Search found 6 matches

by Greenbeans
Mon Dec 31, 2012 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth Dollar Cost Averaging
Replies: 6
Views: 813

Re: Backdoor Roth Dollar Cost Averaging

Thanks for your reply. I think you're making sense. As much as I'd actually prefer to make consistent contributions throughout the year (no stressing/regrets over timing, painless withdrawals), the mechanics seem to be more effort than its worth. Sounds like funding the money market and exchanging i...
by Greenbeans
Mon Dec 31, 2012 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth Dollar Cost Averaging
Replies: 6
Views: 813

Backdoor Roth Dollar Cost Averaging

I plan on taking advantage of a Backdoor Roth in 2013. In previous years I was eligible for a Roth IRA and made weekly contributions for both liquidity and dollar cost averaging purposes. Is there a way to setup an automated exchange with Vanguard so that weekly contributions to my traditional IRA a...
by Greenbeans
Tue Dec 11, 2012 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Last day to contribute in Roth IRA for 2012 ?
Replies: 20
Views: 3205

Re: Last day to contribute in Roth IRA for 2012 ?

To clarify, a backdoor conversion for 2012 must be completed by 12/31? I (wrongly?) assumed your contribution and conversion deadlines would be the same. Don't individuals on the margins need to compile their tax return in order to decide what type of IRA to contribute to or whether to undertake a c...
by Greenbeans
Sun Jan 22, 2012 6:17 pm
Forum: Investing - Help with Personal Investments
Topic: $50k w/5yr Horizon
Replies: 4
Views: 671

Re: $50k w/5yr Horizon

Also, further searching here pointed me to the newish Fixed Term muni-bond funds from Fidelity:

http://www.bogleheads.org/forum/viewtopic.php?t=77004

It seems like laddering a couple of these funds may accomplish what I'm looking for but I can't tell what kind of yields they are offering.
by Greenbeans
Sun Jan 22, 2012 3:51 pm
Forum: Investing - Help with Personal Investments
Topic: $50k w/5yr Horizon
Replies: 4
Views: 671

Re: $50k w/5yr Horizon

If I am willing to miss my goal by 5%, how does that contribute to a decision? Is it possible to quantify (even roughly) what I stand to lose/gain with a GNMA or Inflation fund over the next five years? I am very new to bond investing and although I understand that it involves risk, I would like to ...
by Greenbeans
Sun Jan 22, 2012 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: $50k w/5yr Horizon
Replies: 4
Views: 671

$50k w/5yr Horizon

Hi there - I am new to the board and trying to digest all the underlying concepts. I have already ordered 3 books from Amazon which I am sure will provide me with a lot more to think about. Just want to preface my question by thanking all the contributors for giving me so much food for thought! Now ...