you do buy? If not, then I would buy, to not lose the "free" 235k you are getting from her parents.
- Sat Mar 17, 2018 11:08 am
- Forum: Personal Consumer Issues
- Topic: 2018 Forester vs CRV vs RAV4
- Replies: 143
- Views: 24339
Re: 2018 Forester vs CRV vs RAV4
I went through this same process in 2016 when shopping for my SUV. Went with the Mazda CX-5 Grand Touring with the Tech and safety packages, been very happy with it. I would at least test drive it before you pull the trigger on your purchase.
- Fri Mar 16, 2018 1:08 pm
- Forum: Personal Consumer Issues
- Topic: Should I join Mensa?
- Replies: 39
- Views: 4607
Re: Should I join Mensa?
I don't think it is exclusive enough to mean much as far as bragging rights go.
- Sun Mar 11, 2018 7:39 am
- Forum: Personal Consumer Issues
- Topic: Men's Cologne
- Replies: 120
- Views: 12801
Re: Men's Cologne
No such thing as a masculine cologne IMO
- Wed Feb 28, 2018 9:48 am
- Forum: Personal Finance (Not Investing)
- Topic: How much cash do you keep at any time on checking?
- Replies: 183
- Views: 23748
Re: How much cash do you keep at any time on checking?
$5k - $15k. When my account hits $15k I transfer $10k of it to Vanguard or TreasuryDirect and let it build back up again.
- Sat Feb 17, 2018 12:55 pm
- Forum: Personal Finance (Not Investing)
- Topic: Effect of spending money on appearance in career
- Replies: 91
- Views: 11033
Re: Effect of spending money on appearance in career
Men are judged on their appearance as well, this isn't something that just faces women. How you present yourself to the world matters.
- Fri Feb 16, 2018 1:37 pm
- Forum: Personal Consumer Issues
- Topic: Good brands for Kitchenware?
- Replies: 40
- Views: 5143
Re: Good brands for Kitchenware?
One other thing I would mention is to avoid the store brands when it comes to cook ware (SurLaTable, WilliamsSonoma, etc) as well as the gimmick lines named after a celebrity chef (Martha Stewart Living, Wolfgang Puck, etc). These are all knock off products that get out sourced and are not good enough quality to justify the higher price tag. Buy only manufacturer brands (All Clad, Staub, LeCreuset, Demeyere, Lodge, etc).
Also realize that some brands which are very good at some cookware (LeCreuset is known for the high quality enameled/cast iron) are not so good at others. So it is not just what are the good brands but what are the good brands for the specific thing you are buying.
Also realize that some brands which are very good at some cookware (LeCreuset is known for the high quality enameled/cast iron) are not so good at others. So it is not just what are the good brands but what are the good brands for the specific thing you are buying.
- Fri Feb 16, 2018 12:57 pm
- Forum: Personal Consumer Issues
- Topic: Good brands for Kitchenware?
- Replies: 40
- Views: 5143
Re: Good brands for Kitchenware?
All-Clad stainless is kind of the standard in stainless steel cookware and is made in the USA. A lot of the other brands have All Clad knockoff products that they manufacture in China (LeCreuset, Cuisinart, etc).
One downside of All-Clad though is that a lot of people do not like the handles.
Another brand you could consider is Demeyere which is made in Belgium I believe.
One downside of All-Clad though is that a lot of people do not like the handles.
Another brand you could consider is Demeyere which is made in Belgium I believe.
- Thu Feb 15, 2018 11:23 am
- Forum: Personal Consumer Issues
- Topic: Dental chews for dogs....useful?
- Replies: 36
- Views: 4704
- Tue Feb 13, 2018 6:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: Should I claim chapter 7 bankruptcy? debt 110k
- Replies: 64
- Views: 9955
Re: Should I claim chapter 7 bankruptcy? debt 110k
This. If you lied on your application in order to get the margin account that would be fraud and you might be in some legal trouble.hookemhorns wrote: ↑Tue Feb 13, 2018 5:42 pm How did you manage to get a margin account with such a risk allowance? Fibbing on the initial brokerage application about your income and assets?
- Thu Feb 08, 2018 6:22 pm
- Forum: Investing - Theory, News & General
- Topic: NYT: "84 percent of all stocks owned by Americans belong to the wealthiest 10 percent"
- Replies: 14
- Views: 2545
Re: NYT: "84 percent of all stocks owned by Americans belong to the wealthiest 10 percent"
So in other words, it is a normal Pareto distribution. https://en.wikipedia.org/wiki/Pareto_distribution
This isn't news.
This isn't news.
- Wed Jan 31, 2018 12:53 am
- Forum: Investing - Theory, News & General
- Topic: Kinda laughing, kinda mad - Vanguard Personal Investor
- Replies: 45
- Views: 9610
Re: Kinda laughing, kinda mad - Vanguard Personal Investor
I don't get it, why didn't you just tell your advisor you wanted someone else? Stop being so agreeable and just do it.
- Wed Jan 24, 2018 4:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Working in the real world
- Replies: 118
- Views: 13300
Re: Working in the real world
- Tue Jan 23, 2018 5:57 pm
- Forum: Personal Finance (Not Investing)
- Topic: Working in the real world
- Replies: 118
- Views: 13300
Re: Working in the real world
That is not at all unusual for software jobs in HCOL areas. I grossed $234k last year (Boston area) and I know pay is generally higher in both SF and NYC areas where a lot of posters seem to be from. My background is not particularly special and I only have a bachelor's degree.
- Wed Jan 10, 2018 12:57 pm
- Forum: Personal Consumer Issues
- Topic: Early Retirement Incentive Plan is generating paranoia in a co-worker
- Replies: 47
- Views: 7321
Re: Early Retirement Incentive Plan is generating paranoia in a co-worker
As a fellow developer I am curious what these habits are that are not compatible with an Agile work environment.Dottie57 wrote: ↑Tue Jan 09, 2018 1:53 pm I also believe that Megacorp really wants those of us with habits that are not congruent with Agile Software development to leave. Early retirement package is a way of clearing the way for newer and "better" models who will take to Agile development with enthusiasm.